sessi 2a- table tvm

16
Table B-1 Future Value Interest Factor for One Dollar Compound at I Percent for Period 1% 2% 3% 4% 5% 6% 7% 1 1.010 1.020 1.030 1.040 1.050 1.060 1.070 2 1.020 1.040 1.061 1.082 1.103 1.124 1.145 3 1.030 1.061 1.093 1.125 1.158 1.191 1.225 4 1.041 1.082 1.126 1.170 1.216 1.262 1.311 5 1.051 1.104 1.159 1.217 1.276 1.338 1.403 6 1.062 1.126 1.194 1.265 1.340 1.419 1.501 7 1.072 1.149 1.230 1.316 1.407 1.504 1.606 8 1.083 1.172 1.267 1.369 1.477 1.594 1.718 9 1.094 1.195 1.305 1.423 1.551 1.689 1.838 10 1.105 1.219 1.344 1.480 1.629 1.791 1.967 11 1.116 1.243 1.384 1.539 1.710 1.898 2.105 12 1.127 1.268 1.426 1.601 1.796 2.012 2.252 13 1.138 1.294 1.469 1.665 1.886 2.133 2.410 14 1.149 1.319 1.513 1.732 1.980 2.261 2.579 15 1.161 1.346 1.558 1.801 2.079 2.397 2.759 16 1.173 1.373 1.605 1.873 2.183 2.540 2.952 17 1.184 1.400 1.653 1.948 2.292 2.693 3.159 18 1.196 1.428 1.702 2.026 2.407 2.854 3.380 19 1.208 1.457 1.754 2.107 2.527 3.026 3.617 20 1.220 1.486 1.806 2.191 2.653 3.207 3.870 21 1.232 1.516 1.860 2.279 2.786 3.400 4.141 22 1.245 1.546 1.916 2.370 2.925 3.604 4.430 23 1.257 1.577 1.974 2.465 3.072 3.820 4.741 24 1.270 1.608 2.033 2.563 3.225 4.049 5.072 25 1.282 1.641 2.094 2.666 3.386 4.292 5.427 26 1.295 1.673 2.157 2.772 3.556 4.549 5.807 27 1.308 1.707 2.221 2.883 3.733 4.822 6.214 28 1.321 1.741 2.288 2.999 3.920 5.112 6.649 29 1.335 1.776 2.357 3.119 4.116 5.418 7.114 30 1.348 1.811 2.427 3.243 4.322 5.743 7.612 31 1.361 1.848 2.500 3.373 4.538 6.088 8.145 32 1.375 1.885 2.575 3.508 4.765 6.453 8.715 33 1.389 1.922 2.652 3.648 5.003 6.841 9.325 34 1.403 1.961 2.732 3.794 5.253 7.251 9.978 35 1.417 2.000 2.814 3.946 5.516 7.686 10.677 36 1.431 2.040 2.898 4.104 5.792 8.147 11.424 37 1.445 2.081 2.985 4.268 6.081 8.636 12.224 38 1.460 2.122 3.075 4.439 6.385 9.154 13.079 39 1.474 2.165 3.167 4.616 6.705 9.704 13.995 40 1.489 2.208 3.262 4.801 7.040 10.286 14.974 41 1.504 2.252 3.360 4.993 7.392 10.903 16.023 42 1.519 2.297 3.461 5.193 7.762 11.557 17.144 43 1.534 2.343 3.565 5.400 8.150 12.250 18.344 44 1.549 2.390 3.671 5.617 8.557 12.985 19.628 45 1.565 2.438 3.782 5.841 8.985 13.765 21.002 46 1.580 2.487 3.895 6.075 9.434 14.590 22.473 47 1.596 2.536 4.012 6.318 9.906 15.466 24.046 48 1.612 2.587 4.132 6.571 10.401 16.394 25.729 49 1.628 2.639 4.256 6.833 10.921 17.378 27.530 50 1.645 2.692 4.384 7.107 11.467 18.420 29.457

Upload: florentina-andre

Post on 17-Sep-2015

222 views

Category:

Documents


1 download

DESCRIPTION

time value of money table

TRANSCRIPT

FVIFTable B-1Future Value Interest Factor for One Dollar Compound at I Percent for n Period: FVIF i,n = (1 + i )nPeriod1%2%3%4%5%6%7%8%9%10%11%12%13%14%15%16%17%18%19%20%i11.0101.0201.0301.0401.0501.0601.0701.0801.0901.1001.1101.1201.1301.1401.1501.1601.1701.1801.1901.2000.01021.0201.0401.0611.0821.1031.1241.1451.1661.1881.2101.2321.2541.2771.3001.3231.3461.3691.3921.4161.4400.02031.0301.0611.0931.1251.1581.1911.2251.2601.2951.3311.3681.4051.4431.4821.5211.5611.6021.6431.6851.7280.03041.0411.0821.1261.1701.2161.2621.3111.3601.4121.4641.5181.5741.6301.6891.7491.8111.8741.9392.0052.0740.04051.0511.1041.1591.2171.2761.3381.4031.4691.5391.6111.6851.7621.8421.9252.0112.1002.1922.2882.3862.4880.05061.0621.1261.1941.2651.3401.4191.5011.5871.6771.7721.8701.9742