Religious & Nonprofit Organizations

RPS PNP’s Religious Institution product brings Property, General Liability, Professional and Management Liability coverage together to meet the risk management needs of religious organizations, related schools and social services that the religious organization provides to the community. Each policy has specific coverage forms, eliminating the need to purchase separate policies for each operation.

As a full-service program manager, we are dedicated providing the best solutions for your client’s insurance needs. Trust our seasoned Religious and Nonprofit specialists to provide superior solutions for the following targeted risks:

• Churches, synagogues and temples - all denominations

• Dioceses of all sizes

• Megachurches

• Single/multiple-location churches, schools or ministries

• Religious organizations - including schools & social services

• All secular nonprofits

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Market RelationshipsWe pride ourselves on the strength of our specialty market partnerships, some going back 20+ years. The RPS PNP Religious & Nonprofit team is always investigating solutions to improve coverages and meet the Religious & Nonprofit needs in an ever-changing marketplace.

Value AddedRPS PNP is focused upon bringing value added solutions to our clients with an eye on meeting and exceeding their risk management goals and seeking to bring savings and stability to their insurance program. We provide benchmarking, coverage analysis and the development of new programs.

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Examples of Customized Programs• Stand-Alone Sexual Misconduct

• Follow Form Policy

• Package Programs

• Volunteer Accident & Health

• Specialized Underwriting Programs - All LinesAggregate for Larger Risks

Coverage SolutionsOur exclusive package programs that are designed for the religious and not-for-profit risks include the following coverage options:

• Casualty

o General Liability (1st Dollar, SIR, Excess and Umbrella)

o Workers’ Compensation (Monoline, Primary & Excess)

o Sexual Misconduct

o Volunteer Accident & Health

o School Board Legal Liability

o Miscellaneous Errors & Omissions, including Cemetery,Clergy & Counselors

o Management Liability

o Directors & Officers Liability, including Employment Practices Liability

o Misc. Professional Liability

o Pastoral Liability

o Nursing Home Professional

o Commercial Auto

o Excess Following Form Liability

• Property

o Primary & Excess Property

o Boiler & Machinery

o Primary & Excess Flood

o Inland Marine & Crime

o Equipment Breakdown

o Cat Modeling

• Executive Protection

o Fiduciary Liability

o Employment Practices Liability

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