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World’s First Smart-SwapTM Contracts on Blockchain
PROSPECTUS
WWW.BOOKMYGAIN.COM
Version BMG39.1
Making Your Investment ZERO-RISK
Disclaimer & RisksGENERAL WARNINGAs in certain jurisdictions math-based currencies, crypto-currencies, ICOs, crypto equities or crypto assets are strictly regulated by law please have legal advice if you can
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GENERAL ELIGIBILITY
Must be a minimum age of 18 to participate without a parent or legal guardian. Those who register under the age of 18, must have approval from their
legal guardian/parent. The legal guardian/parent will be required to be aware and responsible for communication regarding the campaign or program.
Also, legal guardians/parents will be responsible for co-executing all documentation regarding the campaign or program. Therefore, should a registrant
under the age of 18 receive anything, their legal guardian/parent will be considered the actual recipient. Please note, all communication in regards to
the campaign or program must be done in a timely manner. Should a registrant fail to get consent from a legal guardian/parent to participate and
agree to these terms and conditions, the registrant will be disqualified. Should a registrant fail to fully complete the required documents and supply
required information in a timely manner or with false information, the registrant will be ineligible. Participants must be residents of jurisdictions where
crypto assets are legal to receive, hold or to trade. Participants are responsible of being aware if crypto assets and/or any related activity is legal in their
jurisdiction. (See also: https://en.wikipedia.org/wiki/Legality_of_bitcoin_by_country_or_territory)
USE OF LOGOS & TRADEMARKS
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include, but are not limited to: the words “BOOKMYGAIN Ltd”, “BOOKMYGAIN Limited”; “BOOKMYGAIN Smart-Swaps“; “BOOKMYGAIN”; BOOKMYGAIN.
io; BOOKMYGAIN.com; ico.BOOKMYGAIN.org, BOOKMYGAIN logo; the official seal of BOOKMYGAIN Ltd; and all current and future trademarks, service
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Cayman Islands, United Arab Emirates.
EXCLUSION OF LIABILITY
We take all reasonable steps to ensure that the information on this website and subdomains is correct. However, we do not guarantee the correctness
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delivering this website and subdomains), shall be liable or responsible for any kind of loss or damage that may result to you or a third party as a result
of your or their use of our website.
LAW & JURISDICTION
BOOKMYGAIN Ltd’s conduct is in compliance with the Laws and Regulations of its jurisdiction. This Legal Notice shall be governed by and construed
in accordance with Cayman Islands and/or United Arab Emirate] law. Any dispute(s) arising in connection with this Legal Notice are subject to the
exclusive jurisdiction of the Country of Incorporation of BookMyGain LLC or any of its Managing Entities Or Parent Company(s).
RISKS
An acquisition of the BMG tokens involves a high degree of risk. Each potential purchaser of the BMG tokens should carefully consider the
following information about these risks before he decides to buy the BMG tokens. If any of the following risks actually occurs, the BMG platform and
the value of the BMG tokens could be materially adversely affected.
Risks and uncertainties described below in this White Paper may not be the only ones token holders face. Additional risks and uncertainties may also
materially adversely effect on the BMG platform or the value of the BMG tokens.
RISKS CONNECTED TO THE VALUE OF BMG TO-KENS1. Risks Relating to Highly Speculative Traded Price
The valuation of digital tokens in a secondary market is usually not transparent, and highly speculative. The BMG tokens do not hold any ownership
rights to Company’s assets and, therefore, are not backed by any tangible asset. Traded price of the BMG tokens can fluctuate greatly within a short
period of time. There is a high risk that a token holder could lose his/her entire contribution amount.
2. BMG Tokens May Be Under Purchased Value
The BMG tokens may be undervalued to your initial purchase amount and there is no guarantee or representation of liquidity for the BMG tokens.
Company Parties are not and shall not be responsible for or liable for the market value of the BMG tokens, the transferability and/or liquidity of the
BMG tokens and/or the availability of any market for the BMG tokens through third parties or otherwise. For the purposes of this Section of the
White Paper, the term “Company Parties” shall include Company and its respective past, present and future employees, officers, directors, contractors,
consultants, attorneys, accountants, financial advisors, equity holders, suppliers, vendors, service providers, parent companies, subsidiaries,
affiliates, agents, representatives, predecessors, successors and assigns (hereinafter in this Section – “Company Parties”).
3. BMG Tokens May Be Non-Refundable
Except for as provided in a legally binding documentation or prescribed by the applicable legislation, Company Parties are not obliged to provide the
BMG token holders with a refund related to the BMG tokens. No promises of future performance or price are or will be made in respect to the BMG
tokens, including no promise of inherent value, no promise of continuing payments, and no guarantee that the Tokens will hold any particular
value. Therefore, the recovery of spent resources may be impossible or may be subject to foreign laws or regulations, which may not be the same as
the private law of the BMG token holder.
BLOCKCHAIN AND SOFTWARE RISKS
1. Blockchain Delay Risk
On the most blockchain used for cryptocurrencies’ transactions (e.g., Ethereum, Bitcoin blockchain), timing of block production is determined by
proof of work so block production can occur at random times. For example, the cryptocurrency sent as a payment for the BMG tokens in the final
seconds of the BMG token sale may not get included into that period. The respective blockchain may not include the purchaser’s transaction at the
time the purchaser expects and the payment for the BMG tokens may reach the intended wallet address not in the same day the purchaser sends the
cryptocurrency.
2. Blockchain Congestion Risk
The most blockchain used for cryptocurrencies’ transactions (e.g., Ethereum, Bitcoin blockchain) are prone to periodic congestion during which
transactions can be delayed or lost. Individuals may also intentionally spam the network in an attempt to gain an advantage in purchasing cryptographic
tokens. That may result in a situation where block producers may not include the purchaser’s transaction when the purchaser wants or the purchaser’s
transaction may not be included at all.
3. Risk of Software Weaknesses
The token smart contract concept, the underlying software application and software platform (i.e. the Ethereum, Bitcoin blockchain) are still
in an early development stage and unproven. There are no representations and warranties that the process for creating the BMG tokens will be
uninterrupted or error-free. There is an inherent risk that the software could contain weaknesses, vulnerabilities or bugs causing, inter alia, the
complete loss of the cryptocurrency and/or the BMG tokens.
4. Risk of New Technology
The BMG platform, the BMG tokens and all of the matters set forth in this White Paper are new and untested. The BMG platform and the BMG tokens
might not be capable of completion, creation, implementation or adoption. It is possible that no blockchain utilizing the BMG platform will be
ever launched. Purchaser of the BMG tokens should not rely on the BMG platform, the token smart contract or the ability to receive the BMG tokens
associated with the BMG platform in the future. Even if the BMG platform is completed, implemented and adopted, it might not function as
intended, and any BMG tokens may not have functionality that is desirable or valuable. Also, technology is changing rapidly, so the BMG platform and
the BMG tokens may become outdated.
SECURITY RISKS
1. Risk of Loss of Private Keys
The BMG tokens may be held by token holder in his digital wallet or vault, which requires a private key, or a combination of private keys, for
access. Accordingly, loss of requisite private keys associated with such token holder’s digital wallet or vault storing the BMG tokens will result in loss
of such BMG tokens, access to token holder’s token balance and/or any initial balances in blockchain created by third parties. Moreover, any third
party that gains BMG access to such private keys, including by gaining access to login credentials of a hosted wallet or vault service the token
holder uses, may be able to misappropriate the token holder’s BMG tokens.
2. Lack of Token Security
The BMG tokens may be subject to expropriation and or/theft. Hackers or other malicious groups or organizations may attempt to interfere with the
token smart contract which creates the BMG tokens or the BMG tokens in a variety of ways, including, but not limited to, malware attacks, denial of
service attacks, consensus-based attacks, Sybil attacks, smurfing and spoofing. Furthermore, because the Ethereum platform rests on open
source software, there is the risk that Ethereum smart contracts may contain intentional or unintentional bugs or weaknesses which may negatively
affect the BMG tokens or result in the loss of BMG tokens, the loss of ability to access or control the BMG tokens. In the event of such a software bug or
weakness, there may be no remedy and holders of the BMG tokens are not guaranteed any remedy, refund or compensation.
3. Attacks on Token Smart Contract
The blockchain used for the token smart contract which creates the BMG tokens is susceptible to mining attacks, including double-spend attacks,
majority mining power attacks, “selfish-mining” attacks, and race condition attacks. Any successful attacks present a risk to the token smart contract,
expected proper execution and sequencing of the BMG token transactions, and expected proper execution and sequencing of contract omputations.
4. Failure to Map a Public Key to Purchaser’s Account
Failure of a purchaser of the BMG tokens to map a public key to such purchaser’s account may result in third parties being unable to recognize
purchaser’s BMG token balance on the Ethereum blockchain when and if they configure the initial balances of a new blockchain based upon the BMG
platform.
RISKS RELATING TO PLATFORM DEVELOPMENT
1. Risk Related to Reliance on Third Parties
When completed, the BMG platform will rely, in whole or partly, on third parties to adopt and implement it and to continue to develop, supply, and
otherwise support it. There is no assurance or guarantee that those third parties will complete their work, properly carry out their obligations, or
otherwise meet anyone’s needs, all of might have a material adverse effect on the BMG platform.
2. Dependence of BMG Platform on Senior Management Team
Ability of the senior management team which is responsible for maintaining competitive position of the BMG platform is dependent to a large degree
on the services of each member of that team. The loss or diminution in the services of members of respective senior management team or an inability
to attract, retain and maintain additional senior management personnel could have a material adverse effect on the BMG platform. Competition
for personnel with relevant expertise is intense due to the small number of qualified individuals, and this situation seriously affects the ability to retain
its existing senior management and attract additional qualified senior management personnel, which could have a significant adverse impact on the
BMG platform.
3. Dependence of BMG Platform on Various Factors
The development of the BMG Platform may be abandoned for a number of reasons, including lack of interest from the public, lack of funding, lack of
commercial success or prospects, or departure of key personnel.
4. Lack of Interest to the BMG Platform
Even if the BMG platform is finished and adopted and launched, the ongoing success of the BMG platform relies on the interest and participation
of third parties like developers. There can be no assurance or guarantee that there will be sufficient interest or participation in the BMG platform.
5. Changes to the BMG Platform
The BMG platform is still under development and may undergo significant changes over time. Although the project management team intends for the
BMG platform to have the features and specifications set forth in this White Paper, changes to such features and specifications can be made for any
number of reasons, any of which may mean that the BMG platform does not meet expectations of holder of the BMG tokens.
6. Risk Associated with Other Applications
The BMG platform may give rise to other, alternative projects, promoted by unaffiliated third parties, under which the BMG token will have no intrinsic
value.