.0822.1952.3132.4362.5652.7002.8402.9860.06071.0721.1491.2301.3161.4071.5041.6061.7141.8281.9492.0762.2112.3532.5022.6602.8263.0013.1853.3793.5830.07081.0831.1721.2671.3691.4771.5941.7181.8511.9932.1442.3052.4762.6582.8533.0593.2783.5113.7594.0214.3000.08091.0941.1951.3051.4231.5511.6891.8381.9992.1722.3582.5582.7733.0043.2523.5183.8034.1084.4354.7855.1600.090101.1051.2191.3441.4801.6291.7911.9672.1592.3672.5942.8393.1063.3953.7074.0464.4114.8075.2345.6956.1920.100111.1161.2431.3841.5391.7101.8982.1052.3322.5802.8533.1523.4793.8364.2264.6525.1175.6246.1766.7777.4300.110121.1271.2681.4261.6011.7962.0122.2522.5182.8133.1383.4983.8964.3354.8185.3505.9366.5807.2888.0648.9160.120131.1381.2941.4691.6651.8862.1332.4102.7203.0663.4523.8834.3634.8985.4926.1536.8867.6998.5999.59610.6990.130141.1491.3191.5131.7321.9802.2612.5792.9373.3423.7974.3104.8875.5356.2617.0767.9889.00710.14711.42012.8390.140151.1611.3461.5581.8012.0792.3972.7593.1723.6424.1774.7855.4746.2547.1388.1379.26610.53911.97413.59015.4070.150161.1731.3731.6051.8732.1832.5402.9523.4263.9704.5955.3116.1307.0678.1379.35810.74812.33014.12916.17218.4880.160171.1841.4001.6531.9482.2922.6933.1593.7004.3285.0545.8956.8667.9869.27610.76112.46814.42616.67219.24422.1860.170181.1961.4281.7022.0262.4072.8543.3803.9964.7175.5606.5447.6909.02410.57512.37514.46316.87919.67322.90126.6230.180191.2081.4571.7542.1072.5273.0263.6174.3165.1426.1167.2638.61310.19712.05614.23216.77719.74823.21427.25231.9480.190201.2201.4861.8062.1912.6533.2073.8704.6615.6046.7278.0629.64611.52313.74316.36719.46123.10627.39332.42938.3380.200211.2321.5161.8602.2792.7863.4004.1415.0346.1097.4008.94910.80413.02115.66818.82222.57427.03432.32438.59146.005221.2451.5461.9162.3702.9253.6044.4305.4376.6598.1409.93412.10014.71417.86121.64526.18631.62938.14245.92355.206231.2571.5771.9742.4653.0723.8204.7415.8717.2588.95411.02613.55216.62720.36224.89130.37637.00645.00854.64966.247241.2701.6082.0332.5633.2254.0495.0726.3417.9119.85012.23915.17918.78823.21228.62535.23643.29753.10965.03279.497251.2821.6412.0942.6663.3864.2925.4276.8488.62310.83513.58517.00021.23126.46232.91940.87450.65862.66977.38895.396261.2951.6732.1572.7723.5564.5495.8077.3969.39911.91815.08019.04023.99130.16737.85747.41459.27073.94992.092114.475271.3081.7072.2212.8833.7334.8226.2147.98810.24513.11016.73921.32527.10934.39043.53555.00069.34587.260109.589137.371281.3211.7412.2882.9993.9205.1126.6498.62711.16714.42118.58023.88430.63339.20450.06663.80081.134102.967130.411164.845291.3351.7762.3573.1194.1165.4187.1149.31712.17215.86320.62426.75034.61644.69357.57574.00994.927121.501155.189197.814301.3481.8112.4273.2434.3225.7437.61210.06313.26817.44922.89229.96039.11650.95066.21285.850111.065143.371184.675237.376311.3611.8482.5003.3734.5386.0888.14510.86814.46219.19425.41033.55544.20158.08376.14499.586129.946169.177219.764284.852321.3751.8852.5753.5084.7656.4538.71511.73715.76321.11428.20637.58249.94766.21587.565115.520152.036199.629261.519341.822331.3891.9222.6523.6485.0036.8419.32512.67617.18223.22531.30842.09256.44075.485100.700134.003177.883235.563311.207410.186341.4031.9612.7323.7945.2537.2519.97813.69018.72825.54834.75247.14363.77786.053115.805155.443208.123277.964370.337492.224351.4172.0002.8143.9465.5167.68610.67714.78520.41428.10238.57552.80072.06998.100133.176180.314243.503327.997440