raddon chart of the day may 1, 2012

©2012 Open Solutions Inc. Raddon Financial Group (RFG) is a business unit of Open Solutions Inc.

www.raddon.com | 800.827.3500

Source: Raddon Financial Group, National Consumer Research – Fall 2011

Raddon Chart of the DayMay 1, 2012

Most Homeowners Report That Their Home’s Value Has Declined in the Last Year

18%

38%

44% Value Has Increased

Value Has Stayed the SameValue Has Declined




Raddon Chart of the DayApril 26, 2012

Consumers That Anticipate a Home/CondoPurchase In the Next Five Years

3% 4%

7%

86%

Within the Next YearWithin the Next One to Two YearsWithin the Next Three to Five YearsDo Not Anticipate Buying a House





Consumers Current Home Ownership Status

71%

22%

5% 2%

Own a HomeRentLive with Parents/RelativesOther





Consumers That Have Applied and Been TurnedDown For a Loan in the Last 12 Months

None of the Above

Home Equity Loan or Line

Mortgage for Home Purchase

Mortgage for Refinance

Consumer Loan

Line of Credit

Credit Card

Applied/Turned Down for Any Loan

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

89%

0%

1%

1%

1%

2%

6%

11%





When Consumers Last Purchased or Leased a Vehicle

With

in the Past

Year

Between 1 an

d 2 Years Ago

Between 2 an

d 3 Years Ago

Between 3 an

d 5 Years Ago

Over F

ive Years

Ago

Have Neve

r Purch

ased or L

eased a

Vehicle

0%

10%

20%

30%

15% 12% 13%17%

31%

11%





Consumers That Are Currently in the Market For a New Credit Card

6%

94%

In the Market for a New Credit CardNot in the Market for a New Credit Card





Top Five Credit Card Features That Would PromptConsumers to Get a New Credit Card

0% Introductory Rate Offer

Identity Theft Protection

Annual Cash Back Rebate

Low Interest Rate

No Annual Fee

0% 10% 20% 30% 40% 50% 60% 70% 80% 90%

32%

37%

43%

60%

81%





Methods Consumers Use to Obtain Financing for a Vehicle Purchase From an Auto Dealer

Do Not Borrow for Vehicle Purposes

Other

Would Use a Home Equity Credit to Finance Vehicle Purchases

Would Use Comparative Price Grids/Services on the Internet to Get the Best Loan Deal

Would Seek Out Loan Rates from Primary Financial Institution

Typically Would Obtain Financing from the Auto Dealer

0% 10% 20% 30% 40% 50%

27%

7%

2%

5%

19%

40%

Total





Consumers That Are Willing to Pay a $2 Monthly Fee For Basic Identity Theft Protection Coverage

Extremely Likely Very Likely Somewhat Likely

Not Very Likely Not at All Likely0%

5%

10%

15%

20%

25%

30%

35%

8%

14%

33%

27%

17%

raddon chart of the day may 1, 2012

Business