7. Risk of an Unfavorable Fluctuation of Cryptocurrency Value
The proceeds of the sale of the BMG tokens will be denominated in cryptocurrency, and may be converted into other cryptographic and fiat
currencies. If the value of cryptocurrencies fluctuates unfavorably during or after the BMG token sale, the project management team may not be able
to fund development, or may not be able to develop or maintain the BMG platform in the manner that it intended.
RISKS ARISING IN COURSE OF COMPANY PARTIES’ BUSINESS
1. Risk of Conflicts of Interest
Company Parties may be engaged in transactions with related parties, including respective majority shareholder, companies controlled by him or
in which he owns an interest, and other affiliates, and may continue to do so in the future. Conflicts of interest may arise between any Company
Party’s affiliates and respective Company Party, potentially resulting in the conclusion of transactions on terms not determined by market forces.
2. Risks Related to Invalidation of Company Parties Transactions
Company Parties have taken a variety of actions relating to their business that, if successfully challenged for not complying with applicable legal
requirements, could be invalidated or could result in the imposition of liabilities on respective Company Party. Since applicable legislation may subject
to many different interpretations, respective Company Party may not be able to successfully defend any challenge brought against such
transactions, and the invalidation of any such transactions or imposition of any such liability may, individually or in the aggregate, have a material
adverse effect on the BMG platform.
3. Risk Arising from Emerging Markets
Company Parties or some of them may operate on emerging markets. Emerging markets are subject to greater risks than more developed markets,
including significant legal, economic and political risks. Emerging economies are subject to rapid change and that the information set out in this
White Paper may become outdated relatively quickly.
GOVERNMENTAL RISKS
1. Uncertain Regulatory Framework
The regulatory status of cryptographic tokens, digital assets and blockchain technology is unclear or unsettled in many jurisdictions. It is difficult
to predict how or whether governmental authorities will regulate such technologies. It is likewise difficult to predict how or whether any governmental
authority may make changes to existing laws, regulations and/or rules that will affect cryptographic tokens, digital assets, blockchain technology
and its applications. Such changes could negatively impact the tokens in various ways, including, for example, through a determination
that the tokens are regulated financial instruments that require registration. Company may cease the distribution of the BMG tokens, the
development of the BMG platform or cease operations in a jurisdiction in the event that governmental actions make it unlawful or commercially
undesirable to continue to do so.
2. Failure to Obtain, Maintain or Renew Licenses and Permits
Although as of the date of starting of the BMG token sale there are no statutory requirements obliging Company to receive any licenses and permits
necessary for carrying out of its activity, there is the risk that such statutory requirements may be adopted in the future and may relate to any of
Company Parties. In this case, Company Parties’ business will depend on the continuing validity of such licenses and permits and its compliance
with their terms. Regulatory authorities will exercise considerable discretion in the timing of license issuance and renewal and the monitoring of
licensees’ compliance with license terms. Requirements which may be imposed by these authorities and which may require any of Company
Party to comply with numerous standards, recruit qualified personnel, maintain necessary technical equipment and quality control systems,
monitor our operations, maintain appropriate filings and, upon request, submit appropriate information to the licensing authorities, may be
costly and time-consuming and may result in delays in the commencement or continuation of operation of the BMG platform. Further, private
individuals and the public at large possess rights to comment on and otherwise engage in the licensing process, including through intervention in
courts and political pressure. Accordingly, the licenses any Company Party may need may not be issued or renewed, or if issued or renewed, may not
be issued or renewed in a timely fashion, or may involve requirements which restrict any Company Party’s ability to conduct its operations or
to do so profitably.
3. Risk of Government Action
The industry in which Company Parties operate is new, and may be subject to heightened oversight and scrutiny, including investigations or
enforcement actions. There can be no assurance that governmental authorities will not examine the operations of Company Parties and/or pursue
enforcement actions against them. All of this may subject Company Parties to judgments, settlements, fines or penalties, or cause Company Parties
to restructure their operations and activities or to cease offering certain products or services, all of which could harm Company Parties’ reputation or
lead to higher operational costs, which may in turn have a material adverse effect on the BMG tokens and/or the development of the BMG platform.
4. Risk of Burdensomeness of Applicable Laws, Regulations and Standards
Failure to comply with existing laws and regulations or the findings of government inspections, or increased governmental regulation of Company
Parties operations, could result in substantial additional compliance costs or various sanctions, which could materially adversely affect Company
Parties business and the BMG platform. Company Parties operations and properties are subject to regulation by various government entities
and agencies, in connection with ongoing compliance with existing laws, regulations and standards. Regulatory authorities exercise considerable
discretion in matters of enforcement and interpretation of applicable laws, regulations and standards. Respective authorities have the right to, and
frequently do, conduct periodic inspections of any Company Party’s operations and properties throughout the year. Any such future inspections may
conclude that any Company Party has violated laws, decrees or regulations, and it may be unable to refute such conclusions or remedy the violations.
Any Company Party’s failure to comply with existing laws and regulations or the findings of government inspections may result in the imposition
of fines or penalties or more severe sanctions or in requirements that respective Company Party cease certain of its business activities, or in criminal
and administrative penalties applicable to respective officers. Any such decisions, requirements or sanctions, or any increase in governmental
regulation of respective operations, could increase Company Parties’ costs and materially adversely affect Company Parties business and the BMG
platform.
5. Unlawful or Arbitrary Government Action
Governmental authorities may have a high degree of discretion and, at times, act selectively or arbitrarily, without hearing or prior notice, and sometimes
in a manner that is contrary a law or influenced by political or commercial considerations. Moreover, the government also has the power in certain
circumstances, by regulation or government act, to interfere with the performance of, nullify or terminate contracts. Unlawful, selective or arbitrary
governmental actions have reportedly included the denial or withdrawal of licenses, sudden and unexpected tax audits, criminal prosecutions and
civil actions. Federal and local government entities have also used common defects in matters surrounding the Token sale as pretexts for court claims
and other demands to invalidate or to void any related transaction, often for political purposes. In this environment, Company Parties’ competitors
may receive preferential treatment from the government, potentially giving them a competitive advantage over Company Parties.
Table of Contents
INTRODUCTION
THE PROBLEM
Who is this for?
OUR SOLUTION
Smart-Swap Protect
Smart-Swap Encash
Smart-Swap Grow
Smart-Swaps Schedule
Terms & Conditions
CASE STUDY
Case Study 1 - Crytpocurrency To Fiat Currency Smart Swap
Case Study 3 - Smart Swap Nomination
Case Study 2 - Fiat Currency To Cryptocurrency Smart Swap
Case Study 4 - Smart Swap Renewal
BOOKMYGAIN ECOSYSTEM
6
12
26
18
20
22
24
28
90
92
36
38
MARKET COMPARISON 64
Why ICO?
Token Sale Process
ICO Information
Premier Membership
ROADMAP
TOKEN SALE
TEAM
KARMA
BOOKMYGAIN Growth Fund
OUR BUSINESS MODEL
BOOKMYGAIN Crypto Index (BCI)
BOOKMYGAIN Smart-Swap Fund
78
80
82
84
VAULT 68
EXCHANGE 74
94
108
112
116
96
98
100
102
42
44
50
56
60
User Benefits
Investor Benefits
SMART-SWAPS 32
SAFEGUARDS & BENEFITS 88
104Allocations
106Token Distribution Process
INTRODUCTION
BOOKMYGAIN is a revolutionary, first of its kind service to provide protection against losses,
Encash capital and make more gains from future volatility in the cryptocurrency market - All at the
same time.
The natural state of any market, whether financial, cryptocurrency or real-estate, is to go up or down,
which is called volatility in the financial world. Volatility is a double-sided sword. If you are on the correct
side you gain from it, else you can lose all or part of your gain or sometimes even your capital. Due to
the extraordinary volatility in the cryptocurrency market in recent times, a sentiment of uncertainty
has grown amongst investors regarding its future trajectory. Investors are uncertain whether to protect
their achieved gains today by encashing it or hold the assets incase of any future gains. Both have their
pros and cons. Encashing gains today brings down the risk by providing immunity from losses but this
option also prevents the investor from any future gain, which may cause regret. Holding (HODL) on to
the asset to get any potential future gain may put todays gain or sometimes even the capital at risk.
First time in the history of financial markets, investors can be protected from any loss, are able to
encash their blocked capital & gain and still be able to make future gains at ZERO RISK. In other words,
BOOKMYGAIN makes it possible for investors to not only enjoy their gain today without borrowing
against the asset, but also not take away the option for them to benefit from the future volatility in the
market for future gains.
This is achieved by doing a Smart Swap of the investor’s asset with BOOKMYGAIN, where we will
instantly encash the market value of the Swapped Asset and provide a swap back option of the same
number of Swapped Assets for a later date. This will allow the investor to swap-back the assets at
the original swapped value after the chosen tenure has expired. Simply put, the investor will have
the option to swap back the swapped asset if the value of the asset has gone up after the tenure
finishes and in the event the value has gone down, he can simply keep the swapped monies, eventually
benefiting from both scenarios.
BOOKMYGAIN will charge a small percentage of the gain for this ‘Risk Sharing’. This Risk Sharing Fee is
only applicable if the investor has made a gain and would not apply if the value of the swapped asset
has depreciated.
BOOKMYGAIN also provides a perfect entry for a potential new fiat investor who has been reluctant
about investing in the cryptocurrency market mostly because he/she was never sure how to manage
the risks due to the volatility and the surrounding uncertainity. A newbie fiat investor can simply Smart-
Swap any major Fiat currency with a desired cryptocurrency and enjoy the same privilege as any other
cryptocurrency investor.
This Smart-Swap contract will be exactly the same as a CryptoCurrency Smart Swap where, if the
cryptocurrency value rises, the investor gains from it and can encash it in either fiat or crypto currency,
but if the crypto currency value goes down, the investor simply has secured their loss to capital and
gets the full amount of fiat funds back and BOOKMYGAIN manages the loss.
BOOKMYGAIN provides complete comfort of no loss to the new fiat investor and makes the
cryptocurrency market very accessible to investors who have always feared the volatility in this
investment space. This way BOOKMYGAIN does its part of supporting the cryptocurrency community
by expanding it to new fiat investors and give them a confident start. Our product and services are
specifically designed to transform the conventional style of investments where there is no protection
or enjoyment of gains and only restrictions and risks, our ecosystem alters this by addressing these
fundamental problems of investment.
BOOKMYGAIN is designed on the three pillars of any investment i.e.,
PROTECT
To provide a mechanism to investors where their capital is protected. We aim to give our users not a
risk - controlled but a risk-free enivronment, where they dont have to worry about losses anymore.
BOOKMYGAIN would be the first service to provide its users with a ‘No Loss’ promise on their capital.
