Seniors Today Fall Festival 2014Page A-8

September 26, 2014

The Senior Newspaper Serving Volusia & Flagler Counties For 23 Years—COMPLIMENTARY COPY

Visit Us Online At: seniorstodaynewspaper.com

A Publication of Schillinger Enterprises, Inc. © 2014 Volume XXIII – Issue 20

Page A-2—Seniors Today—September 26, 2014

Aone-track mind is used inreference to a personwhose thoughts are pre-occupied with one sub-

ject or interest. This is basically so butsome can carry that thought a step fur-ther… for example, reading music, read-ing the lyrics, and singing… all threeat the same time, but… others can’tdo all three at once… hence, anotherkind of one-track mind.

At this stage of life I would love tobe able to play the piano. As a kid, I hadevery opportunity to learn to play. Fora few weeks I had a music teacher whowould point to the page in the musicbook that she wanted me to play. I re-member at the end of a lesson, she oncesaid, “Next week we will work on Wig-wam.” Before the next lesson, I mem-orized the music. When she returned, Ilooked at the music book as if I wasreading it... and I played it from mem-ory. That got me through a few lessonsbut it wasn’t the right time in my lifeto realize and grasp the importance ofmusic in my life so I gave it up.

Some of us have a brain that movesten times faster than our verbal appa-ratus, which thinks through and men-tally finishes with the subject beforegetting the words out. Is that a com-mon thing among us? Some think of theunfinished sentences as a memory loss.

There's no point growing old if youdon’t have a sense of humor. Here arethree signs of old age: The first is mem-ory loss... I can't remember the othertwo. Oh, well.

Then there’s the business of talkingat the same time as everyone else. Insome of us, that causes a short stop andagain, loss of memory. I got a chuckleout of the following poetic message Ifound on internet:

When I’m a little old lady, then I’ll live with my children and bring themgreat joy.

To repay all I’ve had from each girland each boy. I shall draw on the wallsand scuff up the floor; run in and outwithout closing the door.

I’ll hide frogs in the pantry, socksunder my bed, and whenever they scoldme, I’ll hang my head.

I’ll run and I’ll romp, always fritteraway… the time to be spent doingchores every day.

I’ll pester my children when they areon the phone. As long as they’re busy,I won’t leave them alone.

Hide candy in closets, rocks in adrawer… and never pick up what I dropon the floor. 

Dash off to the movies and not washa dish. I’ll plead for allowance when-ever I wish.

I’ll stuff up the plumbing and delugethe floor. As soon as they’ve mopped it,I’ll flood it some more.

When they correct me, I’ll lie downand cry, kicking and screaming, not atear in my eye.

I’ll take all their pencils and flash-lights and then… when they buy newones, I’ll take them again.

I’ll spill glasses of milk to completeevery meal… eat my banana and justdrop the peel.

Put toys on the table, spill jam on thefloor. I’ll break lots of dishes as thoughI were four.

What fun I shall have, what joy itwill be to live with my children… justthe way they lived with me.

Give it your all and… remember tostay on track.

Kitty Maiden is a long time staffwriter for Seniors Today.

On Track

You Name It

… by Kitty Maiden

Garden Club of Ponce InletPresents Their 32nd Annual

Arts, Crafts, & Plant SalePonce Inlet Community Center

4670 S. Peninsula DriveFriday, October 10, 10 am-4 pm

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September 26, 2014—Seniors Today—Page A-3

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Page A-4—Seniors Today—September 26, 2014

What’s Happening Around Town…Free Caregiver’s DayNeed a break from caregiving? First

United Meth odist Church of OrmondBeach is providing two free Caregiv-er’s Day Out that includes food, fun,and special attention for care receivers.The days are from 9 A.M. to 2 P.M. onThurs., Oct. 16; Sat. Nov. 15; andThurs., Dec. 18 at First United Meth -odist Church of Ormond Beach. Forinformation, call Sherry at 386-677-3581, ext. 311. This is a wonderfulopportunity for caregivers to have abreak and know that their loved onesare being taken care of in a loving,safe environment.

Wine & CheeseOur Lady of Lourdes, 1014 N. Hal-

ifax Ave., Daytona Beach invites thecommunity to 50+ wine and cheesemixer on Friday, Oct. 10 from 6-8 P.M.Only $5 per person. For more infor-mation or to RSVP, please call 386.255.0433 or e-mail: frontoffice@ourladyoflourdesdaytona.com

Medicare WorkshopsCome find out how medicare works

and get the answers to frequently askedquestions on Tues., Oct. 7 and Nov. 4at 10 A.M. at Great American SeniorBenefits, 1930 West Granada Blvd.,Ormond Beach. Seating fills fast! RSVPto 386.671.9150 or greatamericanpr@yahoo.com and leave name and dateyou wish to attend. Free $10 gift cer-tificate to Gourmet Kitchen for allattendees too!

Memoir WritingMeet retired radio announcer, Dave

Archard and discuss the craft of writ-ing a memoir at 11 A.M., Wednesday,Oct. 8, at the Deltona Regional Library,2150 Eustace Ave. Archard will re-count writing his memoir, ThroughSlanted Windows: A Journey IntoRadio, which traces his 50 years in thebroadcasting profession. Reservationsare not required for this free presenta-tion. For more information, call 386.789.7207, ext. 20998.

Pet First Aid & CPR The Sunshine Safety Council will

conduct a Pet First Aid & CPR class attheir 150 N. Beach St., Daytona Beachoffice on Fri., Oct. 24 from 9 A.M. to1:30 P.M. Class includes a 112 pagePet First Aid Guide and certificationfrom Emergency Care & Safety Insti-tute. Cost is $45. For further informationand registration, contact Stacey Muellerat 386.253.6400, ext.114.

Open HouseBogdanouski Family Practice cor-

dially invites you to their grand openingon Tuesday, Sept. 30 from 4-7 P.M. withribbon cutting ceremony at 4:30 P.M. at909 Sterthaus Dr., Ormond Beach. Enjoycocktails and hor d’oeuvres! RSVP toNancy at 386.673.1717.

Volunteers NeededHaven Hospice has a Volunteer Ori-

entation class forming on October 9from 1:30–3:30 P.M. at 608 E. MoodyBlvd., Bunnell. All volunteers needed:administrative, patient, caregiver, vet-eran, and pet visitors. All volunteers mustcomplete a background check. CallJean for details at 800.727.1889 orwww.HavenHospice.org

Travel SeminarDiscovery Travel announces the re-

location of its complimentary monthlytravel seminars! The first presentationwill be held Tues., Oct. 7 at 10 A.M. atCrane Lakes Roost Restaurant, 1850Crane Lakes Blvd., Port Orange. Thepublic is invited, but reservations aresuggested as seating is limited. Deb-bie Larson Catron of MSC Cruises isthe guest speaker. She will talk abouttheir European sailings and present theDiscovery Travel’s group cruise. Com-plimentary coffee and tea served. RSVPto 386.788.8201.

Play BallLooking for a fun way to get some

exercise? The senior division, (70 orbetter) of the Greater Daytona BeachSenior Softball Association is in needof some additional players. The teamplays Tuesday and Friday morning atStrickland. Anyone interested shouldcall Jack Hilgenberg at 386.760.0540.

Lunch BunchReturns

Holy Cross Lutheran Church, 724Big Tree Road, South Daytona hostLunch Bunch every Thurs. at 12 NOON.Doors open at 11:30 A.M. Just $5 getsyou lunch and bingo with non-mone-tary prizes. Re servations are required bynoon the Tuesday prior. Call the churchat 386.767.6542.

Genealogical SocietyThe Halifax Genealogical Society

will have Clyde Stickney present AllRise! Researching at the County Court-house at 1:30 P.M. on Thursday, Oct. 9at the Ormond Beach library, 30 S.Beach Street. Visitors welcome. For de-tails, call 386.672.3806. 

Arts, Crafts &Plants Sale

Plan now to attend this annual event!The Garden Club of Ponce Inlet pre-sents their 32nd annual arts, crafts, andplant sale on Friday, Oct. 10 and Sat.Oct. 11 from 10 A.M to 4 P.M. both daysat the Ponce Inlet Community Center,4670 S. Peninsula Drive. Lots of ven-dors, white elephant, free drawing, andmuch more. Bring the whole family,there is something for everyone! Lunchavailable and homemade baked goods.For more details, call 425.314.5595.

WISE ProgramsThe 2014 FALL WISE programs pre-

sented by Daytona State College Foun-dation’s Wisdom in Senior Educationcontinue on the DSC campus, HosseiniCenter, 1200 W. International Speedway,Daytona Beach, on Tuesdays from 2 to3:30 P.M. Lectures for October are: Oct.7— Mr. Scott Fais: Florida On A Tankful;Oct. 14—Dr. Emily Faulconer: Emerg-ing Technology: Fracking And The Key-stone Pipline; Oct. 21—AmbassadorStanley Escudero: My Story As AnAmerican Diplomat, and Oct. 29—Dr.Ted von Hippel: Exploring Space, Ex-traterrestrial Life And Asteroid Col-lisons. For details and cost for seminars,call Lois Shannon at 386.788.6494.

