rural development · rural business development grants assist the startup or expansion of small and...

USDA Rural Development Kansas Program Guide

United States

Department of

Agriculture

Rural Development

USDA RURAL DEVELOPMENT CONTACT INFORMATION

USDA RD State Office

1303 SW First American Place

Suite 100

Topeka, KS 66604

Phone: (785) 271-2700

Hays Area Office

2715 Canterbury Drive

Hays, KS 27201

Phone: (785) 628-3081, Ext. 4

Iola Area Office

202 W. Miller Road

Iola, KS 66749

Phone: (620) 365-2901, Ext. 4

Manhattan Area Office

3705 Miller Parkway, Suite A

Manhattan, KS 66503

Phone: (785) 776-7582, Ext. 4

Newton Area Office

1405 South Spencer Road

Newton, KS 67114

Phone: (316) 283-0370, Ext. 4

Garden City Area Office

2106 East Spruce

Garden City, KS 67946

Phone: (620) 275-0211, Ext. 4

USDA Rural Development

Patty Clark, State Director

1303 SW First American Place, Suite 100

Topeka, KS 66604 Phone: (785) 271-2700

Program Directors

Administrative Program Director, Karissa Stiers, (785) 271-2790,

[email protected]

Business Program Director, Randy Snider, (620) 365-2901, Ext. 1430,

[email protected]

Community Programs Director, Sháne Hastings, (785) 271-2700, Ext. 2728,

[email protected]

Multi-Family Housing Director, Wilma Marconnet, (785) 271-2700, Ext. 2718,

[email protected]

Program Support Director, Richard Boyles, (316) 283-0370, Ext. 1442,

[email protected]

Single Family Housing Director, Kent Colwell, (785) 628-3081, Ext. 1436,

[email protected]

Program Objective Applicant Uses Population Loan/Grant Terms/Conditions

Single-Family Home Owner-

ship Direct Loans Safe, well-built, affordable

homes for rural Americans. Families and individuals. Buy, build, improve, repair or reha-

bilitate a rural home as the appli-

cant’s permanent residence.

Rural areas with popu-

lations of up to 35,000. Direct loan. Up to 100% of market value or cost.

Loan term of 33/38 years. Applicant

may be eligible for payment assistance

(subsidy) on the loan. Single-Family Home Owner-

ship Guaranteed Loans To assist moderate-income

applicants/household in buying

their homes by guaranteeing

loans made by private lenders.

Families and individuals. Purchase new or existing homes

and refinance existing Rural Devel-

opment guaranteed or direct loans.


lations of up to 35,000. Loan guarantee. 30-year, fixed. The interest rate is

negotiated between lender and borrow-

er. Loans up to 100% of market value

plus the amount of the up-front guaran-

tee fee being financed. Single-Family Repair Loans

and Grants To help very low-income appli-

cants remove health and safety

hazards or repair their homes.

Families and individuals

who currently own their

home.

Repair/replace roof, winterizing,

purchase or repair heating system,

structural repair, water/sewage

connect fees, etc.


lations of up to 35,000. Direct loan and

grant. Loans up to $20,000 up to 20 years at

1%. Grants available to very low-

income applicants 62 years or older

unable to pay 1% loan. Mutual Self-Help Housing

Grants Assist lower-income families in

building their own homes. Non-profits and public

bodies. Technical assistance to help small

groups of families to build each

other’s homes.


lations of up to 35,000. Grant. Grant agreement.

Rural Rental Housing Direct

Loans Safe, well-built, affordable rental

housing for very-low-income

individuals and families.

Individuals, trusts, associ-

ations, limited partner-

ships, for-profit and non-

profit entities, tribes, pub-

lic bodies.

New construction or substantial

rehabilitation of rental housing. Rural areas with popu-

lations of up to 35,000. Direct loan. Up to 100% of total development cost (non-

profits); 97% (for-profits); 95% (for-profits with

Low-Income Housing Tax Credits). 30-year

term with up to 50-year amortization.

Rural Rental Housing Loan Guar-

antees Provides loan guarantees on

loans to build or preserve af-

fordable housing for very-low to

moderate-income tenants.

For profit and non-profit

lenders. Build or rehabilitate affordable

rental housing. Rural areas with popu-

lations of up to 35,000. Loan guarantee. At least 25-year term with fixed interest rate.

