standard bank africa banking capabilities bank has 1 233 branches and 8 623 atms on the african ......
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Universal bank
Established in 1862
Africa’s top bank (by Tier 1 capital) in the annual ranking of 1,000 banks globally – ranked 116 and only African bank in top 150 (2014) – The Banker
Headquartered in Johannesburg, South Africa
ICBC, the largest bank in China, is a 20.1% shareholder in Standard Bank
– ICBC is currently ranked No.1 in The Banker’s annual ranking of the top 1,000 banks globally (2014)
More than 1,280 branches across the continent, supported by 9,300 ATMs
Over 42,200 banking employees
Representation in major financial centres, including London, New York and Beijing
Standard Bank Group
Overview
2 Why Standard Bank
We currently operate in 20 countries on the African continent, including South Africa.
Normalised headline earnings for the year ended 31 December 2014 were R17.3 billion (USD 1.6 million)
Total assets of R1,8 trillion (approximately USD166 billion) at 30 June 2014
Employ more than 49 000 people (including Liberty) across all geographies
Market capitalisation at 31 December 2014 was R232,2 billion (approximately USD20 billion)
Standard Bank has 1 233 branches and 8 623 ATMs on the African continent
Solid pan-African treasury capability Leading investment bank
Global Markets dealers in 18 countries and settlement capabilities in another 22 countries
Technology and systems to work with regional treasury set-ups
Domestic transactional banking in 18 countries
Regional custody
Partner with an African bank – one born and bred in Africa Best investment bank in Africa – Euromoney 2013
Best treasury services in Africa –
EMEA Finance 2013, 2012, 2011, 2010
Forbes’ list of 2,000 biggest companies
in the world: Highest of the 20 prominent
South African companies, ranked
231 – 2013
3 Investing in the continent’s future Part of addressing Africa’s energy challenges
Active participant in the CDM (clean development mechanism) market for 10 years
– Financing projects, including extensive renewable energy financing – Carbon trading – Working to assist with the development of the African CDM / carbon market, for example
our private-public partnership – African Carbon Asset Development (ACAD) Finding innovative solutions, from financing solar heating for low-income households to
energy efficient brick kilns to waste recycling
We are an Equator Principles finance institution
CDM registration in SA, Ghana, Rwanda, Uganda, Kenya & Tanzania
Building a new Africa
Standard Bank has long understood the value of pooled funds to address gaps in local capital markets. We are involved in the following funds:
– The USD710 million Emerging Africa Infrastructure Fund, which provides long-term lending for infrastructure projects in sub-Saharan Africa
– The USD175 million African Infrastructure Investment Fund
– The ZAR800 million Southern African Infrastructure Fund, which has fully invested its capital, of which almost a third was provided by Standard Bank
– The USD400 million GuarantCo guarantee fund for African and other emerging market infrastructure projects
Power, infrastructure, oil, gas and renewables are core sectors – the team has complementary skills from specialist practitioners with industry experience and relationships
Global 100 – only African company in world’s most sustainable companies – 2013
Bloomberg world’s top 20 green banks: 12th overall ranking; 17th for clean-energy investments; 15th for reducing environmental impact – 2012
The FT / IFC Sustainable Finance Awards: Sustainable Bank of the year for Africa / Middle East – 2013
4 Corporate and Investment Bank Access to a universal bank
Standard Bank Group
Payments
Collections
Reconciliation solutions
Liquidity management
Guarantees
Letters of credit
Investor Services
Transactional Products & Services
Corporate finance
Equity capital markets
Debt primary markets
Mining & Metal; Energy & Infrastructure financing and advisory
Debt solutions
Real estate
Structured trade & commodity finance
Investment Banking
Global Markets
■ Foreign exchange
■ Commodities
■ Credit
■ Interest rates (including Money Markets)
■ Equities
Personal & Business Banking Corporate & Investment Banking (CIB) Liberty
SMEs and individuals Corporate clients (domestic, international, public sector and international development groups
Banking and other financial services to individual customers and small- to medium-sized enterprises
Personal Banking
Business Banking
Experienced client co-ordinators ensure that your needs are serviced through a single point of entry across a number of products, geographies, industries and sectors.
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Strategic Intent
Gain high market share in business banking by serving the “gap market”
Rationale:
Small Businesses, particularly start-ups and early stage entrepreneurs have been calling out for banks to provide them
structured financing
We have developed a model that
Enables us to minimise the cost to serve by levering regulatory required expenditure
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Our proposition
Offer customers structured debt offering, including funding for:
Mergers and Acquisitions, primarily to take advantage of:
The uptick in BEE deal flow being seen as a result of the amended BEE codes
General market consolidation
e.g. typically finance Leveraged Buy Outs, Management Buyouts, Management Buy In’s using primarily term loans
Financing to facilitate business growth
The awarding of contracts to BSME’s by Government
The awarding of contracts to BSME’s by the Private Sector in order to meet their BEE Procurement requirements
Using a combination of Term loans, BRCPs, VAF and Overdrafts
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Challenges facing any business . . .