Computer ClassesWould you love to be able to e-mail

or Facebook with your grandchildren?Adults can learn new computer skillswith free classes at the Port Orange Re-gional Library, 1005 City Center Cir-cle. Upcoming classes include: SocialNetworking Websites: 2 to 3:30 P.M. onThursday, Oct. 2; Introduction To Com-puters And The Internet: 2 to 4 P.M. onTuesday, Oct. 14; Windows 8: 2 to 4 P.M.on Tuesday, Oct. 21; and Advanced Com-puters And Internet: 2 to 4 P.M. on Tues-day, Oct. 28. Participants are asked tobring fully charged laptops andcables if they have them. The libraryhas free Wi-Fi throughout the build-ing. Reservations are required. To RSVPor for more detailed description aboutthe classes, call 386-322-5152, option 4.

Support GroupNeuropathy

Support GroupThe 2014 Neuropathy Support Group

meets at 2 P.M. at Trinity LutheranChurch, Fellowship Hall, 485 Turn-bull Bay Road, New Smyrna Beachand at GrandVilla of Ormond Beach,535 N. Nova Rd., Ormond Beach. Fordetails, call 855.966.3600.

Seniors Today360 S. Yonge, Street

Ormond Beach, FL 32174Phone: 386.677.7060 Fax: 386.677.0836

Website: seniorstodaynewspaper.com

Published bySchillinger Enterprises, Inc.

General ManagerBonnie Schillinger

EditorBonnie Gragg

Staff WritersKitty Maiden

Peggy & George Goldtrap

Seniors Today is published and dis-tributed free every other Friday to inform,entertain, and serve those over the ageof 50.

Deadlines: The deadline for advertisingis Friday, 5 P.M., one week prior to theFriday publication date.

Advertisements and copy: All adver-tisements and copy is believed to betruthful and accurate. Seniors Todayreserves the right to edit, revise, orreject any advertising and/or submittedarticles for publication. Advertisementsare the sole responsibility of the advertiser.Advertisements and copy in SeniorsToday are not meant to be an endorsementof any product, service, or individual. Alleditorial copy and by lined articles arethe opinion of the writer and are notnecessarily the view, opinion, or policyof Seniors Today.

Errors and Omissions: Neither the pub-lisher nor the advertiser are liable formistakes, errors, or omissions. The soleliability of Seniors Today to anadvertiser is to reprint the corrected adin the next issue.

Copyright Warning: Pursuant to FederalCopyright Law, all material containedwithin this publication which was created,designed, composed, written, typeset,imageset, or prepared in any way bySeniors Today remains the sole prop-erty of the publisher and cannot be repro-duced in whole or in part without thewritten permission of Seniors Today.

This pertains to the duplication of eitheradvertising or non-advertising material.Notice of copyright appears on page oneof this and all issues.

September 26, 2014—Seniors Today—Page A-5

You can make gifts whileyou are alive, or uponyour death. Either way,you can make gifts out-

right or in a manner that restricts use. Making gifts while alive does not

always save taxes later. If you do makelifetime gifts, do not give away morethan you can afford, because once it isgiven, you cannot take it back.

Gifts made during lifetime are sub-ject to gift tax if they exceed the $14,000cumulative annual gift tax exemptionper recipient ($28,000 for married cou-ples). Annual gifts that exceed the ex-emption are subject to gift tax, requir-ing a gift tax return. If the return showsa taxable gift, that counts against yourestate tax exemption. If you die withless than the estate tax exemption ($5.34million), no tax is ever due. If you diewith a taxable estate, the taxable giftreduces the estate tax exemption.

When making a gift during lifetime,certain types of gifts do not countagainst the gift tax exemption. One canpay certain medical, dental, or tuitionexpenses directly to a provider withoutreducing the gift tax allowance. Youcan also set up certain approved educa-tion accounts that are not taxable gifts.

Be careful in opening ITF bank ac-counts or trust for minor accounts, as theaccount might belong to the youngerperson immediately, or at age eighteen.Also, if the designated owner of UGTMA dies, then probate may be re-quired to designate a new owner.

Whether you make a gift during life-time, or make it after death, you canmake it subject to a trust in order toprotect the beneficiary for a period oftime. It is more expensive to do that dur-ing lifetime, because it would be anirrevocable trust. This is usually onlydone when one has a taxable estate.After death, you can make a continu-ing trust inside a will, or inside a trust.

Attorney Michael A. Pyle, of Pyle& Dellinger, PL, 1655 N. Clyde MorrisBlvd., Suite 1, Daytona Beach, Florida,32117 Telephone: 386.615.9007. E-mail: mikep@pylelaw. com or www.pylelaw.com

Gifts To Younger People

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Page A-6—Seniors Today—September 26, 2014

by George & Peggy Goldtrap

F or almost thirty years, Peg andI have been consultants and con-tributing editors of a humor pub-lication designed specifically for

church related use. It is called The JoyfulNoiseletter and is published, (paper and online), about 10 times each year. We werefirst introduced to the Noiseletter while ona speaking engagement in upstate NewYork. Our host gave us a copy and rec-ommended we try it. We submitted mater-ial to Editors Rose and Cal Samra andwere immediately invited to become reg-ular contributors. Since then literally hun-dreds of jokes, articles, and stories havebeen published in addition to entertain-ing various groups around the country asrepresentatives of the publication.

The Joyful Noiseletter is celebrating 30years of successful publication, includingthousands of books sold on the general sub-ject of church related humor. We thoughtyou might enjoy this news release of thepublication's history which celebrates 30years of work and the well known writersand cartoonist who make it all happen:

The Joyful Noiseletter was launched 30years ago after the editors visited a semi-nary library and could not find the wordhumor in the book index.

JN will be celebrating in 2015 its 30th

anniversary of publication as a newsletterwhich has filled the sanctuaries and fel-lowship halls of thousands of churches ofall faith traditions with healing laughter.

The Joyful Noiseletter amazingly hassurvived as both a print and electronicnewsletter—without advertising—duringa prolonged recession and the demise ofmany secular and religious publications.

JN began publishing with the aim ofbringing good, clean humor to pastors,church newsletters, bulletins, and websites—jokes that pastors can tell in their ser-mons, and holy humor and cartoons thatlocal church publications can reprint.

JN succeeded on a bare-bones budgetbecause of a massive, mainly volunteereffort involving hundreds of talents frommany faith traditions all over the world—humorists, comedians, cartoonists, clowns,pastors, chaplains, medical doctors, nurses,and health professionals.

Hundreds of humorists, comedians, andclowns, including Steve Allen, Joe Gara-giola, Malcolm Muggeridge, George andPeggy Goldtrap, and Rev. Susan Sparkshave contributed freely to JN.

Eighteen of America’s foremost cartoon-ists, including Bil and Jeff Keane of TheFamily Circus, Johnny Hart of B.C., DaveCoverly of Speed Bump, Ed Sullivan, andHarley L. Schwadron, contributed cartoonsto JN that were widely reprinted in churchpublications.

JN editors soon discovered that holyhumor, like love, crosses denominationallines, and is an important healing, bridge-building, and peace-making tool. The edi-tors also discovered that holy humor isthe one thing that all of the great religionsagree on and value unanimously. JN has

attracted subscribers from a variety offaiths that ordinarily rarely communicate.

The holy fools of JN sometimes havegone where angels fear to tread.

Here are some other achievements ofJN’s unique ministry:

• JN’s set of four Holy Humor and HolyHilarity books by Cal and Rose Samra(published by Guideposts and WaterbrookPress) and the book The Joyful Christ: TheHealing Power of Humor (Harper San Fran-cisco) sold nearly a million copies.

• The holy humor and joyful Scripturalmessages in JN’s Signs And Wonders sec-tion are often posted on church signs.

• Numerous clowns use JN’s materialsto cheer up shut-ins and patients in hospi-tals, nursing, and retirement homes.

• Hospital and military chaplains use JNmaterials to lift the spirits of those theyare counseling.

• The Joyful Noiseletter’s Facebook,monitored by Methodist Pastor DaleSchoening, has attracted a loyal and grow-ing following of wits and lively exchanges.

• The Joyful Noiseletter resurrectedBright Sunday, a very old service on theSunday after Easter when the early GreekChristians celebrated God’s last laugh on thedevil by raising Jesus from the dead. Theearly Christians spent the day picnicking,singing, dancing, joke-telling, and playingpractical jokes.

• Through the years, it became increas-ingly clear to JN editors that joy also hasa physical component. While we’ve knownmany courageous believers who suffer fromvarious ailments or handicaps and yetmaintain an attitude of good cheer, it wasobvious to us that it’s much easier to bejoyful when one is in good health. Some ofthe enlightened medical doctors on JN’sboard of consulting editors wrote mar-velous books on the importance of physicalfitness, good nutrition, and prevention, andalso contributed articles on living ahealthy lifestyle to JN.

Thanks for listening to our story. Bythe grace of God, we survived for 30 years.We welcome anyone who wishes to shareholy humor and subscribe to The JoyfulNoiseletter for just $29 annually. You maysubscribe on JN’s website at www.joyfulnoiseletter.com or call 1.800.877.2757.

The Peace and Good Cheer of Jesus,Patch Adams, M.D.The Gesundheit Institute(JN Consulting Editor)

George and Peggy Goldtrap are bothactors, speakers, and writers and may bereached atgeorgegoldtrap@gmail.com

Church Funny? Surly You Jest!

Happy Talk

…by George & Peggy Goldtrap

Are You AfraidAre You AfraidDo you have…Balance Problems?Difficulty Walking?Dizziness?

We Can Help!

