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December 14, 2012

What Would Dad Like For Christmas?2013 Porsche Panamera Hybrid



The San Clemente News The Only Weekly Newspaper Exclusively for the San Clemente Area

The San Clemente News

December 14, 2012 The Only Weekly Newspaper Exclusively for the San Clemente Area The San Clemente News



December 14, 2012

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Black and Gold Brigade Claims Fourth State Title, ANHS Takes Third PlaceTwo high school marching bands made their marks at different state championships recently. The Black and Gold Brigade from Capistrano Valley High

School captured its fourth consecutive state title at the Southern California Judging Association, State of California Championships and the Aliso Niguel High School marching band earned the Bronze medal at the Southern California Marching Band Championships. The Black and Gold Brigade’s title, marks the end of an undefeated season that included its first Black Opal Class Title at the Winter Guard Association of Southern California’s Marching Band Open Series Title. Under the direction of David G. Weinberg, the ANHS marching band also captured first place at contests in Poway, Irvine, and Vista

Bands Earn Honors at statE CHampionsHips




In celebration of the Festival’s 80th Anniversary, enjoy over 25 years of the organization’s history with a retrospective of annual posters now on display at the downtown Laguna Beach Wells Fargo. This exhibit runs through January 31st, 2013 and features many of the iconic images highlighting the Pageant of the Mas-ters and Festival of the Arts in Laguna Beach.

“The diverse work represented on these posters are phenomenal,” com-mented Exhibit Curator Pat Sparkuhl. “This exhibit invites the viewer to take a visual stroll through history as well

as explore a variety of artistic styles.”

Posters displayed at Wells Fargo include last year ’s Pageant Poster “Copernicus” by Jan Matejko and Festival Poster “Hang-ing Around” by Kirsten Whalen. Others fea-tured in this exhibit are Sandra Jones Camp-bell’s 2002 “Card Trick and Table Twelve,” Tom Swimm’s 2010 “Splendido Evening,” and a 1985 poster of “Leaping Jaguar” by Marci Lyster. Pageant fans will also recog-nize show posters from 2010’s “Eat, Drink and be Merry,” 2005’s “On the Road,” and 1998’s “Metropolis.”

The public is also invited to peruse the Festival of Arts online gift shop where all merchan-dise, including many of the posters on display at the Festival of Arts Gallery, is 45% off through the end of January. For more information on the exhibit and the online gift shop, visit www.LagunaFestivalofArts.org.

The exhibit is on the third floor of the Wells Fargo building at 260 Ocean Avenue, Laguna Beach. It is part of an ongoing series of shows that the Festival of Arts will be holding at Wells Fargo. The building is open to the public Monday through Friday 9 a.m. - 6 p.m. and Saturday 9 a.m. - 4

p.m. Admission is free. The Festival of Arts is a non-profit organization whose proceeds support the arts in and about Laguna Beach. For more information call (949) 494 – 1145 or go to www.LagunaFestivalofArts.org.

FEstiVaL oF arts postEr EXHiBit at WELLs FarGo

Visitor in front of Sandra Jones Campbell’s “Card Trick and Table Twelve” Poster (2002)

Tom Swimm’s “Splendido Evening” Poster (2010)



December 14, 2012

San Clemente News is an independent weekly newspaper published every Friday. We are not owned or operated by any of the big daily newspapers. The views and opinions expressed are those of the publisher and not any organization. No reproduction, in whole or in part is permitted without the express written permission of San Clemente News.Legal Advertising: The San Clemente News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Government Code 6000 case #06CC00655 on March 21, 2006 and as such is the appropriate newspaper to place legal and public notices for the South Orange County Judicial District and the Cit-ies of Dana Point and San Clemente.

Jerry WhitePublisher

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sandra WhiteDisplay Advertising

diana Calvaneso, ManagerValerie mincheffLegal Advertising

Beverly Farmer, Art DirectorGraphics Department

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Generosity is giving more than you can, and pride is taking less than you need.

-Khalil Gibran

The Metrolink Holiday Toy Express made its first stop last Saturday at the San Clemente North Beach station, where Santa and Mrs. Claus joined a cast of spirited singers and dancers in a holiday show as Orange County firefighters helped collect new, un-wrapped toys and sporting equipment for children.

Decked with more than 50,000 colorful lights, the Metrolink Holiday Toy Express travels to Orange County train stations each year to gather donations for the Spark of Love pro-gram that has collected more than 7 million toys for children over the past

20 years.“The holidays are a great time to

share our joy with loved ones and also an opportunity to help those who are less fortunate,” said OCTA Vice Chairman Gregory T. Winterbottom. “We hope everyone who comes out will donate a toy and help brighten the holiday season for a child in our community.”

The Metrolink Holiday Toy Express will make stops at Metrolink stations on the following dates and locations:

Saturday, Dec. 15 5 p.m. in Irvine

5:45 p.m. in Laguna Niguel / Mission Viejo

6:45 p.m. in San Juan Capistrano 7:45 p.m. in Tustin

Sunday, Dec. 16 5 p.m. in Santa Ana 5:45 p.m. in Orange 6:30 p.m. in Anaheim 7:15 p.m. in Fullerton

Saturday, Dec. 22

7:30 p.m. in Buena Park

oCta and mEtroLink arE tEaminG up tHis montH to BrinG toys and HoLiday CHEEr to

CHiLdrEn and FamiLiEs in nEEd




By Jesse F. SearsHere’s some of the most ex-

cit ing upcoming plug-in hybrid electric and battery-electric cars coming up in the next 3 years. Each of these models has some-thing fresh to offer a fast-growing segment. The race to increase range and eff ic iency is in ful l swing. With batteries becoming cheaper and technology improv-ing, electr ic cars wil l soon be less expensive and more viable as daily transportation.

