[1] https://www.abglobal.com/defined-contribution/us/resources/pdf/Final_DCI-7228_0415.pdf[2] http://www.dol.gov/ebsa/newsroom/fsfyagencyresults.html[3] http://www.dol.gov/ebsa/publications/fiduciaryresponsibility.html

1 in 3 plan sponsors didn’t know they were fiduciaries1

Approximately 6 out of 10 plans audited are found out of compliance, with an average fine of $200,000 per plan correction2

1/3 6/10 $200,000

Do you exercise control over the management or

administration of the plan or its assets?

Do you provide ongoing investment management or advice to the plan or

to plan participants?

Do you select or supervise other plan fiduciaries?

QUESTION 1 QUESTION 2 QUESTION 3 QUESTION 4 QUESTION 5

Questions derived from info from Meeting Your Fiduciary Responsibilities3

Are you named in plan documents as a fiduciary?

Do you sit on a committee that

manages the plan?

AM I A PLAN FIDUCIARY ?

Securities and Retirement Plan Consulting Program advisory services offered through LPL Financial, a Registered Investment Advisor, member FINRA/SIPC. Other advisory services offered through Private Advisor Group, a Registered Investment Advisor. The Philadelphia Group, The Plan Advocate and Private Advisor Group are separate entities from LPL Financial.