ENCASH
To provide our users with immediate liquidity to enjoy their blocked capital which, until now was only
possible by either selling their favorite investment and forfieting the future potential of their asset or
by getting commited to a loan where every month part of your gain or capital is paid as interest.
GROW
The strongest pillar of any invesment is to make it ‘Grow’. BOOKMYGAIN’s unique model will not only
protect and unblock its users capital but also provide them access to the markets for future gains to
untap the true potential of their investment.
INVESTOR DILEMMA
Early ExitLate Exit Blocked CapitalUncertainity of future
Regret of missing out future gain
Underperformance of Investment due to no risk
management
At any stage of investment, every investor faces these two choices
Exit HODL (Hold)PROBLEM
Risk of losing Gain
Risk of losing Capital
Regret of not booking gain
Investor Capital is used in an investment (hence
blocked) but they also wish to invest in a parallel
investment. The investor can either liquidate (sell) or
borrow at high interest rates to achieve this. But
both have their own drawbacks.
SOLUTION
PROTECTAllows Booking Gain
Capital is always protected
Makes Investment - ZERO RISK
GROWInvestor gets all future
gains and remains immune to any loss
There is no Regret due to an Early Exit as investor risk is reduced to ZERO
ENCASHUnblocks investors 100%
Capital at 0% Interest and NO Monthly Payments
Investor has option to NEVER return the unblocked capital
ONE STOP SOLUTION FOR ALL INVESTOR PROBLEMS - AT ONCE
12 13
aCHIEVE hIGHEST POSSIBLE RETURN
ON CAPITAL
REDUCE OR ELIMINATE RISK
UNBLOCK CAPITALIN SHORTEST TIME
POSSIBLE
INVESTORGOALS
THEPROBLEM
To understand a problem which every investor faces, we first need to understand what is
the goal and hence the problems in fulfilling the goal.
WHY IS THERE A PROBLEM?
Figure 1
14 15
IDEALLYA protection mechanism through which the investors does not get
effected by loss and can stillget the highest gain
Figure 3
ACHIEVE HIGHEST POSSIBLE RETURN ON CAPITAL
Every investor wishes to get the most optimal return on their invested capital. Commonly
known as Gain.
More than often this is affected by the investor’s sentiment during the cycle of the
investment (Figure 2).
The investor may do one of the following during the investment life:
• Exit too early and not get the highest possible reward. This option is used by investors
to reduce their risk of the unknown and hence encash their gains.
• Exit too late and lose part or all of their gain (sometimes even part of their capital).
Majority of the investors fall in this category as they get engulfed by anxiety and denial.
• Exit at the perfect time and achieve the most optimal gain. Only a marginal percentage
of investors are able to achieve this and even then not consistently.
This sentiment of the investor leads to the Million Dollar Question :
Is the current gain the most Optimal Gain I can get, should I hold or encash?
How can I protect my current gain without letting go of any
future gain?
At every stage of the market, all investors are faced with this question time and again
(Figure 3). An early encashment of your gains could lead to loss of potential gain just like a
late exit could risk the current gain and sometimes capital too.
The ideal situation would be to have a protection mechanism where the investor could
protect their current gain and somehow still be able to get future gain, which the current
market construction does not facilitate, since the market wants someone to lose as that
is someone else’s gain.
Figure 2
16 17
IDEALLYReduce Risk
while still getting theHigher Gain
Investment Starts
Investment completes
&Get reward
investment 1 life
investment 2
XCan’t use the blocked
capital from Investment 1 to fund
Investment 2 without sacrifising the
gain of Investment 1.
Blocked capital Problem
Can’t use the blocked capital from
Investment 1 for any other purpose such as buying new home, car or travel
without a loan which may eat up the gains from the
investment.X
Get an expensive Loanagainst the capital which may eat up
any gains from the investment.OR
IDEALLYUse Blocked Capital for any
purpose without a loan &still get the Gains
from the Investments
REDUCE OR ELIMINATE RISK
Risk is key in every investment. Risk decides how lucrative an investment opportunity
can be. Risk and Gain are mostly directly related - higher the risk, higher can be the gain.
This higher gain becomes less probable due to the high risk. The aim of every succesfull
investor is to make the gain as probable as possible, this is achieved by lowering the risk
which in turn lowers the gain - trapping the investor in a viscious cycle.
Therefore, the ideal situation would be to reduce risk while still getting the higher gain.
UNBLOCK CAPITAL IN SHORTEST TIME POSSIBLE
The sooner the investor can unblock their capital (without effecting the gain) the sooner
they can use it for other investment opportunities for more gain - this increases the yield,
which is very desirable for any investor.
The investor may also want to use the blocked capital for some other urgent needs (such
as investing in another opportunity, buying a car, house, medical bills, travel etc... ) mid-
way of the investment life cycle. The only way to then utilise this blocked capital without
losing the gain would be to get a loan against the asset. The problems with a loan are
plenty:
• Poor Loan-To-Value Ratio
• Expensive
• Need extra capital to furnish the monthly payments
• Asset devaluation: When the asset becomes cheaper than the loan one has against it
18 19
OURSOLUTION
First time in the history of financial markets, it is now possible to achieve all the ideal scenarios
mentioned in the above section. BOOKMYGAIN is a revolutionary service providing a unique
mechanism to book your current asset value and protect (eliminate risk), encash (unblock your
capital) and grow (still get the highest reward) your investment, all at the same time. This is achieved
by BOOKMYGAIN Smart Swaps.
SMART - SWAPSmart - Swaps are time-bound smart contracts between BOOKMYGAIN
and investors on the blockchain platform. Smart - Swaps enables investors
to swap their holding asset (cryptocurrencies or fiat currencies) at its
current market value allowing investors to use their unblocked capital (and
any gains) and still be able to get any future gains on these assets.
By entering into a BOOKMYGAIN Smart - Swap contract, investors will be able to encash their current
assets value (capital + any gain) without losing the right to swap back the assets at the swapped value
after their Swap Tenure expires.
When investing in any market there can only be three outcomes:
1. The value of your asset goes above the original invested value
2. The value of your asset goes below the original invested value
3. The value of your asset remains the same
In the case, where the value of the swapped asset is above than the original swap value at the end
of the tenure, investors can use their smart-swap contract and swap back the swapped asset at the
original value, thereby profiting from the increase in the value of the asset after having enjoyed the
encashed gain since the beginning of the smart-swap.
On the other hand, where the value of the swapped asset goes below the original swap value at the
end of the tenure, investors have already profited by the smart-swap and have no obligation to swap
back the depreciated asset at the original swap value, thereby smart-swap has protected investors
from the decrease in the value of the asset by encashing their gains, irrespective of the future market
sentiment.
20 21
Figure 4
protectEliminates Risk completely and provides an opportunity for the investor to get Highest Gain at
ZERO RISK
PROTECT
Up till now the only way investors could protect their gain would mean for them to liquidate their
investment at the market value they consider to be optimal (but not necessarily it maybe the optimal
gain). Without any protection for gains, the investment could make high returns but then quickly
disappear due to the volatile state of the market. BOOKMYGAIN Smart - Swaps provides investors a
tool to protect their gains in precisely such an event.
BOOKMYGAIN has developed a unique solution which will dramatically change the workings of
investors globally. With Smart-Swaps, we aim to provide a ‘Protection Mechanism’ to our users by
giving them an environment with a ‘No Loss’ promise, making them immune from the negative volatility
affecting their asset.
With exceptional risk management skills our team has acquired over decades in the pits of the markets,
we are able to capitalize on these waves of volatility, which feeds on novice investors. This allows us
to fulfil our ‘No Loss’ promise to our users and protect their asset. To understand how we make this
possible, please refer to our business model section.
Using Smart-Swap book your current asset price
Smart-Swap promises booked price to user irrespective of market fluctuation
If price goes below booked price, the user is protected from any loss
PROTECT
Jump to Business Model
22 23
Figure 5
encashUnblocks the investors capital without a loan or any interest nor any monthly payments.
BOOKMYGAIN Smart - Swaps not only protects the capital of investors but also allows them
to unblock their capital without having to borrow or sell their favourite asset. Our aim is to provide
our users with the flexibility of using their invested capital while their investment grows. Traditionally,
this has not been possible because banks and lenders have been too busy charging high interest rates
from their borrowers and paying too little to their depositors.
BOOKMYGAIN aims to eradicate this conventional approach and provide fair access to blocked
capital. Now, investors will not have to worry about Loan-To-Value ratios or their credit scores or
resort to the last option of selling their asset in order to access cash. Our encashment ratios are 1:1,
which simply means that we provide our users with access to their 100% capital and any gains at 0%
interest. BOOKMYGAIN’s cutting-edge business model is able to generate high-revenues with these
swapped assets in order to make this possible, keeping users and investors happy.
So, feel free to buy the house of your dreams, the car that you always wanted, invest in new mining
equipment or go on your dream vacation or simply re-invest in other assets to maximize your growth
because BOOKMYGAIN will never ask you to return what was always yours.
Using Smart-Swap unblock your capital and gain in your asset
immediately at booking
Smart-Swap gives immediate liquidity of your asset at 100% of it’s
value (unlike a loan)
Smart-Swap provides the liquidity at NO INTEREST, NO MONTHLY
PAYMENTS
With Smart-Swap you still own the asset after encashment
PROTECT
E
NCASH
Spend/Invest as you please as we will never ask you to return your
capital
ENCASH
24 25
Figure 6
growProvide investors the
opportunity to still gain from future potential growth
AT ZERO RISK
BOOKMYGAIN has already provided investors with investment protection and access to their
capital, what really sets BOOKMYGAIN apart is the third arrow in its quiver – BOOKMYGAIN
Grow. Post Smart - Swaps, users will still be able to gain from the volatility of the market but will remain
immune to any losses. At the expiry of the Smart - Swap Tenure, users may encash their new gain
or renew their Smart - Swap Contract at the new appreciated value, in either case users are given the
new gain.
Alternatively, with our unique Nomination Facility, users will also have the option to nominate their
Smart-Swap contract during their contract tenure if they wish to gain interim-access to their new
gain.
Smart-Swap allows user to still gain from the market
User only gains and remains immune to the losses
PROTECT
E
NCASH
GROWGROW
Jump to Case Studies
26 27
Short Term InvestorInvestor who is in the market for a few days to weeks may need protection against losses due to volatility of the market while still making profits. BOOKMYGAIN provides the much needed protection against any loss and still gives you your gain and unblocks your capital to make parallel investments.
Desperate Investor
Long Term Investor
Newbie Investor
So you like to HODL (Hold) your investments for long periods of
time. The problem you face is blocked capital, which you know
you can use more efficiently in other investments but you just
don’t want to sell yet or borrow at high interest rates. So unblock
your capital with BOOKMYGAIN and invest in parallel investments
to more efficiently grow your portfolio while you still profit
from this investment.
