Simple Promissory Note

__________________ ___________________________ _______________ City State Date

(Borrower) agrees and promises to pay to (Lender)

the sum of ($ ) Dollars for value received, with interest at the annual rate of

% payable after (Date) .

If this note is in default and is placed for collection, (Borrower) shall pay all

reasonable costs of collection and attorneys' fees.

____________________________ By_________________________________

(Borrower) (Date)

____________________________ By_________________________________

(Lender) (Date)

_________________________________

(Witness) (Date)