Ford Focus Electric - Nation-wide rollout 2012-2013

The Focus Electric is out now in a few select markets, with a national rol l-out to take place throughout 2012 and into 2013. With a 76 mile range thanks to a 141-horsepower electric motor and 23 kW l i thium-ion battery pack, the Focus Electric roughly equa ls N issan ’s Lea f i n key performance areas l ike range, interior space and efficiency.

Ford Fusion Energi - Late 2012Ford also has a plug-in hybrid

in the cards, based on the sharply styled new 2013 Fusion. Known as the Energi, this special Fu-sion can not only travel for 16 to 19 miles without using a drop of gas, but will still be capable of outstanding mileage. There will be no tradeoff here for those seeking a spacious sedan plus gas-free driving.

Honda Fit EV - Nationwide roll-out begins Summer 2012

Like Ford, Honda chose to

use an existing platform for its new battery-electric car, rather than shouldering the expense of developing from the ground up. Good thing, too, as the Fit is a featherweight and fun-to-d r i ve subcompac t w i th more interior cargo space than most small crossover SUVs in a well-designed and versatile configu-ration.

Volkswagen Gol f EV - Late 2013

The compact electr ic hatch-back segment continues to grow, with VW’s new electric Golf in development. The Golf quite a bit heavier than the Fit to start out

with, so it remains to be seen if Volkswagen will be able to make the platform light enough to still return good driving range. Expect an interior a cut above cars like the Leaf and Chevy Volt, with high-quality materials as is VW’s trademark.

Tesla Model S - End of 2012

The makers of the pioneering Tesla Roadster are moving into the luxury sedan game, with the $50,000 (after tax rebate) 2013 Model S still promised to go on sale by the end of 2012. This se-dan will bring a 160-mile range in its base configuration, with extra-cost batteries bringing range as high as 300 miles. That’s enough for a short road trip, unlike all other current production electric cars.

Tesla Model X - 2013 - 2014The Model X luxury electr ic

crossover will follow the sedan model to market by around a year, promising around the same range in a spacious platform with good utility. The trick rear doors swing upwards like a DeLorean, making for easy entry and park-ing lot stares. The Model X will cost around the same as the

Model S.

BMW i8 eDrive - Worldwide release begins late 2013/early 2014

BMW’s new i8 is a true sports car that just happens to also be a plug-in hybrid with great efficiency and a short electric-only range. The flagship model

for the German luxury brand’s new eDrive subdivision, the i8 will be available in coupe and roadster configurations. Expect fuel efficiency triple that of other supercars wi thout sacr i f i c ing performance.

BMW i3 eDrive - Worldwide release begins late 2013/early 2014

The i3 uses the same electric motor as the i8, though without the gas engine. The bat tery-electric luxury city car has been making the rounds of auto shows around the world. Range should beat mass-market electric cars a l ready on the roads, thanks to the i3’s heavy use of carbon fiber and lightweight yet strong plastics in its construction. It will also feature BMW’s trademark luxury, though don’t expect it to come cheap.

ELECtriC Car and pLuG-in HyBrid rELEasE datE CaLEndar 2012-2014

Ford Focus Electric

Honda Fit EV

Tesla Model S

BMW i8 eDrive



December 14, 2012

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By David WhiteTime is running out to finish up your

Christmas shopping.For those looking to impress a wine

enthusiast, these final days are daunt-ing. Malls and department stores offer little that would please an oenophile, and the staff at Best Buy doesn’t know a thing about wine. The internet, of course, can be overwhelming!

Relax. Wine lovers are easy to please, regardless of your budget. Here are my top picks.

First, consider a wine club. Whether you’re shopping for a complete novice or the next Iron Sommelier, everyone appreciates trying new wines.

TastingRoom.com is worth check-ing out, as it literally brings the tasting room to your living room. Launched

three years ago by a tech entrepre-neur, the company transfers wine into miniature bottles, allowing consumers to sample a host of wines without having to purchase an entire bottle. Wine club memberships start at $30 per shipment.

If you’re shopping for someone who enjoys wines from Napa Valley, consider the “Bordello Wine Club” from Vintner’s Collective, a multi-winery tasting room in downtown Napa. While the club is expensive -- the average shipment runs $165 -- the collective is home to some of Napa’s most cele-brated, small-production winemakers. If you’re shopping for a fan of Oregon Pinot Noir, there’s a similar collective in the Willamette Valley called Carlton Winemakers Studio.

For novice wine drinkers, newspa-per wine clubs are fun. These have proliferated in recent years, and the New York Times’ selections tend to get the highest marks. That said, many local retailers have their own clubs that offer a better value.

Books also make good gifts.If you’re shopping for a budding

oenophile, pick up a copy of Kevin Zraly’s “Windows on the World Com-plete Wine Course.” For good reason,

it’s been in print for nearly 30 years.If you’re shopping for a wine en-

thusiast who already has a stocked bookcase, pick her up a copy of “Wine Grapes,” the just-released guide to 1,368 grape varieties by Jancis Rob-inson, Julia Harding, and José Vouil-lamoz. The book is hefty -- it clocks in at more than seven pounds -- and has a price tag to match, retailing for $175. But it’s a reference book that every wine geek is desperate to own.

A more affordable choice is “How to Love Wine,” by New York Times chief wine critic Eric Asimov. Part memoir and part manifesto, the book thoroughly combats the poison of wine snobbery through an honest and personal evaluation of America’s wine culture. It was my favorite book this year.

Actual wine also works. To make an impression, you’ll want something that’s recognizable but isn’t easily found at the supermarket.

Champagne is always memorable, and in recent years, wine enthusi-asts have gone gaga over “Grower Champagne,” or wines made by the farmers who grow the grapes. Just as we understand why an apple grown in Virginia tastes different from an

apple grown in Massachusetts, we understand why a Sonoma Chardon-nay tastes different from one produced in Napa. Champagne is no different. And Grower Champagne conveys that sense of place. Egly-Ouriet, Pierre Peters, and Vilmart are three top Growers. Their wines are pricey but delicious.

Of course, if you go this route, don’t hesitate to ask the knowledgeable staffer at your local wine shop for advice. She might steer you toward something else that’s equally impres-sive, like a well-known Bordeaux or Super Tuscan.

Stemware and decanters also make for great gifts. Look for brands like Riedel, Spiegelau, and Schott Zwiesel.

Whatever you do, don’t waste money.

I’ve never seen the point of a wine stopper,and no wine enthusiast wants a kitschy, hand-painted wine glass. The latest gadgets, too, are typically a waste -- cordless rechargeable wine bottle openers always seem more difficult to use than traditional waiter’s tools.

HoLiday GiFts For WinE EntHusiastsHappy Grapes




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The Laguna Beach Festival of Arts, home of the Festival of Arts Fine Art Show and the Pageant of the Masters, is pleased to announce the launch of their newly redesigned website at www.LagunaFestivalo-fArts.org. The new site, the first major redesign since 2002, is envisioned to encompass everything about the Festival and its programming in a user-friendly and visually stunning way that is reflective of its brand. With new social media integration, a radically revised event calendar, an expansive artist database and more, the new website aims to engage fans and supporters like never before. The redesign incorporates classic colors and graphics and completely new navigational tools with enhanced search functionality.

“After months of development with our website designers, we’re very excited to unveil the new website in conjunction with the Festival’s and Pageant’s 80th Anniversary celebra-tion,” said Sharbie Higuchi, director of marketing and PR for the Festival of Arts and Pageant of the Masters. “Technology has really changed in the last ten years, it was important for us

to keep up with the times and elevate our online presence.”

The website features exclusive content on the two major summer events, the Festival of Arts Fine Art Show and the Pageant of the Mas-ters, as well as giving a home to year-round exhibits and ongoing projects. Multimedia has also integrated into the website including videos, event slideshows, an interactive calendar and other visual content from last year’s season as well as archival footage from the Festival’s early days. Membership registration can now be accomplished without leaving the website. Also, entirely new are sections dedicated to the Festival’s permanent art collection with a gallery of selected pieces from the Festi-val’s collection, spotlight pages, and “Outreach” with the ability to apply for Festival scholarships and grants. “Visitor info” features tips on planning a visit with links to the Laguna Beach Visitors and Conference Bureau. “About Us” gives an overview about the organization and its purpose. Visitors can also purchase Festival merchandise online at the “Shop,” find out about the latest news from the

Festival and Pageant, and explore volunteer and em-ployment opportunities at the Festival and Pageant. Donations may be gifted to the non-profit organi-zation with the click of a button through the website and Pageant tickets may be purchased securely.

Also getting the most dramatic face-lift, the ex-hibitor gallery has been updated to be user-friend-lier, giving visitors the opportunity to sort the 140 exhibiting artists by medium, name and view popular tags. Each artist’s page features a slideshow of their work, contact information and links to their social media pages.

“It’s always been our mission to raise awareness about the talented array of artists at the Festival of Arts. Now, with the launch of the new web-site, we’re able to give our artists an additional platform to reach art collec-tors and art enthusiasts everywhere,” said Higuchi.

Though the redesign has been

applied to most major sections of the site, some additional sections are to come, including blogs, a searchable database of the Festival’s permanent art collection, online exhibitor applica-tion, bios and photos of exhibitors, and multi-platform compatibilities.

“In today’s data and technology driven society, it’s important to keep the website content updated, fresh and ever changing. It’s an ambitious website plan that now has a solid – and stylish – foundation,” concluded Higuchi.

tHE LaGuna BEaCH FEstiVaL oF arts / paGEant oF tHE mastErsLaunCHEs its nEW WEBsitE, noW LiVE!



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sEGErstrom CEntEr raisEs aLmost $1miLLion For

support oF artistiC and EduCationaL aCHiEVEmEnts

Four hundred and thirty people gathered at Segerstrom Center for the Arts in Segerstrom Hall to enjoy a Candlelight evening that included a performance by Broadway’s two-time Tony® Award-winning star Sutton Foster followed by danc-ing until midnight to Gold, Platinum and Multi-Platinum recording and concert artist Huey Lewis & The News. With an amazing four-course dinner, wine, and delectable desserts, the evening was supported by Vacheron Constantin, which opened recently at South Coast Plaza, as Presenting Sponsor and Diamond Sponsors were Jane and Jim Driscoll and Elizabeth and Henry T. Segerstrom. The gala evening netted nearly one million in support of the Center.

Center Board Chairman Lawrence M. Higby welcomed guests and Candlelight Concert Presenting Sponsor Vacheron Constantin, represented by Hugues de Pins, President of Vacheron Constantin North America. “We are here tonight,” said Higby, “to help ensure the Center and the arts will continue to contribute to the quality of life in our community by bringing the world’s finest artists and companies here for everyone to enjoy and expanding the innovative education programs from which over 325,000 young people benefit every year.” Higby also introduced a special feature he requested: a time-lapse video taken of the interior of Segerstrom Hall during the previous five days showing the change from theater to ballroom to show everyone the transition (and work) it takes to achieve Candlelight Concert’s magic.

Starting the evening off, guests arrived through the Center’s landmark Grand Portal, which had stylized images of the arch projected across its façade. They entered Segerstrom Hall via a plush purple carpet – and ballerinas from Festival Ballet in glittering classic tutus were lined up the grand staircase and performed in precision as guests walked to the reception on the Orchestra Level lobby. Suspended in the multi-level mirrored landing on the staircase was a shim-mering curtain of crystals and golden toe shoes and two handmade costumes created specifically for Candlelight Concert by Primadonna in Newport Beach.

As always and of course, so amazing, the Segerstrom Hall itself was transformed into a vast ballroom with graduated dining terraces covering the usual 1,000 seats. Guests entered from the rear of the usual Orchestra Level seating and walked through a Broadway-inspired lounge area that seating and conversation areas, a station for indulging in jeweled chocolates provided by XAN Confections and a Dragon’s Breathe Meringue Bites (which give off puffs of ‘smoke’ as guests exhale).

The four-course menu was created by Joachim Splichal, chef and founder, Patina Restaurant Group; Ross Pangilinan, executive chef, Leatherby’s Cafe Rouge and Gregg Wiele, executive chef, museums & performance arts center, and Carlos Enriquez, corporate pastry chef. Our first course started with Fijian Albacore Crudo with Citrus “Caviar,” Puffed Rice, Cucumber, Fried Garlic Ponzu, Scallions. A slice of Little Gem Lettuce with Smokey Bleu Cheese, Avocado, Spiced Pepitas, Blood Orange Grainy Mustard Vinaigrette and a “Spring Roll” filled with Peking Duck, Butternut Squash, Spiced Hoisen and Scallion Oil. Second course gave us pan-Seared Diver Scallops with Meyer Lemon Saf-fron Coulis and dripped in a Warm Olive Oil Poached Piquillo Pepper, Baby Tangerine Lace. The entrée include a Duet of Filet Mignon and Barramundi with Roasted Cauliflower with Capers and Golden Raisins, Broccoli Puree, Cipollini Onion Rings, in a Natural Beef Jus. Delectable dessert was next, guests were served either a Chocolate Tart with Caramel with Vanilla and Caramel Cream and Chocolate Mousse adorned with a Golden Leaf Garnish or a Soft Lemon Meringue in a Cilantro lime Sauce with dehydrated Raspberries, Crumble Biscof and Avocado Sorbet.

Sutton Foster’s performance was exquisite; Huey Lewis and the News played his signature songs then of course the dancing began. Just before Lewis’ per-formance concluded – he welcomed a surprise guest to share the stage. The newest member of The News was Dee Higby, wife of Center Chairman Larry Higby. In an impromptu playing of one of Lewis’ tunes, Higby accompanied him

Center Board Chairman Larry Higby with his wife Dee pose with Gold, Plati-num and Multi-Platinum recording and concert artist Huey Lewis backstage (Photo by Joesan Diche)

President of Vacheron Constantin North America Hugues de Pins with Amy and Terry Dwyer (Photo by Doug Gifford)

Diamond Sponsors Jane and Jim Driscoll pose on the grand stair-case (Photo by CL Dawson)

Willa Dean and General William Lyon (Photo by CL Dawson)

on the glockenspiel. Outside, a valet lounge was created by Acura, the Center’s Automobile Spon-

sor, where guests could relax as their cars were retrieved. And to warm them from the chill in the air – a cappuccino bar with gingerbread cookies and sweets!

Candlelight Concert nets more than $1 million each year in support of the Center’s artistic and education programs. During the past 25 years, more than 15 million people have attended performances at the Center and the lives of more than 16 million young people have been enriched by its many education programs.

As Orange County’s largest non-profit arts organization, Segerstrom Center for the Arts owns and operates the 3,000-seat Segerstrom Hall and intimate 250-seat Founders Hall and the 2,000-seat Renée and Henry Segerstrom Concert Hall and also houses the 500-seat Samueli Theater, the Lawrence and Kristina Dodge Education Center’s studio performance space and Boeing Education Lab. For more information please visit www.SCFTA.org.



December 14, 2012

By Jesse F. SearsConsumers vote with their wal-

lets, and hybrid car demand is at an all-time high. With more than 50 choices for hybrid cars, trucks and SUVs on the market, the technology is no longer a novelty. Much to the chagrin of sports car enthusiasts, though, most of today’s hybrids are not exactly known to excite. An MPG-first philosophy has led to a crop of slow vehicles, often with unpredict-able braking and an isolated driving experience. Enter the world’s luxury automakers, who are hard at work developing a new breed of hybrid sports cars designed to be as exciting as they are efficient.

Acura NSX (2015)

Acura’s upcoming hybrid sports car wears the badge of its most revered nameplate ever, the NSX. The origi-nal NSX thrived as one of the 1990s’ top purist sports cars, with Honda reliability sweetening the deal. The new NSX hybrid employs an electric motor to power each front wheel, with a V6 engine and third electric motor working in tandem to power

the rear wheels. The setup allows for positive or negative torque to be applied to each front wheel, opening up a new range of possibilities in AWD performance.

The NSX will also likely double the fuel efficiency of other cars with this performance potential. Cars like the Nissan GT-R and Ferrari 458 Italia are not exactly known for fuel efficiency. The NSX should hit 30 combined mpg.

Lotus Evora 414E Hybrid (2013-2014)

Lotus cars stand out among the world’s many promising sports cars through their lofty performance achieved through low weight. The

Elise, Exige and Evora are all world-class performance cars, even though they use modestly powered Toyota-sourced engines. The Evora makes a natural choice for a luxury sports car hybrid. A modified form of the Evora’s

V6 engine has already performed admirably in Toyota and Lexus hy-brid trucks. Currently undergoing durability testing, the Evora 414E is confirmed for a low-run production.

