probationary officers exam 2011_ bank of baroda
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BANK OF BARODA
PROBATIONARY OFFICERS EXAM 13.03.2011 BASED ON MEMORY
REASONING ABILITY
Directions ( 1- 8) : Read thefo l lawing
in forma tion care fu lly and answer the
q ue st io ns w h ic hfo l1 (JW :
A I B,C, D, E, F, G and H study in
different standards viz 1st, Znd, 3rd,
4th, 5thr 6th,. 7th and 8th. All of them
are seated around a circular table facing
the centre.C sists third to right of H. H
studies in std. 8. F sits second to left of
E. E is not an immediate neighbour of
C or H. The one who studies in std. 1is
an immediate neighbour of E . Three'
people sit between H and the student
of std. 7.H; C and also their immediate
neighbours do not study in std. 2. Only
one person sits between the student of
std. 2 and G. Students of std. 3. and 4
are immediate neighbours ofeach other.
C is neither in std. 4 nor in std. 3. Only
one perSON sits between A and thestudent of std 5. A does not study in
std. 2 or 3. B does not study in std. 2.
1. Which of the following is true
regarding F?
(1) F studies in std. 5
(2) D and G are immediate
neighbours of F
(3) One person sits between F
and the student of std. 4.
(4 ) F sits second to right of A
(5 ) None is true
2. Who amongst the fnllowing
studies in std. 3 ?
(1) C (2) F(3) G (4) B
(5 ) Cannot be determined
3. How many persons sit between D
·and student of std. 4, when
counted from the left hand side .
of student of std. 4 ?
(1). None (2 ) One
(3)· Two (4) Three
(5 ) Four4. Which of the following is true?
(1 ) Only one person is sitting. between student of std 4 and.
std.6.
(2) D studies instd. 2.
(3) The one studying in std. 3 is
. an immediate neighbour ofH
(4) One person sits between H
and .the student of std. 2.
(5 ) None is true
5. Who amongst the following
represent immediate neighbours
ofG?
(1) A, B
(2) E and the student of std.2. .(3 ) H and the student of std. 6.
(4) E, F
(5 ) A, D
Directions (6-7) : Four of the
fo ilo te in g jiue a re a lik e in a ce rta in w ay a nd
so form a g ro up . V Vh ic h is th e o ne tha t d oe s
not belong to that group?
6. (1) BAH ·(2) EDG
(3) aBF (4) HGA
(5) DFE
7. (1) EN(3 ) . AH
(5) EB8. What will come in the place of the
question mark?
G DBA?
(1) E
(3) C.
(5) A
~2) FC
( M EG·
. (2) F
(4) H
12. (1) AMCL (2) WIVK
(3 ) GVJU (4 ) XDZC
(5) HRJQ
13. (1 ) AZMN (2) BYEF
(3 ) CXUV (4 ) FUNO
(5 ) IRDV
Directions (14-20): Study the
f ol low in g i nf orma ti on c a re fu ll ya n d .a n S-Wer
th e g iv en q ue sti on s.
Seven lectures are scheduled to beheld in a week. There is only one lecture
on each of the seven days of the week,
starting from Monday and ending on
Sunday.
Chemistry is taught either on
Wednesday or on Saturday. Three
lectures are scheduled to be held
between Chemistry and English. Two
lectures are scheduled to be held
between English and 'Computers.
Lecture on Physics is scheduled on the
day which is immediately nextto.theday when lecture on Biology is
scheduled. "Lectureon Psychology is
scheduled to be -held after
Mathematics (not necessarily
immediately after Mathematics).
Lecture on Psychology is not
scheduled-for Saturday or Sunday.
14. Which of the following lectures is
scheduled for Thursday?(1 ) , Mathematics .
(2 ) English
(3 ) Physics
(4) Biology
(5 ) Computers
15. Which of the following
combinations of day-lecture is
correct ?
(1 ) Saturday-Physics
(2 ) Monday-Biology
(3 ) Tuesday-English
(4 ) Thursday-English
(5)· Sunday-Computers
16. How many lectures are scheduled
between Chemistry and Physics?
(1 ) None. (2 ) One .
(3~ - Two (4) Three
(5 ) Five·
Directions (9~10): Four of the
fo llow ingfive a re a like in a certa in w ay a nd
hence form a group. V Vhich is the one that
does not belong to the group?
9. (1) Asia (2) Antarctica
(3 ) Africa (4 ) Alaska
(5 ) Australia10. (1 ) Trophy (2 ) Medal
(3) Certificate (4 ) Gift(5)· Prize
Directions- (11~13) '; Four of the
fo llounng five are alike. in a certain way
ba sed upon the orde r in w hich these a ppea r
in th e E ng lis h a lp ha be tic al s er ie s a nd h en ce
fo rm -v _- gfo up .· W h ic h is th e one tha t does
not belong to that group?
11. (1) MPQO (2) DGHF
(3) RUTV (4) VYZX
(5 ) JMNL·
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2011 I2 Bank of Baroda 13.03.2011·1 Reasoning Ability
17. IfChemistry isrelated to Biology 23. Which of the following is the code
and Psychology is related to for 'gains'?
Computers ina certain way based (1) su
upon the given lecture schedule, (3) yothen Biology will be related to (5 ) yo or do
which of the following based 24.. Which of the following can be the
upon the same relationship? code for 'the more you share'?
(1 ) English (1 ) do yozo vo
(2 ) Mathematics . (2 ) vo wi zo do
(3) Physics (3) vo zo wi bu
(4 ) Chemistry (4 ) yo je vo wi
(5) None of these (5) su vo zo do
18. On which of the following days 25.· ito ka li ita' is a code for which of
is the lecture on Psychology the·following?
scheduled? (1) share more in market
(1 ) Friday (2 ) now share more gains
(2 ) Monday (3 ) the gains in market
(3 ) Tuesday (4 ) the gains inprofit
(4 ) Thursday (5 ) makingmortey in market
(5 ) None of these Directions ( 26 -3 0 ) : I n ea c h q u e st io n
19. Which of the following lecture/ s below is g ive n a sta te me nt fo llou xd by ttoois / are scheduled to be held
a ss um ptio ns /in fe re nc es n um be re d I a nd II .between the lectures on
A n a ss um p tio n is so me th ing suppo se d orChemistry and Physics? taken for granted and an in ference is
(1 ) No lecture is scheduled semeihing w hich ca n be d ire ctly in fe rre d
between these two lectures . fro m the g ive n fa cts . You h av e to c on sid e r 30.
(2) . Only Computers th e sta tem ent and the fo llow ing
(3 ) Computers and Psychology. a ss um ptio ns Jin fe re nc es a nd d ec id e w hic h o f
(4) Computers and Biology. th o se i s/ ar e i m pl ic it in t he s ta t em en t.
(5 ) English (;1d Mathematics Give answer (1 ) ifonly I implicit.
20. How many lectures are scheduled Give answer (2) if only II implicit.to be held between English and Give answer (3 ) if only I or II isMathematics?
implicit.(1 ) None {2} One Give answer (4 ) if neither! nor II(3 ) Two (4 ) Three is implicit.
(5 ) Five Give answer (5 ) if both I and II are
Directions (21-25) : Study th e implicit. -
fo llm vin g in fo rm atio n to a nsw er the given 26. Statement: 'Do not enter- avoid
q ue stio ns : the risk of getting infected with
In a certain code, the ABCdisease' - written outside
(2) Ii
(4 ) do
rmore money in market' iswritten
as 'zo Iiaa to'.
,share in market profit' is written
as 'vo to je Ii','making more profit now' is
written as/su je zo ka'.
- 'now the market gains' is written
as 'do Iiyo su',
21. Which of the following does 'vo'.. stand for?
(1 ) profit (2 ) in
(3 ) share (4 ) market
(5 ) 'in or profit
~. What is the code for 'making'?
(1 ) ka (2)·' su
(3 ) je (4) zo
(5) Cannot be determined
II.
technology are perceived to
be better than other cars in
city Z.
Had German technology
been present in Car Yalso,
27.
the quarantine ward no. (2 meant
only for ABC disease) of a
hospital'.
L Disease' ABC' is contagious.II. All the patients in ward no.
2 suffer from disease ABC.
Statement: In city, Z, people
prefer to buy Car X instead ofCar
Y as Car X has German
technology which is very
advanced.
I. C... s with German
its sales would have crossed
car X'5sales.
Statement : Railway does not
provide concession to anyone fortravelling to certain holiday
destinations.
I. Railway service are available
for travelling to. these
holiday destinations.
II. Railways provides concession
to certain persons' for
travelling to places other than
these holiday destinations.
Statement : 'Travelers with a
ticket for the second class iffourid
travelling in the first class
compartments would be
penalized' . - Notice in the
compartments-of a train.
I. Travelers with a ticket for the
first .class are also not
allowed to travel in the
second class compartments.
II. Inspections are carried out in
the train to check the tickets.
Statement: The prices of petrol
and diesel have- remained
unchanged only in Nigeria since
the past three years.
1. Petrol and diesel prices
have changed elsewhere.inthe world during thesethree years. .
II . Beforethis three years period,
petrol and diesel were
available at a price different
from the present rates.
Directions (3 1-3 4) : I n ea c h q u e st io n
b elo w a s ta te me nt/s is give n fo llow ed b y
tw o course s o f a ction nu mb ere d la nd II. A
c ou rs e o f a c tio n is a p ra ctic ab le a nd fe a sib le
ste p or a dm inistra tive d ecis io n to b e ta ke n
for fo llow -up, im provem ent, or fu rther
a ctio n in r eg ar d to th e p ro ble m, p olh :;, e tc .O n th e b asis o f t he in fo mta tio n g ive n in th e
sta te me nt, yo u ha ve to a ssum e e veryth ing
in th e sta te me nt to b e t ru e.a nd d ec id e w hi c h
o f th e su gg este d c ou rs es o f a ctio n lo gic ally
fo llo w ( s) fo r p ur eu in g.
Give answer (1 ) if only I follows .
Give answer (2 ) if only II follows.
Give answer (3) if either I or II
follows.
Give answer (4 ) if neither I nor II
follows.
Give answer (5 ) if both I and II
I follows.
28.
29.
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Bank of Baroda 13..03.2011 I Reasoning Ability 3 1 2011
Statement: People see tax as a Direction (35.41) : Study the
burden and thus devise ways to fo llo w in g in fo rm a tio n. to a ns ro er th e given
underpay or avoid it altogether. question s: .
Courses of action: . Twelve people are sittirig in twoI. Govt. should educate & parallel rows containing six people
inform citizens about the "each,insuchawaythatthereisimequal
ways in which taxes help in distance between adjacent persons ..ffrdevelopment of the nation. row - 1 A, B, C, D, E and F are seated
II . Tax rates should be and all ofthem are facing south.In row'increased so that the under- - 2 P , Q.,R, 5, T and V are.seated and all Directions (4246) : Each 0 / th e
recovery in collection is of.them are facing north. Therefore, in: q ue stio ns b elo w c on sis ts o f a q ue stio n and
compensated the given seating arrangement each tw o s ta te m en ts n um b er ed I and II given
Statement: There 'is no member seated ina row faces another below it . You have to d ec id e w he th er th e d at a
motivation among today's member of the other row. p ro vid ed in the sta te me nts a re su ffic ie nt to
generation to join the armed V sits third to right ofS. S faces F answ er the question . R ead both th e
forces owing to frequent transfers and F does not sit at any of the extreme s ta tements and -
to risky areas. Perhaps they are ends of the line. D sits third to right of Give answer (1) if the data in
not aware of the good side of it. C R faces C.The one facing E sits third statement I alone are sufficient toCourses of action: to right of P. Band P do not sit at the answer the question, while the data in
L Short term internship should extreme ends of the line. T is not an Statement II alone are not sufficeint to
be introduced athigh school immediate neighbour of V and A is not' answer the question.
level to give students a peek an immediate neighbour of C Give answer' (2) if the data in
into the aventurous life of 35. Who amongst the following faces Statement II alone are sufficeint to
the forces and provide a I D? answer the question, while the data in
more realistic job purivew. (1) T (2 ) P . Statement I alone are not sufficient to
II . The salary levels of the (3 ) Q {4) R answer the question.
defense forces should be (5 ) None of these. . .Given answer .(3) if the data in
increased with immediate 36. W ,0 amongst the following statement I alone or in Statement IIeffect. .represent the people sitting at I lone are sufficeint to answer the
extreme ends of the rows? . question: '
(1) R, F (2) T, A Give answer (4) if the data in both
.(3) .0, R' . (4) < E , Q ,.the Statements I and II are not sufficient
(5 ) 5, A to answer the question.37. Fourofthefolliwing6ve are alike . Give answer (5 ) if the data in both
in a certain way and thus form a I .
