shopping annuity presentation march 2015 v9

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THE SHOPPING ANNUITY ® CONVERT SPENDING INTO EARNING

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Page 1: Shopping Annuity Presentation MARCH 2015  V9

THE SHOPPING ANNUITY®CONVERT SPENDING INTO EARNING

Page 2: Shopping Annuity Presentation MARCH 2015  V9

SYSTEM OF

SUCCESS

Page 3: Shopping Annuity Presentation MARCH 2015  V9

Market America’s number one selling product is its UnFranchise Business System

“System for entrepreneurs to create a significant ongoing income, while providing consumers with a better way to shop. ”

At the heart of this system is Market America’s Management Performance Compensation Plan (MPCP) that rewards each UnFranchise Owner (UFO) for changing what they shop for and how they shop for it.

Page 4: Shopping Annuity Presentation MARCH 2015  V9

UnFranchise® Ongoing Income

Equivalent Investment

earning at 4% $1,500 / Month

(Executive coordinator/ Master)$450,000

$5,000 / Month (Professional coordinator)

$1,600,000

$10,000 / Month(National supervising)

$3,200,000

$18,000 / Month (Director)

$5,850,000

$36,000 / Month ( Field Vice President)

$12,000,000

Will you have this cash invested in the bank at today’s rates ?

UnFranchise® Income vs.

The 4% Rule Investment

Page 5: Shopping Annuity Presentation MARCH 2015  V9

WHAT IS AN ANNUITY

An “Annuity” is a process by which a fixed payment is made to you at specified intervals for a specified length of time.

To fund the “Annuity” you must contribute a fixed sum payment before payouts to you may begin.

Page 6: Shopping Annuity Presentation MARCH 2015  V9

WHAT IS ASHOPPING ANNUITY®

Page 7: Shopping Annuity Presentation MARCH 2015  V9

The Shopping Annuity® works the same way with one major difference:

A UFO’s specified fixed sum payment is made not in legal tender, but in time & changed shopping habits.

You create your “fixed sum payment” by redirecting purchases you’re already making to SHOP.COM to fund your Shopping Annuity.

By performing the 4 Basic Steps in the Shopping Annuity Handbook and ensuring all business partners within your two sales and distribution organizations duplicate these steps, you can reasonably expect to earn $1500 per week or more forever!

Page 8: Shopping Annuity Presentation MARCH 2015  V9

TRADITIONAL ANNUITY:You must have discretionary income to make fixed sum payments which fund your annuity.

SHOPPING ANNUITY®:By redirecting money you are already spending to SHOP.COM, you create your “fixed sum payment” to fund your Shopping Annuity.

Page 9: Shopping Annuity Presentation MARCH 2015  V9

Shopping Annuity = Economic Alchemy

SHOP.COM THE

ADVANTAGE REFERRAL

THE

TRACKING SYSTEM

Cashback, coupon codes, comparison

shopping, hot deals, better products at

better prices and a better way to shop.

Market America can track and capture all your purchases from our stores, brands and merchants.

When you or anyone you lead to directly or indirectly, makes a purchase you get credit in the form of a social currency called BV and IBV.

That currency accumulates and when it reaches certain thresholds, you earn a residual income through the MPCP.

Page 10: Shopping Annuity Presentation MARCH 2015  V9

It’s an Idea who’s time has come

Because of the Referral Tracking System, we can leverage our collective buying power to:

CONVERT MARGINS INTO AN ONGOING INCOME

FORCE PRICES DOWN

GET BETTER MARGINS AND GIVE INCREASED BV AND IBV, THEREBY, INCREASING YOUR RESIDUAL INCOME

With people power, the power of numbers, The Referral Tracking system, the MPCP, the SHOP.COM advantage… it’s time has come and it can’t be stopped.

Page 11: Shopping Annuity Presentation MARCH 2015  V9

You can reasonably expect to earn $1500 - $3600 / week in perpetuity

You can will this asset to family and generations to come.

Willable Asset

Page 12: Shopping Annuity Presentation MARCH 2015  V9

You’re Already Spending It…

Why Not Convert Your Spending Into Earning?

