senior living 2015

LivingS E N I O R

M A Y 2 8 · 2 0 1 5

THE CHESHIRE HERALD, MAY 28, 2015

LivingS E N I O RTwo

Our practice was established more than 60 years ago, but our sports medicine fellowship-trained doctors and innovative technology keep us at the forefront of care. Skilled in the latest techniques, including Visionaire knee replacement, arthroscopic and non-surgical procedures, you can trust our orthopaedic surgeons for leading edge diagnosis and specialized treatment for shoulders, knees, elbows, hips and more.

Feel better knowing that you’re being cared for by the best.

1211 West Main Street, Waterbury, CT 06708

Waterbury’s first orthopaedic practice is still second to none

203.755.0163www.waterburyortho.com

Eric J. Olson, MDMichelle Mariani, MD

Dennis M. Rodin, MD

IT’S OFFICIAL!Welcome the New Doctors to

Greater Waterbury Laser Eye Physicians & Surgeons

Greater Waterbury Laser Eye Physicians & Surgeons

166 Waterbury Road, Suite 201 • Prospect, CT 06712203-758-5733 • www.GWlasereye.com

We provide the highest quality of medical & surgical eye care.

Serving all your eye care needs.

Our team of highly skilled, experienced physicians provides

a personalized approach and state-of-the-art care.

Call today 203-758-5733 to make an appointment

A part of Danbury Eye Physicians & Surgeons, P.C. with offices in Danbury and New Milford.

Richard Scartozzi, M.D., Armand Daccache, M.D., Archna Johar, M.D.

Clearly the Right Choice

Complete Eye Exams • Cataract Surgery • Premium Lens Implants LASIK/PRK Surgery • Retina & Vitreous Surgery/Procedures

Macular Degeneration Treatments • Diabetic Eye Care • Retinal Injections

50 Waterbury Road, Suite 2B, Prospect, CT866-854-5571 www.CompassionNCare.com

Companion Services Include:• 24-hr. live-in companion• Homemaking & transportation to appointments• Personal Emergency Response

• Skilled Nurses• Home Health-Aide• Speech, Physical and Occupational Therapy

VNA Services Include:

Professional Maturity andConsistent Ability to Care

Why CNC:

MEDICARE AND MOST PRIVATE INSURANCE ACCEPTED

HCA# 0000674

Upon discharge from hospital orrehabilitation facility, ask your

discharge planner to send you homewith Compassion N Care.

Greater Waterbury Laser Eye Physicians & Surgeons Now Providing Complete Vision Care Nearby

Greater Waterbury Laser Eye Physicians & Surgeons (formerly Greater Waterbury Retina), located in Prospect, provides the highest quality of medical

and surgical eye care in the Waterbury/Prospect area. Our team of highly-skilled retina and cornea specialists provides a personalized approach and state-of-the-art care for your eye health needs.

We want to introduce you to our doctors:Dr. Armand Daccache and Dr. Richard Scartozzi are

retina and vitreous specialists who evaluate and treat a wide variety of retinal diseases including macular degeneration, diabetic retinopathy, injections, vascular occlusions, macular holes and puckers, retinal tears and detachments, eye � oaters, macular edema, laser treatments, complications of cataract surgery, uveitis, and more. Dr. Daccache and Dr. Scartozzi are available to see patients in our Prospect and Danbury o� ces.

Dr. Archna Johar is a cornea/LASIK surgeon who

specializes in diseases of the cornea. Dr. Johar is available in our Prospect and Danbury o� ces to provide complete eye exams, eyewear prescriptions, routine visits, cataract surgery, premium lenses, cornea transplants, glaucoma evaluations, and LASIK/PRK surgery. She is also available for consultations and second opinions, and can work with your current eye care provider to give you the best care.

Additionally, our LASIK facility, Precision Lasik Group, is located in Cheshire and has an Allegretto Wavelight® Excimer Laser for laser vision correction. We have the most advanced technology in our premium facility to help you reduce your need for glasses and contacts.