Statements t and II together. are.group. Which is theone that does .notbelong to that group? necessary to answer the question.(I) . B _ T (2) A _Q 42. In a six. storey building
(3) . C- 5 . (4)' F_P (consisting of floors numbered 1,
(5) D _R 2, 3, 4, 5 and 6.The ground floor
38. Four of the following five are alike is numbered 1, the floor above it
in a certain way and thus form a is numbered 2 and so on) the
group. Which is the one that does third floor is unoccupied. The
not belong to that group? building houses different people(1) D (2) S viz, p, Q, R, 5 and T, each living
(3) V (4) T on a different floor. On which of
(5) A the floors does T live?I. ,5 lives between the floors on
which Rand T live. "
II. Thereare two floors between
T's floor and Q's floor.
How is 'see' written in the code
language?
I. 'hope to see you' is written
as '3692', 'do you see that' is
written as '1973'.
II. 'to pray and hope' is written
as '0286' and 'hope I do well'
is written as '5467' .
31.
32.
33.
(1) Bsits to the immediate left
ofC
(2) '5 faces Q
(3 ) B sits fourth from theextreme left end of the line
(4) D and F are immediate
neighbours of 5
(5 ) None of these
Statement: A plethora of bodies
with no Single one which can beheld accountable for city's
development is the key reason
. behind its rather stagnant state.
Courses of action:
I. Each body should be given
a set of duties and there'
should be no duplication in
such allocation.
I I . An umbrella: committee
should be appointed with
powers to regulate actions of
all other bodies.
41.
43.
34. Statement: Number of hospital
beds per 1000 people in India,
which is a key indicator of
healthcare infrastructure, ismuch
lower than many other nations
which are thought to be poorer
than India.
Courses of action:
1. The expenditure of
importing costly imedicines
should he borne by the State.
II. Incentives should be given to
encourage entry of private
players into building of
healthcare infrastructure.
39. How many persons are seated
between Rand T?
.(1) One. (2) Two
(3) Three (4) Four
(5) None
Who amongst the following faces
Q?
(1) D (2) B "
(3) E (4) A
(5) None of these
. Which of the following is true
regarding B?
40.
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201114 Bank of Baroda 13.03.2011 I Reasoning Ability
44. Among five friends A,B,C, D and .
E sitting around a circular table
and facing -the centre, who is
,sitting to the immediate left of A? -I. A sits third to the right of B,
D is not an immediate
neighbour of B.
.II. Bis an immediate neighbour
e r c .45. Is X the wife of Y ?
I. X's daughter M is the only
sister of R . R is the son of Y .
II . The mother ofY has only. one
grandson R .
46. Among P, Q, R, Sand T, which
bag is the lightest?
L . P is .heavier than Q. R is asheavy asQ. T is lighter than R .
.n . S is lighter than Q but
heavier than T .
Directions (47~5~).:n each quest io n
b e low a r e t hr ee statements followed by tw o
c on cl us io n: n um b er ed la nd II. You ha ve to
ta~ethe" three given statements to be true
even if they seem to be at v a ri an ce f rom
c omm on ly k no wn facts a lld the n d ecid e
~d -dch o f tite g io en c on cl us io ns l og ic all y
follow s from till! th re e .s ta tem en ts '
disregarding commonly knml '1 i jac}s .
Give answer (1) if only conclusionI follows.
, Give answer (2 ) if only conclusion !
IIfollows. . . 1 'I
Give answer' (3) if either
conclusion I or conclusion II follows.
Give answer (4) if neither
conclusion I nor conclusion I I fo llows.
Give answer (5) if both
conclusions I and I I follow.
47~48.Statements: Some stars are
moons. All moons are planets. No
planet is universe.
47. Conclusions:I . A ll moons being stars is a
possibility.
II. No universe is star.
48. Conclusions :.
. L A t least some planets are
stars."
II . N a moon is universe.
49~50Statements: All sticks are plants.
All plants are insects. All insects
are amphibians.
49. Conclusions:
I. At least some amphibians
are plants.
II. ' All sticks are insects.
50. Conclusions r
I, All amphibians are sticks.
IL All plants are amphibians ..
51~53: Statements: All apartments arehuts. No hut is a building. All
buildings are cottages.
51. Conclusions:
I. No cottage is an apartment.
IL Some cottages are
apartments.
52. Conclusions :
1 . No apartment is a cottage.
II. Some buildings being
apartments is a possibility.
53. Conclusions:
1 . Some' cottages being
apartments is a possibility.II. No cottage is a hut.
54 . R "en:d the follow ing in/orm ation
ca re fu lly and answ er the . quest ion
wlrich f0 !lpw s. .
OIT!eof the main reasons behind
the lack of applicants for teacher's
training! degree programmes is
.that teachers have not
experienced any improvement in
wo,ldng·condilions and their
"salaries have not kept pace with
salaries-in other professio~.
Which.of the following can beinf~rred from the given
paragraph?
(1 ) Very tough entrance exam is
also one of the reasons
behind plunging number of
'._applicants for teachers'
training programmes.
(2 ) In the years· to come, the
schools would face a crunch
in terms of availaibility of
qualified teachers ..
(3 ) Training programrrtes for
other professions are also as
good as teachers' training
programmes.
(4 ) Number of applicants for
teachers' training
programmes wiI1improve if
the salartes itt other
pro"wssions are reduced.
(5 ) No direct relationship can he
established between the
work' condittnns - of-a
particular pr;;-fession and
preference for itamongst the
ualified candidates,
R ead the follow ing inform ation
ca re fully a nd a nsw er th e q uestion
w hich fo llo ws :
Get more involved in our real
world. Food inflation isa fantastic
way to teach our children
mathematics. Try having your
child plot a graph of how incomes
have grown in India for different
jobs between, say, 1950and today
(engineer, doctor, maid, driver).
Have them plot 'how costs have
grown in the same period; it will
be a fun exercise.
By the time they finish the
exercise, not only will yourchildren learn a lot, but likelyyou
will realize too that while our
incomes have zoomed 300 times
in this period, salaries of maids
have probably gone up only 50
times, and costs have gone up 100
times. Your maid still has a seven-
day week, with no paid vacation
or causal leaves. And realizing
just how lucky we are is often the
first step . towards serious
philanthropy.
All the following can he inferredfrom the above except for one:
(1) Real world problems are a
. good way to understand
other subjects as well as have
appreciation ·for the real
world pr-oblem .
(2 ) Food inflation has affected
very differently different
professionals over the years
(3 ) Though there are huge
salary differences, for all the
jobs/professions theincrease has atleast not been
less than the rate of inflation
over a longer period of time.
(4) When we realize that we
have been lucky, we tend.to
think about philanthropy
. and helping those who have
not been so lucky
(5 ) Not only children, even the
parents and other adults
need to understand 'and
sensitise themselves about
the inequality.
55.
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Bank of Baroda 13.03.2011 I Reasoning Ability 512011
Directions (56-58) : Read the
fo llo win g in fo rm atio n c ar efu lly a nd a ns we r
the que stions w hich fo lla w :
If'A )( B' means' A is father of B'.If'A + B' means' A is wife of B',
If 'A + .B' means 'A is'
daughter orB'.
If'A - B' means' A is son of B'.
56. How is L related to Q in the
expression 'L +M)(0 - P+Q'?
(1 ) Granddaughter
(2) - Niece
(3) Daughter-in-law
(4 ) Daughter
(5 ) Cannot be determined
57. What will come in the place of
question mark, to establish that Q
is the nephew of T in theexpression: 'Q ? R + 5 x T
(1) +'
(2 ) x
(3) -(4) +
(5 ) Either - or +
58. Which of the following relations
are true based upon the relations
g~ven in the equation:,A - B )( C + D - E' ?
(1) C is mother of A
(2 ) E is wife of B
(3) D is brother of A
(4) E is mother - in -law of C(5) None is true
59. Which of the following symbols
should replace the question
mark in the given expression in
order to make the expression 'I
>L' as well as 'M;::: K' definitely
true?. I> J ;: ::K?LsN=M
(1 ) >(2 ) <
(3) S
(4 )
(5 ) Either < or S
60. Which of the following symbols
should be placed in the blank
spaces respectively (in the same
order from left to right) in' order
to complete the given expression
in such a manner tha '5 > P'definitely holds true but '5 = P'
does not hold true?P_Q_R_S
(1 ) ;:::,>,;:::
(2 ) s, "',s(3 ) >,<,<
(4) - <, S, s
(5) None of these
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Directions (61-70) : In each of the questions given belouiuihidt one of the five
a nsw er fig ure s o n th e r ig ht sh ould co me a fte r th e pro ble m fig ure s o n th e le ft, if t he s equ enc ewe r e c o nt in u ed?
PROBLEM FIGURES ANSWER FIGURES
61.
62.
63.
(2)
64. j T i L I L
~ I c~ I F
~ l l o; 1
1 1 * 1 1 * ~ I o1 1*
(1) (2) (3) (4) (5)
(1) (2) '(4) (5)3)
67.
(1) (2) (3) (4) (5)
Directions (71.75) : In each of these questions there are' tw o sets of f igures . The
figure s on the left a re Problem F igures (jour figure s a nd one question-m arke d spa ce ) a nd.those on the right are Answ er Figures ind ica ted by num ber 1, 2, 3, 4 an d 5. A se rie s is
established if o ne o f t he f iv e A ns we r F ig ur e is p aIc ed a t th e' q ue stio n- ma rk ed s pa ce '. Q ue stio n
F ig ur es fo rm a s er ie s if they cha nge from le ft to right a ccord ing to som e rule . T he num ber of
the Answ er F igure w hich should be pla ced in the question-m arked spa ce is th e a ns we r, A lltire five figure s i.e . four P roblem F igure s a nd one Answ er F igure s placed in the que stion-
m a rk ed s pa ce e ho uld be c on sid er ed a s fo rm in g th e s er ie s.
PROBLEM FIGURES ANSWER FIGURES
7 1 .
72 .
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201116 Bank of Baroda 13.03.2011 I Quantitative Aptitude
95. I. (x7/5 +9) = 169 ...x3/5
I I . yl/4 x Y /4 x 7 = 273 +yl/2
The cost of five chairs and three
tables is ~ 3,110/-. Cost of onechair is ~ 210/- less than cost ofone table. What is the cost of twotables and two chairs?(1) n,660 (2) U,860(3 ) ~ 2,600(4) Cannot be determined(5 ) None of theseThe respective ratio betweenthepresent ages of Ram, Rohan and
Raj is 3 : 4 : 5. If the average oftheir present ages is 28years thenwhat would be the sum of ages ofRam and Rohan together after 5years?
(1 ) 45 years (2 ) 55 years(3 ) 52 years . (4) 59 years
(5 ) None of theseThe total area of a circle and arectangle is equal to 1166 sq.cm.The diameter of the circle is 2{!ems. What is the sum of thecircumference of the circle and theperimeter of the rectangle if thelength of the rectangle is 25 em?(1) 186 em (2 ) 182 cm(3 ) 184em
(4) Cannot be determined(5) None of theseRaman scored 456 marks in an
exam and Seeta got 54 percentmarks in the same exam which is24 marks less than Raman. If theminimum passing marks in theexam is 34per cent, then how muchmore marks did Raman score than
the minimum passing marks?X l) 184· (2) 196 .(3) 190 (4) 180(5) None oftheseSmallest angle of. a triangle isequal to two-third the smallestangle ofa quadrilateral. The ratiobetween the angles of the
quadrilaterial is3 :4 :5 :6.largestangle of the triangle is twice its
smallest angle. What is the sumof second largest angle of thetriangle and largest anlge of thequadrilateral?(1) 160" (2) 180"(3) 1900 (4) 170"(5) None of theseA 320 metres long train movingwith an average speed of 120 km!hr crosses a platform in 24seconds. A man. crosses the sameplatform in 4minutes. What isthespeed of man in meter/second'!
(1) 2.4 (2)· 1.5
(1) {2) (3)· '(4)
QUANTITATIVE APTITUDE
Directions (76 -8 0) : Wha t will come
in p la ce o f q ue st io n m a rk (?) in th e follawingoues t ions?
1 I76. " 6 of (92)% of 1
23of(650)=85+?
