progress 2012 family & home

8
family & home Sunday, february 26, 2012 Mike Swalve leans on the bar in his home. Swalve designed and built his home in 2004 and made sure he had a bar with a lake view. — Brandi Hagen A man and his cave M ike Swalve’s basement bar has the atmosphere that goes from zero to 100 at the snap of a finger. When he built his home in 2004, he had plans to include a large bar area. Over a couple of years, he had exactly that. He first decided he wanted his own bar when it was still legal to smoke in bars. He didn’t like the smoke and also didn’t like having to find a way home at the end of the night. So he designed a walkout basement to include three bars; one inside with a view of Lake Chapeau and two outside on a 1,800-square-foot patio. The man cave is replete with a log pool table, several bar stools, a popcorn maker, pizza oven, a couple of deep fryers, a four-keg kegerator, a sound system, several neon lights, beer advertisements and other bar memorabilia. As a finishing and personal touch to the indoor bar, the company that built the bar, Ottertail Cedar Log Furniture, carved out the shape of two guns and placed guns that be- longed to Swalve’s father below the resin finish. Another personal touch is that all of the woodworking in the man cave was done by Swalve’s friend, Joel Goette from Elgin. The man cave is shared by Swalve’s fiancée, Dawn Free- man, and all of their friends. He said he uses it as a place to entertain, not necessarily to be alone. “My whole place out here is an escape,” Swalve said. “So I built it to entertain, not so I can get off work and sit and drink.” Swalve said Freeman once hosted a purse party in the man cave. “For whatever reason, purses on the patio didn’t work,” Swalve said. “The whole pool table was covered with purses. I took quite the beating from the guys on that one.” He said he didn’t mind the purses one bit. “I thought it was great,” Swalve said. “The girls had a good time and I bartended. Swalve drew, designed and was the general contractor for his house, which took him more than two years to build. For the past 12 years, Swalve has hosted a game feed, which now takes place in the man cave. Couples come to try new foods like salmon, pheasant potpies, venison and bear. Swalve hosts another party about every other year, which has been named, “Swalve Gras.” About 125 people are invited over for a feast and Swalve brings girls in to run the three bars. Swalve said there are other events that aren’t so planned out. There are nights where someone will just show up with a bunch of guys and their wives. “The best part is the spon- taneous things,” Swalve said. “I like to show people a good time, I like good people and I like to have a good time.” The man cave and the patio will host Swalve and Free- man’s wedding this summer. They had considered a des- tination wedding, but instead decided their home on the lake was the perfect place. “It’s beautiful out here,” Swalve said. “This is my fa- vorite place in the whole wide world.” — Brandi Hagen The kitchen portion of Mike Swalve’s man cave is complete with deep fryers, a pizza oven, four kegs on tap, a popcorn maker and a microwave. The log pool table in Mike Swalve’s man cave took six months. The pool table, the bar and the bar stools were all made by Ottertail Log Furniture out of Dent in Otter Tail County. Mike Swalve is the accounts receivable manager and heavy truck warranty manager at Dave Syver- son Truck Centers and works on custom cars and trucks on the side. Albert Lea weather by the numbers Monthly average temperature Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Annual Degrees 14.1 18.9 31.4 45.7 58.0 68.0 71.9 69.5 60.9 47.9 33.1 18.5 44.8 Monthly average maximum temperature Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Annual Degrees 22.9 27.7 40.0 56.1 68.6 78.3 82.1 79.6 72.1 58.7 41.5 26.6 54.5 Monthly average minimum temperature Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Annual Degrees 5.3 10.0 22.8 35.4 47.4 57.6 61.8 59.4 49.7 37.0 24.6 10.5 35.1 Monthly average precipitation Month Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Annual Inches 0.69 0.68 1.90 3.66 4.33 4.70 4.54 4.45 3.58 2.53 1.74 1.08 33.89 Monthly average snowfall Month Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Season Inches 0.0 0.0 0.0 0.4 3.9 10.2 9.0 6.7 6.3 3.0 0.0 0.0 39.6 Monthly average snow depth Month Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Season Inches 0.0 0.0 0.0 0.0 0.5 4.5 7.2 6.5 2.1 0.2 0.0 0.0 1.8 Record high temps 1. 104 July 24, 1940 104 June 27, 1934 104 May 31, 1934 104 July 26, 1894 5. 103 July 18, 1940 103 Sept. 6, 1922 103 July 4, 1911 8. 102 June 22, 1988 102 June 9, 1985 102 July 24, 1941 Record precipitation in a day 1. 7.5 in. June 15, 1978 2. 7.25 in. Sept. 18, 1926 3. 6.97 in. Sept. 15, 2004 4. 6.7 in. July 31, 1961 5. 6.25 in. July 5, 1943 6. 5.28 in. June 12, 1925 7. 5.06 in. Aug. 15, 1993 8. 4.75 in. Aug. 5, 1945 9. 4.67 in. Aug. 6, 1968 10. 4.5 in. July 9, 1912 Record snowfall in a day 1. 20 in. March 18, 1933 2. 16 in. April 4, 1945 3. 15 in. Feb. 9, 1909 4. 14 in. Dec. 25, 1945 5. 13 in. Dec. 28, 1987 Dec. 16, 1940 Feb. 27, 1893 8. 12 in. March 2, 2007 March 10, 1956 March 30, 1934 Record low temps 1. -41 Jan. 7, 1887 2. -35 Jan. 12, 1912 3. -34 Jan. 27, 1904 Jan. 6, 1887 5. -33 Feb. 2, 1996 6. -32 Feb. 3, 1996 Feb. 4, 1886 8. -31 Jan. 22, 1936 Jan. 24, 1904 Jan. 19, 1892