Greater Waterbury Laser Eye Physicians & Surgeons in Prospect is a part of Danbury Eye Physicians & Surgeons in Danbury with an additional o� ce in New Milford. Together, Danbury Eye and Greater Waterbury provide specialized eye care service s by o� ering high-quality medical, surgical and cosmetic care procedures. � eir combined services include complete eye exams, premium lens implants, LASIK, contact lens � ttings, cataract surgery, corneal transplants, glaucoma treatments, retina surgery, eye muscle surgery, eyelid surgery, pediatric ophthalmology, BOTOX, cosmetic procedures, emergency treatment, consultations and second opinions, and hearing evaluations. � e 12 board certi� ed physicians, three optometrists, and a licensed Hearing Aid Specialist ensure that every patient receives the highest level of care.

Greater Waterbury and Danbury Eye treat anyone at any stage of life, from pediatric and adolescent to adult and geriatric. In addition, Danbury Eye is proud and excited to announce that one of their physicians was named “Top Doc 2015” by Connecticut Magazine.

For more information on Greater Waterbury Laser Eye Physicians & Surgeons and Danbury Eye Physicians & Surgeons please go to wwww.danburyeye.com and www.danburyeyelidsurgery.com. To schedule an appointment, please call (203) 791-2020.

From left, Dr. Richard Scartozzi, Dr. Armand Daccache and Dr. Archna Johar provide the best of care to the patients of Greater Waterbury Laser Eye Physicians & Surgeons.


LivingS E N I O RThree

With so many assisted living communities to choose from, selecting the right one can be overwhelming. The Masonicare difference is our long history and not-for-profit mission of caring for seniors, our breadth of healthcare services, and assurance of future care.

A visit to Pond Ridge, the assisted living community on the beautiful Masonicare at Ashlar Village campus, can help make the decision easier. Call us at 203-679-6425.

www.MasonicareAssisted.org

Cheshire Road, Wallingford

A S S I S T E D L I V I N G

Mom said “I choose Masonicare.” We’re glad she did.

MANAGE YOUR PAIN

AND CONTROL YOUR LIFE! INTERVENTIONAL PAIN MEDICINE

NEW CHESHIRELOCATION

677 South Main Street

Yasser F. Shaheen, MDPain Management Specialist

Fellowship-trained and Board-certifi ed

Call for consultation

(203)439-0050

email: [email protected]

We provide an individualized approach using the latest techniques to get to the root of what is causing your discomfort and create the solution to alleviate it!

Conditions we treat:• Low Back Pain• Sciatica• Neck & Shoulder Pain• Spinal Stenosis • Fibromyalgia• Knee & Hip Pain & more...

Visit www.ctpaindoctor.com Today!

Our Procedures Include:• Epidural Steroid Injections• Facet Joint Injections• Sacroiliac Joint Injections & More...

677 South Main St. Cheshire

100 BroadwayNorth Haven

• Budget-friendly plans! • Provides independence and peace of mind• 16 radio channels for up to 16 users• Ultra-compact console• Units for tabletop use or wall-mounted• Simple to operate• Reliable monitoring service• Long transmission range• 24-hour emergency monitoring• A variety of transmitter accessories available, including

pendants, key rings, handhelds, and wristbands• Flexible emergency, fi re, and inactivity reporting

packageFor additional information about Compassion N Care’s

services, please call (866) 854-5571 and visit our website at www.compassionncare.com.

Compassion N Care’s Services Enable Aging And Disabled Persons To Remain Independent At Home

Compassion N Care provides a variety of Home Health Care Services to individuals and their families in the

Cheshire, Prospect, Waterbury, Naugatuck, and surrounding areas. Our services are geared toward assisting aging adults and disabled persons live a healthy lifestyle, and remain independent at home. Th e unique advantage of receiving your care needs from Compassion N Care is the convenience of having all your needs under one umbrella.

Our Medicare certifi ed home health division, Compassion N Care Nursing, provides services in the area of skilled nursing, physical therapy, occupational therapy, speech therapy, medical social services, and homemaker-home health aide services. Th is division is also nationally accredited by the Community Health Accreditation Program (CHAP). Currently, Compassion N Care Nursing is Medicare-Certifi ed, and proud to be nationally accredited through the Community Health Accreditation Program (CHAP). CHAP is an independent, non-for-profi t, accrediting body for community-based health care organizations. Created in 1965, CHAP was the fi rst to recognize the need and value or accreditation in community-

based care. CHAP is the oldest national, community-based accrediting body with more than 5,000 agencies currently accredited nationwide.

Our Homemaker Companion services include but are not limited to private companion, homemaker, transportation to medical appointments, running errands, and laundry and light housekeeping.

