History:

Started as Bank of Calcutta in Calcutta on 2 June 1806.

Re-designed as the Bank of Bengal on 2 January 1809.

Later Bank of Bengal, bank of Madras and Bank of Bombay were

amalgamated to form Imperial Bank of India on 27 January 1921.

It was nationalized on 1955 and was renamed as State Bank of India.

Headquarters : Mumbai, India.Local head offices : 14Zonal offices : 85No of Branches : 14,816 (Domestic branches)

186(Foreign branches)No of employees : 2,28,296

Vision: Attain high standards of efficiency and professionalism and core institutional

values comparable to the best in the field. To be a committed, caring and responsible corporate citizen. To provide a satisfying work environment with opportunities for learning, self-

development and self-actualization.

Mission: Develop into a top rate, nimble footed banking institution committed to

excellence in services to its customers, enhancing stakeholder’s value though care and competence.

SBI group structure:

State Bank of Bikaner &

Jaipur

State Bank of

Hyderabad

State Bank of Mysore

State Bank of Patiala

State Bank of

Travancore

Domestic Banking Subsidiaries:

1. SBI Capital Markets Ltd.

2. SBICAP Securities Ltd.

3. SBICAP Ventures Ltd.

4. SBICAP (UK) Ltd.

5. SBICAP Trustees Co. Ltd.

6. BICAP (Singapore Ltd.)

7. SBI DFHI Ltd.

8. SBI Payment Services Pvt. Ltd.

9. SBI Mutual Fund Trustee Company Pvt Ltd.

10. SBI Global Factors Ltd.

11. SBI Pension Funds Pvt. Ltd.

12. SBI Funds Management Pvt. Ltd.

13. SBI Funds Mgt. (International) Pvt. Ltd.

14. SBI Cards & Payment Services Pvt. Ltd.

15. SBI Life Insurance Company Ltd.

16. SBI-SG Global Securities Services Pvt. Ltd.

17. SBI General Insurance Company Ltd.

 

Non Banking Subsidiaries

1. C-Edge Technologies Ltd.

2. GE Capital Business Process M gt. Services Pvt. Ltd.

3. Macquarie SBI Infrastructure M gt. Pte. Ltd.

4. Macquarie SBI Infrastructure Trustee Ltd.

5. SBI Macquarie SBI Infrastructure M gt. Pvt. Ltd.

6. SBI Macquarie SBI Infrastructure Trustee Pvt. Ltd.

7. Oman India Joint Investment Fund-Mgt. Co Pvt. Ltd.

8. Oman India Joint Investment Fund-Trustee Co Pvt. Ltd.

Foreign Banking Subsidiaries :

9. State Bank of India(California)

10. State Bank of India (Canada)

11. Commercial Bank of India LLC, Moscow

12. SBI (Mauritius) Ltd.

13. PT Bank SBI Indonesia

14. Nepal SBI Bank Ltd.

 

Joint Ventures:

Central board of directors:

Shri Pratip ChaudhuriChairman

Managing directors:

1. Shri Hemant G. Contractor

2. Shri Diwakar Gupta

3. Shri A. Krishna Kumar

4. Shri S. Vishvanathan

Directors:

1. Shri S. Venkatachalam

2. Shri D. Sundaram

3. Shri Parthasarathy Iyengar

4. Shri Thomas Mathew

5. Shri Jyoti Bhushan Mohapatra

6. Shri S. K. Mukherjee

7. Dr. Rajiv Kumar

8. Shri Deepak Ishwarbhai Amin

9. Shri Harichandra Bahadur Singh

10. Shri Rajiv TakruShri Rajiv Takru

11. Dr. Urjit R. Patel

SWOT Analysis

STRENGTH

1.  The biggest bank in the country.

2.   Has a separate act for itself. Thus, a special privilege.

3.  Biggest branch network in the country

4.  First public sector to move to CBS.

WEAKNESS

1. Expected to experience high level of attrition due to retirement of its top

management.

2. Still carries the image of the old Govt. sector bank.

OPPORTUNITY

1.  Pool in talent to replace the going top management to serve the next

generation.

