river city realtor · frequently requested phone numbers: wra legal hotline 608-799-4468 dsps...

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INSIDE THIS ISSUE IMPORTANT NEWS Executive Report 2 REALTORS® Return to Capitol Hill 2 Market is Hot! 3 New Member Orientation 3 Thank You Education Sponsors 3 Fair Housing Quiz 4 Self Defense Course for REALTORS® 5 Drone Education Scheduled 5 Pay MLS Fees with Credit Card 5 What is Purpose of RPAC? 6 WRA Annual Convention 6 Statistics 7 Ethics Training Required 8 Dates to Remember 9 The Direct Giver/Conduit Program 10 A Home for Everyone Conference 11 Safety Rules 12 Members on the Move 12 Agent Code Sorry to Tiana Naegeli for missing her Agent Code in last month’s newsletter! Call the Association Office if you find yours in this month’s issue and you will win a free dinner at the next General Membership Meeting! “Success is not the Key to Happiness. Happiness is the Key to Success. If you Love What You are Doing, You Will Be Successful.” - ANONYMOUS www.larawebsite.com RIVER CITY REALTOR ® THE VOICE FOR REAL ESTATE IN THE GREATER LA CROSSE AREA MAY 2018 VOL 39, NO 8 REALTOR ®

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Page 1: RIVER CITY REALTOR · Frequently Requested Phone Numbers: WRA Legal Hotline 608-799-4468 DSPS 608-266-5511 Zip Forms Support 1-800-383-9805 Metro MLS Helpdesk 1-800-490-3731 REALTORS®

INSIDE THIS ISSUE

IMPORTANT NEWS

Executive Report . . . . . . . . . . . . . . . . . . .2

REALTORS® Return to Capitol Hill . . . . . 2

Market is Hot! . . . . . . . . . . . . . . . . . . . . .3

New Member Orientation . . . . . . . . . . .3

Thank You Education Sponsors . . . . . . . .3

Fair Housing Quiz . . . . . . . . . . . . . . . . . . .4

Self Defense Course for REALTORS® . . . .5

Drone Education Scheduled . . . . . . . . 5

Pay MLS Fees with Credit Card . . . . . . 5

What is Purpose of RPAC? . . . . . . . . . . .6

WRA Annual Convention . . . . . . . . . . 6

Statistics . . . . . . . . . . . . . . . . . . . . . . . . . .7

Ethics Training Required . . . . . . . . . . . . .8

Dates to Remember . . . . . . . . . . . . . . . .9

The Direct Giver/Conduit Program . . .10

A Home for Everyone Conference . . . . 11

Safety Rules . . . . . . . . . . . . . . . . . . . . . .12

Members on the Move . . . . . . . . . . . . .12

Agent Code

Sorry to Tiana Naegeli for missing her Agent Code in last month’s newsletter! Call the Association Office if you find yours in this month’s issue and you will win a free dinner at the next General Membership Meeting!

“Success is not

the Key to Happiness.

Happiness is the Key to

Success. If you Love

What You are Doing, You

Will Be Successful.”

- ANONYMOUS

www.larawebsite.com

RIVER CITY REALTOR®

T H E V O I C E F O R R E A L E S T A T E ™ I N T H E G R E A T E R L A C R O S S E A R E A

MAY 2018 • VOL . 39, NO . 8

R E A L T O R ®

Page 2: RIVER CITY REALTOR · Frequently Requested Phone Numbers: WRA Legal Hotline 608-799-4468 DSPS 608-266-5511 Zip Forms Support 1-800-383-9805 Metro MLS Helpdesk 1-800-490-3731 REALTORS®

Executive Report2

Vol. 39 No. 8 • May 2018 River City REALTOR®

Kristal [email protected]

Ryan [email protected]

Char [email protected]

LARA Website www.larawebsite.com

Don’t Miss All the Upcoming Membership Events By Char Glocke, Association Executive

The sunshine is out! Summer is here!

We have just finished offering all 6 of WI CE classes. If you missed the live sessions, do not worry. As of June, we will have available all WI CE classes on video. We will start offering these video classes the first part of September and continue to offer them on a rotating basis until license renewal date of December 14. Keep an eye out for these classes.

On June 12 we will have a MLS Coffee at the La Crosse Regional Airport. Airport Director, Clinton Torp will address

the use of drones and what the FAA requires to use for Commercial reasons. Check out the flyer in the newsletter.

Also, coming in September is a Personal Safety and Self-Defense class for Real Estate Professionals. This program will give you the education to reduce your odds of becoming a victim of violent crime. This flyer is also attached to this issue of the newsletter

In celebration of the 50th Anniversary of the Fair Housing Act, we will have a quiz in the next few issues. Send us an email with your answers and we will enter your name for a drawing of a free dinner at our Annual Meeting in September.

