program keahlian penjagaan kesihatan dan kad...

Program Keahlian

Penjagaan Kesihatan Dan

Kad Perubatan

“MXM International Sdn Bhd is a Healthcare Membership Program Managing Company. When a

Customer joins our MediSavers Membership Program through one of our Membership Advisors, he/she

will be entitled to apply for an exclusive Medical Policy underwritten by Archipelago Insurance Limited,

where the application will be referred by MXM International Sdn Bhd for further arrangement.”

GENERAL STATEMENT

For enquires on MediSavers Takaful:

1. Email: [email protected]

2. Puan Sabariah Jusoh – Head of Underwriting, Takaful (+6013-2339469)

3. Puan Zhafirah Sharudin (Fifi) – Assistant Manager, Business Channel Development (+6017-3461325)

4. Ms. Aditi Sharma – Head of Claims (+6011-28519007)

5. Puan Zunita Abdul Hamid – Assistant Claims Manager (+6012-2669929)

mailto:[email protected]

Bagaimana?

Bagaimana Untuk

Memuaskan Hati &

Mengekalkan Kesetiaan

Pelanggan Saya?

Bagaimana Untuk

Menguruskan Portfolio

Pelanggan Yang Semakin

Membesar?

Bagaimana MediSavers

Boleh Membantu Saya Untuk

Memperluaskan Perniagaan?

Bagaimana Untuk Saya

Meningkatkan Pendapatan

Yang Sedia Ada?

Bagaimana Untuk Saya

Mempunyai Pendapatan Yang

Stabil & Jangka Panjang?

Pencegahan(Prevention)

Perlindungan(Protection)

+

Program Keahlian Penjagaan

Kesihatan Komprehensif

Pathlab Ditubuhkan Sejak tahun 1952 Pada

Zaman Penjajahan British Di Tanah Melayu.

Pathlab Established Since 1952 During The Era Of

British Colonisation In Malaya.

Latar Belakang SyarikatCompany Background

Berpengalaman lebih daripada 60 tahun

dalam Pengurusan Penjagaan Kesihatan

Kumpulan Ujian Perubatan terbesar di

Malaysia dengan lebih daripada

50 Cawangan

Today, More than 60 years experience in Healthcare Management.

Malaysia Largest Medical Testing Group With More Than 50 Branches.


ThailandPathlab (Thailand) Ltd

Chemlab Services (Thailand) Ltd

MXM Lifestyle International Ltd

Hong KongPathology & Clinical Laboratory Pte.Ltd

AustraliaSun Nature Products Pty.Ltd

Sungrand Pty Ltd

Chemical Laboratory (Aust) Pty. Ltd

F.W. Kam Holdings (Aust) Pty Ltd

SingaporePathology & Clinical Laboratory Pte.Ltd

Pathlab Healthcare (S) Pte. Ltd

Pathlab Health Management (S) Pte Ltd

Kampco Corporation (S) Pte.Ltd

Kampmas Pte Ltd

Chemical Laboratory (S) Pte. Ltd

Kam Holdings (S) Pte. Ltd

Alfred H.Knight (S) Pte. Ltd

IndonesiaPT. Pathlab Indonesia

MalaysiaPathology & Clinical Lab (M) S/B

Pathlab Healthcare (M) Sdn Bhd

Pathlab (M) Sdn. Bhd

Pathlab X-Ray & Dianostic Center

Pathlab Health Management (M) S/B

Pathlab Health Screen Sdn. Bhd.

Pathlab Health Services Sdn Bhd

Proshea Consultants Sdn Bhd

Pathmart (M) Sdn Bhd

Century Medical Centre (M) S/B

Group of Medijaya Clinics

Rainbow Healthy World

Naturmedic Centre Sdn Bhd

Desiran Abadi Sdn Bhd

Chemical Laboratory (M) S/Bd

F.W. Kam Holdings (M) Sdn Bhd

MXM International Sdn Bhd

MKM International Sdn Bhd

MXM Entertainment Sdn Bhd

Groway (M) Sdn Bhd

Alfred H.Knight (M) Sdn Bhd

VietnamPathology & Clinical Laboratory Pte.Ltd

MyanmarPathology & Clinical Laboratory

Pte.Ltd

Cambodia Pathology & Clinical Laboratory Pte.Ltd

❖ Ahli Kumpulan Kam.

Member Of Kam Holding Group Of Companies.

❖ MXM Merupakan "Pembekal Kad Perubatan

Kesihatan & Pengurus Program" Yang

Ditubuhkan Sejak Tahun 1998.

