property investments with a twist of paradise
DESCRIPTION
Discover how to buy a piece of 5-star luxury for only £1,000 down....TRANSCRIPT
Property investments...
...with a twist of paradise!
www.positiveplus.info
Suitable for SIPPInvestment
“A 40 year old man hoping for £20,000 per year in his retirement will need a pension fund of at least £400,000. The reality is that the reported UK average pension fund is just £39,000!”
www.positiveplus.info
T: 0845 199 0346M: 07968 771919E: [email protected]
Positive Plus applies stringent due diligence whilst reviewing property investment opportunities. The ONE opportunity which continues to shine through the Global Recession and is one of the UK’s leading international property investment companies providing a SIPP* Approved investment in freehold properties.
Harlequin Property and Harlequin Hotels and Resorts are companies that specialise in creating the finest luxury resorts in spectacular locations in the Caribbean.
Positive Plus Property Investments do not provide advice on SIPPs direct. We will introduce all interested clients to an authorised FSA firm for this purpose. Positive Plus Property Investments are not regulated by the FSA Positive Plus Property Investments does not offer financial advice.
Times are changing. The last decade has bailed-out banks and swallowed some very large corporates. Vast black holes have appeared in pension funds - hard-earned assets set aside to feed and clothe generations in their retirement years.
We have witnessed stock market collapses which have decimated many a ‘safe’ pension fund. We know that the effects of change in economic climates cause many of our friends and colleagues sleepless nights.
Positive Plus offers a real alternative to investing in fixed interest investments such as gifts or corporate bonds, and cash deposits. Our property investment opportunities offer a number of benefits for investors.
OUR FOCUS ON POSITIVE RETURNS
Investing without loss is our key objective. We seek investments that are easy to understand and where real management skill removes risk and enhances returns. We major in Caribbean property investments, backing exquisite developments that offer exceptional returns without the volatility associated with public (mainstream) stock and bond markets. This is an approach that continually builds our reputation as the home of exceptional investing.
A BRIGHT OUTLOOK
The short term investment climate for Caribbean property investing is outstanding. The credit crunch has restricted availability of finance. With a 100% finance option available and all properties’ suitability for SIPP (Self Invested Personal Pension) purchase. Positive Plus is extremely well-placed to secure the best deals in terms of security and rate of return.
C O M M I T M E N T T O I N V E S T M E N T E X C E L L E N C E
We have chosen to partner with international property development specialist Harlequin Property who can deliver highly focussed property investment returns in an equally highly controlled risk environment. Selecting the right specialist partner is vitally important to the success of Positive Plus.
W E W I L L S H A R E W I T H Y O U H O W T O . . .
Buy your own luxury overseas property for just £1000.This is not the empty box property investment sold by most developers which has to be marketed and maintained by the purchaser. This is the opportunity to buy into 5-star resorts that are tenanted, fully serviced and maintained to the highest luxury standards.
L E A R N A L L A B O U T :
• A unique method of property investment, providing...• Prime Properties in Prime Locations attracting Prime Tenants, which ensures...• Potential for high Capital Growth and Income Yields, leading to...• Safe, affordable property investments, offering Low Risk and High Reward
W E W I L L S H A R E W I T H Y O U A U N I Q U E WAY O F I N V E S T I N G O V E R S E A S I N A P R O P E RT Y T H AT D E L I V E R S . . .
• Purchase prices 40-50% below local current market value• Great Rental Income yields (approx 20% net)• Capital Growth currently running at between 10 - 15%• No money left in the deal on completion!
I N T R O D U C T I O N T O T H E T E A M
Chris Jones, Craig Donovan and Ken Paine of Positive Plus have over 30 years combined experience running businesses primarily within the financial services industry. We now enjoy helping people to discover property investment opportunities that first and foremost have a proven track record and the added potential to fulfil expectations of the investor. Finally, we are excited to be able to offer properties that provide you with a real chance to start building something worth getting excited about.
Permit me to share with you my understanding of the here and now. This should help you understand why we do what we do.
Attend a FREE LIVE or ONLINE PRESENTATION foran in-depth look at this opportunity!0800 542 0844 | www.positiveplus.info
HOW DIFFERENT WOULDTHINGS BE IF YOU KNE WHOW TO INVEST L IKEA PR OFESSIONAL?
LET US HELP YOU PLANAND ACHIE VE YOURFUTURE PR OSPERIT YWe all recognise that times are changing so rapidly and what were once regarded as ‘safejobs’ and ‘safe investments’ can no longer be regarded in the same way.
Professional investors prefer to invest using someone else’s money because this means theycan buy even more property and now you can do the same! There has rarely been a better timeto introduce an investment opportunity of this nature.
The words ‘property investment’ will no doubt still send a shiver down the spine of anyone unfortunate enough to have been caught up in the UK and European property collapse. Quite frankly, who could blame them? The reality of a comfortable retirement is now nothing but a tainted dream. Having dominated the headlines during the latter years of the past decade, even those who did not invest would approach any investment opportunity with the utmost caution.
Many have become accustomed to a certain standard of living - one which we would have imagined would take us through to retirement. Children, grandchildren, mortgages, holidays, all are a fundamental part of any retirement package, yet all need providing for.
Never have so many faced such an uncertain future. We cannot buy back the years needed to re-accumulate such funds. We don‘t have that luxury.
There are still some property investments that will build future prosperity for those with the foresight and determination to grasp an opportunity.
We have personal investments in Caribbean property developments and are serious about our work. It is encouraging to hear people are becoming more aware of potential financial challenges they could face in the future. I look forward to welcoming you as a Positive Plus investor. Enjoy the ride because, over time, we believe we will all do very well.
We have built up a vast amount of knowledge and experience and will continue to use this knowledge to good effect ensuring our continued success to source incredible low risk – high reward opportunities through property investments. To date only one such opportunity has sparked our interest – this is it!
Chris Jones, Principal Advisor
Our golden rule is, to always under promise and over deliver.
If it’s not good enough for us then it’s not good enough for you!
Harlequin Property has first-class credentials. As well as the endorsement from major global brands, this UK based and family-owned company have absolutely no debts on any land worldwide. providing us with a highly competitive edge, offering:
• Safe, secure and affordable property investment in...• One of the most desirable tourist destinations in the world which gives....• High Capital Growth and excellent Rental Yields which make most UK yields look paltry.
I F A N Y O R A L L O F T H E S E B E N E F I T S AT T R A C T Y O U T H E N :
• You need to keep reading this brochure and then...• Contact us because...• We can help you to secure your future prosperity through specifically-chosen property investments.
Many of our clients have already seized this opportunity and intend to Retire Young and Retire Rich, some buying multiple properties to provide themselves with a wonderful future lifestyle.
A B O U T O U R P R O P E RT Y I N V E S T M E N T S
In summary, we aim to give you the best of both worlds - superior returns, lower risk and easy access to your investment. We also have key partnerships with established expert advisors for financial planning and tax and estate efficiency planning.
C O M M U N I C AT I N G W I T H Y O U
We want you to have a long and profitable relationship with us. We provide a six-monthly performance report across our property portfolio. In addition, Positive Plus holds regular client presentations, enabling you to hear first-hand our investment views and review of performance.
