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Safe Withdrawal Rates & Zero Risk Portfolios David John Marotta Marotta Wealth Management www.eMarotta.com

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Page 1: Safe withdrawal rates 2012 12

Safe Withdrawal Rates & Zero

Risk Portfolios

David John MarottaMarotta Wealth Management

www.eMarotta.com

Page 2: Safe withdrawal rates 2012 12

Getting Your RetirementBack on Track

Page 3: Safe withdrawal rates 2012 12

How do I know how much I can spend

without risking running out of money?

Page 4: Safe withdrawal rates 2012 12

S&P 500 Index 20-years

How do I know how much I can spendwithout risking running out of money?

Page 5: Safe withdrawal rates 2012 12

How do I know how much I can spendwithout risking running out of money?

Page 6: Safe withdrawal rates 2012 12

Paid Work

Social Securit

y

Safe Spending

from Investme

nt Portfolio

Total Retirem

ent Income

Retirement Income Sources

How do I know how much I can spendwithout risking running out of money?

Page 7: Safe withdrawal rates 2012 12

Plan to 100 years old

How do I know how much I can spendwithout risking running out of money?

Page 8: Safe withdrawal rates 2012 12

How do I know how much I can spendwithout risking running out of money?

Page 9: Safe withdrawal rates 2012 12

How do I know how much I can spendwithout risking running out of money?

Page 10: Safe withdrawal rates 2012 12

How do I know how much I can spendwithout risking running out of money?

Page 11: Safe withdrawal rates 2012 12

How do I know how much I can spendwithout risking running out of money?

Page 12: Safe withdrawal rates 2012 12

How do I know how much I can spendwithout risking running out of money?

Page 13: Safe withdrawal rates 2012 12

How do I know how much I can spendwithout risking running out of money?

Page 14: Safe withdrawal rates 2012 12

How do I know how much I can spendwithout risking running out of money?

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Page 16: Safe withdrawal rates 2012 12

How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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Page 19: Safe withdrawal rates 2012 12

How do I know how much I can spendwithout risking running out of money?

Page 20: Safe withdrawal rates 2012 12

How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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Dream Money

Gift Money

Freedom MoneySafety Money

Survival Money

How much money do I need?

How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

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How do I know how much I can spendwithout risking running out of money?

$2,000,000 65 yrs4.36%-$87,200

$1,912,800$2,065,824 8.00%

Page 26: Safe withdrawal rates 2012 12

How do I know how much I can spendwithout risking running out of money?

$2,065,824 66 yrs4.43%-$91,516

$1,974,308$2,132,252 8.00%

+5.00%

Page 27: Safe withdrawal rates 2012 12

How do I know how much I can spendwithout risking running out of money?

Page 28: Safe withdrawal rates 2012 12

Getting Your RetirementBack on Track

Page 29: Safe withdrawal rates 2012 12

How do I know how much I can spendwithout risking running out of money?

Page 30: Safe withdrawal rates 2012 12

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