MXM is a “Healthcare Medical Card Provider & Program Manager” Established Since Year 1998。


❖ Kami Menyediakan Perkhidmatan Kepada

Personnel Jualan Kewangan:

a) Ejen Insurans Hayat / Am,

b) Ejen Unit Amanah,

c) Ejen Penulis Wasiat &

d) Penasihat Kewangan Berlesen .

We Provide The Services To Financial Sales Personnel: a) Life & General Insurance Agents, b) Unit Trust Agents, c) Will Writing Agents & d) Licensed Financial Advisers.


Faedah Program (Program Benefits)

52 Ujian:

Saringan Diabetes

Fungsi renal

Lipid Profile

Ujian Fungsi Hati

Serologi

Hematologi

Saringan Hepatitis B

Saringan Tiroid

Saringan Artritis Reumatoid

Pemeriksaan air kencing

52 Ujian Saringan

Kesihatan

Faedah Program Program Benefits

Labuan FSA Corporate Video


Labuan IBFC Corporate Video (English Version).mp4

Ministry of Finance

Bank Negara Malaysia

Local Insurer i.e.

AIA, GE, Prudential..

Labuan Financial Services Authority

Offshore Insurer i.e. Archipelago

Malaysia Financial Institution Structure

• Insurance Companies Licensed by Labuan FSA.

• It operates within the Labuan IBFC regulated

framework.

• Total Group Paid-Up Capital: USD 12.0 Million

En. Ian Lim Teck Soon

Archipelago Life Insurance Ltd

Archipelago Insurance Ltd

Principal Officer /

Director

En. Amiruddin Mohd Ali

Archipelago Insurance PCC Ltd

Principal Officer /

Director

En. Azman Ismail

Archipelago Life Insurance Ltd

Archipelago Insurance Ltd

Shariah Adviser

Archipelago Insurance PCC Ltd

Berita Korporat: Angkasa Kerjasama

Dengan Archipelago Life Insurance Ltd

MediSaversVIP

Takaful

Had Seumur Hidup(Lifetime Limit):


Had Tahunan Kad PerubatanMedical Card Annual Limit:

SGD 108,000


Had Setiap PenyakitLimit Per Disability:


Bilik Hospital & Makan(Hospital Room & Board)

SGD 120 Sehari / per day

Tiada

Had Hari


Unit Rawatan Rapi Intensive Care Unit (ICU)

Seperti Yang Dicaj (As Charged)

