resource guide for your activecare 2 plan to know all your plan offers to help you choose wisely and...
TRANSCRIPT
Get to know all your plan offers to
help you choose wisely and live healthy
Resource Guidefor your ActiveCare 2 Plan
ActiveCare 2 Plan i
TABLE OF CONTENTS
3 LIVE HEALTHY!
3 100%preventivecarebenefits4 Join the Live Healthy America Challenge
5 BEGINNING RIGHT® MATERNITY PROGRAM
7 GETTING STARTED WITH YOUR ACTIVECARE 2 PLAN
7 Aetna ID card7 Out-of-pocket maximum
8 MEET AETNA
8 Aetna Health Concierge9 Aetna Navigator®10 Apps
11 YOUR PRESCRIPTION DRUGS
11 Caremark12 Fillingyourprescriptions
13 REACH YOUR WELLNESS GOALS
13 SimpleStepsToAHealthierLife®14 AetnaHealthConnections15 AetnaCareAdvocateTeam(CAT)15 Caremarkhealthandwellnesstools
16 SAVE WITH YOUR ACTIVECARE 2 PLAN
16 Know where to go16 Findandcomparecosts17 Talktoadoctorornursefromhome17 AetnaDiscounts
18 CONTACTS FOR HELP AND INFORMATION
19 ACTIVECARE 2 PLAN HIGHLIGHTS
iiActiveCare 2 Plan
ActiveCare 2 Plan1-800-222-9205—TRS-ActiveCareCustomerService
1-800-628-3323—TTYnumber
•Option1—Aetna(medical)8a.m.–6p.m.CT(Mon.–Fri.)
•Option2—Caremark(prescriptiondrug)24hoursaday,7daysaweek
ActiveCare 2 Plan 3
LIVE HEALTHY!
YourActiveCare2planismorethanjustbenefits.It’saresourceforhealthierliving,with tools,servicesandprogramstohelpyouandyourfamilyachieveyourwellnessgoals. Weinviteyoutolearnaboutwhat’savailabletohelpyoubethehealthiestyoucanbe.
Take advantage of your plan’s 100% covered preventive care benefitsGetroutinephysicalexamsandscreeningsthathelpcatchproblemsearly.They’recovered at100%—withnodeductible—whenyouusein-networkproviders.Examplesofpreventivecareincluderoutinescreenings,vaccinesandcheckupsforadultsandchildren,aswellascounselingtopreventillnesses,diseaseandotherhealthproblems.Theyalsoincludewomen’spreventivecareservices,suchascheckups,contraception,prenatalcare,lactationcounselingandmore.Forafulllistofcoveredpreventivecareservices,pleaserefertotheTRS-ActiveCareBenefitsBookletatwww.trsactivecareaetna.com.
benefitsTRS-ActiveCare
Everything you need to know about ActiveCare 1-HD, Select,
and 2 Health Plans
Effective September 1, 2016
booklet
ActiveCare 2 Plan 4
Live healthier 4 ways
1. Exercise regularly. Get30minutesofmoderate-levelactivitymostdays.
2. Quit smoking.Thehealthbenefitsbeginalmostimmediately.
3. Eat more fruits and vegetables. Shootfor5to9servingsdaily.
4. De-stress. Taketimeeachdaytomeditate,doyogaorsimplysitanddonothing.
Join the Live Healthy America Challenge Live Healthy Americaisan8-weekchallengebroughttoyoubyTRS-ActiveCareandAetna,andopentoanyTRSemployeeenrolledinaTRS-ActiveCaremedicalplan.Whenyoujoin,youcanputtogetherateamof2to10peopleorparticipateasateamofone.You’lltakepartinteamactivitiesandworkouts,settinggoalsandtrackingactivityminutesand/orweightlosssuccesses.You’llmakepositivechangesinyourhealthandlifeasyoutrackyourprogressdailyorweekly.
Bestofall,youcanwinprizesforyourteamandyourschool.Tolearnmoreandjointhechallenge,visitwww.trsactivecarelivehealthychallenge.com.