You’re looking to join the cryptocurrency money wave but
just don’t know how to handle the risks. Well BOOKMYGAIN gives
you protection for ALL your invested capital, so all you have to plan is where to spend the profits
as your capital is at ZERO RISK.
You may need to urgently encash your assets even though you know you can profit more if you held the asset for longer. So you either borrow or sell. Why not just encash your asset and still get the potential gain in the future with added protection against losses at 0% interest and no monthly payments?
WHO IS THIS FOR?
28 29
ECOSYSTEM
30 31
SM
AR
T-SW
AP VAULT
ECOSYSTEMPROTECT
ENCASH
GROW
2- STEP
SECURITY
MOBILEAPP
FREE
VAULT-TO-VAULT
TRANSFER
CONNECTED
TO
BMG EXCHANGE
FORINSTANT
EXECUTION
WIDE
CRYPTOCURRENCY
SUPPORT
INSTANT
APPROVAL
WITHIN
BMG NETWORK
PARK
FIAT CURRENCY
DEBITCARD
NO
TRANSACTION
FEE
INSTANT
EXECUTION
MARKET
MAKING
NFCINSTANT
PAYMENTS
EXCHANGE
ECOSYSTEMBOOKMYGAIN’s Ecosystem has been designed to serve as a one-
stop destination for all investors by offering multiple services under
the same roof. Our aim is to create a state-of-the-art ecosystem to
serve our users for all their money markets investment
requirements.
To achieve this we have branched
our operations into 3 major categories :
1. Smart-Swaps
2. Vault (Wallet Services)
3. Exchange
Smart-Swap
Allow investors to Protect, Encash
& Grow their asset portfolio by using
our revolutionary Smart-Swap Service.
Providing a ZERO RISK investment
solution to short
and long-term investors alike.
Smart-Swaps are designed to help
Cryptocurrency Veterans and newbie
Fiat Investors who are reluctant to enter
into the industry and need a stable platform to invest
their money.
Vault
BOOKYMGAIN Vault is a user friendly multi
device & multi platform cloud wallet. Our vault
services will allow our users to do Smart-Swaps
anytime and also provide state-of-the-art
currency storage with conversion service. BMG
Vault will make crypto transactions cheaper than
conventional banking by making Vault to Vault
transactions free of charge.
With BOOKMYGAIN
Debit Card, accessing
your assets would be
easier than ever before.
Users will have ease
of access to their crypto
assets while being protected
and still achieve unobstructed growth.
Exchange
BOOKMYGAIN Exchange , will make 3rd Party wallet
transactions drastically cost-effective. With our own operational
exchange , we would be able to serve our Smart-Swap & Vault users
with near zero fee trade solution and also expand our operations to
more external users allowing us to be a market leader for buying and
selling crypto currencies.
Having an in-house Exchange, will also facilitate in executing instant
transactions ergo reducing transaction costs and variable spreads.
32 33
More than just a contract
SMART-SWAPS
34 35
Cash
SWAP ACCEPTED CRYPTOCURRENcIES
Currency basket will amended as per need
GlossaryTENURE
Tenure of the Smart - Swaps chosen by the user.
MINIMUM SWAP AMOUNT
The minimum amount allowed to be swapped as per each respective tenure.
MAXIMUM SWAP AMOUNT
The maximum amount allowed to be swapped as per each respective tenure.
This may increase in correlation with the swap book.
RISK SHARING FEE (RSF)
Fee charged by BOOKMYGAIN at the end of the tenure of a Smart - Swap. This fee is only
charged from the net gain. In case the user has not made any gain the Risk Sharing Fee is
NOT charged.
For investors who hold BOOKMYGAIN Tokens (BMG) can chose to pay this fee with
their BMG Tokens.
INTEREST GIVEN TO CLIENT
Users who chose 1.5 year and 2+ year options, are given the added advantage to receive
interest on their swapped amount from BOOKMYGAIN payable at the end of the tenure.
This interest paid by BOOKMYGAIN to the user is irrespective of the user making a gain
or not.
RENEWAL BONUS TO CLIENT
Users who renew their Smart - Swap contracts are given a Renewal Bonus payable at the
end of the tenure.
36 37
TENURE
45 Days
90 Days
270 Days
180 Days
1.5 Years
1 Year
2 Years +
Minimumswap
amount
$100
$100
$100
$100
$100
$100
$100
Maximumswap
amount*
$10,000
$25,000
$50,000
$100,000
$250,000
$500,000
$500,000
Risksharing
fee (rsf)**
15.00%
14.00%
12.00%
10.00%
5.00%
3.00%
NO FEE
Interestgiven toclient***
No Interest
No Interest
No Interest
No Interest
No Interest
7.50%
14.00%
SMART-SWAPS SCHEDULE
All amounts are shown in US Dollars
*Risk Sharing Fee is charged from net gain. No Risk Sharing Fee charged if No Gain.**Interest is calculated on intitial swapped amount and is calculated on Simple Interest basis.
Renewalbonus
to client
7.50%
6.00%
4.50%
3.50%
2.00%
NO FEE
NO FEE
***
Swap limits to increase based on growth.
38 39
TERMS & CONDITIONS
1. All BOOKMYGAIN Smart-Swap, Swap Back Options will only be actionable after the
expiry of the chosen tenure.
2. The Exchange Rate of all currencies will be taken at the day of the commencement
of the Smart-Swap contract and from a BOOKMYGAIN nominated exchange. In the
future, BOOKMYGAIN will create and operate its own exchange, please refer to roadmap
section.
3. All Smart-Swap contract holders will be notified 14 Days prior to their Smart-Swap
Tenure Expiry date and requested to inform about their decision to encash, renew or
mature their contracts.
4. If BOOKMYGAIN is not notified prior to the expiry of the Smart Swap contract Tenure,
the contract will become irreversible and will be regarded as a Buy & Sell Contract, where
BOOKMYGAIN has bought the swapped assets from the contract holder at the original
swap value. In such an event, the contract holder will not be liable to pay or return any
swapped monies by BOOKMYGAIN and the Swap Back Option will not be valid anymore.
5. Nomination Facility will be available to all Smart Swap contracts with a tenure of more
than 91 days. Nominations can be done either through the BOOKMYGAIN Exchange or via
private negotiation. If, any contract is nominated outside the BOOKMYGAIN Exchange
or via private negotiations outside BOOKMYGAIN, it is the responsibility of the Smart
Swap contract holder & the Nominated contract holder to register their nomination with
BOOKMYGAIN Exchange. BOOKMYGAIN will charge a 2% of Gains nomination fee for all
successful nominations. Please refer to Case Study 3.
6. In the Event of a Nomination:
• The contract holder can list his/her Smart Swap contract on BOOKMYGAIN’s
exchange and perform a nomination with a potential investor.
SWAP
SMART
TERMS &
CONDITIONS
40 41
b. If, The Swapped Asset Value is Lower than the Original Swap Value:
• The Contract Holder can furnish the shortfall by remitting more of the Swapped assets
or Fiat currency in order to renew the contract. .
• The Contract Holder can notify BOOKMYGAIN about his/her desire to neither renew
nor encash his/her contract and keep the original encashed value. In such an event,
the Smart-Swap contract will become irreversible and will be regarded as a Buy & Sell
Contract, where BOOKMYGAIN has bought the now depreciated Swapped assets
from the contract holder at the Original Swap Value and the Contract Holder will not
be liable to pay or return any swapped monies to BOOKMYGAIN.
c. If, The Swapped Asset Value is Equal to the Original Swap Value:
• The Contract Holder can renew the original Smart Swap contract for another term of
his/her choice with the same number of Swapped Assets.
• The Contract Holder can encash his/her contract and BOOKMYGAIN will not charge
any Risk Sharing Fee. In such an event, BOOKMYGAIN can either remit fiat currency of
the contract holder’s choice or the original number of Swapped assets to the contract
holder’s BMG Vault.
8. In the Event of an early termination ie. cancelation prior to the Smart-Swap Contract
Tenure Expiry:
• BOOKMYGAIN will charge the Risk Sharing Fee of the gain (if any).
• AND, BOOKMYGAIN will charge an early termination fee of a maximum of 50% of net
gain calculated on pro-rata basis chosen tenure OR 20% Flat Fee if there is no gain.
• In Smart-Swap contracts where the investor is promised interest by BOOKMYGAIN,
interest component will be forfeited.
9. All Smart-Swap contract holders would have to remit their to be swapped assets to
BOOKMYGAIN at initiatiation of the contract. It would be BOOKMYGAIN’s reponsibility
to protect and make those assets avaialble to the contract holder at the end of the tenure.
• The contract holder can perform a nomination with an investor in his/her private
network. The following would have to be complied for a successful nomination:
1. The Nominee would have to register his/her nomination with BOOKMYGAIN
Network.
2. The Nomination would take place through the BOOKMYGAIN Exchange.
3. BOOKMYGAIN will charge a 2.00% of Gain Nomination Fee for this service.
• The contract holder can either put the contract for nomination at a Fixed Price or
Open it for Bidding in the BOOKMYGAIN Exchange. In the event, the contract is
Opened for Bidding, the Highest Bidder within the designated time will be nominated
and BOOKMYGAIN will facilitate the transaction.
• BOOKMYGAIN does not guarantee any nominations for contracts, this service has
only been offered to avoid contract holders from paying high default rates.
7. At the Expiry of a Tenure;
a. If, The Swapped Asset Value is Higher than the Original Swap Value:
• The Contract Holder can encash the gain. In Such an event, BOOKMYGAIN would
deduct its relevant Risk Sharing Fee (RSF) and remit the balance gain to the Contract
Holder’s BMG Vault in the currency of his/her choice.
• The Contract Holder can Swap Back the original number of Swapped Assets by
simply returning the original encashed value to BOOKMYGAIN. In such an event,
BOOKMYGAIN will transfer the original number of Swapped Assets to the contract
Holder’s BMG Vault after it has received the original encashed value.
• The Contract Holder can renew his/her Smart Swap contract for another tenure of his/
her choice at the new appreciated value. In this event, BOOKMYGAIN would credit
the relevant Renewal Bonus and deduct the relevant Risk Sharing Fee of the original
contract. The Smart Swap Contract would be renewed at the new Exchange Rate.