Tiada

Had Hari


KL/SELANGOR

1 ALPHA SPECIALIST CENTRE

2 ARUNAMARI SPECIALIST MEDICAL CENTRE

3 ASSUNTA HOSPITAL

4 COLUMBIA ASIA HOSPITAL - PUCHONG

5 DAMAI SERVICE HOSPITAL (HQ)

6 DAMAI SERVICE HOSPITAL (MELAWATI)

7 KPJ DAMANSARA SPECIALIST HOSPITAL

8 DEMC SPECIALIST HOSPITAL

9 GLENEAGLES KUALA LUMPUR

10 PANTAI HOSPITAL AMPANG

11 HOSPITAL PUSRAWI

12 INSTITUT JANTUNG NEGARA

13 KAJANG PLAZA MEDICAL CENTRE, PUCHONG (KPMC)

14 KAJANG PLAZA MEDICAL CENTRE (KPMC)

15 KAMPONG BARU MEDICAL CENTRE (AL-ISLAM)

16 KPJ AMPANG PUTERI SPECIALIST HOSPITAL

17 KPJ KAJANG SPECIALIST HOSPITAL

18 KPJ TAWAKKAL SPECIALIST HOSPITAL

19 KPJ SELANGOR SPECIALIST HOSPITAL

20 SENTOSA SPECIALIST HOSPITAL, KLANG

21 KELANA JAYA MEDICAL CENTRE

22 LOURDES MEDICAL CENTRE

23 SIME DARBY SPECIALIST CENTRE

24 PANTAI HOSPITAL CHERAS

25 PANTAI HOSPITAL KLANG

26 PANTAI HOSPITAL KUALA LUMPUR

27 PRINCE COURT MEDICAL CENTRE

28 SENTOSA MEDICAL CENTRE, KUALA LUMPUR

29 SRI KOTA SPECIALIST MEDICAL CENTRE

30 SIME DARBY MEDICAL CENTRE

31 SUNWAY MEDICAL CENTRE

32 TAMAN DESA MEDICAL CENTRE

33 THE TUN HUSSEIN ONN NATIONAL EYE HOSPITAL

34 TUNG SHIN HOSPITAL

35 UNIVERSITI MALAYA SPECIALIST CENTRE

36 TROPICANA MEDICAL CENTRE

37 PUSAT PAKAR MATA CENTRE FOR SIGHT

38 KL EYE SPECIALIST CENTRE

39 COLUMBIA ASIA HOSPITAL - BUKIT RIMAU

40 COLUMBIA ASIA HOSPITAL - CHERAS

41 COLUMBIA ASIA HOSPITAL - SETAPAK

PERAK

42 APOLLO MEDICAL CENTRE

43 HOSPITAL FATIMAH

44 KPJ IPOH SPECIALIST HOSPITAL

45 KINTA MEDICAL CENTRE

46 LARUT MEDICAL CENTRE

47 PANTAI HOSPITAL IPOH

48PERAK COMMUNITY SPECIALIST HOSPITAL

49 TAIPING MEDICAL CENTRE

50 COLUMBIA ASIA HOSPITAL - TAIPING

PENANG

51 BAGAN SPECIALIST CENTRE

52 KPJ PENANG SPECIALIST HOSPITAL

53 GLENEAGLES MEDICAL CENTRE, PENANG

54 HOPE CHILDREN HOSPITAL (JLN

GOTTLIEB,GEORGETOWN)

55 HOPE CHILDREN HOSPITAL (BAYAN LEPAS)

56 HOPE CHILDREN HOSPITAL (FARLIM)

57 HOPE CHILDREN HOSPITAL (JELUTONG)

58 PANTAI HOSPITAL PENANG

59 HOSPITAL LAM WAH EE

60 LOH GUAN LYE SPECIALIST CENTRE

61 PENANG ADVENTIST HOSPITAL

62 TANJUNG MEDICAL CENTRE

63 ISLAND HOSPITAL

MELAKA

68 MAHKOTA MEDICAL CENTRE

69 PANTAI HOSPITAL AYER KEROH

70 PUTRA SPECIALIST HOSPITAL, MELAKA

NEGERI SEMBILAN

71 COLUMBIA ASIA HOSPITAL - SEREMBAN

72 N.S. CHINESE MATERNITY HOSPITAL (NSCMH)

73 SEREMBAN SPECIALIST HOSPITAL

74 NCI CANCER HOSPITAL

75 MAWAR RENAL MEDICAL CENTRE

76 SENAWANG SPECIALIST HOSPITAL

JOHOR

77 HOSPITAL PENAWAR

78 KPJ JOHOR SPECIALIST HOSPITAL

79 MEDICAL SPECIALIST CENTRE (JB)

80 PUTERI SPECIALIST HOSPITAL

81 PUTRA SPECIALIST HOSPITAL (BATU PAHAT)

82 KLUANG UTAMA SPECIALIST HOSPITAL

83 PANTAI HOSPITAL BATU PAHAT

84 KEMPAS MEDICAL CENTRE

85 REGENCY SPECIALIST HOSPITAL

86 COLUMBIA ASIA HOSPITAL - NUSAJAYA

PAHANG

87 KUANTAN MEDICAL CENTRE

88 KUANTAN SPECIALIST HOSPITAL

89 DARUL MAKMUR MEDICAL CENTER

KELANTAN

90 KOTA BHARU MEDICAL CENTRE

91 PERDANA SPECIALIST HOSPITAL

TERENGGANU

92 KUALA TERENGGANU SPECIALIST HOSPITAL (KTS)

KEDAH

64 METRO SPECIALIST HOSPITAL

65 KEDAH MEDICAL CENTRE

66 PUTRA MEDICAL CENTRE

67 PANTAI HOSPITAL SUNGAI PETANI

SABAH

93 DAMAI SPECIALIST HOSPITAL

94 RAFFLESIA MEDICAL CENTRE 088-272 620

95 SABAH MEDICAL CENTRE 088-322109

SARAWAK

96 BINTULU MEDICAL CENTER

97 NORMAH MEDICAL SPECIALIST CENTRE

98 REJANG MEDICAL CENTRE

99 COLUMBIA ASIA HOSPITAL - MIRI

100 TIMBERLAND MEDICAL CENTRE

101KUCHING SPECIALIST HOSPITAL

102 SIBU SPECIALIST MEDICAL CENTRE

103 MIRI CITY MEDICAL CENTRE

104 COLUMBIA ASIA HOSPITAL – BINTULU

Anda Boleh

Memilih Hospital

Yang Anda Suka!