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Page 1: Progress 2012 Family & Home

family & home Sunday, february 26, 2012

Mike Swalve leans on the bar in his home. Swalve designed and built his home in 2004 and made sure he had a bar with a lake view. — Brandi Hagen

A man and

hiscaveMike Swalve’s basement bar has the atmosphere that

goes from zero to 100 at the snap of a finger. When he built his home in 2004, he had plans to

include a large bar area. Over a couple of years, he had exactly that.

He first decided he wanted his own bar when it was still legal to smoke in bars. He didn’t like the smoke and also didn’t like having to find a way home at the end of the night.

So he designed a walkout basement to include three bars; one inside with a view of Lake Chapeau and two outside on a 1,800-square-foot patio.

The man cave is replete with a log pool table, several bar stools, a popcorn maker, pizza oven, a couple of deep fryers, a four-keg kegerator, a sound system, several neon lights, beer advertisements and other bar memorabilia.

As a finishing and personal touch to the indoor bar, the company that built the bar, Ottertail Cedar Log Furniture, carved out the shape of two guns and placed guns that be-longed to Swalve’s father below the resin finish.

Another personal touch is that all of the woodworking in the man cave was done by Swalve’s friend, Joel Goette from Elgin.

The man cave is shared by Swalve’s fiancée, Dawn Free-man, and all of their friends.

He said he uses it as a place to entertain, not necessarily to be alone.

“My whole place out here is an escape,” Swalve said. “So I built it to entertain, not so I can get off work and sit and drink.”

Swalve said Freeman once hosted a purse party in the man cave.

“For whatever reason, purses on the patio didn’t work,” Swalve said. “The whole pool table was covered with purses. I took quite the beating from the guys on that one.”

He said he didn’t mind the purses one bit.

“I thought it was great,”

Swalve said. “The girls had a good time and I bartended.

Swalve drew, designed and was the general contractor for his house, which took him more than two years to build.

For the past 12 years, Swalve has hosted a game feed, which now takes place in the man cave. Couples come to try new foods like salmon, pheasant potpies, venison and bear.

Swalve hosts another party about every other year, which has been named, “Swalve Gras.”

About 125 people are invited over for a feast and Swalve brings girls in to run the three bars.

Swalve said there are other events that aren’t so planned out. There are nights where someone will just show up with a bunch of guys and their wives.

“The best part is the spon-taneous things,” Swalve said. “I like to show people a good time, I like good people and I like to have a good time.”

The man cave and the patio will host Swalve and Free-man’s wedding this summer.

They had considered a des-tination wedding, but instead decided their home on the lake was the perfect place.

“It’s beautiful out here,” Swalve said. “This is my fa-vorite place in the whole wide world.”