.701590.668361.4312.0402.8984.1045.7928.14711.42415.96822.25130.91342.81859.13681.437111.834153.152209.164284.899387.037524.434708.802371.4452.0812.9854.2686.0818.63612.22417.24624.25434.00447.52866.23292.024127.491176.125242.631333.332456.703624.076850.562381.4602.1223.0754.4396.3859.15413.07918.62526.43737.40452.75674.180103.987145.340202.543281.452389.998538.910742.6511020.675391.4742.1653.1674.6166.7059.70413.99520.11528.81641.14558.55983.081117.506165.687232.925326.484456.298635.914883.7541224.810401.4892.2083.2624.8017.04010.28614.97421.72531.40945.25965.00193.051132.782188.884267.864378.721533.869750.3781051.6681469.772411.5042.2523.3604.9937.39210.90316.02323.46234.23649.78572.151104.217150.043215.327308.043439.317624.626885.4461251.4841763.726421.5192.2973.4615.1937.76211.55717.14425.33937.31854.76480.088116.723169.549245.473354.250509.607730.8131044.8271489.2662116.471431.5342.3433.5655.4008.15012.25018.34427.36740.67660.24088.897130.730191.590279.839407.387591.144855.0511232.8961772.2272539.765441.5492.3903.6715.6178.55712.98519.62829.55644.33766.26498.676146.418216.497319.017468.495685.7271000.4101454.8172108.9503047.718451.5652.4383.7825.8418.98513.76521.00231.92048.32772.890109.530163.988244.641363.679538.769795.4441170.4791716.6842509.6513657.262461.5802.4873.8956.0759.43414.59022.47334.47452.67780.180121.579183.666276.445414.594619.585922.7151369.4612025.6872986.4844388.714471.5962.5364.0126.3189.90615.46624.04637.23257.41888.197134.952205.706312.383472.637712.5221070.3491602.2692390.3113553.9165266.457481.6122.5874.1326.57110.40116.39425.72940.21162.58597.017149.797230.391352.992538.807819.4011241.6051874.6552820.5674229.1606319.749491.6282.6394.2566.83310.92117.37827.53043.42768.218106.719166.275258.038398.881614.239942.3111440.2622193.3463328.2695032.7017583.698501.6452.6924.3847.10711.46718.42029.45746.90274.358117.391184.565289.002450.736700.2331083.6571670.7042566.2153927.3575988.9149100.438

PVIFTable B-2Present Value Interest Factor for One Dollar Compound at I Percent for n Period: PVIF i,n = 1/(1 + i )nPeriod1%2%3%4%5%6%7%8%9%10%11%12%13%14%15%16%17%18%19%20%i10.9900.9800.9710.9620.9520.9430.9350.9260.9170.9090.9010.8930.8850.8770.8700.8620.8550.8470.8400.8330.01020.9800.9610.9430.9250.9070.8900.8730.8570.8420.8260.8120.7970.7830.7690.7560.7430.7310.7180.7060.6940.02030.9710.9420.9150.8890.8640.8400.8160.7940.7720.7510.7310.7120.6930.6750.6580.6410.6240.6090.5930.5790.03040.9610.9240.8880.8550.8230.7920.7630.7350.7080.6830.6590.6360.6130.5920.5720.5520.5340.5160.4990.4820.04050.9510.9060.8630.8220.7840.7470.7130.6810.6500.6210.5930.5670.5430.5190.4970.4760.4560.4370.4190.4020.05060.9420.8880.8370.7900.7460.7050.6660.6300.5960.5640.5350.5070.4800.4560.4320.4100.3900.3700.3520.3350.06070.9330.8710.8130.7600.7110.6650.6230.5830.5470.5130.4820.4520.4250.4000.3760.3540.3330.3140.2960.2790.07080.9230.8530.7890.7310.6770.6270.5820.5400.5020.4670.4340.4040.3760.3510.3270.3050.2850.2660.2490.2330.08090.9140.8370.7660.7030.6450.5920.5440.5000.4600.4240.3910.3610.3330.3080.2840.2630.2430.2250.2090.1940.090100.9050.8200.7440.6760.6140.5580.5080.4630.4220.3860.3520.3220.2950.2700.2470.2270.2080.1910.1760.1620.100110.8960.8040.7220.6500.5850.5270.4750.4290.3880.3500.3170.2870.2610.2370.2150.1950.1780.1620.1480.1350.110120.8870.7880.7010.6250