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Retirement SOLUTIONS You should carefully consider a variable annuity’s risks, charges, limitations, and expenses, as well as the risks, charges, expenses, and investment objectives of the underlying investment options. This and other information about Pacific Life are provided in the product and underlying fund prospectuses. These prospectuses are available from your financial professional or by calling (800) 722-4448. Read them carefully before investing. Pacific Life refers to Pacific Life Insurance Company (Newport Beach, CA) and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues. Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company and an affiliate of Pacific Life & Annuity Company (Newport Beach, CA). Variable and fixed annuity products are available through licensed third-party broker/dealers. Securities are sold by licensed registered representatives. This seminar is being presented by . works at Pacific Life, which is separate from and unaffiliated with . does not endorse or recommend the advice of . The statements made at this seminar are solely his or her own and expresses no opinion with regard to them. You Are Invited to a Complimentary Seminar Understanding Social Security 6/15 E27075-15A Make Social Security work for you. The Social Security eligibility rules are generally the same for everyone—but no one’s life, retirement goals, or financial needs are exactly the same. So before you retire, ask questions. When should you begin Social Security? Do you plan to keep working? And how can you be certain your essential expenses are covered? Attend this important event to learn about the Social Security strategies that may fit into your overall plan for creating lifetime retirement income with fixed or variable annuities. This seminar is most helpful to those ages 55–62. Presented by: To be held at: No bank guarantee • Not a deposit • May lose value Not FDIC/NCUA insured • Not insured by any federal government agency Seating is limited, so make your reservations today by calling:

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Page 1: Social Security Seminar Invitation - annuities.pacificlife.com › ... › social-security-seminar-invitation.pdfmay fit into your overall plan for creating lifetime retirement income

Retirem

ent

SOLUTIONS

You should carefully consider a variable annuity’s risks, charges, limitations, and expenses, as well as the risks, charges, expenses, and investment objectives of the underlying investment options. This and other information about Pacific Life are provided in the product and underlying fund prospectuses. These prospectuses are available from your financial professional or by calling (800) 722-4448. Read them carefully before investing.Pacific Life refers to Pacific Life Insurance Company (Newport Beach, CA) and its affiliates, including Pacific Life & Annuity Company. Insurance products are issued by Pacific Life Insurance Company in all states except New York and in New York by Pacific Life & Annuity Company. Product availability and features may vary by state. Each insurance company is solely responsible for the financial obligations accruing under the products it issues. Variable insurance products are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company and an affiliate of Pacific Life & Annuity Company (Newport Beach, CA). Variable and fixed annuity products are available through licensed third-party broker/dealers. Securities are sold by licensed registered representatives.

This seminar is being presented by . works at Pacific Life, which is separate from and unaffiliated with . does not endorse or recommend the advice of . The statements made at this seminar are solely his or her own and expresses no opinion with regard to them.

You Are Invited to a Complimentary Seminar

Understanding Social Security

6/15 E27075-15A

Make Social Security work for you. The Social Security eligibility rules are generally thesame for everyone—but no one’s life, retirement goals, or financial needs are exactly the same. So before you retire, ask questions. When should you begin Social Security? Do you plan to keep working? And how can you be certain your essential expenses are covered? Attend this important event to learn about the Social Security strategies that may fit into your overall plan for creating lifetime retirement income with fixed or variable annuities. This seminar is most helpful to those ages 55–62.

Presented by: To be held at:

No bank guarantee • Not a deposit • May lose value Not FDIC/NCUA insured • Not insured by any federal government agency

Seating is limited, so make your reservations today by calling:

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