Legal Information: The information contained in this document does not constitute advice by Positive Plus. Whilst every attempt has been made to ensure the accuracy of the information contained herein, Positive Plus cannot be held responsible for any errors that may occur.Positive Plus Property Investments is not authorised or regulated by the Financial Services Authority. If you are uncertain whether these products are suitable for you, please contact a financial advisor.
Times are changing. The last decade has bailed-out banks and swallowed some very large corporates. Vast black holes have appeared in pension funds - hard-earned assets set aside to feed and clothe generations in their retirement years.
We have witnessed stock market collapses which have decimated many a ‘safe’ pension fund. We know that the effects of change in economic climates cause many of our friends and colleagues sleepless nights.
Positive Plus offers a real alternative to investing in fixed interest investments such as gifts or corporate bonds, and cash deposits. Our property investment opportunities offer a number of benefits for investors.
OUR FOCUS ON POSITIVE RETURNS
Investing without loss is our key objective. We seek investments that are easy to understand and where real management skill removes risk and enhances returns. We major in Caribbean property investments, backing exquisite developments that offer exceptional returns without the volatility associated with public (mainstream) stock and bond markets. This is an approach that continually builds our reputation as the home of exceptional investing.
A BRIGHT OUTLOOK
The short term investment climate for Caribbean property investing is outstanding. The credit crunch has restricted availability of finance. With a 100% finance option available and all properties’ suitability for SIPP (Self Invested Personal Pension) purchase. Positive Plus is extremely well-placed to secure the best deals in terms of security and rate of return.
C O M M I T M E N T T O I N V E S T M E N T E X C E L L E N C E
We have chosen to partner with international property development specialist Harlequin Property who can deliver highly focussed property investment returns in an equally highly controlled risk environment. Selecting the right specialist partner is vitally important to the success of Positive Plus.
W E W I L L S H A R E W I T H Y O U H O W T O . . .
Buy your own luxury overseas property for just £1000.This is not the empty box property investment sold by most developers which has to be marketed and maintained by the purchaser. This is the opportunity to buy into 5-star resorts that are tenanted, fully serviced and maintained to the highest luxury standards.
L E A R N A L L A B O U T :
• A unique method of property investment, providing...• Prime Properties in Prime Locations attracting Prime Tenants, which ensures...• Potential for high Capital Growth and Income Yields, leading to...• Safe, affordable property investments, offering Low Risk and High Reward
W E W I L L S H A R E W I T H Y O U A U N I Q U E WAY O F I N V E S T I N G O V E R S E A S I N A P R O P E RT Y T H AT D E L I V E R S . . .
• Purchase prices 40-50% below local current market value• Great Rental Income yields (approx 20% net)• Capital Growth currently running at between 10 - 15%• No money left in the deal on completion!
I N T R O D U C T I O N T O T H E T E A M
Chris Jones, Craig Donovan and Ken Paine of Positive Plus have over 30 years combined experience running businesses primarily within the financial services industry. We now enjoy helping people to discover property investment opportunities that first and foremost have a proven track record and the added potential to fulfil expectations of the investor. Finally, we are excited to be able to offer properties that provide you with a real chance to start building something worth getting excited about.
Permit me to share with you my understanding of the here and now. This should help you understand why we do what we do.
Attend a FREE LIVE or ONLINE PRESENTATION foran in-depth look at this opportunity!0800 542 0844 | www.positiveplus.info
HOW DIFFERENT WOULDTHINGS BE IF YOU KNE WHOW TO INVEST L IKEA PR OFESSIONAL?
LET US HELP YOU PLANAND ACHIE VE YOURFUTURE PR OSPERIT YWe all recognise that times are changing so rapidly and what were once regarded as ‘safejobs’ and ‘safe investments’ can no longer be regarded in the same way.
Professional investors prefer to invest using someone else’s money because this means theycan buy even more property and now you can do the same! There has rarely been a better timeto introduce an investment opportunity of this nature.
The words ‘property investment’ will no doubt still send a shiver down the spine of anyone unfortunate enough to have been caught up in the UK and European property collapse. Quite frankly, who could blame them? The reality of a comfortable retirement is now nothing but a tainted dream. Having dominated the headlines during the latter years of the past decade, even those who did not invest would approach any investment opportunity with the utmost caution.
Many have become accustomed to a certain standard of living - one which we would have imagined would take us through to retirement. Children, grandchildren, mortgages, holidays, all are a fundamental part of any retirement package, yet all need providing for.
Never have so many faced such an uncertain future. We cannot buy back the years needed to re-accumulate such funds. We don‘t have that luxury.
There are still some property investments that will build future prosperity for those with the foresight and determination to grasp an opportunity.
We have personal investments in Caribbean property developments and are serious about our work. It is encouraging to hear people are becoming more aware of potential financial challenges they could face in the future. I look forward to welcoming you as a Positive Plus investor. Enjoy the ride because, over time, we believe we will all do very well.
We have built up a vast amount of knowledge and experience and will continue to use this knowledge to good effect ensuring our continued success to source incredible low risk – high reward opportunities through property investments. To date only one such opportunity has sparked our interest – this is it!
Chris Jones, Principal Advisor
Our golden rule is, to always under promise and over deliver.
If it’s not good enough for us then it’s not good enough for you!
Harlequin Property has first-class credentials. As well as the endorsement from major global brands, this UK based and family-owned company have absolutely no debts on any land worldwide. providing us with a highly competitive edge, offering:
• Safe, secure and affordable property investment in...• One of the most desirable tourist destinations in the world which gives....• High Capital Growth and excellent Rental Yields which make most UK yields look paltry.
I F A N Y O R A L L O F T H E S E B E N E F I T S AT T R A C T Y O U T H E N :
• You need to keep reading this brochure and then...• Contact us because...• We can help you to secure your future prosperity through specifically-chosen property investments.
Many of our clients have already seized this opportunity and intend to Retire Young and Retire Rich, some buying multiple properties to provide themselves with a wonderful future lifestyle.
A B O U T O U R P R O P E RT Y I N V E S T M E N T S
In summary, we aim to give you the best of both worlds - superior returns, lower risk and easy access to your investment. We also have key partnerships with established expert advisors for financial planning and tax and estate efficiency planning.
C O M M U N I C AT I N G W I T H Y O U
We want you to have a long and profitable relationship with us. We provide a six-monthly performance report across our property portfolio. In addition, Positive Plus holds regular client presentations, enabling you to hear first-hand our investment views and review of performance.
Legal Information: The information contained in this document does not constitute advice by Positive Plus. Whilst every attempt has been made to ensure the accuracy of the information contained herein, Positive Plus cannot be held responsible for any errors that may occur.Positive Plus Property Investments is not authorised or regulated by the Financial Services Authority. If you are uncertain whether these products are suitable for you, please contact a financial advisor.