.5570.4970.4440.3970.3560.3190.2860.2570.2310.2080.1870.1680.1520.1370.1240.1120.120130.8790.7730.6810.6010.5300.4690.4150.3680.3260.2900.2580.2290.2040.1820.1630.1450.1300.1160.1040.0930.130140.8700.7580.6610.5770.5050.4420.3880.3400.2990.2630.2320.2050.1810.1600.1410.1250.1110.0990.0880.0780.140150.8610.7430.6420.5550.4810.4170.3620.3150.2750.2390.2090.1830.1600.1400.1230.1080.0950.0840.0740.0650.150160.8530.7280.6230.5340.4580.3940.3390.2920.2520.2180.1880.1630.1410.1230.1070.0930.0810.0710.0620.0540.160170.8440.7140.6050.5130.4360.3710.3170.2700.2310.1980.1700.1460.1250.1080.0930.0800.0690.0600.0520.0450.170180.8360.7000.5870.4940.4160.3500.2960.2500.2120.1800.1530.1300.1110.0950.0810.0690.0590.0510.0440.0380.180190.8280.6860.5700.4750.3960.3310.2770.2320.1940.1640.1380.1160.0980.0830.0700.0600.0510.0430.0370.0310.190200.8200.6730.5540.4560.3770.3120.2580.2150.1780.1490.1240.1040.0870.0730.0610.0510.0430.0370.0310.0260.200210.8110.6600.5380.4390.3590.2940.2420.1990.1640.1350.1120.0930.0770.0640.0530.0440.0370.0310.0260.022220.8030.6470.5220.4220.3420.2780.2260.1840.1500.1230.1010.0830.0680.0560.0460.0380.0320.0260.0220.018230.7950.6340.5070.4060.3260.2620.2110.1700.1380.1120.0910.0740.0600.0490.0400.0330.0270.0220.0180.015240.7880.6220.4920.3900.3100.2470.1970.1580.1260.1020.0820.0660.0530.0430.0350.0280.0230.0190.0150.013250.7800.6100.4780.3750.2950.2330.1840.1460.1160.0920.0740.0590.0470.0380.0300.0240.0200.0160.0130.010260.7720.5980.4640.3610.2810.2200.1720.1350.1060.0840.0660.0530.0420.0330.0260.0210.0170.0140.0110.009270.7640.5860.4500.3470.2680.2070.1610.1250.0980.0760.0600.0470.0370.0290.0230.0180.0140.0110.0090.007280.7570.5740.4370.3330.2550.1960.1500.1160.0900.0690.0540.0420.0330.0260.0200.0160.0120.0100.0080.006290.7490.5630.4240.3210.2430.1850.1410.1070.0820.0630.0480.0370.0290.0220.0170.0140.0110.0080.0060.005300.7420.5520.4120.3080.2310.1740.1310.0990.0750.0570.0440.0330.0260.0200.0150.0120.0090.0070.0050.004310.7350.5410.4000.2960.2200.1640.1230.0920.0690.0520.0390.0300.0230.0170.0130.0100.0080.0060.0050.004320.7270.5310.3880.2850.2100.1550.1150.0850.0630.0470.0350.0270.0200.0150.0110.0090.0070.0050.0040.003330.7200.5200.3770.2740.2000.1460.1070.0790.0580.0430.0320.0240.0180.0130.0100.0070.0060.0040.0030.002340.7130.5100.3660.2640.1900.1380.1000.0730.0530.0390.0290.0210.0160.0120.0090.0060.0050.0040.0030.002350.7060.5000.3550.2530.1810.1300.0940.0680.0490.0360.0260.0190.0140.0100.0080.0060.0040.0030.0020.002360.6990.4900.3450.2440.1730.1230.0880.0630.0450.0320.0230.0170.0120.0090.0070.0050.0040.0030.0020.001370.6920.4810.3350.2340.1640.1160.0820.0580.0410.0290.0210.0150.0110.0080.0060.0040.0030.0020.0020.001380.6850.4710.3250.2250.1570.1090.0760.0540.0380.0270.0190.0130.0100.0070.0050.0040.0030.0020.0010.001390.6780.4620.3160.2170.1490.1030.0710.0500.0350.0240.0170.0120.0090.0060.0040.0030.0020.0020.0010.001400.6720.4530.3070.2080.1420.0970.0670.0460.0320.0220.0150.0110.0080.0050.0040.0030.0020.0010.0010.001410.6650.4440.2980.2000.1350.0920.0620.0430.0290.0200.0140.0100.0070.0050.0030.0020.0020.0010.0010.001420.6580.4350.2890.1930.1290.0870.0580.0390.0270.0180.0120.0090.0060.0040.0030.0020.0010.0010.0010.000430.6520.4270.2810.1850.1230.0820.0550.0370.0250.0170.0110.0080.0050.0040.0020.0020.0010.0010.0010.000440.6450.4180.2720.1780.