MckayLand Realty * Residential REO Property Experts 7921 Kingswood Drive, Ste A6, Citrus Heights, CA

Mobile (916) 220-6211 Fax (916) 967-0471

reobroker@mckayland.com

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OBJECTIVE Continuously improving our process to transfer residential real estate assets at the highest price, in the least amount of time, while minimizing liability for our clients.

PROFESSIONAL LICENSES/ ASSOCIATIONS

Real Estate Brokers License – California Department of Real Estate, DRE Lic #01713788 Member – Placer County Association of Realtors

EXPERIENCE Full service Real Estate Company Specializing in REO Management through the entire process from Property Management to Transfer of Ownership. Ensure 100% compliance with all local, state and federal regulations pertaining to commercial real estate transactions. Train and motivate Agents in a team atmosphere to maximize efficiency of services offered.

SERVICES OFFERED * Property Management Services - Accounting, Collections and Reporting - “Clean-up and Show” - Security Management - Eviction Services - Cash for Keys negotiation and exchange - Escrow and title coordination * Valuation – Residential BPO with QC verification * Offer prequalification and management * Escrow and title coordination

MckayLand Realty is headed by an REO Broker supported by a team of REO agents cur-rently serving Sacramento, Placer, and El Dorado counties. We have experience selling foreclosure properties since 2007. We are a member of CDPE, NAR, PCAR, CAR, LPS,

Titanium and RESNET.

MckayLand has a strong background in Property Management, Distressed Properties, and BPOs. We are able to work with diverse groups of people and communicate effectively.

We are fully trained and familiar with multiple REO management platforms.

7921 Kingswood Drive, Ste A6 Citrus Heights, CA 95610-2364

(916) 967-1333

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94203 94277 95242 95635 95684 95814 95899 94204 94278 95245 95636 95685 95815 95901 94205 94279 95248 95638 95686 95816 95903 94206 94280 95249 95639 95687 95817 95912 94207 94282 95252 95640 95688 95818 95918 94208 94283 95253 95641 95689 95819 95924 94209 94284 95254 95642 95690 95820 95931 94211 94285 95255 95645 95691 95821 95935 94229 94286 95257 95648 95692 95822 95937 94230 94287 95258 95650 95693 95823 95945 94232 94288 95601 95651 95694 95824 95946 94234 94289 95602 95652 95695 95825 95949 94235 94290 95603 95653 95696 95826 95950 94236 94291 95604 95654 95697 95827 95953 94237 94293 95605 95655 95698 95828 95957 94239 94294 95607 95656 95699 95829 95959 94240 94295 95608 95658 95701 95830 95960 94243 94296 95609 95659 95703 95831 95961 94244 94297 95611 95660 95709 95832 95962 94245 94298 95612 95661 95712 95833 95975 94246 94299 95613 95662 95713 95834 95977 94247 94511 95614 95663 95714 95835 95982 94248 94512 95615 95664 95717 95836 95991 94249 94535 95616 95665 95722 95837 95992 94250 94571 95617 95666 95726 95838 95993 94252 95204 95618 95667 95736 95840 96155 94253 95207 95619 95668 95741 95841 94254 95209 95620 95669 95742 95842 94256 95210 95621 95670 95743 95843 94257 95212 95623 95671 95746 95851 94258 95213 95624 95672 95747 95852 94259 95219 95625 95673 95758 95853 94261 95220 95626 95674 95759 95857 94262 95225 95627 95675 95762 95860 94263 95226 95628 95676 95763 95864 94267 95227 95629 95677 95765 95865 94268 95232 95630 95678 95776 95866 94269 95236 95631 95680 95798 95867 94271 95237 95632 95681 95799 95873 94273 95240 95633 95682 95812 95887 94274 95241 95634 95683 95813 95894

