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step up your banking experience. Private Clients Pricing guide 1 July 2016 – 30 June 2017 Terms, conditions and rules apply. First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider (NCRCP20)

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  • Private Clients Cheque Account | Private Clients Credit Card | Foreign Exchange

    Home Loan, Structured Loan, Securities Based Loan, Single Credit Facility and Building Loan

    step up yourbanking experience.

    Private Clients Pricing guide 1 July 2016 30 June 2017

    Terms, conditions and rules apply.

    First National Bank - a division of FirstRand Bank Limited.An Authorised Financial Services and Credit Provider (NCRCP20)

  • Contact usImportant informationeBucks Rewards and benefits Ways to bank Introduction eB

    Private Clients Cheque Account | Private Clients Credit Card | Foreign Exchange

    Home Loan, Structured Loan, Securities Based Loan, Single Credit Facility and Building Loan

    Introduction

    This pricing guide will assist you in understanding

    your bank charges and help you make banking

    choices that enable you to get the most out of

    banking with us.

    All fees quoted are VAT inclusive and are effective

    from 1 July 2016 to 30 June 2017.

    Open the door to greaterfinancial freedom

    As your life changes, matures and evolves, so

    too should the products designed to meet your

    financial and lifestyle needs. At FNB we recognise

    that at a certain point in your banking lifecycle,

    a more focused approach to financial planning

    and greater levels of service become essential.

    Paramount to your Private Clients experience will

    be your dedicated Private Banker your Go-to

    Guy, on standby to assist you with absolutely all

    of your banking needs. Your Private Banker is your

    convenient single point of contact with the bank

    and is supported by a team of specialists.

  • Contact usImportant informationeBucks Rewards and benefits Ways to bank Introduction eB

    Private Clients Cheque Account | Private Clients Credit Card | Foreign Exchange

    Home Loan, Structured Loan, Securities Based Loan, Single Credit Facility and Building Loan

    Your financial journeyLiabilities

    Private Banker

    Team of specialists

    Financial AdvisorsHolistic financial planning and leading local and international investment solutions.

    Portfolio ManagersThe creation of an investment portfolio that is personalised to your investment profile. Let our experience and connections work for you. Through Ashburton Investments, the investment management arm of the FirstRand Group, you have exclusive exposure to a variety of investment options.

    StockbrokersFull service stockbroking offering built on trust and the creation of solid, long-term relationships. FNB Securities is one of the largest independent retail stockbroking outfits, driven by an experienced team of professional stockbrokers and guided exclusively by your best interests.

    Fiduciary SpecialistsPersonalised solutions to protect your future, including estate planning, wills and trusts.

    Digital Banking: FNB Banking App,

    Online Banking

    24/7 Dedicated Private Clients Service Suite

    Assets

    Investing

    Credit

    Foreign Exchange

    Insurance

    Financial planning

    Life planning

    Transacting

    Connectivity

    eBucks Rewards and benefits

  • Contact usImportant informationeBucks Rewards and benefits Ways to bank Introduction eB

    Private Clients Cheque Account | Private Clients Credit Card | Foreign Exchange

    Home Loan, Structured Loan, Securities Based Loan, Single Credit Facility and Building Loan

    Where can I apply for Private Clients?

    If you earn above R750 000.00 per annum and

    have total monthly deposits of R32 500.00 into

    your cheque account, you can apply for Private

    Clients by:

    Visiting the FNB website

    Visiting your nearest branch

    Calling FNB Direct on 0860 327 827

  • Contact usImportant informationeBucks Rewards and benefits Ways to bank Introduction eB

    Private Clients Cheque Account | Private Clients Credit Card | Foreign Exchange

    Home Loan, Structured Loan, Securities Based Loan, Single Credit Facility and Building Loan

    Ways to bank

    Private Clients Cheque and Credit Cards

    Swipe your card instead of using cash. It is safer,

    cheaper and more convenient, and qualifying

    clients earn eBucks.

    Online Banking and the FNB Banking App

    Use our innovative, secure electronic channels to

    perform day-to-day transactions such as:

    You can also contact your Private Banker via the

    FNB Banking App. Simply open the FNB Banking

    App, select the Contact Us icon and select My Private Banker to get the contact details of your Private Banker.

