PRESORTED STANDARD U.S.

POSTAGEPAID

ITHACA NY 14850 PERMIT NO. 187

Celebrating 100Years of Long

Island Real Estate

SEPTEMBER/OCTOBER 2010

NEW MLSLI ProductsComing Soon To Help YouGrow Your Business...Page 13

By Tricia ChircoMarketing & Communication Director

The Long Island Board of Realtors®, Inc.(LIBOR) will hold its annual GeneralMembership meeting on Tuesday, October26th at the Melville Marriott, 1350 Old WaltWhitman Road, Melville, NewYork. All Realtor® memberswho are present and in goodstanding may vote at this meet-ing. Polls open at 9:00 a.m. andclose promptly at 2:00 p.m.Realtor® members can also votein Queens at the Realtor ServiceCenter in Jackson Heights. In theevent additional voting locationsbecome available, we will postthat information on lirealtor.comand the stratus info center.

The LIBOR NominatingCommittee, chaired by LIBOR’s immediatePast President Buddy Hoosein, met onWednesday, September 8th in West Babylon.At the meetings conclusion, the followingreport was given: President-elect, DonaldScanlon, Queens Vice President, LauraCopersino, Nassau Vice President, BarbaraFord, Suffolk Vice President, CarolineJemison, Treasurer, Moses Seuram andSecretary, Susan Helsinger.

LIBOR members that would like to run foran office must submit a petition byWednesday, October 6, 2010. All petitionsmust be delivered to the Board Office in WestBabylon on that date no later than 5:00 p.m.Visit LIRealtor.com for an application.

Incoming LIBOR President, Lisbeth "Liz"English, e-PRO, GREEN, SFR, SRES,CBR, joined LIBOR in 1986 and has been areal estate professional for 24 years. Shehas been with Netter Real Estate in WestIslip for 23 years. When not involved withall described below, Liz actively works withclients to help them "on to the next chapterin their lives" or "realize the American

Dream of Homeownership". Liz has aB.A. with Honors in English from Adelphiand a Masters in Liberal Studies fromSUNY Stony Brook.

Currently Liz serves as LIBOR President-elect and held the office of LIBOR SuffolkVice President for 2006 & 2007. In 2008,

she served as LIBOR Secretaryand was Treasurer in 2009. Onthe Chapter level, Liz served theSuffolk South Shore Chapter asPresident in 2002, Vice Presidentin 2001 and served on her chap-ter's Board of Directors 1998-2006. This year Liz was highlyinstrumental in establishingLIBOR's Young ProfessionalsNetwork. In 2007, Liz was cho-sen LIBOR Realtor-Salespersonof the Year. Liz has served on many commit-

tees including RPAC, Legislative,Professional Standards, Public Relations andalso on several Special Committees:Awards, Elections, Nominations Criteria,Professionalism & Recognition andGovernance Task Force. Liz also supportsher colleagues through participation inmany Realtor® events such as the EducationConference, MLS Tech Fair and PoliticalEvents (Lobby Day and visits with localpoliticians to further the Realtor initiatives).She never misses RPAC Fundraisers andloves helping Pat run the Mr. Legs Contestsfor which Liz first made the sashes (that arestill being used!) in 2003. She is an activevolunteer with Rebuilding Together LongIsland and Habitat for Humanity projectsand is involved in other charity benefits,especially The Morgan Center and AmericanCancer Society.

On the State level, Liz has attended bothFall & Winter Meetings/Conventions since2004. She has served on the NYSAR Boardof Directors since 2004 and is also a member

In August, all LIBOR membersshould have received their annualLIBOR Dues Bill. All bills were e-maileda few weeks ago socheck your inbox. Ifyou haven’t receivedyour 2011 LIBORDues Bill electronical-ly, please visitims.mlsli.com, log inwith your StratusUser ID and pass-word and then clickon PERSONALINFORMATION. Thiswill allow you to con-firm, and/or updateyour current e-mailaddress on file, whichis very important intoday’s businessworld. Additionally,you can pay your billonline by simply click-ing on the PAY YOUR LIBOR BILLHERE. If anyone needs assistance orfurther instructions, please call 631-661-4800 or 718-739-8700 and hit Option 5to speak with a representative.

Some members may have questionsabout their 2011 LIBOR Dues Bill. Foranswers to frequently asked questions,visit lirealtor.com and click on theMembers Benefit button, then select theDues Schedule section. Here you can

view a short online video on this sub-ject, or you can download the pdf docu-ment that provides written answers to

many of questions ourmembers may have. Hereyou can get answers aboutwhere your dues moneygets spent and what prod-ucts and services they sup-port.

All LIBOR dues for 2011are payable by September30, 2010. As an incentivefor members to pay theirbill online, LIBOR haslaunched the Dues CashSweepstakes for the 3rdyear in a row. There arethree cash prizes: 1st

prize is $1,000, 2nd prizeis $500, and the 3rd

prize is $250. Anymember that pays

their LIBOR dues billin full, and online athttps://ims.mlsli.com using a credit cardby September 30th , will get automati-cally entered into the CashSweepstakes. It’s that easy, just asklast year’s $1000 cash prize winnerPatricia Fernstrom from C21 AmericanHomes in Massapequa. CashSweepstakes winners will be randomlyselected on October 13, 2010 and will benotified by e-mail.

Exclusive Loan Offer for LIBOR Members Only – See Page 11! Payments as low as $63.24 a month for qualified members.

GGeett QQUUIICCKK –– IInnssttaanntt AApppprroovvaallCall 631-661-4800 Ext. 371 or visit us at www.lirfcu.com

THEThe Voice For Real Estate™ • OFFICIAL PUBLICATION OF THE LONG ISLAND BOARD OF REALTORS®, INC. • www.LIRealtor.com

PAY YOUR LIBOR DUES BILL ONLINE —THE FAST, EASY, AND SECURE WAYLast Year Over 60% of LIBOR Members Paid Their Dues Bill Online

LIBOR General MembershipMeeting Scheduled forTuesday, October 26thVoting Opportunity forIncoming Leadership

REALTOR®

LLEETT TTHHEE LLIIRRFFCCUU HHEELLPPYYOOUU PPAAYY YYOOUURR 22001111LLIIBBOORR DDUUEESS BBIILLLL!!

Liz EnglishIncoming President

(Continued on page 18)

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www.LIRealtor.com

IN THE NEWSGeneral Membership MeetingOctober 26th . . . . . . . . . . . . . . P1Pay Your LIBOR Dues Bill Online . . . . . . . . . . . . . . . . . . . . P1LIBOR Candidate Nominating Information . . . . . . . . . . . . . . . P2LIBOR’S History – The 90’s . . P2President’s Message . . . . . . . P3From Where I Sit . . . . . . . . . . . P4LIBOR’S Chapter & Division Coverage . . . . . . . . . . . . . . . . P6LIBOR’S REALTORS® AgainstHunger Campaign . . . . . . . . . P8MLS 9th Annual Tech Fair. . . P12MLS News . . . . . . . . . . . . . . P13Technology — Tech Tip. . . . . P14RPAC . . . . . . . . . . . . . . . . . . P15Education Opportunities. . P17&18Professional Services Directory. . . . . . . . . . . . . . . . P18

LIBOR is Now onFacebookSign up as a fan!

Visit LIRealtor.comfor all

up-to-the-momentindustry news!

REALTOR®THE

Official Notice of LIBOR NomineesTo All REALTOR® Members In accordance with the Bylaws of the Long Island Board of REALTORS�, the report of theNominating Committee is presented herewith. The 2011 slate of Officers and 2011/12 Directors of the Long Island Board of REALTORS� is as follows:

Caroline JemisonSuffolk Vice President

Susan HelsingerSecretary

Barbara FordNassau Vice President

Laura CopersinoQueens Vice President

Donald ScanlonPresident-Elect

Voting for the election of Officers and Directors willtake place on October 26, 2010 at 9:00 am at theMelville Marriott, 1350 Old Walt Whitman Road,Melville, New York. In accordance with Article XI,Section 7 of the Bylaws, "Additional candidates forthe offices to be filled may be placed in nominationby petition signed by voting members: for CountyDirector, 50 signatures from within the County;County Vice President, 100 signatures from withinthe County; Treasurer/Secretary, 150 signaturesBoard wide; President Elect, 150 signatures with aminimum of 30 per County. The petition shall befiled with the Secretary at least 20 days before theelection. Such additional nominations shall be pub-lished in the Board Bulletin at least ten days beforethe election." The deadline for submitting petitionsunder this provision of the Bylaws will be 5:00 pm,October 6, 2010 at the Board Office in West Babylon.Petition & Application forms may be obtained fromLIBOR Offices, 300 Sunrise Highway, WestBabylon, New York.

Moses SeuramTreasurer

OFFICERS

QUEENS Elizabeth Gittens, Barbara McDonough, Osbardo Mejil, Jr.NASSAU Peter Caruso, Barbara Ford, Linda Petralia, Marilyn UrsoSUFFOLK Gail Bishop, Mary Fudens, Mary Alice Ruppert, Georgia Westcott

The following County Directors will be in their second year of their two year term for 2011:

QUEENS Bridget Allim, Rozanna Beaumont, Kenneth Dunn, Jack G. Mangra, Nancy MoscaNASSAU Barbara Bucovetsky, Nino Perdomo, Neil Sterrer, Charlotte VanderwaagSUFFOLK Gigi Fernandez, Kate Koplinka, Patricia Masone, Paul Wernersbach

DIRECTORS

PROPOSED AGENDAANNUAL MEMBERSHIP MEETING

OCTOBER 26, 2010POLLS ARE OPEN 9:00AM — 2:00PMCall to orderInvocationPledge of AllegianceApproval of Agenda

I. Appointment of election officials(MOTION)

II. Counsel’s ReportIII. LIBOR Update – Kathy EngelIV. CEO Update – Joseph E. MottolaV. Treasurer’s Report – Moses Seuram

VI. New BusinessANNOUNCEMENT THAT POLLS ARE CLOSEDVII. Report of the Election CommitteeADJOURN

By Tricia ChircoMarketing & Communication Director

In the newspaper world, many timesthe headline tells the story. We havebeen covering the 100 year history ofthe Long Island Board of REALTORS�,Inc. this year, by publishing a series ofarticles broken out by decades thatfocus on the highlights and events thatoccurred in real estate during that peri-od of time. I find myself reading yearsand years of old “Realtor�”‰newspapersto get a flavor of what was happeningduring a certain period of time becauseI do not share the number of years in thebusiness as many of my co-workers.

