spring 2013 loans are in · page 3 take a on us. obtain $500 - $2,000 for your vacation! rates as...

INDEX Loan Specials ................................1Coming Soon .................................1

Member Notice ..............................2Vacation Loans ..............................3

Northside Sales Event ...................3Loan Application ............................4

T H E S T A T E Q U A R T E R L Y

Spring 2013

FORM NO. 70309A0313

Loan rates have never been this low. Don’t miss a great opportunity to lock in a super low loan rate. A low rate coupled with a special promotion can only mean great things for you, the Member. So check out your credit union for all your loan needs and especially the following:

Vacation loan rates as low as 5% APR

Automobile rates as low as 1.99%

Fixed rate 5-year HE loans as low as 2.99%

And, Many more loan types, terms and rates.

Loans are in

Monday thru FridayLobby 8 AM - 3 PM

Drive Thru 7:30 AM - 5 PMState Payday 7:30 AM - 6 PM

Phone: (304) 558-0566Fax: (304) 558-0137

E-mail: [email protected]

Hours & Phones

New and improved products and services are coming soon.

All in an effort to provide you more convenient, efficient and timely service. As your Primary Financial Institution, we are proud of our members and try to provide improvements and enhancements that im-pact your daily lives in a positive manner. Arriving in 2013 include:

Mobile Banking ServiceCredit Card conversion with a better rate and feature plan

Electronic Storage ProcessingBuilding and Drive Thru renovations

The Annual Meeting for The State Credit Union members is set for Tuesday, April 16, 2013 at 5 P.M. for the election of a director and other matters.

Door Prize Drawings will be held for eligible members in attendance.

The meeting will be in Building #7, 2nd floor, in the Capital Complex.

SCU Mobile

BankingConduct Your Financial business with the SCU anywhere with Your New Mobile Banking!! Our new free, secure and easy to use smart-phone banking apps for Apple or Android devices will keep us on the go with you.Mobile Banking provides you with most of the features you've been accustomed to with Internet Banking, including access to:

Account balancesAccount summaries

Account transaction historyPay Bills

Locate ATM’sCredit Union locations and hours

Check imagesTransfers

Mobile Banking provides the same enhanced security as Online Bank-ing. Visit our webpage at www.wvpecu.com for details.It’s fast, free and just another con-venient service offered to make your life easier! Effective May 1.

April 1thru

April 30, 2013

Pre-OwnedAuto Sale

Hours & PhonesMonday thru FridayLobby 8 AM - 3 PM

Drive Thru 7:30 AM - 5 PMState Payday 7:30 AM - 6 PM

Phone: (304) 558-0566Fax: (304) 558-0137

E-Mail: [email protected]

The Annual Meeting for The State Credit Union members is set for Monday, April 21, 2008 at 5 P.M. for the election of a director and other matters. Door Prize Drawings will be held for eligible members in attendance. The meeting will be in Bui ld ing #7 , 1st f loor, conference room 2 in the Capi ta l Complex. Main entrance is located by the large water fountain.

Come on out to support your Credit Union and for a chance to win some PRIZES.

tatistics$Assets $34,000,000 Loans $18,700,000Shares $30,700,000Net Worth $ 3,950,000

May 13 – Primary Election DayMay 26 - Memorial Day

June 20 - West Virginia DayJuly 4 - Independence DaySeptember 1 - Labor Day

October 13 - Columbus DayNovember 4 - Election Day

November 11 – Veteran’s DayNovember 27-28 – Thanksgiving Holiday

December 24 – Half Day Christmas EveDecember 25 – Christmas Day

December 31 – Half Day New Year’s Eve

January 1, 2009 - New Year’s Day

April 1 thru

April 30, 2008

1Vehicle must be nanced using standard nancing terms through The State Credit Union to qualify for the offer. Offer void when 7-day Repurchase Agreement is activated. Offer valid 4/1/08 - 4/30/08. No cash advances. Offer not valid for previous Enterprise purchases or with any other offer.

Page 2

Receive a $300 Gas Card!Once again, The State Credit Union and Enterprise Car Sales are having another Member Only Sales Event. This promotion will begin April 1 and end April 30, 2008. If you purchase a vehicle from Enterprise Car Sales and nance it with SCU during this time, you will receive a Free gas card worth $300.

Preview the great selection of late-model used vehicles at enterprisecarsales.com.Don’t delay, call to get pre-approved by The State Credit Union at (304)558-0566.

Then stop by your local Enterprise Car Sales location to see agreat selection of quality used vehicles.

Pre-OwnedAuto Sale

Obtain $500 - $2,000 for your Vacation!Rates as low as 9.0% APR on terms up to 15 months

April 1 - August 31With rates this low, why use your credit card for vacation expenditures. Contact The State Credit Union today! Great rates, generous payment terms, payroll deductions, quick and easy loan application process, and no application fees. Tell your co-workers and family members about the Great Vacation Loans, because all state workers and family members are eligible! All loan applications subject to credit approval. Call or visit The State Credit Union for details.

Choose a name for The State Credit Union

newsletter and be eligible to win a $100 gift card

Simply send in your choice of a name for The State Credit Union quarterly newsletter and if your suggestion is used you will win a $100 gift card. Send your suggestion by e-mail ([email protected]), fax (304-558-0137), mail (2200 Washington Street East, Charleston, WV 25311), or hand deliver to the Credit Union.Be sure to include your name, contact information and suggested name for The State Credit Union newsletter.

tickets will be available soon!

H LIDAYS

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Receive a $300 Gift Card!Once again, The State Credit Union and Enterprise Car Sales are having another Member Only Sales Event. This promotion will begin April 1 and end April 30, 2013. If you purchase a vehicle from Enterprise Care Sales and finance it with SCU during this time, you will receive a Free gift card worth $300.

1Vehicle must be financed using standard financing terms through the State Credit Union to qualify for the offer. Offer void when 7-day Repurchase Agreement is activated. Offer valid 4/1/13-4/30/13. No cash advances. Offer not valid for previous Enterprise purchases or with any other offer.

Preview the great selection of late-model used vehicles at enterprisecarsales.com Don't Delay, call to get pre-approved by The State Credit Union at (304) 558-0566.

Then stop by your local Enterprise Care Sales location to see a great selection of quality used vehicles.

2013 SCUH LIDAYS

May 27 — Memorial DayJune 20 — West Virginia DayJuly 4 — Independence DaySeptember 2 — Labor Day

October 14 — Columbus DayNovember 11 — Veteran's Day

November 28-29 — Thanksgiving HolidayDecember 24 (Half Day) - Christmas Eve

December 25 — Christmas DayDecember 31 (Half Day) — New Years Eve

$tatisticsAssets $55,500,000

Loans $29,500,000

Shares $48,700,000

Net Worth $ 6,365,000

Winner of the Survey Response Drawing

Congratulations to Sue Miller from Kellys Creek for

winning the Winter 2013 drawing for a $100 Gift Card.

Survey responses were great and we appreciate your comments and

suggestions.

MEMBER NOTICELegacy Check Orders

We are proud to announce that we have selected Legacy Member Services to be our new check provider. Legacy Member Services offers many new styles in addition to traditional check products at a more affordable price.

Note: Harland Clarke reorder numbers are no longer valid after April 30th. Please see a SCU representative to place your new order with Legacy or view the website for details www.wvpecu.com. Simply click on the Check Order link.

Take aon us.

Obtain $500 - $2,000 for your Vacation!

Rates as low as 5.0% APR on terms up to 15 months

April 1 - August 31With rates this low, why use your credit card for vacation expenditures. Contact The State Credit Union today! Great rates, generous payment terms, payroll de-ductions, quick and easy loan application process, and no application fees. Tell your co-workers and family members about the Great Vacation Loans, because all state workers and family members are eligible! All loan applications subject to credit approval. Call or visit The State Credt Union for details.

New & Preowned Auto Sale

The State Credit Union + Northside Automotive

Are having a Member only Sales Event from April 1st thru May 31st.

Rates as low as 1.99% Apr

Call 304-558-0566 to get preapproved by The State Credit Union. Then stop by Northsides Automotive Sales location in Summersville to see a great selection of

quality New & Used vehicles.

Northside Automotive807 Northside Drive

Summersville, WV 26651Phone: 1-888-483-7895

Website: www.northsidewv.net

Offer valid from 4/1/13 – 5/31/13. $200 Visa® gift card will be issued 30 business days upon purchase of vehicle. Offer valid only on Northside vehicles purchased from 4/1/13 – 5/31/13 and financed through The State Credit Union. No cash advances. Not valid on previous purchases. This offer cannot be combined with any other offers.

Great Deal, Great Rates & a $200 Gift Card

Upon purchase of a vehicle from Northside and financed with The State

Credit Union

Are having a Member only SalesEvent from April 1st thru May 31st




Website: www.northsidewv.com

Great Deals, Great Rates, $250 Under Dealer Invoice, & a $200 Gift CardUpon purchase of a vehicle from

Northside and financed with The StateCredit Union

Call 304-558-0566 to get preapproved by The State Credit Union. Then stop byNorhside's Automotive Sales location in Summersville to see a great selection of


The State Credit Union & Northside Automotive













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Credit Union

Chevrolet - Buick - GMCChrysler - Dodge - Jeep - Ram

Over 700 New & Pre-OwnedVehicles to Choose From

Name

Purpose of Loan

Address

Work Phone

Social Security #

Place of Employment

Co-Applicant Name

Social Security #

Place of Employment

Amount Requested

Home and/or Daytime Phone

SCU Member Account # House/Rent Payment

Hire Date Gross Monthly Income

Relationship to Applicant

SCU Member Account # House/Rent Payment

Hire Date Gross Monthly Income

Alimony, child support, or separate maintenance income need not be revealed if youdo not wish to have it considered as a basis for repaying the obligation.

Alimony, child support, or separate maintenance income need not be revealed if youdo not wish to have it considered as a basis for repaying the obligation.

Complete this Easy Pre-Approval Application Today.

Co-Applicant’s SignatureApplicant’s SignatureDate

Please read before signing: This statement is submitted to obtain credit and I certify that all information herein is true and complete. I also authorize the credit union to conduct further investigation and obtain additional information concerning my credit reputation from all available sources from time to time. I agree that photocopies and/or fax copies of this signed document is valid and enforceable as the original. If you are a first time applicant we may require you to submit additional information.

. . . is open for YOU!

Vacations • Cars • Lines of CreditTuition • Home Improvement • More!All possible with The State Credit Union Loan

Signature New & Used Home We offer a variety of Loans Auto Loans Equity Mortgage Rates & Terms

Low Rate Loans are available at your Credit Union.Our Loans have No Prepayment Penaltiesl

spring 2013 loans are in · page 3 take a on us. obtain $500 - $2,000 for your vacation! rates as...

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