Page 1

Programme title:

Programme code:

Teaching mode:

NFQ level1:

Programme (total) ECTS2:

Programme modules:

Recommended sequence for registration of modules:

Entry requirements:

Typical course duration:

Programme learning outcomes:

Professional Diploma in Corporate Banking Credit

PDBUS017

Part-time

Level 8 (Undergraduate)

20 ECTS

• Principles of Corporate Credit Risk• Corporate Credit Risk Assessment• Corporate Banking Risk Management Products

• Principles of Corporate Credit Risk• Corporate Credit Risk Assessment• Corporate Banking Risk Management Products

• Individuals seeking admission to the Professional Certificate in Corporate Banking Credit will have 3 years’ experience (full time) in a relevant banking role and completed the Professional Diploma in Financial Advice or equivalent 30 ECTS Level 7 programme

• Individuals who possess an honours degree (Min. Hons 2.2, Level 8 NFQ) Admission will also be considered from experienced professionals who do not meet the minimum admission requirements as set out above, who can demonstrate learning based on work and training experience e.g. Individuals employed in a Corporate credit role with responsibility for Credit decisions in Financial Services

One year.

On successful completion of the programme, graduates will be able to:

• Explain and critique the theory and practice underpinning credit analysis

• Describe typical risk management products in corporate banking and ascertain if they are appropriate, given the regulatory context

• Apply a structured approach to assess corporate credit analysis, reviewing debt structures to establish the extent to which they meet commercial needs of the borrower and protect the lender’s needs. Structure a funding proposal considering alternative financing options, security, debt ratings and financial covenants to meet the needs of the corporate customer and comply with the credit policy and credit risk appetite of the lender

• Evaluate the performance of a company based on qualitative and quantitative frameworks and tools. Assess the level of credit risk in a corporate funding proposal against the banks credit policy

• Demonstrate the ability to engage with others while showing personal initiative as a leader of a team, to persuade senior executives in reporting on credit proposals

1NFQ: National Framework of Qualifications2ECTS stands for European Credit Transfer System (ECTS). 1 ECTS = 20/25 total student effort hours

Professional Diploma in Corporate Banking Credit

Page 2

• Communicate clearly to colleagues and corporate personnel the rationale underpinning corporate credit decisions

• Develop and apply contemporary professional practice to contribute to a personal philosophy of life-long learning and continuous self-improvement

• Identify and pursue appropriate learning opportunities (academic and non-academic) which enhance their professional career ambitions and individual and team-based capabilities

1NFQ: National Framework of Qualifications2ECTS stands for European Credit Transfer System (ECTS). 1 ECTS = 20/25 total student effort hours

Page 3

Module title:

Module code:

ECTS1:

Total effort hours:

Delivery method (Must add up to total effort hours):

Assessment:

Pass mark:

Module learning supports2:

Programme Manager:

Programme Manager contact details:

Module learning outcomes:

Principles of Corporate Credit Risk

FIN2022B

5 ECTS

125 Hours

This module, which is a level 8 (NFQ) 5 ECTS credit module, requires approximately 125 hours of total student effort, including the assignment, the MCQ test, recorded lectures, workshops, independent study and examination.

Written paper – exam 85%, duration – 2 hours essay style, Continuous assessment – 15% Multiple choice online test.

40%

Slides, study guide, webinars and two one-day workshops.

Susan Freeney

Susan.freeney@iob.ie

Indicative Learning Outcomes:• Key categories of risks to which banks are exposed with focus on credit risk• Basel principles for the management of credit risk• Bank risk appetite frameworks• Components of the credit risk management framework• Credit portfolio management and credit concentration risk• Credit risk appetite statements• Credit culture• The end to end credit process• Overview of the canons of lending• Credit application process• Bank capital• Risk weighted assets• Basel II & Basel III, Basel IV• Minimum Regulatory Requirements• Introduction to credit models• Impairment provisioning• Stress testing• Impairments and capital• Pricing for risk

• Key Lessons from Irish banking crises, Honohan Report, Regling & Watson, Nyberg

1ECTS stands for European Credit Transfer System (ECTS). 1 ECTS = 20/25 total student effort hours. 2Module learning supports - specific module content will be outlined during semester of study and is subject to change. The study guide contains the most up to date information.

Page 4

Module title:

Module code:

ECTS1:

Total effort hours:

Delivery method (Must add up to total effort hours):

Assessment:

Pass mark:

Module learning supports2:

Programme Manager:

Programme Manager contact details:

Module learning outcomes:

Corporate Credit Risk Assessment

FIN2017B

10 ECTS

200 Hours

This module, which is a level 8 (NFQ) 10 ECTS credit module, requires approximately 200 hours of total student effort, workshops, independent study and examination.

Written paper – exam 100%, Duration – 3 hours.

40%

Manual, study guide, and three one-day workshops.

Susan Freeney

Susan.freeney@iob.ie

Indicative Learning Outcomes:

• Objectives and challenges of corporate credit• Relationship banking, ethics, compliance• Corporate strategy including industry, economic and management team risk assessment• Credit assessment including assessment of corporate property lending transactions• Structuring credit transactions• Debt instruments and use when structuring a transaction• Term sheets and loan administration• Different techniques for valuing a company• Role of external credit ratings, analysis in corporate credit analysis and structuring• Regulation of published accounts• Primary statements in financial reporting• Analysing financial information from a corporate bankers perspective including consolidated income statement, statement of financial position and cash flow• Risks from the manipulation of accounts• Calculating and analysing repayment capacity• Preparation of cash flow statements• Understanding working capital analysis• Conducting a financial projections sensitivity analysis• Different types of corporate security and legal issues affecting security• Setting covenants and stress testing financial covenants• Monitoring and control framework

1ECTS stands for European Credit Transfer System (ECTS). 1 ECTS = 20/25 total student effort hours. 2Module learning supports - specific module content will be outlined during semester of study and is subject to change. The study guide contains the most up to date information.

Page 5

Module title:

Module code:

ECTS1:

Total effort hours:

Delivery method (Must add up to total effort hours):

Assessment:

Pass mark:

Module learning supports2:

Programme Manager:

Programme Manager contact details:

Module learning outcomes:

Corporate Banking Risk Management Products

FIN2020B

5 ECTS

125 Hours

This module, which is a level 8 (NFQ) 5 ECTS credit module, requires approximately 125 hours of total student effort, including, workshops,independent study and examination.

Written paper – exam 100%, duration – 2 hours.

40%

Manual, study guide, and two one-day workshops.

Susan Freeney

Susan.freeney@iob.ie

Indicative Learning Outcomes:

• Foreign Exchange Risk Management Strategies and Products• Interest Rate Risk Management Strategies and Products• Treasury Investment Services• Money Markets Instruments• Capital Markets Regulation including EDIR and MIFID• Understanding Marketable Securities•Centralised Cash Pooling and Zero-Balancing options for international companies• Single Euro Payments Area (SEPA)• Correspondent Banking & Settlement of International Transactions• Foreign Currency and International Payment Accounts• International Electronic Payments Services• Risks associated with International Trade• The role of Banks in relation to International Trade• Export Finance Facilities• Documentary credits and collection• Bills of Exchange• Invoice Finance• Debtors ledgers and invoice finance• Medium and Long Term Export Finance• Export Credit Insurance (ECI)• Types of Asset Finance• Leasing and Hire Purchase• Bank agreements relating to International products and services

1ECTS stands for European Credit Transfer System (ECTS). 1 ECTS = 20/25 total student effort hours. 2Module learning supports - specific module content will be outlined during semester of study and is subject to change. The study guide contains the most up to date information.