I thought it would be fun to share a fewof the headlines that ran in “TheRealtor�”‰ paper during the 90’s and per-haps some of these headlines will bringback memories of what was happeningat LIBOR and MLS during that time.

August 1990 — 100%Computerization Planned for MLS —Computers will allow daily listing infor-mation to be delivered electronically,instead of by a driver during the night.

November 1991 — New AgencyDisclosure Bill Signed into Law - Thislegislation requires all licensees to pro-vide written disclosure as to whom theyrepresent in a residential transaction aswell as an explanation of their obliga-tions to the buyer and seller.

November 1992 — HUD RequiresWarning Notice About Lead-Based Paint— Home buyers must now be given aprescribed written notice about lead-

based paint for houses built before 1978,and certain other circumstances as well.

April 1993 — April is Fair HousingMonth — LIBOR Renews Fair HousingCommitment — HUD and LIBOR renewtheir commitment to provide all con-sumers with the opportunity for fair hous-ing. The Voluntary Marketing Agreement(VAMA) helped to ensure fair housingpractices in real estate and encouragedcooperation with community based fairhousing and civil rights groups.

September 1994 — GovernorMario Cuomo Nixes (Vetoes) RealEstate Board Bill- Governor Cuomoclaiming that the structure of the billrequired further discussion. In theOctober issue of the paper the headlinereads “New York State GubernatorialCandidate George E. Pataki Meets withLong Island Board of REALTORS�”‰

December 1994 — REALTOR�Service Center Opens in Queens — Thenew Realtor Service Center in Queenswas located at 176-60 Union Tpke in FreshMeadows and will serve Queens andwestern Nassau County Realtors�. Thecenter will offer computer training, licens-ing and other courses and programs.

January 1995 — LIBOR/MLSNames Its Chief Executive Officer —Joseph E. Mottola. In an effort to consol-idate services and reduce expenses, thetwo organizations agree to appointJoseph Mottola as chief executive officer.

September 1995 — Departmentof State Offers REALTORS� ReceptiveMeeting — LIBOR leadership gets anopportunity to meet with Secretary of

State Sandy Treadwell and discuss anumber of positions taken by the DOSincluding the process of DOS respond-ing to public complaints against brokers.

Jan/Feb 1996 — New DOS Offers“Business Friendly‰ Improvements” —Secretary Treadwell initiates a newprocess for complaints that allows realestate licensees the opportunity to com-municate with the Division of Licensingas the complaints are being evaluated.

June 1996 — MLS Goes Global —www.MLSLI.com makes its debut at the8th Annual Education Conference. Thiswebsite provided Realtors� with worldwide exposure for their residential list-ings and at no additional charge.

December 1997 — MLSChanges Fee Structure — New monthlyflat fee eliminates a per listing‰ fee andnow includes the entry of unlimited list-ings which would hopefully encourageRealtorsr to list everything on MLS.

September 1998 — LIBOR toDebut Website at General MembershipMeeting – LIBOR launches REALTORONLY website at www.lirealtor.com thatwill offer an additional means of com-munication for members.

December 1998 — Adjustment orExtinction? The Choice is Yours —John Tuccillo explains to Realtors� thatthey must adjust to technology and theInternet to stay in business.

May 1999 — Long Island Board ofRealtors� Forms Alliance with REAL-TOR.com — Multiple Listing Service ofLong Island cites realtor.com as its pre-

(Continued on page 8)

1990– 2000

Attention all Realtors®: Beginning in 2010, the Long Island Realtors® website will now serve as the primary sourcefor announcing Long Island Board of REALTORS®, official notices to members. All notices pertaining to annual elec-tions, general membership meetings, proposed by-law amendments, etc. will now be posted on the official website ofthe Long Island Board of REALTORS®, Inc. at www.LIRealtor.com under the new OFFICIAL NOTICE section.

LIBOR’S HISTORY — THE 90’s

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With our newest Chapter... the YoungProfessionals Network (YPN) there isgrowing interest in technology and newways of connecting and communicating.You can find opportunities for YPNonline at NYSAR and NAR. The bestpart... is this is inclusive, not exclusive.

How do we reach out to the newestgeneration of buyers? Let’s listen tothose who know, our younger generationof Realtors, our YPN’ers.

Look for networking opportunities, notjust with Realtors, but BusinessNetworking International (BNI), or simi-lar groups. There are meetings that thattake place each month.

Speaking of opportunities... Oct 14thwe’re having a Tech Fair. Like ourEducation Conference, this is the place toget up to the minute information on toolsand tricks that will help you worksmarter NOT harder. As always, we’vecombed the nation for the best of the

best. There’s even an opportunity to have“Breakfast with The Experts”

One of my favorites is G. William James,he will show you things that you neverknew your smartphone could do, and thenhe’ll show you more... I’m always amazedwith the amount of systems that came withmy Blackberry and all the FREE programsthat are available. Find out if you are “AsSmart As Your Smartphone”?

Some of the technology that will becovered includes: “How NOT to be aSocial Media Train Wreck”. Still con-fused about “Blogs, Facebook, Twitter,and Beyond” learn how to use them toyour advantage. You’ll find out there’smore to Google than just mapping at:“Google Universe”. And there’s so muchmore... Register today.

Until next time...

LONG ISLAND BOARD OF REALTORS®, INC.

2010 OFFICERSPRESIDENT Kathy Engel

PRESIDENT-ELECT Liz English

VICE PRESIDENT-NASSAU Donald Scanlon

VICE PRESIDENT-SUFFOLK Carol Jemison

VICE PRESIDENT-QUEENS Laura Copersino

TREASURER Moses Seuram

SECRETARY Bettie Meinel

CHIEF EXECUTIVE OFFICER Joseph E. Mottola

PUBLISHER Joseph E. Mottola

EDITOR Patricia Chirco

EDITOR’S ASSISTANT Christina DeFalco

PRODUCTIONDSI Design Group252 Sea Cliff Avenue, Sea Cliff, NY 11579516-676-6089 • Fax 516-676-4769Christopher Meadows, President

ADVERTISING SALESDonna Lee Wimmers • 631-661-4800 Ext. 348

Circulation 21,500

CONTRIBUTORSKathy Engel, President, LIBOR

Cathy Nolan, Esq., Goldson, Nolan, Connolly, P.C.

Frank Dell’Accio, President, MLS

Randy L. Kaplan, Director Government Affairs

Pat Levitt, RPAC Chairperson

Dana Nowick, MLSLI Product & Services

Times are changing, weneed to change, or be leftin the dust of those who have...

PRESIDENT’S MESSAGEBy Kathy Engel, LIBOR President

The Long Island Board ofREALTORS® is a non-profitorganization formed for REALTORS® for the bettermentof their communities, their profession, and their livelihood.

The REALTOR® is published by the LongIsland Board of REALTORS®, located at 300Sunrise Highway, West Babylon, NY 11704,and is published bi-monthly, January/February,March/April, May/June, July/August,September/October and November/December.Application to mail at periodicals postage rateis pending at Babylon, New York.

POSTMASTER: Please send address changes to: The REALTOR®300 Sunrise Highway • West Babylon, NY 11704

The REALTOR® and its publisher, The LongIsland Board of REALTORS®, in accepting advertisement in this publication, make no independent investigation concerning the ser-vices or products advertised, and they neitherendorse nor recommend the same nor do theyassume any liability thereof.

REALTOR® is a federally registered collective membershipmark which identifies a realestate professional who is aMember of the NATIONALASSOCIATION OF REALTORS®

and subscribes to its strict code of ethics.

LONG ISLAND BOARD OF REALTORS®, INC.300 Sunrise Highway • West Babylon, NY 11704(631) 661-4800 • (718) 739-8700Website: www.mlsli.com™Email: pr@mlsli.com™

LIBOR’s governing documents, conflict of interestpolicy and financial statements (including IRSForm 990) are available for inspection during reg-ular business hours upon request by appointment.

Official Publication Of The

LONG ISLAND BOARD OFREALTORS®, INC.

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On July 29, 2010 members of LIBOR’s Executive and Education Committees pre-sented a check in the amount of $10,000 to The Morgan Center, at the Realtor�

Building in West Babylon. These funds were raised from the Auction Ticket Salesthat Education Committee members worked so passionately to sell during LIBOR’s22nd Annual Education Conference and Trade Show held on June 10th at the CrestHollow Country Club. The Morgan Center is a not for profit charitable organization

dedicated to providing preschool age children who are undergoing treatment for can-cer the opportunity to interact and socialize, in a safe environment that stimulates

cognitive and social development. Pictured during the check presentation are (l-r)Education Committee Vice Chairperson Linda Petralia, Education Committee

Chairperson Laura Copersino, LIBOR President Kathy Engel, The Morgan CenterCo-Founders Nancy and Rod Zuch, and LIBOR President Elect Liz English.

LIBOR Presents $10,000 Check to theMorgan Center

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SEPTEMBER 20109/20 — MondayNASSAU NORTH SHORE CHAPTER9:00am – ELECTIONS-2011 Officers &Directors will be announced. NetworkingBreakfast Program. The Milleridge Inn,Jericho. Annual Roundtable Event featur-ing Our Incredible Sponsors! Cost: $15per person. RSVP: Jennifer Nussbaum @516-364-2340. Visit our website:http://nassaunorthshore.lirealtor.com/

9/21 — TuesdayCREDIT UNION BOARD OF DIRECTORS10:00am – REALTOR SERVICE CENTER,West Babylon — Upper Classroom. Staffliaison: Luisa Harman @ LIBOR ext. 371.