42 43
CASE STUDYDocumented study of a specific real-life situation or imagined scenario
All Case Studies are assumed to have ZERO Exchange Rate
44 45
John’s Smart-SwapAsset to be Smart-Swapped 10 x Bitcoins
Smart-Swap Tenure 90 Days
Smart-Swap Asset encashed in US Dollar
Exchange Rate (BTC/USD) $7,000
Risk Sharing Fee* 15.00%
* Risk Sharing Fee only charged from net gain at tenure maturity. Refer to Smart-Swap Schedule for all rates (Page 24)
Interest Bearing NA
Nomination Facility Yes
SWAP
SMART
Swaps 10 Bitcoins @ BTC/USD 7,000 for 90 days
Receives USD 70,000 instantly +
Swap Back Option for 10 BTC @ BTC/USD 7,000 at 90 days tenure expiry
EXCHANGE RATEDay 1
$7,000
Day 1
BTC/USD
John’s Assets Day 1
(10 BTC x $7,000) $70,000
$70,000
Current Market Value
Encashed Gain
Figure 7
Figure 8
John is an investor who holds 10 Bitcoins and wishes to protect his capital by doing a BOOKMYGAIN
Smart-Swap with the following Smart-Swap Contract (Figure 7):
CRYPTOCURRENCY-TO-FIAT CURRENCY SMART-SWAP
CASE STUDY 1
John Smart-Swaps with BOOKMYGAIN his 10
Bitcoins for 90 days, at the current exchange rate
of
BTC/USD = USD 7,000
STEP 1: INITIATE SMART-SWAP
John receives USD 70,000 instantly in his BMG
Vault along with a Swap-Back Option of
10 Bitcoins at an exchange of
BTC/USD = USD 7,000.
46 47
John’s Assets Day 90
$150,000
$70,000
New Market Value
Encashed Gain
$80,000New Gain
Less Risk Sharing Fee $12,00015.00% of New Gain
$138,000Total Assets
10 BTC x $15,000
SWAP
SMART
Informs BOOKMYGAIN to encash new gain in USD
BOOKMYGAIN transfers $80,000 - Risk Sharing Fee to John
$15,000
Day 90
BTC/USD
Scen
ar
io 2 John’s Assets Day 90
$40,000
$70,000
New Market Value
Encashed Gain
$30,000Loss AvoidedBy BOOKMYGAIN
Less Risk Sharing Fee $0No Gain No Fee
$70,000Total Assets
10 BTC x $4,000
Non-Protected InvestorSuffers Loss of $30,000
Figure 9
Informs BOOKMYGAIN to not Swap Back his depreciated Bitcoinsand wishes to keep the encashed gain of $70,000
$4,000
Day 90
BTC/USD
Figure 10
Scen
ar
io 1
On Day 90,
the markets have rallied to
BTC/USD = USD 15,000.
John decides to exercise his Swap Back Option
to encash his new gain, he can do so in either
Bitcoins or US Dollars.
John decides to chose US Dollars as his preferred
currency for encashment. After informing
BOOKMYGAIN of his decision, BOOKMYGAIN
deducts its 15.00% Risk Sharing Fee from the new
gain and transfers the balance of USD 68,000 to
John’s BMG Vault.
SCENARIO 1BITCOIN HAS APPRECIATED
On day 90,
the markets have dipped to
BTC/USD = USD 4,000.
John decides not to exercise his Swap Back
Option in order to retain his already encashed
gain of USD 70,000.
After informing BOOKMYGAIN of his decision,
BOOKMYGAIN indemnifies John of any
obligation to Swap Back the now depreciated
Bitcoins.
This way, John was made immune to a loss of USD
30,000.
SCENARIO 2BITCOIN HAS DEPRECIATED
STEP 2: AT TENURE EXPIRY
48 49
New Capitalwith
BOOKMYGAINSmart-Swaps
Scenario
New capitalWithout
BOOKMYGAIN Smart-Swaps
$150,000Bitcoin
Appreciatesto $15,000
$150,000
Capital
10 BTCcurrent value
$70,000
Gain/LossWithout
BOOKMYGAINSmart-Swaps
Gain/losswith
BOOKMYGAINSmart-Swaps
$80,000 $80,000
10 BTCcurrent value
$70,000
BitcoinDepreciatesto $4,000
$40,000 $70,000 $30,000 $0Loss due to fall in
BTC/USD
Gain due to rise in BTC/USD
Gain due to rise inBTC/USD
NO LOSSdue to fall in BTC/USD
Less Risk Sharing Feecharged by BookMyGain*
NO Risk Sharing Fee
* Risk Sharing Fee Schedule described in Smart-Swaps Schedule
Figure 11
Summarized ResultsCASE STUDY 1
50 51
STEP 1: INITIATE SMART-SWAP
Alex’s Assets Day 1
(10 BTC x $7,000) $70,000Current Market Value
Alex’s Smart-SwapAsset to be Smart-Swapped
10 x Bitcoins
Smart-Swap Tenure 1.5 Years
Smart-Swap Asset encashed in
US Dollar ($70,000)
Exchange Rate (BTC/USD) $7,000
Risk Sharing Fee* 3.00%
* Risk Sharing Fee only charged from net gain at tenure maturity. Refer to Smart-Swap Schedule for all rates.
Interest Bearing 7.50%
Nomination Facility Yes
Figure 12
SWAP
SMART
Swaps USD 70,000 for 10 Bitcoins @ BTC/USD 7,000 for 1.5 years
Swap Back Option for USD 70,000 @ BTC/USD 7,000 at tenure expiry of 1.5 years
BOOKMYGAIN Books10 Bitcoins @ BTC/USD 7,000
for Alex
EXCHANGE RATEDay 1
1
$7,000
Day
BTC/USD
FIAT CURRENCY-TO-CRYPTOCURRENCY SMART-SWAP
CASE STUDY 2
Alex is keen to invest a sum of USD 70,000 in the cryptocurrency market and wishes to protect his
investment by BOOKMYGAIN Smart - Swaps with the following Smart-Swap Contract (Figure 12):
Alex Smart - Swaps with BOOKMYGAIN his USD
70,000 for 10 Bitcoins for 1.5 Years, at the current
exchange rate of
BTC/USD = USD 7,000
Alex receives a Swap Back Option of
USD 70,000 or 10 Bitcoins actionable at tenure
expiry.
Figure 13
52 53
After 1.5 Years, the markets have rallied to
BTC/USD = USD 15,000.
Alex decides to exercise his Swap Back Option to encash his gain, he can do so in either Bitcoins
or US Dollars.
Alex decides to choose Bitcoins as his preferred currency for encashment. After informing BOOKMYGAIN of his decision, BOOKMYGAIN deducts its 3.00% Risk Sharing Fee from the new gain and gives an interest of $5,250 for 1.5 years on
the capital of $70,000.
BOOKMYGAIN transfers 10.190 Bitcoins worth $152,850 ($70,000 original investment + $82,850)
to Alex making him a profit of USD 82,850 with No Risk to his investment.
After 1.5 Years, the markets have dipped to
BTC/USD = USD 4,000.
Alex decides to exercise his Swap Back Option in order to get his protected investment of USD
70,000.
After informing BOOKMYGAIN of his decision, Alex is credited with his original investment of
USD 70,000 + Interest of $5,250.
No Risk Sharing Fee was deducted by BOOKMYGAIN as Alex did not make any gain. This way, Alex was made immune to a loss of USD 30,000 from his investment and also gets interest.
ALEX’s Assets 1.5 Years
$150,000
$70,000
New Market Value
Original Value
$80,000New Gain
Less Risk Sharing Fee $2,4003.00% of New Gain
$152,850Total Assets
10 BTC x $15,000
Add Interest7.50% on Capital
$5,250
in US Dollar
10.190Total Assetsin Bitcoins
Scen
ar
io 2
ALEX’s Assets 1.5 Years
$40,000
$70,000
New Market Value
Original Value
$30,000Loss AvoidedBy BOOKMYGAIN
Less Risk Sharing Fee $0No Gain No Fee
$75,250Total Assets
10 BTC x $4,000
Add Interest7.50% on Capital
$5,250
in US Dollar
Non-Protected InvestorSuffers Loss of $30,000
Scen
ar
io 1
SCENARIO 1BITCOIN HAS APPRECIATED
SCENARIO 2BITCOIN HAS DEPRECIATED
STEP 2: AT TENURE EXPIRY
SWAP
SMART
Informs BOOKMYGAIN to encash new gain in Bitcoins
BOOKMYGAIN transfers 10 Bitcoins - Risk Sharing Fee + Interest to Alex
$15,000
1.5 Years
BTC/USD
Alex Receives BTC 10.190 valued @ USD 152,850
1.5 Years
Figure 14
Informs BOOKMYGAIN to not Swap Back his depreciated Bitcoinsand wishes to keep the encashed gain of $70,000
$4,000
1.5 Years
BTC/USD
1.5 Years
Figure 15
STEP 2: AT TENURE EXPIRY
54 55
New Capitalwith
BOOKMYGAINSmart-Swaps
Scenario
New capitalWithout
BOOKMYGAIN Smart-Swaps
$150,000Bitcoin
Appreciatesto $15,000
$150,000
Capital
$70,000for
10 Bitcoins
Gain/LossWithout
BOOKMYGAINSmart-Swaps
Gain/losswith
BOOKMYGAINSmart-Swaps
$80,000 $82,850
BitcoinDepreciatesto $4,000
$40,000 $70,000 $30,000 $5,250Loss due to fall in
BTC/USD
Gain due to rise in BTC/USD
Gain due to rise inBTC/USD
NO LOSSdue to fall in BTC/USD
Less Risk Sharing Feecharged by BOOKMYGAIN*
NO Risk Sharing Fee
* Risk Sharing Fee Schedule described in Smart-Swaps Schedule
$70,000for
10 Bitcoins
& Earned Interest
Earned Interest
Summarized ResultsCASE STUDY 2
Figure 16
56 57
Day 1Smart-Swap
Contract Begins
Day 120Kevin wishesto exit early
and encash gains
Day 180Kevin’s Contract
Completes
Contract left
SMART-SWAP NOMINATION
CASE STUDY 3
Kevin is an investor who holds 10 Bitcoins and wishes to protect his gain by doing a BOOKMYGAIN
Smart-Swap with the following Smart - Swap Contract (Figure 17):
Kevin, wishes to exit his contract before the tenure expiry. So for this example, lets assume Kevin
wishes to exit on Day 120 of his contract and also that on Day 120, BTC/USD is USD 10,000, hence Kevin
wishes to encash his gains and exit.
STEP 1: INITIATE SMART-SWAP
kevin’s Assets Day 1
$70,000
$70,000
Current Market Value
Encashed Gain(10 BTC x $7,000)
Kevin Smart - Swaps 10 Bitcoins with
BOOKMYGAIN for 180 Days, at the current
exchange rate of
BTC/USD = USD 7,000
Kevin receives USD 70,000 instantly in his BMG
Vault along with a Swap - Back Option of
10 Bitcoins at an exchange of
BTC/USD = USD 7,000.