Zip codes within a 50 mile radius of 95610

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OBJECTIVE To integrate my real estate and business experience, education, and team building skills managing an REO Team with a primary focus of continuously improving our process to transfer real assets at the highest price, with the least amount of time, while minimizing liability for our clients. “Our mission is to cultivate and manage a list of qualified and educated buyers

that are ready to purchase bank assets”

PROFESSIONAL LICENSES/ ASSOCIATIONS Real Estate Sales License – California Department of Real Estate, 12/2005 Real Estate Brokers License – California Department of Real Estate, 8/2009 Member – Placer Association of Realtors, Sacramento Association of Realtoras

EXPERIENCE Broker/ Owner, MckayLand Realty, 2/2010 – Current Full service Real Estate Company Specializing in REO Management through the entire process from Property Management to Transfer of Ownership. Ensure 100% compliance with all local, state and federal regulations pertaining to residential real estate transactions. Train and motivate Agents in a team atmosphere to maximize efficiency of services offered.

SERVICES OFFERED

• Occupancy Checks • Valuation – Comprehensive Drive By or Interior BPO with QC verification • Cash for Keys negotiation and exchange/ Deed in Lieu • Eviction Services • Property management including, clean up, re-key, winterization, utility management, and security • Offer prequalification and management • Escrow and title coordination

UNIQUE MARKETING PLAN

• Buyer focused direct response marketing system cultivating a list of potential buyers prior to listing a property. • Investor network and marketing

PREVIOUS EMPLOYMENT REO Asset Manager, U.S. Bank National Association, successor in interest to the Federal Deposit Insurance Corporation as receiver for Downey Savings and Loan Association, F.A. 11/1997 – 1/2010

John D. Mc Kay REO Broker (916) 220-6211

johndmckay1@yahoo.com www.mckaylandrealty.com

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Professional Qualifications Respected, self-managed, and highly adaptable individual with a reputation for achieving goals using creative thinking, persuasive communication skills, and versatile real estate and sales experience. Experience Licensed Realtor since 1992 I have successfully helped over 1,000 home owners purchase and sell their all American dream, everything from Hud homes to REO’S to resale. My business is all referral based. I have completed 100’s of BPOs and Short Sales for Titanium Solutions. Certified Distressed Property Expert. Certified Short Sale Specialist. Life Time Masters Club. Work History MckayLand Realty Feb. 2010 to present Office Manager SellState/Realty First Since 2004 to Feb. 2010. I have successfully completed 150 Short Sales since 2007 For Countrywide, B of A, Saxon, Washington Mutual, City Bank, National, Indymac, Wells Fargo, Chase, American Servicing Company, and many more. Brockway Properties 1999 to 2004 All aspects of being a broker Hiring, Scheduling, and running a full staff and the company I worked with a silent broker. Remax Gold 1994 to 1999 Real Estate Sales Realty First 1992 to 1994 Real Estate Sales Duties and Responsibilities I manage and follow up on all action daily to ensure that the investor guidelines and weekly status requirements are met to prevent fines and reduce errors. I analyze & manage timelines and performance to ensure the monthly case load is current and in an active status or closed out properly. I coordinate with the property preservation/collateral department to secure & protect the interest on the service of vacant properties to reduce the potential for fines imposed by investors or city ordinances. I prepare and review purchase contracts and listing agreements. I have a full complete knowledge of compliance and guidelines in the negotiation of REO’s with tenants and owners. I have handled Deeds in Lieu of and I have been able to sell multiple REO’s with a tenant in place relinquishing the bank of the eviction process. I have a complete team. I work with everyone from landscaping to licensed contractors. I make the buyers accountable for dates and times lines, my homes are usually sold before they hit the market. My typical time on the market is no more than 60 days.

PEARL AHLQUIST “the Realty Doctor”

Office Manager/ REO Specialist

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• Ruth Dubach: EXPERIENCED REO/ BPO SELLING AGENT—I have over 10 years of experience in the customer service, design consulting and construction industry. As a professional I strive to exceed the expectations of all of my clients.