ActiveCare 2 Plan 5
BEGINNING RIGHT MATERNITY PROGRAM
Get your baby off to a healthy startYourActiveCare2plancanhelp.It’sanimportanthealthandwellnessresourceforyouandyour family–rightfromtheverybeginningoflife.
Coverage for your newbornThefirstweeksafteranewbabyarrivesareabusytime.Soit’sgoodtoknowthatyourActiveCare2 planwillautomaticallyprovidemedicalcoverageforyournewbornforthefirst31daysfollowing his/herdateofbirth.Youmustenrollyourchildwithin31daysafterhis/herdateofbirth.
Understanding your family benefitsIfyouwereenrolledasan“employeeonly”or“individual”beforethebirthofyourchild,yourcoveragestatuswillchangeonceyourchildisenrolled.Yourmonthlycontributionswillchange.Toseeyour familybenefits,gotowww.trsactivecareaetna.comandclick“2016-2017BenefitsBooklet.”
ActiveCare 2 Plan 6
Join the Beginning Right® Maternity Program Availabletoyouoryourcovereddependent,theBeginningRightMaternityProgramcanhelpgiveyourbabyahealthierstartinlife.Theprogramoffers:
• One-on-onesupportviaphonefromanobstetricallytrainednursewhocanprovideinformation,adviceandanswersonpregnancyandnewborn-relatedissuesandconcerns.
• APregnancyRiskSurveytohelpidentifyhealthissuesthatneedspecialattention.• APregnancyHandbook(availableinEnglishorSpanish)withhelpfulinformation,
resourcesandtipsforahealthierpregnancyandhealthierbaby.
Get your $100 Babies “R” Us® gift card:WhenyouoryourcovereddependentjoinsBeginningRightandcompletestheprogram(includingonepost-partumcallfromaprogramnurse),a$100giftcardfromBabies“R”Uswillbemailedtoyourhome.
TO GET STARTED: Call 1-800-272-3531orvisit www.trsactivecareaetna.com and log in to AetnaNavigator,thenclick“HealthPrograms”atthetopofyourhomepage.
ActiveCare 2 Plan 7
GETTING STARTED WITH YOUR ACTIVECARE 2 PLAN
HereareafewtipsandreminderstohelpasyougetstartedwithyourActiveCare2planforthe 2016–2017planyear.
Your Aetna ID cardYourAetnaIDcardisafamilycard;uptofivefamilymembersarelistedonthecard.Ifyouhavemorethanfourdependents,youmayhavereceivedanadditionalcardthatshowstheotherdependents.
Ifyouneedadditional,temporaryorreplacementcards,callTRS-ActiveCareCustomerService at 1-800-222-9205.
About the out-of-pocket maximumDesignedtoprotectagainstveryhighmedicalexpenses,theout-of-pocketmaximumlimitswhat youmustpayoutofyourownpocketforcareeachyear.
• The individual out-of-pocket maximum, $6,850,appliestoeachfamilymembercoveredbytheplan.Onceafamilymember’sexpensesreachhis/herindividualout-of-pocketmaximum,anyremainingexpensesarepaidat100%fortherestoftheyearforthatmember.
• Eachfamilymember’sexpensesaccumulatetowardthe family out-of-pocket maximum, $13,700.Oncetheout-of-pocketexpensesofanycombinationoffamilymembersaccumulatetothefamilyout-of-pocketmaximum,allfamilymemberswillbeconsideredtohavemettheirout-of-pocketmaximum.
ActiveCare 2 Plan 8
MEET AETNA
YourActiveCare2medicalplanisadministeredbyAetna.Aetnaoffersawiderangeofresources andservices—fromanationalprovidernetwork,tothelatestonlinetoolsandmobileapps,tothe servicesofaHealthConcierge.
There’salottoknowaboutyourplanandwhatitcandoforyouandyourfamily.
Usethesetwoimportantresourcestogetthemostoutofyourplanbenefits,servicesandprograms.