2.  Make better use of its CRM.

3.  Expansion into rural areas.

THREATS

1.  Private banks.

2.  New bank licenses by RBI.

3.  Foreign banks that have sophisticated products.

Competitors:

S. No Name of BankTurnover

As of 31st March 2013(Million)

1 State bank of India INR 1,196,570

2 ICICI Bank INR 400750

3 PNB Bank INR 418930

4 Bank of Baroda INR 351960

9 HDFC Bank INR 350640

5 Canara Bank INR 340770

6 Bank of India INR 319080

7 Union Bank of India INR 251240

8 Central bank of India INR 218600

10 Indian Overseas Bank INR 206760

 

Mar '13 Mar '12 Mar '11 Mar '10 Mar '09

Total income

1,35,691.94 1,20,872.90 96,329.45 85,962.07 76,479.78

Total expenses

1,21,586.96 1,09,186.89 88,959.12 76,796.02 67,358.55

Net profit of the year 14,104.98 11,686.01 7,370.35 9,166.05 9,121.23

Financial Status:

Mar'

13

Mar'

12

Mar'

11

Mar'

10

Mar'

090

20000

40000

60000

80000

100000

120000

140000

160000

total incometotal expensesnet profit

Net Profit

2010-2011

2011-2012

2012-2013

0

5000

10000

15000

20000

25000

profit before taxprofit after tax

2010-2011 2011-2012 2012-2013

Profit before tax 14954 18483 19951

Profit after tax 8265 11707 14105

Total liabilities

2010-2011 2011-2012 2012-20130

200000

400000

600000

800000

1000000

1200000

1400000

1600000

1800000

2010-2011 2011-2012 2012-2013

12,23,736 13,35,519 15,66,261

2010-2011 2011-2012 2012-2013

635 671 684

Capital

2010-2011

2011-2012

2012-2013

610

620

630

640

650

660

670

680

690

Mar '13 Mar '12 Mar '11 Mar '10 Mar '09

Interest expended 75,325.80 63,230.37 48,867.96 47,322.48 42,915.29

Employee Cost 18,380.90 16,974.04 14,480.17 12,754.65 9,747.31

Selling and Admin Expenses 0.00 15,625.18 12,141.19 7,898.23 5,122.06

Depreciation 1,139.61 1,007.17 990.50 932.66 763.14

Miscellaneous Expenses 26,740.65 12,350.13 12,479.30 7,888.00 8,810.75

Operating Expenses 29,284.42 37,563.09 31,430.88 24,941.01 18,123.66

Provisions & Contingencies 16,976.74 8,393.43 8,660.28 4,532.53 6,319.60

Total Expenses 1,21,586.96 1,09,186.89 88,959.12 76,796.02 67,358.55

Expenses

2010-2011

2011-2012

2012-2013

investment 2.95L 3.12L 3.5L

2010-2011 2011-2012 2012-20132.6

2.7

2.8

2.9

3

3.1

3.2

3.3

3.4

3.5

3.6

investment

Investment

Deposits and advances:

2013 2012 annual growth(2013)

Deposits 12,02,740 10,43,647 15.24%

Advances 10,78,557 10,00,000 20.70%

Net Interest Income

2010-2011 2011-2012 2012-2013

net intrest income 32,526 43,291 44,331

2010-2011 2011-2012 2012-20130

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

45,000

50,000

net intrest income

net intrest income

Distribution Of Share Holding

Share Price

NSE Sep 30,12:03

Day's High | Low 1,619.95 | 1,596.65

Open Price 1,613.80

BSE Sep 30,12:09

Day's High | Low 1,625.00 | 1,597.10

Open Price 1,614.60

1,617.00 -24.70 [1.5]%

1,614.50 -26.20 [1.6]%

Political • Regulatory bodies.• Government policies.• International legislations.

Economic • Economic trends( Indian/Global)• Interest and exchange rates

Social • Lifestyle trends• Customer attitude and opinion• Media news and brand image• Advertising and publicity

Technology • Information technology• Competent technology• Global communication

Environmental • Green bankingReduction in electricity and fuel consumption, Solar ATMs

PEST analysis

Recruitment:

Eligibility criteria:

For Clerks: Selection of clerks has various restrictions based on educational qualifications and age.