Page 13: Shopping Annuity Presentation MARCH 2015  V9

Income and Household StatisticsThe following is from the Bureau of Labor Statistics, Table 1400 Consumer Expenditures 2013, based on consumer unit www.bls.gov/cex

$63,784

$56,352

$51,100AVERAGE

CONSUMER UNIT CHARACTERISTICS:

INCOME BEFORE TAXES

INCOME AFTER TAXES

TOTAL AVERAGE ANNUAL EXPENDITURES

AVERAGE NUMBER IN CONSUMER UNIT:

People

2.5

Children under 18

0.6

Adults 65 and older

0.3

Earners

1.3

Vehicles

1.9

Women

53%

Men

47%

Page 14: Shopping Annuity Presentation MARCH 2015  V9

Later, you will go through a simple exercise to identify how your monthly spending compares to the average spending.

Where does the money go?

Food

Housing

Apparel & Service

Transportation

Healthcare

Entertainment

Personal Care Product & Service

Reading

MISCELLANEOUS

SHOPPING ANNUITY ITEMS PURCHASEABLE ON SHOP.COM Consumer Units Sub Total

Food at home 3,977

Cereals and bakery products 544

Cereals and cereal products 185

Bakery products 359

Meats, poultry, fish, and eggs 856

Beef 219

Pork 170

Poultry 170

Fish and seafood 122

Processed fruits 115

Processed vegetables 130

Other food at home 1,412

Food away from home 2,625

Alcoholic beverages 445

6,602

Page 15: Shopping Annuity Presentation MARCH 2015  V9

Where does the money go?

Food

Housing

Apparel & Service

Transportation

Healthcare

Entertainment

Personal Care Product & Service

Reading

MISCELLANEOUS

SHOPPING ANNUITY ITEMS PURCHASEABLE ON SHOP.COM Consumer Units Sub Total

Maintenance, repairs, insurance, other expenses 1,182

Residential phone service, VOIP, and phone cards 358

Cellular phone service 913

Other household expenses 776

Laundry and cleaning supplies 154

Other household products 350

Household textiles 97

Furniture 382

Floor coverings 20

Major appliances 214

Small appliances, miscellaneous housewares 100

Miscellaneous household equipment 727

5,273

Later, you will go through a simple exercise to identify how your monthly spending compares to the average spending.

Page 16: Shopping Annuity Presentation MARCH 2015  V9

Where does the money go?

Food

Housing

Apparel & Service

Transportation

Healthcare

Entertainment

Personal Care Product & Service

Reading

MISCELLANEOUS

SHOPPING ANNUITY ITEMS PURCHASEABLE ON SHOP.COM Consumer Units Sub Total

1,604 1,604

835 835

APPAREL AND SERVICES

MAINTENANCE AND REPAIRS

835605

DRUGS

835MEDICAL SERVICES

Later, you will go through a simple exercise to identify how your monthly spending compares to the average spending.

Page 17: Shopping Annuity Presentation MARCH 2015  V9

Where does the money go?

Food

Housing

Apparel & Service

Transportation

Healthcare

Entertainment

Personal Care Product & Service

Reading

MISCELLANEOUS

SHOPPING ANNUITY ITEMS PURCHASEABLE ON SHOP.COM Consumer Units Sub Total

PERSONAL CARE PRODUCTS & SERVICES

READING

MISC (30%)

FEES AND ADMISSIONS 569

AUDIO AND VISUAL EQUIPMENT AND SERVICES 964

PETS, TOYS, HOBBIES, AND PLAYGROUND EQUIPMENT 596

OTHER ENTERTAINMENT SUPPLIES, EQUIPMENT, AND SERVICES 353

2,482

608

102

645

608

102

645

Later, you will go through a simple exercise to identify how your monthly spending compares to the average spending.

Page 18: Shopping Annuity Presentation MARCH 2015  V9

How does your monthly spending compare to the average monthly spending?

Food

Housing

Apparel & Service

Transportation

Healthcare

Entertainment

Personal Care Product & Service

Reading

MISCELLANEOUS

Annual Total

$18,750

Monthly Total

$1,562

Later, you will go through a simple exercise to identify how your monthly spending compares to the average spending.

Page 19: Shopping Annuity Presentation MARCH 2015  V9

Exclusive

Start identifying which of the company’s exclusive brands you

could use instead of other brands to fund your Shopping Annuity®.

Brands

BETTER PRODUCTS

BETTER PRICES CASHBACK!