Call the Aetna Health Concierge – 1-800-222-9205For benefits and health care answers
Whenyouneedaquickanswer,someonetoexplainyourbenefitsorhelpgettingtherightcare,youhaveanadvocatededicatedtoyourhealthcareneeds.TheAetnaHealthConciergeisabenefitsandhealthexpertwhocanhelpyoubetterunderstandthedifferentpartsofyourplan.Callwithyourquestionsandlearnmoreaboutbenefits,providers,services,programsandtools.YourAetnaHealthConciergecanevenhelpyoufindtherightdoctorforyourconditionorproblem,andmakeanappointment.
Aetna Health Concierge 1-800-222-9205, option 5 Monday through Friday, 8 a.m. to 6 p.m.
ActiveCare 2 Plan 9
Register with Aetna NavigatorFor access to a world of online resources
AsanActiveCareparticipant,youwillhaveaccesstoonlinetools,providerlookups,costestimates andmuchmoreatAetnaNavigator,yoursecurememberwebsite.Itallstartswhenyouregister. Here’show:
• Have your Aetna member ID card ready• Visitwww.trsactivecareaetna.comandclick“LogIn/Register”onthehomepage• Followthesimpleprompts• Createyourusernameandpassword• Provideavalidemailaddressandagreetoreceiveelectronicinformationsothatyou
willstayuptodateoncoverageandclaimdetails
Need help registering?Usethe“AskAnn”linktoregister,retrieveapasswordandfind yourwayaroundthesite.
Onceyouareregistered,youcanvisitthewebsite24/7to:
• Confirmfamilymemberscoveredunderyourplan• Checkbenefitsandclaims• PrintanIDcard• Getcostestimatesformedicalproceduresandtreatments• TaketheHealthAssessment• ViewyourPersonalHealthRecord(PHR)• Usethe“ContactUs”linkonanypagetoemailAetnaMemberServices• GetstartedwithAetnawellnessprogramsanddiscounts
ActiveCare 2 Plan 10
Youcanalso:
Look up in-network providers. UseDocFind®,theonlineproviderdirectory,tofindin-network primarycaredoctors,specialists,urgentcarefacilities,hospitalsandmorenearyou.Goto www.trsactivecareaetna.comandclick“Findadoctororfacility”onthehomepage.Choosea providertypeorenteraname,specialty,procedureorconditioninthesearchbox.
REMEMBER: YoupaylessforcarewhenyouusedoctorswhobelongtotheAetnanetwork.Plus,they fileclaimsforyouandhandleanyadvanceapprovalsyoumayneedforcertaintypesofcare.Visitinganout-of-networkproviderforyourhealthcareneedscanhavesignificantfinancialimplicationsforyou.
Check your Personal Health Record (PHR).ThePHRisasecureonlinerecordofyourcare,withinformationgatheredfrommedicalandpharmacyclaims.Youcanseemedicalproceduresand servicesreceived,androutinecareprovided—bywhomandwhen.Youcanalsoenteryourowninformationsuchasprescriptionmedications,over-the-counterdrugsandnutritionalsupplements youuse.ThePHRalsoissuespersonalizedhealth-relatedalertsandrecommendations,andfeatureshealthandphysicalactivitytrackers.
Get the apps!
Aetna MobileletsyouuseamodifiedversionofAetnaNavigatoronyourmobiledevice.Finddoctors,showyourIDcard,checkclaims,contactMemberServicesandmore.TheAetnaMobileappworkswithAppleandAndroidmobiledigitaldevices.*
Getit:Text“Apps”to23862**ORvisitwww.aetna.com/mobile.iTriage®,tomakesenseofyourhealthcareoptions.Checkasymptom, lookupconditionsandprocedures,findtherightdoctororfacility,lookupERwaittimes,andmuchmore.Getit:TheappisfreeonGooglePlayTM or the App StoreSM.Youcanalsovisitwww.itriagehealth.com.Caremark app,forreal-time,secureaccesstoyourprescriptionsandpharmacyinformation.Youcanlookuppharmaciesnearyou,ororderprescriptionsusingmailorderservice,thencheckthestatusofyourorder.Youcanalsoviewyourpharmacyhistoryandcheckdrugcosts.UsetheapponyouriPhoneandAndroidphone.