Also, last week we were recognized for being a proud sponsor of the Salvation Army Red Kettle Campaign. Thanks to all our members that volunteered their time to be part of this Community Event. Watch for notices for sign up for 2018 later this year in the newsletter.

With the market so busy, don’t forget to take time out for you, and your family and friends.

Have a good month!

RIVER CITY REALTOR®

The RIVER CITY REALTOR® is published by the

La Crosse Area REALTORS® Association

608-785-7744 • 866-425-7744

www.larawebsite.com

EDITOR

Char Glocke, RCE, AHWD

785-7837 • [email protected]

EXECUTIVE COMMITTEE

PresidentJudy Gull

608-781-7629 • [email protected]

President ElectSteve Lillestrand

608-792-0107 • [email protected]

Secretary/TreasurerJosh Neumann

608-385-5548 • [email protected]

Past PresidentDave Snyder

608-782-2300 • [email protected]

LOCAL DIRECTORS

Jeff Pralle

608-797-5097 • [email protected]

Brandon Haugen

608-385-4831

[email protected]

Scott Ulik

(608) 790-1216

[email protected]

Scott Ryan

608-792-4122

[email protected]

Anastasia Gentry

608-386-4683

[email protected]

Lance Dembraski

608-790-2618

[email protected]

Advertising rates for the River City Realtor® are $6.00 per column inch payable in advance. All new advertising or changes in ads should be delivered to the Association Office, camera ready, by the 15th of the month prior to pub-lications. Make checks payable to the La Crosse Area REALTORS® Association.

Frequently Requested Phone Numbers:

WRA Legal Hotline • 608-799-4468

DSPS • 608-266-5511

Zip Forms Support • 1-800-383-9805

Metro MLS Helpdesk • 1-800-490-3731

REALTORS® Return to Capitol Hill

During the week of May 14, REALTORS® from across the nation will arrive in Washington, D.C. for the National Association Legislative Meetings & Trade Expo. Real estate professionals will meet with their legislators and address legislative and political issues faced by the real estate industry today.

Steve Lillestrand and Char Glocke will be representing our Association at this important meeting. Watch for a full report of the meetings in next month’s issue of the newsletter.

Page 3: RIVER CITY REALTOR · Frequently Requested Phone Numbers: WRA Legal Hotline 608-799-4468 DSPS 608-266-5511 Zip Forms Support 1-800-383-9805 Metro MLS Helpdesk 1-800-490-3731 REALTORS®

3Announcements

Vol. 39 No. 8 • May 2018 River City REALTOR®

Market Is Hot!March statistics show sales in La Crosse County are up 21.1% YTD from last year YTD. In addition our Median Price for March, YTD is up 4.9%. Our inventory remains the lowest in the State at 2 months.

New Member Orientation ScheduledNew Member Orientation has been scheduled for Tuesday, June 5 from 9:00 a.m. to 3:00 p.m. at the Association Office. Lunch will be provided.

All applicants are mandated to complete the New Member Code of Ethics Online Course prior to the live session. Please bring your completion certificate to the live session or email it to www.membershipservices.com. To access the course, go to www.larawebsite.com and click the “NAR Code of Ethics Course” button in the upper left corner and take #3 – Course for New Members. You will need your NRDS Number to begin. This will be mailed to you by LARA after you have submitted your application and it has been processed.

Please remember that all REALTOR® applicants are mandated to attend a New Member Orientation. You are required to attend one of the first two orientations offered after the submission of your application. If two orientations are missed, a $100 fine will be charged to you for each subsequent miss. Please call the Association at 608-785-7744 to register.

L80606

WRA Tech Helpline Toll Free: 866-610-7997

or www.techlelpline.com/comuter-support/

Thank You Education SponsorsWe want to thank Knight Barry, Altra Federal Credit Union and Town n’ Country Title for sponsoring our Education Courses. Your sponsorship provided an afternoon cookie and soda break. Please keep in mind, we will be looking for sponsorships next year as we will again offer all 6 education courses.

Mandatory CE RequirementsAll licensees must complete the required 18 credit hours of CE by December 14, 2018. This includes newly licensed during the biennium they first receive their license. If you have any questions, please call Char at 608-785-7744.

Did You Know?The National Association of REALTORS® Offers members and state and local association staff access to the world’s largest real estate library. Search the Catalog by going to: https://realtors.kohalibrary.com/cgi-bin/koha/opac-main.pl#page=page-1

When you’re a child

She walks before you,

To set an example.