(1 ) 18 (2 ) 21
(3 ) 19 (4 ) 28(5j None of these'
77. 92 x576 ...2 .J1296 = (?)3 +../49
(1) 3 (2 ) (9)2
(3) 9 (4) 27(5 ) None of these
'. I I 5 (?)i 578. 3-+2~-1-=-+1-..c
4 2 6, 10 12
(1 ) 25 (2 ) J5(3)·. 625 (4) 15(5) 5
' ,79. ( . , { s x.J8t + (9)'" = m ; + .J8- 34 0
(1) 7 (2) 19(3) 18 (4) 9(5) None of these
80. (15 x 0.40)4+ (1080 + 30)4 x {27x8)4= (3 x 2f+5
(1) 8 (2) 3
(3) 12 (4) 16
(5) None of these
Directions (81-a;?) : Wha . t
approximate value will come in p lace of
question mark (?) in the follow ing
ques lions? (You are no t expected to
ca lcu la te the exa c t v a lue .) .
81. ( 2 94
rx 3 ; :
+
8 : ~=?
(1) 1600 (2) 1650(3) 1700 (4) 1550(5) 1750
82. 67.99% of 1401 - 13.99% of 1299=?(1) 700 (2) 720(3) 770 (4) 800
(5) 740 .83. 5466.97 - 3245.01 + 1122.99 = ? +
2309.99(1) 1130 (2) 1000
( : z > . 1100 (4) 1030(5) 1060 . .
84. 5998 ...9.98'+ 670;99 - 139.99 =?
(1 ) 1080 (2} 1280(3 ) 1180 (4 ) 1130(5) 1230
85; - (4~99)3+ (29.98i - (3.01)4 =?(1 ) 550 (2 ) 590(3 ) 620 (4 ) 650(5 ) 690
Directions ( 86 - 90 ) : Whahv i l l come
i n p la c e o f ouestion mat k (7) in the fol lowingn um be r s er ie s?
(5)
%.
97.
98.
99.
100.
101.
86. 1 7 4 9 , .343 (? )(1) 16807 (2 ) 1227(3) 2058 (4) 2401
(5 ) None of these .13 20 39 78 145 F)('1) 234 (2) 244(3 ) . 236 ( ; 1 ) 248(5) None.of these12 35 81 In 357 (? )
(1) 72? (2) 7.15(3) 726 (4) 736
(5) None of theseS 100 297 594 991 (? )
(1) 1489- {2} 479(3) 1478 (4) 1498(5) None of these112 119 140 175 244 (? )(1 ) 277 (2) 276
(3) 287 (4) 266(5) None of these
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87.
,90.
Directions (91-95): In the fo l lowing
q ue stio ns tto o e qu ati on s n um b er ed 1and II
are givm. You hav e to so lve bo th th eequations a nd - .
Give answer (1) ifx > yGive answer {2) if x ~ y
Give answer (3 } if x <yGive answer (4) if xsyGive answer {5} if x = y or the
relationship cannot be established
91. I..j1225x+J4900=?II. .(81)1/iy + (343)1/3 =0
18 6 12 8-+---=-x2 X ,,2 x2
y3 + 9.68 + 5.64= 16.95
(2)5 + (11)3 3-'--'--~'-- = x
6
4y3=_ (589+4) + 5y3
12x2.+ llx+ 12 = 10x2 + 22x
13y2 -18y + 3 . . = 9y2 -lOy
92. I.
II.
9 3 . L
II.
94.. I.
U.
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Bank of Baroda 13.03.2011 I . Quantitative Aptitude 712011
(4 ) 2007
(5) 2008
108. What was the resepective ratio
between the . number ofcandidates who appeared from
school-C in the year 2006 and the
number ofcandidates who passed
in the exam from school-D in the
year 2009?
(1) 11: 4
(2) 11: 5
(3) 5: 11
(4) 9: 11
(5) None of these
109; Number of candidates who
passed in the exam from school B
in the year .2005 wasapproximately what percent of
number' of candidates who
appeared from school-A in the
year 2008? .
(1 ) 76
(2 ) 87
(3 ) 90
(4 ) 84
(5) SO
110. What was the approximate per
cent increase in the number of
candidates who passed in the
exam from school-A in the year2009as compared to the previous
year?
(1) 22
(2 ) 39
(3 ) 26
(4) 30
(5 ) '34
Directions (l1t-i1S): Study ' thej ot zaw inggraph care /1 l11 yoan swer t he ques ti on s
th at fo llo w :
Number of Soldiers recruited (in thousands) in three different forces in
six different years
(3) 1.6 (4 ) 2.0 104. The sum of 8 consecu tive odd
(5) None of these numbers is 656. Also average of
102. The simpleinterest accrued on a four consecutive even numbers is
sum of certain principal is ~ 7,20087. What is the sum of the small-
insix years at the rate of12 p.c.p.a. est odd number and second larg-
What would be the compound est even number?
interest accrued on that principal (1) 165 (2) 175
at the rate of 5 p.c.p.a. in 2 years?(3) 163
(1) ~ 1,020 (2) ~ 1,055 . (4 ) Cannot be determined
(3) ~ 1,050 (4 ) fl,025(5) None of these
105. Seem a purchased an item for(5) None of these
~2,6DOand sold itfor loss of 5 per103. Sum ofsquare offirst number and'
cent. From that money she pur-cube of second number is 568 to- chased another item and sold itgether . Also square of the second for gain of 5 per cent. What is hernumber is 15 less than square of overall gain/loss?8. What is the value of three-fifth (1) Loss off 36of the first number? (2 ) Profit of f 24
(1 ) 18 (2 ) 8 (3) Loss of~ 54 .:(3) 9 (4 ) 16 (4) Profit of f 36
(5 ) None of these (5) None of these. -
Directions (106:110) : Stu dy th e ta ble c are /1 l11 yto a nsw er th e qu estio ns th at
follow:
Candidates who appeared and passed in the test from four schools in, six different years
Year ISchool ~
'.' A B CI.
D
Appeared Passed Appeared Passed Appeared Passed " . Passedppeared
2004 124 78 445 354 454 3 1 3 1. 1546 345
2005 234 124 545 435 732, 5 6 7 .. . J -565 I 456
2006 456 235 664 454 693~ 456 235 112
2007 398 156 345 144 645 545 546 234
2008 546 346 584 354 354. 258 656 564
2009 547 435 704 347 578 313 456 252
106.- What was the total number of
failed candidates from school-C in
the year 2008 and the number of
candidates who appeared in the
exam from school-D in the year
2006? .(1) 335
(2 ) 325
(3) 322
(4 ) 332
(5) None of these
107. In which year was the difference
between the number of
candidates who appeared and
passed "inthe exam from school-
B second lowest?
(1 ) ·2004
(2) 2005'
(3 ) 2006 Years
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oArmy
• A irforce
• Navy
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111.
Bank'ofBaroda 13.03.2011 I Quantitative Aptitude01118
112.
What was the average number of
soldiersrecruited in the navy over
all the years together?
(1 ) 25;000 (2) 24,000(3 ) 2,400 (4 ) 28,000
(5 ) None of these
Number of soldiers recruited irr
navy in the year 2009 was what
percentage of soldiers recruited in
Army in the year 20067
P ) 140 (2 ) 150
' X 3 7 - - 1 6 Q (4 ) 180
(5) None of these
If 30 percent of soldiers recruited
in Airforce in the year 2010 was
female then what is the number
of males recruited in Airforce inthat year?
(1) 63,000 (2) 6,300
(3 ) 61,000 (4 ) 6,100
(5 ) None of these
What was the respective ratio
between the number of soldiers
recruited for Airforce in the year
2005 and the number soldiers
recruited in Army in the year
2oo9?
(1) 2 :15 (2) 5: 13
(3) 2: 17 (4) 15: 4
{S} None of theseWhat .was approximate
'percentage decrease in number of
soldiers recruited in Army in the
year 2008 as compared to the
previous year?
. ( 1 ) 20 (2 ) 23
(3) 38 (4) 30
(5) 33
113.
114.
115.
Directions (116-120) : Study the
j ol law i ng p ie - ch a r t c a re f ol ly to a ns we r th es e
questions.
Total Students = 6500
Percentage distribution of Studentsindifferent courses
B.Sc.
30%.
BBS60/,
116. What is the. value of half of the
difference between the number of
students in MBA and MBBS?
(1) 800 (2) 1600(3) 1300 (4) 650
(5) None of these
117. How much more percentage
(approximately) of students are in
MBA as compared to students in
B.Ed.?
(1) 49 (2) 53
(3 ) 59 (4 ) 41
(5) 44
118. What is the total number of
students in B.Ed., Pharmacy and
MBBStogether?
(1) 2465 (2) 2565
119.
(3) 2405 (4)' 2504
(5 ) None of these
What is the respective. ratio
between the number of studentsin Pharmacy and the number of
students in Bi'I 'ech?
(1) 11: 13 (2 ) 13: 6
(3) 13: 7 (4) 6 : 13
(5) None of these
Number of students in B.Sc. is
approximately what percentage
of the number of students in
B.Ed.?
(1) 167 (2) 162
(3) 157 •
(4) 153
(5) 150
\
121. What was the average of the
earning of Person-B in the year
2006, C in the year 2008 and E in
the year 2005 together?
(1 ) ~ 3.62 lacs
(2) ~ 2.64 lacs
(3) ~ 3.64 lacs
(4) ~10.86 lacs
(5 ) None of these
What was the respective ratiobetween the amount earned by
Person-B in the year 2007 and
Person- D in the year 2010?
(1 ) 32: 107
(2) 31: 105
(3 ) 29: 107
(4 ) 32: 105
(5 ) None of these
What isthe approximate percent
increase in the amount earned by
Person-Dinthe year 2010 as
compared to the previous year?
(1) 7
120.
Directions{121-125) : S tu dy th e jo llm pin g ta ble c a re fu lb ] t o a n sw e r t he q ue sti on s
that fol lo-w.
Amount earned (in lacs) by five persons in
six different years
Person
Year A B C D E
2005 1- 2.24 , 4.33 5.64 3.73 1.69.
'2006 I 1.44 3.34 6.93 5.52 5.52
2607 4.th 2.79 7.52 5.68 4.28
200S 6.65f"
6.63 5.83 6.74 6.83
2009 , I~, 5.3~ 'J.50 . 5.94 8.42 5.53
2010 L i ·7.38 5.36 7.84 9.45 9.94
122.
123.
124.
(2 ) 21
(3) IS
(4 ) 15
(5 ) 12
Whose earning increased
consistently from the year 2005to
the year 2010?
(1) A
(2) B
(3) C 0
(4) D
(5) E
125. Total amount earned by Person-
A in the year 2006 and Person-C
in the year 2010 together "{as
approximately what percent of
the amount earned by Person-E in
the year 2009?
(1) 151
(2) 155
(3) 168
(4) 174
(5 ) 162
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Bank of Baroda 13.03.2011 I Socio-Economic & Banking Awareness 912011
GENERAL SOCia-ECONOMIC & BANKING AWARENESS
126. Trade Ministers of key WTOmember countries including India
held a meeting at Davos in
Switzerland on January 29, 2011.
Which one of the. following was
the purpose of this meeting?
(1 ) Negotiation for free trade
(2) Niegotiations to abolish
Restrictive Trade Practices
(3 ) Issues relating to
",agricultural subsidies .
(4 ) Negotiations for a global
trade deal
(5 ) To include Pakistan and Iraq
as members127. Which one of the following
advices has/have been given by
leading Economists to Finance
Minister during their pre-budget
meeting with him?
(A) To take measures to boost
farm productivity only .:
(B) To improve supply of
agricultural products only.
(C ) To reduce the fiscal deficit .
only.
(1) Only (A) (2) Only (B)(3) Only (C) .
(4) All (A), (6) and (C )
(5) Only (A) & (B)
128.' A s per recent newspapers reports,
which one of the following
countries has Signed highest
number of deals to get glo~al .project finance? .
(1) Australia
(2) USA
(3) Saudi Arabia
(4) Spain
(5) India
129. Which of the following terms is
used in Banking Fjeld?(1) Interest Rate Swap
(2) Input Devices
(3) Sedimentary
(4)" Zero Hour
(5) Privilege Motion
130. To which of the following States
has the Asian Development Bank
given a loan of $ 90 m for
development of Power projects?
(1) Himachal Pradesh
(2) West Bengal
(3) Tripura
(4) Arunachal Pradesh
(5) Assam
131. On which one of the followingissues can SEBI penalize any
. company in India?
(A) Violation of Banking
Regulation Act.