Educational qualification: The candidate must have achieved 60% in 10+2 (For General). The candidate must have achieved 55% in 10+2 (For SC/ST). A degree from any recognized institute is welcomed.

In terms of age the following criteria must be met: The minimum required age for this post is 18 years as on 01/12/2011

(Applicable for all).Maximum age should not exceed 28 years (For general). Adjustment of 3.5 years is available for SC/ST. Adjustment of 4.3 years is available for BC candidates

If all the basic criteria in terms of age and educational qualification are fulfilled, the candidate chooses to appear for SBI clerk recruitment program.

Probationary Officers: Probationary Officers resembles a higher post which has greater share of authority and responsibility as a result of which it requires better knowledge of the candidate.

Educational qualification in such respect is in form of: The candidate must have achieved 60% in 10+2 (For General). The candidate must have achieved 55% in 10+2 (For SC/ST). A degree from any recognized institute is welcomed. Basic Knowledge in computer such as MS Office, etc., Fluency in English and local language.

As far the age criteria goes, following conditions must be satisfies: The minimum required age for this post is 21 years as on 01/12/2011

(Applicable for all). Maximum age should not exceed 30 years (For general). Adjustment of 5 years is available for SC/ST Adjustment of 3 years is available for BC candidates.

Reservation in employment

Exam pattern and cutoff

officers assistants Subordinate staff

total

As on 31.3.2012 80,404 95,715 39,362 2,15,481

Less:retirements/attrition

3,059 4,107 2,412 9,578

Add/less(-) due to promotion

2,604(+) 2,604(-) …. ….

Add : new addition

847 20,682 864 22,393

As on 31.3.2013 80,796 1,09,686 37,814 2,28,296

Staff strength

Strategic Training UnitApex Training Institutes: State Bank Staff College- Hyderabad State Bank Academy- Gurgoan State Bank Foundation Institute- Indore State Bank Institute Of Rural Development- Hyderabad State Bank Institute Of Information And Communication

Management- Hyderabad

State Bank Learning Institutes: 47 Leading Institutes Across 19 States In The Country.

Training Institutes

Corporate Social Responsibility

1. The Bank keeps aside 1% of its net profit for corporate social

responsibility.

2. The Bank CSR policy involves donation under the following major

categories:

a. National donations to Prime Minister’s and Chief Minister’s Relief

Funds for natural and other calamities.

b. Contribution to organizations having exemption under 80G of the

Income Tax Act largely for equipment and vehicles.

c. Distribution of fans and water purifiers to neighbourhood schools.

CSR spend. (in crores)

3. Other Flagship programs:

The Bank donated 1,40,000 fans to 14,000 schools. The methodology was that every branch of the Bank adopted a school in its neighbour hood attended by students from modest background and installed 10 fans and one water purifier.

Bank has donated 313 ambulances and medical vans.

To help children especially the physically handicapped children, Bank

has distributed 51 school buses/vans.

Some of the notable beneficiaries of Bank’s support have been the

following institutions like Aravind Eye Hospital, Chennai, Tata Medical Centre, Kolkata, N.Swain Memorial Trust, Hyderabad, Sankara Nethralaya, Chennai, St. Xavier’s College, Mumbai etc.

The Bank has also supported several initiatives in installing solar

lamps in many places largely in the rural areas not having dependable

electricity supply.

Honours and AwardsThe Bank has won the following awards for its CSR activities.

• Golden Peacock Award for Corporate Social Responsibility.

• Asia’s Best CSR Practice Award-2012

• Asian CSR leadership Award -2012.

• IPE Best CSR Award -2012.

• Most Caring Company Award – 2012.

Other awards and honours include:

FE Best Banks Award-Award for Initiatives”.

National Award- 2011-12 Best Bank for “Excellence in the field of Khadi &

Village Industries (PMEGP)”

“Agriculture Leadership Award 2012” from Agriculture Today under Development

Leadership category.

“Best IT driven Innovation Award in Banking” in the Country from NASSCOM was

awarded to APGVB, RRB sponsored by SBI.

Ministry of Rural Development, GOI, awarded “Certificate of Excellence” for Bank’s

proactive role in establishing Rural Self Employment Training Institutes across the

country during the year 2011-12.

Job Opportunities: