Scuba Diving andLife insurance

Rates

Scuba divers can benefitfrom knowing how lifeinsurance companies

classify divers .

• CertificationType

• Dive Depth• Type of Diving

• DivingExperience

Dive Depth

Typically, recreational divers have amaximum depth up to 50 feet, while mastercertified can go down to a depth of 75 feet toqualify for the preferred plus rate class.

You must be certified diver from an organization such as SSI,

PADI or NAUI.

If you have proof of a higherdegree of certification, you aremuch more likely to receive apreferred and preferred plus

health class.

Certification Type

Type of Diving

Life insurance underwriters classifyvarious types of diving as more

dangerous:

wreck diving, cave diving, rescue diving,commercial diving, and ice diving

If you participate in any of these riskieractivities, you most likely will qualify for

standard rate class.

Diving Experience

More experienced divers can obtainbetter rates when applying for life

insurance.

Underwriters require you to providehow many dives you have completedwithin the last year and your lifetime

to determine your rate class.

Affordable Life USA

Getting decent prices on Life insurancefor a scuba diver requires research onour part, but the extra effort is well spent

for our open water enthusiasts.

CLICK HERE FOR LIFE INSURANCERATES FOR SCUBA DIVIERS