April 30, 2015

Canute Fernandes

Employee Code:48108

Address: C-201,Chheda Heights,LBS Marg Near CorporaMaharashtra-400078[]

Subject:Relieving Letter

Dear Canute,

This refers to your resignation dated February 25, 2015. We have accepted the same and have relieved you from the services of our organization from the closing hours of March 27, 2015.We certify that you have been working with us from February 17, 2014 till March 27, 2015 and your designation at the time of leaving was Assistant Manager.Wishing you all the best in your future endeavors.For Kotak Mahindra Bank Limited

Prasad ChudjiSenior Vice PresidentHuman Resources