KingstownBay
YoungIsland
Chateaubelair Bay
Wallilabou Bay
Chateaubelair
Pirates of the Caribbean film set
FancyOwia Bay
Sandy BayOrange Hill
Willibou
Barrouallia
Layou
BiabouMesopotamia
Biabou Bay
Argyle
Stubbs
E.T. Joshua Airport
Kingstown
Georgetown
Choiseul
St GeorgeF.L. Charles
Airport
St Urbain
HewanorraInternational Airport
Sulphur Springs Micoud
Canaries
Soufrière
Millet
La Croix Maingot
La Ressource
La Pella
Babonneau
Pointe Du Cap
Gros Islet
Castries
Comerette Point
Cape Marquis
Marquis Bay
Marquis
Mon Repos
Bridgetown
Grantley AdamsInternational Airport
Palmetto Bay
Holetown
Bathsheba
Speightstown
North PointMonti Cristi
Jimani
Pico Duarte
Luperon
Puerto Plata
GregoriaLuperonAirport
SousaCabarete
La VegaSan FranciscoDe Macoris
Penninsula dePedernales
Barahona
MontePlata
Hato Mayor
Samana
Higuey
La RomanaSan PedroDe Macoris
Bani
San Cristobal
SantoDomingo
NaguaMoca
VirginIslands
Antigua
St Lucia
Barbados
The Caribbean Basin
Miami
Cuba
Cayman Islands
Grenada
St Vincent &The Grenadines
Nassau The Bahamas
Turks & Caicos Islands
JamaicaDominicanRepublic Puerto
Rico
South America
Attend a FREE LIVE or ONLINE PRESENTATION foran in-depth look at this opportunity!0800 542 0844 | www.positiveplus.info
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Invest in a freehold investment property with excellent potential for high capital appreciation and rental income at a luxury 5-star resort in the Caribbean.
Our aim is to deliver excellent long-term returns on investment by selling
properties off plan at up to 50% below market value and by selecting
locations where the property market is experiencing high capital
growth which is likely to continue. There must also be demand for hotel
accommodation because resorts either are in a location with an
established tourist industry or in a new location that is experiencing
inward investment in its infrastructure to support tourism. Resorts will
have the best design, amenities, management and marketing to bring
the best possible rental rates.
All properties will be built to the highest standards and building
specifications that you would expect from a 5-star development. The
resorts will be managed, maintained and marketed by a proven
world-class management team with over 50 years combined experience
managing 5-star hotels worldwide, from the Waldorf Astoria in New York to
Le Touessrok in Mauritius. Each resort will be marketed to deliver the highest
possible occupancy and an excellent potential return for investors.
*Subject to status. Terms & conditions apply.** Positive Plus Property Investments do not provide advice on SIPP directly. We will introduce all interested clients to an authorised FSA firm for this purpose.
T H E O F F E R
• All you pay is £1,000 reservation fee. 100% finance* is available – the developer pays the monthly repayment of an interest only loan for the 30% deposit
• 70% developer loan available on completion
• Two year 10% rental guarantee followed by 50% net room rate share
• 30 days free use per year (except SIPP investors)
• Fully furnished
• Properties are sold off plan at up to 50% below market value with several price rises during construction
• Own the freehold
• Properties are suitable for SIPP investment**
• Transparent exit strategy
• No default on UK assets
R E S O R T S
Two RiversDominican Republic
Las CanasDominican Republic
The Marquis EstateSt Lucia
The MerricksBarbados
Buccament BaySt Vincent & The Grenadines
Prices range from:
£65,000 to £2.5 million
I N V E S T M E N TP R O P E R T I E SI N T H E C A R I B B E A N
KingstownBay
YoungIsland
Chateaubelair Bay
Wallilabou Bay
Chateaubelair
Pirates of the Caribbean film set
FancyOwia Bay
Sandy BayOrange Hill
Willibou
Barrouallia
Layou
BiabouMesopotamia
Biabou Bay
Argyle
Stubbs
E.T. Joshua Airport
Kingstown
Georgetown
Choiseul
St GeorgeF.L. Charles
Airport
St Urbain
HewanorraInternational Airport
Sulphur Springs Micoud
Canaries
Soufrière
Millet
La Croix Maingot
La Ressource
La Pella
Babonneau
Pointe Du Cap
Gros Islet
Castries
Comerette Point
Cape Marquis
Marquis Bay
Marquis
Mon Repos
Bridgetown
Grantley AdamsInternational Airport
Palmetto Bay
Holetown
Bathsheba
Speightstown
North PointMonti Cristi
Jimani
Pico Duarte
Luperon
Puerto Plata
GregoriaLuperonAirport
SousaCabarete
La VegaSan FranciscoDe Macoris
Penninsula dePedernales
Barahona
MontePlata
Hato Mayor
Samana
Higuey
La RomanaSan PedroDe Macoris
Bani
San Cristobal
SantoDomingo
NaguaMoca
VirginIslands
Antigua
St Lucia
Barbados
The Caribbean Basin
Miami
Cuba
Cayman Islands
Grenada
St Vincent &The Grenadines
Nassau The Bahamas
Turks & Caicos Islands
JamaicaDominicanRepublic Puerto
Rico
South America
Attend a FREE LIVE or ONLINE PRESENTATION foran in-depth look at this opportunity!0800 542 0844 | www.positiveplus.info
1
2
3
4
5
34
5
21
Invest in a freehold investment property with excellent potential for high capital appreciation and rental income at a luxury 5-star resort in the Caribbean.
Our aim is to deliver excellent long-term returns on investment by selling
properties off plan at up to 50% below market value and by selecting
locations where the property market is experiencing high capital
growth which is likely to continue. There must also be demand for hotel
accommodation because resorts either are in a location with an
established tourist industry or in a new location that is experiencing
inward investment in its infrastructure to support tourism. Resorts will
have the best design, amenities, management and marketing to bring
the best possible rental rates.
All properties will be built to the highest standards and building
specifications that you would expect from a 5-star development. The
resorts will be managed, maintained and marketed by a proven
world-class management team with over 50 years combined experience
managing 5-star hotels worldwide, from the Waldorf Astoria in New York to
Le Touessrok in Mauritius. Each resort will be marketed to deliver the highest
possible occupancy and an excellent potential return for investors.
*Subject to status. Terms & conditions apply.** Positive Plus Property Investments do not provide advice on SIPP directly. We will introduce all interested clients to an authorised FSA firm for this purpose.
T H E O F F E R
• All you pay is £1,000 reservation fee. 100% finance* is available – the developer pays the monthly repayment of an interest only loan for the 30% deposit
• 70% developer loan available on completion
• Two year 10% rental guarantee followed by 50% net room rate share
• 30 days free use per year (except SIPP investors)
• Fully furnished
• Properties are sold off plan at up to 50% below market value with several price rises during construction
• Own the freehold
• Properties are suitable for SIPP investment**
• Transparent exit strategy
• No default on UK assets
R E S O R T S
Two RiversDominican Republic
Las CanasDominican Republic
The Marquis EstateSt Lucia
The MerricksBarbados
Buccament BaySt Vincent & The Grenadines
Prices range from:
£65,000 to £2.5 million
I N V E S T M E N TP R O P E R T I E SI N T H E C A R I B B E A N
w h y i n v e s t
D O M I N I C A N R E P U B L I C
The images on this page are computer generated artists’ impressions andactual finishes and details of the properties may change without prior notice.
When Christopher Columbus, the Dominican Republic's first tourist, stepped ashore over 500 years ago, he marvelled at the spectacular natural beauty of its mountainous peaks, verdant valleys, cascading waterfalls and breathtaking, palm-fringed beaches.