Getit:Visitwww.caremark.com.Onthehomepage,lookfor“Checkoutourmobileapp!”andclick“Learnmoreandgettheappnow.”
Teladoc® app,totalktoaboard-certifieddoctor24/7/365.ThisappletsyouaccessallthebenefitsoftheTeladocserviceviaphone.Talktoadoctor anytime,anywhere.Turnto“SaveWithYourActiveCare2Plan”onpage16formoreaboutTeladoc.Getit:Visitwww.teladoc.com/mobileortext“GetStarted”to469-804-9918.TheMyQuestTM mobile app,toscheduleQuestDiagnosticsTMappointments,checklabresults,shareinformationandmore.AvailableforAppleandAndroiddevices.Getit:Downloadtheappatwww.questdiagnostics.com/myquest.
*AndroidandGooglePlayaretrademarksofGoogle,Inc.Apple,theApplelogoandiPhonearetrademarksofApple,Inc.,registeredintheU.S.andothercountries.AppStoreisaservicemarkofApple,Inc.
**Standardtextmessagingratesmayapply.
ActiveCare 2 Plan 11
YOUR PRESCRIPTION DRUGS
Meet CaremarkCaremarkistheadministratorofyourTRS-ActiveCarePlanprescriptiondrugbenefits.
ThroughCaremarkpharmacyservices,youcanordermaintenanceandspecialtymedicationsonlineor byphone,andhavethemdelivereddirectlytoyou.Youcanalsovisitwww.caremark.com/trsactivecare forhelpfulresourcesandinformation.
How to save on prescription drugs
Here are 4waystosaveonyourprescriptions:
1. Ask for generics first. Genericsarepharmaceuticallyandtherapeuticallyequivalentto brand-namedrugs,andcancostupto80%less.
2. Remember the preferred drug list. Ifagenericdrugisn’tavailable,askyourdoctortoprescribeadrugonyourplan’spreferreddruglist,ifappropriate.Youwillpaymorefora brand-name medication not onthepreferredlist.Gotowww.caremark.com/trsactivecare toseethepreferreddruglist.
3. Order 90-day suppliesofmaintenancemedicationstosavemoney.VisitaCaremarkRetail-PlusPharmacyorusetheCaremarkPharmacyformailservice.Youwillpaythesamecoinsuranceeitherway.Remember,ifyoufillmaintenanceprescriptionsatatraditionalnetworkpharmacy,youwillpaymoreforyourmedicationafterthefirstpurchase.
4. Fill short-term prescriptions(uptoa31-daysupply)ataCaremarkretailnetworkpharmacy.Youwillgenerallypaymoreforshort-termprescriptionsfilledoutsidetheCaremarkretailnetwork.
ActiveCare 2 Plan 12
Filling your prescriptionsWhereyoucanfillyourprescriptiondependsonwhetheryouneedashort-term,maintenance orspecialtymedication.
Short-term medications aregenerallytakenforalimitedtimeandhavealimitednumberofrefills; forexample,anantibiotic.YoucanfillprescriptionsforthesemedicationsatanypharmacyintheCaremarkretailnetwork.
• Choosefrommorethan64,000networkpharmaciesnationwide,includingindependentand chainpharmacies.
• Find a participating pharmacy at www.caremark.com/trsactivecare.
TIP: Toavoidclaimspaperwork,bringyourprescriptionIDcardalongwhenyoupickupyourprescription.UseapharmacyintheCaremarkretailnetworktosavemoney.
Maintenance medicationsaretakenregularlyforchronicconditionssuchashighbloodpressure, asthma,diabetesorhighcholesterol.YouwillgenerallysavemoneybyusingtheCaremarkPharmacy (formailorders)oraCaremarkRetail-PlusPharmacyfortheseprescriptions.
Youhaveachoiceof4easywaystostartfillingmaintenanceprescriptions:
1.BringyourprescriptiontoanyCaremarkRetail-PlusPharmacy—findoneat www.caremark.com.
2.Completeandreturnthemail-serviceorderformavailableatwww.caremark.com/trsactivecare.