Melebihi Malaysia Hospital Swasta120


Bantuan Kecemasan

24-Jam Seluruh Dunia

USD1,000,000

Pemindahan Kecemasan & Penghantaran Balik

(Emergency Evacuation & Repatriation)

Penghantaran Balik Jenazah(Repatriation of Mortal Remains)



Faedah Program

MediSaversVIP

Takaful

S120

Takaful Perubatan & Pembedahan

Bilik Hospital dan Makanan SGD120 Had Seumur Hidup TiadaHad Tahunan SGD108,000 Had Setiap Penyakit SGD36,000

Faedah Ahli MediSavers Takaful:

Saringan Kesihatan 52 Jenis Ujian

Saringan Pengesanan KanserAFP

(Kanser Berkaitan Hati)

Bantuan Kecemasan USD1,000,000

MediSaversVIP

Takaful

S120

RM360Tiada

RM324,000

RM108,000

52 Jenis Ujian

AFP (Kanser Berkaitan Hati)

USD1,000,000

* +/- based on daily currency exchange upon billing.


Faedah Program

MediSaversVIP

Takaful

S75

Takaful Perubatan & Pembedahan

Bilik Hospital dan Makanan SGD75 Had Seumur Hidup Tiada

Had Tahunan SGD67,500

Had Setiap Penyakit SGD22,500

Faedah Ahli MediSavers Takaful:

Saringan Kesihatan 52 Jenis Ujian

Saringan Pengesanan KanserAFP

(Kanser berkaitan Hati)

Bantuan Kecemasan USD1,000,000

MediSaversVIP

Takaful

S75

RM225Tiada

RM202,500

RM67,500

52 Jenis Ujian

AFP (Kanser Berkaitan Hati)

USD1,000,000

* +/- based on daily currency exchange upon billing.

No Company Ax Px Zx

Medical Protection PlanA-Life Med

Regular-iHE+ Vital M250

1 Room & BoardRM250

(120 Days)

RM200

(120 Days)

RM260

(200 Days)

2 ICUAs Charged (120 Days)

As Charged (120 Days)


3 Specified Illnesses Within 120 Days Yes Yes Yes4 Guarantee Renewal Yes Yes Yes5 Amendment Of Policy Yes No Yes6 Annual Limit RM150,000 RM10,000 RM100,000

7 Lifetime Limit None RM1,00,000 None

MediSavers Member’s Benefits:8 Comprehensive Health Screening: No No No

9International & Domestic Medical

Emergency Evacuation & RepatriationYes Yes No

Insurance Premium Based On Brochure

Co-Insurance NoPay RM300 Per

disabilityNo

30 Days - 18 Years Old (Junior) RM1,628.16 RM1,100.00++ RM1,530.64

19 – 25 Years Old RM1,132.08 RM1,526.00++ RM1,232.78

26 – 35 Years Old RM1,399.20 RM2,053.00++ RM1,020.78

36 – 45 Years Old RM1,971.60 RM2,815.00++ RM1,432.06

46 – 55 Years Old (Senior Citizen*) RM3,536.16 RM3,871.00++ RM2,551.42





76 - 80 Years Old (Senior Citizen*) RM20,771.76 RM6,459.00++ RM12,387.16

* Terms & Conditions Apply.

Pemindaan Sijil

Klausa Pemindaan Sijil

No Company Ax Px Zx MediSaversVIP Takaful

Medical Protection PlanA-Life Med

Regular-iHE+ Vital M250 S75

1 Room & BoardRM250

(120 Days)

RM200

(120 Days)

RM260

(200 Days)

RM225

(No Limit of Days)

2 ICUAs Charged (120 Days)



As Charged (No Limit Of Days)

3 Specified Illnesses Within 120 Days Yes Yes Yes No4 Guarantee Renewal Yes Yes Yes Yes5 Amendment Of Policy Yes No Yes No6 Annual Limit RM150,000 RM100,000 RM100,000 RM202,500

7 Lifetime Limit None RM1,000,000 None None

MediSavers Member’s Benefits:8 Comprehensive Health Screening: No No No Yes

9International & Domestic Medical

Emergency Evacuation & RepatriationYes Yes No Yes

Insurance Premium Based On Brochure

Co-Insurance NoPay RM300 Per

disabilityNo No

30 Days - 18 Years Old (Junior) RM1,628.16 RM1,100.00++ RM1,530.64 RM963 (RM80.25)

19 – 25 Years Old RM1,132.08 RM1,526.00++ RM1,232.78 RM1,251 (RM104.25)



46 – 55 Years Old (Senior Citizen*) RM3,536.16 RM3,871.00++ RM2,551.42 RM1,345 (RM112.06)





76 - 80 Years Old (Senior Citizen*) RM20,771.76 RM6,459.00++ RM12,387.16 RM5,758 (RM479.83)

* Terms & Conditions Apply.