When you’re a teenager

She walks behind you

To be there should you need her.

When you’re an adult

She walks beside you

So that as two friends you

Can enjoy life together.

-Author Unknown

A Mother

Need Information?Check out the Association Web Site at www.larawebsite.com for an update on Association activities, membership informa-tion, professional standards forms, online MLS Profile Sheets, Open House online form and so much more.

Join the REALTOR® Party

It is time to put partisan politics behind us and work with leaders on both sides of the aisle who are fighting to keep the American dream of homeownership alive.

Page 4: RIVER CITY REALTOR · Frequently Requested Phone Numbers: WRA Legal Hotline 608-799-4468 DSPS 608-266-5511 Zip Forms Support 1-800-383-9805 Metro MLS Helpdesk 1-800-490-3731 REALTORS®

Fair Housing Quiz4

Vol. 39 No. 8 • May 2018 River City REALTOR®

1. Test your knowledge of fair housing law history.

Which statement is false?

A. Following the Civil War, the Fourteenth Amendment to the Constitution of the United States declared that all persons born in the United States are citizens.

B. The Civil Rights Act of 1866 provides that all citizens have the same rights to real property as do white citizens.

C. In 1917, the United States Supreme Court voided the racial zoning that had been used to keep persons of different ethnicities in their own neighborhoods.

D. Since 1917, property owners have successfully used deed restrictions based on race, religion and national origin to accomplish racial zoning on a private basis.

2. Test your knowledge of fair housing law history.

Which statement is not true?

A. REALTORS® and appraisers have always believed that the appraised value of a property would not take into account “the customs, habits and characteristics of various strata of society and races of peoples.”

B. In 1924, the REALTOR® Code of Ethics was revised to include Article 34, which stated: “A REALTOR® should never be instrumental in introducing into a neighborhood a character of property or occupancy, members of any race or nationality, or any individuals whose presence will clearly be detrimental to property values in that neighborhood.”

C. In 1934, the Federal Housing Administration

recommended the inclusion of restrictive covenants in the deeds of homes it insured, and instituted a policy known as redlining, refusing to insure homes in African-American neighborhoods.

D. In the 4th quarter of 2017, the Census Bureau reported that the homeownership rate among white, nonHispanic Americans was 72.7 percent, while for African-Americans the rate was just 42.1 percent. Many scholars attribute that disparity in large part to the restrictive covenants and other discriminatory practices of the past.

3. Test your knowledge of the history of the Fair

Housing Act. Which statement is true?

A. The Kerner Commission, studying the civil disorders and causes of riots in U.S. cities in 1967, wrote, “Our nation is moving toward two societies, one black, one white — separate and unequal.”

B. On April 4, 1968, Dr. Martin Luther King, Jr. was assassinated, and President Lyndon B. Johnson signed the Fair Housing Act into law on April 11, 1968.

C. The 1968 Fair Housing Act prohibited discrimination based on race, color, religion and national origin and stated, “It is the policy of the United States to provide, within constitutional limitations, for fair housing throughout the United States.”

D. All of the above.

Email your answers to Kristal at [email protected]. If all questions are answered correctly, your name will be entered into a drawing for a free meal at our Annual Meeting.

Page 5: RIVER CITY REALTOR · Frequently Requested Phone Numbers: WRA Legal Hotline 608-799-4468 DSPS 608-266-5511 Zip Forms Support 1-800-383-9805 Metro MLS Helpdesk 1-800-490-3731 REALTORS®

5Member News

Vol. 39 No. 8 • May 2018 River City REALTOR®

“We take care of title issues before they become closing issues!”

ClosingwithConfidence

Appleton | Arcadia | Green Bay | Holmen | Janesville | Kenosha | St. Paul | Wauwatosa | Winona

Contact Us Locally At:

Holmen Arcadia Winona 510 Amy Drive ,Suite 103

608.399.1711310 S. Nelson Drive, Suite D

608.323.3255370 W. 3rd Street #1

507.454.4833

www.townncountrytitle.com

MLS Participants:

Why Not Pay MLS Fees

With a Credit Card!

As a MLS Participant, you can authorize the MLS to automatically charge your MLS fees every month. My signing an authorization form,

your MLS fees will automatically be charged on the 15th of the month following the mailing of the billing. This will eliminate the chance of possible late fees to be assessed.

You can find the authorization form on www.larawebsite.com by

clicking on the MLS Button and then “Credit Card Authorization Form”

link.

m B

D v

Personal Safety & Self-Defense Course for Real

Estate Professionals Coming to La Crosse

We have hired Joe Rosner to present a Safety Course for our Members on Wednesday, September 12 at Cedar Creek from 9 a.m. to 10:30 a.m. Joe is a crime prevention and self-defense expert and author with military, law enforcement and bodyguard experience.