3.UsetheFastStart® tool found on www.caremark.com.
4.CallFastStartat1-800-875-0867.
Specialty medicationsaredrugsusedtotreatcomplexconditionssuchascancer,growthhormonedeficiencyorhemophilia.Theymaybeinjected,infused,inhaledortakenorally,andmayrequire specialhandling.YoucanfillprescriptionsforspecialtymedicationsthroughCVSCaremarkSpecialtyPharmacy.Tolearnmoreandgetstarted,callCaremarkConnect®toll-freeat1-800-237-2767orvisitwww.caremark.com/trsactivecare.
ActiveCare 2 Plan 13
REACH YOUR WELLNESS GOALS
Takeadvantageofno-costprogramsandservicestoreachyourwellnessgoals,manageachroniccondition,stayhealthyduringpregnancyandmore.
Simple Steps To A Healthier Life Know your risks, improve your healthSimpleStepsToAHealthierLifeisanonlinehealthandwellnessprogramthatcanhelpyoureach goalssuchaslosingweight,eatinghealthierandevengettingabetternight’ssleep—stepbystep, atyourownpace.
Take the Health Assessment TheprogramstartswhenyoutaketheHealthAssessment,aquestionnairethatcoverstopicssuch ashealthhistory,lifestyleandhabits,andhealthscreenings.Injust15minutes,you’redone.
ActiveCare 2 Plan 14
Get a health report and an action planOnceyou’vecompletedyourHealthAssessment,youwillgetasecureemailwithyourpersonalized actionplan.Thisreportoutlinesyourpersonalhealthrisksbasedonyouranswerstothequestionnaire.Italsorecommendsonlinehealthcoachingprogramsyoucanfollowatyourownpacetoreachyourwellnessgoals.
Theprogramsinclude:
• Be Tobacco Free:Gethelptoquittobaccoandstayquit.• Blood Pressure in Check: Moveyour“numbers”intoahealthierrange.• Diabetes Life:Learneffectivewaystomanageyourconditionandenjoybetteroverallhealth.• Eat Healthier: “Tryon”andadoptbettereatinghabits.• Get Active: Putmorephysicalactivityintoeachday.• Healthy Back: Knowaboutbetterwaystopreventbackpain.• Heart-Healthy Cholesterol: Takestepstoachievehealthiercholesterollevels.• Living Well with Asthma: Developandpracticehealthyhabitsthathelpyoubreathebetter.• Sleep Well: Learnstepstotakeduringthedayforabetternight’ssleep.• Stress Less: Findhealthierwaystorespondtodailypressuresandstress.• Weigh Less: Takesmall,concretestepstoreachyourhealthyweight.• Health in a Hurry: Gettipsandideastofitbetterhealthintoyourbusylife.
Youcanparticipateinanyoftheseprogramsbeforeorafteryoucompletethehealthassessment. Withineachprogram,youselectaJourney®thatfitsyourneeds,goalsandinterests.EachJourney includessmallstepsthathelpyoubreakdowngoalsintomoremanageableactions.
Secure and confidentialTheinformationyouprovideaspartofyourHealthAssessmentiskeptprivate.
TO GET STARTED: Go to www.trsactivecareaetna.comandlogintoAetnaNavigator.Onyour homepage,click“Iwantto...TakeaHealthAssessment”ontheleft-handmenu.
Aetna Health Connections Live healthier with a chronic conditionAetnaHealthConnectionsisaconditionmanagementprogramthatprovidesone-on-onesupport fromregisterednursesandotherhealthcareprofessionals.You’llgetinformation,coachingandmonitoringtohelpyouunderstandandfollowyourdoctor’streatmentplan,bettermanageyour conditionandavoidcomplications.
Theprogramcoversmorethan30conditions,includingasthma,highbloodpressure,diabetes, heartdisease,osteoporosisandmore.
TO GET STARTED: Ifyoucouldbenefitfromtheprogram’sservices,anAetnanursemaybeintouch. YoucanlearnmoreandenrollonlineatAetnaNavigator(registerfirstifyouhaven’talready— seepage9).Atthetopofyourhomepage,clickthe“HealthPrograms”tab.