Page 20: Shopping Annuity Presentation MARCH 2015  V9

Better Product, Better Price

Page 21: Shopping Annuity Presentation MARCH 2015  V9

Better Product, Better Price

OMEGA III

Page 22: Shopping Annuity Presentation MARCH 2015  V9

Better Product, Better Price

Page 23: Shopping Annuity Presentation MARCH 2015  V9
Page 24: Shopping Annuity Presentation MARCH 2015  V9

Cashback

Page 25: Shopping Annuity Presentation MARCH 2015  V9

Comparison Shopping

Page 26: Shopping Annuity Presentation MARCH 2015  V9

HOTDEALS

Page 27: Shopping Annuity Presentation MARCH 2015  V9

ShopBuddy

Page 28: Shopping Annuity Presentation MARCH 2015  V9

It Begins by Adjusting Your

SHOPPING BEHAVIOR

S

How Do You Fund Your Shopping Annuity®?

Page 29: Shopping Annuity Presentation MARCH 2015  V9

Brick and Mortar Click and Orderto

Page 30: Shopping Annuity Presentation MARCH 2015  V9

=MONEY

SAVEDMONEY

EARNED

GAS

SAVING

WEAR AND TEAR ON YOURCAR SAVINGS

$1,627 per year for Wear and Tear on Your Car

40%

40% Gas is used to go shopping

Avg. Spend Gas per/yr. $2,912

$1,165 gas on shopping

Page 31: Shopping Annuity Presentation MARCH 2015  V9

=MONEY

SAVEDMONEY

EARNED

Cost of Time Spent on Trips Per Year $6,352

Your Annual Income $109,000

Hours Worked Per Week 40

$52.40What Your Time is Worth Per Hour

Number of Times Per Week You Take a Trip to a Store 4

35Minutes Spent Per Trip

Your Time is Worth Money

Was your trip worth it?

Yes or No?

Page 32: Shopping Annuity Presentation MARCH 2015  V9

THAT’S A LOT OF SAVINGS!

And those savings don’t include price savings on purchases, Cashback, and duplicating it with your team!

Complete the Shopping Annuity® Assessment to identity your personal potential savings.

$1,627 Wear and tear on

your vehicle

$1,165 40% of gas $2,912

$6,352 Value of Your time

$9,144 Per Year

=MONEY

SAVEDMONEY

EARNED

Page 33: Shopping Annuity Presentation MARCH 2015  V9

The Shopping Annuity®

Creates Economic Synergy

Save Money

Earn Money

Duplicate the process with your organization & customers to accelerate and increase residual income!

Create your “Fixed Sum” Payment using your current spending to create a residual income for yourself

Page 34: Shopping Annuity Presentation MARCH 2015  V9

A Forced Multiplier for Stronger Results

The Shopping Annuity acts as a forced multiplier to accelerate a residual income generated by the MPCP.

The Shopping Annuity® takes 75% fewer people to

earn the same amount of commissions.

Current UFOs earning commissions can

increase their income 50% to 100% from

their existing business.

The Shopping Annuity is rocket fuel for the MPCP, helping you and your team generate a residual income of $187,000 per year.

New UFOs will earn commissions and achieve

new UnFranchise Levels faster by leveraging the

Shopping Annuity.

Page 35: Shopping Annuity Presentation MARCH 2015  V9

$600 each month (BV) & $300 every third month (IBV)

50 x 50 BV = 2,500 BV 50 x 10 IBV = 500 IBV 50 x 50 BV = 2,500 BV 50 x 10 IBV = 500 IBV

Page 36: Shopping Annuity Presentation MARCH 2015  V9

50 x 500 BV = 25,000BV

50 x 200 IBV = 10,000 IBV

50 x 500 BV = 25,000 BV

50 x 200 IBV = 10,000 IBV

$7,500 each month (BV) & $3,000 every month (IBV)

Page 37: Shopping Annuity Presentation MARCH 2015  V9

The Shopping Annuity® takes 75% fewer people to earn the same amount of

commissions!

Page 38: Shopping Annuity Presentation MARCH 2015  V9

It’s Your Choice

You can continue to spend money and make other companies and people

money

You can Convert Your Spending into Earning with the Shopping Annuity® and help make yourself money?

OR

WHICH DO YOU PREFER?