Barr & Associates Physical Therapy 1425 Hand Ave, Suite H Ormond Beach

www.barrandassociatesphysicaltherapy.com

Call Doctors Jacob Barr And Jennifer CastilloFor More Information Or To Schedule An Appointment

At 386-673-3535

• Alter-G Anti-Gravity Treadmill for Safe Walking• Biodex Computerized Balance System for Testing/Training• Video Frenzel Goggles for Dizziness/Vertigo

OOff FFaalllliinngg??

September 26, 2014—Seniors Today—Page A-7

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Dirty Duck Says…Fall Cleaning Special-Dirty duct says don’t depend on luck toprotect your loved ones from the allergensin your air and heating system. Haveyour ducts cleaned. Call for your freeestimate today, mention this ad, andreceive a $50 gift card from yourlocal grocery store with a complete duct cleaning.

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Special to Seniors Today

Council on Aging (COA) of Volu-sia County is pleased to announcethat its recent Senior Prom, de-signed as a special evening out

for senior citizens in Volusia County, raised$17,885 in net proceeds for senior ser-vices and programs in Volusia County.

“We couldn’t have reached this greatlevel of success without the support of ourcommunity, especially our generous spon-sors from all over the business communi-ty,” said Doug Beach, CEO of COA. “ Theevent was the brainchild of Humana whobrought us the idea and then worked side byside with us to make it a great event.”

There were more than 200 attendees atthe dinner and dance and the event spon-sors included Humana, Humana Physi-cians Group/MetCare, Island Doctors,Healthways/Silver Sneakers at the Pre-mier Level; Bishop’s Glen, Halifax HealthHospice, Seniors Today as Star Sponsors;Progressive Medical Research as its GoldSponsor; the Ormond Beach Observer asits Media Sponsor; and Good SamaritanSociety/Olds Hall and AARP at it Friendssponsor level. After being crowned, theKing and Queen shared that they regular-ly attend dances at the Sica Hall COASenior Center in Holly Hill and that iswhere they found out about Prom.

COA is a “Lead Agency,” designatedby the State of Florida as a service agency

directly tasked with the health and wel-fare of senior citizens.

For more than 45 years, COA has beenthe authority on Aging Services, and oneof the largest service agencies in northeastFlorida. Thousands of clients are servedevery year within its broad spectrum ofsenior service programs including mealsprograms, health services and senior activ-ities. They can be reached at 386.253.4700or visit them online at www.coavolusia.orgor www.facebook.com/COAVOLFL

Council On Aging Of Volusia CountyRaises Nearly $18,000

Pictured are the First COA SeniorProm King and Queen, Rose Ellen

Biggers & Leo Di Bermardinis

Page A-8—Seniors Today—September 26, 2014

• Acupuncture & Skin Care• American Eldercare• Bishop’s Glen• Brookdale Senior Living• Covance Clinical Research• Council On Aging • Dale Woodward Funeral Home• Davita• Daytona Beach Health & Rehab• Discovery Travel• Easter Seals• Florida Health Care• Florida Hospital Care Advantage• Good Samaritan Society• Greystone Health Network• Halifax Health Hospice• Halifax Humane Society

• Haven Hospice• Holy Cross Lutheran Church• Home Instead Senior Care• Humana • JoyAnnaInsurance.com• Oaktree/Deltona Healthcare• Ormond Beach Senior Games• Our Lady Of Lourdes• Progressive Medical Research• Richard Tremblay Insurance• Sam’s Club• Senior Home Care• Seniors Today• The Daytona Beach News Journal• Thrivent Financial• Vitas Innovative Hospice Care• Will Doo

A Big Thank You To All The Fall Festival Participants

Seniors Today Fall FestivalSpecial to Seniors Today

Howdy! If you came out to theSeniors Today Fall CountryFest you had a foot stompin’,rootin’ tootin’ good time! Hun-

dreds of seniors moseyed on over to HolyCross Lutheran Church corral in SouthDaytona for the annual Fall Festival.

“We really appreciate Holy Cross part-nering with us for our events,” states SeniorsToday publisher, Bonnie Schillinger. “It isthe perfect location for senior events. Thelarge facility allows for plenty of room for abig crowd with the church being centrallylocated. Holy Cross has an active senior min-istry within the church including SeniorLunch Bunch which is offered every week.

A long line with eager seniors was form-ing as the doors opened promptly at 9 A.M.and Votran brought seniors from aroundthe community.

With picture perfect weather a steadystream of seniors flowed throughout thebuilding during the entire event. Greeted atthe door by Keith Goodrum, Account Exec-utive with Seniors Today and Jerry Vest, De-livery Driver, the seniors were off to meet agreat representation of senior businessesand services that were available to helpseniors with questions and provide infor-mation on many senior living needs.

Once again, Easter Seals was conduct-ing hearing screenings for free phones, andof course the Halifax Humane Society wason hand with some of their adorable petslooking for their forever homes.

DJ Big Tom kept the seniors entertained.Entertained they were... a good time washad by all with many seniors up on the dancefloor throughout the event.

No Festival would be complete withoutSeniors Today editor, Bonnie Gragg andher trusty crewhands daughter Savannah,friend Tyler, and Matthew Nickles rustlingup some grub for all to dine on. Each seniorenjoyed a tasty lunch with pulled porksandwiches. As one senior exclaimed, “Theysay there is no such thing as a free lunchbut Seniors Today is providing one! It’snice how they set up so you can actually sitdown and enjoy eating your lunch withentertainment too!”

Bonnie Schillinger said, “We always haveso much fun and have had so many positivecomments from our seniors thanking us. Itwas great to see everyone dressed up in theircountry duds... even some of the guest dressedthe part! We do this as a community out-reach for our seniors and how nice to haveso many businesses willing to partner with us.I know our seniors appreciate having a fun-filled, free day just for them.”

Herbert J.A. MossmanRealtor®

Cell: 386-212-1049Office: 386-944-2800

3510 South Nova Rd., Suite 112 • Port Orange

Call Herb Mossman—212-1049

Keller Williams Realty Florida Partners Property Information

CLEAN & COZY—2BR/1BA (12 x 56) Sin-glewide w/ FL room, roof over, central heatand air, and inside utilities. All appliances & fur-nishings included. Ready at 918 Reed Canal Blvd.,Lot 135, Cactus in Lakeview. Lot rent is $351/month & includes water, sewer, trash, lawn care,Clubhouse, pool, & shuffleboard.

MH158—$6,500

IMMACULATE— 2BR/2BA 1980 (14 x 60)Singlewide with (32x12) carport, (20x8) screenporch, (24x8) raised deck, new appliances, &flooring included. Shown by appointment at328 Autumn Trail in Lighthouse Point. Lot rentis $463/Month & includes 2 clubhouses, 2 pools,hot-tub, fitness ctr., billiards, bocca-ball, library,laundry, & shuffleboard. MH156—$14,900

SPACIOUS—3BR/2BA, 1980 Guerdon (24x56) Doublewide with 1344 LSF, roof-over, cen-tral heat & A/C, (30 x 10) double-door shed,inside utilities, all appliances, & furnishingsincluded. Ready at 31 Tropic Dr. The lot rentis $333/month, includes pool, clubhouse, ten-nis, basketball, playground area, picnic area, &shuffleboard. MH159—$17,500

Magnifications, (26x56) 2004 Fleetwood OakKnoll Doublewide with study, inside utilities,utility shed, detached shed, & appliancesincluded. Shown by appointment at 260 W. Pied-mont Ave. in Lamplighter a 55+ community. Themonthly lot rent is $359. & includes pool, club-house, tennis, fitness ctr., billiards, library, laun-dry, & shuffleboard. MH155—$49,500

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September 26, 2014—Seniors Today—Page A-9

ALL are w

elcome here.

Where A

LL means A

LL!H

ave you heard about GreenDot MoneyPak scams thatare going around? Unfor-tunately, they’re prolifer-

ating like crazy. Here’s what you needto know:

The MoneyPak essentially is a re-loadable debit card. It’s very conve-nient for consumers. Guess what.

Scammers like them too, because ofthe convenience and the fact that they’revirtually impossible to trace. Scammerscall their targets on the phone anddemand payment for some supposeddebt, like unpaid taxes or a utility bill.Then they threaten you: Pay up or else!

They may threaten their victims withanything from arrest to frozen accountsto hefty fines to having their electricityturned off to deportation. Then theyinstruct the victim to get a Green Dotcard, load money onto it, and then givethem the card number. Other times,scammers will pretend to be part of alegitimate business venture, like an un-dercover or mystery shopper operation.In those cases, victims are told to loadmoney onto a prepaid card, spend a smallfraction of it, and then give their sup-posed employer the card number.

Either way, as soon as someone hasyour card number, they have instantaccess to the money. That’s because themoney isn’t linked to a bank account.It’s on the card. Once the victim givesout the card number, the money on thecard is quickly drained. There’s somerelief for people who immediately real-ize that they’ve been scammed— beforethe money on the card is spent. In thosecases, there’s a process to follow forrequesting a refund. The bad news is thatthe money usually is drained from thecard so quickly that you’ll never knowit until it’s too late.

Of course seniors are often the targetof these schemes. Make sure you knowthe people you are doing business with.The best advice is to avoid becoming avictim in the first place by not givingout your card number to anyone youdon’t personally know.