ActiveCare 2 Plan 15
Aetna Care Advocate Team (CAT) Get help to navigate the health care systemTheAetnaCareAdvocateTeam(CAT)isagroupoftrainednurseswhocanguideyouthroughthehealthcaresystem.Gethelptounderstandamedicalconditionorterm,learnabouttreatmentoptions,receiveexpertcoordinationofcomplexmedicalservicesandmuchmore.TotalkwithaCATcarecoordinator, callTRS-ActiveCareCustomerServiceat1-800-222-9205.
Caremark health and wellness tools Manage prescriptions, learn about medications and moreAt Caremark.com,youwillfindthelatesthealthnewsandtrends,informationonhealthconditionsanddiseases,andtoolstokeeptrackofyourprescriptions.Thesite’stoolsincludethefollowing:
• Email, phone and text alertsletyouknowaboutupcomingrefills,orderstatusandhealthupdates.• Caremark’s drug databasegivesyoudetailed
informationaboutprescriptionandover-the-countermedicines,andletsyoucheckforpossibledruginteractions.
• Information and tools at healthresources.caremark.com help you learn more about medicalconditionsandwaystobettermanageyourhealth.You’llfindarticles,videos,healthcalculators,asymptomchecker,amedicaldictionary,Caremark’sdruginformationcenter,dietcenterandmuchmore.
Patients Like Me®isanonlineprogramthatcombinessocialnetworkingandthelatestresearch-basedinformationtohelppeoplelivingwithchronichealthconditions.Whenyoutakepart,youconnecttoanetworkofsupportthatincludesmorethan400,000members.Youcanshareyourhealthexperienceswithothers,usemessageboards,accesstreatmentreportsandgettipsonmanagingyourconditionandimprovingyourqualityoflife.Theprogramaddressesover2,500healthconditions,soyouarelikelytofindsomeonewhohasasimilarcondition.
TO GET STARTED: Go to www.trsactivecareaetna.comandlogintoAetnaNavigator.Lookforthelinkto“PatientsLikeMe”onyourhomepage.
ActiveCare 2 Plan 16
SAVE WITH YOUR ACTIVECARE 2 PLAN
Withthehelpofyourplan’stoolsandresources,youcanbejustassmartabout yourhealthcarespendingasyouarewithotherkindsofexpenses.Takeadvantage togetthecareandservicesyouneedforless.
Know where to goIn-network providerschargelower,negotiatedratesforActiveCareparticipants.Plus,yourshareofexpensesislowerwhenyoustayinthenetworkforcare.UseDocFindtosearchforin-networkprovidersnearyou(seepage10).
Quest DiagnosticschargeslowerratesforTRS-ActiveCareparticipants.Yourplanpays100%,deductiblewaived,whenQuestprovidesyourlabwork.
ER alternatives, likeurgentcarecentersandwalk-inclinics,arelow-costalternativeswhenyouneedpromptnon-emergencycare.UseDocFindtosearchforthesefacilitiesinyourarea.Savetheemergencyroomfortrue,life-threateningemergencies(examples:heartattack,stroke,uncontrolledbleeding).
Not sure where to go? Callthe24-HourNurseInformationLineat1-800-556-1555.
Find and compare costsThe Member Payment Estimatorcantellyouwhatatreatment,procedure,testorothermedicalservicewillcostbeforeyoureceiveit.Tousethetool,logintoAetnaNavigator,yoursecurememberwebsite,atwww.trsactivecareaetna.com.The“CostofCare”boxonyourhomepagehasthelinktotheMemberPaymentEstimator.
The Check Drug Costs toolletsyouknowhowmuchyouwillpaybasedonyourbenefitplanandyourprescriptiondosage.Tousethetool,gotowww.trsactivecareaetna.comandclickonthe“QuickAccessCaremark”linkonthehomepage.