Loan guarantees up to 90% of the principal.

Housing Preservation Grants Repair and rehabilitate housing

owned or occupied by very low-

and low-income rural families.

Public bodies and non-profit

organizations. Operation of a program which

finances repair and rehabilitation

activities for single-family and

small rental properties.


lations of up to 35,000. Grant. Grant agreement.

Farm Labor Housing Loans

and Grants Safe, well-built affordable rental

housing for farmworkers. Individuals, public and

private non-profit organi-

zations.

New construction or substantial

rehabilitation of rental housing. Not applicable. Direct loan and

grant. Up to 102% of total development cost.

Up to 33 years to repay at 1% interest.

Community Facilities Loans and

Grants Improve, develop, or finance

essential community facilities for

rural communities.

Public bodies, non-profits,

and Federally recognized

Indian Tribes.

Construct, enlarge or otherwise

improve essential community

facilities, such as public safety, fire

and rescue, telecommunications,

schools, libraries, hospitals, other

health care facilities, etc. This may

include furnishings, fixtures and

other required equipment.

City, town or unincor-

porated area of not

more than 20,000 in

population. Facilities

must primarily serve

rural residents.

Direct loan, loan

guarantee, or

grant.

Up to 100% of market value. Term is

for useful life of the facility or equip-

ment, the State statute, or 40 years.

Maximum grant 75% of project cost.

Grant eligibility based on income,

population, and need.

Rural Community Development

Initiative To facilitate housing, community

facility and community and

economic development projects.

Private non-profit or public

organizations, philanthrop-

ic foundations, low-income

communities.

Technical assistance grants of

$50,000 to $300,000 to develop

the capacity and ability of the

awardees to carry out needed

projects.

City, town, or unincor-

porated area of not

more than 50,000 in

population.

Grant. Matching funds required for grant.

Rural Development — Housing and Community Facilities Programs

Rural Development — Business and Cooperative Programs


Business and Industry Loan

Guarantees Create jobs/stimulate rural

economies by providing finan-

cial backing for rural business-

es.

Lenders/Businesses. Real estate, buildings, equipment,

supplies, working capital, and

some debt refinancing.

All areas except cities

over 50,000 and their

contiguous urbanized

areas.

Loan guarantee. Lender and borrower negotiate terms.

Up to 30 years for real estate, 15 years

for machinery and equipment, and 7

years for working capital. Rural Business Development

Grants Assist the startup or expansion

of small and emerging private

businesses and/or non-profits in

rural communities. Note: This

program combines the former

Rural Business Enterprise Grant

and Rural Business Opportunity

Grant programs and was creat-

ed through the 2014 Farm Bill.

Public bodies, government

entities, non-profit entities,

and Federally recognized

Indian Tribes.

Acquire or develop land, buildings,

plants and equipment; build or

improve access roads, parking

areas, utility extensions, and water

and waste disposal facilities; pro-

vide technical assistance; establish

revolving loan funds; and to sup-

port rural distance learning pro-

grams that provide educational or

job training.

All areas rural in char-

acter except cities over

50,000 and their con-

tiguous urbanized

areas.

Grant. Refer to the new rules, when available,

for grant terms and conditions.

Intermediary Relending Pro-

gram Loans Establish revolving funds for

business facilities and commu-

nity development projects.

Public bodies, non-profit

corporations, Native

American Tribes, and

Community development projects,

establishment or expansion of

businesses, creation or saving of

Rural areas and incor-

porated places with

populations of less

Direct loan. The intermediary makes loans to busi-

nesses from its revolving loan fund on

terms consistent with security offered.

Rural Microentrepreneur

Assistance Program Establish revolving funds to

target assistance to small rural

enterprises.

Microenterprise Develop-

ment Organizations

(MDOs).

Loans, technical, and capacity-

building assistance to businesses

with 10 or fewer employees and




Loans, grants. Rural microenterprises apply directly to

the intermediary.

Rural Economic Development

Loans and Grants Finance economic development

and job creation in rural areas. Rural Utilities Service-

financed electric and

telephone utilities.

Business startups or expansion

projects that create rural jobs. Rural areas with priori-

ty to places with popu-

lations of 2,500 or less.

