I (per quarter)= 1% comp. monthlyNominal rate year 4.0000%effective rate year 4.07415%

N Cf Fv0 $0.00 $0.001 $2,100.00 $16,095.582 $2,100.00 $15,465.493 $2,100.00 $14,860.074 $2,100.00 $14,278.355 $2,100.00 $13,719.406 $2,100.00 $13,182.337 $2,100.00 $12,666.298 $2,100.00 $12,170.459 $2,100.00 $11,694.01

10 $2,100.00 $11,236.2311 $2,100.00 $10,796.3712 $2,100.00 $10,373.7313 $2,100.00 $9,967.6314 $2,100.00 $9,577.4315 $2,100.00 $9,202.5116 $2,100.00 $8,842.2617 $2,100.00 $8,496.1218 $2,100.00 $8,163.5219 $2,100.00 $7,843.9520 $2,100.00 $7,536.8821 $2,100.00 $7,241.8422 $2,100.00 $6,958.3523 $2,100.00 $6,685.9524 $2,100.00 $6,424.2225 $2,100.00 $6,172.7326 $2,100.00 $5,931.0927 $2,100.00 $5,698.9128 $2,100.00 $5,475.8129 $2,100.00 $5,261.45

30 $2,100.00 $5,055.4931 $2,100.00 $4,857.5832 $2,100.00 $4,667.4233 $2,100.00 $4,484.7134 $2,100.00 $4,309.1535 $2,100.00 $4,140.4636 $2,100.00 $3,978.3737 $2,100.00 $3,822.6338 $2,100.00 $3,672.9939 $2,100.00 $3,529.2040 $2,100.00 $3,391.0541 $2,100.00 $3,258.3042 $2,100.00 $3,130.7543 $2,100.00 $3,008.1944 $2,100.00 $2,890.4345 $2,100.00 $2,777.2846 $2,100.00 $2,668.5647 $2,100.00 $2,564.0948 $2,100.00 $2,463.7249 $2,100.00 $2,367.2750 $2,100.00 $2,274.6051 $2,100.00 $2,185.5652 $2,100.00 $2,100.00

$359,616.76