    Dedicated 24/7 Service Suite

    Contact the Private Clients Service Suite at any time

    on 087 575 4727 for assistance with all of your day-to-day banking needs such as:

    General banking queries

    Banking transactions

    Fraud queries

    Card renewals/activations or cancellations

    Official bank letters required by institutions

    (eg, Visa letters)

    Making once-off payments

    and transfers

    Applying for credit or increasing

    your credit limit

    Setting up scheduled payments

    and transfers

    Retrieving historical statements

    Card and PIN maintenance

    Stopping cheques and/or debit orders

    Ordering Foreign Exchange

    Global Payments and Receipts

    Making prepaid purchases

  • Contact usImportant informationeBucks Rewards and benefits Ways to bank Introduction eB

    Private Clients Cheque Account | Private Clients Credit Card | Foreign Exchange

    Home Loan, Structured Loan, Securities Based Loan, Single Credit Facility and Building Loan

    eBucks Rewards and benefits

    Switch on your banking benefits with a host of

    rewards and benefits to suit every aspect of

    your lifestyle.

    Safe and convenient shopping complete with the best rewards

    Earn up to 10 times more eBucks when you pay

    with your Private Clients Credit Card for in-store

    and online shopping.

    back in eBucks when you swipe your

    Private Clients Credit Card and 0.25%

    back when you swipe your Private

    Clients Cheque Card

    back in eBucks when you shop online

    using your Private Clients Credit Card

    and 0.5% back when using your Private

    Clients Cheque Card

    back in eBucks when you shop at

    Checkers & Shoprite

    back in eBucks when you fill up at any

    fuel station, buy Gautrain tickets, or

    when using Uber domestically

    Earn up to Earn up to

    Earn up to Earn up to

    2.5% 5%

    15% 15%

    Terms, conditions and rules apply.

  • Contact usImportant informationeBucks Rewards and benefits Ways to bank Introduction eB

    Private Clients Cheque Account | Private Clients Credit Card | Foreign Exchange

    Home Loan, Structured Loan, Securities Based Loan, Single Credit Facility and Building Loan

    eBucks Rewards and benefits

    Switch on your banking benefits with a host of

    rewards and benefits to suit every aspect of

    your lifestyle.

    Safe and convenient shopping complete with the best rewards

    Earn up to 10 times more eBucks when you pay

    with your Private Clients Credit Card for in-store

    and online shopping.

    back in eBucks when you buy prepaid

    electricity electronically through FNB

    back in eBucks on your qualifying FNB

    Connect contract or when loading FNB

    Connect prepaid airtime

    back in eBucks on your transaction

    charges when you send or receive

    foreign currency payments online

    or via the FNB Banking App, or when

    receiving foreign currency payments

    regularly by authorising FNB to convert

    these funds on your behalf with a

    standing instruction, through FNB

    Foreign Exchange

    Earn up to

    Earn up to

    Earn up to

    40%

    15%

    40%

    50%

    Terms, conditions and rules apply.

  • Contact usImportant informationeBucks Rewards and benefits Ways to bank Introduction eB

    Private Clients Cheque Account | Private Clients Credit Card | Foreign Exchange

    Home Loan, Structured Loan, Securities Based Loan, Single Credit Facility and Building Loan

    To qualify for eBucks Rewards, you must:

    Terms, conditions and rules apply.

    For more information on eBucks Rewards,

    visit

    Other eBucks benefits

    eBucks Lifestyle

    An eBucks Lifestyle consultant will assist you with:

    All your travel arrangements (flights, car rental

    and accommodation)

    Have a Private Clients Cheque

    Account that is active (which means

    that you transact on the account),

    and where you either:

    deposit a minimum amount of

    R32 500.00 per month; or

    maintain a minimum balance

    of R75 000.00 throughout

    the month

    Have an active Private Clients

    Credit Card.

    Login to the FNB Banking App at

    least once a month, using your own

    banking profile.

    Ensure that all of your accounts are

    in good standing (which means that

    they are not overdrawn, in arrears or

    in default, or missed a premium, and

    you are not undergoing sequestration

    or any legal process).

    Gifting services like ordering flowers, wine, gift

    vouchers and hampers

    Lifestyle experiences such as spa days, hot air

    balloon rides and luxury picnicking

    Dining reservations and sourcing sport and

    event tickets

    Access to exclusive discounts on a special

    collection of game lodges and hotels

    To get in touch with the eBucks Li