9/21 — TuesdayCENTRAL NASSAU CHAPTER9:00am – Networking Breakfast, Program& ELECTIONS-2011 Officers & Directorswill be announced. The Lantern Diner,West Hempstead. Guest speaker: JosephE. Mottola, CEO-LIBOR/MLS. Cost: $12prepaid, $14 at the door. RSVP: BarbaraGunn @ 516-354-6500. Visit our website:http://centralnassau.lirealtor.com/

9/21 — TuesdaySUFFOLK SOUTH SHORE CHAPTER8:30am – Networking Breakfast, Program& ELECTIONS-2011 Officers & Directorswill be announced. The RiverviewRestaurant, Oakdale. Guest speaker:Beth O’Connor, LIBOR/MLS DirectorTechnology Training. Cost: $20 prepaid,$25 at the door. RSVP: Angela Charron @631-661-5100. Visit our website:http://suffolksouthshore.lirealtor.com/

9/22 — WednesdayMLS BOARD OF DIRECTORS9:30am – REALTOR SERVICE CENTER,West Babylon — Classroom B. Staff liai-son: Lisa Gonzalez @ LIBOR ext. 350.

9/22 — WednesdayLIBOR/MLS 6TH ANNUAL PAST PRESIDENTS’ LUNCHEON12:30pm – Blue Lagoon Restaurant, Route109, West Babylon. Immediately followingMLS Board of Directors Meeting. Staff liai-son: Connie Aiello @ LIBOR ext. 361.

9/23 - ThursdayLIBOR EXECUTIVE COMMITTEE9:00am – REALTOR BUILDING, WestBabylon — 2nd floor Conference Room. Staff

liaison: Lisa Gonzalez @ LIBOR ext. 350.

9/23 - ThursdayLIBOR/MLS ORIENTATION8:30am – REALTOR SERVICE CENTER,West Babylon — Main Classroom. Staffliaison: Debbie Franco @ LIBOR ext. 364.

9/24 — FridayJAMAICA CENTRAL QUEENS CHAPTER8:30am – Networking Breakfast Program &ELECTIONS-2011 Officers & Directors willbe announced. International JFK AirportHotel. 144-20 135th Avenue, Jamaica.Guest speaker: Migdalia Murati, Sr.Account Liaison-FHA. Cost: $5.00 pre-paid, $10.00 at the door. RSVP: JanayMalloy @ 718-221-8822. Visit our website:http://jamaicacentralqueens.lirealtor.com/

9/27 — MondayAPPRAISAL DIVISION9:00am – ELECTIONS-2011 Officers &Directors will be announced. NetworkingBreakfast Program. New Hyde Park Diner,160 Hillside Avenue, New Hyde Park.Guest speaker: John O’Kane, Realtor.Cost: $10.00 per person. RSVP: WalterMessina @ 718-793-6565. Visit our web-site: www.liborappraisals.com.

9/28 — TuesdayHUNTINGTON TOWNSHIP CHAPTER8:30am – Networking Breakfast, Program& ELECTIONS-2011 Officers & Directorswill be announced. The Thatched Cottage,Centerport. Guest speaker: LindaBonarelli-Lugo, Panel Moderator/LIBORPast President. Cost: $25 prepaid, $30 atthe door. RSVP: Antoinette Steo @ 631-549-2600. Visit our website: http://hunt-ingtontownship.lirealtor.com/

9/28 — TuesdayLONG ISLAND COMMERCIAL NETWORK8:00am – ELECTIONS-2011 Officers &Directors will be announced. NetworkingBreakfast & Marketing Session. On ParadeDiner, Woodbury. Cost: $15 LICN Members& Sponsors, $20 Affiliates, $30 Guests &Non-members. For more information, con-tact Gabor Karsai @ 516-359-8028. Visit ourwebsite: www.licommercialnetwork.org

9/29 — WednesdayLIBOR BOARD OF DIRECTORS9:30am – REALTOR SERVICE CENTER,West Babylon — Classroom B. Staff liai-son: Lisa Gonzalez @ LIBOR ext. 350.

Overwhelmingly, Realtor® agents areIndependent Contractors. What might bemore accurate, however, is that they areindividuals owning and running an inde-pendent business. As such, the dues andfees of belonging to a professional tradeassociation, and the fees tosubscribe to a multiple listingsystem, are the legitimatecosts of being in your ownbusiness.

No one wants an increasein one’s business expenses,be it auto insurance, E & Oinsurance, cell phone expens-es, or advertising costs.However, the choice to remain in busi-ness is a personal one and grounded inone’s perceived ability to be successful inthe real estate profession.

The Association wants to providemeaningful support to our professionalbase and has taken steps in recent years toaccomplish this. We changed the billingcycle where we went from billing whenclosings were lowest, to the time of yearthat’s historically the highest. In addition,the Board chose to subsidize the Board’sand your actual expenses from Reservesthat were designed for a “rainy day”.

Experienced Realtors®, Economistsand a host of others knew that thesales/pricing trend could not be sustainedand individuals running businesses wouldhave to make adjustments in their market-ing and resources.

The dilemma that faced the Board andMLSLI budget planners was that innova-tive tools and programs are most neededfor Realtors® when markets are lessrobust and when businesses look to cur-tail expenses. The decision was to con-tinue to provide and in fact amplify the

range of services and tools to better ser-vice the professional working agent andnot the borderline agent.

One example of this would be whenbroker-owners may have to trim theiragent training budgets. The Board has

just put in place a top notchagent training programgeared to this group whichruns one day a week for fiveconsecutive weeks. It’s mar-keted as “Systems andStrategies for Success,” costs$175.00 and earns you 15 CEcredits. It’s a career educa-tional bargain.

It is estimated that one third of agentshave zero transaction sides. Interestinglythis is a rather commonly accepted num-ber across the country. Realtors® holdlicenses for many reasons but certainlyamong them is the belief that they may beinvolved in at least one transaction, whichwould cover their Board and MLSLIinvestment for being in business for theforeseeable future. Another reason couldbe that it presents options for individualsto easily move in and out of a business sothey may tailor their commitment towhat’s going on in their lives at any giventime. And I’m sure that some people justwant to be able to say “I’m in real estate.”

The Board has prepared a brief onlinevideo on the value of the goods and ser-vices of membership and MLS participa-tion which your dues and fees enable us toprovide. It can be viewed on the STRA-TUS Info Center and LIRealtor.com. Thehousing market doesn’t determine therange of programs and services. Rather itdetermines where the Board and the MLSplace the emphasis to maximize theireffectiveness.

FROM WHERE I SITBy Joseph E. Mottola, Chief Executive Officer

EXECUTIVE PLANNER

MEETINGS & EVENTS: For all Special Events & Chapter information, call CONNIE AIELLO, LIBORCHAPTER LIAISON @ 631-661-4800 ext. 361.* All Chapter Meetings & Events are posted online on eachchapter website. Go to http://www.libor.com/chaptermeetings.cfm. Chapter/Division meetings available onSTRATUS — click on MLS/LIBOR EVENTS CALENDAR on the INFO CENTER PAGE.

LIBOR MEMBERS ONLY MAY REGISTER & PREPAY ON-LINE for chapter/division meetings & events!Go to: http://www.mlsli.com/chapterreg/meetings.asp. VISA, MASTERCARD, AMEX & DISCOVER accepted.

NOTE: On-line registration CLOSED at 4:00PM on the previous business day before this event.

“the dues and feesof belonging to a

professional tradeassociation are the

legitimate costs of being in your own

business.”

LIBOR NEWS The Long Island Board of REALTORS® Inc. Proudly Celebrates 100 Years of Real Estate

Congressman Gregory W. Meeks addressed the Jamaica Central Queens Chapter of the Long Island Board of REALTORS� at a recent meeting. He touched

on ways to revive the economy, the housing market and spur potential developmentprojects in his congressional district. He was optimistic and feels that the economyis on its way to recovery. Pictured with Congressman Meeks (3rd from left) are (l-r)

Legislative Chair Marian Fraker-Gutin, LIBOR President Kathy Engel, JCQC President Rozanna Beaumont, LIBOR Treasurer Moses Seuram and LIBOR

President Elect Liz English.

Congressman Gregory W. Meeks Speaks toLIBOR's Jamaica Central Queens Chapter

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Membership has its privilege.REALTORS® Dental Insurance: Smile Today, Sell TomorrowThe National Association of REALTORS® and REALTORS Benefits®Program is pleased to introduce REALTORS® Dental Insurance(RDI), an affordable and valuable benefit for NAR members nationwide. RDI offers dental plans designed exclusively for NARmembers and their families. Unique benefits include: orthodontia,professional whitening, dental rewards, and more.

For more information visit: www.RealtorsDentalInsurance.com/AE or call 877-267-3752

or send an email to kyle@sasid.com.

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• We are one of the largest & fastest growing R.E. Companies in NY, wecurrently work with more than 500 real estate associates.

• We have access to 4 MLS! Member of LIBOR MLS, Member ofWestchester/Putnam MLS, Member of North Shore MLS, and memberof GHV MLS.

• Member of HUD foreclosure properties, and we have key to all listings.• We are one of the top listing offices in NY, we have hundreds of avail-

able listings and many of them are office exclusive. • We provide the best training classes every month! Our experienced

and well known trainers will lead you on the road less traveled — suc-cess!

• The highest commission ever offered! Lowest monthly fee and transac-tion fee! (We charge transaction fee after EACH CLOSING, NOT "EACHSIDE"! This means if you were a listing agent and you found a buyer byyourself, you pay ONE fee, NOT DOUBLE!)

• Approximately 10,000 sq. ft. of office space provide agents with acomfortable and convenient working environment. Our office has it’sown private parking lot.

• Desk reservation available at both office.• Office provides a GYM and table tennis for agents use for free.• Free use of office equipment including telephone, computer,

printer, fax, scanner, camera, signs, etc.• Free open house supplies.• Office open 7 days except holidays.