Staff
Company issues
Regulation
Costs
Marketing
Economy
Banking / Finance
10 Transactional Products and Services Banking you throughout your working capital cycle
Best treasury service in Africa – EMEA Finance 2013, 2012, 2011, 2010
Best cash management in Africa – Treasury Management International 2013
Best cash management services in Africa – EMEA Finance 2012, 2011, 2010
Best bank for overall cash management and for payments and collections in Africa – Global Finance 2013, 2012, 2011, 2010
First in corporate banking in SA (peer ranking) – PWC 2013, 2011, 2009 2007. First in electronic banking in SA –2013
Best transactional bank for financial institutions in Africa – EMEA Finance 2013
Access to in-country clearing in presence countries
Electronic third party payments (telegraphic transfers, Real Time Gross Settlement, domestic electronic funds transfer, inter-account transfers, MT101, MT103)
Bulk payments Online or integrated payments,
with access and authorisation controls
Card payments Cash distribution Mobile payments Payment reporting
Electronic collection (direct debits*, telegraphic transfers, electronic funds transfer)
Cash Collection (branch, cash centre, on-site)
AutoSafe* Cash-in-transit Cheque collection Bill presentment* Receipt referencing* Card acquiring*
Current, demand and fixed deposit accounts (LCY and FCY)
Overdraft & short term credit facilities
Electronic banking, online or integrated
Pan Africa view of balances*
Notional pooling* Domestic and regional*
cash concentration Zero and target balance
funds sweeping*
FX hedging, forwards, swaps, options
Letters of Credit (issuance and confirmations)
Guarantees (issuance and confirmations)
Balances and statements (online, integrated or Swift)
Solu
tions
C
lient
’s N
eeds
Collections
Access to extensive branch network
Management of physical cash onsite
Local knowledge
Liquidity Management
Managing trapped cash
Interest maximisation
Cash consolidation
Account Management
Account Structuring, Oversight & Access
Risk Management
Information Management
Control over documentation
Payments
Access to online banking & Swift
Control over disbursements
Access to local clearing
Cross border fund flow regulation
Understand settlement processes
Standard payment formats
Counterparty Risk
Trade Risk
Currency Risk
Collections Account Management Risk Management
Liquidity Management Information Management
Payments
Domestic current accounts (LCY & FCY,
resident & non-resident)*
Access to local clearing for electronic credits
* Where applicable
11 Trade services – Think Global Mitigation of local and cross-border transactional risks
Trade Service offerings: — Letters of credit (Import and export)
— Bank guarantees
— Documentary collections
— Telegraphic transfers and bank drafts
— Foreign currency account management
Ability to facilitate cross-border transactions efficiently through our vast branch and correspondent bank networks
In-country expertise and specialist knowledge affords us the ability to mitigate and manage transactional risks effectively
Market information via our presence in 30 countries
Online trade support via iTrade (only available in South Africa)
Best trade finance bank in Africa and South Africa – Global Finance 2013, 2012, 2011
Best trade finance bank for sub-Saharan Africa – Global Trade Review 2012, 2011, 2010
Best trade bank in sub-Saharan Africa – Trade Finance 2012, 2011
Best trade bank in sub-Saharan Africa – Global Trade Review Leaders in Trade 2013
Best deal of the year (African Minerals Ltd Export) – Global Trade Review 2012
Best trade bank in Africa – Trade and Forfaiting Review 2012
Pan-Africa export trade group – Trade Finance Deals of the Year 2012
Commercial deal of the year (Export Trading Group) – Trade and Forfaiting Review 2012
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Spots, forwards, options and non-deliverable forwards Foreign Exchange
Precious and base metals, energy, carbon, coal and cobalt (physical trades and derivatives) Commodities
To facilitate the increasing appetite for African risk, Standard Bank underwrites sovereign and corporate Eurobonds as well as corporate bonds and credit-linked notes.
Credit
Repos, bonds, forward rate agreements and interest rate and cross-currency swaps are available. Interest Rates
Africa cash equities are offered through brokerage houses in Nigeria, South Africa and Kenya, while London provides you access to multiple African equity markets.
Equities
Our money markets desk gives you access to commercial paper and treasury bills. Money Markets
Global Markets Africa capabilities
Global Markets provides financial risk management across the continent:
Full range of onshore services in 18 countries (light blue on map)
Settlement in an additional 22 countries (dark blue on map)
Ability to provide foreign exchange pricing in 40 of the 54 countries
Supported by:
Our on-the-ground experts operate 26 dealing rooms across the globe, of which 22 are based in Africa (5 in South Africa), providing specialist knowledge of their local markets
Partnering you in managing financial risks
Global Markets Africa builds basket solutions using all asset / risk classes, as well as structured products to meet your needs
Key
Full range of services
Settlement
14 Disclaimer
If you received this document in error, please immediately return the document and other related documents to Standard Bank.
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This presentation is provided to you for information purposes only on the understanding that such information is strictly confidential. This presentation must not be delivered or its contents disclosed to anyone other than the entity (including its employees) to which it is provided and must not be used or reproduced, in whole or part, for any purpose other than in the consideration of the transaction or financing of such transaction described in this presentation.
This presentation is intended to be a commercial communication and is not to be construed as a recommendation or the constitution or solicitation of an offer for the sale and purchase of any financial product, service, investment or security. The information, investments and/or strategies discussed in this presentation may not be suitable for all investors and where you have any concerns you should approach an investment advisor.
We do not accept liability for any loss (direct or consequential) arising from use of this presentation. You must not rely on any communication (written or oral) from us as investment advice, a recommendation to enter into a transaction (which includes the information and explanations related to the terms and conditions of a transaction) or deem it to be an assurance or guarantee as to the expected results of a transaction. Investments discussed in this presentation may fluctuate in price or value over time and past performance is not indicative of future results. While we have taken care in preparing this presentation, we give no representation, warranty or undertaking and accept no responsibility or liability as to the accuracy or completeness of the information set out in this presentation. This presentation does not represent an offer of funding and any facility to be granted in terms of this presentation is subject to us obtaining the requisite internal and external approvals.
Our duties and responsibilities do not include tax advisory, legal, regulatory accounting or other specialist or technical advice or services. You must procure and rely on independent assessments and investigations into all matters contemplated in this presentation.
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