MediSaversVIP

Takaful

Super Protector

Kanser OvariKanser

Payudara

Kanser Perut Kanser Prostat

Kanser Usus

Besar

Kanser berkaitan

HatiLelaki

1 AFP: Pemeriksaan Kanser Berkaitan Hati

2 CEA: Pemeriksaan Untuk Kanser Usus Besar

3 CA199: Pemeriksaan Untuk Kanser Perut

4 PSA: Pemeriksaan Untuk Kanser Prostat

Wanita

1 AFP: Pemeriksaan Kanser Berkaitan Hati

2 CEA: Pemeriksaan Untuk Kanser Usus

3 CA199: Pemeriksaan Untuk Kanser Perut

4 CA125: Pemeriksaan Untuk Kanser Ovari

5 CA153: Pemeriksaan Untuk Kanser Payudara


Had Seumur Hidup(Lifetime Limit):


Had Tahunan Kad PerubatanMedical Card Annual Limit:

Tiada (No)


Type Of Program S120 S120

Basic

Bilik Hospital dan Makanan:

SGD120


RM360

Had Setiap Penyakit

SGD36,000

Had Setiap Penyakit

RM108,000

* +/- Based on daily currency exchange upon billing

Ringkasan Faedah Program Summary Of Program Benefits

Basic + Super

Protector


SGD120


RM360

Had Setiap Penyakit

SGD36,000 + SGD300,000

= SGD336,000

Had Setiap Penyakit

RM108,000 + RM900,000

= RM1,008,000

Basic + Super

Protector +

MediBooster Takaful


SGD120


RM360

Had Setiap Penyakit:

SGD336,000 + SGD366,300

= SGD726,300


RM1,008,000 + RM1,098,900

= RM2,106,900

Top Up

From RM22 per month

Top Up

From RM29 per month

Type Of Program S75 S75

Basic


SGD75


RM225


SGD22,500


RM67,500

* +/- Based on daily currency exchange upon billing

Ringkasan Faedah Program Summary Of Program Benefits

Basic + Super

Protector


SGD75


RM225


SGD22,500 + SGD300,000

= SGD322,500


RM67,500 + RM900,000

= RM967,500

Basic + Super

Protector +

MediBooster Takaful


SGD75


RM225


SGD322,500 + SGD366,300

= SGD688,800


RM967,500 + RM1,098,900

= RM2,066,400

Top Up

From RM22 per month

Top Up

From RM29 per month

Umur Kemasukan Terakhir


Room & Board Limit

SGD 120Limit Per Disability

(Setiap Penyakit)

SGD 336,000


MediSaversVIP Takaful S120 Super ProtectorYear Age

Effective Revision

DateRoom & Board Limit Per Disability

1 40 01/07/2018 SGD 120 SGD 336,0002 41 01/07/2019 SGD 120 SGD 336,0003 42 01/07/2020 SGD 120 SGD 336,0004 43 01/07/2021 SGD 132 SGD 369,6005 44 01/07/2022 SGD 132 SGD 369,6006 45 01/07/2023 SGD 132 SGD 369,6007 46 01/07/2024 SGD 144 SGD 403,2008 47 01/07/2025 SGD 144 SGD 403,2009 48 01/07/2026 SGD 144 SGD 403,20010 49 01/07/2027 SGD 156 SGD 436,80011 50 01/07/2028 SGD 156 SGD 436,80012 51 01/07/2029 SGD 156 SGD 436,80013 52 01/07/2030 SGD 168 SGD 470,40014 53 01/07/2031 SGD 168 SGD 470,4015 54 01/07/2032 SGD 168 SGD 470,40016 55 01/07/2033 SGD 180 SGD 504,00017 56 01/07/2034 SGD 180 SGD 504,00018 57 01/07/2035 SGD 180 SGD 504,00019 58 01/07/2036 SGD 192 SGD 537,60020 59 01/07/2037 SGD 192 SGD 537,600