— Brandi Hagen

The kitchen portion of Mike Swalve’s man cave is complete with deep fryers, a pizza oven, four kegs on tap, a popcorn maker and a microwave.

The log pool table in Mike Swalve’s man cave took six months. The pool table, the bar and the bar stools were all made by Ottertail Log Furniture out of Dent in Otter Tail County.

Mike Swalve is the accounts receivable manager and heavy truck warranty manager at Dave Syver-son Truck Centers and works on custom cars and trucks on the side.

Albert Lea weather by the numbersMonthly average temperatureMonth Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec AnnualDegrees 14.1 18.9 31.4 45.7 58.0 68.0 71.9 69.5 60.9 47.9 33.1 18.5 44.8

Monthly average maximum temperatureMonth Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec AnnualDegrees 22.9 27.7 40.0 56.1 68.6 78.3 82.1 79.6 72.1 58.7 41.5 26.6 54.5

Monthly average minimum temperatureMonth Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec AnnualDegrees 5.3 10.0 22.8 35.4 47.4 57.6 61.8 59.4 49.7 37.0 24.6 10.5 35.1

Monthly average precipitationMonth Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec AnnualInches 0.69 0.68 1.90 3.66 4.33 4.70 4.54 4.45 3.58 2.53 1.74 1.08 33.89

Monthly average snowfallMonth Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun SeasonInches 0.0 0.0 0.0 0.4 3.9 10.2 9.0 6.7 6.3 3.0 0.0 0.0 39.6

Monthly average snow depthMonth Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun SeasonInches 0.0 0.0 0.0 0.0 0.5 4.5 7.2 6.5 2.1 0.2 0.0 0.0 1.8

Record high temps1. 104 July 24, 1940 104 June 27, 1934 104 May 31, 1934 104 July 26, 18945. 103 July 18, 1940 103 Sept. 6, 1922 103 July 4, 19118. 102 June 22, 1988 102 June 9, 1985 102 July 24, 1941

Record precipitation in a day1. 7.5 in. June 15, 19782. 7.25 in. Sept. 18, 19263. 6.97 in. Sept. 15, 20044. 6.7 in. July 31, 19615. 6.25 in. July 5, 19436. 5.28 in. June 12, 19257. 5.06 in. Aug. 15, 19938. 4.75 in. Aug. 5, 19459. 4.67 in. Aug. 6, 196810. 4.5 in. July 9, 1912

Record snowfall in a day1. 20 in. March 18, 19332. 16 in. April 4, 19453. 15 in. Feb. 9, 19094. 14 in. Dec. 25, 19455. 13 in. Dec. 28, 1987 Dec. 16, 1940 Feb. 27, 18938. 12 in. March 2, 2007 March 10, 1956 March 30, 1934

Record low temps1. -41 Jan. 7, 18872. -35 Jan. 12, 19123. -34 Jan. 27, 1904 Jan. 6, 18875. -33 Feb. 2, 19966. -32 Feb. 3, 1996 Feb. 4, 18868. -31 Jan. 22, 1936 Jan. 24, 1904 Jan. 19, 1892

Page 2: Progress 2012 Family & Home

Page 2 • Albert Lea Tribune • Sunday, February 26, 2012 PROGRESS 2012

Get the right gear for your bike, make your own lip balm, tai chi, starting your own rain garden, local organic farmers.

Complete ElectricalDesign & Installation

Commercial Industrial

Residential Farm

Specialized Service

Electronic Repair

Programming & Trouble Shooting

PLC’s andAC/DC Drives

Low-Voltage Wiring

1410 Olsen DriveAlbert Lea, MN 56007

Phone: 507-373-6650

Fax: 507-373-4124

Albert Lea Electric Co. has

been in business since 1919,

providing the level of service

countless happy customers demand.

Call us TODAY at 507-373-6650for an onsite job

estimate.

Complete NetworkingTelephone Systems

Sound SystemsFiber Optic Work

THERMAL IMAGING

NEW

Voted Best Electrician

2004-2011!

It’s easy for hom-eowners to become completely over-whelmed when

looking at all the options available for building a new deck.

That’s where Freeborn Lumber Company & De-sign Center in Albert Lea comes in. Staff there can help homeowners wade through all the kinds of woods and composites, colors and myriad op-tions available.