Green Dot MoneyPak Scam

FromThe

Sheriff…Volusia County Sheriff

Ben Johnson

Page A-10—Seniors Today—September 26, 2014

IRA's otherwise known as Individ-ual Retirement Accounts are a greatway to save money on a tax deferred

basis, but for estate planning purposes,IRA's can create a big tax bill for the ben-eficiaries. Because the money that goesinto the IRA is typically on a before taxbasis, all of the proceeds of the IRA are tax-able as “ordinary income,” which could betaxed as high at 39.6 percent! Normally aspouse has the ability to simply rollover the account to their own if they arethe beneficiary, but children don't havethat option. So it's important to discuss a dis-tribution plan with your kids so they don'tmake any major mistakes and get hit withan unnecessary tax bill on their inheri-tance. A decedent IRA (more commonlycalled an inherited IRA or a beneficiaryIRA) is a great way for the beneficiary to beable to take over the IRA without having toliquidate it and pay taxes immediately.Under a decedent IRA, the IRA is simplyre-registered as a decedent account. It isimportant to remember that different IRAcustodians may have varying interpretationsof the IRS's rules regarding account regis-trations. Once the account has been regis-tered properly, the beneficiary can continueto defer the vast majority of the IRA allow-ing it to grow tax deferred, but they musttake out their required minimum distribu-

tions each year, based on their life ex-pectancy. If they need extra cash, theycan also take out more than their requireddistributions without incurring an earlywithdrawal penalty. So for most beneficiaries,a decedent IRA might be the way to go.

“At Savannah Court, you're not just aclient, you're our GUEST!”

For information, you may call 386-308-5842 or cell 386-299-2893, or visit ourwebsite at www.SavannahCourtFinancialAdvisors.com

Scott Weidman, CFP® is a local, inde-pendent Certified Financial PlannerTMProfessional with over 14 years of experi-ence. Savannah Court Financial Advisors,Inc. is located at 157 Fairview Avenue, Day-tona Beach, Fl 32114.

Securities offered through J.W. ColeFinancial, Inc. (JWC) Member FINRA/SIPC Investment Advisory Services offeredthrough J.W. Cole Advisors (JWCA). Savan-nah Court Financial Advisors, Inc. andJWC / JWCA are unaffiliated companies.

Don’t Let That IRA Be A Ticking Tax Bomb!

Financeby Scott Weidman, CFP®,

Certified Financial PlannerTM

Professional

Contact Sheryl at Vivo Tours

386-265-0500www.vivotours.com or vivotours@cfl.rr.com

Florida Seller of TravelST37808

Oct 3: Sea Islands of Florida. Kingsley Plantation w/ lunch incl.

Oct 7: A Day in China: Ming Court in Orlando for Chinese Cooking

class and delicious lunch!

Oct 14: Where The Buffalo Roam for Ranch Tour & Open Gates Bed

& Breakfast for homemade lunch.

Oct 19-23: Peak Fall Color Weak! Tennessee beauty! Pigeon Forge,

Dollywood & Gatlinburg, Smokey Mnts w/Shows galore!

Oct 31-Nov 1: Autumn in Florida Apalachicola Seafood Festival; Delicious fresh

seafood, crafts, entertainment, & cool breezes along the coast.

Nov 5: A southern Georgia Treat: Paulk's Pecan Plantation at

season. Yum! See Valdosta's Crescent House too!

Nov 7: Patriotic salute to America: U.S. Naval Glee Club performs

w/ Jacksonville Symphony, Lunch on own.

Nov 16: Alhambra Dinner theatre presents. “The Drowsy Chaperone."

Lunch incl.

Nov 22: Amelia Island Holiday Cookie Tour of Inns.

Nov 29: Jacksonville's Lighted Holiday Boat Parade w/dinner at Ted

Turner's Restaurant incl.

Dec 6: Cracker Christmas Festival w/ Dixie Crossroads lunch

Dec 7: Singing Christmas Trees /Orlando w/ Dubsdread Country

Club dinner.

Dec 11-13: 3 Day Shimmering Victorian Christmas Festival, plus Pebble

Hill Plantation & Calloway Gardens Fantasy of Lights.

Dec 17: The Winter Wonderettes—toe tapping and heart-warming

celebration and show! Gainesville at Historic Hippodrome Theatre.

Dec 21: White Christmas, the holiday classic, presented by Alhambra

Theatre in Jacksonville with delicious meal included.

Dec 31-Jan 1; New Year's Eve in Savannah! Celebrate 2015 in style down on Bay

and River Streets! Great holiday show! Time for shopping, touring,

Date Trip

September 26, 2014—Seniors Today—Page A-11

Caregiver’s Day Out may be the Answer!• Thursday, Oct. 16 • 9 am–2 pm• Saturday, Nov. 15 • 9 am–2 pm• Thursday, Dec. 18 • 9 am–2 pm

Care receivers can expect smiling faces, a safe environment, a light meal, and fun activities. Care givers can expect 5 hours of free time... and there’s absolutely NO COST!

Interested? Contact Sherry McElveen 386-677-3581, ext. 311

First United Methodist Church of Ormond Beach336 South Halifax Drive (on the peninsula)

Do you need abreakfromyourCaregiving?

MagnoliaGardens

An Apartment Community Designed Especially for theSenior Citizen 62 Years Of Age and Older.

Rent is based on income.

Applications will be accepted in person at

Magnolia Gardens Apartments1031 4th Street, Daytona Beach, FL 32117

Call today for more information and to schedule your

appointment for placing an application for housing

Monday–Friday, 9 A.M.-3 P.M.

(386) 255-91131 Bedroom Apartments

Magnolia Gardens is a beautiful community that offers 88 onebedroom apartments. The apartments have carpet, stove, refrigerator, water, trash removal, air conditioning, pest control, and maintenance. Common areas include coin–op laundry, inside mailboxes, attractively decorated community room, and lobbies.

What’s In The StarsFor The Week Of September 29

ARIES (March 21 to April 19) De-spite your Aries penchant for wantingto tackle a problem head-on, you mightwant to take a little more time to seehow a current situation develops. TAURUS (April 20 to May 20) Tak-ing on the role of peacemaker in a dis-ruptive environment is a challenge.Continue to have the same faith in your-self that so many others have in you.GEMINI (May 21 to June 20) Al-though your work schedule keeps youbusy, you should make time to start pre-paring for that important upcomingfamily event.CANCER (June 21 to July 22)Home is where the Moon Child wantsto be early in the week. By week's end,a chance to travel raises her or hisexcitement level.LEO (July 23 to August 22) Be care-ful not to be a copycat when dealingwith someone who uses unfair or evenunkind methods to reach a goal. Asalways, do the right thing.VIRGO (August 23 to Sept. 22) Anoffer could have many good thingsattached to it that are not apparent atfirst glance, including a chance to moveinto another career area. Check it out.

LIBRA (Sept. 23 to Oct. 22) Withresponsibilities in the workplace and inthe home, it's important to prioritize.Be patient. Pressures will begin to easestarting early next weekSCORPIO (Oct. 23 to Nov. 21) Apositive reaction to a suggestion couldindicate that you're on track. Devotethe weekend to catching up with thespecial people in your life.SAGITTARIUS (Nov. 22 to Dec. 21)A new attitude from those in chargecould make things difficult for you unlessyou can accept the changes without feel-ing as if you're being pressured.CAPRICORN (Dec. 22 to Jan. 19)Family matters once again dominatemuch of the week. Don't neglect yourworkplace duties. An offer to help couldcome from a surprising source.AQUARIUS (Jan. 20 to Feb. 18) Adifficult workplace situation begins toease, but there still are matters that needto be dealt with. There's also a morepositive turn in domestic relationships.PISCES (Feb. 19 to March 20) Don'tlet yourself be rushed into making adecision about an intriguing financialarrangement. Asking questions andchecking it out now could pay off.

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by Mitch Booth

Sunday’s Parade magazine coverstory featured a football tailgate-food theme which spot-lights Am-

erica’s favorite “brown food” group. Simpleto prepare, snack foods are high in caloriesbut low in nutrients. The emphasis is moreon the sweet/sour velvety tongue appealof sour cream than whether the chili ravi-oli was deep fried in GMO corn oil. Amer-ica is beginning to fight back in the Waist-line Super Bowl and the quarterbacks areDoctor Moms.

With the kids going back to school or tocollege, working moms are looking for away to boost the day’s most importantmeal: breakfast. How can you get the pro-tein value associated with eggs withoutcooking? Get out the blender and simplydrink a morning meal or snack. NaturalFactors has developed a new whey pro-tein powder derived from the milk ofgrass fed cows. For growing children andadults, whey protein is the gold standardfor having the highest biological value: themeasurement of how well a protein retainsnitrogen and how useable it is to the body.Simply put, high nitrogen absorptionenhances that gain. Compared to otherproteins, whey contains the highest con-centration of branched chain amino acids(BCAA’s) which serve as a critical fuelsource for skeletal muscles. During periodsof metabolic stress (school, work, and exer-cise), BCAA’s help maintain or increasemuscle mass and help prevent fat storage.It also stabilizes blood sugar, which iswhy it is so effective with hyperactivechildren or adults to stay on task or focus.Read Dr. Michael Lyon’s book, Is YourBrain Starving? It is a great read for parentsand is available at both our stores.

Called Whey Factors, this new proteinpowder supplies the muscle enhancingBCAA’s: L-leucine, Lisoleusine and L-valine along with several building blockamino acids. Dr. Oz is promoting severalof these amino acids. Valine, for example,is one of those that support optimal bodyshaping and muscle definition. Natural Fac-tors proprietary formulation retains the nat-ural goodness of why using only milk fromCanadian cows. Canada, unlike the US,does not allow the genetically modifiedhormones rBGH and BSE to be injectedinto their cattle. This also supports LoveWhole Foods whole milk standard: NoGMO/ hormones. These contaminants aredangerous and pose a health risk, espe-cially for children.