Direct loan or

grant to estab-

lish revolving

loan fund.

Intermediary makes loans to for-profit

or non-profit businesses and public

bodies. Loans are 0% for 10 years.

Rural Cooperative Development

Grants Establish/operate centers for coop-

erative development. Non-profits and institutions of

higher education. Establish centers to provide technical

assistance, training, applied research,

and collection and interpretation of

data, for the purpose of cooperative

development.




areas.

Grant. Minimum 25% fund match (5% for

1994 Institutions). Grants awarded

competitively.

Socially Disadvantaged Groups

Grants Provides funds to eligible coopera-

tives or an association of coopera-

tives to provide technical assistance

to small, socially disadvantaged

producers in rural areas.

Cooperatives and associa-

tions of cooperatives whose

membership and board of

directors is comprised of at

least 75% socially disadvan-

taged agricultural producers.

Technical assistance. All areas, except cities



areas.

Grant. Grants are awarded on a competitive

basis. There is no matching require-

ment.

Value-Added Producer Grants Help independent agricultural

producers enter into activities that

add value to their crops.

Independent producers,

farmer and rancher coopera-

tives, producer groups,

majority-controlled producer-

based business ventures.

Feasibility studies, business plans;

working capital. All areas. Grant. Grants are awarded on a competitive

basis. Funds cannot be used to build

facilities or purchase equipment. Funds

must be matched on a dollar-for-dollar

basis.


Rural Energy for America Pro-

gram (REAP) Loan Guarantees

and Grants

Provide assistance for energy

efficiency improvements or pur-

chase of a renewable energy

system for operations.

Rural small businesses and

agricultural producers. Energy efficiency improvements,

renewable energy systems, land

acquisition and working capital.

Cities, towns, unincor-

porated areas with

population less than

50,000. (Population

limits do not apply to

agricultural producers)

Loan guarantee

and/or grant.. Grants up to 25% of project costs not

to exceed $250,000 for energy efficien-

cy projects and $500,000 for renewable

energy. Loan guarantees up to 75% of

project cost not to exceed $25 million.

REAP Audit/Development Grants Provide grant to entity to pass

through to a small business or

agricultural producer for 75% of the

cost of an energy audit or renewa-

ble energy development assis-

tance.

State, tribal, or local govern-

ment institutions of higher

education; rural electric coop-

eratives; or public power

entities.

$100,000 grant to entities, smaller

ones to small business and agricultural

producers for 75% of energy audit or

renewable energy development assis-

tance.

Cities, towns, unincor-

porated areas with

population less than

50,000.

Grant. $100,000 to entities and up to 75% of

the cost of energy audit for renewable

energy development assistance.

Biorefinery Assistance Program

Loan Guarantees Provide loan guarantees for the

development and construction of

commercial-scale biorefineries or to

retrofit facilities using eligible tech-

nology for the development of

advanced biofuels.

Individuals, Indian Tribes,

State or local governments,

corporations, farm coopera-

tives, associations of agricul-

tural producers, national

laboratories, higher learning

institutions, rural electric co-

ops, public power entities,

consortiums of any of the

entities.

Loan guarantees to develop and

construct commercial-scale biorefiner-

ies or retrofit facilities to use eligible

technology for the development of

advanced biofuels.

No restrictions. Loan. 90% (maximum) guarantee on loans up

to $125 million; 80% (maximum) guar-

antee on loans less than $150 million;

70% (maximum) guarantee on loans of

$150 million but less than $200 million;

60% (maximum) guarantee on loans of

$200 million up to $250 million.

Repowering Assistance Program Provide payments to biorefineries

to replace fossil fuels with biomass. Biorefineries. Grant to biorefineries, including ethanol

and biodiesel plants that use electricity

generated from natural gas and coal

and require this for the fermentation

process.

No restrictions. Grant. As funds are available. Complete appli-

cations submitted to National Office for

review.

Advanced Biofuel Payment Pro-

gram Provide payments to producers of

advanced biofuels. Eligible producers of ad-

vanced biofuels. Grant to producers of advanced biofu-

els (non-cornmercial-based). No restrictions. Grant. As funds are available. Complete appli-

cations submitted to National Office for

review. Grant awards determined by

National Office. Direct Loans and Grants: Apply to Rural Development. Loan Guarantees: Apply to participating intermediaries such as eligible banks, etc. Revolving Funds (RMAP, IRP, REDLG): Intermediaries apply to Rural

Development, others to the intermediaries.