Las Canas is a luxury 5-star resort situated on the Dominican
Republic’s north coast along a golden sand beach bordered by
lush, tropical forest of coconut palms, mahogany, cedar, wild
olive and muskwood trees. Thatched water bungalows will be
positioned just offshore and beautiful villas will lie along the
riverside and beach front, enjoying the stunning panoramas
offered by this idyllic location. The world-class golf course will be
interspersed with colonial-style villas affording vistas over the
greens and fairways to the magnificent landscape beyond.
With an average temperature of 28 degrees, more than 300
sun-filled days every year and warm, clear, turquoise seas make
this the perfect place to just lay back and relax.
The Dominican Republic is a major tourist destination for sunseekers and thrillseekers with its average temperature of 28°C, 9 hours of daily sunshine and direct flights from the UK, Europe and the US.
The total number of visitors to the Dominican Republic increased by 43% between 2002 and 2007 and in the period January to June 2008 it had the largest number of visitors of any Caribbean Island with stopover arrivals up by 5.2%. Visitors are from Europe, the USA and Canada. There is a huge demand for hotel accommodation and the Government has introduced a number of incentives to
increase the pace and progress of development in the tourist industry as it is far from fully developed. In 2007, foreign direct investment in the Dominican Republic increased in total by 16.3% including an increase in real estate by 120% and in tourism by 58.1%.
Buying a property at the Las Canas Beach Resort is an excellent investment because there are very few 5-star resorts in the Dominican Republic and property is very competitively priced compared to many other Caribbean islands, with prices expected to increase.
Attend a FREE LIVE or ONLINE PRESENTATION foran in-depth look at this opportunity!0800 542 0844 | www.positiveplus.info
w h y i n v e s t
D O M I N I C A N R E P U B L I C
The images on this page are computer generated artists’ impressions andactual finishes and details of the properties may change without prior notice.
When Christopher Columbus, the Dominican Republic's first tourist, stepped ashore over 500 years ago, he marvelled at the spectacular natural beauty of its mountainous peaks, verdant valleys, cascading waterfalls and breathtaking, palm-fringed beaches.
Las Canas is a luxury 5-star resort situated on the Dominican
Republic’s north coast along a golden sand beach bordered by
lush, tropical forest of coconut palms, mahogany, cedar, wild
olive and muskwood trees. Thatched water bungalows will be
positioned just offshore and beautiful villas will lie along the
riverside and beach front, enjoying the stunning panoramas
offered by this idyllic location. The world-class golf course will be
interspersed with colonial-style villas affording vistas over the
greens and fairways to the magnificent landscape beyond.
With an average temperature of 28 degrees, more than 300
sun-filled days every year and warm, clear, turquoise seas make
this the perfect place to just lay back and relax.
The Dominican Republic is a major tourist destination for sunseekers and thrillseekers with its average temperature of 28°C, 9 hours of daily sunshine and direct flights from the UK, Europe and the US.
The total number of visitors to the Dominican Republic increased by 43% between 2002 and 2007 and in the period January to June 2008 it had the largest number of visitors of any Caribbean Island with stopover arrivals up by 5.2%. Visitors are from Europe, the USA and Canada. There is a huge demand for hotel accommodation and the Government has introduced a number of incentives to
increase the pace and progress of development in the tourist industry as it is far from fully developed. In 2007, foreign direct investment in the Dominican Republic increased in total by 16.3% including an increase in real estate by 120% and in tourism by 58.1%.
Buying a property at the Las Canas Beach Resort is an excellent investment because there are very few 5-star resorts in the Dominican Republic and property is very competitively priced compared to many other Caribbean islands, with prices expected to increase.
Attend a FREE LIVE or ONLINE PRESENTATION foran in-depth look at this opportunity!0800 542 0844 | www.positiveplus.info
Attend a FREE LIVE or ONLINE PRESENTATION foran in-depth look at this opportunity!0800 542 0844 | www.positiveplus.info
w h y i n v e s t
St Lucia is a long-established holiday destination and one of the world’s foremost wedding and honeymoon destinations. The island attracts many celebrity visitors. Property prices have increased by around 40% per annum over the last 2 years and are projected to continue rising for the next 5 years.
The Marquis Estate will boast the first ever Gary Player boutique hotel with the resort units being built around a golf course designed by the “Black Knight” himself. This is an unparalleled opportunity to capitalise on the extremely lucrative golf tourism market.
The images on this page are computer generated artists’ impressions andactual finishes and details of the properties may change without prior notice.
Considered to be one of the most romantic of all destinations in the world, St Lucia is a strikingly beautiful, tropical island located in the Eastern Caribbean.
As well as being the perfect place to relax, St Lucia offers visitors a
colourful kaleidoscope of attractions. Explore its sultry rainforest and
swim in its tropical waterfalls or discover the magnificent array of
colourful marine life in the clear turquoise waters surrounding the island
which are perfect for snorkelling and diving.
The Marquis Estate is situated on the stunning northeast coast of St Lucia
just 25 minutes from the George Charles Airport near Castries. Destined
to become one of the Caribbean’s finest luxury destinations, this
exclusive resort is planned to feature a range of exceptional amenities
including a cinema, casino and entertainment venue, as well as a
signature golf course, The Island Sanctuary Spa, the Marquis Estate
Yacht Club and a marina surrounded by waterfront cafes and shops.
s t l u c i a
Attend a FREE LIVE or ONLINE PRESENTATION foran in-depth look at this opportunity!0800 542 0844 | www.positiveplus.info
w h y i n v e s t
St Lucia is a long-established holiday destination and one of the world’s foremost wedding and honeymoon destinations. The island attracts many celebrity visitors. Property prices have increased by around 40% per annum over the last 2 years and are projected to continue rising for the next 5 years.
The Marquis Estate will boast the first ever Gary Player boutique hotel with the resort units being built around a golf course designed by the “Black Knight” himself. This is an unparalleled opportunity to capitalise on the extremely lucrative golf tourism market.
The images on this page are computer generated artists’ impressions andactual finishes and details of the properties may change without prior notice.
Considered to be one of the most romantic of all destinations in the world, St Lucia is a strikingly beautiful, tropical island located in the Eastern Caribbean.
As well as being the perfect place to relax, St Lucia offers visitors a
colourful kaleidoscope of attractions. Explore its sultry rainforest and
swim in its tropical waterfalls or discover the magnificent array of
colourful marine life in the clear turquoise waters surrounding the island
which are perfect for snorkelling and diving.
The Marquis Estate is situated on the stunning northeast coast of St Lucia
just 25 minutes from the George Charles Airport near Castries. Destined
to become one of the Caribbean’s finest luxury destinations, this
exclusive resort is planned to feature a range of exceptional amenities
including a cinema, casino and entertainment venue, as well as a
signature golf course, The Island Sanctuary Spa, the Marquis Estate
Yacht Club and a marina surrounded by waterfront cafes and shops.
s t l u c i a
b a r b a d o s
Barbados is the most easterly Caribbean Island and part of the Lesser Antilles, located where the Atlantic Ocean meets the Caribbean Sea.
The Merricks Beach Resort is situated in the south east of Barbados
on the stunning Atlantic coast in the parish of St Philip, 4km north
of The Crane and next to Sam Lord’s Castle, just 20 minutes from
the Sir Grantley Adams International Airport. The ruggedly
beautiful Atlantic east coast offers some spectacular panoramas
forged over millions of years by the powerful Atlantic Ocean’s
winds and waves, and because of its natural topography it is less
developed than the west coast.