In 2014, we added medical alarm systems to provide individuals and families with a

level of protection in case of emergencies. One area we have seen a great need for medical alarms is in the area of falls. According to the National Center for Biotechnology information (ncbi) study, unintentional

falls continue to be the most common cause for nonfatal injuries among adults ages 65 years and older. While a medical alarm may not completely eliminate the possibility of an individual falling, research shows that it can greatly reduce the risk, as well as provide the opportunity for quicker response in cases of emergencies.

With plans costing an average of less than one dollar per day, families can obtain a top-of-the line medical alarm system, 24 hours per day, 365 days per year. Features include:

the cheshire herald, may 28, 2015

LivingS e n i o rFour

50 YEARS OLD AND STRONGER THAN EVER

CHESHIRE COMMUNITY YMCA 961 South Main St Cheshire, CT 06410 P 203 272 3150 F 203 699 0330 www.sccymca.org YMCA Mission: To put Christian principles into practice through programs that build healthy spirit, mind and body for all. Financiial Assisitance is available to qualifying individuals and families. The YMCA is a non-profit 501c(3)The YMCA is a

CHESHIRE COMMUNITY YMCA Celebrating 50 years serving Cheshire Even at 50 years old, the Cheshire Y is still growing and evolving to meet the needs in our community. We provide a place where seniors feel welcomed and supported with programs designed specially for them.

At the Y, we believe fun never retires.

Join us for our Birthday Bash - June 16-19 Thursday, June 18 is Senior Day

Bring a friend to the Y, we will have cake and coffee at noon and a drawing for seniors to win a $50 gift card to Stop & Shop

Check our website for other Birthday Bash activities - sccymca.org


















































Post-Acute Care

RecreationActivities

Fitness Center & Pool

OutpatientTherapy

Chef-prepared

meals

Rehabilitation

All are welcome.

140 Cook Hill Road Cheshire, CT 203-272-3547

elimpark.org

Health care you deserve. .

EPHC_2015 Cheshire Senior Living_ May2015_kt_FINAL.indd 1 5/14/2015 4:38:07 PM

Older adults can find a wide variety of programs at the Cheshire Community YMCA that will help

to support active, healthy and independent lifestyles.

The goal of older adult programming is to help seniors achieve better health through exercise in a social setting. Our classes focus on improving endurance, strength, flexibility and balance while providing a motivating and fun atmosphere guaranteed to lift your spirits.

Our programming includes Zumba Gold®, SilverSneakers Classic,®

EnhanceFitness® and Gentle Aerobics. The Cheshire Community YMCA is a participating facility for both SilverSneakers® and SILVER&FIT.®

Eligible members receive a low-cost or no-cost membership to the Y. Check with your Medicare Supplement insurer to see if you qualify.

The Cheshire Community YMCA is located at 961 South Main St. Call (203) 272-3150 or visit www.sccymca.org for more information.

YMCA Mission: To put Christian

Cheshire Community YMCA Has A Wide Variety Of Programs

For Active Older Adults

principles into practice through programs that build healthy spirit, mind and body for all. Financial assistance is available for qualifying individuals and families. The YMCA is a not-for-profit 501c(3) organization.

See Blast Boredom, page 8

When the day to hang up the briefcase and

donate all those business suits arrives, new retirees may wonder what to do next. Some know exactly how they will spend their days when they no longer have to work, while others who decide

to play it by ear may find themselves battling boredom.

Many retirees find themselves bored once they no longer have to focus on a career. Jobs provide a sense of purpose, so it’s understandable that retirees feel bored once those jobs are no longer a part of their lives.

But just because you no longer have an office to go to every day does not mean life cannot be as fulfilling or even more fulfilling than it was when you were still working. You just need to find something to avoid succumbing to retirement boredom.

• Look into part-time employment. Though it might seem odd to start working right after you retire, a part-time job can provide the type of structure you have grown accustomed to without all of the responsibility that comes with a full-time career. Part-time jobs can

range from consultancy work that makes use of your professional experience to something entirely different like landscape maintenance at a nearby golf course that gets you out of the house and enjoying the warmer seasons. Whichever you choose, make sure it’s something you find fun and interesting.

• Embrace a new hobby. Working professionals often say they wish they had time to pursue a hobby. Now that you are retired, you have all the time in the world to do just that. Whether it’s perfecting your golf game, writing that

Find Fulfillment, Avoid Boredom In Retirement


LivingS E N I O RFive

1312 West Main St.Waterbury, CT 06708203.756.6422

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Want to scheduleyour colonoscopy withouttaking time off from work?