The Toyota V6 and Hybrid Synergy Drive system can achieve around 30 combined mpg in the big, heavy Lexus RX 450h, so Lotus should be able to coax fuel efficiency in the 40 mpg range in the featherweight Evora sports car, even though the drivetrain will be tuned more toward performance than the Lexus version.

BMW i8 (2014)

BMW took its new i8 plug-in hybrid electric supercar on a world auto show tour in 2011 and 2012, becom-

ing the center of attention at every stop. The carbon fiber supercar, shown in both coupe and roadster concept versions, has an efficient turbocharged three-cylinder gasoline engine mounted in a parallel hybrid setup with a powerful electric motor. The hybrid sports car is capable of running on electric power alone for around 20 miles. When in gasoline-electric hybrid mode, 0 to 60 mph will come in well under 5 seconds.

Be easy on the accelerator and this technological marvel of a sports car can reportedly achieve around 60 mpg after its all-electric range is exhausted. Recharge time takes just 2 hours with a dedicated level-2 charging system.

HyBrid sports Cars: a nEW pErFormanCE FrontiEr

Acura NSX (2015)

BMW i8 (2014)

Lotus Evora 414E Hybrid (2013-2014)




bwSan Clemente Legal Notices

NOTICE OF TRUSTEE’S SALE TS No. 11-0021683 Doc ID #000904421982005N Title Order No. 11-0017561 Investor/Insurer No. 090442198 APN No. 933-60-050 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/22/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by CLIVE TAYLOR, AND SYLVIA BELEN TAYLOR, HUSBAND AND WIFE, dated 02/22/2005 and recorded 3/8/2005, as Instrument No. 2005000170526, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 01/07/2013 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 5 CENTRE COURT #81, DANA POINT, CA, 926294104. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $581,283.02. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encour-aged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 11-0021683. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: - Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. A-4334008 12/07/2012, 12/14/2012, 12/21/2012

NOTICE OF TRUSTEE’S SALE Loan Number: 0601247614 Trustee Sale Number: CA1100036020 APN: 690-592-49 Title Order No. 110215062-CA-MSI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 04/22/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Sec-tion 5102 of the Financial Code and authorized to do business in this state, will be held by the duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. TRUSTOR: ANTHONY G. ROCK, AN UNMARRIED MAN Recorded 05/04/2005 as Instrument No. 2005000342722 in Book XX , page XX of Official Records in the office of the Recorder of Orange County, California Date of Sale: 01/02/2013 at 12:00 P.M. Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Property Address is purported to be: 33 GEMA SAN CLEMENTE, CA 92672 APN #: 690-592-49 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $791,730.34. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 or visit this www.lpsasap.com Internet Web site address for information regarding the sale of this property, using the file number assigned to this case file number. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 11/29/2012 Executive Trustee Services, LLC dba ETS Services, LLC 2255 North Ontario Street, Suite 400 Burbank, CA 91504-3120 Sale Line: 714-730-2727 Reinstatement and Payoff Requests: 800.665.3932 Ileanna Petersen, Authorized Signatory Sale Info Website: www.lpsasap.com Automated Sales Line: 714-730-2727 Reinstatement and Payoff Requests: (800)-665-3932 THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE A-4335425 12/07/2012, 12/14/2012, 12/21/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0061527 Doc ID #0001095941552005N Title Order No. 12-0109218 Investor/Insurer No. 109594155 APN No. 934-53-003 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/15/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by GARY STEVEN BROOKSHIER, AN UNMARRIED MAN, dated 07/15/2005 and recorded 7/22/2005, as Instrument No. 2005000569140, in Book n/a, Page n/a, of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 01/07/2013 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 24667 SANTA CLARA AVENUE, DANA POINT, CA, 926293045. The undersigned Trustee disclaims any liability for any incorrectness of the street ad-dress and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $695,693.99. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auc-tion does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 12-0061527. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. A-4335669 12/07/2012, 12/14/2012, 12/21/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-10-339324-AB Order No.: 4367869 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/26/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED-ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): RAYMOND PEREZ, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Re-corded: 8/2/2006 as Instrument No. 2006000517094 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/28/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $310,401.43 The purported property address is: 33537 VISTA COLINA 5, DANA POINT, CA 92629 Assessor’s Parcel No. 933-64-005 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-10-339324-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-10-339324-AB IDSPub #0042076 12/7/2012 12/14/2012 12/21/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-522081-VF Order No.: 1249145 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/20/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED-ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): TODD AND SANDRA SCHOOLER, HUSBAND AND WIFE AS JOINT TENANTS, AS TO AN UNDIVIDED 45.83% AND CRAIG CARNEY, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, AS TO AN UNDIVIDED 24.17% AND PATRICK MCINALLY, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, AS TO AN UNDIVIDED 15.01% AND HENRY SCHNEPF, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, AS TO AN UNDIVIDED 7.50% AND WILLIAM TUMAN A MARRIED MAN, AS HIS SOLE & SEPARATE PROPERTY, AS TO AN UNDIVIDED 7.49% Recorded: 4/9/2007 as Instrument No. 2007000225546 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/28/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $700,836.84 The purported property ad-dress is: 315 CAZADOR LN UNIT A, SAN CLEMENTE, CA 92672 Legal Description: Please be advised that the legal description set forth on the Deed of Trust is in error. The legal description of the property secured by the Deed of Trust is more properly set forth and made part of Exhibit “A” as attached hereto. Assessor’s Parcel No. 931-12-419 Legal description The land referred to herein below is situated in the county of orange, state of california, and is described as follows: A condominium comrpised of: Parcel 1: An undivided ½ interest in and to parcel 1 of parcel map No. 2002-105, in the city of san clemente, county of orange, state of california, as per map recorded in book 347 pages 45 and 46 of parcel maps, in the office of the county recorder of said county. Excepting therefrom the following: Units 1 and 2 as shown upon the condominium plan recorded march 9, 2006, as instrument No. 2006000160947 of official records, in the office of the orange county recorder. Parcel 2: Unit 1 as shown upon the condominium plan above referred to. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Plac-

ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-522081-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-522081-VF IDSPub #0041178 12/7/2012 12/14/2012 12/21/2012



December 14, 2012

bwSan Clemente Legal Notices

NOTICE OF TRUSTEE’S SALE TS No. CA-11-455341-AB Order No.: 5624729 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/9/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED-ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JEFFREY B KILDAY AND ELAINE KILADAY HUSBAND AND WIFE Recorded: 2/14/2005 as Instrument No. 2005000114928 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 12/21/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $545,982.77 The purported property address is: 2315 CALLE ALMIRANTE #108, SAN CLEMENTE, CA 92673 Assessor’s Parcel No. 939-68-349 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-455341-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-455341-AB IDSPub #0041814 11/30/2012 12/7/2012 12/14/2012

NOTICE OF TRUSTEE’S SALE TS No. 10-0146092 Doc ID #0001514710172005N Title Order No. 10-8-524318 Investor/Insurer No. N/A APN No. 682-244-03 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/20/2006. UNLESS YOU TAKE AC-TION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by BARBARA LOUISE GAUTHIER, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, dated 10/20/2006 and recorded 10/27/2006, as Instrument No. 2006000727428, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 01/07/2013 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 34022 BLUE LANTERN STREET, DANA POINT, CA, 926292501. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,680,011.30. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encour-aged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 10-0146092. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempt-ing to collect a debt. Any information obtained will be used for that purpose.A-4333550 11/30/2012, 12/07/2012, 12/14/2012

NOTICE OF TRUSTEE’S SALE TS No. 11-0102847 Title Order No. 11-0083837 APN No. 708-063-10 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/09/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAW-YER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by MICHAEL K MULICH AND ROBYN NORTON, HUSBAND AND WIFE AS JOINT TENANTS., dated 03/09/2007 and recorded 3/16/2007, as Instrument No. 2007000169319, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 12/21/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 12 VIA BUEN CORAZON, SAN CLEMENTE, CA, 92673. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,145,373.31. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings as-sociation, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this In-ternet Web site www.recontrustco.com, using the file number assigned to this case 11-0102847. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to col-lect a debt. Any information obtained will be used for that purpose. FEI # 1006.149465 11/30/2012, 12/07/2012, 12/14/2012

NOTICE OF TRUSTEE’S SALE TS No. 11-0131848 Title Order No. 11-0110954 APN No. 939-36-742 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/28/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by TONY LAM, A SINGLE MAN, dated 11/28/2005 and recorded 11/30/2005, as Instrument No. 2005000958993, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 12/21/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 4 VIA CORSICA, DANA POINT, CA, 926293357. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $2,265,686.02. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings as-sociation, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this In-ternet Web site www.recontrustco.com, using the file number assigned to this case 11-0131848. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to col-lect a debt. Any information obtained will be used for that purpose. FEI # 1006.152378 11/30/2012, 12/07/2012, 12/14/2012

NOTICE OF TRUSTEE’S SALE TS No. 10-0017790 Title Order No. 10-8-072710 APN No. 690-041-11 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 09/01/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by IN SOON SONG, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, dated 09/01/2006 and recorded 9/8/2006, as Instrument No. 2006000602722, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 12/27/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 407 AVENIDA ARLENA, SAN CLEMENTE, CA, 926722347. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other com-mon designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,303,146.44. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal sav-ings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provi-sions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 10-0017790. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RE-CONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collec-tor attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.96768 11/30/2012, 12/07/2012, 12/14/2012

NOTICE OF TRUSTEE’S SALE TTD No.: 20120001065681 Loan No.: ML8118 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12-16-2005 UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 12-27-2012 at 12:00 P.M., PROPERTY GUARANTEE COMPANY, INC., as duly appointed Trustee under and pursuant to Deed of Trust recorded 12-21-2005, as Instrument No. 2005001019220, in book ///, page ///, of Official Records in the office of the County Recorder of ORANGE County, State of CALIFORNIA , executed by MEIIRDAI) SAFARI, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States) at AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE 700 CIVIC CENTER DRIVE WEST SANTA ANA CA All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, and State described as: APN No.: 670-101-21 The street address and other common designation, if any, of the real property described above is purported to be: 32354 CARIBBEAN DRIVE DANA POINT CA 92629 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale of property will be made in “as is” condition, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,813,466.31 The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 for information regarding the trustee’s sale, or visit this Internet Web site www.lpsasap.com for information regarding the sale of this property, using the file number assigned to this case 20120001065681. Informa-tion about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled Date: 12-03-2012PROPERTY GUARANTEE COMPANY, INC., as Trustee by TITLE TRUST DEED SERVICE COMPANY, AS AGENT BRENDA B. PEREZ, AUTHORIZED SIGNATURE Sale Line: 714-730-2727 or Login to: www.lpsasap.com If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bid-der shall have no further recourse.. We are assisting the Beneficiary to collect a debt and any information we obtain will be used for that purpose whether received orally or in writing. A-4337195 12/07/2012, 12/14/2012, 12/21/2012