1170.0770.0510.0340.0230.0150.0100.0070.0050.0030.0020.0010.0010.0010.0000.000450.6390.4100.2640.1710.1110.0730.0480.0310.0210.0140.0090.0060.0040.0030.0020.0010.0010.0010.0000.000460.6330.4020.2570.1650.1060.0690.0440.0290.0190.0120.0080.0050.0040.0020.0020.0010.0010.0000.0000.000470.6260.3940.2490.1580.1010.0650.0420.0270.0170.0110.0070.0050.0030.0020.0010.0010.0010.0000.0000.000480.6200.3870.2420.1520.0960.0610.0390.0250.0160.0100.0070.0040.0030.0020.0010.0010.0010.0000.0000.000490.6140.3790.2350.1460.0920.0580.0360.0230.0150.0090.0060.0040.0030.0020.0010.0010.0000.0000.0000.000500.6080.3720.2280.1410.0870.0540.0340.0210.0130.0090.0050.0030.0020.0010.0010.0010.0000.0000.0000.000

FVIFATable B-3Future Value Interest Factor for One-Dollar Ordinary Annuity Compounded at I Percent for n Period: FVIFA i,n = S(1 + i )t-1Period1%2%3%4%5%6%7%8%9%10%11%12%13%14%15%16%17%18%19%20%i11.0001.0001.0001.0001.0001.0001.0001.0001.0001.0001.0001.0001.0001.0001.0001.0001.0001.0001.0001.0000.01022.0102.0202.0302.0402.0502.0602.0702.0802.0902.1002.1102.1202.1302.1402.1502.1602.1702.1802.1902.2000.02033.0303.0603.0913.1223.1533.1843.2153.2463.2783.3103.3423.3743.4073.4403.4733.5063.5393.5723.6063.6400.03044.0604.1224.1844.2464.3104.3754.4404.5064.5734.6414.7104.7794.8504.9214.9935.0665.1415.2155.2915.3680.04055.1015.2045.3095.4165.5265.6375.7515.8675.9856.1056.2286.3536.4806.6106.7426.8777.0147.1547.2977.4420.05066.1526.3086.4686.6336.8026.9757.1537.3367.5237.7167.9138.1158.3238.5368.7548.9779.2079.4429.6839.9300.06077.2147.4347.6627.8988.1428.3948.6548.9239.2009.4879.78310.08910.40510.73011.06711.41411.77212.14212.52312.9160.07088.2868.5838.8929.2149.5499.89710.26010.63711.02811.43611.85912.30012.75713.23313.72714.24014.77315.32715.90216.4990.08099.3699.75510.15910.58311.02711.49111.97812.48813.02113.57914.16414.77615.41616.08516.78617.51918.28519.08619.92320.7990.0901010.46210.95011.46412.00612.57813.18113.81614.48715.19315.93716.72217.54918.42019.33720.30421.32122.39323.52124.70925.9590.1001111.56712.16912.80813.48614.20714.97215.78416.64517.56018.53119.56120.65521.81423.04524.34925.73327.20028.75530.40432.1500.1101212.68313.41214.19215.02615.91716.87017.88818.97720.14121.38422.71324.13325.65027.27129.00230.85032.82434.93137.18039.5810.1201313.80914.68015.61816.62717.71318.88220.14121.49522.95324.52326.21228.02929.98532.08934.35236.78639.40442.21945.24448.4970.1301414.94715.97417.08618.29219.59921.01522.55024.21526.01927.97530.09532.39334.88337.58140.50543.67247.10350.81854.84159.1960.1401516.09717.29318.59920.02421.57923.27625.12927.15229.36131.77234.40537.28040.41743.84247.58051.66056.11060.96566.26172.0350.1501617.25818.63920.15721.82523.65725.67327.88830.32433.00335.95039.19042.75346.67250.98055.71760.92566.64972.93979.85087.4420.1601718.43020.01221.76223.69825.84028.21330.84033.75036.97440.54544.50148.88453.73959.11865.07571.67378.97987.06896.022105.9310.1701819.61521.41223.41425.64528.13230.90633.99937.45041.30145.59950.39655.75061.72568.39475.83684.14193.406103.740115.266128.1170.1801920.81122.84125.11727.67130.53933.76037.37941.44646.01851.15956.93963.44070.74978.96988.21298.603110.285123.414138.166154.7400.1902022.01924.29726.87029.77833.06636.78640.99545.76251.16057.27564.20372.05280.94791.025102.444115.380130.033146.628165.418186.6880.2002123.23925.78328.67