This 90-minute valuable program teaches real estate professionals how to put habits, tactics, and

hardware between themselves and criminals to dramatically reduce their odds of becoming a victim of violent crime.

Save the Date! Plan on attending and gain the knowledge you need to stay safe in your day to day practice of real estate. Check out the flyer in this issue of the newsletter.

Drone Education – MLS Coffee Scheduled On June 12, at 8:30 a.m.- 10:00 a.m. we will be presenting a short education session on the “Use of Drones. What are the Requirements”? It will be at the La Crosse Regional Airport in their Conference Room. Our speaker will be Clinton Torp, C.M. – Airport Director. Coffee will be provided. This will also give you the opportunity to check out the Airport since the remodel. Reservations will be required. If you have questions, please call Char at 608-785-7744.

Page 6: RIVER CITY REALTOR · Frequently Requested Phone Numbers: WRA Legal Hotline 608-799-4468 DSPS 608-266-5511 Zip Forms Support 1-800-383-9805 Metro MLS Helpdesk 1-800-490-3731 REALTORS®

6

Vol. 39 No. 8 • May 2018 River City REALTOR®

What is the Purpose of RPAC?

Total so far:

$3,500

Since 1969, the REALTORS® Political Action Committee (RPAC) has promoted the election of pro-REALTOR® candidates across the United States. The purpose of RPAC is clear: REALTORS® raise and spend money to elect candidates who understand and support their interests.

RPAC Investors

$100-$249

Kent Gabrielsen

STERLING R

RPAC Investors

$1,000 - $2499

Bruce Kilmer

CRYSTAL R

RPAC Investors

$2,500-$4,999

Chuck Olson

2017-2018 Investors

Page 7: RIVER CITY REALTOR · Frequently Requested Phone Numbers: WRA Legal Hotline 608-799-4468 DSPS 608-266-5511 Zip Forms Support 1-800-383-9805 Metro MLS Helpdesk 1-800-490-3731 REALTORS®

Title Insurance • 1031 Exchange • Search & Hold • Lender and Cash ClosingServicing La Crosse, Trempealeau, Vernon and Monroe Counties

2850 Midwest Drive, Suite 103, Onalaska, WI 54650

Phone: 608-784-8888 Fax: 866-816-9620

E-mail: [email protected] Order online at: www.wisconsinfirstam.com

Vol. 39 No. 8 • May 2018 River City REALTOR®

Property Type Volume Median Sold Price

Residential 20,349,175 200,500

Condo 829,300 197,500

All 21,178,475 199,900

7La Crosse County Sold & Active Listings – April 2018

SOLD/ACTIVE RESIDENTIAL LISTINGS CURRENT ACTIVE LISTINGS

0-2 3 4+ TWO CONDO TOTAL SINGLE CONDO

PRICE-CLASS/TYPE BDRMS BDRMS BDRMS FAMILY CO-OP UNITS FAMILY CO-OP

29,999.99 and under 0 0 0 0 0 0 0 0

30,000 - 39,999.99 0 1 0 0 0 1 0 0

40,000 - 49,999.99 0 0 0 0 0 0 1 0

50,000 - 59,999.99 1 0 0 0 0 1 1 0

60,000 - 69,999.99 0 0 0 0 0 0 1 0

70,000 - 79,999.99 0 0 0 0 0 0 2 0

80,000 - 89,999.99 0 1 0 0 0 1 3 0

90,000 - 99,999.99 1 0 0 0 0 1 2 0

100,000 - 119,999.99 1 1 0 0 0 2 5 0

120,000 - 139,999.99 2 3 2 1 0 8 16 1

140,000 - 159,999.99 3 6 1 1 0 11 13 0

160,000 - 179,999.99 1 11 2 0 1 15 22 1

180,000 - 199,999.99 0 4 2 0 2 8 14 3

200,000 - 249,999.99 0 9 4 0 0 13 34 0

250,000 - 299,999.99 0 7 11 0 1 19 27 1

300,000 - 399,999.99 0 4 8 0 0 12 50 2

400,000 - 499,999.99 0 0 2 0 0 2 15 2

500,000 and over 0 0 1 0 0 1 31 5

TOTALS 9 47 33 2 4 95 237 15

AVERAGE 126,656 199,910 288,483 146,800 207,325 222,931 321,683 376,647

MEDIAN 134,000 187,000 269,900 134,600 197,500 199,900 259,900 375,000

Information is supplied by seller and other third parties and has not been verified.

