shree kshetra dharmasthala rural development project (r.) dharmasthala
TRANSCRIPT
SHREE KSHETRA DHARMASTHALA RURAL DEVELOPMENT SHREE KSHETRA DHARMASTHALA RURAL DEVELOPMENT PROJECT (R.) DharmasthalaPROJECT (R.) Dharmasthala
Exposure to health risks.
Possibility of accidents while grazing.
Involvement of loan component.
Poverty.
NEED FOR LIVE STOCK INSURANCENEED FOR LIVE STOCK INSURANCE
The Premium Amount
The Waiting period
The Settlement of the claims
THREE DECIDING FACTORS
The following documents were to be submitted to insure cattle.
Age of the cattle.
The cattle has to be inspected and certified by a Veterinary doctor.
The animal has to be Ear tagged by the Veterinary doctor.
The photo of the animal showing the Ear tag and the owner of the
animal.
METHOD FOR POLICY MAKING
Sl. no.
Animal Value (Rs.)
1 year 2 years 3 years
1 100 Rs.5 Rs.10 Rs.12
2 10000 Rs.500 Rs.1000 Rs.1200
1)Waiting period.
2)Calculation of Premium Amount.
Assignment of SKDRDP Puttur office as the Nodal office.
Awareness about the cattle Insurance program.
Presence of the dairy officers at all the project offices.
Allocation of premium amount along with the loan
amount if necessitated.
Provision of the list of beneficiaries.
Insuring the animal.
Premium payment to Insurance
Company.
Documents have to be submitted. The death of an animal has to be certified by the
Veterinary doctor. The photo of the animal with the ear tag and the owner of
the animal. Tag of the animal Copy of the policy certificate.
SETTLEMENT SETTLEMENT PROCESSPROCESS
CATTLE INSURANCE POLICIES AS ON 31-3-2009
No. of animals Insured 9087
Total Insured amount(Rs.)
105305115
Number of claims settled 129
Claim Amount settled(Rs.)
1552250
||OM SHREE MANJUNATHAYA NAMAH||
SHREE KSHETRA DHARMASTHALA RURAL DEVELOPMENT PROJECT(R.) DHARMASTHALA
CATTLE INSURANCE POLICIES AS ON 31-3-2009
Taluk No. of Policies
Total Premium Amount
(Rs.)
Dakshina Kannada 388 6,48,528
Uttar Kannada 612 7,15,442
Udupi 199 2,57,052
Shimoga 5057 46,23,484
Chikmagalore 2831 25,93,371
TOTAL 9087 88,37,877
||OM SHREE MANJUNATHAYA NAMAH||
SHREE KSHETRA DHARMASTHALA RURAL DEVELOPMENT PROJECT(R.) DHARMASTHALA
Introduction
Premium
Benefits
Participation in Profits of these Corporation
Eligibility Conditions And Restrictions
Commission For Micro-Insurance Agents
Underwriting, Age Proof And Medical Requirements
Grace Period For Payment Of Premium
Auto-Cover
The proposal form would be filled by the field animator and the
demand draft of the premium amount favoring the assigned LIC office
would be taken by the field animator and submitted to the respective
SKDRDP Project office.
The Office staff at Project office would fill in the details in the software
and prepare the back up of the software.
The proposal forms, premium amount, software back up and the
printed statement of the software would be sent to the assigned LIC
office on the same day.
Any claim settlement would be considered from the day of the
registration in the software.
Claim form
Death certificate
Copy of the Policy certificate
Promissory note from nominee
Promissory note from field animator
Doctor certificate
In the case of any claims, the Field animator would send the
following details to the LIC office within 10 days of the claim
LIFE INSURANCE POLICIES AS ON 31-3-2009
TalukNo. of
PoliciesTotal Premium Amount (Rs.)
Dakshina Kannada 20,056 2,49,43,722
Uttar Kannada 12,621 1,42,06,280
Udupi 18,054 2,06,56,834
Shimoga 62 90,600
Chikmagalore 0 0
TOTAL 50,793 5,98,97,436
No. of claims settled 22 4,00,000
||OM SHREE MANJUNATHAYA NAMAH||
SHREE KSHETRA DHARMASTHALA RURAL DEVELOPMENT PROJECT(R.) DHARMASTHALA