631.96935.71939.99344.86550.42356.76564.00272.26581.69992.470104.768118.810134.841153.139174.021197.847225.0262224.47227.29930.53734.24838.50543.39249.00655.45762.87371.40381.21492.503105.491120.436137.632157.415180.172206.345236.438271.0312325.71628.84532.45336.61841.43046.99653.43660.89369.53279.54391.148104.603120.205138.297159.276183.601211.801244.487282.362326.2372426.97330.42234.42639.08344.50250.81658.17766.76576.79088.497102.174118.155136.831158.659184.168213.978248.808289.494337.010392.4842528.24332.03036.45941.64647.72754.86563.24973.10684.70198.347114.413133.334155.620181.871212.793249.214292.105342.603402.042471.9812629.52633.67138.55344.31251.11359.15668.67679.95493.324109.182127.999150.334176.850208.333245.712290.088342.763405.272479.431567.3772730.82135.34440.71047.08454.66963.70674.48487.351102.723121.100143.079169.374200.841238.499283.569337.502402.032479.221571.522681.8532832.12937.05142.93149.96858.40368.52880.69895.339112.968134.210159.817190.699227.950272.889327.104392.503471.378566.481681.112819.2232933.45038.79245.21952.96662.32373.64087.347103.966124.135148.631178.397214.583258.583312.094377.170456.303552.512669.447811.523984.0683034.78540.56847.57556.08566.43979.05894.461113.283136.308164.494199.021241.333293.199356.787434.745530.312647.439790.948966.7121181.8823136.13342.37950.00359.32870.76184.802102.073123.346149.575181.943221.913271.293332.315407.737500.957616.162758.504934.3191151.3871419.2583237.49444.22752.50362.70175.29990.890110.218134.214164.037201.138247.324304.848376.516465.820577.100715.747888.4491103.4961371.1511704.1093338.86946.11255.07866.21080.06497.343118.933145.951179.800222.252275.529342.429426.463532.035664.666831.2671040.4861303.1251632.6702045.9313440.25848.03457.73069.85885.067104.184128.259158.627196.982245.477306.837384.521482.903607.520765.365965.2701218.3681538.6881943.8772456.1183541.66049.99460.46273.65290.320111.435138.237172.317215.711271.024341.590431.663546.681693.573881.1701120.7131426.4911816.6522314.2142948.3413643.07751.99463.27677.59895.836119.121148.913187.102236.125299.127380.164484.463618.749791.6731014.3461301.0271669.9942144.6492754.9143539.0093744.50854.03466.17481.702101.628127.268160.337203.070258.376330.039422.982543.599700.187903.5071167.4981510.1911954.8942531.6863279.3484247.8113845.95356.11569.15985.970107.710135.904172.561220.316282.630364.043470.511609.831792.2111030.9981343.6221752.8222288.2252988.3893903.4245098.3733947.41258.23772.23490.409114.095145.058185.640238.941309.066401.448523.267684.010896.1981176.3381546.1652034.2732678.2243527.2994646.0756119.0484048.88660.40275.40195.026120.800154.762199.635259.057337.882442.593581.826767.0911013.7041342.0251779.0902360.7573134.5224163.2135529.8297343.8584150.37562.61078.66399.827127.840165.048214.610280.781369.292487.852646.827860.1421146.4861530.9092046.9542739.4783668.3914913.5916581.4968813.6294251.87964.86282.023104.820135.232175.951230.632304.244403.528537.637718.978964.3591296.5291746.2362354.9973178.7954293.0175799.0387832.98110577.3554353.39867.15985.484110.012142.993187.508247.776329.583440.846592.401799.0651081.0831466.0781991.7092709.2463688.4025023.8306843.8659322.24712693.8264454.93269.50389.048115.413151.143199.758266.121356.950481.522652.641887.9631211.8131657.6682271.5483116.6334279.5465878.8818076.76011094.47