So why whey? The most researchedaspect of whey protein is its benefit to ourimmune system. High in the amino acidcysteine, whey factors raise the critical anti-oxidant called glutathione which is essentialto proper immune system health. Glutathionestimulates anti-body productions as wellas triggering enzyme actions which vanquishforeign invaders. Mom, that helps your childfight infections they may be exposed to atschool. For the rest of us, this means fight-

ing the flu of even cancer.Go online and download the April 1, 2013,issue of Time Magazine’s cancer cover story.It is dedicated to the whole new interdis-ciplinary approach to fighting a scourge thatnow touches 1 in 2 men and 1 in 3 womenin their lifetime. Read the section on thegene link and you will understand why youwant to be cognizant of GMO tainted food.We will be promoting GMO awareness theentire month of October at both stores. Thescience is definitive. A 2010 human clinicalstudy published in Jama showed the resultsof a long term European trial called: TheDiet, Obesity And Genes Project (Google“Diogenes Project”) which confirms whatearlier articles on diabetes have stated. Eat-ing higher quality proteins without saturatedfat along with low-glycemic index foodresulted in the following: balanced bloodsugar (no spikes), increased satiety (no needfor dessert or snacks), and an overall in-creased daily caloric intake. Get more nutri-ents, with fewer calories results in weightloss that stays lost.

Folks, if you are struggling with “waistmanagement” or are dreading the comingfootball season, or you are a boomer flirtingwith metformin then read on. If you are asenior citizen trying to get muscle back afterjoining the “zipper club,” then there is a sim-ple lifestyle change you can employ and iteven tastes great! Just mix a scoop of WheyFactors in 8 ounces of water with almond,rice, or low fat organic milk. You pick fromthree flavors. Then add the life changingbenefits of essential fatty acids. Barleansorganic flax oil with organic coconut oil isthe best. Throw in some ice cubes and turnon the blender. You now have a brain bust-ing/heart boosting power shake! Wow, ameal replacement that can build muscle,balance blood sugar, promote satiety, boostour immune systems and fight Alz-heimer’s… all that for $1.80 /serving…just under $2 if you add the omega oils.

To help you make that goal happen, LoveWhole Foods has partnered with NaturalFactors to offer their entire product line ata 25 percent savings for the entire month ofSeptember. If you would like to get moreinformation, come into either store, buyany two Natural Factor products and getDr. Murray’s latest book, Cholesterol OfHeart Health free! Still need some “coach-ing” to prepare for the holidays? Come tothe free evening program October 16th inPort Orange. Topic: How To Make YourGut Win With Every Meal. Go to Lovew-holefoods.com for all of our comingevents for the month. Check out our Hal-loween party October 27th.

Now you can score a touchdown withyour brain, your body, and your wallet! Wantto try a shake first? Visit our café/juicebars at both locations and build your ownshake! Then you can find out exactly whichWHEY you can win for your whole family!

Mitch Booth is the owner of Love WholeFoods in Ormond Beach and Port Orange—the area’s largest organic and gluten freefood stores.

Whole Family Wellness:The WHEY To Win!

Section BSeptember 26, 2014

FREE HEARING TESTS

Julie PruittNational Board Certified H.I.S.

Licensed Hearing Aid Specialist

Accepting Most Insurance • Serving Your Area For Over 19 Years

My Guarantee To You… Quality Hearing Aids And ServiceI founded Florida State Hearing Aids to make a difference in people’s lives.

Federal Employees Receive FREE Hearing AidsThe Best Value • My Caring Personal Service

A Blue Cross & Blue Shield Provider

Florida State Hearing Aids, Inc.Sales, Service, Repairs, All Brands

Call today for an appointment 386-226-00071808 W. International Speedway Blvd., #305, Daytona Beach

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Ask About Our 4 Year

Warranty For All Starkey

Hearing Aids

Have you ever wondered aboutwhy your cat acts the way hedoes? There are plenty of ex-perts in dog behavior and train-

ers are easily accessible for most dog owners.Less is known about our feline friends.

Cats will often rub up against a person’sleg or other body parts. While this may seemlike a friendly gesture, the reason behind itis actually a little different. Cats rub them-selves against people to leave their scent.This is actually a method of signaling toother cats that they “own” you!

Many cat owners have received an un-wanted “present” from their cat after a tripoutdoors. While you may not be excitedabout a mouse or bird on your doorstep,

there is a reason behind this behavior. Evenwell fed, primarily indoor cats have a nat-ural instinct to hunt for food. In the wild, amother cat will often bring back prey to heryoung to teach them how to eat. Whenyour cat brings an animal back, it is becausethey see you as a family member, and theyare sharing with you.

While most cats quickly learn to use alitter box, some cats will spray around thehouse. This is a method of communicationbetween cats. Many cats will spray as away to mark their territory or to claim anitem as their own. This can be especiallyprevalent when there is a conflict betweentwo cats, or a new cat is introduced. Spay-ing or neutering your cat greatly decreases

this behavior. If your cat does spray in thehouse, use an enzymatic cleaner that is for-mulated to neutralize pet odors.

An unfortunate behavior that some catowners have experienced is having furnitureor other items scratched up by their cat. Catsscratch to mark territory and to remove thedead outer layer of their claws. To discour-age this behavior, you can cover yourcat’s favorite spots with textures he does notlike, such as foil or double-sided tape. Then,provide alternative scratching options thatallow your cat to continue with his ritual ina nonharmful way. There are all kinds ofscratching options available for your cat,such as posts, cardboard, platforms, andmore so they don’t scratch your furniture.

Now at Halifax Hu-mane Society, you can pur-chase Soft Paws nail capsfor your feline friend. SoftPaws come in several dif-ferent sizes and colors to accommodate allcats. They are a painless, non-surgical solu-tion to eliminate destructive scratching. Thecaps slide easily over a cat’s claws and lastseveral weeks per application. Most catsadjust to their Soft Paws within hours or evenminutes. Stop by Halifax Humane Societytoday to grab a set of Soft Paws for your cat!

Tyler Stover can be reached at 386.274.4703, ext. 320, or tstover@halifaxhumanesociety.org

Tails From The Front

Baby loves some fun in the sun. Sebastian has a big heart. Finn is a great listener. William likes to watch the birds.

Cordially Invites You To Our

Tuesday, September 30, 2014 • 4 to 7 P.M.Ribbon Cutting Ceremony at 4:30 P.M.

909 Sterthaus Dr., Ormond BeachCocktails and Hor D’ Oeuvres will be served

New Patients/Walk-ins Welcome with Immediate OpeningsWe accept most insurances including all Humana and FHCP.

RSVP With Nancy at 386-673-1717

Page B-2—Seniors Today—September 26, 2014

Join The Travel Club!

DISCOVERY TRAVEL

You are cordially invited to DiscoveryTravel’s Complimentary Monthly Sem-inar. Reservations are required. Seat-

ing is limited.Complimentary coffee and tea is served.

Everyone is invited to stay for lunch on yourown following the seminar.

Please Join Us:Tuesday, October 7, 2014, 10 A.M.Crane Lakes Roost Restaurant, 1850 Crane Lakes Blvd.

Port Orange, off of Taylor Rd., West of I-95

Ms Debbie Larson Catron of,

will be our presenter.She Will Present Discovery Travel's Group Cruises To The

Caribbean And Bermuda With Bus Transportation To The Ports.

Every Attendee Gets A Door Prize!!

RSVP Required • 386-788-8201

Ship Registry Genoa, Italy

661 Beville Rd Suite 114 • South Daytona, Florida 32119

386-788-8201

by Larry Cox

Q: I have the comic Death Of Super-man and wonder how much it mightbe worth.

—Robert, Kitty Hawk, NCA: Death Of Superman, or Super-

man No. 75, was issued in 1993 byDC Comics in several formats. If theone you have is still sealed in a blackplastic bag, it is worth about $16.Other editions include platinum ($50),regular first press run ($8) and othereditions ($4-$6). With comics, condi-tion is paramount. Prices might vary alittle depending on dealer and region.

***Q: I have a New York Yankees re-

served seat ticket stub for Lou Geh-rig's farewell speech on July 4, 1939.Is there any value?

—Robert, Palm Coast, FLA: That historic day, 60,000 tickets

were sold. One of those tickets signedby Gehrig will be auctioned in Cleve-land and is expected to fetch $100,000.To determine the value of your ticket,you might want to contact Heritage Auc-tion, one of the largest auction houses

specializing in sports memorabilia. Thecontact information is Heritage Auc-tions, 3500 Maple Ave., 17th Floor, Dal-las, TX 75219, and 214-528-3500.

***Q: I have several old calendar plates

from the 1970s. One promoted ourcountry's 200th year. Do you think theyworth keeping?

—MaryAnne, Broken Arrow, OKA: Only you can determine if your

plates are worth keeping. Most calen-dar plates from the 1960s and 70s thatI have seen in shops and at antiquemalls have been priced in the $10 to$25 range. There are always excep-tions. World War II-era patrioticplates seem to be especially col-lectible and are priced accordingly. AWin The War design from about 1943recently sold for $75.