NOTICE OF TRUSTEE’S SALE Trustee Sale No. 11-02621-3 Loan No: 0147628457 APN 123-361-03YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED December 16, 2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On January 4, 2013, at 12:00 PM, at the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA, FIDELITY NATIONAL TITLE INSURANCE COMPANY, as the duly appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on December 22, 2005, as Instrument No. 2005001024663 of Official Records in the office of the Recorder of Orange County, CA, executed by: DAVID L. COLBERT, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY, as Trustor, in favor of Wells Fargo Bank, N.A., as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 26752 VISTA DEL MAR, DANA POINT, CA 92624-0000 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining unpaid balance of the obligations secured by and pursuant to the power of sale contained in that certain Deed of Trust (together with any modifications thereto). NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder`s office or a title insurance

company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714.730.2727 or visit this Internet Web site www.lpsasap.com, using the file number assigned to this case 11-02621-3. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $1,148,339.14 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. DATE: December 14, 2012 FIDELITY NATIONAL TITLE INSURANCE COMPANY, TRUSTEE 135 Main Street, Suite 1900 San Francisco, CA 94105 415-247-2450 Jason Kane Authorized Signature SALE INFORMATION CAN BE OBTAINED ON LINE AT www.lpsasap.com AUTOMATED SALES INFORMATION PLEASE CALL 714.730.2727 A-4340229 12/14/2012, 12/21/2012, 12/28/2012




San Clemente Legal Notices

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NOTICE OF TRUSTEE’S SALE TS No. 12-0058947 Title Order No. 12-0106023 APN No. 939-41-048 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/14/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by DAVID SCHWARTZENBERGER, AN UNMARRIED MAN, dated 10/14/2006 and recorded 10/19/2006, as Instrument No. 2006000708600, in Book N/A, Page N/A, of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 01/07/2013 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive Orange, CA 92868 Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 34012 SELVA RD, UNIT 15, DANA POINT, CA, 92629. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other com-mon designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $925,929.88. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and

expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0058947. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.167650 12/07, 12/14, 12/21/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0019547 Doc ID #0001398348782005N Title Order No. 12-0033000 Investor/Insurer No. 139834878 APN No. 682-132-07 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/11/2006. UNLESS YOU TAKE AC-TION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by MICHAEL R MONTRIEF, A SINGLE MAN, dated 07/11/2006 and recorded 7/24/2006, as Instrument No. 2006000491732, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 01/07/2013 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 34056 CALLITA DR, DANA POINT, CA, 926292609. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other com-mon designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $905,168.71. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for pay-ing off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 12-0019547. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: - Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. A-4337779 12/14/2012, 12/21/2012, 12/28/2012

NOTICE OF TRUSTEE’S SALE Loan Number: 7435785233 Trustee Sale Number: CA1200058531 APN: 933-64-028 Title Order No. 120276130-CA-MSI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 04/14/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state, will be held by the duly appointed trustee. The sale will be made; but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. TRUSTOR: MICHAEL O’CONNOR, AN UNMARRIED MAN Recorded 04/18/2003 as Instru-ment No. 2003000436079 in Book XX , page XX of Official Records in the office of the Recorder of Orange County, California Date of Sale: 01/08/2013 at 12:00 P.M. Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 Property Address is purported to be: 24065 VISTA CORONA DANA POINT, CA 92629 APN#: 933-64-028 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $160,548.64 If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-730-2727 or visit this www.lpsasap.com Internet Web site address for information regarding the sale of this property, using the file number assigned to this case file number. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 12/10/2012 Executive Trustee Services, LLC dba ETS Services, LLC 2255 North Ontario Street, Suite 400 Burbank, CA 91504-3120 Sale Line: 714-730-2727 Reinstatement and Payoff Requests: 800.665.3932 Omar Solorzano, Authorized Signatory Sale Info Website: www.lpsasap.com Automated Sales Line: 714-730-2727 Reinstatement and Payoff Requests: (800)-665-3932 THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE A-4337960 12/14/2012, 12/21/2012, 12/28/2012

NOTICE OF TRUSTEE’S SALE File No. 7037.95537 Title Order No. MIN No. 100162500057612450 APN 933-04-163 YOU ARE IN DE-FAULT UNDER A DEED OF TRUST, DATED FEBRUARY 5, 2008. UN-LESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): ELHAM ELAHI A SINGLE WOMAN AND ALI M. ELAHI A SINGLE MAN AS ; JOINT TENANTS Recorded: 2/13/2008, as Instrument No. 2008000063718, of Official Records of ORANGE County, California. Date of Sale: 1/7/2013 at 9:00 AM Place of Sale: Grand Ballroom of Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive,, Orange, CA The purported property address is: 61 VIA ALMERIA, SAN CLEMENTE, CA 92673 Assessors Parcel No. 933-04-163 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $423,364.96. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encour-aged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7037.95537. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement informa-tion is to attend the scheduled sale. Date: Wednesday, December 05, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Bonita Salazar Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE File # 7037.95537: 12/14/2012,12/21/2012,12/28/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-455341-AB Order No.: 5624729 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/9/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED-ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JEFFREY B KILDAY AND ELAINE KILDAY HUSBAND AND WIFE Recorded: 2/14/2005 as Instrument No. 2005000114928 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 1/4/2013 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $547,238.98 The purported property address is: 2315 CALLE ALMIRANTE #108, SAN CLEMENTE, CA 92673 Assessor’s Parcel No. 939-68-349 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-455341-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-455341-AB IDSPub #0042767 12/14/2012 12/21/2012 12/28/2012