• Free Internet, newspaper and magazine marketing.• Free lead generation, all our listings will syndicate to many other web-

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The NASSAU NORTH SHORECHAPTER is having an election and net-working breakfast program on Monday,September 20th at 9:00am at the MilleridgeInn in Jericho. Annual Roundtable Eventfeaturing incredible sponsors! Topic:“Same Old Issues/New Answers...Hear ItFrom Our Experts!” The cost is $15.00 perperson. Please RSVP to JenniferNussbaum at 516-364-2340.

The CENTRAL NASSAUCHAPTER is having an election andnetworking breakfast program on Tuesday,September 21st at 9:00am at the LanternDiner in West Hempstead. Guest speaker:Joseph E. Mottola, CEO-LIBOR/MLS.Topic: “The Year Ahead: Challenges &Advantages” Cost: $12 prepaid, $14 at thedoor. The cost is $12.00 prepaid $14.00 atthe door. Please RSVP to Barbara Gunn at516-354-6500.

The SUFFOLK SOUTH SHORECHAPTER is having an election andnetworking breakfast program on Tuesday,September 21st at 8:30am at the RiverviewRestaurant in Oakdale. Guest speaker:Beth O’Connor, LIBOR/MLS DirectorTechnology Training. Topic: “Make MoreMoney.. Get the Inside Scoop on the Brand

New MLS Stratus and MLSLI.com sites.”The cost is $20.00 prepaid $25.00 at thedoor. Please RSVP to Angela Charron at631-661-5100.

The JAMAICA CENTRALQUEENS CHAPTER is having anelection and networking breakfast programon Friday, September 24th at 8:30am at theInternational JFK Airport Hotel inJamaica. Guest speaker: Migdalia Murati,Sr. Account Liaison-FHA. Topic: “TimeManagement.” The cost is $5.00 prepaid$10.00 at the door. Please RSVP to JanayMalloy at 718-221-8822.

The APPRAISAL DIVISION is hav-ing an election and networking breakfastprogram on Monday, September 27th at9:00am at New Hyde Park Diner &Restaurant in New Hyde Park. Guestspeaker: John O'Kane, Realtor-O'KaneRealty. Topic: "1031 Exchange and How toBuild Wealth for Appraisers and Brokers."The cost is $10.00 per person. PleaseRSVP to Walter Messina at 718-793-6565.

The HUNTINGTON TOWNSHIPCHAPTER is having an election andnetworking breakfast program onTuesday, September 28th at 8:30am at theThatched Cottage in Centerport. Guest

speaker: Linda Bonarelli-Lugo, PanelModerator/LIBOR Past President. Topic:“How to Work with Culturally DiverseClients” The cost is $25.00 prepaid $30.00at the door. Please RSVP to AntoinetteSteo at 631-549-2600.

The LONG ISLANDCOMMERCIAL NETWORK is hav-ing an election and networking breakfastprogram on Tuesday, September 28th at8:00am at On Parade Diner in Woodbury.Guest speaker to be announced. Bringplenty of business cards, your property datasheets, your ‘have and wants’ and an asso-ciate to expand your network. The cost is$15 LICN members and sponsors, $20affiliates, $30 guests and non-members.For more information, contact GaborKarsai at 516-359-8028.

The SUFFOLK NORTH SHORECHAPTER is having an election and"High Tech and High Touch" networkingbreakfast program on Wednesday,September 29th at 8:30am at the MeadowClub in Port Jefferson Station. Guestspeaker: Dana Nowick, MLS Productsand Marketing Specialist. Topic: “EarnMore Money by Blending the NewestTechnology Skills with the Best ‘People’Skills! Featuring a peak at the New StratusSystem.” The cost is $25.00, reservationsare a must. Please RSVP to Carol Genuaat 631-331-3600 x113.

The WESTERN QUEENSCHAPTER is having an election andnetworking breakfast program onThursday, September 30th at 9:00am at

the Pan American Hotel in Elmhurst.Guest speaker: Dana Nowick, MLSProducts and Marketing Specialist. Topic:“Tools for Online Marketing and StratusUpdate.” The cost is $10.00 prepaid$15.00 at the door. Please RSVP to JoeAbramaitis at 718-779-1111.

The NASSAU SOUTH SHORECHAPTER is having an election andnetworking breakfast program onTuesday, October 5th at 8:45am atMerrick Park Golf Course Bldg inMerrick. Details: "Save Time and MoneyBefore Arbitration!" The cost is $12.00prepaid $20 at the door. Please RSVP toIsa Stykes at 516-623-6200.

The EASTERN SUFFOLKCHAPTER is having a networking dinnerprogram and election on Thursday, October7th at 6:00pm at Oakland's Restaurant, 365Dune Road in Hampton Bays. Specialguest: Christine Curiale, Branch Mgr, WellsFargo. Details: "New MortgageGuidelines." The cost is $35.00 prepaid$40.00 at the door. For more information,contact Connie Porto at 631-728-1900.

The NORTHEAST QUEENSCHAPTER is having an election andnetworking breakfast program on Friday,October 8th at 9:00am at the Adria Hoteland Conference Center in Bayside. Guestspeaker: Beth O’Connor, LIBOR/MLSDirector Technology Training. Details:"New Stratus Demo!" Sponsors will beacknowledged. The cost is $10.00 prepaid$12.00 at the door. For more information,contact Eddie Saeed at 718-670-0923.

CHAPTER & DIVISIONEVENT COVERAGEBy Christina DeFalco Public Relations & Communications Specialist

FOR COMPLETE INFORMATION ON ALL MEETINGS, VISIT THE EXECUTIVE PLANNER ON PAGE 4 OR VISIT LIREALTOR.COM.

LIBOR NEWS The Long Island Board of REALTORS® Inc. Proudly Celebrates 100 Years of Real Estate

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LIBOR NEWS The Long Island Board of REALTORS® Inc. Proudly Celebrates 100 Years of Real Estate

ARTICLE IV - MEMBERSHIP

There shall be seven classes of Membersas follows:

SECTION 1. REALTOR� MEMBERS

REALTOR� Members, whether primary orsecondary shall be:

a) Individuals who, as sole proprietors,partners, corporate officers, or branchoffice managers, are engaged actively inthe real estate profession, including buy-ing, selling, exchanging, renting or leas-ing, managing, appraising for others forcompensation, counseling or financing,building, developing or subdividing realestate, and who maintain or are associat-ed with an established real estate office inthe State of New York or a state contigu-ous thereto. All persons who are partnersin a partnership, or all officers in a corpo-ration who are actively engaged in the realestate profession within the state or a statecontiguous thereto shall qualify for REAL-TOR� membership only, and each isrequired to hold REALTOR� membershipin a Board of REALTORS� within the stateor a state contiguous thereto unless other-wise qualified for Institute AffiliateMembership as described in section 1(b)of Article IV.In the case of a real estate firm, partner-ship, or corporation, whose businessactivity is substantially all commercial,only those principals actively engaged inthe real estate business in connection withthe same office, or any other offices withinthe jurisdiction of the Board in which oneof the firm�s principals holds REALTOR�membership, shall be required to holdREALTOR� membership unless otherwisequalified for Institute Affiliate Membershipas described in Section 1(b) of Article IV.

ARTICLE V - QUALIFICATION ANDELECTION

SECTION 4. CONTINUING MEMBERCODE OF ETHICS TRAINING:

Effective January 1, 2001, throughDecember 31, 2004, and for successivefour year periods thereafter, each REAL-TOR� member of the association(with theexception of REALTOR� members grant-ed REALTOR� Emeritus status by theNational Association) shall be required tocomplete quadrennial ethics training ofnot less than two hours and thirty minutesof instructional time. This requirement willbe satisfied upon presentation of docu-mentation that the member has complet-ed a course of instruction conducted bythis or another association, the StateAssociation of REALTORS�, the NATION-AL ASSOCIATION OF REALTORS�, orany other recognized educational institu-tion or provider which meets the learningobjectives and minimum criteria estab-lished by the NATIONAL ASSOCIATIONOF REALTORS� from time to time. REAL-TOR� members who have completedtraining as a requirement of membershipin another association and REALTOR�members who have completed the NewMember Code of Ethics Orientation duringany four year cycle shall not be required tocomplete additional ethics training until anew four year cycle commences.

Failure to complete the required periodicethics training satisfy the requirementshall be considered a violation of a mem-bership duty. for which REALTOR� mem-bership shall be suspended until suchtime as the training is completed.Failure to meet the requirement will resultin suspension of membership for the firsttwo months (January and February) of theyear following the end of any four yearcycle or until the requirement is met,whichever occurs sooner. On March 1 ofthat year, the membership of a memberwho is still suspended as of that date willbe automatically terminated.

ARTICLE VIII - USE OF THE TERMREALTOR� AND REALTORS�

SECTION 1.

Use of the terms „REALTOR�‰ and „REAL-TORS�‰ by members shall, at all times, besubject to the provisions of theConstitution and Bylaws of the NATIONALASSOCIATION OF REALTORS� and to theRules and Regulations prescribed by itsBoard of Directors. The Board shall havethe authority to control, jointly and in fullcooperation with the NATIONAL ASSOCI-ATION OF REALTORS�, use of the termswithin its jurisdiction. Any misuse of theterms by members is a violation of a mem-bership duty and may subject members todisciplinary action by the Board ofDirectors after a hearing as provided for inthe association�s Code of Ethics andArbitration Manual.

ARTICLE X - DUES, FEES ANDFINANCE

SECTION 1. APPLICATION FEE

The Board of Directors may adopt anapplication fee for REALTOR�Membership in reasonable amount, notexceeding three times the amount of theannual dues for REALTOR� Membership,which shall be required to accompanyeach application for membership, andwhich shall become the property of LIBORupon final approval of the application bythe Board of Directors. The fee may be indiffering amounts for each class of mem-bership, except Institute Affiliate mem-bers, who may not be charged an appli-cation fee (see Article IV). The Board ofDirectors, for a sufficient reason in itsjudgment, may vary the fee from time totime, in a particular area of the Board. Aportion of the application fee, to coveradministrative costs, may be retained byLIBOR, in the event an applicant shouldwithdraw his/her application for member-ship.

