statement on internal control - affin bank · 2016-01-08 · statement on internal control affin...

STATEMENT ON INTERNAL CONTROL

Annual Report 2010 34

INTERNAL CONTROL

AFFINBANK has a well-established and fully operational risk management and internal control system. The Statement on InternalControl, which is set out in pages 34 through 36 of the Annual Report provides an overview on the risk management process/frameworkas well as on how the internal control system has been designed to manage risks and avert failures. AFFINBANK continues to enhanceits system of internal control and risk management, in order to better quantify its compliance with the CODE.

The Board has overall responsibility for maintaining the proper management and protection of AFFINBANK’s interests by ensuringeffective implementation of the risk management policy and process, as well as adherence to a sound system of internal control, andby seeking regular assurance on their effectiveness. The Board also recognizes that risks cannot be eliminated completely. As such,the inherent system of internal control is designed to provide a reasonable though not absolute assurance against the risk of materialerrors, fraud or losses occurring.

The Audit & Examination Committee has an oversight responsibility for the adequacy and integrity of the internal control system.Reliance is placed on the results of independent audits performed primarily by internal auditors, the outcome of statutory audits onfinancial statements conducted by external auditors and on representations by Management based on their control self-assessmentof all areas of their responsibility.

Minutes of Audit & Examination Committee meetings, which provide a summary of the proceedings, are circulated to Board membersfor notation and discussion.

AFFINBANK has an established Internal Audit Division which reports functionally to the Audit Committee and administratively to theManaging Director/Chief Executive Officer. The division is responsible for conducting independent audits in accordance with theapproved 2009 Internal Audit Plan.

RELATIONSHIP WITH AUDITORS

A professional and transparent relationship continues to exist between the Board/Audit & Examination Committee and the externalauditors. The Audit Committee is authorized to communicate directly with both the external and internal auditors. A full Audit Committeereport outlining its role in relation to the Auditors is set out in page 37. In addition, the external auditors meets with the Board at leastonce a year when the annual audited financial statements are presented to the Board.

ASSURANCE

The Board through the Audit & Examination Committee has satisfactorily performed its oversight role in ensuring there is a soundinternal control system and regular review on the adequacy and integrity of the system. Assurance on the effectiveness of riskmanagement, control and governance process is obtained from the Management and Auditors (internal and external).

BNM auditors, internal auditors and external auditors conduct independent audits on AFFINBANK’s business operations, supportactivities and financial records and statements respectively to derive an opinion on the adequacy and integrity of AFFINBANK’s overallinternal control framework.

Finally, with the benefit of the above assurances and the external auditor’s comments incorporated in their audit report on the financialstatements for the financial year ended December 2010, the Board is able to conclude that AFFINBANK conducts its business prudentlyand in line with good governance practices.


AFFIN BANK BERHAD(25046-T)

35

(continued)

Responsibility

The Board acknowledges overall responsibility for AFFINBANK Group’s system of internal controls and its effectiveness. The systemof internal controls encompasses controls relating to financial, operational, risk management and compliance with applicable laws,regulations, policies and guidelines.

However, the system of internal controls is designed to manage rather than eliminate the risks of failure to achieve the goals andobjectives of the Group. Therefore, it can only provide a reasonable and not absolute assurance against material misstatement ofmanagement and financial information, or against financial losses or fraud.

The Board has an established process for identifying, evaluating, managing and reporting on all significant risks that may impact theachievement of business goals and objectives of the Group. The system of internal controls is dynamic and updated from time to timeto get the changes in regulatory guidelines and business environment. This process is regularly reviewed by the Board through itsBoard Risk Management Committee (BRMC) and Audit and Examination Committee (AEC).The Board is of the view that the system of internal controls in place for the year under review is sound and sufficient to safeguard theinvestment of the shareholders, the interest of the customers and regulators, and the assets of the Group.

The management assists the Board in implementing the policies approved by the Board, implementing risk and control procedures,and developing, operating and monitoring internal controls to mitigate and control identified risks.

Key Internal Control Processes

The key processes put in place to assist the Board in reviewing the adequacy and integrity of the system of internal controls includethe following:

* Relevant Board committees are established with specific responsibilities delegated by the Board to deliberate on matters withinthe respective scope of responsibility. The committees are guided by written terms of reference and their minutes of meetings aretabled to the Board.

* The BRMC assists the Board in its supervisory role concerning the overall management of risk in the Bank. It has responsibility firreviewing and approving all risk management policies and risk management methodologies. BRMC also reviews guidelines andportfolio management reports including risk exposure information.

* The Board Loan Review and Recovery Committee (BLRRC) critically reviews loans and other credit facilities with higher riskimplications, after due process of checking, analysis, review and recommendation by Group Risk Management and if foundnecessary, exercise the power to veto loan applications that have been approved by the Group Management Loan Committee(GMLC). BLRRC also review the non performing loan reports presented by the Management.