December 14, 2012

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Legal Notices

Legal Notices

NOTICE OF TRUSTEE’S SALE TS No. 12-0072949 Doc ID #0001991158642005N Title Order No. 10-6-359703 Investor/Insurer No. 202353111 APN No. 060-093-08 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/25/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by ELWIN ARNOLD LEVANDOFSKY AND SUSAN WINIFRED LEVANDOFSKY AND ERIK KIRK LEVANDOFSKY AND KRISTA JON LEVAND-OFSKY, dated 03/25/2009 and recorded 5/1/2009, as Instrument No. 2009000216234, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 12/24/2012 at 12:00PM, At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana, CA 92701 at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest con-veyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 116 AVENIDA SAN FERNANDO, SAN CLEMENTE, CA, 92672. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $528,544.45. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auc-tion does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 12-0072949. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: - Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. A-4327103 11/30/2012, 12/07/2012, 12/14/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0008216 Doc ID #0001589743092005N Title Order No. 12-0014033 Investor/Insurer No. 158974309 APN No. 691-051-03 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/19/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by STEVEN SPEICHER, AND LAURA SPEICHER, HUSBAND AND WIFE AS JOINT TENANTS, dated 02/19/2007 and recorded 2/27/2007, as Instrument No. 2007000126611, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of Cali-fornia, will sell on 01/07/2013 at 9:00AM, Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 2626 VIA CASCADITA, SAN CLEMENTE, CA, 926723710. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designa-tion, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $857,285.52. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for pay-ing off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case TS No. 12-0008216. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone: (800) 281 8219, Sale Information (626) 927-4399 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. A-4332666 11/30/2012, 12/07/2012, 12/14/2012

NOTICE OF TRUSTEE’S SALE Loan Number: 0654781772 Trustee Sale Number: CA1200054217 APN: 682-122-24 Title Order No. 120125912-CA-MSI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/15/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Sec-tion 5102 of the Financial Code and authorized to do business in this state, will be held by the duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. TRUSTOR: JOHN E. QVALE, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded 11/26/2003 as Instrument No. 2003001428080 in Book - , page -, of Official Records in the office of the Recorder of Orange County, California Date of Sale: 01/07/2013 at 09:00 A.M. Place of Sale: Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA 92868, Grand Ballroom Property Address is purported to be: 33812 MARIANA DRIVE DANA POINT, CA 92629 APN #: 682-122-24 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $298,995.13. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien,

not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800.280.2832 or visit this www.auction.com Internet Web site address for information regarding the sale of this property, using the file number assigned to this case file number. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not im-mediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 11/14/2012 Executive Trustee Services, LLC dba ETS Services, LLC 2255 North Ontario Street, Suite 400 Burbank, CA 91504-3120 Sale Line: 800.280.2832 Reinstatement and Payoff Requests: 800.665.3932 Omar Solorzano, Authorized Signatory Sale Info Website: www.auction.com Automated Sales Line: 800.280.2832 Reinstatement and Payoff Requests: (800)-665-3932 THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE A-FN4329719 12/07/2012, 12/14/2012, 12/21/2012




His Holiness, Pope Benedict XVI announced September 21, 2012, that Bishop Kevin W. Vann, formerly Bishop of Fort Worth, would succeed Bishop Tod D. Brown as the Bishop of Orange. Today, the Papal Nuncio, the official representative of the Holy See for the United States, Archbishop Carlo Maria Vigano, read the Apos-tolic Mandate at Bishop Vann’s In-stallation at UC – Irvine Bren Center. Catholic cardinals, bishops, abbots and priests from across the United States and thousands of lay Catholics filled the Bren Center for the liturgi-cal ceremony. As the Fourth Bishop of Orange, Bishop Vann will lead the diocese into a future which includes the transition to its new home – Christ Cathedral.

A native of Springfield, Ill., Vann is an expert in canon law and gifted organizer. Bishop Vann has distin-guished himself during his seven year tenure as Bishop of Fort Worth and in prior assignments as priest, pas-tor and member of important Church committees and panels. He is recog-nized for innovative parish-based and diocesan initiatives.

Bishop Vann is a leading member of the US Conference of Catholic Bishops’ Committee on Migration. Working within the Texas Catholic Conference, Bishop Vann encour-aged comprehensive immigration reform in the State of Texas and na-tionally. His outreach to all immigrant communities, including the growing Vietnamese and Asian populations in Texas, will be an important asset in the multi-cultural Diocese of Orange. Bishop Vann is fluent in Spanish and

Italian and is developing his Vietnam-ese language skills.

Much of Fort Worth’s diocesan growth is credited to Bishop Vann’s expansion of existing parish com-munities and widespread capital improvements. These improvements included the construction of one of the largest Catholic Churches in the United States serving a Vietnamese congregation - the Arlington (Texas) Vietnamese Martyrs Church.

He restructured the local Catholic School system to a cost-based tuition system to ensure the financial viability of each school, while also creating a multi-million dollar scholarship fund to provide tuition assistance. His leadership further contributed to the expansion of Catholic Charities in the region and the opening of a new fa-cility to accommodate that ministry’s growing needs. During Bishop Vann’s tenure the number of seminarians, ordained priests, women religious and lay Catholics serving the Diocese of Fort Worth increased significantly.

Bishop Vann is the Ecclesiastical Delegate of the Holy See for the Pas-toral Provision in the United States, which was established by Pope John Paul II in 1981 to accommodate full communion with the Catholic Church for Episcopal priests and laity. One former Anglican priest was recently ordained a Catholic Priest to serve in the Diocese of Orange.

Bishop Vann will shepherd the na-tion’s 10th largest diocese, which is one of the fastest growing Catholic populations in the country – the Dio-cese of Orange.

BisHop kEVin W. Vann namEd nEW BisHop oF oranGE



December 14, 2012

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