Kevin’s Smart-SwapAsset to be Smart-Swapped 10 x Bitcoins
Smart-Swap Tenure 180 Days
Smart-Swap Asset encashed in US Dollar
Nomination Facility Yes
Risk Sharing Fee* 12.00%
* Risk Sharing Fee only charged from net gain at tenure maturity
Interest Bearing No
Exchange Rate (BTC/USD) $7,000
SWAP
SMART
Swaps 10 Bitcoins @ BTC/USD 7,000 for 180 days
Receives USD 70,000 instantly +
Swap Back Option for 10 BTC @ BTC/USD 7,000 at 180 days tenure expiry
EXCHANGE RATEDay 1
$7,000
Day 1
BTC/USD
Figure 18
Figure 17
58 59
Day 1Smart-Swap
Contract Begins
Day 120Kevin Exits
Nominee’s Takesover the contract
Day 180Nominee’s Contract
Completes
Contract left
STEP 2: NOMINATION
EXCHANGE RATE* DAY 120
120
$10,000
Day
BTC/USD
Kevin’s Assets day 120
$100,000New Market Value10 BTC x $10,000
Kevin nominates hisSmart-Swap Contract onBOOKMYGAIN Exchange for Auction (option for FixedPrice also available)
BOOKMYGAIN Exchange
Registered Investors on BMG exchange
BOOKMYGAIN opens Bidding for Kevin’s Smart-Swap Contract to its investors
The winning bidderpays $98,000 to BOOKMYGAIN
1 2
3BOOKMYGAIN Facilitates the transfer between Kevin and the winner. BOOKMYGAIN Pays Kevin:Auction Price - Encashed Value - 2.00% BookMyGain Nomination Fee $98,000 - $70,000 - $560 = $27,440
4
AuctionWinner
$98,000!!
BOOKMYGAIN Exchange charges Nomination Fee(2% of New Gain) from Kevin
Figure 19
60 61
SWAP
SMART
Swaps 10 Bitcoins @ BTC/USD 7,000 for 90 days
Receives USD 70,000 instantly +
Swap Back Option for 10 BTC @ BTC/USD 7,000 at 90 days tenure expiry
EXCHANGE RATEDay 1
$7,000
Day 1
BTC/USD
Figure 23
John’s Smart-SwapAsset to be Smart-Swapped 10 x Bitcoins
Smart-Swap Tenure 90 Days
Smart-Swap Asset encashed in US Dollar
Exchange Rate (BTC/USD) $7,000
Risk Sharing Fee* 15.00%
* Risk Sharing Fee only charged from net gain at tenure maturity. Refer to Smart-Swap Schedule for all rates (Page 24)
Interest Bearing NA
Nomination Facility YesRenewal Bonus 6.00%
Figure 22
SMART-SWAP RENEWAL
CASE STUDY 4
John is an investor who holds 10 Bitcoins and wishes to protect his gain by doing a BOOKMYGAIN
Smart-Swap with the following Smart - Swap Contract (Figure 22):
This case study explains the scenario when John’s bitcoins have appreciated in value and instead of
only encashing his gains and terminating his contract, John decides to renew the contract for another
term (of his choice), which allows him to protect and encash his latest gain and still have an option to
grow his gains in the future.
STEP 1: INITIATE SMART-SWAP
John’s Assets Day 1
(10 BTC x $7,000) $70,000
$70,000
Current Market Value
Encashed Gain
John Smart-Swaps with BOOKMYGAIN his 10
Bitcoins for 90 days, at the current exchange rate
of
BTC/USD = USD 7,000
John receives USD 70,000 instantly in his BMG
Vault along with a Swap - Back Option of
10 Bitcoins at an exchange of
BTC/USD = USD 7,000.
62 63
john’s Assets 90 days
$150,000
$70,000
New Market Value
Original Value
$80,000Gain
Add Renewal Bonus $4,800(6% of Gain)
$143,600New ProtectedValue
10 BTC x $15,000
Less Risk Sharing Fee14.00% of Gain
$11,200
in US Dollar
Figure 24
Figure 25
SWAP
SMART
Informs BOOKMYGAIN to Renew his contract for 180 Days
BOOKMYGAIN Renews contract for 10 Bitcoins - Risk Sharing Fee (14%) + Renewal Bonus (6%)
90
$15,000
Day
BTC/USD
BOOKMYGAIN remits the new gain to John
At Day 90, John has made a profit and decides to Renew his smart-swap contract for
another 180 Days. This will give John protection against losses for the new gains which he
has made in the first 90 day Smart - Swap.
First Smart Swap Profit was $80,000
John’s New Asset Value is $150,000 (Investment + Gain)
Renewal Benefits:
New gain encashed
Protection for New Gain
Renewal Bonus
STEP 2: RENEWAL
64 65
MARKET COMPARISON
66 67
BOOKMYGAINSmart-Swaps
BOOKMYGAIN Smart-swapsVS
Alternatives
Liquidation Borrowing Holding(HODL)
ProtectionAgainst
Loss
Realization ofFuture Gain
On-going Commitment
EMI etc...
Cost to UseInterest etc...
YES
YES
NO
NO
NO Monthly Payments
Only Instrument inthe world to provide
protection against loss
Only Instrument inthe world to encash
current and future gains
NO Annual ChargesNO Maintainence Fee
NO Interest ChargedNO Gain NO Charge
YES
NO
No opportunity togain once asset
liquidated
NO
NO
NOCould end up paying
interest for depreciatedasset.
HINT: Sub-Prime Crisis
YESRealization only
possible if loan is repaid.Have to less interest
cost from Gain
YESMonthly Payments to
be paid from otherSavings
YES
Medium to HighInterest Costs
NONo immunity from
market volatility
YES
NO
NO
LTVLoan-To-Value 100% 100% Variable
Lenders controlhow much they
wish to lend
0%
IAPW: YES
IAPW: In A Perfect World
IAPW: YES
IAPW: NO
IAPW: NO
IAPW: 100%
Figure 26
PROTECTION AGAINST LOSS
Is there a risk control measure in place, which can protect the investor in-case the price goes against
him/her? Till now the only way to avoid any loss was to sell the asset (sell) at whatever value the
investor thinks was the highest price. With BOOKMYGAIN Smart - Swaps, the investor is guaranteed
protection against any loss.
REALIZATION OF FUTURE GAIN
Can the investor gain from future volatility in the market? Only by holding your asset or borrowing
against it allowed the investor to do that, but this doesn’t provide any protection against any loss.
With BOOKMYGAIN, the investor can realize any future gains and still be completely protected from
any loss. This has been made possible for the first-time in financial history with BOOKMYGAIN Smart-
Swaps.
ON-GOING COMMITEMENT
The only way to use the asset without selling it was to borrow against it. This is never cheap and more
than often the investor would need to use other savings/investments to furnish the interest and on-
going monthly payments for the loan. With BOOKMYGAIN, this stops as we don’t charge any monthly/
yearly payments, maintenance fee or have any hidden annual charges EVER!!!
COST TO USE
We charge NO INTEREST!!! it’s that simple.
LOAN-TO-VALUE RATIO
Apart from worrying about high interest rates and monthly installments, loan-to-value ratio is a very
important factor to be considered when borrowing against your asset. Loan-To-Value ratio decides
how much of loan can you get against your asset. More than often this is in the hands of the lender
and he/she may decide whatever number they feel comfortable with and the borrower has to accept
it. The only way to get the maximum value at a certain time for your asset has been to sell your asset,
but that devoids the investor of any future gain. BOOKMYGAIN has combined them both - get 100%
Loan-To-Value ratio (what you would get if you sold your asset) AND still get future gains along with
protection against any losses. Can you get a better deal than this? We doubt!!
68 69
70 71
BMG Vault is a cloud based Multi Platform & Multi Device Wallet. The BMG
Vault is designed to allow its users with ease of access to their Cryptocurrency
holdings & allow them to instantly initiate Smart-Swap Contracts. The BMG
Vault comes with high level of security, multi-pont access and BMG Debit Card.
No Transaction FeeOne transaction to third party wallets free per
month. Second transaction onwards market
competetive transaction fee. BOOKMYGAIN
exchange provides the best exchange rate to
pass all benefits to the user.
Multi Platform & Device AccessBMG Vault will be compatible
with multiple operating systems
such as Windows & Mac OS. Being
a cloud based wallet, it will be
accessible on multiple devices -
Desktop, Laptop, Tablet and Mobile
devices.
Free & Instant Vault-To-Vault
TransactionsBMG Wallet users will have FREE BMG Vault
to BMG Vault transactions. Our ecosystem is
designed to make this process free of mining
making this an instant process.
BMG Debit Card & NFC SupportBMG vault users will be optionally issued with Debit Cards, which will have global
acceptability. Transactions using BMG Debit Card will be instant and have no
chargebacks. (Check Roadmap Section for more details). For contactless payments
NFC support will also be provided.
Fiat Currency SupportBOOKMYGAIN will be applying for a Banking License post a successful ICO, which
will allow BOOKMYGAIN to support Fiat currency holdings in the Vault. This feature
will offer Vault users to instantly purchase new crypto assets or initiate Smart-Swaps
without having to use credit cards or bank transfers. Also, having a BMG Debit Card
linked to the Vault will provide users a pure banking experience while being in a crypto
environment.
Wide Variety Of Cryptocurrencies SupportBMG Vault will be updated frequently to support new coins , we aim to have the largest
support for coins in the industry.
Two-Factor AuthenticationBMG Vault will come with a 2-Factor Authentication access control. This will provide
users with peace of mind for storing their precious crypto assets.
72 73
BOOKMYGAIN Crypterium TOKENCARDTENX
Debit Card Issue 1 Week
Feature
NFC Setup
Exchange
Free Transactions
Transaction Fee
Fiat Currency Holding
Security of Assets
External Payment Gateway Support
No Support 2 Weeks + 2 Weeks +
Instant Instant No Support No Support
In HouseNear zero spreads
External External External
1 per month NIL NIL NIL
Free* 0.5%For BMG Vault Users
0%Costly Spreads
1%Costly Spreads
AvailableUSD, GBP, EUR, AUDUpon Banking License Approval
No Support No Support No Support
Licensed bankHosted Exchange
Hosted WalletSmart Contract
Hosted WalletSmart Contract
Hosted WalletSmart Contract
Smart Contract
YES AmEx, Unionpay& JCB
NO NO
To Third Party Wallets Unlimited Free Transactions from BMG to BMG Vault
Exchange
BOOKMYGAIN WALLETVS
ALTERNATIVES
*This feature will be available once BMG Exchange is operational.