(B ) Violation of foreign portfolioinvestment guidelines.
(C ) For violation of Negotiable
Instrument Ad.
.(1) Only (A)
(2) . AIl.(A), (B) and (C)
(3) Only (A) and (8)
(4) Only (B)and (C)
(5 ) Only (B )
132. In the opinion of the Governor ofReserve Bank of India, which one
of the following is the reason
owing to which India's jnflation
is accelerating? .-
(1) Excess liquidity in market
(2) Specula tion in essential
goods(3) . her-food cost
(4) Commodities futures
(5) None of these
1~. In opinion of the RBt, which one
of the following is/ are a threat to
the smooth functioning e Indian
Companies 7.(A) Risin input costs.
( - 8 ) High interest rates.
(C ) Inflation only.
(1) Only (A)
(2) Only (B)
(3) Only (A) and (B )
(4) Only (C )
(5) AlJ (A), (B ) and (C )
134. For which one of the following
reasons Government ofIndia has
decided to waive off upfront
payment of f 1,400 to be made by
each customer located in ruralareas to get LPG connection?
(A) To help villagers to use LPG
in place of firewood/
kerosene.
(B) To help viilagers to save
kerosene for agricultural
activities.
(C ) To lure villagers to use LPG
which is of substandard
quality and not fit for
industrial use.
(1) Only (A)
(2)· Only (B )
(3 ) Only (q
(4) Only CA)and (B)
(5) Only (B)and (C )
135. Expand the term ALM as used in
Banking/Finance sector?(1 ) Asset Liability Mismatch
(2 ) Asset Liability Maturity
(3 ) Asset Liability Management
(4 ) Asset Liability Manpower
(5) None of these
136. Who amongst the following is the
author of the book 'Half a Life'?
(1 ) Mark Tully
(2) Deepak Chopra
(3 ) Chetan Bhagat
(4) Ved Mehta
. ( 5 ) V.S. Naipaul
137. In which one of the following
states, village level marketingplatform has been set up for the
first time in the country?
,' .. (1) Haryana.. (2) Maharashtra
(3) Gujarat
(4) Bihar
(5) Kerala
138. The RBI has asked banks to spell
out their policy, procedures and
size of the business on which of
the following aspects of banking?
(1) On-shore banking
. (2) Off-shore banking
(3) Investments in secondarymarket
(4) Wealth management(5) None of these .
139. Which of the', following
organizations has given a l§$
1.72 billion loan to India to build
roads in rural areas?
(1) Asian Development Bank
(2) International Monetary
Fund
(3) Bill Gates Foundation USA
(4) World Bank
(5) None of these140. Which one of the following
advices has been given by Finance
Minister Pranab Mukherjee to
Chartered Accounts?
(1) They must highlight the
credit risks
(2) They must highlight the
operational risks
(3) They must bring tothe notice
of Government tax evasions
(4) They must be vigilant
against' window dressing' of
companies
(5) None of these
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2011 110 Bankof Baroda 13.03.2011 I Socio-Economic& Banking Awareness
141. Who amongst the following has 147. Which one fo the following (3) Liberal International Bank
asked banks to adopt' six step' .decisionshas been taken byGovt. OfficialRatio
approach to prevent diversion of in respect ofMGNREGA? (4) London Inter Bank Offered
funds by the companies? (1) Thewages should be revised Rate(1) Company Registrar by theStateGovernments (5) None of these
(2) SEBI (2) Thewages are to be revised 153. In which one of the following
(3) RBI by Planning Commission States, Patratu Thermal Power
(4) AMFI (3) TheDistrictAuthoritieswho Plantis proposed tobe setup?
(5) All of these allot work can give (1) Madhya Pradesh.
142. Which one of the following differential wages (2) Bihar
countries has been invited to join (4) Thewages shallbe linked to (3) Jharkhand
BRIC? .inflation (4) West Bengal
(1) Indonesia (5) None of these (5) Kerala
(2) Bangladesh 148. What areteaser loan rates charged 154. On the basis of which .of the
(3) SouthAfrica by banks? following reasons, IMF has
(4) China (1) Fixedrateofinterestcharged projected India's GOPgrowth at
(5) Argentina by bimks 8.8per cent in 2010-11?
143. Who is Nicolas Sarkozy? (2) Floating rate of interest (A) Strong industrial growth(1) FrenchPrimeMinister charged by banks (B) Strong farm sector growth
(2) French President (3) Rateof interest in the initial (C ) High domestics
(3) Russian Prime Minister period is less and goes up consumption demand
(4) Russian President subsequently (1) Only (A) (2) Only (B)
(5) None of these (4) Rateof interest in the initial (3) Only (C )
144. Through which one of the I period is more and it.goes I (4) Only (A)& (C )
followingsources domestic funds down subsequently (5) Only (B)and (C )
are raised by Companies? (5) None of these ' 155. Whoamongst thefollowing isthe
(A) IPOonly (B) FPOonly 149. On which one of the following ~~C~:~:i:te;e~d~~~;ar?
(C ) Commercial papers subisects Pranab SenCommittee (2) Kevin Pietersen(1) Only (C ) haS.submitteditsreconunendations
(3) MS Dhoni(2) All (A),(B)and (C ) to theGovt of India ? (4)
Sanath [ayasuriya(3) Only (A)and (C ) (1) MGNREGA, (5) None of these(4) Only (A) (2) Food Security k
(5) Only (A)and (B) (3) Infl 156. Who isMonte SinghAhluwalia?. . ation (1) Chairman, Planning
145. Which one of the following was (4) Food processing industries Commission
the reason owing towhich Govt. (5) None of these (2) Dy. Chairman, Planning
wants Reserve Bank of India to .150. Expand the term CCEA'as used Commission
tighten prudential norms for in administrative circles. (3) Commerce Secretary, GOI
NBFCs? (1) Cabinet Committee on (4) EconomicAdvisor to Prime(1) To f€duce liquidity in the External Affairs Minister
market .. (2) Cabinet Committee on (5) None of these
(2) It is as rerBasel II EconomicAffairs 157. WhoamQngstthe foUowingisthe
requirements (3) CabinetCouncil on External Prime Minister of Australia at
(3) It is as per Bank for Affairs present?
International Settlement (4) Cabinet Council on (1) Julia Gillard
(SIS)directives EconomicAffairs (2) KevinRudd(4) It is to protect NBFCs from. (5) None of these (3) . Dilma Rousseff
any impact of possible 151. Withwhich one of the following (4) Sebastian Vettel
economic slowdown 'games, Baichung Bhutia is (5) None of these
(5) None of these associated? 158. Expand the term FSDCwhich is
146. According to World Economic (1) Hockey (2) Golf used in financial sectors?
Forum, which one of the (3)" Kabaddi (4) Football (1) Financial Security and
following risks isthegreatest risk (5) Tennis . Development Council
faced by the world in the year 152. What is the full fonn of the term (2) Financial Stability and
2011? - LlBOR as used in financialj Development Council
(1) Credit Risk banking sectors? (3) Fiscal· . Security and
(2) Country Risk (1) Local Indian Bank Offered Development Council
(3) Counterparty Risk Rate (4) Fiscal Stability and
(4) Sovereign Default Risk (2) London-India Bureau of Development Council
(5) None of these ,_ Regulations. (5) None of these ..'
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Bank of Baroda 13.03.2011 I Englisli Language
159. According to US Department of
Agriculture, which one of thefollowing countries in the world
is the largest producer of dairyproducts?
(1 ) Australia (2 ) USA
(3) . China (4 ) Norway
(5 ) India160. With which one of the following
games is 'Tiger Woods'
associated?
(1) Golf (2) Swimming
(3 ) Tennis
(4 ) Table Tennis
(5 ) Badminton
161. Which one of the following is
largest producer of power in
India?(1) Reliance Power
(2 ) Tata Power
(3 ) National Hydro Power
(4 ) Adani Power
(5 ) NTPC162. For which one of the following
States, centre has appointed
interlocutors?
(1) H.P. .(2) J &K(3 ) Nagaland (4 ) Manipur
(5 ) None of these
163. Expand the term GSLV.
(1 ) Geosynchronous Satellite
Launch Vehicle(2) Global SateHiteLaunch
vehicle
(3 ) Geosynchronous Station
Launch Vehicle
(4 ) Global Station Launch
Vehicle
(5 ) None of these
164. For which one of the following
reasons Basel IInorms are to be
followed by Commercial Banks?
(1 ) Risk management
(2 ) Adoption of international
accounting standards
(3 ) Restriction on bono us
payments to bank executives
(4 ) Transparency in disclosures
(5) None of these165. With which one of the following
sports, the name of Parupalli
Kashyap is associated?
(1 ) Chess
(2 ) Tennis
(3 ) Badminton
(4) Athletics
(5) None of these
166. Which of the following terms is
used in cricket?
(1) Centre forward
(2) Goal
(3 ) Love
(4 ) LBW(5 ) Bull's eye
167. With which one of the following
activities, Golden Globe Awards
are associated?(1 ) Journalism
(2 ) Social Work
(3 ) Peace initiatives
(4 ) Films
(5 ) None of these
168. 'Goodbye Shahzadi'. is a book
written by -
(1) Shyam Bhatia
(2) Ashok Mehta
(3) Janardhan Thakur(4) Arun Gandhi
(5 ) None of these
169. Malayalam writer Akkithom
Achyuthan Nambhodiri will be
the recipient of which of the
following awards?
(1 ) Jnanpith Award
(2 ) Pulitzer Prize
(3 ) Best Asian Author
(4) Kalidas Sanman
(5 ) Arjuna Award
170. With which one of the following
sports, Narain Karthikeyen is
connected?(1)" F-l
(2) Tennis
(3 ) Badminton
(4 ) Table Tennis
(5 ) Snooker
171. In which one of the following
States, Sabari mala temple is
located?
(1 ) Tamil Nadu
(2) A.P.
(3 ) Kerala
(4) Karnataka
(5 ) None of these172. Which one of the following will
set up core banking infrastructurefor rural banks? .
(1 ) RBI. (2 ) NABARD(3) 5mBI (4) IBA
(5 ) None of these
173. Who is Robert ZoeHck?
(1) IMF Chief
(2 ) World Bank President
(3 ) ADB President
(4 ) Chief UNIDO
(5) None of these· ..174. Justice K.G. Balakrishnan is
holding t h e ' post of __ . _
1112011
(1) 'Chief Justice ofIndia
(2 ) Chairman, National Human
Rights Commission
(3 ) Cabinet Secretary, Govt. ofIndia
.(4) Revenue Secretary, Govt. of
India
. (5) None of these .175. Mehbooba Mufti belongs to
which one of the following
political parties?
(1 ) National Conference
(2 ) PDP
(3 ) NCP
(4 ) Janta Dal(5) None of these
ENGLISH LANGUAGE
Directions (176-180) : Rearrangeth e fo llo win g s ev en s etn en ce (A), (8),
(C), (D), (£), (F) and (G) in th e p ro pe rsequence to form a meaning fu lp ar ag ra ph ; th en a ns we r the questions
g iv en b elo w th em .
(A) But seriously, how much
would you pay to know what thoughts
are swimming around in someone else's
head?
(B ) In most fictional movies thus,
the idea of reading minds - of seeing
the private intentions of another, and
the possibility of intervening in those
plans - has always been highlyattractive. .
(C ) Such fantastical questions
have long been the bread and butter of
fiction.
(D) Today, more than four
centuries since the phrase, "A penny for
your thoughts?", was first recorded,
inflationary accounting makes that
ancient penny worth more than $40.
(E ) The going rate for a"thought'- a probe into the thinking of
another- was once quite a bargain.
(F ) And if you could really
know their truthfulness how much
more would you pa,y?
(G ) Even with the sliding value
of the dollar, this still seems quite a
bargain.
176. Which of thefollowing should be
the SECOND sentence after
rearrangement?
(1) . F (2) D
(3) C .(4) G
(5) A.·
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2011112 Bank of Baroda 13.03.2011 I English Language
177. Which of the following should bethe FOURTH sentence' after
rearrangement?
(1) A (2) B
(3) G (4) 0
(5) F
178. Which of the following should bethe SIXTH sentence after
rearrangement?(1) E (2) G
(3) C (4) B(5) A
179. Which of the following should bethe SEVENTH (Last) sentence
after rearrangement?(1) A (2) B
(3)' F (4) ·0
(5) E
180. Which of the following should bethe FIRST sentence after
rearrangement?