We can help.Naugatuck Valley

Endoscopy Centernow offering

SATURDAYCOLONOSCOPYAPPOINTMENTS

Come now for your first colonoscopy screening and receive

a gift card to use for breakfast.

Robert I. Leventhal, MD

Paolo Mapelli, MD

Thomas A. Rockoff, MD

Anthony Schore, MD

www.planetgi.com • [email protected]

NVGC Services:• High Definition Endoscopy/Colonoscopy

• Capsule Endoscopy, Bravo pH monitoring

• Colon Cancer Screening

• Breath testing for IBS, lactose intolerance & bacterial overgrowth

• Management of GERD, Peptic Ulcer disease

• Management of Liver Disease

• Management of inflammatory bowel disease including Remicade infusions

• Non surgical treatment of hemorrhoids

Comprehensive Pain Clinic, P.C. provides an individual approach in treating your pain. We use the latest

technologies to get to the root of what is causing your discomfort and create the solution to alleviate it.

Dr. Yasser Shaheen chose Cheshire as a location to expand his practice beyond his North Haven o� ce. His primary mission is to o� er patients a compassionate, custom-tailored, state-of-the-art experience that works to alleviate pain.

Many people su� er from chronic discomfort. At Comprehensive Pain Clinic, we treat conditions such as sciatic pain, low back pain, head, neck and shoulder, knee and hip pain. We also treat patients who su� er from � bromyalgia. Our procedures include epidural steroid injections, facet joint injections, sacroilic joint injections. For more detailed information a consultation is

o� ered and recommended. Dr. Shaheen is a graduate of the

University of Alexandria School of Medicine, Alexandria Egypt. After his graduation,

Dr. Shaheen participated in pain research studies at Yale University. He then went

on to complete an Anesthesiology Residency Training at Yale

University in 2003. Dr. Shaheen completed his Pain Management

Fellowship at the world renowned Cedars-Sinai Medical Center in Los

Angeles, California. Dr. Shaheen is board certi� ed in both

anesthesiology and pain medicine. Dr. Shaheen continues to expand his vast knowledge in the pain management � eld as a pain management specialist.

For more information, visit ctpaindoctor.com or call (203) 439-0050. Two locations are available for the

convenience of our patients: 100 Broadway, North Haven and 677 South Main St. in Cheshire.

Comprehensive Pain Clinic, P.C. Treats Chronic Discomfort

According to the National Sleep Foundation, changes in sleep patterns are a part of the aging process. Many

people experience di� culty falling asleep and staying asleep as they age, making men and women over 50 feel more tired during the day.

Certain snack foods may actually help to improve quality of sleep, especially when used to replace less healthy snacking options. While anyone over 50 should always consult with their physicians before making any changes to their diets, the AARP notes that a handful of the following snack foods can promote better sleep.

• Almonds: Magnesium is a mineral with muscle-relaxing properties, and almonds contain enough of it to help men and women get a better night’s sleep.

• Bananas: Much like almonds, bananas provide a substantial amount of magnesium. Bananas also contain tryptophan, the amino

Certain Snacks Aid Better Sleep

See For Better Sleep, page 6


LivingS E N I O RSix

415 Highland Avenue, Suite 2 (Route 10) • Cheshire

www.comprehensivehearing.com

Better Hearing MonthHealthy Hearing, Aging and Wellness

Call today to schedule a complimentary

hearing screening 203-272-4512

Don’t go another day wondering if you could be hearing better.

“Your Home - Your Needs - Our Mission”

Call us today to find out more and receive a free in-home consultation: 203-630-2881

Providing Homemaking,Companion, Personal Care,

and 24-Hour Live-In Servicesto the residents of

Central Connecticut

Do you or a loved onerequire assistance with:

Meal Preparation ● CookingLaundry ● Grocery Shopping

Light Cleaning ● BathingDressing ● Ambulation

Transfers ● Med RemindersPersonal Emergency Response

Make Sure � at Old 401(k) Keeps Working For You

Upon making the transition to a new job or retiring, many people are unsure about what to do with their

401(k) or other retirement plans linked to their former employer. Handling this transition can be costly, and many men and women might bene� t from the advice of a professional � nancial advisor to help them navigate these waters without breaking the bank.