Destined to become one of Barbados’s most luxurious,
family-orientated 5-star resorts The Merricks Beach Resort will offer
state-of-the-art facilities including The Island Sanctuary Spa, a
sports academy and several bars and restaurants.
Attend a FREE LIVE or ONLINE PRESENTATION foran in-depth look at this opportunity!0800 542 0844 | www.positiveplus.info
The images on this page are computer generated artists’ impressions andactual finishes and details of the properties may change without prior notice.
Barbados is one of the most popular holiday destinations in the world with a well-established tourist industry that is expected to continue growing by 3.13% per annum up to 2012.
Property prices on Barbados have never fallen in over 60 years and capital growth is projected to remain consistent at over 15% per annum over the next 4 years. Both these figures offer extremely high returns in terms of both income and capital for the canny investor.
High demand and limited supply is an investor’s dream and Barbados gets a massive tick in both boxes with its shortage of both
property and building land.
The Bajan Government sees the tourist industry as the main catalyst for economic development and has created the Tourism Development Act which offers incentives to expand the tourism and hospitality sector. It includes provision for investors in tourism projects to benefit from write-off of capital expenditure and 150% of interest. There is also exemption from import duty, value added tax and environmental levies in respect of furniture, fixtures and equipment as well as building materials, supplies and equity financing.
w h y i n v e s t
b a r b a d o s
Barbados is the most easterly Caribbean Island and part of the Lesser Antilles, located where the Atlantic Ocean meets the Caribbean Sea.
The Merricks Beach Resort is situated in the south east of Barbados
on the stunning Atlantic coast in the parish of St Philip, 4km north
of The Crane and next to Sam Lord’s Castle, just 20 minutes from
the Sir Grantley Adams International Airport. The ruggedly
beautiful Atlantic east coast offers some spectacular panoramas
forged over millions of years by the powerful Atlantic Ocean’s
winds and waves, and because of its natural topography it is less
developed than the west coast.
Destined to become one of Barbados’s most luxurious,
family-orientated 5-star resorts The Merricks Beach Resort will offer
state-of-the-art facilities including The Island Sanctuary Spa, a
sports academy and several bars and restaurants.
Attend a FREE LIVE or ONLINE PRESENTATION foran in-depth look at this opportunity!0800 542 0844 | www.positiveplus.info
The images on this page are computer generated artists’ impressions andactual finishes and details of the properties may change without prior notice.
Barbados is one of the most popular holiday destinations in the world with a well-established tourist industry that is expected to continue growing by 3.13% per annum up to 2012.
Property prices on Barbados have never fallen in over 60 years and capital growth is projected to remain consistent at over 15% per annum over the next 4 years. Both these figures offer extremely high returns in terms of both income and capital for the canny investor.
High demand and limited supply is an investor’s dream and Barbados gets a massive tick in both boxes with its shortage of both
property and building land.
The Bajan Government sees the tourist industry as the main catalyst for economic development and has created the Tourism Development Act which offers incentives to expand the tourism and hospitality sector. It includes provision for investors in tourism projects to benefit from write-off of capital expenditure and 150% of interest. There is also exemption from import duty, value added tax and environmental levies in respect of furniture, fixtures and equipment as well as building materials, supplies and equity financing.
w h y i n v e s t
Attend a FREE LIVE or ONLINE PRESENTATION foran in-depth look at this opportunity!0800 542 0844 | www.positiveplus.info
Some of the images on this page are computer generated artists’ impressions andactual finishes and details of the properties may change without prior notice.
St Vincent is the largest and most populated island of the 32 St Vincent & the Grenadines islands and cays. It is part of the Windward Islands chain in the Southern Caribbean region and lies 100 miles west of Barbados.
Buccament Bay Beach Resort is situated in a tranquil bay on the west
coast of the beautifully unspoilt island of St Vincent just 15 minutes from
the airport and is the perfect location from which to explore some of
the best sailing and diving in the world.
This luxurious 5-star family-oriented resort is being built to the highest
specification and will offer state-of-the-art facilities including The Island
Sanctuary spa, a sports academy, casino, marina and many exclusive
bars and restaurants.
W H Y I N V E S T
Since the making of “The Pirates of the Caribbean” movies on St Vincent, the world has taken notice of this underdeveloped and beautiful group of islands that make up St. Vincent and the Grenadines.
Visitors are attracted to its unspoilt, lush landscape, superb diving, and magical marine life. The Buccament Bay resort will be St Vincent’s first 5-star accommodation and is sure to be in extremely high demand, providing excellent returns for its investors.
Now is the perfect time to make an early investment in this market as an international airport is due to open in 2012. At that point, St Vincent and the beautiful Grenadines will truly come of age as a Caribbean tourism hotspot.
s t v i n c e n t
Attend a FREE LIVE or ONLINE PRESENTATION foran in-depth look at this opportunity!0800 542 0844 | www.positiveplus.info
Some of the images on this page are computer generated artists’ impressions andactual finishes and details of the properties may change without prior notice.
St Vincent is the largest and most populated island of the 32 St Vincent & the Grenadines islands and cays. It is part of the Windward Islands chain in the Southern Caribbean region and lies 100 miles west of Barbados.
Buccament Bay Beach Resort is situated in a tranquil bay on the west
coast of the beautifully unspoilt island of St Vincent just 15 minutes from
the airport and is the perfect location from which to explore some of
the best sailing and diving in the world.
This luxurious 5-star family-oriented resort is being built to the highest
specification and will offer state-of-the-art facilities including The Island
Sanctuary spa, a sports academy, casino, marina and many exclusive
bars and restaurants.
W H Y I N V E S T
Since the making of “The Pirates of the Caribbean” movies on St Vincent, the world has taken notice of this underdeveloped and beautiful group of islands that make up St. Vincent and the Grenadines.
Visitors are attracted to its unspoilt, lush landscape, superb diving, and magical marine life. The Buccament Bay resort will be St Vincent’s first 5-star accommodation and is sure to be in extremely high demand, providing excellent returns for its investors.
Now is the perfect time to make an early investment in this market as an international airport is due to open in 2012. At that point, St Vincent and the beautiful Grenadines will truly come of age as a Caribbean tourism hotspot.
s t v i n c e n t
Attend a FREE LIVE or ONLINE PRESENTATION foran in-depth look at this opportunity!0800 542 0844 | www.positiveplus.info
The images on this page are computer generated artists’ impressions andactual finishes and details of the properties may change without prior notice.
Escape into an exotic tropical paradise at Alaia, which will be situated within each of Harlequin’s Caribbean resorts. Here guests will experience peace and indulgence as their cares are carried away on a warm, tropical breeze.
An exclusive, private oasis made of soft, white sand and hidden from the
outside world by a living boundary of lush, tropical greenery, Alaia will be
home to a world-class spa and luxurious spa villas designed by ESPA to
provide perfect harmony between luxury and nature.