“It’s really easy to get snowed in with all the op-tions,” manager Brandon Kroeger said.

The first decision to make is what size the deck will be, and where it will be placed. After that homeowners must choose whether to use wood, a composite or other mate-rial. Composites are be-coming a popular option because they guarantee much less maintenance

— some of the newest need no maintenace other than washing once in a while — but you get what you pay for as these are on the expensive end of materials. Using tra-ditional wood for decks means staining every few years and other forms of maintenance.

“With composites you’re basically paying for no maintenance,” Kroeger said.

After the material is chosen, then there are many, many colors to choose from. There’s also

the question of stairs, elevated levels on the deck, ballisters, railings, pre-installed lights and much more. With that many options it can be hard to keep track of the entire cost of the project. Kroeger said staff can help people narrow those options if they come with a specific budget in mind.

“If they give us an idea of their budget, we can help steer them to the best choices,” Kroeger said.

Because there are so many different options in all the materials for decks the business doesn’t have a lot of it on hand, but they can get it within a day or two. They also de-liver the materials right up to the project area.

Kroeger said Freeborn Lumber helps people by creating plans for decks so that they can use it themselves to build one or give to the contrac-tor who plans to build it. Traditional plans, drawn on paper, can be hard for customers to visualize, so Kroeger said they’ve started to move toward showing 3D plans.

“That way they get something to look at,” Kroeger said.

With all the various options and depending on the size, decks can cost anywhere from $600 for a small, wood deck to $10,000 for a large deck with all top-of-the-line materials. Larger decks don’t always have to cost more if homeown-ers choose the right materials.

“You can get lost in the choices,” Kroeger said. “But if they come in with a general budget we can really help them out.”

— Kelli Lageson

How to turn this

… into this

‘With compos-ites, you’re basi-cally paying for

no maintenance.’

Freeborn Lumber can supply a digital rendering of what your deck may look like.

Traditional plans for a deck can make it hard for hom-

eowners to envision what it will look like when built.

Page 3: Progress 2012 Family & Home

PROGRESS 2012 Sunday, February 26, 2012 • Albert Lea Tribune • Page 3

Areas of Specialty:New Construction • Residential Sales • Land Sales

Commercial Sales • Foreclosure Sales1115 East Main St. • 507-373-SOLD (7653)

www.373SOLD.com • [email protected]

512 E. 7th St.AlbErt lEA, MN 56007PhoNE: (507) 373-4526

FAx: (507) 373-4527

MElody lEMbkEbrokEr/owNEr

Nesse, 24, a teller at Wells Federal Bank, and Schindle, 25, a seasonal employee through the city of Albert Lea, had been living in a duplex that was up for sale.

They said they were worried what would happen when the duplex sold, so they started looking for a new place to rent.

With two cats, a dog and a rabbit, however, they were having a hard time finding a decent property that would allow pets.

“Everything we were looking at was $700 to $750 a month,” Schindle said.

They discussed buying a house — and with Schindle ultimately knowing he was go-ing to ask Nesse to marry him — they met with family friend and Realtor Jay Waltman of Re/Max Properties to begin looking around.

The couple said Waltman was informative but not pushy and would help point out parts

of the houses that needed at-tention when they had over-looked them.

Nesse said as they looked at the houses, she would look based on potential, but Schin-dle would look based on real-ity. She had to remind him that the houses would look different with their own furniture inside and with new paint.

The Stanley Avenue house was the third-to-last house they looked at.

After they decided they wanted the house and reached an agreement with the owner, they said they

signed on with a loan officer at Wells Federal Bank, who walked them through each step of the loan process in layman’s terms.

“Honestly, it was the easiest thing with her,” Nesse said.

They were able to be ap-proved for a rural development loan program, which allowed them not to have to make a down payment or pay for clos-ing costs, and locked in a 4.25 percent interest rate.

They closed on the property Sept. 30, 2010.

For just under $70,000, their monthly payment is now

$475 a month, including inter-est and escrow.

The couple painted every room in the house before they moved in and have since installed a new floor in the kitchen and decked out the basement to look like a pub.

“It was exciting because we can do whatever we want to the house,” Nesse said. “We don’t have to ask for permission.”

