PRODUCT PORTFOLIOA Comprehensive and Customizable Portfolio to meet your specific needs.

Founded in 1981 as an administrator for self-funded health insurance plans, PAI joined the family of the leading health insurer in South Carolina in 1984. We have been growing to meet the health benefit needs of people and businesses ever since.

Today, we are South Carolina’s premier Third Party Administrator (TPA) for self-funded plans and a national administrator of a range of voluntary products and specialty plans that complement major medical plans. Hundreds of employers across the country – and their covered employees – rely on PAI.

We understand that the rapidly changing healthcare system is complex and confusing. That’s why we make it our mission to provide the service, support, tools and information you need to make the most informed decisions possible, because our job is about more than plans and benefits – it’s about finding solutions that meet the needs of employers and their employees.

Service, Value, Innovation, and Commitment.

Self-Funding Options | Specialty Products | Property & Casualty

WHAT IS PAI ALL ABOUT?

SELF-FUNDING

Every employer is looking for ways to control healthcare costs while still providing quality benefits. Self-funding, once thought to be only for large employers may give you the opportunity to save money on your overall healthcare costs. Market products and partnerships have evolved and now afford almost all employer groups the opportunity to take advantage of a self-funding opportunity to suit their needs. Start exploring your self-funding savings option today.

Self-Funding Options• Traditional• Value-Based Pricing• Captive Solution• Level Funding (PAI Group)• Dental Options

Service, Solutions, & Savings• Superior Network Options• Preferred Stop Loss Program• Population Health Management• Pharmacy Benefit Management• COBRA Administration

Added Advantages• Designated Account Executive• PAI Analytics• Custom Reporting• Flexible Benefit Designs• Superior Customer Experience

SPECIALTY PRODUCTS

PAI goes beyond recognition of unique market needs; we cater to them. We have the administrative flexibility and partnerships necessary to offer a comprehensive list of specialty products. Our wide range of products are among the best-in-class and offer the convenience of easy administration. These products come to you with the same level of excellent care and service you’ve come to expect from PAI.

Products for Unique Markets

• Limited Benefit Medical Plans• Voluntary Options Accident Insurance Dental Short-Term Disability Vision Term Life Insurance Critical Illness Hospital Indemnity

ACA Compliant Plans

• Minimum Essential Coverage (MEC) Plans: Self-Funded

• Minimum Value Plans (MVP): Self-Funded and Fully-Insured options

GAP Plans Compliance Tools

PAI understands managing exposure needs go beyond the limits of standard health and wellness benefits. Our latest addition of a self-funded line of property and casualty administrative services can complement or complete your benefit platform. Seizing an opportunity, PAI acquired and integrated Companion TPA (CTPA) into its portfolio of product offerings. CTPA’s well-respected reputation in the market for its experience and dedication to service continues through the property and casualty offering through PAI. Retaining the experienced adjusters and access to some of the best network discounts, our property and casualty offerings can strengthen your approach to managing cost and minimizing exposure.

Property and Casualty Portfolio• Workers’ Compensation• Medical Bill Review• General Liability• Commercial Auto• Commercial Property• Premium Audit Capability

PROPERTY & CASUALTYADMINISTRATIVE SERVICES

Our added-value member discount programs are offered in addition to our services and benefits, and give PAI members access to programs that encourage healthier lifestyles and promote peace of mind. Member discount programs are available at no additional charge to the employer.*Member Discount Programs are added-value discount opportunities for PAI members. PAI members are encouraged to independently engage and take advantage of these programs available to them at reduced program rates.

MEMBER DISCOUNT PROGRAMS *

Member Discount Programs• Jenny Craig Weight Loss Program• Progressive Fitness and Wellness• LASIK Surgery• Eyecare Programs• Allergy Relief• Hair Restoration• Hearing Programs• Complementary & Alternative Medicine

Ask us how we can make your benefits better.

paisc.com | PO Box 6927 | Columbia, SC 29260 | 803.462.3187 | 800.768.4375