Guests will be pampered with luxurious and restorative treatments
combining traditions, philosophies and remedies from around the world
designed to stimulate, purify, soothe and de-toxify. Skilled therapists will
offer hot stone therapy, hydrotherapy, Shiatsu, Aromatherapy and Thai
massages as well as a wide range of beauty therapies. Indoor treatment
suites will be elegant and peaceful, allowing complete relaxation to gain
maximum benefit treatments. Outdoor treatment areas will be bordered
by herb gardens and shaded by tropical vegetation, providing the
perfect place to feel at one with nature.
Each of the Alaia spa villas will sit in its own private grounds secluded from
the outside world to provide a haven of comfort and pleasure. Designed
to take advantage of the natural beauty of their surroundings, the villas
are understated yet sophisticated, offering elegant and spacious
accommodation with furnishings that combine oriental simplicity and
contemporary luxury.
Guests will experience impeccable service and attention to their
wellbeing provided by a carefully chosen, internationally-trained staff. A
dedicated butler will create an environment that anticipates and satisfies
every need with seamless efficiency and gentle discretion.
This exclusive, private retreat will be the perfect place in which to
revitalise mind and body, spirit and senses and indulge in the serenity,
comfort and pleasure of this idyll.
Retreating to a private oasis is a universal fantasy and as the world becomes ever more hurried and pressurised the appeal of an escape into paradise can only increase. Alaia provides the perfect solution for guests to get away from the outside world and relax.
This, combined with being located in the most coveted Caribbean destinations, makes purchasing a spa villa at Alaia an excellent investment opportunity.
Two RiversDominican Republic
Las CanasDominican Republic
The Marquis EstateSt Lucia
The MerricksBarbados
Buccament BaySt Vincent & The Grenadines
the alaia spadestinations
RELAX & INDULGEYOUR SENSES
YOUR SANCTUARYA HOME IN PARADISE
Attend a FREE LIVE or ONLINE PRESENTATION foran in-depth look at this opportunity!0800 542 0844 | www.positiveplus.info
The images on this page are computer generated artists’ impressions andactual finishes and details of the properties may change without prior notice.
Escape into an exotic tropical paradise at Alaia, which will be situated within each of Harlequin’s Caribbean resorts. Here guests will experience peace and indulgence as their cares are carried away on a warm, tropical breeze.
An exclusive, private oasis made of soft, white sand and hidden from the
outside world by a living boundary of lush, tropical greenery, Alaia will be
home to a world-class spa and luxurious spa villas designed by ESPA to
provide perfect harmony between luxury and nature.
Guests will be pampered with luxurious and restorative treatments
combining traditions, philosophies and remedies from around the world
designed to stimulate, purify, soothe and de-toxify. Skilled therapists will
offer hot stone therapy, hydrotherapy, Shiatsu, Aromatherapy and Thai
massages as well as a wide range of beauty therapies. Indoor treatment
suites will be elegant and peaceful, allowing complete relaxation to gain
maximum benefit treatments. Outdoor treatment areas will be bordered
by herb gardens and shaded by tropical vegetation, providing the
perfect place to feel at one with nature.
Each of the Alaia spa villas will sit in its own private grounds secluded from
the outside world to provide a haven of comfort and pleasure. Designed
to take advantage of the natural beauty of their surroundings, the villas
are understated yet sophisticated, offering elegant and spacious
accommodation with furnishings that combine oriental simplicity and
contemporary luxury.
Guests will experience impeccable service and attention to their
wellbeing provided by a carefully chosen, internationally-trained staff. A
dedicated butler will create an environment that anticipates and satisfies
every need with seamless efficiency and gentle discretion.
This exclusive, private retreat will be the perfect place in which to
revitalise mind and body, spirit and senses and indulge in the serenity,
comfort and pleasure of this idyll.
Retreating to a private oasis is a universal fantasy and as the world becomes ever more hurried and pressurised the appeal of an escape into paradise can only increase. Alaia provides the perfect solution for guests to get away from the outside world and relax.
This, combined with being located in the most coveted Caribbean destinations, makes purchasing a spa villa at Alaia an excellent investment opportunity.
Two RiversDominican Republic
Las CanasDominican Republic
The Marquis EstateSt Lucia
The MerricksBarbados
Buccament BaySt Vincent & The Grenadines
the alaia spadestinations
RELAX & INDULGEYOUR SENSES
YOUR SANCTUARYA HOME IN PARADISE
Attend a FREE LIVE or ONLINE PRESENTATION foran in-depth look at this opportunity!0800 542 0844 | www.positiveplus.info
T H E H A R L E Q U I N S P O RT S A C A D E M Y
The Harlequin Sports Academy will offer world-class coaching and state-of-the-art facilities for tennis, football and cricket.
The Liverpool FC Soccer School will provide unique training and coaching programmes in an environment where everyone will be given the opportunity to play football to the best of their ability, with encouragement and training to develop the skills necessary to enjoy the game at whatever level they wish to play. The football facilities will also be available for professional teams to undertake intensive pre-season training.
The Pat Cash Tennis Academy will provide unique training and coaching programmes including video analysis developed from Pat’s many years of learning during his playing career, his analytical approach and most recently the application of his knowledge in coaching on the professional tour. The academies will provide an environment where everyone will be given the opportunity to play tennis to the best of their ability, with encouragement and training to develop the skills necessary to enjoy the game at the level they wish to play. Pat will hold coaching clinics at each of the resorts and play in exhibition matches throughout the year.
The Cricket facility will also offer courses for all ages and levels of experience. In particular, it will be a fun environment to encourage youngsters to learn game skills and give them confidence in their own ability. Coaching will cover all the basic cricket skills such as batting, bowling, wicket keeping and fielding, which can be put into practice in game conditions.
E A C H O F H A R L E Q U I N ’ S R E S O RT S W I L L H AV E 5 S TA R A M E N I T I E S :
• Alaia Spa
• The Harlequin Fitness Centre with a full range of cardiovascular and strength training equipment
• The Harlequin Sports Academy
• Diving and Watersports Centre
• A Kids Club and Teen Club with lounge and games room
• The Harlequin Performing Arts Academy
• Masquerade Night Club
• Restaurants and bars offering a choice of cuisine, ranging from fine dining to casual eating
Some of the resorts will also feature a Gary Player Signature Golf Course, marina, equestrian centre, conference facilities and casino.
G A R Y P L AY E R
The Marquis Estate in St Lucia will be home to a Gary Player Signature Golf Course and the world’s first Gary Player Golf Hotel as well as elegant Gary Player Residential Villas with views over the golf course. The Gary Player Golf Hotel will include a trophy room displaying a selection of Gary Player’s most precious trophies and awards from his triumphant golfing career. Golfing legend Gary Player is one of only five players in history to win all four major golf championships, a career grand slam. His 18 major championship victories and 164 worldwide victories during his 50 year career have ensured the name Gary Player is synonymous with integrity, honour and character in both golf and business.
T R A D E R V I C ’ S
Trader Vic’s legendary cocktail bars & restaurants will be located at each of Harlequin’s resorts in the Caribbean. Founded in 1934 by Victor Bergeron in Oakland, his collection of legendary cocktail bars and restaurants are sophisticated and exotic, inspired by the places he visited on his travels. Trader Vic’s restaurants combine elegance and comfort providing the perfect ambience to have a truly memorable evening. Using only the best and freshest ingredients from around the globe, the eclectic array of food is a delicious blend of Pacific Island, Oriental and American cuisines.