Some people may think they’re forced to cash out their retirement accounts when moving on to new companies. Depending on a person’s age, this is a potentially costly option that can incur heavy penalties. Fortunately, cashing out is not the only option men and women have as

they try to � gure out what to do with their retirement accounts after retiring or moving on to a new job with a new company.

Keep Plan With Your Former EmployerSome employers allow former employers

to keep their retirement savings in their plans. � is allows men and women to avoid early withdrawal penalties and lets them continue to defer paying taxes on retirement savings accounts until they reach retirement age and need to

start withdrawing money. Another bene� t to keeping money in an employer retirement plan even after you leave the company is it protects

acid often associated with the sleepiness people feel after eating holiday turkey. It has been linked to better sleep quality, so a banana shortly before bed might be just what you need to fall and stay asleep.

• Cheese and crackers: A more traditional snack, cheese and crackers contain tryptophan and carbohydrates, which can induce a better night’s sleep and help you fall asleep sooner.

• Cherries: Cherries contain the sleep hormone melatonin, and the AARP notes that recent studies indicated that participants who drank tart cherry juice on a daily basis fell asleep more quickly and slept longer and better than participants who did not.

• Hummus: � e primary ingredient in hummus is chickpeas, which are loaded with tryptophan, folate, and vitamin B6. Folate has proven especially bene� cial to older men and women who need help regulating their sleep patterns, while vitamin B6 helps the body regulate its clock.

• Peanut butter: Peanut butter is another snacking item loaded with tryptophan. Spread some on a carbohydrate—a slice of toast or some crackers—before going to bed, and you may enjoy a better, longer sleep.

• Walnuts: Like cherries, walnuts contain melatonin, which can contribute to a longer, more restful night’s sleep. Walnuts also can help regulate stress, which is a leading cause of sleeping di� culty.

Many men and women experience di� culty sleeping as they age. But the right foods may just help combat such problems and help men and women get a more adequate night’s sleep.

continued from page 5

For Better Sleep,Have A Banana

At Bedtime

See Consider Options, page 8


LivingS E N I O RSeven

HEARwhat you have been missing.Our experienced staff will get you on the path to better hearing. We evaluate your needs and find the right hearing technology for you. So you can improve your quality of life and get back to the activities you love.

How does that sound?

thinkpossible.gaylord.org203.284.2880 | Wallingford HEAR

what you have been missing.Our experienced staff will get you on the path to better hearing. We evaluate your needs and find the right hearing technology for you. So you can improve your quality of life and get back to the activities you love.

How does that sound?

203.284.2880 | Wallingford

Cheshire Senior Life_HEAR_2015.indd 1 5/12/2015 11:31:24 AM

We Make Medicare SimpleIf you are turning 65 or coming off a Group plan, or

Need Assistance understanding your Current Plan, Call us, we will Assist You. We Make Medicare Simple …

CALL TODAY 203-294-1800John or Jonathan Lana

4458

5D

Pay Extra Attention To � e Elderly During Heat Waves And Hotter Temperatures Of Summer Months

Many people might choose a nice, hot day over a blustery, cold afternoon. However, excessively

hot days can not only feel uncomfortable, but they can also prove life-threatening. Elderly men and women, in particular, are susceptible to the e� ects of hot temperatures.

According to the Centers for Disease Control and Prevention, people ages 65 and older are more prone to heat stroke and heat-related stress than those of other ages. Seniors’ bodies are not able to adjust to sudden changes in temperature as quickly as younger people’s. A chronic condition that a� ects the body’s response to heat, as well as taking certain prescription medications also may play a role in seniors’ susceptibility to the heat.

� e City of Sacramento Department of Parks and Recreation says that around 370 deaths from heat-related illnesses occur across the United States each year. Nearly half of those deaths are people who are 65 and older. Prolonged heat exposure can take quite a toll on the average person. Factor in the more delicate health of many seniors, and the hot weather can be quite dangerous.

Further compounding the problem is higher energy costs. Seniors living on � xed incomes may not be able to a� ord to turn on air conditioners because of the power draw.

