South Wenatchee Revitalization Project

Housing Rehabilitation Component

Neighborhood Conditions

Neighborhood Conditions

Revitalization StrategyTargeted Public Sector InvestmentLeveraging Private Sector Activity

• Public Safety• Gang• Lighting

• Education and Social Services• Community Center

• Physical Improvements• Housing Condition• Sidewalks• Streets

Neighborhood Conditions

• 1/3rd of the population are in poverty• 72% of the households are renter-occupied• Includes the 20th worst block for median

income in the state• Twice as likely to be assault, robbery or

burglary victim compared to city• Twice as many people without schooling

compared to city and twice as likely to not have post high school education

• 43% of the neighborhood are Hispanic

Community Priorities

• Identifying Issues• Neighborhood meetings• Neighborhood surveys• Income and Community Preference Survey

• Survey Said:• 65% had concerns about safety• 39% had concerns about education• 23% had concerns about economic issues

Follow Up Survey

• Community Preference Survey• First Priority: Community Center• Second Priority: Housing• Third Priority: Street and Sidewalk

Improvements• Community Income Survey

• 70% of the households below Moderate Income level

• Worse than 1990 Census

Symposium Goals

• Focus on the most complex piece (housing rehabilitation)

• Identify areas of risk and concerns• Identify tasks• Identify people and programs to take

leadership and responsibility to complete tasks

• Identify gaps and resources, and strategies to close those gaps

• Set timelines

Housing Partners

• Habitat for Humanity• Rebuilding Together• Amigo’s Community Service• Housing Authority• Community Action Council• Banks (Cashmere Valley, People’s, Banner)• City of Wenatchee• State of Washington• Common Ground

Symposium Process

• Technical Assistance• Aberdeen Neighborhood Housing Services• Yakima Conference of Governments• Quest Revolving Loan Fund

• Start Early, Run Hard, Quit when Done! Celebrate!!

• Tools• Flip charts, flow charts, spreadsheets, maps,

recording services• Facilitation flexibility

ActivityParticipant

Home seller prequalify x? Contract saleHome buyer prequalify (no interest)Housing Authority XCommunity Action Drive by + x Evaluate property Solicits bids Rehad budgetCity of Wenatchee Form filed Building Division 2nd mort rehab loan documents Building permitsBanks Check cash flow Loan underwriting 1st mort Loan closingHabitat for Humanity Scrumps xAmigos XRebuilding Together Contractors X Advise BidsRealtors X ReferralsAppraisers As completedTitle Company Search Clean title Filing, second Filing, firstInspections Lead based paint

AsbestosThings that go bump in the night

Talk to lawyer!!!!!

Administration Committee Member:

City of Wenatchee Tasks:

What individual is coordinating/overseeing the overall effort Supervise Implement work plan as assigned at Symposium Coordinated costs/identify need for funds Make decisions about roles Flow of funds; reimbursement; timelines Will report back to Technical Steering Committee Determine if loan contracts have to be approved by the city council; or if we just

have to follow guidelines to be approved by them CDBG Loan/Finance Committee (might just be Technical Steering Committee) Members:

City – David Housing Authority – Marty and Alicia Bank – Guillermo Consultant? – Jim Community Action Amigos

Tasks:

Discuss policy issues (what do we want to loan, what do we forgive?) Look at existing models for sharing equity/appreciation Determine covenants Can be more restrictive than bank policies, but not less restrictive How to pay for appraisals If the first gets sold, how does the city keep track of it Bring some properties to tech committee for consideration; may put some option

down on a property? City will provide a draft loan policy, with covenants to review at first meeting

Results

• Partnerships Strengthened• Subcommittee’s Formed• Tasks and Responsibilities Assigned• Initial Timeline Established• Most troublesome issue discovered and

resolution process developed (buying property)

• Identified need for facilitation and technical assistance