ActiveCare 2 Plan 17
Talk to a doctor or nurse from homeTeladoc letsyoutalkbyphonewithboard-certifiedgeneralpractitioners,internistsandpediatricians. YourTeladocdoctorcandiagnose,treatandcallinprescriptionsfornon-emergencymedicalproblemssuchascolds,flu,allergiesandothers.Thephoneconsultationfeeiscoveredbyyourplanat100%.Teladocisavailable24/7*at1-855-Teladoc (1-855-835-2362).
The 24-Hour Nurse Information Line — 1-800-556-1555 —isatoll-freeservicestaffedbyregistered nurseswhocananswerquestionsandprovidereliablehealthinformation.Gethelpdecidingwhereto seeknon-emergencycare.Askaboutamedicalcondition,procedureortreatment.Knowwhatyoucan doaboutaproblemuntilyou’reabletoseeadoctor.
Use your Aetna Discounts** to save money• Vision care,includingeyeglasses,contactlensesandsolutions,LASIKandothereyecareservices
andaccessories.• Hearing caresuchashearingaidsandhearingaidrepair,examsandmorethroughHearingCare
SolutionsandHearPO®.• Fitness memberships† andequipment.• Natural products and services,includingmassage,herbalsupplements,acupuncture,chiropractic
care,nutritionalcounselingandmore.• Weight management programs from Jenny Craig®,CalorieKing®andNutrisystem®.
Togetstartedwithyourdiscounts,logintoAetnaNavigatoratwww.trsactivecareaetna.com and clickHealthPrograms>Getdiscounts.
*Notavailableinallstates.
**Exclusionsandrestrictionsapply.†Notavailableatallclubs.
ActiveCare 2 Plan 18
CONTACTS FOR HELP AND INFORMATION
Contact/Resource Telephone/Web Description
TRS-ActiveCare CustomerService
1-800-222-9205(TTY) 1-800-628-3323
ForanswersandinformationaboutyourTRS-ActiveCareplanbenefits,providers,IDcardsandotherplan-relatedneeds
Aetna Navigator (securememberwebsite)
www.trsactivecareaetna.com Tools,informationandotheronlineresourcestohelpyoumanageyourbenefits,healthandhealthcare
Aetna Health Concierge 1-800-222-9205 Personalhelpwithyourplan’sbenefitsandservices
AetnaCareAdvocateTeam(CAT)
1-800-222-9205 Experthelptonavigatehealthcareandthehealthcaresystem
Caremark 1-800-222-9205 (selectOption2)www.caremark.com/trsactivecare
Prescriptiondrugbenefitsandservices
CaremarkConnect 1-800-237-2767 Call CaremarkConnect to enroll in thebenefitsandservicesofCVSCaremarkSpecialtyPharmacy
Teladoc 1-855-TELADOC (1-855-835-2362)
Telephoneconsultationswith board-certifieddoctors
24-HourNurseInformation Line
1-800-556-1555 Answers,adviceandinformationfromregisterednursesonhealthcarequestions,problems andneeds
BeginningRight MaternityProgram
1-800-272-3531 One-on-onesupportforahealthierpregnancy,healthierbaby
QuestDiagnostics www.questdiagnostics.com Scheduleappointmentsonline24/7;findnearbylocations
ActiveCare 2 Plan 19
ACTIVECARE 2 PLAN HIGHLIGHTS
Thechartbelowshowswhatyoupayforsomecommontypesofcoveredexpenses.Type/ of Service Network (you pay) Non-Network (you pay)Deductible (perplanyear)
$1,000individual $3,000family
Sameasnetwork
Out-of-Pocket Maximum (perplanyear;doesincludemedicaldeductible/anymedicalcopays/coinsurance/anyprescriptiondrugdeductibleandapplicablecopays/coinsurance)
$6,850individual $13,700family
Sameasnetwork
Doctor Office Visits $30copayforprimary $50copayforspecialist
40% after deductible
Preventive Care (seetheBenefitsBookletatwww.trsactivecareaetna.com foralistofpreventiveservices)
Planpays100%(deductiblewaived) 40% after deductible
Teladoc Physician Services Planpays100%(deductiblewaived) Not applicable