They have other improve-ments planned for the future.

Schindle said while being a homeowner comes with its perks, it also comes with added responsibilities.

Since they’ve been in the house, they had to replace their hot water heater — an expense they weren’t expecting.

But the benefits have defi-nitely outweighed the nega-tives, the couple noted.

They said they love their cozy house, which is not far from Fountain Lake and in a good neighborhood.

— Sarah Stultz

Jerrid Schindle and his fiancee, Bridget Nesse,

stand in the kitchen of their home on Stanley Avenue in Albert Lea.

Schindle and Nesse are first-time homeowners

and purchased their house at the end of

September 2010. — Sarah Stultz

Oct. 1, 2009: Jerrid Schindle and Bridget Nesse began dating.

July 2010: Schindle and Nesse began looking to buy a house.

After seeing at least 20 houses, they found one they liked.

Sept. 30, 2010: Schindle and Nesse closed on their house at 712 Stanley Ave.

Oct. 1, 2010: The couple started moving items into the house and painting each of the rooms.

Timeline Quick tipsSchindle and Nesse’s

tips for first-time homeowners:

• Don’t rush. You’ll know what you like when you walk in the door of the house.

• Have fun with your house search. Look at as many houses as you choose.

• Look at the possibilities of the house. Remember, a room can be repainted if it needs to be, and it will look completely different with your own furniture and decorations in it.

• Make sure you have a loan officer who will help you understand what you’re doing.

• Find a Realtor who is informative but not pushy.

• Don’t strain yourself on your mortgage payment.

Meet the homeownersAfter two or three months of house

hunting — and seeing at least 20 different properties — Jerrid Schindle and Bridget Nesse walked

into a house that struck a cord. A simple house, at 712 Stanley Ave., it felt

like home from the beginning, Nesse said.“When I walked into it, I was sold,” she

said. “I knew we could put a lot of our touch in it.”

Page 4: Progress 2012 Family & Home

Page 4 • Albert Lea Tribune • Sunday, February 26, 2012 PROGRESS 2012

CUSTOM TRUCKS • COLLECTOR/SPECIAL INTEREST • TRAILERS • USED CARS • LOCATING

DENIS fLAhERTy • jAy MONTAG • SEAN fLAhERTy

COMPLETE TRUCK UPfITTINGCUSTOM whEELS & TIRES

SUSPENSION & bODy LIfTSbED COvERS & LINERS

hITChES • TOwING PRODUCTS

hI fLOw ExhAUSTAIR INTAKES

TUNERS - DIESEL & GASSUPERChARGERS

TRAILER REPAIRS & ACCESSORIES

AIRPORT ROAD & hITEC AvEALbERT LEA

507-373-2464www.hI-TEChMOTORwERKS.COM

Amy Stevens, of Albert Lea, submitted this photo of Caden Stevens, 9, in go-cart No. 22, and his cousin Beau Stevens, 9, in go-cart No. 70

Pictured is a 1963 Chevy Impala SS (Super Sport) owned by Jordan and Emily Bohonek, of Austin. The all-original second-owner car with 54,000 miles, acquired in 2007. The car was purchased new in Seattle, Wash., by high school sweethearts who drove it away from the church after their wedding in June 1963. The car was sold after the death of the wife in 2006 and was put in the showroom of a Chevrolet dealer in Seattle on display for several months before being sold. In keeping with tradition, Jordan and Emily, who were married Sept. 17, 2011, drove the car away after their ceremony. The 1963 Impala’s distinctive body style has crisp lines with pointed front and rear fenders that emphasize the long, low style of car design popular in the early 1960s.

Jodi Bromeland, of Albert Lea, stands next to a 29 Model A Ford Town Sedan. The sedan is sometimes called “Baby Lincoln.” It was acquired by John Bromeland in 1965 and driven for several years. Now it is in the process of restoration.Jim O’Byrne, of Albert Lea, submitted his custom ’47 Chevy golf cart.

Randy Rugroden, of Albert Lea, submitted his 1978 Corvette. He found it on eBay a few years ago and restored it.

Dave Sorenson, of Albert Lea, submitted a photo of his oldest daughter, Markie, and her sister, Mallory, taking his Corvette out for a test drive in the summer of 2011.