Copyright © 2007 by Multiple Listing Service, Inc. See FBS copyright notice.

Unit Sales by Time on Market

DAYS RES CONDO

1 - 30 66 3

31 - 60 9 0

61 - 90 3 0

91 - 120 7 1

121 or over 6 0

TOTAL SALES 91 4

TYPE RES CONDO

Adj Rate Mtg 3 0

Assumable FHA 0 0

Assumable VA 0 0

Cash 12 2

Conventional 15 1 0

Conventional 30 59 2

Federal VA 4 0

FHA 15 0 0

TYPE RES CONDO

FHA 30 6 0

Land Contract 0 0

Other 2 0

Owner Fin 0 0

Private 0 0

State VA 0 0

USDA Loan 0 0

WHEDA 4 0

TOTAL SALES 91 4

Unit Sales by Financing Type

Have You Looked for Your

Agent Code in this Issue?

If you find your number, call the Association Office at 785-7744 to claim

your free dinner at the next Association activity / meeting!

Try these great marketing

tools today!

MLS Listing

Internet Sites

MLS Listings are presently

on two websites.

Check out your listings

at the following sites:

http://www.wihomes.com

http://www.realtor.com

If you have any questions,

call Char at 785-7837.

Page 8: RIVER CITY REALTOR · Frequently Requested Phone Numbers: WRA Legal Hotline 608-799-4468 DSPS 608-266-5511 Zip Forms Support 1-800-383-9805 Metro MLS Helpdesk 1-800-490-3731 REALTORS®

8

Vol. 39 No. 8 • May 2018 River City REALTOR®

Member News

 

 

Looking for a lender that can deliver?  Same day Preapprovals!!  Close on Time!!  Local Loan Officers that know the market!!!  Rehab loans, Manufactured homes, LOW credit 

scores  ZERO to Low Down‐payment loans  FHA, VA, USDA Rural, WHEDA & Conventional Loan 

programs all available. 

Todd Cejka – (608)783‐0860    Jeff Thompson – (608)781‐0710 

Call today to see how AMEC can help you close more sales faster!! 

American Mortgage & Equity Consultants 114 N 2nd Ave, Onalaska, WI 

NMLS Todd 251574    Jeff 256028 Branch 844359    Company 150953 

How Well Do You Know The REALTOR®

Code of Ethics?

Article 12: REALTORS® shall be honest and truthful in their real estate communications and shall present a true picture in their advertising, marketing, and other representations. REALTORS® shall ensure that their status as real estate professionals is readily apparent in their advertising, marketing, and other representations, and that the recipients of all real estate communications are, or have been, notified that those communications are from a real estate professional.

– (Amended 1/08)

Legal Updates

Available at WRA.orgAt www.wra.org you can search legal updates for the topic of your choice. This publication is emailed to all members on a monthly basis. Important information is covered in these updates. It’s a great resource and benefit of membership for you.

Attention DisplayKey Users!Now is the time to update to an eKEY. One

simple app on your phone and you will be set! Call Ryan today to set up an appointment.

All REALTORS® Required to Complete Ethics

Training Now Every Two YearsNAR has made a change to the cycle of the required ethics training. The new requirement began January 1, 2017 and ends December 31, 2018. During this two-year cycle, you must complete the 2.5 hour Ethics Class in order to renew your membership in 2019. Course 4 fulfills this Membership requirement. A word of warning! Not all providers will fulfill this obligation and you may have to complete this course online at www.realtor.org.

WRA Partnership for Success Program Available!The WRA Partnership for Success Program is designed to promote diversity within the REALTOR® membership and enhance the probability of long term success in the real estate profession for new agents. Diversity within a brokerage firm also draws a wider range of clients and customers to the firm. Potential applicants and their sponsoring brokers can visit this link below to learn more: http://ow.ly/qFqP30hT3T7.

Page 9: RIVER CITY REALTOR · Frequently Requested Phone Numbers: WRA Legal Hotline 608-799-4468 DSPS 608-266-5511 Zip Forms Support 1-800-383-9805 Metro MLS Helpdesk 1-800-490-3731 REALTORS®