Rural Development — Business and Cooperative Programs Continued

Rural Development — Utilities Programs


Water and Waste Disposal

Loans and Grants Provide infrastructure for rural

areas. Public entities, Indian

Tribes and non-profit

corporations.

Build, repair and improve public

water systems and waste collec-

tion and treatment systems.

Rural areas, and towns

with up to 10,000 popu-

lation.

Direct loan and

grant. Repayment period is a maximum of

40 years. Grant funds may be avail-

able. Water and Waste Disposal

Loan Guarantees Provide infrastructure for rural

areas. Public entities, Indian

Tribes and non-profit

corporations.

Construct, repair and improve

water supply and distribution sys-

tems and waste collection and

treatment systems.



lation.

Loan guarantee. Eligible lenders obtain up to a 90%

guarantee on loans they make and

service.

Solid Waste Management

Grants Provide technical assistance

and/or training to those who

operate and maintain active

landfills.

Public bodies, private non-

profit organizations, Indian

Tribes, academic institu-

tions.

Technical assistance and training

to improve landfill conditions and

protect against threats to nearby

water resources.



lation.

Grant. Applications accepted year-round.

Complete applications submitted to

National Office for review.

Technical Assistance/ Training/

Circuit Rider Provide technical assistance

and training. Public, private, and non-

profit organizations. Provide technical assistance and

training to assist with management

of water and waste projects.

Rural areas and towns


lation.

Grant. As funds are available. Complete

applications submitted to National

Office for review. Rural Broadband Loan and

Loan Guarantee Deployment of broadband ser-

vice to eligible rural communities.

Note: The 2014 Farm Bill

revises program provisions.

New rules are expected to be

published in FY 2015.

Entities seeking to provide

broadband services in

rural areas.

Finance the construction, improve-

ment and acquisition of facilities and

equipment to provide broadband

service in eligible rural communities.

Refer to the new rules,

when available, for

population limits.

Refer to the

new rules, when

available, for

loan details.

Refer to the new rules, when availa-

ble, for loan terms and conditions.

Electric and Telecommunica-

tions Loans Assist rural communities in

obtaining affordable, high-

quality electric and telecommu-

nications services.

Non-profit and cooperative

associations, public bodies,

and other utilities.

Generation, transmission facilities

and distribution of electric power,

including alternative, renewable,

conservation and energy efficiency

programs. Enhance 911 emergency

service, digital switching equipment,

and fiber optic cable, along with

traditional main system telecommu-

nications service.

Electric: areas served

by an existing rural

electric borrower, or

rural areas other than a

city or town of more

than 20,000. Telecom-

munications: areas

cities with population

under 5,000.

Direct loan or

loan guarantee. Interest rates are established in accordance with 7CFR 1714. Con-tact RUS at www.rd.usda.gov or 1 (800) 670-6553.

Distance Learning and Tele-

medicine Development and deployment

of advanced telecommunication

services throughout rural Ameri-

ca to improve education and

health care.

Incorporated entities,

including municipalities, for

-profit, and non-profit cor-

porations that operate rural

schools, libraries, health

care clinics and other

educational or health care

facilities.

To provide end-user equipment

and programming that delivers

distance learning and telemedicine

services into eligible areas.

Rural areas outside

incorporated or unin-

corporated cities with

populations up to

20,000.

Grant. Awards range from $50,000 to

$500,000. A minimum of 15% in

matching funds is required.

Community Connect Provide public access to broad-

band in otherwise un-served

communities.

Public bodies, tribes, coop-

eratives, non-profits, limited

dividend or mutual associa-

tions; corporations and

other legally organized

entities

To build broadband infrastructure

and establish a community center

that offers free public access to

broadband for two years.

A single community

outside incorporated or

unincorporated cities

with population over

20,000 which does not

have broadband.

Grant. Minimum: $50,000; Maximum: $1

million. Amounts are published in

Notices of Funding Availability and

may vary.

Electric and Telecom Programs: Contact the Rural Utilities Service Administrator; Water Programs: Contact the Rural Development State Office.

http://www.rd.usda.gov

Summary of Rural Development Programs Land & Bldgs. Mach. & Equip. Working Capital Infrastructure Tech. Asst./Train.