� ere are di� erent types of heat-related injuries, though heat exhaustion and heat stroke are the most common. Here are signs that a person may be experiencing one or the other:

Heat Exhaustion• weakness• tiredness• heavy sweating• paleness• dizziness• nausea• vomiting• fainting• fast, weak pulse rate• headache• fast and shallow

breathing

Heat stroke• extremely high body

temperature (over 105 degrees F)

• red, hot and dry skin• absence of sweat• throbbing headache• dizziness• nausea

What To DoFriends or family members should check

in with an elderly relative or friend when the weather is especially warm to ensure they’re safely handling the heat.

In addition, people of all ages can take the following precautions to keep cool when the temperatures rise.

• Drink cool, non-alcoholic beverages. Water and diluted fruit juices can help rehydrate the body quickly.

• Restrict physical activity.• Take a cool shower or bath or

wipe yourself down with a damp cloth.

• Seek an air-conditioned environment. For those

who won’t or can’t turn on the air conditioning, visit

a shopping mall or library to keep cool. Some towns and cities also make cooling

centers available in extreme heat.• Wear lightweight clothing.

• Try to remain indoors during the hottest hours of the day.

• Wear hats or use an umbrella to shield your head from sunshine outdoors.

• Eat cool foods, but avoid extremely cold foods. Otherwise you risk the chance of developing stomach cramps.

• Do not do laundry or turn on appliances that contribute to extra indoor heat.

� e heat is nothing to take lightly, especially when it comes to seniors’ health.

Check on an elderly friend or family member at least twice a day to ensure that he or she is not experiencing symptoms of heat exhaustion or heat stroke.


LivingS E N I O REight

Open House June 25, 2015 10amY O U ’ R E I N V I T E D T O O U R N E X T

Join our friendly team for a tour of our beautiful campus.

If you can’t make it to the Open House, schedule an appointment for

a private tour!

Blaine Jean Nadine Pauline

Program begins at 10 am • Check-in and coffee at 9:45amSeating is limited. Call today to RSVP or for more information.203.272.7550 • www.elimpark.org

150 Cook Hill Road, Cheshire, CT 06410

A Not-for-Profit Continuing Care Retirement Community

Consider Options Before Rolling Over Retirement Plans

novel, learning to cook like a gourmet chef or whatever else you might have always wanted to do, retirement is a great time to do it.

• Get in shape. If retirement boredom has started to negatively a� ect your mood, a great way to conquer your ennui and improve your outlook at the same time is to start exercising. Exercise is a natural mood enhancer because it releases chemicals knowns as endorphins, which

trigger positive feelings in the body. Regular exercise also reduces stress, boosts self-esteem and improves sleep. Also, the gym is a great place to meet fellow retirees in your community, and the energy you have after exercising may give you the boost you need to pursue other hobbies.

• Volunteer. If a part-time job is not up your alley, then consider volunteering in your community. Volunteers are always in demand, and volunteering with a local charity can provide a sense of purpose and provide

opportunities to meet like-minded fellow retirees, all while helping to quell your boredom. Retirees who love to travel can combine their passion for volunteering with their love of travel by signing up to work with an international relief organization that travels abroad to help the less fortunate.

Upon retiring, many retirees initially � nd themselves coping with boredom. But there are many ways to avoid the restlessness of retirement.



Blast Boredom With A New Hobby

you if there are rollover restrictions governing any additional accounts you might have transferred the money into.

Employers who do allow former employees to keep their money in retirement plans likely included certain language in those plans that govern how the account is managed after employees leave the company. For example, former employees may no longer be able to contribute to the plan or take out plan loans. In addition, when the time comes to withdraw money, you may or may not be allowed to make partial withdrawals from accounts linked to former employers. Read the � ne print to determine if keeping the plan with a former employer makes the most sense for you.

Rollover Into New Employer’s PlanSome people have the

option to rollover a 401(k) from a previous employer into their new employer’s plan, but not all companies allow this. If allowed, it can make the transition that much easier while still allowing tax-deferred growth on your assets. Additionally, you may be allowed to take out loans based on the amount of your combined plan rather than on only new contributions. Rollover and plan loan eligibility should be con� rmed with your new employer.

Before rolling over your money, con� rm your investment options under the new plan. You might � nd that rolling over your retirement assets into an IRA o� ers more investment options.

Rollover Into An IRAMany people rollover an

old 401(k) into an IRA, as they may o� er a wider variety

of investment options than an employer’s retirement plan. Taxes di� er depending on which type of IRA you

choose, so discuss your IRA options with your � nancial advisor to determine if this is the best way to go.

senior living 2015

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