415233.5924556.48171.89392.720121.029159.700212.744285.749386.506525.859718.905986.6391358.2301874.1652590.5653585.1284965.2746879.2919531.57713203.42418281.3104658.04674.33196.501126.871168.685226.508306.752418.426574.186791.7951096.1691522.2182118.8062954.2444123.8985760.7188049.77011248.26115713.07521938.5724759.62676.817100.397132.945178.119241.099329.224452.900626.863871.9751217.7471705.8842395.2513368.8384743.4826683.4339419.23113273.94818699.55926327.2864861.22379.354104.408139.263188.025256.565353.270490.132684.280960.1721352.7001911.5902707.6333841.4755456.0057753.78211021.50015664.25922253.47531593.7444962.83581.941108.541145.834198.427272.958378.999530.343746.8661057.1901502.4972141.9813060.6264380.2826275.4058995.38712896.15518484.82526482.63637913.4925064.46384.579112.797152.667209.348290.336406.529573.770815.0841163.9091668.7712400.0183459.5074994.5217217.71610435.64915089.50221813.09431515.33645497.191

PVIFATable B-4Present Value Interest Factor for One-Dollar Annuity Discounted at i Percent for n Period: PVIFA i,n = S 1/(1 + i )t-1Period1%2%3%4%5%6%7%8%9%10%11%12%13%14%15%16%17%18%19%20%i10.9900.9800.9710.9620.9520.9430.9350.9260.9170.9090.9010.8930.8850.8770.8700.8620.8550.8470.8400.8330.01021.9701.9421.9131.8861.8591.8331.8081.7831.7591.7361.7131.6901.6681.6471.6261.6051.5851.5661.5471.5280.02032.9412.8842.8292.7752.7232.6732.6242.5772.5312.4872.4442.4022.3612.3222.2832.2462.2102.1742.1402.1060.03043.9023.8083.7173.6303.5463.4653.3873.3123.2403.1703.1023.0372.9742.9142.8552.7982.7432.6902.6392.5890.04054.8534.7134.5804.4524.3294.2124.1003.9933.8903.7913.6963.6053.5173.4333.3523.2743.1993.1273.0582.9910.05065.7955.6015.4175.2425.0764.9174.7674.6234.4864.3554.2314.1113.9983.8893.7843.6853.5893.4983.4103.3260.06076.7286.4726.2306.0025.7865.5825.3895.2065.0334.8684.7124.5644.4234.2884.1604.0393.9223.8123.7063.6050.07087.6527.3257.0206.7336.4636.2105.9715.7475.5355.3355.1464.9684.7994.6394.4874.3444.2074.0783.9543.8370.08098.5668.1627.7867.4357.1086.8026.5156.2475.9955.7595.5375.3285.1324.9464.7724.6074.4514.3034.1634.0310.090109.4718.9838.5308.1117.7227.3607.0246.7106.4186.1455.8895.6505.4265.2165.0194.8334.6594.4944.3394.1920.1001110.3689.7879.2538.7608.3067.8877.4997.1396.8056.4956.2075.9385.6875.4535.2345.0294.8364.6564.4864.3270.1101211.25510.5759.9549.3858.8638.3847.9437.5367.1616.8146.4926.1945.9185.6605.4215.1974.9884.7934.6114.4390.1201312.13411.34810.6359.9869.3948.8538.3587.9047.4877.1036.7506.4246.1225.8425.5835.3425.1184.9104.7154.5330.1301413.00412.10611.29610.5639.8999.2958.7458.2447.7867.3676.9826.6286.3026.0025.7245.4685.2295.0084.8024.6110.1401513.86512.84911.93811.11810.3809.7129.1088.5598.0617.6067.1916.8116.4626.1425.8475.5755.3245.0924.8764.6750.1501614.71813.57812.56111.65210.83810.1069.4478.8518.3137.8247.3796.9746.6046.2655.9545.6685.4055.1624.9384.7300.1601715.56214.29213.16612.16611.27410.4779.7639.1228.5448.0227.5497.1206.7296.3736.0475.7495.4755.2224.9904.7750.1701816.39814.99213.75412.65911.69010.82810.0599.3728.7568.2017.7027.2506.8406.4676.1285.8185.5345.2735.0334.8120.1801917.22615.67814.32413.13412.08511.15810.3369.6048.9508.3657.8397.3666.9386.5506.1985.8775.5845.3165.0704.8430.1902018.04616.35114.87713.59012.46211.47010.5949.8189.1298.5147.9637.4697.0256.6236.2595.9295.6285.3535.1014.8700.2002118.85717.01