Effective Revision




Effective Revision


61 100 01/07/2078 SGD 360 SGD 1,008,00062 101 01/07/2079 SGD 360 SGD 1,008,00063 102 01/07/2080 SGD 360 SGD 1,008,00064 103 01/07/2081 SGD 372 SGD 1,041,60065 104 01/07/2082 SGD 372 SGD 1,041,60066 105 01/07/2083 SGD 372 SGD 1,041,60067 106 01/07/2084 SGD 384 SGD 1,075,20068 107 01/07/2085 SGD 384 SGD 1,075,20069 108 01/07/2086 SGD 384 SGD 1,075,20070 109 01/07/2087 SGD 396 SGD 1,108,80071 110 01/07/2088 SGD 396 SGD 1,108,80072 111 01/07/2089 SGD 396 SGD 1,108,80073 112 01/07/2090 SGD 408 SGD 1,142,40074 113 01/07/2091 SGD 408 SGD 1,142,40075 114 01/07/2092 SGD 408 SGD 1,142,40076 115 01/07/2093 SGD 420 SGD 1,176,00077 116 01/07/2094 SGD 420 SGD 1,176,00078 117 01/07/2095 SGD 420 SGD 1,176,00079 118 01/07/2096 SGD 432 SGD 1,209,60080 119 01/07/2097 SGD 432 SGD 1,209,600


Effective Revision


81 120 01/07/2098 SGD 432 SGD 1,209,60082 121 01/07/2099 SGD 444 SGD 1,243,20083 122 01/07/2100 SGD 444 SGD 1,243,20084 123 01/07/2101 SGD 444 SGD 1,243,20085 124 01/07/2102 SGD 456 SGD 1,276,80086 125 01/07/2103 SGD 456 SGD 1,276,80087 126 01/07/2104 SGD 456 SGD 1,276,80088 127 01/07/2105 SGD 468 SGD 1,310,40089 128 01/07/2106 SGD 468 SGD 1,310,40090 129 01/07/2107 SGD 468 SGD 1,310,40091 130 01/07/2108 SGD 480 SGD 1,344,00092 131 01/07/2109 SGD 480 SGD 1,344,00093 132 01/07/2110 SGD 480 SGD 1,344,00094 133 01/07/2111 SGD 492 SGD 1,377,60095 134 01/07/2112 SGD 492 SGD 1,377,60096 135 01/07/2113 SGD 492 SGD 1,377,60097 136 01/07/2114 SGD 504 SGD 1,411,20098 137 01/07/2115 SGD 504 SGD 1,411,200

MediSaversVIP Takaful

3G Family Discount

Pelan Keluarga 3 Generasi (3G)

Principal : Normal Price

Spouse

MediSaversVIP

S120

MediSaversVIP

S75

RM200 RM100

Junior

MediSaversVIP

S120

MediSaversVIP

S75

RM50 RM50

Senior Citizen

MediSaversVIP

S120

MediSaversVIP

S75

RM400 RM300


(Add On)

Group Term

Takaful Program

Manfaat Silver Gold Platinum Diamond

Kemalangan Peribadi(Personal Accident) SGD 35,000 SGD 70,000 SGD 140,000 SGD210,000

36 Penyakit Kritikal(36 Critical Illness) SGD 17,500 SGD 35,000 SGD 70,000 SGD105,000

Hayat Bertempoh(Term Life) SGD 17,500 SGD 35,000 SGD 70,000 SGD105,000

Yuran Bulanan RM 35.74 RM 60.87 RM 105.84 RM 156.11

* Baucer diskaun ujian darah disertakan untuk semua pelan.* +/- Based on daily currency exchange upon billing.

Archipelago Life Insurance Limited is licensed under the Labuan Financial Services and Securities Act 2010.

(Add on)

Group Term Takaful Program

Manfaat Silver Gold Platinum Diamond

Kemalangan Peribadi(Personal Accident) RM 105,000 RM 210,000 RM 420,000 RM 630,000

36 Penyakit Kritikal(36 Critical Illness) RM 52,500 RM 105,000 RM 210,000 RM 315,000

Hayat Bertempoh(Term Life) RM 52,500 RM 105,000 RM 210,000 RM315,000

Yuran Bulanan RM 35.74 RM 60.87 RM 105.84 RM 156.11

Archipelago Life Insurance Limited is licensed under the Labuan Financial Services and Securities Act 2010.

(Add on)

Group Term Takaful Program

* Baucer diskaun ujian darah disertakan untuk semua pelan.* +/- Based on daily currency exchange upon billing.

Pencegahan(Prevention)

Perlindungan(Protection)+


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