Please refer to Roadmap section for feauture availability schedules
74 75
EXCHANGE
76 77
Free Transaction Fee For Vault UsersBOOKMYGAIN’s business model is not dependent on revenue generated from exchange
transaction fees. We wish to pass on this benefit to our Vault users by making exchange
transactions free of charge and without any limits. BOOKMYGAIN also assures its users
of the most competetive market spreads.
High LiquiditySmart-Swaps will be a major source of holding vareity of cryptocurrencies for
BOOKMYGAIN. With such huge volumes of swapped cryptocurrencies bought and sold
frequently we will be able to provide high liquidity to our exchange pushing us towards
a coveted spot in the market making universe.
Wide Support of CurrenciesWe aspire to have the most diverse range of crypto and fiat currencies in
our exchange, as that would also add tremendous value to our Smart-Swap’s
business model. For this reason, we will be constantly and frequently expanding
our list of supported fiat and cryptocurrencies.
New ICO Token SupportWith around three to four new cryptocurrencies being launched every month,
it becomes important for us to stay tuned with the ever growing market. We will
be adding new ICO tokens to our exchange but only after a strict due diligence
process to assure high probability of success.
Low SpreadsWith ever increasing liquidity we aim to provide our users with the best and lowest
spreads available in the market. BOOKMYGAIN has the advantage of having multiple revenue
streams and hence does not have to rely on revenue from its exchange operations. Instead we aim
to provide a low and cost effective model which benefits our users.
Instant ConversionWith a self hosted wallet and exchange, we are able to cut down on approval times and
transaction delays. BOOKMYGAIN will offer its exchange users with instant and lag free execution
for their transactions.
78 79
BUSINESS MODEL
80 81
Overview
BOOKMYGAIN’s business model is designed to provide consistent and risk-controlled
growth based revenue streams by diversifying our fund pool in two separate funds
with defined objectives and using BOOKMYGAIN’s unique invention called The
BOOKMYGAIN Cypto Index.
Users swapped assets are held in the Smart-Swap Fund, where these assets would be
used to trade the most lucrative markets identified by the BOOKMYGAIN trading team.
Apart from generating revenue this provides a risk-control mechanism.
BOOKMYGAIN CRYPTO INDEX (BCI)
In today’s investment arena, a portfolio may consist of multiple cryptocurrencies,
it is imperative to have a benchmark which allows to understand the true growth
or decline of this dynamic market. To cover this, BOOKMYGAIN has uniquely
designed an Index which truly tracks a bag of top cryptocurrencies. BOOKMYGAIN
Crypto Index consists of the top performing cryptocurrencies and using proprietary
algorithms accurately tracks the true health of the cryptocurrency markets.
The BCI provides our team with a benchmark to beat the cryptocurrencies over both
short and long terms. This allows BOOKMYGAIN to dynamically manage risk and identify
opportunities to grow swapped assets in the most efficient and risk controlled manner.
BOOKMYGAINSMART-SWAP
FUND
REVENUE REVENUE
REWARD
Primary Objective
Facilitate Smart-Swaps
Increase Smart-Swap Books by RiskSharing Fee (RSF)
Trade markets to match or surpassBOOKMYGAIN Crypto Index (BCI)
Risk Sharing Fee Trading Profits
2% of Trading Profits
exceeding BCI
RESERVESwap Reservesfor Contractsto Expire in
45 Days
REVENUEExchange Operations
& 3rd Party Wallet
Transactions
BOOKMYGAINCRYPTO INDEX
(BCI)
MARKETS
Foreign Exchange
Commodity
Cryptocurrency
82 83
BOOKMYGAIN SMART-SWAP FUND
One of the two funds of BOOKMYGAIN is the BOOKMYGAIN Smart - Swap fund. This
fund has been specially structured to
1. Provide liquidity for Smart - Swaps
2. Be self-sustained by charging Risk Sharing Fee, Trading profits, exchange operations
and wallet transactions.
3. Dynamically increase the Swap book size by countering increase/decrease in the
cryptocurrency assets as directed by the BMG analysts.
4. Remain competitive and match market volatility by BOOKMYGAIN’s uniquely
designed market indicator – BOOKMYGAIN Crypto Index (BCI). This is achieved by
a highly qualified trading team by trading the Foreign Exchange, Cryptocurrency and
Commodity markets.
5. To Maintain Crypto Liquidity Reserve for Smart Swaps due to expire
within 45 Days as directed by liquidity management team.
6. Use swapped assets in the most efficient way to provide a consistent
revenue stream, grow swap books and provide risk management to the
fund.
BOOKMYGAIN’s trading team is incentivised to outperform the
cryptocurrency market by rewarding them with a bonus of 2% of net trading
profits without any fixed Management Fees. This bonus is only applicable
if in any quarter the team has grown the fund more than the BCI growth.
84 85
BOOKMYGAIN GROWTH FUND
The second fund is the BOOKMYGAIN Growth Fund. This fund has been specially
structured to
1. Not participate in Smart-Swaps in order to limit exposure
2. Achieve high and consistent growth to dynamically grow the
BOOKMYGAIN Smart-Swap fund
3. Cover all operating expenses to avoid straining the Smart-Swap Fund
4. Provide high paced business development cashflow
5. Pay dividends to token holders from time to time
6. Opportunistically invest in foreign exchange, cryptocurrency and
commodity markets for revenue generation
BOOKMYGAIN’s trading team is rewarded solely in case of profits and will be paid a
20% profit share fee quarterly.
BOOKMYGAINGROWTH
FUND
MARKETS
REVENUE
EXPENSE
REWARD
EXPENSE
Primary Objective
Have consistent Growth
Assist to increase Smart-Swap Booksby trading profits
Cover all operating expenses
Trading Profits
OperatingExpenses
BusinessDevelopment
Expenses
20% of Quaterly Profits
to Trading Team
Feeds ProfitFor Growing Swap
Books toSmart-Swap Fund
Foreign Exchange
Commodity
Cryptocurrency
REWARD
Dividendto
Token Holders
Dividend Distribution
86 87
88 89
SAFEGUARDS & BENEFITS
90 91
Investor Benefits
ICO Token Holders Staking Incentive
• All ICO Token Holders will be offered 8% pa for holding their tokens to give an
incentive to our early believers. Interest will be credited on an annual basis to the
token holder’s BMG Vault.
Audited Earnings Disclosure
• Quarterly or Half-Yearly earnings to be disclosed to token holders to maintain
transparency and check health of the company.
Guarantee of Swapped Assets
• Unlike a P2P Lending platform where there is no guarantee on collateral, BOOKMYGAIN
Guarantees the Swapped Asset and prevents from any potential fraud.
Crypto Liquidity Reserve
• BOOKMYGAIN will maintain a Crypto Liquidity Reserve for all contracts due to expire
within 45 Days. This is done to honour all smart-swap maturity commitments.
Proven Business Model
• Non-research based product/service allowing investors to reap benefits quickly
without having to wait for a product to be developed and accepted by the market.
Backed by KAPP Capital Inc
• KAPP Capital Inc is a 20.0% stakeholder in BOOKMYGAIN. Founders are experienced
fund managers of a successful fund with deep understanding of the financial markets.
KAPP Capital Inc has over $200 million assets under management with an annual
trade volume of over $50 Billion. BOOKMYGAIN would be given access to the
same professional team allowing to benefit all of KAPP Capital Inc’s experience and
resources without having to struggle to start from ground zero.
KAPP Capital Inc token holdings to be Locked-Up
• To display commitment to the project, KAPP Capital Inc being the founding organisation
will have its token lock up set at 12 Months in an Escrow Account.
High Standard Of Professionalism
• Globally recognized banks and liquidity providers to be used by BOOKMYGAIN.
Dividends to Investors
• Dividends would be paid to token holders from time-to-time as per the discretion of
BookMyGain mangement team.
IPO
• Aim to be the first crypto token organization to hold an Initial Public Offering (IPO) to
be listed on major stock exchanges globally. This will add exponential value to token
holders and their portfolios.
92 93
1
2
3
4
$
CryptocurrencyUsers
• Protection of Capital• Protection of Gain• Unblock Capital• No need to sell• No need to borrow• No monthly payments
Wallet Users
• No transaction fee within BMG network• No transaction fee when buying or selling with BMG exchange• Anytime Swap option• Debit Card & NFC Support• Instant Transactions• 2-Factor Authentication• Multi platform access
Fiat CurrencyUsers
• Protection of Capital• ZERO RISK entry in cryptocurrency markets• No storage hassle• Competitive Exchange Rate• Instant Buying/Selling
Exchange Users
• No transaction fee for BMG Vault users• Instant Execution within BMG network• Tight spreads• High Liquidity• High Security
USER
BENEFITS
94 95
TOKEN SALE
96 97
WHYICO?
Larger Investor BaseALarger Fund CapB
No Red TapeC (Fast Execution)
Low-to-No Deal TreesDSecondary LiquidityE (For Quick Expansion)
Higher & Direct Profits to Investors & Founders AlikeF
Work Directly With Investors G (No Corporate Bosses)
Flexibility in Operations PlanningH
Cryptocurrency crowdfunding or ICOs have changed the way entrepreneurs used to
function. Now, there is a fantastic alternative source to showcase and implement a
concept to the world. Previously, with angel and venture capital investing a private club
was created in the background, which prohibited entry to any retail investor allowing the
private club members to most benefit at the expense of the entrepreneur. ICOs have
provided a perfect method to bypass any such clubs and directly allow the entrepreneur
to connect to the mass retail investors. This has had huge implications for both the
entrepreneur and the grass root level investor.
Benefits of us having an ICO compared to traditional methods
98 99
Premier Membership Opens
Public Voting Commences
6 Weeks
Premier Membership Ends
Public Voting EndsICO Rate Decision
ICO Date Announcement
2 Weeks
ICO Starts
4 Weeks
ICO Ends
Token Sale Process
Public VotingBOOKMYGAIN is the world’s first ICO which allows its investors to decide its ICO opening price. This would be a 6 week long process where the prospective investors and general public is requested to vote for a price above the reserve price. The most voted price will be the price at which BMG Tokens will be listed on the exchnage and sold to non-premier members in the ICO.
Premier Membership Premier membership allows the early investor to book tokens at the reserve price of USD 1 = 1 BMG. This allows them to benefit from an immediate appreciation if the public vote decides a higher ICO token value. All Premier Members would be requested to complete KYC and Token Booking information during this period.
ICO Rate DecisionAfter public voting ends the ICO opening rate is decided. Remaining unsold tokens will be sold at this new higher value in the ICO.
ICO StartsPremier Members are sold their booked tokens at the reserve price and unsold tokens are sold to new investors at the public decided rate.
