RiskMeter Online TrainingRiskMeter Online Training

AgendaAgenda

What is RiskMeter What is RiskMeter Online?Online?

How to Log In & SearchHow to Log In & Search Basics of GeocodingBasics of Geocoding Choosing risk reportsChoosing risk reports Live DemoLive Demo

– Using Map FunctionsUsing Map Functions– Understanding risk dataUnderstanding risk data

What is RiskMeter Online?What is RiskMeter Online?

Online tool for insurance professionalsOnline tool for insurance professionals Property look-ups for risk & hazard infoProperty look-ups for risk & hazard info

– Quick, accurate information based on Quick, accurate information based on locationlocation

– Over 30 risk & hazard reports availableOver 30 risk & hazard reports available No digging for information!No digging for information!

– Order multiple reports at onceOrder multiple reports at once

Why use RiskMeter?Why use RiskMeter?

Quick results, easy to Quick results, easy to useuse

Eliminates possibility of Eliminates possibility of human errorhuman error

Specific values returnedSpecific values returned Decreases turnaround Decreases turnaround

time for quoting and time for quoting and pricing policiespricing policies

Starting out…Starting out…

Click the Click the Log InLog In button to beginbutton to begin

Type your Type your Username and Username and PasswordPassword– Enter Enter Member IDMember ID

on the second on the second screen if necessaryscreen if necessary

Searching for a Property AddressSearching for a Property Address

Enter a complete, Enter a complete, valid addressvalid address

Street number is Street number is important!important!

Zip code is optional Zip code is optional – if you don’t have – if you don’t have one, leave it blankone, leave it blank Garbage In/Garbage Garbage In/Garbage

Out!Out!

Address VerificationAddress Verification

The address you’ve entered is cleaned up and The address you’ve entered is cleaned up and matchedmatched– CASS certification softwareCASS certification software

Standardizes the addressStandardizes the address Fixes spelling errorsFixes spelling errors Finds zip code + 4Finds zip code + 4 Corrects suffixCorrects suffix

Always double-check that the address returned is the Always double-check that the address returned is the correct address to search!correct address to search! Note: If you enter an address that does not exist in

the town or zip provided, RiskMeter will find a name that is the closest match, or will give a list of alternative addresses.

Report SelectionReport Selection List of reports shows only List of reports shows only

those available for the those available for the address enteredaddress entered

Two columns:Two columns:– Run Test vs. Show Map LayerRun Test vs. Show Map Layer

Your account is only Your account is only charged for ordered charged for ordered reportsreports

The Map Layer can be The Map Layer can be toggled on/off on the toggled on/off on the report page as wellreport page as well

Run Test

Sh

ow

Map

Lay

er

Available RiskMeter Reports 2010Available RiskMeter Reports 2010 Distance to ShoreDistance to Shore Distance to Intracoastal (FL)Distance to Intracoastal (FL) Tier 1 CountiesTier 1 Counties Storm Surge ModelStorm Surge Model State Wind Pool Eligibility State Wind Pool Eligibility

(AL, FL, GA, LA, MS, NC, NJ, SC & TX)(AL, FL, GA, LA, MS, NC, NJ, SC & TX) FL Wind Loss MitigationFL Wind Loss Mitigation Sink Holes (FL & PA)Sink Holes (FL & PA) Flood Zone DeterminationsFlood Zone Determinations Flood ElevationFlood Elevation City and County LookupsCity and County Lookups Elevation/Slope/AspectElevation/Slope/Aspect Hail and Tornado ExposureHail and Tornado Exposure Responding Fire DistrictResponding Fire District Distance to Fire StationsDistance to Fire Stations Fire PerimetersFire Perimeters Brush Fire Zones Brush Fire Zones

- CDS Wildfire - CDS Wildfire (AZ, CA, CO, ID, MT, NM, NV, OR, SD, UT, WA & WY) (AZ, CA, CO, ID, MT, NM, NV, OR, SD, UT, WA & WY)

- Renie Ad Maps (CA Only), - Renie Ad Maps (CA Only), - Bates/SRA Zones (CA Only)- Bates/SRA Zones (CA Only)

Crime ScoresCrime Scores Distance to Earthquake FaultsDistance to Earthquake Faults CA PML Quake ZonesCA PML Quake Zones EQECat Assess TestEQECat Assess Test

- MMI, Soil Type, Magnitude, Distance to - MMI, Soil Type, Magnitude, Distance to FaultsFaults

EQECat Advanced ScoreEQECat Advanced Score AP Fault Zones (CA Only)AP Fault Zones (CA Only) CA Liquefaction/LandslideCA Liquefaction/Landslide State Premium Tax Codes State Premium Tax Codes

(AL, DE, FL, GA, IL, KY, LA, NJ, NY, SC & TX)(AL, DE, FL, GA, IL, KY, LA, NJ, NY, SC & TX) Customer Defined Rating TerritoryCustomer Defined Rating Territory Policy Exposure ModulePolicy Exposure Module Protection Class (MS)Protection Class (MS) Year Built/Sq FootageYear Built/Sq Footage Building CharacteristicsBuilding Characteristics Tsunami (HI)Tsunami (HI) Lava Flow (HI)Lava Flow (HI) Aerial PhotosAerial Photos Batch ProcessingBatch Processing

New ReportsNew Reports

Distance to WorkDistance to Work Distance to Closest Levee (CA, LA)Distance to Closest Levee (CA, LA) AALs & PMLsAALs & PMLs

– EarthquakeEarthquake– WindWind– Convective StormConvective Storm– Winter StormWinter Storm

Mapping EngineMapping Engine

GeocodingGeocoding: the process of taking an : the process of taking an address on paper and creating a address on paper and creating a point on a digital map representing point on a digital map representing that location.that location.