Write to Larry Cox in care of KFWS,P.O. Box 536475, Orlando, FL 32853-6475, or send e-mail to questionsfor-cox@aol.com Due to the large volumeof mail he receives, Mr. Cox cannotpersonally answer all reader questions,nor do appraisals.

Antiques

Superman Comic

Reviewed by Ealish Waddell

It seems like Katie's life shouldbe pretty great: She's a celebratedchef at the most popular eateryin town, and she's slowly mov-

ing forward on her dream of openingher own restaurant. But she's currentlyhaving a really bad day: Her ex showsup out of nowhere, her fling just brokeup with her, and worst of all, a co-worker is badly burned in an accidentthat was her fault.So, stressed and angst-ridden, when shewakes up in the middle of the night tofind a set of cryptic instructions in herdresser—“write your mistake, ingestone mushroom, go to sleep”—shedoes. In the morning none of the terri-ble things seem to have ever hap-pened at all.

At first Katie is thrilled, if a littleweirded out. Then she stumbles acrossmore mushrooms, and new problems touse them on. Human nature being whatit is, soon every complication leads to amushroom and a brand new do-over.

Of course, trying to fix one thingoften just makes two other things worse.As Katie rewrites her entire history

one blunder at a time, the changes andconsequences grow greater and reachfarther. Her revisions are affecting morelives than just her own—and may evenbe changing all of reality itself.

Seconds is an enchanting graphicnovel, a dreamy yet lively fairy taleabout the irresistible appeal of secondchances. O'Malley, author of the best-selling Scott Pilgrim comic series, im-bues his signature bold, big-eyed stylewith a delicate magical realism, a blendthat works with surprising power.

The story is reminiscent of ancientfolktales but spiced with a uniquelymodern sense of sass, as well as thewarning that things that seem to mag-ically appear just when you want themmay not have anything to do withwhat you really need.

Books reviewed in this column areavailable at your local bookstore.

Books

Books

September 26, 2014—Seniors Today—Page B-3

MEDICARE WORKSHOPINCLUDING A FREE

$10 GIFT CERTIFICATE*

Join Us To Review How Medicare Works And Answer The Frequently Asked Questions

Many People HaveTuesday, October 7th Or

Tuesday, November 4th At 10 A.M.PLEASE RSVP with your name and date you

plan to attend either by phone at 386-671-9150 or email at

greatamericanpr@yahoo.comLocation:

Great American Senior Benefits1930 W. Granada Blvd., Ste. 10, Ormond Beach

(*Gift Certificate is for Gourmet Kitchen)

*For a private consultationregarding your specific plan, please call 386-671-9150. Paulette Reed

Dr. Biehler, DPM will perform a fall-risk screening

exam, make recommendations,and dispense ankle/foot

support if needed.

Medicare recommends a fall-risk screening.

The screening is FREE386-252-4678.

Schedule an appointment.

Dr. Kent Biehler DPMDr. Anthony Tocco DPM

Lower Extremity Movement Specialist

Podiatric BiomechanicalMedical Engineer

REDUCE YOUR RISK OF FALLING

Great Doctors… With Over Three Decades Of Experience

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Craig A. Miller, DOBoard CertifiedFamily Practice

Erica O’Donnell, DOBoard CertifiedFamily Practice

1400 Hand Avenue Suite K • Ormond Beach Call For Appointments 386- 673-0517

by Mick Harper

1. Which group released Maxwell'sSilver Hammer, and when?

2. Name the one hit that NormaCecilia Tanega had.

3. Anthem and Skybird were on whichNeil Diamond album?

4. Which song mentions flip-flops,pop tops, and a blender.

5. Name the song that contains thislyric: "Oh, I used to love to make youcry, It made me feel like a man inside,If I had been a man in reality, You'd behere, baby, loving me."

Answers1. The Beatles, 1969. After many

takes and overdubs, Paul McCartneyput down a layer with a Moog synthe-sizer, one of their first experiments.

2. Walkin' My Cat Named Dog, in1966. While Tanega never had anotherhit of her own, she did pen a few forDusty Springfield, including the hitNo Stranger Am I.

3. Jonathan Livingston Seagull, thesoundtrack to the 1973 film by thesame name.

4. Margaritaville, by Jimmy Buf-fet, in 1977.

5. Working My Way Back To You,most recently done by The Spinners in1979. The song originally was releasedin 1966 by the Four Seasons. Whileit's the Four Seasons' version peopleremember, it never cracked the No. 9position on the charts. The Spinners'version went to No. 2.

FlashbackTest Your Music Knowledge

Before Congress raced offto vacation in August, sen-ators voted 91-3 to passthe long-awaited, $17 bil-

lion veterans emergency health-care bill.Here are a few tidbits from the bill:• Veterans will receive a Choice Card

for care, but don't get excited yet. Toqualify for this card, a veteran musthave served within the past five years,or already be signed up with VeteransAffairs health care. It will be more of anID/insurance card that gives serviceinformation for eligibility. You likelywon't be able to take the card to a pri-vate doctor unless the care has beenapproved by the VA.

• If a veteran is given a long waittime for appointments (over 30 days)or lives more than 40 miles from care,he or she will be eligible to get privatesector care. That 40 miles is straightline, aka geodesic distance.

• Veterans who have been sexuallyassaulted will receive care.

• Twenty-seven new clinics willopen.

• The VA will hire $5 billion worthof new health-care providers.

• Bonuses will be capped at $360 mil-lion per year.

• The VA secretary will be allowed tofire senior VA executives more quickly.

When they look for incompetents tofire, I hope they aim their lasers at theVA medical center in Kentucky. A vet-eran collapsed at home and was trans-ported there, where he was hooked upto life support. By the time his wife andfamily arrived at the hospital, staff toldher that her husband was dead. Theygave her a specific time of death. Dis-traught, she asked to see him one moretime to say goodbye. What she foundwas a living, breathing husband withgood heart rate and blood pressure whowas responding to commands.

Freddy Groves regrets that he can-not personally answer reader ques-tions, but will incorporate them intohis column whenever possible. Send e-mail to columnreply2@gmail.com

Veteran’s Post

Health Care Bill

Page B-4—Seniors Today—September 26, 2014

ces are thospiot all hN e same.

CE | h h iSPI

and your family.hare how we can help

ospice.Haven H

CE | havenhospOSPI1.800.H

you Let us sh

Ask for

pice.org

Pain after Shingles?

Visit www.RiversideClinicalResearch.com for additional informaiton.

by Samantha Mazzotta

Q: The basement of the early-1900shome we recently purchased has sturdystone walls and a concrete floor but thereare a lot more creepy-crawlies than I'dlike. Short of fumigating the entire house,how can I get rid of these pests?

—Claudia H., Worcester, MAA: The first thing you'll want to do is

find where many of these pests are enter-ing the basement. Even if the walls andfloor are structurally sound and appear dry,very small cracks or holes may have devel-oped over the years. Ants are the easiest totrack: Find one of their trails, or create atrail by placing a small amount of crumbsin a pile on an otherwise clean floor.

Next, test how bad the house centipedeor beetle population may be, by settingdown sticky traps in the areas you lastsaw these pests. Even if you just catchone, it will confirm their presence.

A pest-control professional can do themost thorough job of eliminating thesecreatures, or you can find bug sprays spe-cific to these pests at home-improvementstores. If you don't want them coming back,you'll need to close up entry points andreduce the amount of moisture.

The basement may seem dry, but theappearance of house centipedes often sig-nals a moisture problem. Have a contrac-

tor specializing in basements evaluate thefloor and walls to find out if water is seep-ing in. Small cracks and gaps need to besealed using correct mortar or cement patch-ing material to allow for expansion andcontraction.

Meantime, look around the outside foun-dation of the house for potential water andbug magnets, like piles of leaves or oldmulch, drain spouts that are pouring waterdirectly down into the foundation ratherthan being extended out several feetaway, or firewood stacked against the wall.These issues can be dealt with quickly andeasily and can reduce both bug and waterissues.

Home Tip: Store boxes and place dirtylaundry containers on platforms or shelvesthat keep them off the ground in areasthat centipedes and spiders frequent.

Send your questions or home tipsto ask@thisisahammer.com

This Is A Hammer

Creepy-Crawlies

by JoAnn Derson

Line your pots and pans with plainpaper coffee filters to reduce scratches.Replace as needed.

To keep clothing on the hanger inyour closet, try the thin, velvet-linedones. If you can't find them, add stripsof rubber shelf liner to the tops of yourhangers, secured with a little duct tapeor safety pins.

If you have solar lights that stick inthe ground, you're going to love this:Grab one right out of the ground andflip a flowerpot over, stick it into thehole in the bottom of the pot, and you'vegot a nice little table lamp. Great if thepower goes out!

Here's an easy and healthy way toadd moisture and fiber to your burgersor meatballs: oatmeal. Add instead ofpackage bread crumbs, which can in-clude way too much unnecessarysugar or oils. The oats keep the meatnice and moist.

Fruit salad can be frozen in smallportions in the wells of a muffin tin.Press down and include juices. Whenfrozen, it can be removed and the result-ing frozen cups put in a freezer safe bagfor use in smoothies later.

Tank tops or scarves can be storedon a hanger to which you've attachedplastic shower rings. Simply thread thescarf or the tank straps through the ring.They make a nice presentation, andyou can fit many on the same hanger.