Page 39: Shopping Annuity Presentation MARCH 2015  V9

THE SHOPPING ANNUITY®

FUNDING PLAN

Page 40: Shopping Annuity Presentation MARCH 2015  V9

SHOPPING ANNUITY®4STEPS TO BUILD A

THE SHOPPING ANNUITY BEGINSWITH EACH UFO COMPLETING THESHOPPING ANNUITY ASSESSMENT

4 Create BV & IBV with Customers

3 Create Duplication

2 Create IBV with Partner stores on SHOP.COM

1 Create BV with our Exclusive Brands

Page 41: Shopping Annuity Presentation MARCH 2015  V9

Change the brands of products you are currently buying for your household to the company’s exclusive brands.

Create BV with the company’s Exclusive Brands

Change fro Centrum to Isotonix

Change from Clinique to Lumiere de Vie

Change from Tide to SNAP

Change from MAC to Motives

Page 42: Shopping Annuity Presentation MARCH 2015  V9

Complete the SHOPPING ANNUITY®

ASSESSMENTDownload at: www.shoppingannuity.com

The Shopping Annuity Assessment will: Identify the products you could replace with the

company’s exclusive brands. Calculate the BV and Cashback Potential

Page 43: Shopping Annuity Presentation MARCH 2015  V9

Create BV with OUR BRANDS

Once you’ve taken the Shopping Annuity Assessment, go to SHOP.COM and complete the Shopping Advisor.

This will identify the specific products that you can use to fund your Shopping Annuity®.

To complete this process, add the identified products to AutoShip so you never run out.

Page 44: Shopping Annuity Presentation MARCH 2015  V9

Create IBV withPARTNER STORES

Change how you buy all other brands and

products directly from other establishments

to buying them through

your own SHOP.COM website!

Page 45: Shopping Annuity Presentation MARCH 2015  V9

ApparelDepartment StoresSports & OutdoorsHome and GardenOffice SuppliesElectronics, Toys & GamesConsumables

Page 46: Shopping Annuity Presentation MARCH 2015  V9

Exercise 3: Regular Monthly SpendingAvg. Monthly

Consumer Spending*My Monthly

Spending

Food Cereals and bakery products $45 $10

Cereals and cereal products $15 $0Bakery products $30 $10

Meats, poultry, fish, and eggs $71 $63Beef $18 $20Pork $14 $12Poultry $14 $20Fish and seafood $10 $10Processed fruits $10 $10Processed vegetables $11 $11Other food at home $118 $100

Food away from home $219 $200

Alcoholic beverages $37 $40

Housing $283Maintenance, repairs, insurance, other expenses $99 $99

Residential phone service, VOIP, and phone cards $30 $30

Cellular phone service $76 $76

Other household expenses $65 $65

Laundry and cleaning supplies $13 $13

Other household products $29

Household textiles $8

Furniture $32

Floor coverings $2

Major appliances $18

Small appliances, miscellaneous housewares $8

Miscellaneous household equipment $61

Apparel and services $134

Transportation/Maintenance and repairs $70

Healthcare $0Drugs $39

Medical supplies $11

Entertainment $207 $0Fees and admissions $47

Audio and visual equipment and services $80

Pets, toys, hobbies, and playground equipment $50

Other entertainment supplies, equipment, and services $29

Personal care products and services $51

Reading $9

Miscellaneousother expenses (avg calculated 30% of total) $54

Totals $1,580 $396

Exercise 4: Seasonal Spending

My Monthly Seasonal Spending:

Q1: January / February / March New Years: Chinese New Years: Three Kings Day: Valentine’s Day Super Bowl: World Conference Mardi Gras: St.Patrick’s Day: Winter Clothes Birthdays: Anniversaries: Other: Q2: April/ May / June Passover: Palm Sunday: Easter: Administrative Professionals Day: Cinco De Mayo: Mothers Day: Memorial Day: Fathers Day: Spring Appliances / Furniture / Décor Spring Clothing Birthdays: Anniversaries: Other: Q3: July / August / September Independence Day: International Convention: Vacation: Labor Day: Back to School: Rosh Hashanah: Summer Clothes Birthdays: Anniversaries: Other: Q4: October / November / December: Yom Kippur Boss’s Day: Halloween: Veteran’s Day Thanksgiving Black Friday Cyber Monday Chanukah Christmas New Year’s Eve Fall Clothes Fall Décor Birthdays: Anniversaries: Other: Annual Spending: Electronics: $600 Appliance: $1,200 Other: Total Seasonal Spending: $1,800

Download at www.shoppingannuity.com

The Shopping Annuity® Assessment will help you identify:

Your regular monthly spending Your annual spending triggered

by events, occasions and special purchases. (i.e: Mother’s Day, birthdays, anniversaries etc.)