Glen Juveland of Albert Lea submitted this photo collection of his Tahoe turquoise ’67 Chevy Chevelle. The pictures were taken in July 2011.

Michelle Tufte, of Albert Lea, submitted a photo of her husband, Kevin’s, 1952 Chevy which is fully customized.

Julie Bronson, of Albert Lea, submitted this photo of Doug Bronson standing beside his 1964 Pontiac GTO. He has had it since 1979.

Page 5: Progress 2012 Family & Home

PROGRESS 2012 Sunday, February 26, 2012 • Albert Lea Tribune • Page 5

Jason Hillman, of Gordonsville, submitted a photo of his 1970 Plymouth AAR Barracuda. The AAR ’Cuda was produced during the months of March and April 1970. There were only about 2,724 AAR ’Cudas produced in the six-week time period. There were 1,120 produced with manual 4-speed transmissions, and the remaining 1,614 had the auto-matic 3-speed transmissions. The AAR ‘Cuda was only produced during the year of 1970. The AAR ‘Cuda was produced to race in the SCAA road racing and to compete with the Ford Mustang. This is one of the 1,120 manual four-speed cars. It still retains its original motor, transmission and is painted in its original “lemon twist” color. This Oldsmobile is owned by Denis Flaherty.

Mark Ernest, of Eagan, submitted a photo of his 1987 Chrysler Conquest TSi. A close friend bought this car new in 1987 and sold it to him last April 2011. It had been in stor-age for more than five years and has only 38,000 miles on it. These Oldsmobiles belong to Denis and Sean Flaherty.

Jina Olson of Glenville submitted this photo of a ’69 Buick Skylark owned by her brother, Jon Olson of Glenville, who is currently serving the nation in Kuwait.

Jere Blanchfield of Minneapolis submitted this photograph of his grandson, Forrest Engstrom, standing in front of his 1990 Ford Mustang GT.

Projected labor force by countyDodge County 16 to 24 1,870 1,860 1,820 1,810 1,970 2,090 2,180 -2.7 16.625 to 44 5,320 5,720 6,160 6,580 6,570 6,550 6,630 15.8 24.645 to 64 3,880 4,540 4,880 4,940 5,010 5,250 5,580 25.8 43.865+ 430 560 740 1,000 1,230 1,360 1,390 72.1 223.3Total 11,500 12,670 13,590 14,320 14,770 15,250 15,770 18.2 37.1

Faribault County 16 to 24 1,360 1,010 850 780 810 830 830 -37.5 -3925 to 44 2,810 2,860 2,960 3,020 3,010 2,790 2,720 5.3 -3.245 to 64 3,560 3,780 3,660 3,350 2,990 2,950 3,040 2.8 -14.665+ 550 620 740 930 1,040 1,040 950 34.5 72.7Total 8,280 8,270 8,200 8,080 7,840 7,620 7,530 -1 -9.1

Freeborn County 16 to 24 2,680 2,170 1,960 1,840 1,920 1,960 1,940 -26.9 -27.625 to 44 6,770 6,650 6,640 6,640 6,430 6,070 5,980 -1.9 -11.745 to 64 6,890 7,170 6,930 6,510 6,090 5,970 6,010 0.6 -12.865+ 780 910 1,090 1,310 1,420 1,460 1,390 39.7 78.2Total 17,120 16,910 16,630 16,300 15,860 15,470 15,320 -2.9 -10.5

Mower County 16 to 24 3,240 2,920 2,690 2,620 2,780 2,750 2,740 -17 -15.425 to 44 8,650 8,460 8,680 8,860 8,730 8,470 8,380 0.3 -3.145 to 64 7,530 8,310 8,200 7,810 7,270 7,060 7,220 8.9 -4.165+ 810 920 1,190 1,470 1,670 1,780 1,640 46.9 102.5Total 20,230 20,610 20,760 20,760 20,450 20,060 19,980 2.6 -1.2

Steele County 16 to 24 3,600 3,240 3,060 2,990 3,250 3,360 3,390 -15 -5.825 to 44 8,970 9,510 9,960 10,330 10,280 10,050 10,000 11 11.545 to 64 7,480 8,650 9,280 9,380 9,320 9,550 9,880 24.1 32.165+ 770 950 1,240 1,720 2,010 2,170 2,190 61 184.4Total 20,820 22,360 23,530 24,420 24,840 25,140 25,480 13 22.4