Rural Housing and Community Facilities Programs

Single Family Housing Direct Loans (including Self-Help Loans) ♦

Single Family Housing Loan Guarantees ♦

Single Family Housing Repair Loans/Grants ♦

Rural Rental Housing Direct Loans ♦ ♦

Rural Rental Housing Loan Guarantees ♦ ♦

Housing Preservation Grants ♦ ♦ ♦ ♦ ♦

Farm Labor Housing Loans/Grants ♦ ♦

Community Facilities Direct Loans, Loan Guarantees, Grants* ♦ ♦ ♦ ♦

Rural Community Development Initiative ♦

Rural Business and Cooperative Programs

Business and Industry Loan Guarantees ♦ ♦ ♦ ♦

Rural Business Development Grants ♦ ♦ ♦ ♦ ♦

Intermediary Relending Loans ♦ ♦ ♦

Rural Microentrepreneur Assistance Program ♦ ♦ ♦ ♦ ♦

Rural Economic Development Loans and Grants ♦ ♦ ♦ ♦ ♦

Rural Cooperative Development Grants ♦ ♦

Value-Added Producer Grant ♦ ♦ ♦

Rural Energy for America Program Loan Guarantees/Grants ♦ ♦ ♦ ♦

Biorefinery Assistance Program Loan Guarantees

Repowering Assistance Program

Advanced Biofuel Payment Program

Rural Utilities Programs

Water and Waste Disposal Direct Loans, Loan Guars., Grants ♦ ♦ ♦

Solid Waste Management Grants ♦

Rural Broadband Direct Loans and Loan Guarantees ♦ ♦

Electric and Telecommunications Direct Loans/Loan Guarantees ♦ ♦ ♦

Distance Learning and Telemedicine Loans/Grants ♦ ♦

Community Connect Grants ♦ ♦ ♦ ♦

The U.S. Department of Agriculture (USDA) prohibits discrimination against its customers, employees, and

applicants for employment on the bases of race, color, national origin, age, disability, sex, gender identity,

religion, reprisal, and where applicable, political beliefs, marital status, familial or parental status, sexual

orientation, or all or part of an individual’s income is derived from any public assistance program, or protect-

ed genetic information in employment or in any program or activity conducted or funded by the Depart-

ment. (Not all prohibited bases will apply to all programs and/or employment activities.)

To File an Employment Complaint

If you wish to file an employment complaint, you must contact your agency’s EEO Counselor (PDF) within 45

days of the date of the alleged discriminatory act, event, or in the case of a personnel action. Additional

information can be found online at http://www.ascr.usda.gov/complaint_filing_file.html.

To File a Program Complaint

If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program Discrimi-

nation Complaint Form (PDF), found online at http://www.ascr.usda.gov/complaint_filing_cust.html, or at

any USDA office, or call (866) 632-9992 to request the form. You may also write a letter containing all of the

information requested in the form. Send your completed complaint form or letter to us by mail at U.S. De-

partment of Agriculture, Director, Office of Adjudication, 1400 Independence Avenue, S.W., Washington,

D.C. 20250-9410, by fax (202) 690-7442 or email at [email protected].

Persons with Disabilities

Individuals who are deaf, hard of hearing or have speech disabilities and you wish to file either an EEO or

program complaint please contact USDA through the Federal Relay Service at (800) 877 -8339 or (800) 845-

6136 (in Spanish).

Persons with disabilities who wish to file a program complaint, please see information above on how to

contact us by mail directly or by email. If you require alternative means of communication for program infor-

mation (e.g., Braille, large print, audiotape, etc.) please contact USDA’s TARGET Center at (202) 720 -2600

(voice and TDD).

Supplemental Nutrition Assistance Program

For any other information dealing with Supplemental Nutrition Assistance Program (SNAP) issues, persons

should either contact the USDA SNAP Hotline Number at (800) 221-5689,

which is also in Spanish or call the State Information/Hotline Numbers.

All Other Inquiries

For any other information not pertaining to civil rights, please refer to the

listing of the USDA Agencies and Offices for specific agency information.

rural development · rural business development grants assist the startup or expansion of small and...

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