G A R Y P L AY E R AWA R D W I N N I N G D E S I G N W O R K I N G
W I T H H A R L E Q U I N H O T E L SA N D R E S O RT S B R I N G I N G
H O T E L A N D G O L F T OT H E C A R I B B E A N
Attend a FREE LIVE or ONLINE PRESENTATION foran in-depth look at this opportunity!0800 542 0844 | www.positiveplus.info
T H E H A R L E Q U I N S P O RT S A C A D E M Y
The Harlequin Sports Academy will offer world-class coaching and state-of-the-art facilities for tennis, football and cricket.
The Liverpool FC Soccer School will provide unique training and coaching programmes in an environment where everyone will be given the opportunity to play football to the best of their ability, with encouragement and training to develop the skills necessary to enjoy the game at whatever level they wish to play. The football facilities will also be available for professional teams to undertake intensive pre-season training.
The Pat Cash Tennis Academy will provide unique training and coaching programmes including video analysis developed from Pat’s many years of learning during his playing career, his analytical approach and most recently the application of his knowledge in coaching on the professional tour. The academies will provide an environment where everyone will be given the opportunity to play tennis to the best of their ability, with encouragement and training to develop the skills necessary to enjoy the game at the level they wish to play. Pat will hold coaching clinics at each of the resorts and play in exhibition matches throughout the year.
The Cricket facility will also offer courses for all ages and levels of experience. In particular, it will be a fun environment to encourage youngsters to learn game skills and give them confidence in their own ability. Coaching will cover all the basic cricket skills such as batting, bowling, wicket keeping and fielding, which can be put into practice in game conditions.
E A C H O F H A R L E Q U I N ’ S R E S O RT S W I L L H AV E 5 S TA R A M E N I T I E S :
• Alaia Spa
• The Harlequin Fitness Centre with a full range of cardiovascular and strength training equipment
• The Harlequin Sports Academy
• Diving and Watersports Centre
• A Kids Club and Teen Club with lounge and games room
• The Harlequin Performing Arts Academy
• Masquerade Night Club
• Restaurants and bars offering a choice of cuisine, ranging from fine dining to casual eating
Some of the resorts will also feature a Gary Player Signature Golf Course, marina, equestrian centre, conference facilities and casino.
G A R Y P L AY E R
The Marquis Estate in St Lucia will be home to a Gary Player Signature Golf Course and the world’s first Gary Player Golf Hotel as well as elegant Gary Player Residential Villas with views over the golf course. The Gary Player Golf Hotel will include a trophy room displaying a selection of Gary Player’s most precious trophies and awards from his triumphant golfing career. Golfing legend Gary Player is one of only five players in history to win all four major golf championships, a career grand slam. His 18 major championship victories and 164 worldwide victories during his 50 year career have ensured the name Gary Player is synonymous with integrity, honour and character in both golf and business.
T R A D E R V I C ’ S
Trader Vic’s legendary cocktail bars & restaurants will be located at each of Harlequin’s resorts in the Caribbean. Founded in 1934 by Victor Bergeron in Oakland, his collection of legendary cocktail bars and restaurants are sophisticated and exotic, inspired by the places he visited on his travels. Trader Vic’s restaurants combine elegance and comfort providing the perfect ambience to have a truly memorable evening. Using only the best and freshest ingredients from around the globe, the eclectic array of food is a delicious blend of Pacific Island, Oriental and American cuisines.
G A R Y P L AY E R AWA R D W I N N I N G D E S I G N W O R K I N G
W I T H H A R L E Q U I N H O T E L SA N D R E S O RT S B R I N G I N G
H O T E L A N D G O L F T OT H E C A R I B B E A N
Attend a FREE LIVE or ONLINE PRESENTATION foran in-depth look at this opportunity!0800 542 0844 | www.positiveplus.info
E X A M P L E C A L C U L AT I O N F O R S I P P I N V E S T O R S
E X A M P L E C A L C U L AT I O N F O R 1 0 0 % F I N A N C E I N V E S T O R SE N V I R O N M E N TA L P O L I C Y
Harlequin Hotels & Resorts is committed to supporting the communities in which it operates. It contributes by providing local employment opportunities and encouraging cultural integration. It also works to enhance the local environment and ensures that its developments contribute to its sustainability.
T H E D E V E L O P E R
Harlequin Hotels & Resorts specialises in creating luxury 5-star resorts in the best Caribbean locations for property investment which is expected to deliver excellent long-term returns. Harlequin commission an in-depth feasibility study for each development prior to starting the build to provide a realistic view of the potential rental returns to secure funding and gain substantial gearing. They use experts with local knowledge to assess the tax burden and cost of conveyance. Harlequin ensures that the property market is already established with an existing infrastructure and sound legal system in areas experiencing high capital growth that is expected to continue indefinitely. All properties meet the high standards and building specifications that you would expect from a 5-star development. All their resorts will be managed and maintained to the highest standard by an independent resort management company with an excellent reputation and proven track record for managing the maintenance and rentals of similar 5-star resorts.
The details above represent an example only and is based on currentprojections. Actual amounts may differ at completion although everyeffort has been made to present accurate projections.
Purchase Details
Purchase price30% depositOutstanding on completion to Harlequin
£100,000£30,000£70,000
Purchase Details
Purchase price30% depositOutstanding on completion6% monthly ‘interest only’ payment made until completion
£100,000£30,000£70,000
£150
Year Profit or LossCostsIncome
Year 1Year 2Year 3Year 4+
£10,000£10,000£34,219£34,219
£12,700£12,700£12,700£12,700
£2,700£2,700
£21,519£21,519
Rental Income
Guaranteed first 2 years at 10%Estimated total income Yr 3+
£10,000£34,219
Value at Completion
New value of propertyMortgage on completion
£200,000£140,000
Completion Costs
Outstanding balance of unit purchase priceMonthly payments paid on deposit (i.e. 18 months)Developer deferred stage payment interest**Total
£70,000£2,700£2,900
£75,600
Optional Tax Free Cash Back
Developer loan on completion (max 70%)Money owed to Harlequin (completion costs)Pull out original cash/loan depositOptional Tax Free Cash Back
£140,000£75,600£30,000£34,400
Annual Running Costs
Cost of mortgage (circa 8% Int) per annumService approx 1.5% p/aTotal
£11,200£1,500
£12,700
Calculations based on
Pension’s ownership in propertyNon status developer loanLoan interest rateNet nightly room rate50/50 Net room rate shareAssumed occupancy levelDeferred stage payment interest
30%70%8%25012575%
7.25%
Calculations based on
Assumed monthly ‘interest only’ finance rateAssumed completion (months)Non status developer loanAssumed developer loan interest rateNet nightly room rate50/50 Net room rate shareAssumed occupancy levelDeferred stage payment interest
6%18
70%8%25012575%
7.25%
SIPP Contributions
YearYr 1Yr 2Yr 3Yr 4Yr 5
Income£2,550£2,550£9,816£9,816£9,816
Profit or Loss£2,550£2,550£9,816£9,816£9,816
Private Income Payments
YearYr 1Yr 2Yr 3Yr 4Yr 5
Income£10,000£10,000£34,219£34,219£34,219
Costs£15,250£15,250£22,516£22,516£22,516
Profit or Loss£5,250£5,250
£11,703£11,703£11,703
Value at Completion
New estimated valuation of propertyDeveloper loan on completion
£200,000£140,000
Completion Costs
Outstanding Balance of unit purchase priceDeveloper deferred stage payment interest*Total
£70,000£2,900
£72,900
Tax Free Cash Back
Developer loan on completion (max 70%)Money owed to Harlequin (completion costs)TAX FREE CASH BACK
£140,000£72,900£67,100
Annual Running Costs (within guaranteed period)
Service charge (approx 1.5% per annum)Rental Net of service chargeLess 30% of income into SIPPCost of mortgage (circa 8% Int) per annumTotal
£1,500£8,500£2,550
£11,200£5,250
Rental Income
Guaranteed first 2 years at 10%Estimated total income Yr 3+
£10,000£34,219
All negative values in orange
This is an illustration and the guaranteed income is correct as 10% of purchase price.