SECTION 2. DUES

a) The annual dues of all members shall beestablished by the Board of Directors andset forth in a separate schedule showing thecategories and the corresponding dues.

b) The annual dues of each REALTOR�member shall be in such amount as estab-lished annually by the Board of Directors,plus an additional amount to be establishedannually by the Board of Directors times thenumber of real estate salespersons and

licensed or Certified Appraisers who (1)are employed by or affiliated as indepen-dent contractors, or who are otherwisedirectly or indirectly licensed with suchREALTOR� Member, and (2) are not REAL-TOR� members of any Board (the NationalAssociation definition of REALTOR� applieshere; if said other board shall have a defini-tion in conflict with the NationalAssociation�s definition of REALTOR�Member, the National Association�s defini-tion shall control) in the state or a state con-tiguous thereto or Institute Affiliate Membersof the Board. In calculating the duespayable to the Board by a DesignatedREALTOR� Member, non memberlicensees shall not be included in the com-putation of dues if the Designated REAL-TOR� has paid dues based on said non-member licensees in another Board in thestate or a state contiguous thereto, provid-ed the Designated REALTOR� notifies theBoard in writing of the identity of the Boardto which dues have been remitted.

1. An individual shall be deemed to belicensed with a Realtor if the license of theindividual is held by the Realtor or by anybroker who is licensed with the Realtor orby any entity in which the Realtor has adirect or indirect ownership interest andwhich is engaged in other aspects of thereal estate business (except as providedfor in Article X Section 2 b hereof) providedthat such license is not otherwise includedin the computation of dues payable by theprincipal, partner, corporate officer, orbranch office manager of the entity.

c) In the case of a Designated REALTOR�

Member in a firm, partnership, or corpora-tion whose business activity is substantial-ly all commercial, any assessments fornon-member licensees shall be limited tolicensees affiliated with the DesignatedREALTOR� (as defined in (1) and (2) ofthe above paragraph) in the office whereDesignated REALTOR� holds member-ship, and any other offices of the firmlocated within the jurisdiction of thisboard.

For the purpose of this section, a REAL-TOR� member of a Member Board shallbe held to be any member who has aplace or places of business within thestate or a state contiguous thereto andwho, as a principal, partner, corporate offi-cer, or branch office manager of a realestate firm, partnership, or corporation, isactively engaged in the real estate profes-sion as defined in Article III, Section 1 ofthe Constitution of the NATIONAL ASSO-CIATION OF REALTORS�. An individualshall be deemed to be licensed with aREALTOR� if the license of the individualis held by the REALTOR�, or by any bro-ker who is licensed with the REALTOR�, orby any entity in which the REALTOR� hasa direct or indirect ownership interest andwhich is engaged in other aspects of thereal estate business (except as providedfor in this Section 2 hereof) provided thatsuch licensee is not otherwise included inthe computation of dues payable by theprincipal, partner, corporate officer, orbranch office manager of the entity.

BY-LAW REVISIONS REQUIRED BY THE NATIONAL ASSOCIATIONOF REALTORS® — TO BE RATIFIED AT THE 2010 GENERAL MEMBERSHIP MEETING

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(By-Law Revisions Continued on page 16)

For the second time in the past threeyears, LIBOR hosted NAR’s SurroundSound Training, which provides Realtors®with messaging and talking points abouttoday’s real estate market. The SurroundSound concept is based upon an approachedcalled “Community Marketing.” It’s aproven way of reaching a local audience byusing trusted sources in the community, inthis case, Realtors® are the trusted source.

The Surround Sound message to beshared with your community is that nowis a good time to buy or sell a home. Withthe tax credit gone, consumers are lookingfor an optimistic go-ahead signal from

you. Surround Sound talking points pro-vide Realtors® with positive answers tomany questions and concerns that today’sconsumer may have. The message that isat the core of Surround Sound is that“There are opportunities in today’s mar-ket” and it is supported by facts thatinclude: home prices are affordable, inter-est rates are low, and inventory of homesfor sale is plentiful.

For a copy of the Surround Sound train-ing handout, visit www.lirealtor.comCommunication Center or for additionalinformation on this campaign, visitwww.realtor.org/surroundsound.

NAR Surround Sound TrainingLeadership learns to hit home with positive messaging

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ferred national website provider ofhomes for sale online.

December 1999 — LIBOR Memberssupport “Broker Prepared Contracts” ‰ —LIBOR’s Education Department offersclasses, which are all taught by practicingreal estate attorneys, on how to prepare apurchase offer contract of sale.

In addition to reading what was writtenduring the 90’s, three women who heldactive leadership roles for LIBOR andMLSLI and in two cases — both organiza-tions, commented on what they remem-ber about real estate in the 90’s.

Marian Fraker Gutin — Served asLIBOR President in 1994 and again in2005 — Currently serves as LegislativeChairperson and Vice Chairperson of theLIBOR 100th Anniversary Committee —“When I think about the 90’s, I think aboutthe conscientious effort that was put forthduring that time, to develop a strongerpolitical presence and legislative influ-ence for LIBOR. This is the time that weformed our Government Affairs depart-ment, which started with the hiring ofRandy Kaplan, who was tasked withstarting and continuing dialogue aboutRealtor issues with our Legislators. Ibelieve our efforts have been paying offand the public perceives us more today,as housing advocates who are fightingfor common interests like lower taxesand property rights.”

Marian further adds that she wasinstrumental in the Strategic Planning thattook place in the middle 90’s which result-ed in consolidating services and feesbetween MLS and LIBOR to reduce costs.One of the most significant changes

made was the naming of Joseph Mottolaas CEO of LIBOR and MLS.

Barbara Frechter — Served as 1999LIBOR President and currently serves asQueens Vice Chairperson of theLegislative Committee — Barbara recallsthe 90’s as a time when the co-op busi-ness started to take off. She recalls thatco-ops were starting to sell more becausethe governing Boards only required 10%down in many cases, instead of the tradi-tional 20%, making co-ops an affordablesolution. Barbara recalls working withmany young people who were in the mar-ket for co-ops because they were beingtold by their accountants to invest in realestate so they would have a tax deduction.

Audrey Livingstone — Served asMLS President in 1996 and as LIBORPresident in 2001. Audrey currentlyserves as the Chairperson of the LIBOR100th Anniversary Committee - Audreyrecalls how she felt when MLS launchedMLSLI.com at the Education Conferencein 1996. That is the same time when I hadmy first experience with the Internet aswell. I had a web page created throughthe MLS site and when you clicked onmy listing it said “Hi, I’m Audrey and I’mon the Internet” and it had a picture of mesmiling. At the time, we had no idea howfar we would come, but the MLS knewthe possibilities were endless...and wewere right.

Watch for more coverage of LIBOR’s100 year history in the October issue of“The Advanced Realtor�”‰ which will bean online issue. If you would like to readmore about the history of Long Island RealEstate, visit www.LIRealtor.com and clickon the 100th LIBOR Anniversary logo.

LIBOR’S HISTORY — THE 90’s(Continued from page 2)

LIBOR NEWS The Long Island Board of REALTORS® Inc. Proudly Celebrates 100 Years of Real Estate

9/30 — ThursdayMLS NOMINATING COMMITTEE9:00am – REALTOR SERVICE CENTER,West Babylon — Upper Classroom. Staffliaison: Lisa Gonzalez @ LIBOR ext. 350.

9/30 — ThursdayWESTERN QUEENS CHAPTER9:00am – Networking Breakfast Program &ELECTIONS-2011 Officers & Directors willbe announced. Pan American Hotel,Elmhurst. Guest speaker: Dana Nowick,MLS Products & Marketing Specialist. Cost:$10.00 prepaid, $15.00 at the door. RSVP:Joe Abramaitis @ 718-779-1111. Visit ourwebsite: http://westernqueens.lirealtor.com/

OCTOBER 201010/5 — TuesdayNASSAU SOUTH SHORE CHAPTER9:00am – Networking Breakfast, Program &ELECTIONS-2011 Officers & Directors willbe announced. Details to follow.. For moreinformation, call Marian Fraker-Gutin @516-868-6660...Visit our website:http://nassausouthshore.lirealtor.com/

10/6 — WednesdaySUFFOLK NORTH SHORE CHAPTER9:00am – Networking Breakfast, Program &ELECTIONS-2011 Officers & Directors willbe announced. Details to follow.. For moreinformation, call Nigel Rose @ 631-751-0303... Visit our website:http://suffolknorthshore.lirealtor.com/

10/7 — ThursdayEASTERN SUFFOLK CHAPTER6:00pm – Networking Dinner, Program &ELECTIONS-2011 Officers & Directors willbe announced. Details to follow.. For moreinformation, call Connie Porto @ 631-728-1900...Visit our website: http://easternsuf-folk.lirealtor.com/

10/8 — FridayNORTHEAST QUEENS CHAPTER9:00am – Networking Breakfast, Program &ELECTIONS-2011 Officers & Directors willbe announced. Details to follow.. For moreinformation, call Eddie Saeed @ 718-670-0923... Visit our website: http://northeast-queens.lirealtor.com/

10/11 – MondayCOLUMBUS DAY OBSERVED – ALL BOARD OFFICES CLOSED

10/12 — TuesdayCREDIT UNION BOARD OF DIRECTORS10:00am – REALTOR SERVICE CENTER,West Babylon — Upper Classroom. Staffliaison: Luisa Harman @ LIBOR ext. 371.

10/13 - WednesdayLIBOR EXECUTIVE COMMITTEE9:00am – REALTOR BUILDING, West Babylon— 2nd floor Conference Room. Staff liaison:Lisa Gonzalez @ LIBOR ext. 350.

10/14 - ThursdayLIBOR/MLS ORIENTATION8:30am – REALTOR SERVICE CENTER,

West Babylon — Main Classroom. Staff liai-son: Debbie Franco @ LIBOR ext. 364.