9

Vol. 39 No. 8 • May 2018 River City REALTOR®

Dates to Remember S M T W T F S

1 2 3 4 5

6 7 8 9 10 11 12

13 14 15 16 17 18 19

20 21 22 23 24 25 26

27 28 29 30 31

S M T W T F S

1 2

3 4 5 6 7 8 9

10 11 12 13 14 15 16

17 18 19 20 21 22 23

24 25 26 27 28 29 30

May June

2 Open House Deadline 3 p.m., North Tour

9 Open House Deadline 3 p.m. South Tour

10 Moving into Senior Housing: Adapting the Old, Embracing the New – MLS Breakfast

16 Open House Deadline 3 p.m. North Tour

23 Open House Sabbatical South Tour

28 Memorial Day – Association Office Closed

30 Open House Deadline 3 p.m. North Tour

2 Open House Deadline 3 p.m., North Tour

6 Open House Deadline 3 p.m., South Tour

12 Drone Seminar – La Crosse Regional Airport

13 Open House Deadline 3 p.m. North Tour

20 Open House Deadline 3 p.m. South Tour

27 Open House Deadline 3 p.m. North Tour

Birthdays - May

1 Christopher

Richgels

1 Cathy Petranek

1 Tina Mueller

5 Carol Porath

6 Julie Fernholz

6 Ruth Rupp

6 Danyel Zielke

7 Linda Nelson

7 James Berns

7 Lauren Gaynor

7 Laura Olson-Davig

9 Scott Ulik

9 Abby Larsen

11 Tom Wilson

13 Zachary Griffin

14 Tim McClain

15 Joann Lord

15 Michael Knothe

17 Nicole Plomedahl

17 Kelly Meyer

19 Colleen Hoeschen

20 Marcus Johnson

22 Tom Hemstock

23 Rick Hamilton

25 Renee Dettmann

27 Amy Lorentz

27 Brian Stephan

27 Theresa Gerdes

27 Brandon Eagon

28 Jaynne Lepke

30 Beth Vold

30 Gary Trim

31 Ron Severson

31 Wayne Wicka

31 Angela Herbert

Birthdays - June

3 Ann Linhart

4 Jackie Gerke-

Edwards

4 Emily Diefenbaugh

5 Todd Vercruysse

5 Gaylord Zastrow

8 Liesl Kruse

8 Kevin Lee

9 Brenda Haug

10 Steve Lethlean

10 Robbie Nelson

10 James Weber

12 Mark Woida

14 John Forsythe

14 Steven Meade

17 Andrea Ziegler

18 Nancy Gerrard

18 Nathan E. Trim

20 Karl Albrecht

20 B.J. Hamilton

20 Josh Neumann

21 Chris Kniech

21 Mary Pretasky

21 Jerel Rickun

22 Nathan Kotek

24 Spenser Nickelatti

24 Harlan Hein

24 Marybeth Buswell

25 Gary Lass

27 Susan Jannusch

29 Sandra Schultz

FINANCING GENERATIONS OF HOMEOWNERS

*The Wisconsin’s #1 Mortgage Lender designation is based on information gathered from the Home Mortgage Disclosure Act data compiled annually by the Federal Financial Institutions Examination Council. The results of the data were obtained through RATA Comply, November 2015. • Loan products are offered by Associated Bank, N.A., and are subject to credit approval and involve interest and other costs. Please ask about details on fees and terms and conditions of these products. Property insurance and flood insurance, if applicable, will be required on collateral. Member FDIC. Equal Housing Lender. (2/16) 8361

Associated Bank is committed to

providing a better lending experience

for our customers. We’ve been helping

our neighbors buy homes — and stay in

them — for over 150 years. Our responsible

approach to lending reflects not only our

core values but those of the customers we

serve. We’re strong and ready to lend.

Jacob Martin 608-793-3836 • Onalaska • NMLS: 523832

Kyle Christopherson 608-793-3824 • Holmen • NMLS: 108866

Jacob Burch 608-793-3896 • La Crosse • NMLS: 488699

Page 10: RIVER CITY REALTOR · Frequently Requested Phone Numbers: WRA Legal Hotline 608-799-4468 DSPS 608-266-5511 Zip Forms Support 1-800-383-9805 Metro MLS Helpdesk 1-800-490-3731 REALTORS®

Member News10

Vol. 39 No. 8 • May 2018 River City REALTOR®

Member FDICSubject to approval.

HELPING YOURCUSTOMERS FROMSTART TO FINISH

Dawn GarmsMortgage Lender

(608) 779-8222

[email protected]

Tina MuellerMortgage Lender

(608) 779-8294

[email protected]

3140 Market Place • Onalaska, WI 54650

(608) 779-8200 • www.merchantsbank.com

With competitive rates and local servicing, we’re

the right bank for their next home. Contact us.

Re-Using/Copying MLS Photos

A frequent question is: If Broker A has a listing and has one or more photos for the listing and his listing eventually goes of the market, can Broker B use those photos when they subsequently list the property? NO!Photos are copyrighted material and the property of the listing broker. Unless Broker B has permission from Broker A, Broker B cannot copy or use the photos from the MLS data base. If Broker B does use the photos in the MLS, the MLS will delete them from the listing. Please remember that, as with the remarks, you cannot put showing information, office/agent information, websites, etc. in any of the photos submitted to the MLS.