(1) A (2) B"(3) C (4) 0
(5) E
Directions (181-190) : In the
fo llow ing p assa ge th ere a re bla nks, e ach of
w hich ha s be en nu mbe re d. T he se num bers
a re p rin te d b elcy w th e p as sa ge a nd a ga in st
e ac h, f iv e w or ds /p hr as es a re s ug ge ste d, o ne
o f w hic h fits th e b la nk a pp ro pr ia te ly . F in d
out the appropria te w ord /phrase in each
case.
The economics of owning andrunning a Ration Shop, the familiar
name for the outlets in our Public
Distribution System (POS),are such thatunder normal business terms, the shop-
owner could never make a profit. Yet
(1M) the government announces that
new permits for ration shops will begiven out, there is frenzy in the market
to grab one of these. (~? The answer
is obvious: the business is not for the
honest and ifone knows the (183), there
is a fortune to be made.
What are these tricks of the trade?
Getting fake names into the user
list is the most obvious option; the Stateseems to be (W) a losing battle against
this practice, judging by the endless
efforts to weed out bogus ration cards.
.The next is to get the 'rightcustomers' on the list, not just more
customers. These are people who are
rgistered but who do not have any
interest in 185 on their entitlements. In
a system where' caste and incomecertificates are for sale, it is not (~ to
'produce' these documents for mutual
benefit. Receipts are duly made in their
names, and the rations thus' drawn' are
am off into the open market. The sale
price ofan item like rice makes clear the
(~ economics- it costs ~ 8 in a ratio
shop while in the latter-it is ~ 30 orabove. There are also customers who
would rather exchange. theirentitlements for hard cash at the
beginning of the month.As the degradation progresses,
the'Shop keeper, in (189) with theofficial machinery, manages to withold
effectively the entitlements from even
the genuine beneficiaries, and divertsthem to the open market. The targeted
group is usually not in a position to(190) itself to'get its due. And thus one
has all the (191)of a good PDS business.
181. (1) whenever (2) quickly(3 ) just (4 ) as soon
(5 ) time
182. (1 ) What(3 ) Where
(5 ) How183. (1) lying (2) people
(3 ) sprouting (4 ) hard work{5 ) ropes
184. (1) attempt
(3 ) winning
(5 ) trying
185. (1 ) harping (2 ) discussing
(3 ) realizing (4 ) drawing
(5 ) giving186. (1) easy (2) must
(3 ) difficult (4 ) simple
(5 ) enough
187. (1 ) sell (2 ) borrowed.
(3) donated (4) bought
(5 ) siphoned
188. (1) understood
(2 ) poor(3 ) underlying
(4 ) mechanical
(5 ) unclear
189. (1 ) meeting (2 ) collusion
(3 ) flow (4 ) show
(5 ) line190. (1) ask
(3) assert(5) willful
191. (1) things
(3) dictate
(5) facet
(2 ) When(4 ) Why
(2); waging
(4 ) expecting
(2) voiced
(4) deliver
(2) ingredients
(4) component
Directions (192-195): Vv/lichofthewords/phrases (1), (2), (3) and (4) given
b e l! m ;e a ch s e nte n ce s ho ul d r ep la c e t he . w o rd !
phrases prin ted in bold in the sentence to
m ake it gramma tica lly correct? If the
s en t e ne e is correct a s it is g iven and no
correction is required , m ark (5) as the
answer .
192. A lot of time we hear from actorsthat-they regret the kind of roles
they have been doing all this
while, but this actor says he hasnever any regrets.
(1) never has have(2 ) has never had
.(3) has no(4) has had(5 ) No correction required
193. The actress participated in theevents whole-hearted, cheered
the participants, danced withthem and emphasised on the
importance of creating awarenessfor oral care across the country.(1) whole-heartedly
(2 ) whole-heart(3 ) with whole-heart
(4 ) wholly-hearted
(5 ) No correction required
194. Although complete treatment of
cancer is beyond the reach of the
underprivileged but no childshould lose his life for Want offunds.
(1 ) Though (2 ) As(3 ) The' (4 ) Since
,(5) No correction required
195. Slated to begin this year, theleague could provide a so-needed
boost to hockey inIndia.(1 ) so-needful·
(2 ) much-needy .
(3 ) much-need
(4 ) much-heeded
(5)· No correction required
Directions (196-200) : Each
q ue stio n b elo w h as tuxbtanks.eacli blank
in dic atin g th at § o m eth in g h as b ee n o m itte d.
C ho os e th e s et o f w o rd s fo r e ac h b la nk w hic h
best fits th e m eaning 'o f the sen tence as a
whole.
196. Much of the that cricket has
is due to the fact itis a _. _ sport.
(1) allure, lucrative
(2) criticism, controversial
(3) attraction, unpopular(4) flak, great
(5) comments, unusual
197. Since foggy weathervisibility by several metres, therailways has either partially __
or diverted some of the trains.
(1) improves, started(2) impairs, called off(3) hampers, withdrawn
(4) decrease, stopped
(5 ) reduces, cancelled
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Bank of Baroda 13.03.2011 I English Language 1312011
198. The once district is plants have (2)/ either dried up
gradually being __ of its green and are suffering (3)/ due to lack
cover.: of maintenance (4)/. No error (5).
(1) remote, eroded 206. Incities people don't (l)/always
(2) arid, replenished have the time to (2)/ catch up with(3) beautiful, devoid old friends or (3)/ spend times
(4) picturesque, depleted with their family (4)/ No error (5).
(5) lush, rob 207. The band have been (1)/
199. The pilot knew she would be able performing at many cause-
to see the lights ofthe city oriented concerts (2)/ to
Jromhercockpitwindow,butshe' encourage people to come
would not see the fireworks forward and (3)/ lend. their
explode to welcome the new year '.' support to the noble cause (4)/,
as she would have to No error (5).
cruising altitude. 208. As market leaders (1)/ we have
(1) few, soared always been at (2)/ the forefront of
(2) divine, escalate creating awareness (3)/ between
(3) glistening, jumped the public (4)/. No error (5).
'(4) shining, reached 209. If the IPL. has- succeeded in
(5) glittering, climbed drawing (1)/ an audience across
20R The New Year has __ in good the country, it is because .(2)/
news for city hotels as most cricket has always had a sfttjng
properties are __ for the whole foundation (3)/ and a dedi~ted
month. audience (4)/. No error (5).
(1) brought, deserted 210. In view of the intense cold wave
(2) ushered, packed conditions/ prevailing in the state,
(3) pushed, full the government declared (2)/
(4 ) steered, renovating holidays in all tl\.eschools (3)/for a
. (5) escorted, vacant period often days (4M. No error (5).
Directions (201-210) : R ea d ea ch
sen tence to find ou t w he th e r the re is an y
g ra mm atic al e rr or o r id io m atic e rr or in it.T h e e rr or , if any , will be in on e pa rt o f th e
sen tence . T he num ber o f tha t p a rt is th e
an swe r . If the re is no e rror, th e answ er is .
( 5 ;. ( Ig n o re e r ro r s o f p u n ct ua t io n , if any) .201. The bane of Indian hockey today'
is (1)/ lack of interest by the part
of the public (2)f which in turn is
fuelled by the perception that (3) /itdoesn't pay to take up the sport'
a~ a career (4)/. No error (5).
202. Illegal sand mining has become
(1)/ a boom business fuelled (2)/
by the ever-increasing demand
(3)/ of the construction industry
(4)/. No error (5).203. Much is th e inflow of travelers that
(1) / it is tough to book an air ticket
(3)/ to Ahmedabad and the
international flights (3)/ too are
alm o sto ve r-b oo ked (4 )/ .No error (5 )
204. Experts believe that a (1)/
gradually decreasing infant
mortality rate (2)/ is lead toa
proportionate (3)/ decrease in the
size ofour brains (4)/. No error (5)
205. In just two months after having
(1)/ planted these, most of the
Directions' (211-225) : R ead the
fo llo w in g p as sa ge c ar efu lly a nd a ~ sw e r th e
q ues tio ns g iv en b elo w it .. C erta in w ord s/p hra se s h av .e been p rin ted in b old to h elp
.y ou lo ca fe th em whiTe a nsw ering so me o f
t h e qu e s ti o n s,
It was in the offing. With Shortage
mounting across the board for water as
they are for energy, it was only
inevitable that the Central Government
would be-stirred into starting a Bureau
of Water Efficiency (BWE), much like
the Bureau of Energy Efficiency (BEE)
that was Iuanched some years ago,,"····
Early reports suggest that the
draft norms for various sectors
consuming water will be created by theBWE soon. The alarm bells have been
ringing for some years now. Water
availability per capita in India has fallen
from about 5 million liters in the 1950s
to 1.3 million liters in 2010-that's a
staggering 75 per cent drop in 50 years.
Nearly 60 per cent of India's aquifers
have slumped to critical levels in just
the last 15 years. The rate at which
borewells are being plunged in everycity with no law to ban such extraction,
groundwater tables have depleted
alarmingly .
The BEE's efforts in the last seven
years have only been cosmetic. The
bureau has looked at efficiency rating
systems for white goods in the domestic
seector, and has not paid attention tothe massive consumption of energy in
metals manufacture, paper, and textiles.
These sectors are very intense in both
energy and water consumption. But
very little attention has been paid to the
water and energy used per tonne of
steel or cement or aluminium that we
buy, and without significant changes in
these areas, the overall situation is'
unlikely to change.
Use of water is inextricably
interlinked with energy. One does not
exist without the other. The BWE
should steer dear of the early mistakes
ofBEE-offocusing on the 'softer targets'
in the domestic sector. Nearly 80 per
cent of fresh water is used by
agriculture, with industry coming a
close second. The domestic sector's
consumption of fresh water is in single
digits. So the BWE's priority should be
to look at measures th a t will get farmers
and industrialists to follow good
practices'in water use. Water resources
have to be made, by law, an indivisible
national asset. The protection and
withdrawal of this resource, as well asits sustainable development are of
general importance and therefore in the
public interest. This will mean that
individuals and organisations may own
land but not water or the other
resources that lie below the first 20·
metres of the surface of those lands.
Drilling of borewells into such' national
assets' will have to be banned, or at the
very least they must be regulated. What
would be more sensible for the new
water bureau to do would be to look at
some of the low-hanging fruits that can
be plucked, and pretty quickly, withlaws that can emanate from the Centre,
without the risk of either dilution or
inaction from state administrations. The
other tactical approach that the BWE
can adopt is to devise a policy that
addresses the serious water challenge
in industry segments across a swathe
of companies: this will be easier than
taking on the more disparate domestic
sector which hurts the water crisis less
than industry. Implementing a law is
more feasible when the concentration
is dense and' indentifiable. Industry
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2011 114 Bank of Baroda 13.03.2011 I English Language,
offers this advantage more than the
domestic or the commercial sector of
hotels and offices.
As for agriculture, though thecountry's water requirement is as high
as 80 per cent, the growing of water
within the loop in agriculture de-risks
the chaiinege of any perceived deficit.
Rice, wheat, sugarcane are crops that
need water-logging, which ensures.
groundwater restoration. Surface ':'fater,
evaporation doesn't amount to any
more than 7-8 per cent and only
strengthens precipitation and rainfall.
Agriculture and water need is not quite
as much a threat as industry and
domestic sectors that account for the
rest of the 20 per cent.
The primary challenge in
industry and the building sector is that
no conscious legal measures have been
. enacted that stipulate 'growing your
own water' with measures that will' put
all water in a loop' in any residential or
commercial building. This involves
treating all used water to a grade that it
can be 'upcyled' for use in flush tanks
and for gardens across all our cities with
the polluter owning the responsibility
for treating and for reuse. The drop in
fresh water demand can be dramaticwith such upcycle, reuse, and recycle
of treated water. Water by itself in
industry and the domestic sector, is not
as much a challenge as pollution of
water. No engough measures .exist yet
to ensure that such polluters shift the
water back-for resue. If legislation can
ensure that water is treated and reused
for specific purposes within industry as .
well as in the domestic sector, this will
make all the difference to the crisis on
fresh water.
So is the case in industry,especially in sectors like textiles,
aluminium and steel. Agriculture offers
us the amusing irony of the educated
urbanites dependent on cereals like rice
and wheat that consume.4000 liters of
water for every kg. while the farmer
lives on the more nutritious millets that
consume less than half the quantity.
Sugarcane consumes as much as 12,000
liters ofwater for it kilo of cane that you
buy!
A listing of such correlations of
water used by every product that we
use in our daily lives will make much
better sens.e than any elaborate rating
system from the newly formed BWE.
