self learning credit scoring model presentation

4

Click here to load reader

Upload: switchpitch

Post on 22-Jan-2018

421 views

Category:

Documents


4 download

TRANSCRIPT

Page 1: Self Learning Credit Scoring Model Presentation

First time loans to millions

of unbanked mobile

customers

Company Logo

here

Page 2: Self Learning Credit Scoring Model Presentation

Project Micro Loans

• Build a Self Learning Credit Scoring Model

• Determine credit worthiness of our mobile customers in order to enable us to provide them with credit and loans

• Our mobile customers can apply for micro loans via their mobile phones. We determine their credit risk via their mobile billing history

• First time financial services customers. Unbanked customers that have no prior relationship with a bank

Page 3: Self Learning Credit Scoring Model Presentation

ProjectImportance

• Our mobile customer database and billing information containing transaction and payment history

• We consider micro loans to have the highest probability of introducing financial services to our customers. We are forecasting it as our fastest growing service line in 2017

• We are providing greater financial inclusion to our customers currently underserved by banking institutions, irrespective of geography or social economic circumstances

Page 4: Self Learning Credit Scoring Model Presentation

ProjectDetails

• 3 months project timeline per country

• Determining up to 70% of our customer base as eligible for a loan of up to $250

• $100,000 total budget plus localisation costs for each country implementation

• Our ideal partner is someone that exceeds at big data analytics