KISS YOUR LANDLORD GOODBYE!

Other Homeownership Assistance ProgramsOther government agencies in Delaware also offer homeownership assistance:

City of Dover: (302) 736-7196

USDA Rural Development: (302) 857-3580

New Castle County, Department of Community Services: (302) 395-5600

U.S. Department of Housing and Urban Development (HUD): (800) 225-5342

SAY HELLO TO YOUR

NEW HOME!

Do you already own a home?

Have you owned a home in the last 3 years and thought that you could

not use these programs?

Do you not have a lot equity in your home for your new down payment

and closing closts?

DSHA’s Home Again programs can help! Many of our programs for first-time homebuyers are also

available to repeat buyers.

To find out more, visit www.kissyourlandlordgoodbye.com.

Do you want to buy a home in Delaware? Are you a first-time or repeat buyer? Do you need assistance with down

payment or closing costs?

The Delaware State Housing Authority (DSHA) can help.

(888) 363-8808 www.kissyourlandlordgoodbye.com# 10-08-01-18-11-01

Preferred Plus: Down Payment and Closing Cost AssistanceIf saving for a down payment and closing costs have kept you from buying a home of your own, DSHA's Preferred Plus program may help.

How it Works

All applicants using a DSHA Homeownership Loan can use our flexible, customizable assistance, which provides a no-interest second-mortgage loan of 2 percent to 5 percent of your overall loan amount. The percentage of assistance you select will determine the rate for the loan.

You can apply that amount toward down payment or closing costs.

The loan must be repaid upon the sale, transfer or refinance of the home, or when it is no longer your primary residence.

Eligibility

You must meet the requirements for DSHA’s Homeownership Loan program.

Applicants with credit scores of 659 or below must participate in housing counseling.

To find out more, contact a housing counseling agency or participating lender or visit www.kissyourlandlordgoodbye.com.

Homeownership LoansDSHA offers mortgage financing for Delaware homebuyers at or below market interest rates.

How it Works

FHA, VA, Rural Housing Loans and Conventional loans may be used.

All mortgages for homebuyers are 30-year fixed-rate loans.

Borrowers can also use DSHA’s Preferred Plus program for down payment or closing cost help.

For current interest rates and maximum household income, visit www.kissyourlandlordgoodbye.com or contact a participating lender.

Eligibility

Minimum credit score: 620

Maximum loan amount: $417,000

There is no maximum purchase price.

Contact a participating lender or housing counseling agency to find out more!