Such sensitizing with concertedawareness campaigns that the new
Bureau drives will impact the urban
consumer more than alI the research
findings that experts can present. What
is important for us is to understand the
life-cycle impact in a way that we see
the connect between a product that we
use and the resources it utilizes up to
. the point where we bring the visible
connect to destruction of natural
resources of OUf ecosystem.
211. How, according to the author, can
the Bureau sensitize the urban
consumer about careful
utilization of water?
(1) By encouraging them to
consume more rice instead
of millets daily and thereby
reduce the amount of water
consumption.
(2 ) By providing them more
insight into the water
consumption cycle of the
textile, aluminium and steel
industries.
(3) By making them aware of
the linkages between waterconsumption for daily"·
activities and the resource
utilization and subsequent
ecological destruction
associated with it.
(4) By publishing research
_._ findings of experts in
popular media whereby
people gain awareness on
the impact of water
misuse ..
(5 ) By conducting elaborate
drives which notify theurban population about the
penalties levied on misuse of
water resources.
212. Why, according to the author, is
the water consumption for
agricultural activities the least
risky?
(1 ) Proportion of water
consumed for agricultural
activities is much less as
compared to that consumed
for domestic and industrial
purposes.
213.
(2) Most farmers are aware of
the popular methods of
water conservation and
.hence do not allow wastageof water.
(3 ) Water is fairly recycled
through . groundwater-
restoration due to water-
logging and surface water
evaporation.
(4) Farmers in India mostly
cultivate crops that require
less amount of water.
(5) None of these
Which ofthe following ispossibly
the most appropriate title for the
passage?(1 ) Water Challenges in the
New Millennium
(2 ) The Bureau of Water
Efficiency Vs the Bureau of
Energy Efficiency
(3) Unchecked Urban
consumption of water
(4 ) Challenges of the
Agricultural Sector and
Water Resources
(5 ) The Route to Conservation
of Water Resources
What does 'low-hanging fruits
that can be plucked, and prettyquickly mean in the context of
the passage?
(1 ) The bureau should employ
the cheapest methods
possible to effectively
control the current situation
of improper usage of water
resources.
(2 ) ·Thebureau should target the
industiral sector as well as
the domestic sector to reduce
water wastage.
(3) The bureau should target theagricultural sector only for
producing quick results in
reducing wastage of water.
(4 ) The bureau should ensure
that all the state officials
concerned with. the
measures are actively
involved.
(5 ) The bureau should start with
adopting measures which
are simple to execute and
produce immediate results
in reducing water wastage.
214.
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1512011
INTENSE
(1 ) smooth
(2 ) serious
(3 ) low(4 ) diluted
(5 ) jovial
TACTICAL
(1 ) . unplanned
(2 ) uniform
(3 ) devious
(4 ) premeditated
(5) deformed
INEVITABLE
(1 ) certain
(2 ) unforeseea ble
(3 ) unavoidable
(4) inescapable
(5 ) predictable
215.
Bank of Baroda 13.03.2011 I..Marketing Aptitude
Which of the following. according consumption patterns of the 223.
to the author,' is/ are the domestic seector alone ..
indication/a of a water crisis? (C ) Monitor carefully the
(A ) Many agrarian areas in the . activity of diggingcountry are facing a boreweI1s.
drought-like situation. . (1) Only (A) and (C )
(B ) Almost three-fifth' of the (2 ) Only (A ) and (B )
naturally available water has . (3). Only '(A)
been reduced to avery (4 ) Only (B ) and (C)
criticial level in a relatively (S) All (A), (B ) and (C)
short span of time. 218. Which of the following is true
(C ) There has been a significant about the Bureau of Energy
drop in the availability of Efficiency, in the context of thewater over the past fifty passage? 225 .
years (A) 1t failed to pay adequate'(1) Only (B) attention to industries like
(2 ) Only (A ) and (C ) metal, textileaetc. interms
(3 ) Only (C) . of energy consumption.(4) Only (8) and (C)(B) .It focused on rating systems
(5) All (A) , (B)and (C ) for efficient use of goods inThe author suggests that the H the domestic sector.
Bureau ofWater Efficiency devise .(C) It mostly f9cused on the.
a strategy or make laws to meet energy consumption inthewater challenges in the industrial domestic sector. . 226 .
segments ra ther . than the (1) Only (A)and (C )
domestic "Segments because (2) Only(A) and (8 )
> (3) Only ( A \ )
(4 ) Dnry (B ) and (q. (5) AU(A), (B) and (C )
."216.
217.
(1 ) The industrial sector is th
Only one that is ina position
to reduce its water
consumption by a significant
margin.(2 ) There is comparatively less
serious water misuse in the
domestic sector.
(3 ) Itwould be easy to identify
the consumption patterns in
the industrial sector because
of its density-and visibility ..
(4 ) The industrial sector would
be capable of paying thefines levied by the Bureau for
water misuse whereas the
domestic sector would be in
no such position
(5 ) The industrial sector wouldbe easier to manage in terms
of making them understand
the importance of water
conservation.
Which ofthe following, according
to the author, is/are the step/sthat the Bureau of Water
Efficiency can take to ensure
proper utilization of wale
resources?
(A) Put in place measures that
ensure proper water usage.
(B ) Concentrate on the water
Directions (2 .9-222); C ho os e th e
w ord /group oJ w ord s w hich is m as t similar
in m eaniltg to ihe w ord /group of w ord s
prin ted in cale tas used in fh e passage.
219. COSMETIC
(1)' enhancive
(2 ) beauty
(3 ) augmentative
(4 ) superficial
(4 ) aesthetic
220. STAGGERING
(1) weaving (2) astounding
. (3) lurching (4 ) stumbling(5 ) unsteady ,
. 2 21 . CONSCIOUS
(1 ) unknown (2 ) mindful(3) self-aware(4)' awake
(5 ) alert
222. DRAMATIC
(1) remarkable
(2 ) moving
(3) . theatrical
(4) histrionic
(5)staged
Directions (223-225) : a100Se th e
word /group of words which is most
opposite in m ea ning to the w ord /group of
words prin ted in bold as used in the
passage.
224.
MARKETING APTITUDE
227.
Marketing persons need _.__
(1 ) Innovative skills
(2 ) Laborious attitude
(3) Fighting nature
(4 ) Quality of imitating others
(5). Sympathetic approach
Communication skills inthe caseof a DSA means __
(1 ) Oratory excellence(2) Delivering long speeches
(3 ) Loquacious
(4 ) Ability to convince the
customer with the right
choice ofwords
(5 ) Ability to talk very fast
A 'Prospect' means -
(1 ) a rude person
(2) a polite person
(3 ) a likely buyer
(4 ) a religious head
(5 ) a team leader
Socia l Marketing refersto _ _ .(1 ) Share market prices
(2 ) Marketing by the entire
society
(3 ) Internet Marketing
(4 ) Marketing for a social cause
(5 ) Society bye-laws
A 'CaU' means -
(1 ) to call out to someone
(2) a Profession
(3 ) ASpeech
(4) A new Product
(5) a sales person visiting a
likely buyer
228 .
249.
230.
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231. Effective Selling Skills depends on
2011 116 Bank of Baroda 13.03.2011 I Marketing Aptitude
(1 ) Knowledge level of
competitors(2 ) Information about
marketing staff
(3 ) Information regarding Share
market
(4 ) Knowledge of related
markets
(5 ) Information regardingpolitical leaders . '
Modern styles of marketing
include ~_. Find the wrong
answer.
(1 ) Digital marketing .
(2) Tele-marketing
(3 ) Door to door marketing(4 ) e-mail solicitation
(5 ) All of the above
233. ADSA means(1)· ·Detective Service Agency
(2) Direct Selling Agent
(3) Direct Supplying Agent
(4) Distribution and Sales
Agency
(5) Disciplined Sales Agent
234. Incentives are paid to safespe rs ol1S __
~.. (l) for missing the targets, (2) for surpassing the targets
..(3) . for identifying leads(4) for designing products
(5) for travelling
235. Online Marketing is useful for
232.
236.
(1) Selling Old Products
(2) Sending e-mails
(3) Increased production
(4) Increased job opportunities '
(5) Increased expenses
Service Marketing is the same 'as
237.
(1) Internet Marketing
(2) Telemarketing(3) Internal Marketing
(4) Relationship Marketing
(5) Marketing done by service
class employees
'Push' marketing stylerequires
238.
(1) Proper planning
(2) Good pushing strength
(3) Team work
(4) Ability to identify the
products
(5) Aggressive marketing
The Securities Market is governed'
by the rules which are framed by
(1 ) IRDA
(3) AMFI
(5 ) SSE-239. Planning for Retirement Saving isa type of ; __
(1 ) Banking Option(2) Stock Market Option
(3) Branding
(4 ) Financial Planning
(5 ) Mutual Fund Benefit
-240. Absence of a proper Financial'
Planning can lead to __ ,_
(1 ) Balanced investment in
Mutual Funds
(2) Overspending and Debt
problems
(3) Inadequate exposure to ' 248.share market
(4 ) Capital gains
(5 ) Planned Future
241. One of the foHowing i s not
.included in the 7P's ofMarketing.Find the same __ '
(1) Product _.(~) Price
(3) Production
~(~) Promotion
(5) People
242 .. 'SIP' in Mutual Fund business
(2) SEBI
(4 ) NSE
243.
l\1·eans__ ,
(1) 'Salaried Individu Is 'and
Plans(2) Systemised Insurance Plans
(3) Systemised MF Plans ,
(4)' Systematic Investment Plans
(5) None of the above
Mutual Fund business from
existing bank customers 'can bemobilized by __ '_
(1) Outdoor marketing
(2) Telemarketing
(3) Cross-selling
(4) Internal Marketing
(5) All of the above
a
246.
(4) Dividing the target group as
per their needs
(5 ) Sales persons' group
Marketing Opportunities means
244. Conversion means(1) Grouping of prospective
clients
(2) Interacting 'with- -\prospective client
(3) Converting a seIler to a
buyer
(4)· Converting a prospect into a
buyer
(5) Converting an employer into
an employeeMarketSegmentation means __
(I) Territory allocation
(2) Market Space
(3) Market place
247.
(1 ) •Availability of sales persons
(2 ) AvaiIability of data
(3 ) Melas,(4) Scope for marketing
(5 ) Evaluation of performance
Market Research isuseful for
(1 ) Deciding proper marketing
strategies
(2), Deciding the sales persons
(3 ) Choosing old products
(4 ) Recruitment of staff
(5 ) Payment of bonus
The main target group for-SIPSchemes are __
(1)'. ALL HNIs
(2) All NRls
(3) All salaried pe:r;sons
(4) All agriculturists
(5) All students
Innovation inmarketing is same'
245.
'249_
as
(1 )
(2 )
(3 )
( 4 )
, _,(5) .
