CONSUMER INFORMATION: NAME: RAJESH KUMAR S/O HARBANS L AL

DATE OF BIRTH: 19-09-1971 GENDER: MALE

CIBIL TRANSUNION SCORE(S): SCORE NAME SCORE SCORING FACTORS

CIBIL TRANSUNION SCORE VERSION 2.0 705 1: TOO MUCH INCREASE OF INDEBTEDNESS ON NON-MORTGAGE TRADES OVER THE PAST 12 MONTHS.

POSSIBLE RANGE FOR CIBIL TRANSUNION SCORE VERSION 2.0

Consumers with more than 6 months credit history* : 300 (high risk) to 900 (low risk)Consumers having less than 6 months credit history* : 1 (high risk) to 5 (low risk)Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) AFVPK6682E

VOTER ID NUMBER PB/13/098/123171

TELEPHONE(S):TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

NOT CLASSIFIED 248931

NOT CLASSIFIED 9855846246

MOBILE PHONE 9888840608

NOT CLASSIFIED 240141,240675

EMAIL CONTACT(S):

ADDRESS(ES): ADDRESS HARBANS LAL RAJESH KUMAR GURU NANAK MKT MOGA PUNJAB 142001

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:31-12-2009

ADDRESS VPO KOT ISE KHAN MASTIAN ROAD MOGA PUNJAB 143002

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:31-08-2007

ADDRESS HARBANS LAL RAMESH KUMAR CLOTH SHOP VPO KOT ISA KHAN,MASITAN RD,DISTT MOGA PUNJAB 142001

CONSUMER: RAJESH KUMAR MEMBER ID: BN01130051 MEMBER REFERENCE NUMBER: PSB

DATE:02-04-2015 TIME: 18:42:04 CONTROL NUMBER: 81,33,92,539

Services provided in association with COPYRIGHT 2011 CREDIT INFORMATION BUREAU (INDIA) LIMITED. ALL RIGHTS RESERVED. PAGE 1 OF 5

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:31-07-2007

ADDRESS HOUSE NO. 39 VILLAGE KOT ISE KHAN MOGA PUNJAB 142001

CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:31-08-2006

EMPLOYMENT INFORMATION :ACCOUNT TYPE DATE

REPORTEDOCCUPATION CODE INCOME NET / GROSS INCOME

INDICATORMONTHLY / ANNUAL INCOME INDICATOR

AUTO LOAN 28-02-2015 OTHERS Not Available Not Available Not Available

SUMMARY: ACCOUNT(S) ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

TOTAL: 4 CURRENT: 76,577 RECENT: 01-02-2014OVERDUE: 0

All Accounts

ZERO-BALANCE: 3

HIGH CR/SANC. AMT: 12,14,830OVERDUE: OLDEST: 09-07-2004

ENQUIRIES ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 5 0 2 1 17-02-2015

ACCOUNT(S): ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: PUNJAB AND SIND ACCOUNT NUMBER: 00511200000412 TYPE: AUTO LOAN OWNERSHIP: INDIVIDUAL COLLATERAL TYPE: NO COLLATERAL

OPENED: 01-02-2014 REPORTED AND CERTIFIED: 28-02-2015 PMT HIST START: 01-02-2015 PMT HIST END: 01-03-2014

SANCTIONED: 5,00,000 CURRENT BALANCE: 76,577 EMI: 10,871 PMT FREQ: MONTHLY REPAYMENT TENURE: 60 INTEREST RATE: 11.00 ACTUAL PAYMENT: 4,60,000

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 02-15

000 01-15

000 12-14

000 11-14

000 10-14

000 09-14

XXX 08-14

000 07-14

000 06-14

XXX 05-14

XXX 04-14

000 03-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED ACCOUNT NUMBER: NOT DISCLOSED TYPE: AUTO LOAN OWNERSHIP: JOINT

OPENED: 07-08-2007 LAST PAYMENT: 07-01-2010 CLOSED: 03-02-2010 REPORTED AND CERTIFIED: 28-02-2010

SANCTIONED: 3,87,850 CURRENT BALANCE: 0

CONSUMER: RAJESH KUMAR MEMBER ID: BN01130051 MEMBER REFERENCE NUMBER: PSB

DATE:02-04-2015 TIME: 18:42:04 CONTROL NUMBER: 81,33,92,539

Services provided in association with COPYRIGHT 2011 CREDIT INFORMATION BUREAU (INDIA) LIMITED. ALL RIGHTS RESERVED. PAGE 2 OF 5

PMT HIST START: 01-02-2010 PMT HIST END: 01-08-2007

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 02-10

000 01-10

000 12-09

000 11-09

000 10-09

000 09-09

000 08-09

000 07-09

000 06-09

000 05-09

000 04-09

000 03-09

000 02-09

000 01-09

000 12-08

000 11-08

000 10-08

000 09-08

000 08-08

000 07-08

000 06-08

000 05-08

000 04-08

XXX 03-08

000 02-08

000 01-08

000 12-07

000 11-07

000 10-07

000 09-07

000 08-07

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED ACCOUNT NUMBER: NOT DISCLOSED TYPE: TWO-WHEELER LOAN OWNERSHIP: INDIVIDUAL