From year 3 onwards figures are based on assumptions as in the above example
and cannot be guaranteed.
*Stage payments made to the constructor of approx 7.25%. These are made on
your behalf and added to the Completion costs.
All negative values in orange
This is an illustration and the guaranteed income is correct as 10% of purchase price.
From year 3 onwards figures are based on assumptions as in the above example
and cannot be guaranteed.
**Stage payments made to the constructor of approx 7.25%. These are made on
your behalf and added to the Completion costs.
Attend a FREE LIVE or ONLINE PRESENTATION foran in-depth look at this opportunity!0800 542 0844 | www.positiveplus.info
E X A M P L E C A L C U L AT I O N F O R S I P P I N V E S T O R S
E X A M P L E C A L C U L AT I O N F O R 1 0 0 % F I N A N C E I N V E S T O R SE N V I R O N M E N TA L P O L I C Y
Harlequin Hotels & Resorts is committed to supporting the communities in which it operates. It contributes by providing local employment opportunities and encouraging cultural integration. It also works to enhance the local environment and ensures that its developments contribute to its sustainability.
T H E D E V E L O P E R
Harlequin Hotels & Resorts specialises in creating luxury 5-star resorts in the best Caribbean locations for property investment which is expected to deliver excellent long-term returns. Harlequin commission an in-depth feasibility study for each development prior to starting the build to provide a realistic view of the potential rental returns to secure funding and gain substantial gearing. They use experts with local knowledge to assess the tax burden and cost of conveyance. Harlequin ensures that the property market is already established with an existing infrastructure and sound legal system in areas experiencing high capital growth that is expected to continue indefinitely. All properties meet the high standards and building specifications that you would expect from a 5-star development. All their resorts will be managed and maintained to the highest standard by an independent resort management company with an excellent reputation and proven track record for managing the maintenance and rentals of similar 5-star resorts.
The details above represent an example only and is based on currentprojections. Actual amounts may differ at completion although everyeffort has been made to present accurate projections.
Purchase Details
Purchase price30% depositOutstanding on completion to Harlequin
£100,000£30,000£70,000
Purchase Details
Purchase price30% depositOutstanding on completion6% monthly ‘interest only’ payment made until completion
£100,000£30,000£70,000
£150
Year Profit or LossCostsIncome
Year 1Year 2Year 3Year 4+
£10,000£10,000£34,219£34,219
£12,700£12,700£12,700£12,700
£2,700£2,700
£21,519£21,519
Rental Income
Guaranteed first 2 years at 10%Estimated total income Yr 3+
£10,000£34,219
Value at Completion
New value of propertyMortgage on completion
£200,000£140,000
Completion Costs
Outstanding balance of unit purchase priceMonthly payments paid on deposit (i.e. 18 months)Developer deferred stage payment interest**Total
£70,000£2,700£2,900
£75,600
Optional Tax Free Cash Back
Developer loan on completion (max 70%)Money owed to Harlequin (completion costs)Pull out original cash/loan depositOptional Tax Free Cash Back
£140,000£75,600£30,000£34,400
Annual Running Costs
Cost of mortgage (circa 8% Int) per annumService approx 1.5% p/aTotal
£11,200£1,500
£12,700
Calculations based on
Pension’s ownership in propertyNon status developer loanLoan interest rateNet nightly room rate50/50 Net room rate shareAssumed occupancy levelDeferred stage payment interest
30%70%8%25012575%
7.25%
Calculations based on
Assumed monthly ‘interest only’ finance rateAssumed completion (months)Non status developer loanAssumed developer loan interest rateNet nightly room rate50/50 Net room rate shareAssumed occupancy levelDeferred stage payment interest
6%18
70%8%25012575%
7.25%
SIPP Contributions
YearYr 1Yr 2Yr 3Yr 4Yr 5
Income£2,550£2,550£9,816£9,816£9,816
Profit or Loss£2,550£2,550£9,816£9,816£9,816
Private Income Payments
YearYr 1Yr 2Yr 3Yr 4Yr 5
Income£10,000£10,000£34,219£34,219£34,219
Costs£15,250£15,250£22,516£22,516£22,516
Profit or Loss£5,250£5,250
£11,703£11,703£11,703
Value at Completion
New estimated valuation of propertyDeveloper loan on completion
£200,000£140,000
Completion Costs
Outstanding Balance of unit purchase priceDeveloper deferred stage payment interest*Total
£70,000£2,900
£72,900
Tax Free Cash Back
Developer loan on completion (max 70%)Money owed to Harlequin (completion costs)TAX FREE CASH BACK
£140,000£72,900£67,100
Annual Running Costs (within guaranteed period)
Service charge (approx 1.5% per annum)Rental Net of service chargeLess 30% of income into SIPPCost of mortgage (circa 8% Int) per annumTotal
£1,500£8,500£2,550
£11,200£5,250
Rental Income
Guaranteed first 2 years at 10%Estimated total income Yr 3+
£10,000£34,219
All negative values in orange
This is an illustration and the guaranteed income is correct as 10% of purchase price.
From year 3 onwards figures are based on assumptions as in the above example
and cannot be guaranteed.
*Stage payments made to the constructor of approx 7.25%. These are made on
your behalf and added to the Completion costs.
All negative values in orange
This is an illustration and the guaranteed income is correct as 10% of purchase price.
From year 3 onwards figures are based on assumptions as in the above example
and cannot be guaranteed.
**Stage payments made to the constructor of approx 7.25%. These are made on
your behalf and added to the Completion costs.
Property investments...
...with a twist of paradise!
www.positiveplus.info
Suitable for SIPPInvestment
“A 40 year old man hoping for £20,000 per year in his retirement will need a pension fund of at least £400,000. The reality is that the reported UK average pension fund is just £39,000!”
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T: 0845 199 0346M: 07968 771919E: [email protected]
Positive Plus applies stringent due diligence whilst reviewing property investment opportunities. The ONE opportunity which continues to shine through the Global Recession and is one of the UK’s leading international property investment companies providing a SIPP* Approved investment in freehold properties.
Harlequin Property and Harlequin Hotels and Resorts are companies that specialise in creating the finest luxury resorts in spectacular locations in the Caribbean.
Positive Plus Property Investments do not provide advice on SIPPs direct. We will introduce all interested clients to an authorised FSA firm for this purpose. Positive Plus Property Investments are not regulated by the FSA Positive Plus Property Investments does not offer financial advice.