. 260. Buyer Resistance' means __(1) Buyer's interest in the
product being sold
(2) Buyer fighting with the seller
'(3) Buyer's hesitation in buying
the product
(4) Buyer becoming a seller
(5) Buyer buying the product
251. Bulk S.~vings Accounts can bemobilized by means of __
(1) Door.to door canvassing
.(2) Making cold calls
(3) e-mail solicitation
(4) Contacting all employees ofan institution
(5)' Writing letters
252. Diversification in marketing
Motivation
Inspiration
Aspiration
Creativity'
Teamwork
means
(1)' Marketing
countries
(2) Marketing
to different
in many
companies ,
(3) Marketing of the same
product by many, diverse
persons
(4) Marketing of new, diverse
product
(5) All of the above
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Bank of Baroda 13.03.2011 I Marketing Aptitude 1712011
253. One of the following is not a
pre-sales activity. Find the
same
(1 ) Lead generation(2 ) Product design
(3) Sales presentation
.(4) After-sales service,
(5 ) Scanning the Yellow Pages
254. Corporate Loans are given to _'_
(1 ) Individuals
(2 ) Blind persons
(3 ) Schools &Colleges
(4 ) Proprietary concerns
(5 ) Limited Companies
255. Financial Inclusion needs
canvassing the Accounts of__
(1 ) Financial Institutions(2 ) NRIs
(3 ) HNIs
(4 ) Housewives
(5 ) Persons from, the weaker
sections
256. Value added services means __
(I) Costlier products
,(2) More number of products
(3 ) Additional services
(4 ) At par services
(5) New products '
')Jj7. The USPof a Current Account is
_'-- . .'(1) ,High minimum balance
(2) .No restrictions 011
transactions
(3) No Interest payable
(4 ) Restricted deposits
(5 ) Any number of accounts
258. Situation Analysis is useful for
(1 ) SWOT Analysis
(2), Analysis of Sales persoris'
performances
(3) Analysis of capital markets,
,(4) Staff placement(5) Area' allocation
. 259. RTGS facility can' be best
canvassedamong '
'" (1) Inter-state traders
- (2) Tailors
, (3) Carpenters
(4) Politicians
(5) Film stars
26.0. 'USP' of a product connotes
(1) , High selling features of a
product
(2) Drawbacks of a product
(3) New additions to a product
(4 ) Efficient staff
(5 ) Large organisation
261. CRM (Customer Relationship, Management) is __
(1 ) a pre-sales activity
(2) a tool for lead generation
(3) an ongoing daily activity
(4) the task of a DSA
(5 ) customer complaints
262. Recurring accounts can best be
canvassed among __
(I) Farmers
(2 ) Traders
(3 ) Salaried persons
(4 ) Minors
(5) Students263. ELSSmeans
(1 ) Entry Load Shares Scheme
(2 ) Entry Load Starting Shares
(3), Equity Linked Savings
Scheme
(4) Equity Linked Shares 50Ia
(5 ) En:tr..'2yee Leve ' Salary.'
sthe~e
264. Socieites arid Trusts are the target
groups for opening _,_ '
(1 ) " Cur-rent Accounts
(2) Savings Accounts
(3) CarLoan Apcounts(4) Corporate Loan Accounts
(5) Education l~oan Accounts:
265. De-mat accounts are useful, for
(1 ) Online trading of shares
(2 ) Locker operations
(3 ) ATMs
(4 ) Quick sanction of loans
(5 ) Export transactions
266. Home Loans are basically __
(1) Short term finance
(2) Loans 'give'f\to.minors
(3 ) 'Long term loans;(4}. Loans given for boosting
profits C
(5 ) Loans' given more to
industries' '
267. WhatdoesthetennHUFmeanS?
(1) Hindu Undivided Family
(2) Hindu Single Family
(3) Heavy Faciliti~~
(4) Hindered Remittances
(5) Term is 'used for failed
transactions
268. EMI can be a marketing tool
if
(1) EMl is increasing
(2 ) Itis very high
(3 ) Itis very lOW
(4 ) EM! has no impact onmar-keting
(5) EMI is .a flatrate
269. Channel ·Finance can be
considered only among __
(1) Supply-chain distributors
(2) Chain snatchers
(3 ) NRIs
(4 ) Pensioners
(5 ) House wives
270.. Direct Marketing' is useful for
(1 ) Designing Products
(2) Sending e-mails(3 ) Increased production
(4 ) Increased job opportunities
(5 ) None of these'
271. The pricing strategy for credit
cards depends on __
(I) Competition, '
(2 ) Customer's income'
'(3) , Customer Relations ,
(4 ) Customer awareness
, (5 )' , C ustom er , usage, '
'277-. Offsite Marketing means _' '_,'
(1), 'Sales persons .' ,
(2) Marketing in the ProductionDepartment,
(3 ) ATMs'
,(4) Marketing inside the Branch
(5 ) Marketing function outside
- the Branch
273. One of the following is not a
Target group for Savings
Accounts
(1 ) Salaries persons
(2 ) Doctors
(3) Public Servants
. , (4) Insurance agents
(5) Loss making companies274. Rural 'bank marketing has good
scope for _'_
(1) Industrial loans '
(2) Corporate loans
(3) NRI loans
(4) Tractor loans
(5) , All of the above
275. ' ASBA accounts are type of __ ' _ .
(1) Loan accounts .
(2) Credit card facilities
(3) Savings accounts
(4) Export-Import remittances
(5) Internet Banking
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2011118 Bank of Baroda 13.03.2011,I Solutions
IANSWERS
.1. (5) 2. (4) 3. (4) 4. (2)
5. (3) 6. (1) 7. (4) 8. (3)9 . (4 ) 10. (4 ) . 11. (3) 12. (2 )
13. (5 ) 14. (5 ) 15.({) .16. (3 )
17. (1 ) 18. (3 ) 19. (4) . 2 0. (5 )
21~(3)22. (1)23.~(5) 24. (2)
25. (5) 26. (5) .27. (1) 28. (5)
, 29 . (2 ) 30. (5 ) 31. (1 ) 32. (1 )
33. (5) 34. (2) 35. (1) 36. {Z )
37. (5 ) 38. (2 ) 39. (2 ) 40; (3)
41. (4) 42. (5) 43. (4) 44. (1)· I45. (4) 46. (5) 47. (1) 48. (5)· EXPLANATIONS49. (5 ) 50. (2 ) 51. (3 ) 52. (4) .
53.(1) 54.(2) 55.(3) 56.(1) - .... ------ .... -57. ( 3 ) 5 8 . ( 5 ) 5 9 . ( 4 ) 6 0 . ( 4 )
61. (5) 62. (1) 63. (2) 64. (3) (1-8):65. (3) 66. (4) 67. (1) 68. (2)
69. (5 ) 70. (2) 71. (1) 72.(4)
73. (5) 74.(2) 75. (3) 76. (3)
77. (3) 78. (5) 79. (1) 80. (2)
81. (1) 82. (3) 83. (4) 84. (4) I
85. (5) 86. (4) 87. (4) 88. (1)
89.(5) 90. (3) 91. (1) 92. ( : , 1 ) . I
93. (1) 94. (2) 95.{4) 96. (1)
97. (4) 98. (2) 99. (1) 100.(2)
101.(4) 102.{4) 103. (3) 104.(3)
105. (5) 106.(5) 107.(2) 108. (1)
109.(5) 110.(3) 111. (1) 112. (3) 6.; (1)
113.(1) 114.(1) 115.(5) 116. (4)
·117. (5) 118.(3) 119. (2) 120. (1)
. 121.(1) 122.(2) 123.(5) 124.(4)
125.(3) 126.(4) 127.(4) 128; (5) I 7. (4)
~129.(1) 130.(5) 131.(4) 132. (1)
133.(3) 134.(1) 135.(3) 136. (5)
137. (1) 138. (2) 139. (4) 140. (4) 8. (3)
141.(3) 142.(3) 143.(2) 144. (4)
145.(4) 146.(1) 147.(1) 148.(3)
149.(2) 150.(2) 151. (4) 152. (4)
153.(3) 154.(2) 155.(I) 156.(2)
157.(1) 158.(1) 159. (5) 160. (1)
161. (5) 162.(2) 163. (1) 164. (1) (4)
165. (4) 166. (4) 167. (4) 168. (1) 9.
169. (1) 170.(1) 171. (5) 172. (2) 10. (4)173:{2) 174.(2) 175. (2) 176. (4)
177. (1) 178. (3) 179. (2) 180. (4) 11· ·(3)
181.(1) 182.(4) 183. (3) 184. (2 ) second and the third are
185.(4) 186.(3) 187. (5) 188.(3)
189.(2) 190.(3) 191.(2) 192. (3)
193.(1) 194.(5) 195.(4) 196. (1)
197.(5) 198.(4) 199.(4) 200. (2)
201.(2) 202. (2) 203.(1) 204.(3)
205. (3)206. (4) 207~(1) 208. (4)
209.(3) 210.(5) 211.(2) 212.'(3)
213.(1) 214.(5) 215.(4) 216. (3)217. (1) 218. (2) 219. (4) 220. (2) 13. (5) In all others the last two
. 221. (2) 222. (1) 223. (3) '224. (1) letters are consecutive inthe
225.(2) 226.(1) 227. (4) 228.!3). alphabet
I
Inall others first .person issitting between the -seeond
and the third person .
In aU others fitst person is
sittingimmediate right of the
second person.
The series constitutes 26. (5)
students studying in
consecutive standards. G , .D I
B, A and C are studying in
standard first, second, third,
fourth and fifth respectively.
All others are continents,
All others arewon but gift is.presented.
In all others the fourth, the
229. (4) 230.(5) 231..(4) 232. (3)
233,(2) 234~2) 235.(1) 236. (4)
237. (3) 238. (2) . 239.(4) 240..(2)
241.(5) 242. (4) 243. (2) 244. (4)2 45. (4 ) 246. (4 ) 'M7. (1 ) 248. (3 )
249. (4) 250. (3 ) 2 51 . (4 ) 252. (5 )
25 3. (1 ) 254. (5).255. (5 ) 256. (3 )
257. (2) 258.(2) 259..(2) 260.(I)
. 261.(4' 262.(3) ·263.(3) 264.(2)
265. (1)266. (3) 267. (1) 268. (1)269•.(1) 270. (4) 271. (2) 272. (5)
273. (5 ) 214.·(4} 2 75 . (2 )
Day Lecture
Monday Mathematics
Tuesday Psychology
Wednesday Chemistry
Thursday Computers
Friday Biology
Saturday Physics
Sunday English
17, (1)I The second one is taught
after a day the first one is
taught.
<>£[])aa@
share @tmarked profit
< > vo @ je [ill making
~profitnow
'consecutive letters in the
alphabet inthe sallie order.
12. (2 ) In all others the fourth and
the second are consecutive in
the alphabet whereas there is
a gap of one letter betweenthe first and the third letters.
¢"suje b.ka
.now thelmarked gains
<>do ill] yosu., money ~ aa, profit= [e,
share '" vo, now '" su,
making= ka,the = do or yo,
gains =do or yo .
Assumption Is implicit.
That's why warning is given
not to enter ward no. 2.
Assumption IIis dearly
implicit. Ward no.2 ismeant
only for ABC disease.
Emphasis is given on
German technology. Soassumption Iis implicit.
Assumption IIis not an
assumption. It· is a
hypothesis.
28. (5) Both the assumptions are
clearly implicit in the
statement.
Assumption IIsnotmentioned
in the statement. This is a
reverse conclusion. Offenders
can be penalizedonly when.
they arecaught Soassumption
IIisdearly implicit
27. (1)
29.· (2)
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Bank of Baroda 13.03.2011 I Solutions 1912011
30. (5) According to statement the
prices have remained
unchanged only inNigeria.
50 elsewhere in the worldprices have changed. Hence
assumption Is implicit. The
emphasis is on unchanged
prices. So the. prices were
different earlier from the
present. Hence assumption
IIis also implicit.
31. (1) Action IIcan further deviate
people from paying taxes.
Action T can help people
realize the importance of
paying taxes.
32. (I) The problem is riskassociated with the job of
armed forces and not the
indifferent salaries; So only
action.I follows.
33. (5) Due to clear accountability of
bodies the development of
the city is hampered. So both I 47.
actions are in line to improve 48.
the functioning of bodies.
34. (2) The problem is Inadequate
number of hospital beds per
10QO people not the
Inavailability of medicines.So only action IIfollows.
(35-41): D B FeE ARow-I: I I I I I·I
37 .
Row-Z: I I I I I ·tT..PSRQV
(5) All others are sitting
diagonally opposite to each
other.
(2) All others are sitting at
extreme ends.
(5 ) From I : : : : ; > T lives either on
ground floor or on secondfloor.
From II : : : : ; > T can be on any
floor except ground floor.
Floor I + II : : : : ; > . T lives on
second floor.
(4) From I : : : : ; > hope to see you '"
3692
do you see that = 1973
From II :co} to pray and hope
=0286
hope I do well = 5467
So, code for 'See' can't be
determined.
38.'
42
43.
44. (1) From I : : : : ; > D is sitting to the
immediate left of A. .
From II : : : : ; > No information
about A.45. (4) FromLeeXiseitherhnsband
or wife of Y.
From n ~ No information
aboutX.
46. (5) From I : : : : ; > P > Q =R > T
No information about. 5.
From II ~ Q > 5 > T
no infOImatian about P and
R.
From I+ II=:.P>Q=R>S>
T
So, bag T is lightest.
( ' 7 4 ) ' ~ qstar moon planet universe
(1 ) 1. .. J
(5 ) t. ;II. x
11.1
56.
probably gone up only 50
times, and costs have gone
up 100 times". So the increase
in salary for some professionhas been less than the rate of
inflation over a longer
period of time.
(1) L is daughter of P and P is
daughter of Q. 50 L is
granddaughter of Q.
(3) R is sister of T. 50 Q can be
nephew of T only when Q is
son of R. So the expression
should be: Q - R +S x T
(4) I > J ~ K "" L ~ N =M .
or, I > Land M ::: K
(4) P < Q ~ R S S or 5> P(5) In each step th e figures move
one place in ACW direction
diagonally and from step 1
to 2, 3 to 4 and 5 to 6 four
elements from top appear in
reverse order and two
elements' at bottom
interchange places and the
lowermost element is
replaced by a new element.