What Is The Direct Giver/Conduit Program?I hear it over and over again from members that they don’t want to invest in RPAC because they don’t like the candidates that the WRA RPAC Trustees choose to give money! Then the RPAC Direct Giver/Conduit Program is for you. This Program provides an alternative to an RPAC contribution for members who:

• Wish to retain full control and direction over who will receive their political contributions.

• Wish to give personal contributions to candidates for local and state elections and at the same time benefit organized real estate, the WRA and LARA.

Here is the scoop:

• Solicitations for Direct Giver contributions are made in the same fashion as RPAC contributions. The minimum contribu-tion to the Direct Giver Program is $100.

• Checks must be made to “Direct Giver”

• Contributions to the Direct Giver Program are deposited in a separate bank account from RPAC contributions. Structurally, the WRA then acts like a bank, with disbursements permitted only with the explicit authorization of the contributor. Direct Giver contributor retains full control on how their contribution is spent.

• Contributors may at any time direct their contributions, in whole or in part, to any candidate for local, state, or federal office. To contribute out of your fund, all you have to do is call Char at LARA or Sandy at WRA and indicate how you wish your money to be distributed. That’s it!

• Direct/Giver/Conduit contributions are treated by Wisconsin campaign finance laws as individual, personal contributions. When contribution is sent…..your name appears not WRA.

Please consider an investment via Direct Giver and you can direct the money to the candidate of your choice. If you have any questions, please call Char at 608-785-7837.

Page 11: RIVER CITY REALTOR · Frequently Requested Phone Numbers: WRA Legal Hotline 608-799-4468 DSPS 608-266-5511 Zip Forms Support 1-800-383-9805 Metro MLS Helpdesk 1-800-490-3731 REALTORS®

Vol. 39 No. 8 • May 2018 River City REALTOR®

11Member News

President is Spokesperson for the Organization

It is important in creating the best public impression of the Association that any statements regarding the activities of the Association or its public positions come from an official source in the Association. This allows for coordination and clarity in the Association’s message. Our policy is to have the Association President, or someone specifically designated by the President in particular situations, as the only spokesperson for the Association. Our Presidents have spokesperson training and an understanding of the entire Association and how its parts fit together. If you are contacted by anyone, including the media, for any report on the Association or its activities, refer them to the Association office and arrangements will be made to respond.

Do you get our Facebook posts?

We now have 472 Fans on our Facebook page. Are you one of them? Go to Facebook and in your search bar enter La Crosse Area REALTORS® Association and “Like Us.” You will receive notices of Association activities, news, updates, education programs and photos! Please join in the fun. We would love to have you as our follower. What a great way to stay in touch with your Association!

We Are Now On Instagram!

The La Crosse Area REALTORS® Assocition is now posting on Instagram! Search “lacrosserealtors” and follow us. We will be posting photos and videos to keep you updated on what is happening in our Association. Join in the fun!

A Home For Everyone Conference 2018

The Conference will be held on Tuesday, July 17 and Wednesday, July 18 at the Hyatt Regency, Green Bay, WI by the Wisconsin Collaborative for Afford-able Housing.

The Wisconsin Collaborative for Affordable Housing consists of community-based organizations, private concerns, government agencies and advocates committed to promoting the development and preservation of affordable housing throughout Wisconsin.

The mission of the Collaborative is to promote access to decent, safe and affordable housing for economically disadvantaged households in Wisconsin through the preservation and development of housing and housing services by promoting effective collaboration between public, private and community organizations.

The Collaborative organizes the annual A Home for Everyone conference for the purpose of focusing on these issues for low-income families and individu-als.

For more information and to register, go to http://ahomeforeveryone.events/2018-registration/

Have you made your

RPAC Investment Yet?

Page 12: RIVER CITY REALTOR · Frequently Requested Phone Numbers: WRA Legal Hotline 608-799-4468 DSPS 608-266-5511 Zip Forms Support 1-800-383-9805 Metro MLS Helpdesk 1-800-490-3731 REALTORS®

12 Member News

The Little Red Book

SAFETY RULES to LIVE BY FOR REALTORS®

• Crooks and creeps come in all shapes and sizes. Some dress nicely and some don’t, so don’t judge someone just by their looks.

- Keith B., Folsom, CA

• Trust your gut. 100 percent of the time. Say no when it feels wrong. Three percent isn’t worth your life.

