rmf progress report 2010-2011

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Rice Microfinance Program (RMF) CED loan status December 31, 201

S. No Name Village Region Loan Recovered Outstanding

US$ US$ US$

1 Jurbas bibi Chatorkhand Ishkoman 350 112 238

2 Zarmurah Chatorkhand Ishkoman 350 112 238

3 Shamim Chatorkhand Ishkoman 350 112 2384 Gamburi Chatorkhand Ishkoman 350 112 238

5 Haleema Chatorkhand Ishkoman 350 112 238

6 Bibi Alam Chatorkhand Ishkoman 350 112 238

7 Bano Chatorkhand Ishkoman 350 112 238

8 Kharoor Soni Chatorkhand Ishkoman 350 112 238

9 Gul Nisa Chatorkhand Ishkoman 350 112 238

10 Zareen Taj Chatorkhand Ishkoman 350 112 238

11 Meher Bano Momin abad Hunza 350 307 43

12 Haji bibi Momin abad Hunza 350 307 43

4,200 1,734 2,466

Summary of the RMF CED Loan

Loan Provided by # of Beekeepers Loan Recovered Outstanding Recovered

US$ US$ US$ in %

Rice Microfinance 12 4,200 1,734 2,466 41

Total



1

# of HivesHoney

Production

Kg

3 24

3 24

3 24

3 24

3 24

3 24

3 24

3 24

3 24

3 24

2 16

2 16

34 272



S. No Name Village Region LoanRecovere

Outstan

ding

# of

Hives

US$ US$ US$

1 Jurbas bibi Chatorkhand Ishkoman 350 112 238 3

2 Zarmurah Chatorkhand Ishkoman 350 112 238 3

3 Shamim Chatorkhand Ishkoman 350 112 238 3

4 Gamburi Chatorkhand Ishkoman 350 112 238 3

5 Haleema Chatorkhand Ishkoman 350 112 238 3

6 Bibi Alam Chatorkhand Ishkoman 350 112 238 3

7 Bano Chatorkhand Ishkoman 350 112 238 3

8 Kharoor Soni Chatorkhand Ishkoman 350 112 238 3

9 Gul Nisa Chatorkhand Ishkoman 350 112 238 3

10 Zareen Taj Chatorkhand Ishkoman 350 112 238 3

11 Meher Bano Momin abad Hunza 350 307 43 2

12 Haji bibi Momin abad Hunza 350 307 43 2

4,200 1,734 2,466 34

Summary of the CED Loan

Loan Provided by # of beneficiaries Loan ecovered utstandin ecovered

US$ US$ US$ in %

RMF 12 4,200 1,734 2,466 41

Rice Microfinance Program (RMF) CED loan September 2011

Total



Honey

Production

Kg

24

24

24

24

24

24

24

24

24

24

16

16

272



S. No Name Village Region Loan US$

Number of

Beehives Before

Floods

1 Jurbus Bibi Chatorkhand Ishkoman 350 4

2 Zarmurah Chatorkhand Ishkoman 350 4

3 Shameem Chatorkhand Ishkoman 350 4

4 Zareen Taj Chatorkhand Ishkoman 350 4

5 Haleema Chatorkhand Ishkoman 350 4

6 Bibi Alam Chatorkhand Ishkoman 350 4

7 Bano Chatorkhand Ishkoman 350 4

8 Meher Bano Mominabad Hunza 350 4

9 Gamburi Chatorkhand Ishkoman 350 4

10 Kharoor Dain Ishkoman 350 4

11 Gul Nisa Dain Ishkoman 350 4

12 Haji Bibi Mominabad Hunza 350 4

4200 48

Note: unit cost of single bee hive @ 9000 PKR

US$ conversion ratio @ 85

Owl MF CED Flood Status September 2010

Total



Number of Beehives

Damaged by Floods

Honey

production

US $ Grants

required

3 0 3182 0 2123 0 3182 0 2122 0 2123 0 3182 0 2123 0 3182 0 2122 0 2123 0 3183 0 318