100 101
GENERAL INFORMATION
Premier Token Price
Token ICO Price
1 BMG = 1 USD
To Be Decided by Public Vote
Total Token Supply
Maximum Token Limit Per Investor
250,000,000
500,000 BMG
Minimum Token Limit Per Investor
Decimals
10 BMG
18
Token Regulation
Token Rights
No more tokens to be minted
Non-Voting
Soft Cap
Hard Cap
BMG 10,000,000
BMG 60,000,000
Accepted Cryptocurrencies
Staking Interest
BTC, ETH, BCH, LTC, XRP
8.00% P.A.
Premier Membership*
Investor Rewards
Yes
Yes
Volume Discounts
Contigency Token Reserve
No. As we value small investors equally
BMG 20,000,000
Balance Unsold Tokens
ICO Start Date
To be distributed to Premier members
TBA
ICO End Date
Eligibiliity
TBA
Anyone except permanent residents from USA
* Limited Number and subject to KYC
Token Name BMG
PreMIER INVESTOR Information
Open For
Token Supply
6 Weeks
BMG 60,000,000
Minimum Token Limit Per Investor
Maximum Token Limit Per Investor
BMG 100
BMG 1,000,000
Guaranteed Allotment Yes
Premier Rate 1 BMG = 1 USD
ICO INFORMATION
Start Date
End Date
TBA
TBA
Total Tokens For Sale
Maximum Token Limit Per Investor
60,000,000
BMG 500,000
Minimum Token Limit Per Investor
Discounts
BMG 10
TBA
Token Price To Be Decided by Public Vote
102 103
PREMIER MEMBERSHIP
BOOKMYGAIN values early investors and hence wish to reward them back for their trust
by offering them unique benefits only available to them.
BENEFITS
Our Premier Members will be rewarded with the following benefits :
Book at Reserve PriceWith a subscription to our Premier Membership, members will be asked to provide the
number of tokens they intend to purchase during the ICO. This will allow our Premier
Members to book their desired number of BMG tokens at 1 BMG = 1 USD, making them
an immediate profit if the public voting decides a higher ICO Price. These tokens will
be alloted to the investor once the ICO starts and a successful transaction between
the investor and BOOKMYGAIN has taken place and conditional to approval of KYC. At
the time of purchase the investor may change the amount of tokens they have originally
booked, but this number can only be greater than the original number of booked tokens.
A request to purchase reserve price tokens below the booked number of tokens will not
be honoured and the transaction will be declined.
First Smart-Swap FreeAll Premier members who successfully invest with BOOKMYGAIN, will be rewarded
with a 0% Risk Sharing Fee for their first Smart-Swap for any amount and any of the
offered tenures in the schedule.
Guaranteed Allotment In the event of over-subscription of our Premier Membership, our premier members will
be given guaranteed allotment of BOOKMYGAIN Tokens during the first 7 Days of the
ICO.
Priority Support A priority Premier Members only support group and channel will be provided to our
approved premier members. Here we will aim to deliver instant and around the clock
support service on any query our premium members may have.
Please Note: Premium Membership benefits will only commence once
BOOKMYGAIN has received and approved all necessary KYC documents.
104 105
employee benefits - 9.30%23,250,000
social responsibility - 0.94%2,350,000
kapp capital inc - 20.00%50,000,000
Expansion reserves - 45.76%114,400,000
ICO - 24.00%60,000,000
BOOKMYGAIN Smart-Swap Fund- 65%$ 39,000,000
BOOKMYGAIN Growth Fund - 30%$ 18,000,000
Setup & Development - 5%$ 3,000,000
TOTAL Funds - $60,000,000
ico - BMG 60,000,000
ICO (24.00%)Total tokens available for sale during the ICO period. To assist BOOKMYGAIN to
commence Smart-Swaps and wallet operations.
EXPANSION RESERVES (45.76%)To be systematically liquidated to provide funds for business expansion and Smart-Swap
books.
KAPP CAPITAL INC (20.00%)Founders ownership stake. To be locked in escrow for 12 months.
EMPLOYEE BENEFITS (9.30%)To be used for performance rewards.
SOCIAL RESPONSIBILITY (0.94%)To support a charity of choice.
ALLOCATIONSTOKEN ALLOCATION FUND ALLOCATION
SETUP & DEVELOPMENT (5.00%)Funds to be utilised to develop Smart-Swap contracts, wallet services, IT support
operations, platform design and development. Unlike other financial ICOs in the market,
our setup & development cost is the lowest of only 5%.
BOOKMYGAIN SMART-SWAP FUND (65.00%) Funds to be used to provide Smart-Swap services to users. Fund size to be maintained
at 65% of total fund pool at all stages of funding. This being the biggest portion of raised
funds, will be given back to the community in the form of smart-swaps.
BOOKMYGAIN GROWTH FUND (30.00%)Funds to be used for trading cryptocurrency, foreign exchange, commodity markets.
Revenue generated will be utilised for meeting operational & marketing expenses,
increase Smart-Swap Fund consistently. Fund size to be maintained at 30% of total fund
pool at all stages of funding. Hence, indirectly these raised funds from the ICO will be fed
to the users too.
106 107
Token Distribution Processing Begins
ICO Ends
3 Weeks
Vault Creation
2 Weeks
Token Allocation to Vault
2 Weeks
Exchange Listing
Token DISTRIBUTION Process
Token Distribution ProcessingKYC due diligence of new investors and awaiting transaction approvals.
Vault CreationAll approved investors would be provided with a BOOKMYGAIN vault to store their BMG Tokens.
Token AllocationPurchased BMG Tokens to be credited to investor vaults.
5-7 Weeks
Exchange ListingBMG Token to be listed on top exchanges.
Token Transfer Ability
Token Transfer AbilityPost BMG Token successful listing on exchanges, investors will have the ability to transfer their tokens to any third party wallet if they wish.
108 109
ROADMAP
110 111
ICO Milestone 2 Milestone 3 Milestone 4
$39 MillionAUM
forSmart- Swaps
$1 BillionAUM
forSmart- Swaps
IPO(Initial Public Offering)
Smart-Swapsfor
Global Equities&
Precious Metals
112 113
TEAM
114 115
Management Design
DEV UDAY KAMBOJ
AKSHAY KAMBOJ
Co-Founder & Chief Investments Officer
Co-Founder & Chief Operations Officer
Dev has 15 years of market experience across forex, commodties, futures and
equities. He started from humble roots and grew to a successful multi-million dollar
fund manager. A co-founder of KAPP Capital Inc., he is actively involved in trading
the financial markets. As CIO at BookMyGain, he would be directly responsible for
managing and monitoring all investment activity. He is active in the trading community
as a mentor and guide to the aspiring. His hobbies include golf, architecture and zen
philosophy.
Akshay has been a keen investor and trader of financial instruments for over 12 Years. A
blockchain and cryptocurrency enthusiast, he adopted Cryptocurrency trading in the early years
of its introduction. Having actively managed multi million dollar funds, he has proven himself to
be an accomplished trader and risk manager over the years. One of the founders of KAPP Capital
Inc , he has always driven himself with visionary and entrepreneurial thinking, this attitude has led
him to achieve great heights in the financial sector. At BookMyGain he will be performing the role
of the Chief Operations Officer (COO) making him responsible for the entire operations of the
company alongwith his pivotal role in trading operations.
GAURAV VERMAChief Strategy Officer (CSO)Gaurav has been involved in financial markets from a very early point in his career.
Backed by a Finance & Commcerce background , he has successfuly designed multiple
risk-controlled investment strategies. With a specialization in the Foreign Exchange
and Cryptocurrency markets, he has delivered outstanding returns for investors
over the years. Being involved with KAPP Capital Inc for over 7 years , he has proven
himself to be an integral asset to the company. Being the Chief Strategy Officer(CSO),
He will be responsible for designing and implementing risk mangement strategies for
BookMyGain funds.
SAM THIELEChief DesignerSam is an experienced youth mentor and advisor, making him an excellent people
person and ambassador to our clients. There is in existence, photographic evidence
that suggests Sam was hipster before hipster was cool.
JOSHUA FREEMANCreative Director
Joshua has too many cats and not enough motorcycles. His dream is to either set a
land-speed record on a motorcycle of his design or to go to space. The space option is
looking more likely at present.
FRED RAINBIRDLead DeveloperAs both an open source software and music enthusiast, Fred enjoys creating and
developing music production tools. If maths was a superpower, Fred would be Superman.
Incorrectly sized images would be his Kryptonite. Fred likes VIM.
TOM HODGMANDigital Director
Tom is an experienced public speaker and youth mentor and successfully combines
those skills as an educator at a specialist design academy.
When Tom’s not locking his keys in his car, he enjoys travelling and design.
116 117
Technology
People we work withDYLAN MURACHAnimatorGiven the chance, after initially making a few practical investments, Dylan would
spend his lottery winnings on a Lamborghini. For now, as a talented and experienced
animator and 3D artist, Dylan’s Subaru is getting the job done.
JOSHUA GEEContent Creator
As the other Josh in the think family, Josh Gee quickly differentiated himself from the
other Josh as a talented Black Metal vocalist. Josh can whistle at an extremely high
frequency and his voice carries exceptionally well. He also makes amazing music videos
and tells powerful and emotional stories with his editing skills.
Oodles Technologies is a leading Software Development Company based in India that offers end-to-end global Blockchain solutions
for varied business needs. With its inhouse team of Blockchain Developers, the company delivers cryptographic proof-of-work
systems for different types of companies and organizations worldwide. The company has a team of multi-disciplined domain experts
with an excellence in delivering positive and holistic customer experience throughout the product development lifecycle. Being
a technical subcontractor of BookMyGain, Oodles Technologies has rendered its Blockchain Solutions for the development of
BookMyGain blockchain ecosystem. The company also has its expertise in software product architecture, SaaS (Software as a Service)
Applications, Video Streaming Solutions, Artificial Intelligence & iOT, Mobile App Development and Big Data technologies
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Advisors
Backed By
www.kappcapital.com
Our investors and users. We do not believe in adding fancy names
to buy Fake goodwill. We listen to our users which is the core of
every successful business.
A global alternative asset management firm focused on understanding how the
world works. By having the deepest possible understanding of the global economy
and financial markets, and translating that understanding into great portfolios and
strategic partnerships with investors, KAPP Capital has built a distinct track record of
success.
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KARMA
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“You can’t connect the dots looking forward; you can only connect them looking
backwards. So you have to trust that the dots will somehow connect in your future. You
have to trust in something - your gut, destiny, life, karma, whatever. This approach has
never let me down, and it has made all the difference in my life.”
- Steve Jobs
We supportAn all volunteer charitable trust providing sponsorship to underpriveleged children and
free medical aid to them and their families.
www.aitys.in
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WWW.BOOKMYGAIN.COM
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