Diagnostic Lab Planpays100%(deductiblewaived)ifperformedbyQuestDiagnostics;youpay 20%afterdeductibleatotherlabs
40% after deductible
High-Tech Radiology (CTscan,MRI,nuclearmedicine)
$100copayperserviceplus20%afterdeductible $100copayperserviceplus40%afterdeductible
Inpatient Hospital (facilitycharges)
$150copayperdayplus20%afterdeductible($750maximumcopayperadmission;$2,250maximumcopayperplanyear;preauthorizationrequired)
$150copayperdayplus40%afterdeductible($750maximumcopayperadmission;$2,250maximumcopayperplanyear;preauthorizationrequired)
Inpatient Hospital (physician/surgeonfees)
20% after deductible 40% after deductible
Outpatient Surgery $150copaypervisitplus20%afterdeductible $150copaypervisitplus40%afterdeductible
Bariatric Surgery (physiciancharges;onlycoveredifperformedat anIOQfacility)
$5,000copay(doesnotapplytoout-of-pocketmaximum)plus20%afterdeductible
Not covered
Ambulance 20% after deductible Sameasnetwork
Emergency Room (trueemergencyuse)
$150copayplus20%afterdeductible (copaywaivedifadmitted)
Sameasnetwork
Urgent Care $50copaypervisit 40% after deductible
Maternity Care (physiciancharges;doesnotincludelaboratorytests;hospital/facilitychargesarecoveredsame asinpatienthospitalfacilitycharges)
Initial Visit to Confirm Pregnancy $30copay Routine Prenatal Care Planpays100%(deductiblewaived) Delivery/Postnatal Care 20% after deductible
40% after deductible
Mental Health/Behavioral Health/Substance Abuse Disorders
Outpatient Services $50copay Inpatient Services $150copayperdayplus20%afterdeductible($750maximumcopayperadmission;$2,250maximumcopayperplanyear;preauthorizationrequired)
Outpatient Services 40% after deductible Inpatient Services $150copayperdayplus40%afterdeductible($750maximumcopayperadmission;$2,250maximumcopayperplanyear;preauthorizationrequired)
Prescription Drugs Drugdeductible(perplanyear)
Nodeductibleforgenericdrugs $200perindividualforbrand-namedrugs
Sameasnetwork
Retail Short Term(upto31-daysupply) • Generic •Brand(preferredlist) •Brand(non-preferredlist)
$20 $40* $65*
Youwillbereimbursedtheamountthatwouldhavebeenchargedbyanetworkpharmacylessthe required deductible and copay
Retail Maintenance(afterfirstfill,upto31-daysupply) • Generic •Brand(preferredlist) •Brand(non-preferredlist)
$35 $60* $90*
Youwillbereimbursedtheamountthatwouldhavebeenchargedbyanetworkpharmacylessthe required deductible and copay
Mail Order and Retail-Plus(upto90-daysupply) • Generic •Brand(preferredlist) •Brand(non-preferredlist)
$45 $105* $180*
Not applicable
Specialty Drugs $200perfill(upto31-daysupply) $450perfill(32-dayto90-daysupply)
Not applicable
*Ifyouobtainabrand-namedrugwhenagenericequivalentisavailable,youwillberesponsibleforthegenericcopaymentplusthecostdifferencebetween thebrand-namedrugandthegenericdrug.
ActiveCare 2 Plan 20
ThisguideprovidesanoverviewofthetoolsandresourcesavailableundertheActiveCare2plan.Foradetaileddescriptionofyourprogram,seeyourTRS-ActiveCareBenefitsBooklet.TheBenefitsBookletisavailableonlineatwww.trsactivecareaetna.comandistheofficialTRS-ActiveCarestatementonbenefits.TRS-ActiveCarebenefitswillbepaidaccordingtotheBenefitsBookletandotherlegaldocumentsgoverningtheprogram.
TRS-ActiveCareisadministeredbyAetnaLifeInsuranceCompany.Aetnaprovidesclaimspaymentservicesonlyanddoesnotassumeanyfinancialriskorobligationwithrespecttoclaims.PrescriptiondrugbenefitsareadministeredbyCaremark.