Send your tips to Here’s a Tip, c/oKing Features Weekly Service, P.O.Box 536475, Orlando, FL 32853-6475or e-mail at letters.kfwshearstsc.com

Here’s An Idea

Frozen Fruit Salad

September 26, 2014—Seniors Today—Page B-5

With great ceremony myhusband reached into hiscoat and pulled out myperfect birthday gift: a

tiny gray Persian kitten. We had beenmarried a few short months, but already Iwas experiencing the nesting urge.Children were still a few years off, and Ineeded something to cuddle and spoil.

Gilligan (named after my husband'sfavorite TV show) was a delightful addi-tion to our life. We were careful to raisehim with just the right mix of affectionand discipline, insisting on the best foodavailable and a regular play schedule.

My great pride in Gilligan was that hehad learned to walk on a leash. Yes, it wascertainly quite an accomplishment and hadtaken a great deal of diligence and persis-tence—but it had paid off.

My favorite outing was taking him forwalks in the mall. For some reason, myhusband never seemed to be available forthis venture.

One particular day I decided to dresshim up for our usual stroll through themall. The latest purchase was brought out,and a comical struggle ensued as we pro-ceeded to put on his new green, knit turtle-neck sweater.

This day seemed like any other day.Children smiled, adults commented to each

other, and groups of people stopped tostare, but it suddenly dawned on me thatshoppers seemed to be getting more thanthe usual enjoyment out of our performance.Smiles were more like snickers, and chuck-les had elements of hysterics. There hadbeen no drag on the leash, but I turned myhead to do a quick check anyway.

To my horror, there at the end of theleash was the cat, lying flat on his back withall fours reaching to the sky. He lookedrelaxed and quite comfortable with thenew traveling arrangements. I realized thisentire time I had been slowly draggingmy 20 pound cat around on the mall's slip-pery floor, on his back, in a green sweater!Drat that cat.

With lightning speed, I picked up Gilli-gan and tucked him under my arm, mak-ing a beeline for the exit. That was alsothe end of the leash walking. I figured nexttime we might find my picture in theevening paper under the heading BelieveIt or Not.

I'm sure there is some kind of moral tothis story, but I can't think of a single one.All I know is that at many dinner tablesthat night, the conversation probably startedwith, “You won't believe the woman I sawtoday at the mall.”

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Page B-6—Seniors Today—September 26, 2014

Practice Exclusively Dedicated To Vein Treatment

Creating Great Legs Everyday!

N. John Collucci, D.O., RPhS Charles I. Stein, M.D.

(386) 586-LEGG (5344)or 866-569-LEGG (5344)

Ormond Beach • 1414 West Granada Blvd. Palm Coast • 21 Hospital Drive, Ste. 260

Also Office In St. Augustine • Website: veintreatmentpalmcoast.com

Ten Years, 10,000 Successful TreatmentsAt Vein Treatment Center—Our experienced physicians provide onsite Diagnostic Duplex Ultrasound allowing for specific treatments

and procedures individualized for each patient.Varicose veins may be a challenge, but they can be resolved easily

with minimally invasive, outpatient procedures.• Local Physicians • Medicare Providers

• Florida Healthcare Providers• Three Convenient Locations

Rebecca M. BeckerElder Law Attorney & Mediator

Dedicated to helping you and your familybe prepared for whatever life brings.

“Legal preventive maintenance”for peace of mind. Providing for

your health care, your lovedones, and your property

through:• Health Care Directives &

DPOAs• Asset Protection

• Probate Avoidance• Medicaid

• Wills & Trusts• Probate

• Guardianships • Real Estate

“Personal & Confidential Attentionin a Comfortable Atmosphere”

Tel: 386-672-4365Ormond Beach, Floridawww.BeckerLaw.net

The hiring of a lawyer is an important decision that should not be based solely upon advertisements.Before you decide, ask us to send you free written information about qualifications and experience.

Let Us Help You With The Veteran's Assistance Program

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Welcome To… RRiivviieerraa1825 Ridgewood Ave. • Holly Hill

386-677-5000www.RivieraHollyHill.com

AL9473 2012© Five Star Quality Care, Inc.

Independent &Assisted Senior Living

by Sam Mazzotta

Dear Paw’s Corner: My border col-lie mix, Rex, was difficult to housetrainwhen he was a puppy, but thingssmoothed out for several years. Nowsuddenly he's pooping all over the houseagain. I scold him, he looks ashamedand whines, but then it happens again.How do a retrain an old, stubborn dog?

—Clark in Kansas CityDear Clark: Take Rex straight to

the vet. When an adult dog that had noissues with housetraining for severalyears suddenly develops issues, it's nota problem of stubbornness. Somethingelse is going on.

Incontinence is a somewhat commonproblem in senior dogs, as they developvarious physical problems with blad-der, kidneys, or muscles. In adult dogsthat haven't reached their expectedsenior age, eliminating in the house cansignal an infection or other disease. Inboth cases, pets need to be evaluated bya veterinarian.

Working out an appropriate treatmentmay take additional testing and, depend-ing on Rex's diagnosis, a bit of time towork out the right medications to give,

if any. You should also need to accom-modate his problem, hopefully on a tem-porary basis, by setting up disposable peepads appropriate to his size in each roomhe frequents.

A side anecdote: When my mother'saging German shepherd became incon-tinent, she rolled out spare carpet stripswherever he walked or rested. These shecould clean or dispose of when he hadan accident.

Train Rex to use the pads similar tohis original housetraining outdoors.

It's important to keep up his routine asmuch as possible: Take him for hiswalks at the same time as usual and feedhim at the same time (unless otherwisedirected by the vet).

Send your questions or comments toask@pawscorner.com

Pet CareDog Forgets Housetraining

September 26, 2014—Seniors Today—Page B-7

3641 S. Clyde Morris Blvd.Port Orange

www.PremierEyeClinic.com

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Accept Medicare And Most Health Insurances

Q. Jocelyn Ge, M.D., Ph.D.Board Certified Ophthalmologist

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• Cataract Surgery With Laser And Premium Lens Implant Options• Eyelid Surgery ● Glaucoma Treatment ● Diabetic Eye Care• Comprehensive Eye Exam ● Optical And Contact Lens Services

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386-253-0000

by Matilda Charles

Here are two items ofimportance to seniors.Time is limited so makesure you act on them.

Flu ShotsLate September or early October is

not too soon to get your flu shot. Nowwould be a good time to plan for it.The Centers for Disease Control andPrevention says the flu season can startas early as the beginning of October.

Did you know: There's a special high-dose flu vaccine for seniors age 65 andolder? The reason is that the regulardose doesn't always protect us becauseour immune system often is weakened.This vaccine is four times as strong,setting up a better immune response.

Did you know: That Medicare willpay for the vaccine? (As will most insur-ance under the Affordable Care Act.)

Did you know: You don't have to goto your doctor to get the flu shot. Thereare numerous other locations. To finda flu shot in your area, begin scoutingthe Internet at sites like cvs.com orflushot.healthmap.org or you can callyour local pharmacy.

Medicare Open EnrollmentOpen enrollment for Medicare begins

October 15 to change from the Origi-nal to an Advantage Plan, or vice versa.Don't confuse this with the Health Insur-ance Marketplace, which opens enroll-ment a month later. As a Medicarebeneficiary, it's illegal for a Market-place company to sell you a Marketplaceplan, so don't be taken in.

There is a caveat: If you have a Mar-ketplace plan and think you'll sign upfor Medicare later, beware that youmight be subject to a lifelong penalty ifyou enroll late.

Because of the variety of situations(Marketplace versus Medicare, Part Aversus Parts A and B), your best bet isto get advice from Medicare beforethe signup period begins if you're nowmoving from Marketplace to Medicare.Call them at 1-800-MEDICARE (1-800-633-4227).

Matilda Charles regrets that she can-not personally answer reader questions,but will incorporate them into her col-umn whenever possible. Send e-mail tocolumnreply2@gmail.com

Senior Service LineNews We Can Use

Page B-8—Seniors Today—September 26, 2014

by Samantha Weaver

A reporter once asked GeneralCharles de Gaulle, leader of the FreeFrench Forces during World War II andpresident of the French Fifth Republic,if he was happy. De Gaulle replied,“What do you take me for, an idiot?”

If you're like a million other Amer-icans, you admit to drinking Coke forbreakfast.

The next time you're planning a tripto Indiana, keep in mind that in thatstate it is illegal to talk behind a person'sback or engage in spiteful gossiping.

It's been claimed that prodigy Wil-liam James Sidis had the highest IQever recorded (though any record ofthe test has been lost). At the age of 18months, he was reading The New YorkTimes; by the time he was 8, he hadtaught himself Latin, Greek, French,Russian, German, Hebrew, Turkish, andArmenian, and had invented his ownlanguage he called Vendergood. At theage of 11 he became the youngest per-

son to enroll in Harvard University, andwhen he was 12 he lectured the Har-vard Mathematical Club on four-dimen-sional bodies. He graduated cum laudeat 16.

If you wanted to circle the equatorwith one-dollar bills, it would take257,588,120 of them.

In 1889, a magazine called The Lit-erary Digest made the following pre-diction: “The ordinary 'horseless car-riage' is at present a luxury for thewealthy, and although its price willprobably fall in the future, it will never,of course, come into as common useas the bicycle.”

Before Charlton Heston became afamous actor, he earned cash by serv-ing as an artists' model—and posed inthe nude.

Thought For The Day: “When Ineed to choose between two evils, Ialways like to try the one I have nevertried be fore.”