30 0 3,180



S. No Name Village Region Loan US$Receivable

Honey kg

1st Inst in

US$

1 Jurbus Bibi Chatorkhand Ishkoman 350 101.38 73.5

2 Zarmurah Chatorkhand Ishkoman 350 101.38 73.5

3 Shameem Chatorkhand Ishkoman 350 101.38 73.5

4 Zareen Taj Chatorkhand Ishkoman 350 101.38 73.55 Haleema Chatorkhand Ishkoman 350 101.38 73.5

6 Bibi Alam Chatorkhand Ishkoman 350 101.38 73.5

7 Bano Chatorkhand Ishkoman 350 101.38 73.58 Meher Bano Mominabad Hunza 350 101.38 73.5

9 Gamburi Chatorkhand Ishkoman 350 101.38 73.5

10 Kharoor Dain Ishkoman 350 101.38 73.5

11 Gul Nisa Dain Ishkoman 350 101.38 73.5

12 Haji Bibi Mominabad Hunza 350 101.38 73.54200 1216.55 882

Honey C

Total



Receivable

honey 1st inst

Received

honey (kg)

Per kg

US$

Amount

US$

Cash

Received

US$

Total

Received

US$

1st Inst

US$

2nd Inst

US$

Default

US$

20.28 4.9 3.625 18 0 18 18 0 129

20.28 4.9 3.625 18 0 18 18 0 129

20.28 4.9 3.625 18 0 18 18 0 129

20.28 4.9 3.625 18 0 18 18 0 12920.28 4.9 3.625 18 0 18 18 0 129

20.28 4.9 3.625 18 0 18 18 0 129

20.28 4.9 3.625 18 0 18 18 0 12920.28 16.4 3.625 59 0 59 59 0 88

20.28 4.9 3.625 18 0 18 18 0 129

20.28 4.9 3.625 18 0 18 18 0 129

20.28 4.9 3.625 18 0 18 18 0 129

20.28 16.4 3.625 59 0 59 59 0 88243.31 81.8 3.625 296.525 0 296.525 296.525 0 1467.475

llection Details as on August 30, 2010



Recoverable

US$ to date

Recovery

% to date

147 12.08

147 12.08

147 12.08

147 12.08147 12.08

147 12.08

147 12.08147 40.44

147 12.08

147 12.08

147 12.08

147 40.441764 16.81



1 Jurbus Bibi Chatorkhand 29400 OMF 5880 73.5 202 Zarmurah Chatorkhand 29400 OMF 5880 73.5 203 Shameem Chatorkhand 29400 OMF 5880 73.5 20

4 Zareen Taj Chatorkhand 29400 OMF 5880 73.5 205 Haleema Chatorkhand 29400 OMF 5880 73.5 206 Bibi Alam Chatorkhand 29400 OMF 5880 73.5 207 Bano Chatorkhand 29400 OMF 5880 73.5 208 Meher Bano Chatorkhand 29400 OMF 5880 73.5 209 Gamburi Chatorkhand 29400 OMF 5880 73.5 2010 Kharoor Chatorkhand 29400 OMF 5880 73.5 2011 Gul Nisa Momin abad 29400 OMF 5880 73.5 2012 Haji Bibi Momin abad 29400 OMF 5880 73.5 20

352800 0 70560 882 243.

Note:1 Repayment includes service charges @ 5 % of principal amount on flat charge basis2 The loan amount will be disbursed/collected in equivalent Pak Rupees on the prevailing

currency exchange rate.