Three Geocoders built into the Three Geocoders built into the softwaresoftware– Higher match rateHigher match rate

Geocoding AccuracyGeocoding Accuracy

Different levels of confidence help you Different levels of confidence help you understand the accuracy of each matchunderstand the accuracy of each match

S6 – Exact Match to Point Zip S6 – Exact Match to Point Zip CodeCodeS5 – Exact Point MatchS5 – Exact Point MatchS4 – Street MatchS4 – Street MatchS3 – Zip+4 Match S3 – Zip+4 Match S2 – Zip+2 MatchS2 – Zip+2 MatchS1 – Zip Centroid Match S1 – Zip Centroid Match SX – Street Intersection MatchSX – Street Intersection Match

90% of lookups are S5 90% of lookups are S5 matches or better!matches or better!

RiskMeter processes a RiskMeter processes a few million addresses few million addresses

per monthper month

Understanding Geocoding Matches Understanding Geocoding Matches – S5– S5

This is the most This is the most common and common and accurate matchaccurate match

S5 means that the S5 means that the address was coded address was coded down to the street down to the street numbernumber

Understanding Geocoding Matches Understanding Geocoding Matches – S4– S4

Another common Another common match that is match that is considered accurateconsidered accurate

S4 means the S4 means the property was property was mapped to the mapped to the center of the street center of the street segmentsegment

Understanding Geocoding Matches Understanding Geocoding Matches – S3– S3

The next type of The next type of match in order of match in order of accuracyaccuracy

With an S3 match, With an S3 match, the system maps the system maps the location to the the location to the center of the zip center of the zip code + 4 defined code + 4 defined areaarea

Unacceptable GeoresultsUnacceptable Georesults

The RiskMeter will not provide risk The RiskMeter will not provide risk information for S1 & S2 Georesultsinformation for S1 & S2 Georesults– These are not considered accurate These are not considered accurate

matchesmatches No information is better than the No information is better than the

wrong information!wrong information! More research may be necessary to More research may be necessary to

yield accurate resultsyield accurate results

Address MatchingAddress Matching

Computer-aided mapping uses address Computer-aided mapping uses address dictionaries, databases, and mapsdictionaries, databases, and maps– Updates are not automaticUpdates are not automatic– Zip codes change oftenZip codes change often– Many streets have more than one nameMany streets have more than one name– New developments and subdivisions may New developments and subdivisions may

not be mapped out yet not be mapped out yet

Alternate Ways to SearchAlternate Ways to Search

Other search options availableOther search options available Intersection tab will locate subject to that Intersection tab will locate subject to that

cornercorner Lat/Long search will give an exact Lat/Long search will give an exact

match for those coordinatesmatch for those coordinates

Map LayersMap Layers Visual representation of data overlaid on street mapVisual representation of data overlaid on street map View different layers one at a timeView different layers one at a time Each layer has a corresponding color-coded legendEach layer has a corresponding color-coded legend

Flood Zone

Crime Scores

Wildfire Risk

Using the Map FunctionsUsing the Map Functions

To use functions in the tool-bar…To use functions in the tool-bar…– Click the Click the radio buttonradio button to the left of the word to the left of the word– Click once on the map or photoClick once on the map or photo

Tip: Use the “Enter” key on your keyboardTip: Use the “Enter” key on your keyboard– The map will re-center any time you click on it The map will re-center any time you click on it

to keep the property in the center.to keep the property in the center.

Zooming the Map In & OutZooming the Map In & Out Zoom LevelZoom Level represents the represents the

distance from East to West distance from East to West on the map.on the map.– To quickly zoom to your desired To quickly zoom to your desired

level, type in the Zoom Level level, type in the Zoom Level box.box.

Use the Use the Zoom InZoom In or or Zoom Zoom OutOut buttons to zoom to ½ or buttons to zoom to ½ or 2x your current level.2x your current level.

Zoom your map to an Zoom your map to an appropriate level to get the appropriate level to get the clearest view of nearby risks!clearest view of nearby risks!

2 mi

0.25 mi

Manually Placing the Subject Manually Placing the Subject MarkerMarker

Use this option to physically locate the property by hand.Use this option to physically locate the property by hand. After checking the After checking the Manual PlacementManual Placement button, click ONCE button, click ONCE

on the map or aerial photo to relocate the subject marker.on the map or aerial photo to relocate the subject marker.– Advance this slide in PPT for an animationAdvance this slide in PPT for an animation

RiskMeter will automatically recalculate your results for the RiskMeter will automatically recalculate your results for the new location!new location!