10/14 — ThursdayMLS 9TH ANNUAL TECH FAIR8:30am – Crest Hollow Country Club,Woodbury – Get ready! Over 20 GreatSessions! Are You as Smart as YourSmartphone? 10:30am-12pm, Plaza Room– G. William James is one of the leadingtraining professionals for handheld comput-ing & mobile technology in the U.S. AmongRealtors, James is internationally recog-nized for teaching the smartphone's tech-nology as the ultimate Realtor tool. Hisfocus is to help Realtor crate a mobile officesystem that promote productivity, communi-cation & marketing. For more info on thetech fair visit: www.mlstechfair.com – Stay tuned every Tues for updates on thisyear's Tech Fair. Keep In Touch! Pleasesend any additional questions toinfo@mlstechfair.com or call: Beth O'Connor@ LIBOR: 631-661-4800 ext. 335.

10/15 - FridayMLS EXECUTIVE COMMITTEE9:00am – REALTOR BUILDING, West Babylon— 2nd floor Conference Room. Staff liaison:Lisa Gonzalez @ LIBOR ext. 350.

10/15 — FridayNORTHEAST QUEENS CHAPTER6:00pm – Charity Fundraiser – DouglastonManor, Douglaston. Details to follow.. Formore information, call Eddie Saeed @ 718-670-0923...Visit our website: http://northeastqueens.lirealtor.com/

10/20 — WednesdayLIBOR BOARD OF DIRECTORS9:30am – REALTOR SERVICE CENTER,West Babylon — Classroom B. Staff liaison:Lisa Gonzalez @ LIBOR ext. 350.

10/26 — TuesdayLIBOR ANNUAL GENERAL MEMBERSHIPMEETINGAll LIBOR Realtor members in good standingare eligible to vote. Photo ID required. Bringyour 2011 LIBOR membership card & valid NYSDriver's License. >Proposed Agenda: 9:00am -Registration / Coffee & Danish / POLLS OPEN9:30am - Business Meeting / Call To Order(pending quorum) / Invocation / Pledge ofAllegiance /Approval of Agenda / Appointmentof election officials (Motion) / Counsel’s Report /LIBOR Update / CEO Update / Treasurer’sReport / New Business / Program: details to fol-low... / 2:00pm - POLLS CLOSED / Report ofElection Committee / Adjourn.

EXECUTIVE PLANNER (Continued from page 4)

The Long Island Board ofRealtors® (LIBOR) kickedoff its 3rd Annual Realtors®Against Hunger campaign atSuffolk County Sports Parkin an effort to support severalLong Island hunger relieforganizations, during a recentLI Ducks ball game.Realtors® Against Hunger(RAH) will be collectingdonations of non perishablefood items from September1st — September 30th, atvarious real estate officesthroughout Nassau, Suffolkand Queens to support Long Island Cares- The Harry Chapin Food Bank, IslandHarvest, the Long Island Council ofChurches and the Queens Federation ofChurches, and other community pantriesin their efforts to provide food to hundredsof local food pantries, soup kitchens, shel-ters and other programs that feed the hun-gry. “With thousands of children andadults facing hunger or malnutrition in thetri county region, LIBOR is responding tothe needs of our communities,” saidKathy Engel, LIBOR President whothrew a ceremonial first pitch during theopening of the Long Island Duck’s game.

LIBOR marked the start of their fightagainst hunger on Long Island by col-lecting food donations over the course ofthe evening, that were donated to LongIsland Cares. LIBOR’s new Realtors®

Against Hunger Food Drive DonationBags were also distributed to attendees atthe game, in hopes that they will collectfood for the needy on their own andbrought to a participating RAH drop-offsite or a local community food pantry.

For a list of drop-off locations, visitwww.lirealtorsagainsthunger.com. Fooddonations can also be brought toRealtor® Service Centers in JacksonHeights, West Babylon, Riverhead andWoodbury

Pictured at the LI Ducks game are (l-r)LIBOR Public Relations ViceChairperson Matthew Arnold, formerMajor League Baseball shortstop andpart owner of the Ducks Bud Harrelson,LIBOR President Kathy Engel andLIBOR Public Relations ChairpersonPaul Wernersbach.

LIBOR Continues Their Fight AgainstHunger with the 3rd Annual REALTORS®

Against Hunger (RAH) Campaign

MEETINGS & EVENTS: For all Special Events & Chapter information, call CONNIE AIELLO, LIBOR CHAP-TER LIAISON @ 631-661-4800 ext. 361.* All Chapter Meetings & Events are posted online on each chapterwebsite. Go to http://www.libor.com/chaptermeetings.cfm. Chapter/Division meetings available on STRATUS— click on MLS/LIBOR EVENTS CALENDAR on the INFO CENTER PAGE.

LIBOR MEMBERS ONLY MAY REGISTER & PREPAY ON-LINE for chapter/division meetings & events! Goto: http://www.mlsli.com/chapterreg/meetings.asp. VISA, MASTERCARD, AMEX & DISCOVER accepted.

NOTE: On-line registration CLOSED at 4:00PM on the previous business day before this event.

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• Luxury and Relocation Global Affiliations

Coach Realtors is Long Island’s largest privately owned Real Estate Company, 18 offices serving Nassau and Suffolk for over 50 years.

www.coachrealtors.com

Our Sales Associates areOur Business Partners…

Let us Help youGrow your Business!

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10

TOTAL ANNUAL COMMISSI

ONS*

MY SHARE

EXPENSES

Annual LIBOR Dues (Include

s RPAC)

E&O Insurance

Car Lease ($ 400/mo)

Gas ($ 300/mo)

Car Insurance

($ 200/mo)

Advertising/Marketing

($ 400/mo)

Business clothes

($ 100/mo)

Cell Phone

($ 120/mo)

Home office Internet

($ 50/mo)

Continuing Education

Transaction fee

($ 300/side

)

Monthly membership fee

($ 39/mo)

50% Commission

$96,000

$48,000

- $ 540

- $ 400

- $ 4,800

- $ 3,600

- $ 2,400

- $ 4,800

- $ 1,200

- $ 1,440

- $ 600

- $ 500

$27,720

100% Commission

$96,000

$96,000

- $ 540

- FREE

- $ 4,800

- $ 3,600

- $ 2,400

- $ 4,800

- $ 1,200

- $ 1,440

- $ 600

- $ 200 (Dis

counted)

- $ 3960

- $ 468

$71,992

Traditional Real Estate

Charles Rutenberg Re

altyLIBOR DUES

Being a Financially Successful Real Estate Agent Has Never Been More Difficult

Call 516. 575. 7500 E-Mail jmoshe@crrli.com or visit us at www.crrli.com

At Charles Rutenberg Realty, we understand how challenging it is. That’s why we are a 100% Commission Agency that provides our Agents with

Support, Professional Training and Tools needed to be successful.

Corporate Office Suffolk Branch Western Nassau Branch Queens Branch Westchester Branch

i ii i

Save the Dates

November 16

October 14th

Receive 100% of your commission

*Based on 12 sales per year with a

n average home sale price of $400,

000 and one side of a 4% commis

sion.

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of a 4% commission.

My choice- Join

Charles Rutenberg Realty.

OCTOBER

1ST

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G. William James“Master Of The PDA”

Handheld Computer Solutions

Ines Hegedus-GarciaMajestic Properties, Miami

www.miamism.com

Bill LublinSocial Media

Marketing Institute

Kim WoodRE/MAX Main LineChester County, PA

Dan GreenBring The Blog

Brad AndersohnRE 411 & Agent Assist

Linda DavisRE/MAX Realty Group

Gales Ferry, CT

Bob BirkentallDirector, Real Estate

Newsday Media Group

20 sessions planned on the latest trends in mobile technology,social media, online marketing, new tech tools and more including:

Lead, Follow Or Get Out Of The Web

Register online at www.MLSTechFair.com or by email at info@MLSTechFair.com or by phone at 631-661-4800 ext. 11.

RISE, SHINE & LEARN!Hot Breakfast With The Hot Experts

7:30am to 8:45am

Presentations by nationally recognized speakers including:

Become A Sponsor Or Exhibitor

Don’t miss out on this

great

opportunity to meet an

d greet

potential new customer

s.

Join us before Tech Fair for a delicious hot breakfast and get up close and personal with industry leaders in social networking,mobile technology and the latest tech tools.Sit with the experts and get your questionsanswered. Great networking opportunity tohear and share online successes.

Member: Additional $10 Non-Member: Additional $25

Includes Continental Breakfast & Box Lunch

“Plain Talk on the Economy”Stuart Varney is a popular business speaker, correspondent and anchor,best known for his work on the FOX Business Network. In his keynotepresentation, Varney offers a positive take on the economy and describes,with up-to-the-minute detail, the current financial situation and what itmeans for you, your family and your business.

Register online atwww.realtorstripleplay.com and SAVE $10!

Registration opens in September.

REALTOR® Convention & Trade Expo

December 7-9, 2010Atlantic City Convention Center, Atlantic City, NJ

Visitwww.realtorstripleplay.comto get the latest convention information and to

sign up for e-mail updates and RSS feeds.

Wednesday, December 8, 201012:15 - 1:45 p.m.

Grand Assembly Keynote Speaker

Stuart Varney

“Triple Play 2009offered the bestvalue of any otherreal estate venuefor money spent.Attendance shouldbe a part ofevery real estateprofessional’sbusiness plan.”

Jane M. MaslowskiKeller WilliamsReal Estate, PA

Brought to you by the New Jersey, New York Stateand Pennsylvania associations of REALTORS®

ADEC

ADEOF

PROM

OTINGREALTOR®SU

CCESS!

NJ |NY |PA

LIBOR NEWSResearch has consistently shown the

importance of the housing sector on theeconomy and the long-term social andfinancial benefits to individual homeown-ers. The economic benefits of the housingmarket and homeownership are immenseand well documented. The housing sectordirectly accounted for approximately 14percent of total economic activity in 2009.Household real estate holdings totaled $16.5trillion in the first quarter of 2010. Aftersubtracting mortgage liabilities, net realestate household equity totaled $6.3 trillion.