Waseca County 16 to 24 1,650 1,170 1,060 1,000 1,050 1,050 1,030 -35.8 -37.625 to 44 4,440 4,400 4,260 4,140 4,010 3,720 3,640 -4.1 -1845 to 64 3,970 4,550 4,640 4,620 4,390 4,290 4,260 16.9 7.365+ 410 520 720 930 1,110 1,230 1,230 75.6 200Total 10,480 10,630 10,670 10,690 10,550 10,290 10,160 1.8 -3.1

Estimated 2005

Projected 2010

Projected 2015

Projected 2020

Projected 2025

Projected 2030

Projected 2035

% change 2005-2015

% change 2005-2035

Long-run forecasts are always, at best, highly speculative. Policy actions and

disruptive changes will have a magnified effect as the forecast period expands. Long-run forecasts should always be view skeptically. That said, there are some things that are fairly predict-able. Most notably, age pro-gresses at the same rate for all people and cohorts that are alive today can be rea-sonably projected through their lifetime.

1. The decade of the 2020s will see an even greater increase in the 65 and older population than the 2010s. From 2010 to 2030, Minnesota will add nearly 600,000 people age 65 and older. By 2030, the biggest increases in the 65 and older popu-lation will be over. After 2030, the elderly population will grow at a much slower rate as the baby boomer ef-fect plays itself out.

2. Long-term care will be a challenging issue as the leading edge of the baby boomer generation moves into its late 70s in the 2020s. Long-term care is extremely expensive. Simple solutions, such as turning to children or other family members to provide care for older family mem-bers will prove largely fruit-less. Lower fertility rates, family disruptions, high rates of female labor force participation (women have historically been the main caregivers for the elderly), and high rates of geographic mobility mean that many older people will have no one available locally to assist with their care.

3. Aging of the popula-tion, coupled with rising energy prices, may con-tribute to a movement back to the central cities or inner-ring suburbs at the expense of suburbs built from 1990 to 2008. In other words, “urban

sprawl” may end or dimin-ish. Differentials in housing prices could moderate the trend to re-centralization.

4. Population growth in most of the world is expected to decline. Ris-ing educational levels and urbanization are already lowering birth rates in much of the world, especially Asia and Latin America. Slower worldwide population growth could reduce immi-gration, dampening popula-tion growth in the U.S. and Minnesota. However, differ-ences in economic oppor-tunity in different countries will still produce substantial amounts of international migration.

5. Worldwide aging and rising income will increase the demand for higher quality food, while continued popula-tion increases will place increasing demand on basic food items. These trends will combine to place upward pressure on com-

modity prices, most notably food and energy. Any ad-verse crop events in critical agriculture areas will place even more upward pressure on commodity prices. This may improve Minnesota’s competitive position.

6. Many of the fastest growing areas of the na-tion today are in water deficit areas. This includes both the Southwest as well as the Southeast regions of the nation. Unless a disrup-tive technology alters the current course, growth in many of the states in these regions will be constrained by 2020. Minnesota, with a more ample supply of this vital and most precious resource, will be in a more competitive position for economic and population growth, but only if water resources are carefully pre-served and managed.

— Minnesota State Demographic Center, report “The Long Run Has Become

the Short Run.”

Most small businesses report success in 2011, but …

In spite of the drastic doom and gloom of the last few business years, most small business own-ers said in a recent survey that

2011 was a successful year for their company.

Nearly three-quarters of those que-ried in the latest Manta SMB Wellness Index reported success. Respondents said that new business activity was up more than 12 percent in the third quarter of 2011, compared with the same quarter in 2010.

The Manta SMB Wellness Index is a quarterly index of the state of small business released by Manta, a website community of small businesses with more than 1 million registered users and 87 million company profiles.

Today I want to share the “real world” of the small business owner. Here are a few highlights of this research in which Manta polled more than 1,000 small business owners from Nov. 14 to Nov. 21, 2011. It reports:

• Most small business owners sur-veyed (72 percent) say 2011 was a suc-cessful year for their company — and new business activity saw a boost, too.