Technique: Technique: Zoom in and Zoom in and zoom out as necessary to zoom out as necessary to

find the location of the find the location of the property. property.

Note: Note: Only click once and Only click once and allow the page to reload allow the page to reload the test results and map.the test results and map.

Click Right on the Rooftop

Measuring with the One-Click RulerMeasuring with the One-Click Ruler Use the Distance button to find out how far away any Use the Distance button to find out how far away any

point on the map is from the property.point on the map is from the property.– E.g. Flood Zone, Shoreline, Brushfire Area, ETC.E.g. Flood Zone, Shoreline, Brushfire Area, ETC.

One-ClickOne-Click: Locate the target and click ONCE: Locate the target and click ONCE– The measurement will BEGIN at your subject and END at your The measurement will BEGIN at your subject and END at your

targettarget

Distance

Aerial Photos w/ OverlayAerial Photos w/ Overlay

We can now overlay hazard maps right on top We can now overlay hazard maps right on top of the aerial image. of the aerial image.

This capability allows users to see how hazards This capability allows users to see how hazards correlate to physical buildings. correlate to physical buildings.

The The More InfoMore Info button will provide specifics button will provide specifics about the downloaded photo.about the downloaded photo.

Aerial PhotosAerial Photos

Note: Not all aerial Note: Not all aerial photos are equal! If photos are equal! If you zoom in on a you zoom in on a map, RiskMeter will map, RiskMeter will search for the clearest search for the clearest photo available. This photo available. This means that you might means that you might download a new download a new image that was taken image that was taken at a different height at a different height above the ground.above the ground.

Tips & TricksTips & Tricks

Print or Save your reportPrint or Save your report

Auto Log-In ToolAuto Log-In Tool– Stores your login infoStores your login info

Glossary/Resources Site & Other Glossary/Resources Site & Other LinksLinks

Account CustomizationAccount Customization

The RiskMeter is highly customizable The RiskMeter is highly customizable based on your company’s guidelines or based on your company’s guidelines or standardsstandards

Parameters of reports can be set by Parameters of reports can be set by youyou

Coastlines and data sets can also be Coastlines and data sets can also be customizedcustomized

Call your Account Representative to Call your Account Representative to make any changes to your accountmake any changes to your account

Checking your AccountChecking your Account Check Number of Credits RemainingCheck Number of Credits Remaining Change Address, Contact, E-Mail address Change Address, Contact, E-Mail address

or Phone Numberor Phone Number Change PasswordChange Password

Note: Changes to some Note: Changes to some accounts can only be accounts can only be

made by calling or made by calling or emailing us.emailing us.

Batch AvailabilityBatch Availability

Any RiskMeter reports can be run in a batchAny RiskMeter reports can be run in a batch This means you can submit schedules of This means you can submit schedules of

addresses for analysis and receive results in addresses for analysis and receive results in a spreadsheet format.a spreadsheet format.– Grouped policies, book of business, etc.Grouped policies, book of business, etc.

Online service is available that requires no Online service is available that requires no human intervention – results are returned in human intervention – results are returned in minutes!minutes!

Contact CDS Business Mapping for more Contact CDS Business Mapping for more Information.Information.

TroubleshootingTroubleshooting Never use the back button!Never use the back button!

– RiskMeter uses live client server mapping,RiskMeter uses live client server mapping,meaning there are no static images.  Using meaning there are no static images.  Using the back button can confuse the system.the back button can confuse the system.

Go to the RiskMeter homepage and Refresh the page.Go to the RiskMeter homepage and Refresh the page.

Delete your temporary internet files (Tools Menu > Delete your temporary internet files (Tools Menu > Internet Options > General tab > Delete Files).Internet Options > General tab > Delete Files).

– 99% of symptoms are relieved with these tricks.99% of symptoms are relieved with these tricks.– If you are still experiencing problems, call CDS Business If you are still experiencing problems, call CDS Business

Mapping.Mapping.– For Geocoding problems, check the resources section for the For Geocoding problems, check the resources section for the

Geocoding Help Guide.Geocoding Help Guide.

NewsletterNewsletter

We send out a monthly newsletter We send out a monthly newsletter describing what’s going on at describing what’s going on at Riskmeter:Riskmeter:– New ReportsNew Reports– Report updatesReport updates– PartnershipsPartnerships– Featured WebexFeatured Webex

FREE TRIALFREE TRIAL

Try out any report yourself!Try out any report yourself!

To request a free trial for any new To request a free trial for any new report, please contact your account report, please contact your account representative!representative!

CDS Business Mapping, LLCCDS Business Mapping, LLC

If you have any questions, please call 1-800-746-7797If you have any questions, please call 1-800-746-7797(617)737-4444(617)737-4444

Dan Munson, Vice President of Sales and MarketingDan Munson, Vice President of Sales and Marketingdmunson@cdsys.com

Ryan Turgeon, Customer Service Ryan Turgeon, Customer Service rturgeonrturgeon@cdsys.com

Add reports to your account? Customize any reports?Add reports to your account? Customize any reports?

Turn on batch processing? Copy of Power Point?Turn on batch processing? Copy of Power Point?