- Marylou R., Redmond, WA

• My dad is a retired police officer with more than 30 years of service. ‘If you feel the hairs on your neck stand up, react!’

- Marsha K., Naperville, IL

Members On the Move

Welcome to LARA & MLS

Solona Realty LLC317 4th St S #260, La Crosse, WI 54601Contact: Nathan KotekPhone: 608-487-3840Email: [email protected]

Welcome to MLS

Land and Home Realty, LLC210 Main Street, Arcadia, WI 54612Contact: Dan ReitPhone: 608-484-1900Email: [email protected]

Transfers:• Ashley Todd from Coldwell Banker River Valley,

REALTORS® to EXP Realty, LLC• Gaylle Dolle from BHHS Lovejoy Realty to Re/

Max First Choice• Angela Herbert from BHHS Lovejoy Realty to Re/

Max First Choice• B.J. Hamilton from Altra Federal Credit Union to

Merchant’s Bank• Nathan Kotek from Homestead Realty to Solona

Realty LLC

Inactive:• Brian Peter from La Crosse Tribune to Inactive

North/South Dividing Line

is I-90

Tour Information

Load Your Own Tours and Open Houses

Agents now can load their own tours

and open houses in Flex. If you have

any questions, please call Ryan at

608-785-7838.

MLS Tour BoundariesThe current dividing line between the North and the South Tour is I-90.

Exceptions:

• Holiday Heights and Mayfair Addition are North Tour

• Burns, Bangor, Hamilton, and Monroe County are North

Tour

• Washington and Barre are South Tour

• French Island is South Tour

• Dakota and Dresbach are North Tour

• La Crescent and Hokah are South Tour

Page 13: RIVER CITY REALTOR · Frequently Requested Phone Numbers: WRA Legal Hotline 608-799-4468 DSPS 608-266-5511 Zip Forms Support 1-800-383-9805 Metro MLS Helpdesk 1-800-490-3731 REALTORS®

If you are flying a Drone for Commercial reasons (such as taking photos) the FAA requires you

to obtain an FAA Remote Pilot Certificate. In addition if your drone weighs between 0.55lbs

and 55lbs the FAA requires all drone owners to register each Drone. Our speaker, Mr. Torp will

provide education on this process. Please join us for an educational opportunity to gain the

knowledge about Drones to avoid civil and criminal penalties.

In addition, this is an opportunity to check out the remodel at our Airport!

Please call the Association Office to reserve your seat for this Educational Coffee!

608-785-7744

MLS COFFEE Use of Drones, What Does the FAA

Require?

Where: La Crosse Regional Airport

(Conference Room)

2850 Airport Rd

La Crosse, WI 54603

When: Tuesday, June 12, 2018

Time: 8:30 a.m. - 9:30 a.m. - Coffee

9:00 a.m. - 10:00 a.m. - Program

FREE Speaker Clinton Torp, C.M.

Airport Director

Page 14: RIVER CITY REALTOR · Frequently Requested Phone Numbers: WRA Legal Hotline 608-799-4468 DSPS 608-266-5511 Zip Forms Support 1-800-383-9805 Metro MLS Helpdesk 1-800-490-3731 REALTORS®

This valuable program teaches you how to put habits, tactics, and

hardware between you and criminals to dramatically reduce your odds of

becoming a victim of violent crime.

This safety seminar is a powerful educational experience combing

audience participation and humor to accelerate learning and increase

retention.

Where: Cedar Creek

2600 Cedar Creek Ln.

Onalaska, WI 54650

When: September 12, 2018 Time: 8:30 - 9:00 Registration, Bagels & Coffee

9:00 - 10:30 Safety Program

* FREE FOR REALTOR® & AFFILIATE MEMBERS *

Topics include…

How to recognize and avoid thieves, creeps and predators.

How to check out prospects.

Three things to look for at Open Houses.

A simple tactic that can get rid of creeps at the door.

The Number 1 thing that puts you at risk.

Simple, Effective Self Defense for Everyone (Strength, size and athletic abilities not required!)

What are best self-defense tools…

Firearms?

Knife or Stick?

Stun Guns?

Martial Arts?

Self Defense Spray?

Improvised Weapons?

Joe Rosner is a crime prevention

and self-defense expert and author

with military, law enforcement and

bodyguard experience. You will

enjoy his high-energy, humorous,

personal presentation, punctuated

with enough uncommonly known information to keep everyone

involved.

Page 15: RIVER CITY REALTOR · Frequently Requested Phone Numbers: WRA Legal Hotline 608-799-4468 DSPS 608-266-5511 Zip Forms Support 1-800-383-9805 Metro MLS Helpdesk 1-800-490-3731 REALTORS®