• Almost half the respondents (44 percent) say the business climate has taken a toll on their personal health. One in three surveyed said they ex-ercise less, 22 percent said they had gained weight and 14 percent said they are more testy and have argued with family and co-workers.

• Nearly two-thirds of small business owners averaged more than 40 hours a week at work, while nearly 1 in 10 reported that their average work week stretched to about 70 hours.

• Even though the owners surveyed reported some health setbacks, 45 percent of those surveyed said their business has had a positive impact on their personal life. Nearly a third of small business owners said they were happier, 15 percent said they have more time for family and friends and eight percent reported that their mar-riages had improved.

• September saw the steepest drop in business activity in the past year and half. Business owners reported a 12.5 percent drop in new business activity in the third quarter, compared with the second quarter.

• Small business owners tend to be optimists. Nearly three-quarters of those surveyed said the small business economy would improve this year. These folks are a determined lot: 62 percent ranked growing their business as their top New Year’s resolution — ahead of improving relationships with their family, working out more and eating healthier.

Manta’s index is based on nation-wide data compiled from new business licenses and corporate submissions to government agencies and is verified with multiple sources including utility information. Manta polled 1,026 small-business owners. The margin of error was plus or minus 3 percentage points.

— Dean L. Swanson, Southeast Minnesota SCORE

Beyond 2020, toward 2060

By Minnesota State Demographic Center, Nov. 2007

Page 6: Progress 2012 Family & Home

Page 6 • Albert Lea Tribune • Sunday, February 26, 2012 PROGRESS 2012

Richard J. Murray • Mark S. Smed143 E Main Street • PO Box 171

Albert LeaPhone: 507-373-8216

Fax: 507-373-6220www.iscfinancialadvisors.com

Registered Representative of securities offered through Woodbury Financial Serivce Inc. Member FINRA/SIPC

ISC and Woodbury are not affiliated entities

Where in the

are these places?

LeaMatch the photos on these two pages to

the list of places on Page 7.— Shelby Lageson

A

B

C

D

E

F G

H

J

K L M N

O

P

Q

R

I

Page 7: Progress 2012 Family & Home

PROGRESS 2012 Sunday, February 26, 2012 • Albert Lea Tribune • Page 7

971 Plaza St W, Albert Lea • 507-377-4284Hours: Mon-Fri 7:30am – 5pm; Thurs. til 8pm

www.freebornlumber.com

Match the letter to the businessAlbert Lea High SchoolAnytime Fitness in the Northbridge MallBen’s Floral and FrameBill and Mark’s Barber ShopBookworld in the Northbridge MallThe Chapel Piercings and TattoosCEC Cinema 7 in the Northbridge MallCommunity Foot Clinic Conger Meat Market, Northbridge MallThe Freeborn County CourthouseCourtly ManorCrescendo’sExpressions Salon & SpaGrandma’s Kitchen, Northbridge MallLakeside Café & CreameryLeutholds in the Northbridge MallMrs. Gerry’s KitchenStatue on fountain at New Denmark ParkPlaza Morena, Northbridge MallPost OfficePower 96 RadioReinertson’s EmbroideryShoff ChiropracticStatue at Riverland Community CollegeSt. Theodore’s Catholic ChurchTaco KingThe Heart of the ArtichokeTiger City SportsTone MusicUptown DentalZogg Dermatology

See answers on Page 2 of Business and Health section.

S

T

U V

WX

Y

Z

AA

BB

CC

DD

EE

Page 8: Progress 2012 Family & Home

Page 8 • Albert Lea Tribune • Sunday, February 26, 2012 PROGRESS 2012

• Windshield Replacement• Locksmith Services• Mobile Lock Services• Garage Door Sales & Service• Energy Efficient Windows• Custom Mirror Installation• Custom Shower Doors• Screen & Window Repairs• Commercial Store Fronts

311 West Main • Albert Lea, MN • 507-373-1000

We thank you, our customers, for your continued business & loyalty!

LindaDavidDougRoyJeffTomWade

Then & Now609 Fountain St.

about 1975

1402 Circle Drive 1979

310 N. Washington Ave.1976

627 E. Park Ave.1975

— Photos on the left from the Freeborn County Historical Society, on the right by Tim Engstrom