115.41514.02912.82111.76410.83610.0179.2928.6498.0757.5627.1026.6876.3125.9735.6655.3845.1274.8912219.66017.65815.93714.45113.16312.04211.06110.2019.4428.7728.1767.6457.1706.7436.3596.0115.6965.4105.1494.9092320.45618.29216.44414.85713.48912.30311.27210.3719.5808.8838.2667.7187.2306.7926.3996.0445.7235.4325.1674.9252421.24318.91416.93615.24713.79912.55011.46910.5299.7078.9858.3487.7847.2836.8356.4346.0735.7465.4515.1824.9372522.02319.52317.41315.62214.09412.78311.65410.6759.8239.0778.4227.8437.3306.8736.4646.0975.7665.4675.1954.9482622.79520.12117.87715.98314.37513.00311.82610.8109.9299.1618.4887.8967.3726.9066.4916.1185.7835.4805.2064.9562723.56020.70718.32716.33014.64313.21111.98710.93510.0279.2378.5487.9437.4096.9356.5146.1365.7985.4925.2154.9642824.31621.28118.76416.66314.89813.40612.13711.05110.1169.3078.6027.9847.4416.9616.5346.1525.8105.5025.2234.9702925.06621.84419.18816.98415.14113.59112.27811.15810.1989.3708.6508.0227.4706.9836.5516.1665.8205.5105.2294.9753025.80822.39619.60017.29215.37213.76512.40911.25810.2749.4278.6948.0557.4967.0036.5666.1775.8295.5175.2354.9793126.54222.93820.00017.58815.59313.92912.53211.35010.3439.4798.7338.0857.5187.0206.5796.1875.8375.5235.2394.9823227.27023.46820.38917.87415.80314.08412.64711.43510.4069.5268.7698.1127.5387.0356.5916.1965.8445.5285.2434.9853327.99023.98920.76618.14816.00314.23012.75411.51410.4649.5698.8018.1357.5567.0486.6006.2035.8495.5325.2464.9883428.70324.49921.13218.41116.19314.36812.85411.58710.5189.6098.8298.1577.5727.0606.6096.2105.8545.5365.2494.9903529.40924.99921.48718.66516.37414.49812.94811.65510.5679.6448.8558.1767.5867.0706.6176.2155.8585.5395.2514.9923630.10825.48921.83218.90816.54714.62113.03511.71710.6129.6778.8798.1927.5987.0796.6236.2205.8625.5415.2534.9933730.80025.96922.16719.14316.71114.73713.11711.77510.6539.7068.9008.2087.6097.0876.6296.2245.8655.5435.2554.9943831.48526.44122.49219.36816.86814.84613.19311.82910.6919.7338.9198.2217.6187.0946.6346.2285.8675.5455.2564.9953932.16326.90322.80819.58417.01714.94913.26511.87910.7269.7578.9368.2337.6277.1006.6386.2315.8695.5475.2574.9964032.83527.35523.11519.79317.15915.04613.33211.92510.7579.7798.9518.2447.6347.1056.6426.2335.8715.5485.2584.9974133.50027.79923.41219.99317.29415.13813.39411.96710.7879.7998.9658.2537.6417.1106.6456.2365.8735.5495.2594.9974234.15828.23523.70120.18617.42315.22513.45212.00710.8139.8178.9778.2627.6477.1146.6486.2385.8745.5505.2604.9984334.81028.66223.98220.37117.54615.30613.50712.04310.8389.8348.9898.2707.6527.1176.6506.2395.8755.5515.2604.9984435.45529.08024.25420.54917.66315.38313.55812.07710.8619.8498.9998.2767.6577.1206.6526.2415.8765.5525.2614.9984536.09529.49024.51920.72017.77415.45613.60612.10810.8819.8639.0088.2837.6617.1236.6546.2425.8775.5525.2614.9994636.72729.89224.77520.88517.88015.52413.65012.13710.9009.8759.0168.2887.6647.1266.6566.2435.8785.5535.2614.9994737.35430.28725.02521.04317.98115.58913.69212.16410.9189.8879.0248.2937.6687.1286.6576.2445.8795.5535.2624.9994837.97430.67325.26721.19518.07715.65013.73012.18910.9349.8979.0308.2977.6717.1306.6596.2455.8795.5545.2624.9994938.58831.05225.50221.34118.16915.70813.76712.21210.9489.9069.0368.3017.6737.1316.6606.2465.8805.5545.2624.9995039.19631.42425.73021.48218.25615.76213.80112.23310.9629.9159.0428.3047.6757.1336.6616.2465.8805.5545.2624.999