How you can change your habits to shopping through your SHOP.COM website to fund your Shopping Annuity.

Complete the SHOPPING ANNUITY®

ASSESSMENT

Page 47: Shopping Annuity Presentation MARCH 2015  V9

Create Leverage Identify

individuals committed to

improving their financial situation

by performing Steps 1-4.

Complete theShopping Annuity®

Assessment together to

duplicate it with your organization.

Complete the Assessment

Workbook and work together to

create massive BV and IBV.

Page 48: Shopping Annuity Presentation MARCH 2015  V9

CREATE BV & IBV WITH

CUSTOMERS

Identify 10-15 individuals and build relationships to create lifetime value in customers or future business partners (UFOs).

Customers get paid Cashback for purchasing the company’s exclusive brands.

Customers get paid Cashback for purchasing from our partner stores through SHOP.COM/yoursite.

Customers get paid cashback for referring Customers to SHOP.COM/yoursite to do the same.

Page 49: Shopping Annuity Presentation MARCH 2015  V9

Your Shopping Annuity®

at MaturityThe result of completing the four steps is a

matured Shopping Annuity that will continue to generate an ongoing income.

You are Converting Your Spending into Earning

You are funding your Shopping Annuity with money you’re already spending

1 YR 3 YR 5 YR 10 YR

Projected Spending

$12,910 $38,731 $64,552 $129,103

Current Earning

$21,600 $64,800 $108,000 $216,00

Projected Earning

$39,600 $118,800 $198,000 $396,00

% Increase 83% 83% 83% 83%

Earning Minus Spending

$26,690 $80,069 $133,448 $266,897

Spending and Earning Projections

Page 50: Shopping Annuity Presentation MARCH 2015  V9

The Shopping Annuity® Bonus Pool criteria that must be satisfied to receive the bonus BV and IBV by qualifying UFOs results in a model Shopping Annuity transferring their shopping to their UnFranchise business and SHOP.COM. Thus, converting spending into earning and creating a residual income.

The Shopping Annuity Bonus Pool provides a large incentive for UFOs to do this immediately and a larger incentive for UFO senior partners/ leaders to make it happen.

Page 51: Shopping Annuity Presentation MARCH 2015  V9

• To qualify and be eligible to receive a share of BV (around 200BV to 400BV and IBV around 50 to 100) a UFO must satisfy the following five criteria between January 1, 2015– March 31, 2015 or in each quarter.

• The BV and IBV accumulation on the qualifying volume and the bonus BV and IBV on each organization's UFO is huge!

• You must qualify for it yourself to receive 100% credit on everyone on your team that does it and that is where the big money is made…just like the MPCP. They work together!

Page 52: Shopping Annuity Presentation MARCH 2015  V9

1. Complete the Shopping Annuity® Assessment. 2. Complete the online Shopping Advisor during the respective bonus pool

calendar quarter. (Previous completion will not count). 3. Download, install, login and use Shop Buddy on your computer.

(Previous install and use will count).4. Order at least 1,500 BV in Home Country Region products with the

qualifying UFO being the Paying ID (9-digit UFO ID#) for all orders between January 1, 2015 – March 31, 2015

5. Accumulate over $3,000 in Partner Store (partner, one cart direct) Home Region orders between January 1, 2015 - March 31, 2015 with the following break down:

You can do it all yourself from shopping (this requirement is based on 80% of what the average person statistically spends) or… to give lee way and a head start:1) At least $1,500* in purchases with the qualifying UFO’s Personal Preferred Customer ID

(7-digit #) being the paying ID.2) The remaining balance of the $3,000 total for the respective quarter may be made up from purchases made by

your registered Preferred Customers, or yourself.Note: All returns will be deducted and reconciled against totals

Page 53: Shopping Annuity Presentation MARCH 2015  V9

1. BONUS BV and IBV! When you qualify you get the additional Bonus Pool BV and IBV to place (Estimated :200 to 400BV and 50- 100IBV).

2. DUPLICATION BONUS BV and IBV: If you qualify for the bonus pool, you will also automatically earn an additional 50 BV and 25 IBV for each of your personally sponsored UFO that qualifies as well.