3 The service charges are used contributing towards facilitating procurement of input/beehives,transportation, support serrvices, monitoring, disbursement and collection of loans

G Total

OWL MF Status of Loan Recovery as June

S. No Name VillageTotal Recoverable

Loan with 5%

Source of

Financing

Target (Amount in

PK Rs) (May 25-

30)

Target (Amount in

$) (May 25-30)

Receivable

Honey (Kg)



Previous New Total Previous1 Jurbus Bibi Chatorkhand Ishkoman 1 3 4 322 Zarmurah Chatorkhand Ishkoman 1 3 4 323 Shameem Chatorkhand Ishkoman 1 3 4 32

4 Zareen Taj Chatorkhand Ishkoman 1 3 4 325 Haleema Chatorkhand Ishkoman 1 3 4 326 Bibi Alam Chatorkhand Ishkoman 1 3 4 327 Bano Chatorkhand Ishkoman 1 3 4 328 Meher Bano Chatorkhand Ishkoman 1 3 4 329 Gamburi Chatorkhand Ishkoman 1 3 4 3210 Kharoor Chatorkhand Ishkoman 1 3 4 3211 Gul Nisa Mominabad Hunza 1 3 4 3212 Haji Bibi Mominabad Hunza 1 3 4 32

Prep Garee KhanEDA HF GOG

2010 Credit & Enterprise Development (CED) Expected Honey PrOwl Micro Finance (OMF)

S. # Name Village Region# of Hives Expect



New Total96 12896 12896 128

96 12896 12896 12896 12896 12896 12896 12896 12896 128

duction

d honey forecast



S. No Name Village LoanSource of

Financing1st inst (US$) 2nd inst (US$)

1 Jurbus Bibi Chatorkhand 350 $ OMF 70 $ + 5% 70 $ + 5%

2 Zarmurah Chatorkhand 350 $ OMF 70 $ + 5% 70 $ + 5%

3 Shameem Chatorkhand 350 $ OMF 70 $ + 5% 70 $ + 5%

4 Zareen Taj Chatorkhand 350 $ OMF 70 $ + 5% 70 $ + 5%5 Haleema Chatorkhand 350 $ OMF 70 $ + 5% 70 $ + 5%

6 Bibi Alam Chatorkhand 350 $ OMF 70 $ + 5% 70 $ + 5%

7 Bano Chatorkhand 350 $ OMF 70 $ + 5% 70 $ + 5%

8 Meher Bano Chatorkhand 350 $ OMF 70 $ + 5% 70 $ + 5%

9 Gamburi Chatorkhand 350 $ OMF 70 $ + 5% 70 $ + 5%

10 Kharoor Chatorkhand 350 $ OMF 70 $ + 5% 70 $ + 5%

11 Gul Nisa Momin abad 350 $ OMF 70 $ + 5% 70 $ + 5%

12 Haji Bibi Momin abad 350 $ OMF 70 $ + 5% 70 $ + 5%

Note:

1 Repayment includes service charges @ 5 % of principal amount on flat charge basis2 The loan amount will be disbursed/collected in equivalent Pak Rupees on the prevailing

currency exchange rate.

3 The service charges are used contributing towards facilitating procurement of input/beehives,

transportation, support serrvices, monitoring, disbursement and collection of loans

OWL MF Loan Return Sch



3rd inst (US$) 4th inst (US$) 5th inst (US$) Total Amount (US$)

70 $ + 5% 70 $ + 5% 70 $ + 5% 350 $ +5%

70 $ + 5% 70 $ + 5% 70 $ + 5% 350 $ +5%

70 $ + 5% 70 $ + 5% 70 $ + 5% 350 $ +5%

70 $ + 5% 70 $ + 5% 70 $ + 5% 350 $ +5%70 $ + 5% 70 $ + 5% 70 $ + 5% 350 $ +5%

70 $ + 5% 70 $ + 5% 70 $ + 5% 350 $ +5%

70 $ + 5% 70 $ + 5% 70 $ + 5% 350 $ +5%

70 $ + 5% 70 $ + 5% 70 $ + 5% 350 $ +5%

70 $ + 5% 70 $ + 5% 70 $ + 5% 350 $ +5%

70 $ + 5% 70 $ + 5% 70 $ + 5% 350 $ +5%

70 $ + 5% 70 $ + 5% 70 $ + 5% 350 $ +5%

70 $ + 5% 70 $ + 5% 70 $ + 5% 350 $ +5%

dule

rmf progress report 2010-2011

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