OPENED: 11-07-2006 LAST PAYMENT: 30-08-2006 CLOSED: 18-08-2007 REPORTED AND CERTIFIED: 30-06-2013 PMT HIST START: 01-08-2007 PMT HIST END: 01-07-2006

SANCTIONED: 26,980 CURRENT BALANCE: 0

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 08-07

XXX 07-07

XXX 06-07

XXX 05-07

XXX 04-07

XXX 03-07

XXX 02-07

XXX 01-07

XXX 12-06

XXX 11-06

XXX 10-06

017 09-06

000 08-06

000 07-06

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED ACCOUNT NUMBER: NOT DISCLOSED TYPE: AUTO LOAN OWNERSHIP: INDIVIDUAL

OPENED: 09-07-2004 LAST PAYMENT: 01-05-2007 CLOSED: 16-06-2007 REPORTED AND CERTIFIED: 15-07-2013 PMT HIST START: 01-06-2007 PMT HIST END: 01-06-2007

SANCTIONED: 3,00,000 CURRENT BALANCE: 0

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 06-07

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

PUNJAB & SIND 17-02-2015 BUSINESS LOAN - PRIORITY SECTOR - AGRICULTURE

35,00,000

NOT DISCLOSED 21-04-2014 OTHER 90,00,000

PUNJAB & SIND 24-09-2013 BUSINESS NON-FUNDED CREDIT

75,00,000

CONSUMER: RAJESH KUMAR MEMBER ID: BN01130051 MEMBER REFERENCE NUMBER: PSB

DATE:02-04-2015 TIME: 18:42:04 CONTROL NUMBER: 81,33,92,539

Services provided in association with COPYRIGHT 2011 CREDIT INFORMATION BUREAU (INDIA) LIMITED. ALL RIGHTS RESERVED. PAGE 3 OF 5

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

FACILITY-PRIORITY SECTOR-AGRICULTURE

NOT DISCLOSED 31-07-2007 AUTO LOAN 4,00,000

NOT DISCLOSED 11-07-2006 TWO-WHEELER LOAN 26,980

END OF REPORT ON RAJESH KUMAR S/O HARBANS L AL

All information contained in this credit report has been collated by Credit Information Bureau (India) Limited (CIBIL) based on information provided by its various members ("Members").Consequently CIBIL does not accept any responsibility on the accuracy, completeness, and veracity of any and all such information as provided. The information is current and up to date to such extent as provided by its Members. Any information contained herein does not reflect the views of CIBIL or its directors or employees. The use of this report is governed by the terms and conditions of the Operating Rules for CIBIL and its Members.

CONSUMER: RAJESH KUMAR MEMBER ID: BN01130051 MEMBER REFERENCE NUMBER: PSB

DATE:02-04-2015 TIME: 18:42:04 CONTROL NUMBER: 81,33,92,539

Services provided in association with COPYRIGHT 2011 CREDIT INFORMATION BUREAU (INDIA) LIMITED. ALL RIGHTS RESERVED. PAGE 4 OF 5

ADDITIONAL MATCHES -- YOUR ENQUIRY ON RAJESH KUMAR RETURNED MULTIPLE FILES. SEE INFORMATIONRELATED TO ADDITIONAL SUBJECT RAJESH KUMAR SO HARBANS LAL BELOW.

CONSUMER INFORMATION: NAME: RAJESH KUMAR SO HARBANS LAL

DATE OF BIRTH: 15-07-1972 GENDER: FEMALE

IDENTIFICATION(S):

TELEPHONE(S):TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

MOBILE PHONE 9855846246

ADDRESS(ES): ADDRESS MASITTAN ROAD KOT ISE KHAN DISTT. MOGA MOGA DISTRICT MOGA 142043

CATEGORY:PERMANENT ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:31-01-2013

END OF REPORT ON RAJESH KUMAR SO HARBANS LAL

All information contained in this credit report has been collated by Credit Information Bureau (India) Limited (CIBIL) based on information provided by its various members ("Members").Consequently CIBIL does not accept any responsibility on the accuracy, completeness, and veracity of any and all such information as provided. The information is current and up to date to such extent as provided by its Members. Any information contained herein does not reflect the views of CIBIL or its directors or employees. The use of this report is governed by the terms and conditions of the Operating Rules for CIBIL and its Members.

CONSUMER: RAJESH KUMAR MEMBER ID: BN01130051 MEMBER REFERENCE NUMBER: PSB

DATE:02-04-2015 TIME: 18:42:04 CONTROL NUMBER: 81,33,92,539

Services provided in association with COPYRIGHT 2011 CREDIT INFORMATION BUREAU (INDIA) LIMITED. ALL RIGHTS RESERVED. PAGE 5 OF 5