sbi general arogya premier brochure
TRANSCRIPT
Support Your Loved Ones With An Insurance
You Can Trust
SBI GENERAL AROGYA PREMIER POLICY
Why SBI General
SBI General Insurance Company Limited commenced its operations in
the year 2010 as a joint venture between State Bank of India and
Insurance Australia Group (IAG). Pursuant to stake sale by IAG on 27th
March 2020, the Company is a joint venture amongst SBI (70%), Napean
Opportunities LLP (16.01%), WP Honey Wheat Investment Ltd (9.99%),
PI Opportunities Fund-1 (2.35%) and Axis New Opportunities AIF – I
(1.65%).
The company offers a wide range of general insurance products in retail
and commercial space at affordable prices to make insurance accessible
to all individuals and businesses.
The company offers a complete suite of products ranging from Motor,
Health, Personal Accident, Travel and Home Insurance in the retail space
and products like Aviation, Fire, Marine, Package, Construction &
Engineering and Liability Insurance in the commercial space.
SBI General Insurance follows a robust multi-distribution model
encompassing Bancassurance, Agency, Broking and Retail Direct
Channels. Today, SBI General’s Distribution family includes over 21,000
IRDAI certified employees including the State Bank Group employees,
and over 8,000 Agents to make insurance easily available even in the
remote areas of the country.
SBI General Insurance has established its presence in over 23000
branches of State Bank Group and over 5500 Regional Rural Banks
(RRBs). The company’s current geographical exposure covers 110+
cities pan India with a presence of another 350+ locations through
satellite resources. SBI General Insurance is currently serving three key
customer segments i.e. Retail Segment (catering to Individual &
Families), Corporate Segment (catering mid to large size companies)
and SME Segment.
checklist:1. cover page product name and tagline2. begin with SBI General's product name in first page3. polka dots on cover4. footer font size 85. spacing before each bold heading6. product name bold in first page second para7. all headings title case8. arrows bullets9. lakh spelling10. Back page disclaimer to remain as such. Address to be changed to effra
Section Name Coverage Name Min. Sum Insured (`) Max. Sum Insured (`) Waiting Period Survival Period
Personal Accident Accidental Death 1,00,000 10,00,000 Nil Nil
(Mandatory)
Permanent Total 1,00,000 10,00,000
Disablement
Funeral Expenses Admissible claim
amount under
Accidental Death 20,000
Critical Illness (Optional) Critical Illness Loan amount 10,00,000 90 days 28 days
Incidental Expenses Admissible claim 1,00,000
(Optional) amount under Critical
Illness
Admission Benefit – Admission Benefit – Actual EMI *3 Actual EMI *3 Nil Nil
Accidental Accidental
Hospitalization (Optional) Hospitalization
SBI General's Arogya Premier Policy
Those who are Special don't like to compromise. Ever. They want the
best of everything. More so when it comes to healthcare.
SBI General's Arogya Premier Policy is designed for the exclusive few –
meeting their unique requirements. With wider medical coverage, they
can go for the very best healthcare and consult top medical experts
without any worries..
Who Can Buy This Policy?
Any Individual can take this Policy for himself and/or his family. Policy can
be purchased directly from office of SBI General through intermediaries
or from bank counter through master Policy in bancassurance model.
u "Family" means the spouse, dependent children, parents and
parents-in-law.
What Are The Key Benefits Of The Policy?
Policy for the Special Few
SBI General Arogya Premier PolicyUIN: SBIHLIP14007V011314
Reimbursement of health check-up up to ` 5000 in
case of no claims for 4 consecutive years
Tax Deduction under Sec 80 D (tax benefits are subject to
change in tax laws)
No Claim Bonus of 10% every year (max up to 50%)
Coverage from ` 10 lakhs to ` 30 lakhs
Auto reinstatement of Sum Insured equal to the base
amount, if exhausted, at no additional premium
No pre-policy medical test up to the age of 55 years for
those with no medical history
OUR OTHER PRODUCTS
HealthInsurance Policy
Personal Accident Insurance Policy
FireInsurance Policy
MotorInsurance Policy
Travel Insurance Policy
What Does The Policy Cover?
SBI General Arogya Premier PolicyUIN: SBIHLIP14007V011314
Organ Donor
Air Ambulance Included
SBI General Arogya Premier PolicyUIN: SBIHLIP14007V011314
Domiciliary Hospitalisation
Maternity Expenses:
Maternity expenses after first 9 months.
What Is The Minimum & Maximum Entry Age Limit?
Minimum age of entry Maximum age of entry
What Are The Tenure Options?
Policy can be issued for 1, 2 or 3 years
Is Pre-acceptance Health Check Up Compulsory?
Pre-policy health check is not needed for those aged 55 years and under
with no pre-existing conditions
65Years
3Months
Coverage from ` 10 lakhs to ` 30 lakhs
SBI General Arogya Premier PolicyUIN: SBIHLIP14007V011314
Auto Reinstatement of Sum Insured
at No Additional Premium.
What Is SBI General’s Renewal Policy?
u Arogya Premier can be renewed every year upon payment of
premium before policy expiry.
u A grace period of 30 days is allowed for renewal of the policy. This
will be counted from the day immediately after the premium due
date.
Our Claims Team Will
Provide assistance in Keep you informed of the
emergency situations progress of your claim
How Do You Make A Claim?
In case of an accident or illness that requires hospitalization or daycare,
please notify us or TPA by phone or email.
Premium Chart for Individual (Exclusive of GST)
AgeSum Insured (in `)
SBI General Arogya Premier PolicyUIN: SBIHLIP14007V011314
SBI General Arogya Premier PolicyUIN: SBIHLIP14007V011314
AgeSum Insured (in `)
Premium Chart for Individual (Inclusive of GST)
SBI General Insurance Company Limited I Corporate & Registered Office: 'Natraj', 301, Junction of Western Express Highway & Andheri - Kurla Road, Andheri (East), Mumbai -400 069. | The information in the advertisement is indicative in nature. For more details on the risk factor, terms and conditions, please refer to the Sales Brochure and PolicyWordings carefully before concluding a sale. * 'Tax benefits are subject to changes intax laws' | For SBI General Insurance Company Limited IRDAI Reg. No. 144 dated 15/12/2009 | CIN: U66000MH2009PLC190546 | SBI Logo displayed belongs to StateB a n k o f I n d i a a n d u s e d by S B I G e n e ra l I n s u ra n ce Co. Ltd . u n d e r l i ce n s eUIN: SBIHLIP14007V011314 | ADBRO/20-21/AUG/690
Call Now (Toll Free)
1800 22 1111 | 1800 102 1111 www.sbigeneral.in
SBI General Insurance Company Limited
Corporate & Registered Office:
'Natraj', 301, Junction of Western Express Highway &
Andheri - Kurla Road, Andheri (East), Mumbai - 400 069.