(1) .From step 1 to 2,3 to 4 arid.5
to 6 second element from
both sides get inverted at
their places and then move
in the following way:
.&1~52~ '(2) From step 1 t o .2,3 t o 4 and 5
to 6 the third and the fifth
elements from left become
the first and the second from
left The first two elementsfrom. left becomes the last
two from left and a newelement appears in the
centre.
(3) From step 1 to 2, 3 to 4 and 5
to 6 the upper right comer
element is replaced by a new
element and the remaining
three elements interchange
places inthe following way:
(49-50);
57..
59.
60.61.
62.
63.
64.
49. (5) 1 . . . , J
SO.· (2) I.x
n..o J
II . - o J .
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(51-53): 6)~
~~apartment cottage
51. (3) I. x II.x
But I and II are
complimentary pairs. So
either I or II foI1ows.
52. (4) L)( II. x
53. (1) I . ' " II. x
54. (2) The lack of applicants for
teacher's trainingl degree
programme will lead to a
crunch in terms of
availability of qualified
teachers in future.
·55;- (3) "Salaries of maids have
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2011120 Bank of Baroda 13.03.2011 l Solutions
80.5. (3) From step 1 to2,3 to 4 and 5
to 6 elements move in the
following way:
66. (4) From step 1 to 2,3 to 4 and 5
to 6 vertically and
horizontally opposite
elements interchange places.
The diagonal elements
interchange places illpairs.
67. (1) From step 1 to 2,3 to 4 and 5
to 6 elements move in the
following way:
I ~ : i l -8. (2) From step 1 to 2,3 to 4 and 5
to 6each element moves one
place in ACWdirection.
69. (5) From step 1 to 2, 3 to 4 and 5
to 6 elements move in the
following way where Nis a
new element:
-0. (2) Ineach step the whole figure
moves half-a-side and two
pairs of corner elements
. interchange places while one
- pair of middle elements also
interchange places but upper
middle element is replaced
. by a new element.
71. '(1) From step 1 to2,3to4and5
to 6 elements move in the
following way: 79.
72. (4 ) In each step elements move
one side inACW direction.
73. (5) The movement of elements
is repeated after every twosteps.
74. (2) From step 1 to 2, 3 to 4 and 5
to 6 all elements move one
place in CW direction and
one element is replaced by a
new element.
75. (3) In each step the triangle
rotates by 90°, 135°, 18.0"
and 225° in CW direction,
the equalsign rotates b y 450
in CW direction and the
circle rotates by 45°, 90°,
1350 and 1800 in CW
direction.
76. (3) . ! . x ~ x 24 x 650 =85 +?. 6 100 23
~104'" 85+?
~ ?=-104 - 85;;; 19
77. (3) 92 x 576 + 2"/1296
;;;(?)3+149
~ 92 x 576 +2x 36 =·(?)3+7
~ {?)3 =92 x 8 - 7
:;;> (1)3 ;;;72 9
:;;> 1=9
~13 5 11 17 (?)2-+-----;;;-4 2 6 12 10
(2) (15 x 0.40)4 + (1080+30)4
x (27 x 8)4 =(3 x 2)?+5
: : : :>6)4 + (6)8x (6)12=(6 ) ?+5
- < = > ? +5 .. 4 -8 + 12
: : : :>?=8-5=3
(4) The series is x7
So,? =343 x 7 = 2401
:;;>39+30-22-17
12
86.
87. (4) 13 20 39 78 145 ~<:»<:»<;»<:»<:»+7 +29 +39 +67 +108
<:»"J<:»<:»+12 +20 +28 +36
<:»<:»<:»+8 +8 +8
(?)2
1 0
:::> (?)2 .. 3Oxl0 =25. 12
~ ?=5
1 1
(1 ) ( - / 8 x . J 8 ) 2 ~ +.(9)2
= (?)3 +v'&-340
, (? )3 =2 . . f i +3 - 2.fi + 340
. .. :;;>(? )3 = 343
~?=7
88. (1 ) The series is + 23 , + 46 , i'92,
+184, +368
So, ? "" 357 +36 8 =725
(5 ) Theseriesis+97,+197,+297,
+397,+497
So, ? .. 991 + 497;;; 1488
(3 ) The series is +(7 x I), +(7 X
3), +(7 x 5), +(7 x 7), + (7 x 9)
So, ? =22 4 + (7 x 9) .. 287
(1) I. "/l225x +,,/4900 .. 0
:;;>35x + 70 .. a
-70~x = 35,:",~-2.
89 .
90.
91.
92.
1 1
II. (81)~y +(343)3 ",0
1 1.-y-
:;;>(34)4 +(73)3 ='0
:;;>3y + 7 =0
-7: ; ;>Y=3"
So, x > y
18 6 12 8(3) I -+---=_.
. x2 x x2 x2
18 6 12 8~~+----_=O
x2 x x2 x2
18+6x-12-8 0:;;>. 2 ..
.,. x·
:;;>6x" 2
2 1: ; ;>x"·_"-
6 3
.II. y3 + 9,68 + 5.64 '" 16.95
:::;)y3 =16.95 -15.32
~y3;;; 1.63
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Bank o f Baroda 13.03.2011 Solutions 2112011
1
~ y = (1.63)3 .
So,x <y
93. (1)I (2)5 + (11)3
x3, 6
3 32+1331 1363= :> x ::: - __ .
6 6
1
(1363)-
·::::;:.x=-6-3
II . 4y3 '" - (589 + 4 ) + 5y3 '
~ 5:9 = 5y3_ 4y3
3 589::::;.y =--
4
1
. (589)-=> y= _ 34
So , x > y
94. . (2 ) 1 . 1 2x 2 -1 0x2 + llx - 22x + 12 .
=0 .
=> 2x2 ·l1x .+ . 12 = 0
= > 2x2 - 8x • 3x + 12 = = 0
~ 2x (x - 4) -3 (x - 4) '" 0
~ (x- 4) (2x - 3) .. 0
3=>x=4, ' 2
II. 13y2. 9y2 - l8y + lOy + 3 .
=0
~ 4y2. 8y + 3 :: 0
= > 4y2 • 6y • 2y + 3 =0
=> 2y (2y - 3) -1(2y -3) = 0=> (2y - 3) (2y .•1) '" 0
3 1: : : : ; ' Y ' " " 2 ' " 2
So , x 2 : y
( 7· 1 3.95. (4) l ' l X 5 +9 ",169+x5
~x2= 169x 9
~x = -/169x 9 =±39
1 1- -
II. y4xy4x7
l'
= 273+ y2
273~y= -=39_
96.
So, x~y
(1) Let the cost of one table and
one chair be. x and. y
respectively,
So, x = y + 210...(i )
and, 3x + Sy = 3110 . .. ( ii )
from equation (i ) and (ii) , x
= 520, y= 310 .
:. Required cost = = 2x + 2y
=2(520 + 310)
=~660
Largest angle of triangle
=40x2=80o
Second largest angle O f
triangle =180 - (40+·80) .= 60"Largest angle of
quadrilateral
6 .
=-x360=120°18
.. Required sum = 60 + 120
..,1800.
101. (4) Leng th of platform
. 5= 120x-x24-320
18
= 800 - 320= 480 m,4 8 0
Speed of man =4 x 60
= 2m/sec.
. 7200x100102. (4). Principal= 12x6
~ ~ 10,000
Compound Internet
41~10000x 400 =n025
103. (3) Let both numbers be xand y
respectively,
So, x2 + y3 = 568
arid y2 =82 - 15
=>y2 =49
~y""7So,'x2 = 568 • 343. = 225
x = 15
3Required value= " 5 x 15'" 9
104. (3) Average of odd numbers
= 656 =828
Then numbers are ;-
75,7079,81,83,85,87,89
Evennumbers ;-
84,86,88,90
Required sum = 75+ 88 =163
19 21105. (5) Last S.P. = 9600 x 20 x 20
= '{ 9576
Loss= 9600 - 9576 '" '{ 24
.<""
97. (4) Required sum
(3+4)" . .=12{28 x 3 ) + (5 x 2)
=59years
(2) Area of circle,
2 221U ' =7 x14 x 14 .
= 6160n2
A rea o f r e< ;_ tan le
=1166·61. .9
= 550 cm 2
Breadth pfxectangle
550;;. 25=~cm.
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, 9 8.
'".:, Required sum
= 2ltr+2(1 +b) .
22= 2 x 7 " )(14 + 2 ~~ + 22)
.. 88 + 94 .. 182 e m .99, (1) Seeta'smarks
=456 • 24 =. 432
.Minimum passing marks
=> 432x34 .. 27254
r. Required marks
=456 - 272 = 184
100, .(2) Smallest· angle of
quadrilateral .
3= -:- x 360 "" 60Q
18 .
Smallest angle of triangle
2=60x-=400
3 .
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2011122 -Bank of B~roda 13.03;2011 I Solutions
106. (5) Required number of
candidates" (3 54 - 2 58 ) + 235
=331
107. (2) In 2005 difference is 110, which is second lowest.
108. (1 ) Required ratio = :
=11 :4
109. (5 ) Required percentage
435=~. ~ x 100546
=80% (approx.)
110. (3) Required percentage
89.. - x 100346 "
=26% (approx.)
111. (1 ) Required average
.. ,(5+ 10+ 15~30 +40+ 50) >:10006 '
= 25000
112. {3 ) Required percentage
40, .. . '= 2 5 x 100 = 160%
113. (1) Required number
""70% of 90,000
, = > 63 , 00 0114. (1) Required ratio
10,000:;;_.-
75,000
""2: 15
115. (5) Required percentage
15 ,= 4S x 100
=33% (approx.)
116. (4) Required value
=10% of 6500
=650
117. (5) Required percentage
8= 18 x 100
.. 44% (approx.)
118. (3) Required number
= 37% of 6500
=2405
119. (3) Required ratio = 13: 7
120. (1) Required percent
30 "= 18 x 100
.. 167% (approx.)
121. (1) Required average
3.34 +5.83+1.693 lacs
= .~ 3.62 lacs
2.79122. (2) Required ratio = 9.45
=31; 105
123. (5) Required percentage
= 1 .0 3 d OD8.42
= 12% (approx.)
124. (4) Earning of 1 2 is increasingconsistently.
125. (3) Required percentage
'" 1.44+7.84 »ioo
5.53
persons but 'among' is used
to show the relation ofmore
than two things or persons.
209. (3) The use of 'has' isunnecessary.in the third part _
of the sentence. It should be
written as "cricket always
had a strong foundation".
211. (2) From the last two
paragraphs of the passage
answer choice (2) is the
correct answer.
212. (3) The growing ofwater within
the loop in agriculture de-
risks the challenge of any
perceived deficit. Rice,
wheat, sugarcane and crops
that need water-logging,
, which ensures groundwater
restoration. Surface water
evaporation only
strengthens precipitation
and rainfall.
: 213. (1) Thepassage primarily deals
with the challenges of water
problem,
215. (4 ) From the second paragraph
of the passage, only
statements (B) and ( < 2 ) are
correct.
216. (3) Implementing a law is more
feasiblewh~n the
concentrationis dense and
identifiable. Industry offers
this advantage more than
the domestic or the
commercial sector of hotels
and offices.
218. (2) The Bureau of Energy
Efficiency has looked at
efficiency rating systems forwhite goods in the domestic
'sector, and has not paid
attention to the massive
consumption of energy in
metals manufacture, paper
and textiles.
:= 9.28x100
5.53
=168% (approx.)
(176-1811); 'fhe correct sequence of
sentences is:
DGEAFCB
201. (2) It should be 'from' in place
of 'by' tn the second part of
ie-sentence.
202. (2) rt should be 'boomt~g' in ', · 1 p la ce o f 'boom' in t he s ec ond
part pf the sentence.
203. (1) The first.part. of the sentence
.should be written as "So
much is the inflow of
travelers that". "
204. (3) It should be 'leading' in place
of 'lead' in the third part of
the sentence.
, 205. (3) It should be 'or' in place of
'and' in the third part of the
sentence because the correct
structure is "either .., or".
206. (4) It s hould be 'time' in place of
'times' in the fourth part of
the sentence .
2fJ7. (1). It should be 'has' in place of
'have' in the first part of the
sentence because "The band"
is a singular subject.
208. (4) It should be 'among' in place
of 'between' in the fourth
part of the sentence because
'between' isused to show the
relation of two things or
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