—Mae West

Strange But TrueCoke For Breakfast?

SEASONSThe Place Where Friends Are Family

Seasons A Memory Care CommunityEvery Detail Is Designed For Your Lifestyle

• All licensed nursing professionals on site• A customized care plan for each resident• Medication management • Three nutritious meals daily

• Weekly housekeeping and personal laundry• Incontinence management • Outdoor walking paths and gardening areas • Scheduled transportation • Secure, Coded Community

515 Tomoka Avenue Ormond Beach, FL 32174

386-671-2616www.seasonsbyriviera.com

AL9948 ©2011 Five Star Quality Care, Inc.

Businesses That Support The Seniors Of Our Community

Jim McHugh American Eldercare 386-523-6638Ed Pisani, Jr. Bounce Marketing Inc. 386-734-9600Mariann Darcangelo Cindy Ferrara State Farm 386-255-5321Cheryl Fredsall Daytona Beach Health And Rehab 386-252-3686Trish Mucciolo Daytona Lagoon 386.254.5020Marion Flom DeBary Manor Health & Rehab 386-624-2015Nicole Bahley DeBary Manor Health & Rehab 386-624-2015Kristi Kurek Deltona Health Care 386.847.1226Dorothy Ramseur Florida Lutheran 386-717-4170George Gonzalez Gentiva Home Care 386-279-9176Ann Tracy Gentiva Hospice 386.871.7766Shar Baron Good Samaritan Society 386-239-7575Theresa Clinard Halifax CAH 386.627.4834Dama Melendez Haven Hospice 386-262-5793Nicolle Cella Home Instead Senior Care 386-864-5918Angela Johnston ImageWorks 386.775,0165Becky Argeny JoyannaInsurance.com 386-427-1955Kris Fischer Juice Plus+ 386-405-1813Stephanie Coutavas medicarequote4u.org 386.451.4669Carmella White Oaktree Healthcare 386-767-4831Elsie J. Carter Oaktree Healthcare 386-767-4831Betty Wiley Parkside 407.493.7144Tammy Horn ResCare HomeCare 386-257-7070Katie Bauwens Senior Home Care 386-681-8016Courtney Canfield Sterling House Port Orange 386-589-4359Theresa Hopcraft Summerhaven Assisted Living 407-491-2817Mike Robinson Visiting Angels 386-717-8485John Long Vitas Innovative Hospice Care 386-366-6100Mike Wildern Will Doo 386.626.9700

ST PALs (Seniors Today Professional Advertising League) is a networkinggroup organized by Seniors Today newspaper and made up of professional peoplein our community that all have businesses that serve our seniors. The group wasthe first of its kind in this area, was formed over 15 years ago, and is the longestrunning networking group dedicated to seniors in the Volusia /Flagler area. STPALS prides itself on constantly networking to improve senior resources, enrichsenior lives, and provide quality services and care for our seniors. ST PALS iscommitted to meeting the needs of seniors in our community.

The following is a list of professionals who share the ST PALs commit-ment. Please be sure to consider their businesses when you have the need fortheir services:

September 26, 2014—Seniors Today—Page B-9

The History Channel

On Sept. 28, 1542, Portuguese ex-plorer Juan Rodriguez Cabrillo sailsinto present-day San Diego Bay dur-ing his explorations on behalf of Spain.Despite his reports of the appealingCalifornia coastline, the first Spanishsettlement was not established in Cal-ifornia for more than 200 years, whenFather Junipero Serra founded hismission at San Diego in 1769.

On Sept. 26, 1820, the great pioneer-ing frontiersman Daniel Boone dies inMissouri. The indefatigable voyagerwas 86. Boone was a symbol of thewestern pioneering spirit for manyAmericans. Ironically, though, he losthis Kentucky land holdings by failingto properly register them.

On Sept. 22, 1862, President Abra-ham Lincoln issues a preliminaryEmancipation Proclamation, which setsa date (Jan. 1, 1863) for the freedomof more than 3 million black slaves inthe United States and recasts the CivilWar as a fight against slavery.

On Sept. 23, 1908, a game betweenthe New York Giants and ChicagoCubs ends in 1-1 tie after a controver-sial call at second base. The officialsruled that Giants first baseman FredMerkle was out because he failed totouch second base, a call that has beendisputed ever since that day.

On Sept. 27, 1930, Atlanta golferBobby Jones wins his fourth majortournament of the year, making him thefirst person ever to win the “GrandSlam” of golf. Jones had the picture-perfect swing of every golfer's dreams,despite never having taken a lesson.

On Sept. 25, 1959, mob assassinsshoot and kill Anthony Carfano, knownas Little Augie Pisano, in New YorkCity on the orders of crime figure MeyerLansky. Lansky was estimated tohave accumulated as much as $300million in ill-gotten gains by the 1970s.He had an eighth-grade education,which put him far ahead of manyother criminals.

Moments In TimeCubs And Giants Game

Oct. 2 Hamburger Casserole,Dessert, & Beverage

Oct. 9 Pulled Pork Sandwich, Cole Slaw,Dessert, & Beverage

Oct. 16 Turkey Stew Over Stuffing,Dessert, & Beverage

Holy Cross Lutheran Church724 Big Tree Rd. • South Daytona

11:30 A.M. • Doors Open12 NOON • Lunch Served12:30 P.M. • Bingo Starts

Just $5

Lunch, Bingo, & Non-monetary Prizes

Reservations are required by noon the Tuesday prior.

Call The Office, Monday Thru Fridayat 386-767-6542

ReservationsRequired!

Page B-10—Seniors Today—September 26, 2014

The voice behind the “Excellence In Broadcasting”

Golden MicrophoneTune in to WNDB 1150

weekdays NOON to 3 P.M.or listen live on the Internet at

www.newsdaytonabeach.comFor sales and advertising information,

please call Mike Moltane, General SalesManager at 386-944-7744 or

e-mail: mmoltane@blackcrowmedia.com

RushLimbaugh

King’s CrosswordA

ns

we

rs

on

Pa

ge

B-1

1

ACROSS1 PC peripheral

6 Shrimp recipe

12 Tranquil

13 Establish by decree

14 Anti-elderly bias

15 Disguised, in a way

16 New Mexico resort

17 Tournament format

19 DDE's WWII command

20 Rooney of The Girl With the

Dragon Tattoo

22 Frat party prop

24 Lamb's dam

27 Showbiz egotist

29 Frat-party garb

32 Place for doctors-to-be

35 Poker variety

36 Oodles

37 Buck's mate

38 Coquettish

40 Blood line?

42 Grazing land

44 Somewhere out there

46 Works with

50 Raiments

52 Amount consumed

54 Big name in tableware

55 Small sofa

56 Cruel one

57 ___ up (excited)

DOWN1 Humongous

2 Black-and-white snack

3 Basic religious belief

4 Halves of 24-Down5 Monument6 To a degree7 Part of a really old telephone8 Commercials9 Indemnify

10 Painter Mondrian11 __ __European12 Took a meeting18 Ballet legend Anna21 Mil. staffer23 Biblical verb ending24 Type measures25 Drench26 Learned28 It shares a key with 830 Stickum

31 Hearty brew

33 Altar affirmative

34 Vegas-based TV series

39 Gridiron stats

41 Eccentric

42 Asian nation

43 Sicilian spouter

45 Accomplishment

47 Fill till full

48 ___ out (supplemented)

49 Witness

51 Square root of IX

53 Born

September 26, 2014—Seniors Today—Page B-11

Registration Begins at 8:30 A.M. Fun Walk & Activities at 9:30 A.M.–12 NOON

Port Orange Civic Center & Amphitheatre1000 City Center Circle

Register By Oct. 17, 2014— $20Register After Oct. 17, 2014— $25Register Child 12 & Under — $7

7th Annual“Sole

Support” For

Parkinson’sFun WalkSaturday,Nov. 1st

The “PD” Tulip is the unifying symbol

for ParkinsonAwareness

Hosted by: Parkinson Association

Of Greater Daytona Beach, Inc.A Chapter of the

National Parkinson Foundation

• Exhibitors • Food • Prizes • Goodie Bags • Entertainment

REGISTER NOWPlease Print Clearly.

Name:___________________________________________

Address:_________________________________________

City:_____________________________________________

State:______ ZIP:__________ Phone______-____________

Signature:_________________________________________

T-Shirt Size: S M L XL XXL (circle one)

Please make checks payable to Parkinson Association

and mail with completed entry form to: P.O. Box 4193 • Ormond Beach, FL 32175.

For more information, call Vince Kinsler at 386-676-6375.

Release Waiver must be signed at day of event registration.

2014

Crossword Puzzle

On Page B-10

Pudding Snacksby Healthy Exchanges

Who needs candy barswhen something thisrefreshing is wait-ing in the fridge?!

1 package Jell-O sugar-freestrawberry gelatin (4 serv.)

11⁄2 cups boiling water3⁄4 cup plain fat-free yogurt1 cup (2 medium) peeled and

diced fresh peaches

In a medium bowl, combine drygelatin, and boiling water. Addyogurt. Mix well using with a wirewhisk. Evenly divide diced peachesinto 4 dessert dishes. Spoon gelatinmixture evenly over peaches. Refrig-erate until set, about 2 hours. Makes 4servings.

Each serving equals: 44 calories,0g fat, 3g protein, 8g carb., 39mgsodium, 1g Fiber; Diabetic Exchanges:1⁄2 Fruit.

Favorite Foods

4