In addition to tangible financial benefits,homeownership brings substantial socialbenefits for families, communities, and thecountry as a whole. Because of these soci-etal benefits, policy makers have promotedhomeownership through a number of chan-nels. Homeownership has been an essentialelement of the American Dream fordecades and continues to be so even today.

The NAR report, Social Benefits ofHomeownership and Stable Housing,quotes academic literature which supports acorrelation between homeownership andvarious social gains, including health bene-fits, crime, educational achievement, andcivic participation.

Homeowners are happier and healthier

than non-owners, says a recent report by theNational Association of Realtors® (NAR).Homeowners are also more satisfied withtheir personal situation when compared torenters. Homeowners tend to have moresocial ties than renters, as they have time tocreate lasting relationships, and are moreinvolved in local politics and communityhappenings.

While it is debatable whether it is home-ownership itself or a general feeling of “res-idential stability” associated with owning ahome that leads to children’s improvedschooling performance, studies have shownhigher educational achievements amongthe children of homeowners. It is believedthat certain behavioral qualities and lifemanagement skills associated with owninga home and managing a mortgage arepassed down from parents to children.

Owning a home can protect one fromcriminal activity. The report says this mayhave to do with homeowners acting asdeterrents to crime, as crime in neighbor-hoods can adversely affect property values;hence, homeowners have extra incentive toimplement crime prevention programs andneighborhood watches.

Adapted from articles appearing on “TheEpoch Times” and realtor.org

Social Benefits of Homeownership

Advertise InCALL: Donna Lee Wimmers at Tel: (631) 661 4800 ext. 348

THE REALTOR®

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Since the expiration of the home buy-ers’ tax credit, most of us have experi-enced a slowdown in buyer activity as itappears that buyers are more hesitant tomake those offers. As an industry weneed to remain steadfast in our outlookand with conviction promote that “Now isa GREAT Time to Buy.” I realize it’stough out there, but together we can “cre-ate” our market that offers opportunitiesfor buyers and for sellers.

Our MLS advertising program is in fullswing encouraging people to buy now.Prices have stabilized, interest rates are athistorical lows and mortgage money is avail-able. We need to help buyers understandthat buying now is a smart thing to do andthat waiting can almost assuredly cost themmoney. With the lower interest rates there ismore savings over the life of their loan thenthey would have ever received from the taxcredit. Your typical buyer who stays in theirhouse for 6-10 years will realize a net sav-ings well in excess of what the tax creditoffered because of lower monthly payments.

In the coming months MLS will bebringing you several new technology prod-ucts that are designed to help your listingand sales production. A few new productswill be made available by MLS in the com-ing months that should help your listingand sales production. First, there is a newstate of the art intuitive public mlsli.comwebsite. The new site is designed toenhance the visitors experience, increasebuyer and seller leads, and provide traffictools for agents. Another innovative tool isa Realtor® only accessible portal that hous-es all MLS listing information nationwide,as well as national demographic and schoolinformation. The natural language proces-

sor, which agents will easily access throughStratus, offers a broad set of useful data bysimply typing in their request. The manyuseful reports available can be distributedto your buyers and sellers.

The MLS will also launch a powerfulAutomated Valuation Model (AVM) that notonly will be on the new mlsli.com website,but is available for every agent and office touse on their own websites. And we’re notdone yet! Through a link in Stratus agentsand offices can elect to create electronic“Just Listed” online announcements byusing professionally created templates thatself populate. With just a few clicks of yourmouse you can customize your announce-ment card along with multiple photos, prop-erty description and contact info to send toyour entire contact database and you caneasily load this announcement on your facebook page with the link provided for addedvalue in your efforts to “stay connected”.It’s really as easy as that.

Best of all is that each of these prod-ucts and services are included in your2010-2011 MLS access fees. I encourageeveryone to attend the MLS Tech Fair onOctober 14th to see these products firsthand with live demonstrations. I am con-fident that using these tools will enhanceyour business, increase sales production,and help keep us centric to the Real Estatetransaction, whereby increasing our valueto the consumer.

Your MLS is committed to providingyou the most up to date innovative salestools available to support your business.

Let’s get out there and have a great FallSelling Season!

MLS Launches NewTechnology Products &Services in the Months to Come

MLS INFO LINEBy Frank Dell’Accio, MLS President

MLS NEWS The Long Island Board of REALTORS® Inc. Proudly Celebrates 100 Years of Real Estate

Q. The homeowner would like toextend the expiration date of hislisting. Does the extension have to be inwriting and must I submit the paperworkto MLS?

A. The answer to both of you ques-tions is Yes. You should fill outthe Report of Change Form (#5) with thenew expiration date and have theowner(s) sign it. According to MLS

Rules (#607), the form should be signedbefore the present expiration date and bepostmarked within 48 hours of the datesigned, but no later than 24 hours afterthe expiration date.

Please Note: The owner must signanything changing the terms of the list-ing agreement and a copy of the changeshould be mailed into the MLS within 48hours of signing.

MLS Q&A

MLSLI Reports $380,000 LongIsland Closed Median HomePrice in AugustPrice reflects a 1.3% decline from ayear ago.

The Multiple Listing Service ofLong Island, Inc. (MLSLI) releasedAugust Long Island housing data forNassau, Suffolk, and Queens.MLSLI reported a monthly closedmedian home price of $380,000 forAugust 2010 and a total of 2,098closed transactions. Last August,MLSLI reported a Long Island medi-an home price of $385,000 with2,543 closed sales.

Nassau County reported 783closed sales with a closed medianhome price of $445,000, which repre-sents a 6.7% increase from $417,000reported a year ago. In SuffolkCounty, there were 778 closed salesfor August with a reported $328,250closed median home price. This rep-resents a decline of 4.9% over$345,000 last August. Queensreported 537 closed sales with amedian home price of $345,000

which represents a 10.4% drop fromAugust 2009.

Realtor® members can access acomplete copy of the recent MarketUpdate Reports at www.LIRealtor.comand click on Research and Data andthen select Long Island Housing Data.

Traffic to MLSLI.com RemainsStrong

Although consumer activity hastapered off since the tax creditexpired earlier this year, visitors ses-sions on mlsli.com, home of theMultiple Listing Service of LongIsland, has remained robust.

In August 2010, web reports show24,680 daily visitor sessions to thesite. This represents an increase of23.7% over last August. Additionally,the monthly web report shows RentalProperty Searches in August 2010were up 45% compared to a year ago.

MLSLI.com drives thousands ofleads to members. The Augustreport shows that 11,520 leads wereforwarded that month from listingsposted on mlsli.com.

N E W SA N DV I E W S

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516-551-1953 w w w .torrerealestate.com

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There is a new link on the Stratus Loginscreen, Forgot Your Password.

If you forget your password, click on thislink and you will be prompted to enter yourUser ID. If your User ID is valid, you willreceive an email to the email we have onfile for you with instructions and a link forresetting your password. The link willremain active for 24 hours.

If your User ID is not valid due to sus-pension or termination, you will not be ableto reset your password. In that case, pleaseemail customerservice@mlsli.com or call631-661-4800 ext. 11.

The Forgot Your Password link is alsoavailable on the login screen forlirealtor.com and libor-store.com.

Forgot Your Stratus Password?

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14 TECHNOLOGY

You’ll find your BlackBerry a lot easierto use if you can master these tricks, cour-tesy of PC Magazine’s Jamie Lendino.

Find your signal. Hold down theALT button and type N M L L. Your sig-nal bars will be converted to numerals toshow you precisely how strong your cov-erage is.

Reboot. To quickly restart yourdevice, hold the ALT key while pressingthe CAPS and Delete button at the sametime.

Punctuate. Press the space bar twiceand your device will exchange thosespaces for a period and space. While in e-mail mode, if you press space instead of@, your Blackberry will convert it intothe symbol.

Change your program. To quicklyswitch between applications hold theALT key and then press Escape. A list ofprograms will appear.

Navigate your calendar. Under cal-endar options, switch off "Enable QuickEntry Field." You’ll be able to select aview by pressing D for day, W for week,M for month, and A for agenda.

Browse. While searching the Web,press A to bookmark a site, and press K toretrieve those bookmarks.

Switch to letters. To dial a phonenumber that’s represented in words (forexample, 1-800-NEW-HOME), pressALT and type each letter.

Get to the bottom. Press T whilebrowsing your e-mails to reach the top ofyour inbox and press B to jump to thebottom.

This collection of tips for your iPhone4 will help you get more done faster. Formore, visit www.apple.com/iphone/tips.

Compose sentences quickly. Tapthe space bar twice; the iPhone adds aperiod and space and capitalizes the nextword.

Take a screenshot. Press and holdthe Home button, then press theSleep/Wake button. Your screen flashesand the picture of your screen appears inyour Camera Roll.

Place a call on hold. On iPhone 4,touch and hold the Mute button to place acall on hold.

Save images from the web. InSafari, touch and hold an image to save itto your Camera Roll or copy it to pasteinto an email.

Tap to focus the camera. Whileshooting video or photos, tap the screenwhere you want to focus. The iPhone willalso adjust the exposure and white bal-ance automatically.

Use the compass with maps. Tapthe Location button in Maps twice to usethe built-in compass to orient the mapbased on the direction you are facing.

Scroll to the top fast. In Safari,Mail, Contacts, and many other apps, tapthe status bar at the top of the screen toscroll quickly to the top.

Read the iPhone User Guide. Formore tips, tricks, and instructions, tap theBookmarks icon in Safari, then selectiPhone User Guide.

Source: realtormagazine.com

TECH TIPBrought to you by MLS Products & Serviceswww.mlstechs.com

Know YourSmartphone’s Shortcuts

Tell Buyers & Sellers to Visit MLSLI.mobi

MLSLI.com – for mobile devices!

MLSLI.com is now available for consumers right from their mobile device. No extra scrolling needed or dealing with images that don’t appear!

By typing http://mlsli.mobi into their mobile device, consumers are able to: -Conveniently access MLSLI.com -Search listings on MLSLI -Find open houses -And more!