• Barbara Farley: EXPERIENCED REO/ BPO SELLING AGENT—I have dedicated myself to working with and helping others. I have worked in law enforcement, human resources and helping the developmentally disabled.

• Mark Farnsley: EXPERIENCED REO/ BPO SELLING AGENT—Mark Farnsley’s real estate business is designed around the increasing use of technology to buy and sell homes. He applies his background in sales, internet marketing, web applications and design, including

search engine optimization (SEO), to his real estate business. His internet expertise leverages the visual representation of each client’s home, maximizing the home’s visibility expediting the home sale process.

• Jessie Vargas: BPO SELLING AGENT—Also responsible for selling and making ready properties for sale.

Miscellaneous:

Bilingual: Proficient in Spanish and English.

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• Kimberley Nguyen: EXPERIENCED REO/ BPO SELLING AGENT—Her real estate business grew slowly at first, her first year as a new agent in 2006, she helped seven families move into their dream home. In 2007, she helped ten families and in 2008, she helped sixteen families and earned the Diamond Master Club Membership. During this time many agents left the business because the real estate market had changed so much. Kimberly was able to grow her business during one of the worst recessions in real estate. She believes opportunities are

everywhere and if you know what you want it will come to you. With that in mind, at the end of 2008 she had a desire to become an REO agent. By continuously networking, she landed an REO account with US Bank. Kimberly is very motivated and driven to be successful in the real estate industry. Besides focusing on building her career, Kimberly also has a family. She is happily married to her husband of 10 years and has 2 lovely boys, age 7 and 5. She loves to help her boys with their homework and take them to their daily activities. In addition, she loves taking her kids on short trips when she is not busy working to spend quality time with them. Her family is on top of her priority list.

Miscellaneous:

Bilingual: Proficient in Vietnamese and English.

• Ben Varakuta: EXPERIENCED REO/ BPO SELLING AGENT—I work collaboratively with agents, buyers, sellers, lenders, contractors, escrow officers and inspectors to manage successful real estate transactions. I manage all real estate transaction associated activities proactively by addressing issues immediately as they arise in an effort to reduce errors and prevent fines. I have full and complete knowledge of compliance and guidelines related to negotiation of REO’s with tenants and owners.

I always keep my clients appraised of the latest developments, changes in the market conditions, and am readily available to answer any questions.

Miscellaneous:

Trilingual: Proficient in Russian, Ukrainian and English.

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• BPO’s on our forms or yours

• Contact occupant and serve necessary documents

• Help to negotiate possession of the property

• Provide written and photographic reports on the condition of the property

• Arrange for trash removal, clean-up and necessary repairs

• Transfer and maintain utilities

• Put in MLS, and prepare marketing pieces

• Provide weekly inspections

• Request feedback from all showings

• Provide monthly marketing reports

• Present all offers via e-mail in a PDF file

• Answer and return calls till 7 PM

The Internet has dramatically changed how properties are bought and sold. This is why we take an active role in Internet Advertising! All of our listings are posted on the following websites:

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To Whom It May Concern: I have used many short sale negotiators and third party negotia-tion firms. None of them work as hard as Pearl Ahlquist. I sent her 5 short sales, and she closed 100% of them! Her team is the best. With other firms I was always left in the dark, never knew how the deals were going and ultimately they never did close any deals. I thought no one ever closed a short sale until I met Pearl. None of the other firms ever closed ONE deal, Not ONE! Pearl has closed every short sale referral I sent to her. To anyone considering the use of her services for a short sale, look no further – you have found the best agent for the job! -Jason Grams

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MckayLand Realty is a minority owned business. Our main focus is our suc-cess with single family residential REOs. Our team does this by using a hands on approach. We delegate responsibility to our individual strengths, which helps turn your assets in less time. Our team is up to speed on the latest technological methods of marketing and communication for our clients and to reach our prospects. We are ready, willing, and available to serve you with your real estates need!

“We are the go to turn around specialist for your troubled real estate assets!”

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