3. $600 LEADERSHIP BONUS IN IBV ELIGIBILITY: in addition, if you qualify for the bonus pool and have 10 UFOs in the left organization and 10 in the right organization of a BDC that qualify for the bonus pool; that BDC will be eligible to earn an additional $600 Bonus in the IBV compensation plan (same rules as the BV Bonus) for the next 12 weeks. This bonus is per BDC, so multiple BDCs are eligible for the IBV bonus. Note: the 12 week period will start the first week bonus BV and IBV are awarded.

4. BV and IBV ACCUMULATION! All UFOs qualifying for the Shopping Annuity® Bonus Pool will be eligible to accrue all awarded bonus BV and IBV generated and/or placed within their organization. Organize and mobilize your teams for massive action. The BV and IBV created will be enormous to those organizations that prepare and act!

Page 54: Shopping Annuity Presentation MARCH 2015  V9

You Can Not Stop an Idea Whose Time has Come!THE SHOPPING ANNUITY® = UNFRANCHISE® DNA

???

The choice is yours. Make the decision to convert your spending into earning. Save $9,144 or more by changing your shopping habits from brick & mortar to click and order.

The Shopping Annuity works better than any investment.

Regardless of the performance of financial markets and the

amount of discretionary income you have or don’t have to

invest; everyone shops and has to spend to live. Simply

change your shopping habits. Buy the same products and

brands for less money through Shop.com and change to

Market America’s exclusive brands.

• Proves you save $9,144 or more by changing the way you shop and spend money. It’s an automatic win

• It verifies and validates the criteria in the Shopping Annuity Bonus Pool

• Identifies money you are already spending monthly and annually. It shows you where to find the products on SHOP.COM or UnFranchise.com.

• It creates up a plan, projections, and a system for YOU.

Complete the Shopping Annuity® Assessment

Page 55: Shopping Annuity Presentation MARCH 2015  V9

Shopping Annuity® Bonus Pool ProgramJanuary 1, 2015- March 31,2015Shopping Annuity Bonus Pool – The Most Colossal Promotion in UnFranchise History

???

This is YOUR UnFranchise DNA test to see if you have it or not.Up to 20 million BV and Up to 10 million IBV up for grabs to UFOs who do it.

All of the Bonus BV and Bonus IBV rolls up to Senior Partners. Therefore, the more UFOs on your team that do it the more you make while they increase their income achieve UFO levels

UnFranchise DNA = SHOPPING ANNUITY

By completing the steps and changing where you order to

SHOP.COM

Each Quarter:1500 BV

$3,000 from SHOP.COM PARTNER STORES

• Up to 20 million BV• 2 million minimum • Graduated scale of up to

20 million

• Up to 5 million IBV• 1 million minimum • Graduated scale of up to

10 million IBV

Up to 20 million Bonus BV and 10 million IBV each quarter! Rolls up in MPCP for all to benefit.80 million BV and 40 Million IBV for the year

Page 56: Shopping Annuity Presentation MARCH 2015  V9

January 1, 2015- March 31, 2015SA Bonus Pool Pool Program

???

REMEMBER THAT EVERYONE WHO QUALIFIES ON YOUR TEAM ACCUMULATES UPLINE 100% TO YOUR CREDIT IN THE MPCP. THE MORE UFO’S YOU HAVE QUALIFIED- THE

MORE BONUS BV AND IBV YOU GET

Take Action

• Take the Assessment• Shopping Advisor• Install Shop Buddy• Transfer your buying to

SHOP.COM and create BV and IBV

• Qualify for the Shopping Annuity Bonus Pool

SPECIAL FEATURES• Can use customers for up to $1500

in IBV purchases from SHOP.COM• Create duplication with your

organization. You earn an additional bonus of 50 BV and 25 IBV for each qualifying SABP partner in your organization

• Get 10 UFOs on each side of your organization to qualify, you become eligible to earn a IBV Management Bonus.

Page 57: Shopping Annuity Presentation MARCH 2015  V9

NEXT STEP: VISIT WWW.SHOPPINGANNUITY.COM

• DOWNLOAD THE SHOPPING ANNUITY® ASSESSMENT HANDBOOK AND WORKBOOK

• COMPLETE THE SHOPPING ANNUITY ASSESSMENT WITH YOUR TEAM

Page 58: Shopping Annuity Presentation MARCH 2015  V9

THE SHOPPING ANNUITY®CONVERT SPENDING INTO EARNING