FREE!

An affordable solution with all the essentials every real estate website needs:

MLSLI Introduces the NEW WEBSITE TEMPLATE BUILDER

NO SETUP FEES!Low Monthly Fee!

Agents: $29 monthOffice: $39 month

To get started visit:www.mlsli.com/webtemplates

Text alertsare broughtto you by

MLSLIProducts &Services.

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GOLDEN R ($5,000 AND UP)Joseph L. Canfora Dorothy Herman Pat Levitt Audrey Livingstone*

CRYSTAL R ($2,500 TO $4,999)

STERLING R($1,000 TO $2,499)Laura Copersino*Frank Dell’Accio Jr.Kathleen L. Engel*Liz EnglishMelvyn S. Farkas*Barbara F. Frechter*Carol Gallo

TurschmannNick Gigante*Steven M. Harney*Buddy HooseinMac LevittPatricia M. MasoneMary F. McLaughlinBettie M. MeinelMichael MendicinoWalter D. Messina*Joseph E. MottolaDonald C. Scanlon*Louise Tudisco

PRESIDENT’SCLUB($500 TO $999)Bridget D. Allim*Dorothy A. AschkarGail BishopLinda Bonarelli LugoMarie A. CostelloArt EckmanGigi FernandezNicholas GomezSusan G. Helsinger*Caroline Jemison*Bettie M. MeinelCharles PanellinoTony Smith

CAPITOL CLUB($250 TO $499)Nancy A. AchstatterKaty AnastasioPeter CarusoAlex C. ElieBarbara FordMarian Fraker GutinMelissa GomezDiane F. GrannumRandy KaplanKelly LagoudisOtto LugoBarbara McDonoughGlenn NadelSeibert L. Robinson

Daniel RyanMoses SeuramNeil E. SterrerTori TothValerie Van Cleef

$99 CLUB ($99 TO $249)Paula M. Annarumma

CarusoMatthew B. ArnoldRozanna BeaumontBella BekkerRachel BenedettiGina M. BettenhauserKathy P. BorgBarbara A. BucovetskyJohn CannellaHector CastilloAnessa V. CohenRoberta D. CowardNatalia DarrigoWilliam A. DeanPeter S. DemidovichDonna A. DirussoKenneth J. DunnFloyd G. EarlPatricia ErkerDonat D. FalconerGilberto FloresMary G. FudensJohn C. GandolfoJay S. GootenbergCheryl J. GrossmanLloyd M. GutinLouis GutinJerilyn KaichMatthew KaplanMorton KaplanRichard KilfoilSidney KwintnerRosalie A. LabbateTrudy A. LaubenKevin M. LeathermanSandi LefkowitzIrene D. LockelSamuel LozadoJanet MahabirEddie McGowanNancy MoscaJohn O’KaneVincent C. PapaChristie PenninoLinda J. PetraliaGilbert A. PicardSalvatore PolitoJolie PowellGloria E. RabsonDonna ReardonTina RossettiLee RothlederMary Alice RuppertDavid P. SandersDianne C. ScalzaLucy SchutJennifer T. ShannonAnita SimonCarol A. Sparaco

Isa D. StykesThomas F. TaboneKelley J. TaylorMargaret S. ThallKathy TsaoCharlotte VanderwaagPaul K. WernersbachElinore WestElise WilliamsKeith R. Wilson

LESS THAN $99($18 TO $98)Shamied AbdoolRaju P. AbrahamIller AbramovJoseph M. AchtzigerFarid AdhamiFaheem J. AfridiMaureen A.

AgostinacchioHak Bin AhnHuijung AhnMary Kay AkalskiHakeem O. AkinsanyaSophia K. AlexanderVincent A. AlfanoDavid AlfieriAsef AliChristine AlindadaJeffrey M. AllenDolores M. AlvarezNoe B. AlvarezRobin AmatoVanessa I.

AmbrosecchiaAriel AminovSal AmmiratiYongnan M. AnDennis AndersonDiane L. AndersonArelis Arias

MatevosianBarbara ArmasJanine M. ArmataChristopher ArmstrongCarlos A. ArveloSandra AsipMarie AubinAndrea J. AurichioMohamed A. AzeemFrances Azzilonna

SheshPalackal K. BabuDeborah A. BacchusBarbara M. BachJohn V. BachSteven B. BakerFizool BakshJanice BalsamoEvelyn BarberenaGurcharan S. BaringMaria BarnettSamuel BarretoWilliam J. BartonPaul R. BasileoChristian Bastian

Linda BauerDeborah L. BaumStephen A. BaymackJoanne C. BechhoffSharona BeckMina BednarRehana BegumEsterlita BejaHernan BenitezShari L. BenmenJose M. BentancurElta BergoldFrances BeringerAdrianna BerlingerioStephanie BernierTusher BhuiyanMargaret A. BiegelmanJennifer BinghamGabrielle BinlerBranko B. BirovcecDennis J. BlachutJoan A. BlankTammy BlauRichard BlechRonald M. BloomfieldBrian R. BohlmanAnnette L. BombaceGary S. BonannoLaura BonarelliFrank BonhommeLester BorensteinCarolina BoucosEvangelia BoudourakisRonald W. BoughtonTodd BourgardCharlotte A. BowerKeith W. BrachtWilliam J. BradleyJoanne BradyAmalia C. BrandtScott L. BrazillerRichard T. BrazzanoMarie W. BreslinCora F. BrettlerArthur BriscoeBarbara J. BroderLouise P. BrooksSydney BroussardMarques BrownPatricia BrownstoneLydia Bueso RomanMelissa J. BurnsBiagio BurriesciZilla A. BushIngeborth BustamanteDaniel P. ByrneEmmy D. CaiJanine CaldwellJennifer V. Campayne

Todd D. CampofrancoAthena Tina CanarisJudy L. CangemiHelen J. CannavaleLouis CardenasGail G. CarilloJanet CarloMaria K. CarmeloMarilyn M. CarpenterMaria CarrasquilloMichael F. CarrollThomas CassidyEdward T. CastellanoAngela CastelliDebra A. CatalanoPhilip J. CavalcanteToni CefaluPia A. CentoDiana CentonzeCharles Chul ChangJohn Y. ChangJennifer L. ChannerSiripha CharitonSubashis ChatterjeeCarmen M. ChavezHsin Yu ChenRoger ChenNoelle R. ChetuckKwan T. CheungTraci ChiarelloNina ChmielHema ChopraGeorgina ChristensenMarie Gerald ChristianHo Man ChungEvamarie J. CinqueHomer E. ClareBarry R. ClarkEugene ClarkMariel D. ClarkAwilda V. ClarosChristopher CliffordGuylene A. CohenMichelle N. CohenKatherine ColadnerBianca A. ColasuonnoAna Maria ColonManon P. CompitelloPaul A. ConfortiMoira R. ConnollySusan E. CoolsAlbert P. CornellaWilliam CorradoJohnette CorreiaZaida M. CortesMichael N. CostanzaPatricia E. CostelloCarol A. CottonKathleen Coughlin

Richard G. CourtierDoreen T. CousoSalvatore CrifasiCynthia L. CrosthwaiteSharon CruickshankEsthela CruzRoger CsajkoJoseph CuccolinoBrian CummingsDiane CurdElizabeth M. CurranLora CusumanoDenise A. CzarneckiRobert P. D AngeloRobert D ArcyMichael V. D AuriaAmy L. DaggerRuben DaglyanZhong F. DaiChristine R. DaidoneJanice M. DalessioLulzime DalipiRaymond J. DaltonTylieka M. DanarThomas DarraghElizabeth A. DaSilvaDolores DavilaJanie K. DavisAlicia A. DeblasioJudy DeeganBertrand DeFreitasDawn DeGirolamoAudrey DeJesusDenise F. DeJongRichard DelgrossoBarbara Delli CarpiniKeith DelVecchioTracey DeMeoLucille M. DemertEduardo DemmingAntha G. DenbyDeann L. DennyRuth DePierroBarbara A. DeRuvoGary DeSantisMichael DeSilvaCarmela DeSimoneMinakshi DesouzaYvette C. DesprezBarbara J. DevernaKate DevlinDev R. DhamijaCarlos L. DiazNicole A. DionneMary Ellen DivonePatricia E. DixonPamela DoboAilie C. DonlonMary Beth DonnellyBarbara DonohueWilliam DoughtyThomas J. DoyleSteven T. DucaJoseph DukeJeigh E. DuranSooroojnee EdooMichael EichlerRyan M. EnglishDenise A. ErrigoPatricia M. FaganDonna M. FaiccoDawn Marie FarinoLenny FavataShameer FazalLori J. FazioConcetta M. Fazio

FrangoulisChristine M. FedericoChristina M. FelixManuel FelixLisa Ann FernandezCarmen V. FerrellPaul A. FestaMary FilippakisWarren M. FinkGeorgianna F. FinnMarion R. FioreAnna FiorentinoDebra FiscalettiElaine M. FischerMaureen P. FitzgibbonCarlos FloresLois A. FogalGrace Forte FitzgibbonHugh L. FosterElizabeth FourneyIzzy FrancoLea J. FrankDaniel FrankelJillian M. FrazierStuart FrederickIra FreireichRaymond A. FreyNilda FusterJaclyn B. GadasMikhail GalakEdwin GalarzaJose F. GaleanoChristina M. GaliciaDeborah L. GalliganCarin J. GallinatClaudia M. GalvinAnthony GandolfoBarbara L. GandolfoNeil B. GarfinkelJoann H. GarramoneJohn W. GebbieMarilyn GentilePat GentileOakley M. GentryCarol J. GenuaSamuel W. GeorgeKenneth M. GerusPatricia A. GiambalvoNicola GiannachiArnold H. GibbsRichard J. GibbsElizabeth A. GidgeLisa A. GilbertOdette GilbertRodwin M. GillRichard A. GillisDawn GingoldAnnmarie GiordanoMargherita C. GivneyMark P. GlatzerBonnie J