* Management Committee (MCM), comprising the senior management team, assists the Board in managing day-to-day operationsand ensure its effectiveness. MCM formulates tactical plans and business strategies, monitors the Bank overall performance andensures that the activities are in accordance with corporate objectives, strategies, policies and annual business plan and budget.

* The Group Management Loan Committee (GMLC) is established within senior management to approve complex and larger loansand workout recovery proposals beyond the delegated authority of the concerned individual senior management personnel or theBank. The other committees comprising senior management include Asset & Liability Management Committee (ALCO) whichmanages market and liquidity risks and Group Operational Risk Management Committee (GORMC) which manages operationalrisk.



(continued)

* A detailed budgeting process is in place with annual business plans and budgets prepared by the business divisions, reviewedby the MCM and approved by the Board. The actual business performances are monitored against the approved targets andbudgets of each business division by MCM on a monthly basis.

* The business plan is supported by an annual credit plan, prepared by Group Risk Management and approved by BRMC. The creditplan sets out the prevailing risk appetite and provides credit strategies and lending guidelines for the development and managementof new and existing customer relationships.

* Policies and procedures for key processes are documented and regularly updated to ensure relevance and compliance withinternal controls, directives, laws and regulations. To enhance risk culture and awareness, road shows are undertaken by GroupRisk Management across the Bank.

* Proper guidelines for the hiring and termination of employees, staff training programs and performance appraisals are establishedand other relevant procedures in place to ensure staff are adequately trained and equipped to carry out their responsibilitiescompetently.

* An integrated risk management framework is in place. The risk management function operates in an independent capacity andis a part of the Bank’s senior management structure which works closely as a team in managing risks to enhance stakeholders’value. Its responsibilities extend to cover market, liquidity, credit and operational risks. The risk management function reports toBRMC.

AUDIT AND EXAMINATION COMMITTEE


37

TERMS OF REFERENCE OF THE AUDIT AND EXAMINATION COMMITTEE

Size and Composition

The Committee shall consist of at least three (3) members but not more than five (5) members, appointed by the Board from amongstthe non-executive Directors of the Bank.

Meetings

Meetings shall be held at a frequency to be decided by the Audit and Examination Committee. At the request of the Group InternalAuditors, the Chairman shall convene a meeting to consider any matters that they may wish to bring to the attention of the Directorsor shareholders. A quorum shall consist of at least two (2) members. The Group Chief Internal Auditor shall be the Secretary to the Auditand Examination Committee.

Authority

The Committee shall have unlimited access to all records, information and documents relevant to its activities, to the Group Internaland External Auditors and to senior management of the Bank and its subsidiaries. The Group Internal and External Auditors shall havefree access to the Audit and Examination Committee and be allowed to attend and to be heard at the Committee meetings. TheCommittee is authorised by the Board to obtain outside and independent professional advice as and when it is considered necessary.

AUDIT AND EXAMINATION COMMITTEE (AEC)

01. YBhg. Dato’ Sri Abdul Aziz bin Abdul RahmanAEC Chairman

02. YM. Dr. Raja Abdul Malek bin Raja JallaludinMember

03. YBhg. Tan Sri Mohamed Jawhar bin HassanMemberRepresentative from Affin Islamic Bank Berhad

0102 03

AUDIT AND EXAMINATION COMMITTEE


(continued)

Duties and Responsibilities

The duties and responsibilities of the Audit and Examination Committee are:

1. To review AFFINBANK’s financial statements and to ensure compliance with disclosure requirements and any adjustments as suggested by the External Auditors, prior to submission to the Board.

2. To review the reports of the Group Internal Auditor, the External Auditors, Bank Negara Malaysia examiners or any other relevant parties and decide on actions to be taken on relevant issues raised in the reports.

3. To review with the External Auditors the scope of their audit plan, the system of internal accounting controls, the audit reports, the assistance given by the management and its staff to the auditors, and any findings and action to be taken.

4. To make recommendation to the Board on the appointment of External Auditors.

5. To review the effectiveness and performance of the Group Internal Audit functions from time to time.

6. To review and approve the annual audit plan and budget for Group Internal Audit, which sets out the audit objectives, auditable areas, scope of coverage, frequency of audit and duration of each audit assignment.

7. To ensure that Group Internal Audit has adequate resources and support services to carry out its functions.

8. To review the overall performance of the Group Chief Internal Auditor, including the remuneration package.

9. To review any significant related party transactions that may arise within the Bank’s group or associate companies and report to the Board any areas of concern.

10. To escalate to the Board via minutes of meetings or special reports on any exception identified.

11. To carry out such other responsibilities as may be delegated by the Board from time to time.

NETWORK OF BRANCHES


39

JOHOR

1. Ayer HitamNo. 765, Jalan Batu Pahat, 86100 Ayer Hitam, Johor.Tel : 07-758 1100 / 1616Fax : 07-758 1001

2. Batu Pahat3 & 4, Jalan Merah,Taman Bukit Pasir,83000 Batu Pahat,Johor.Tel : 07-433 4210 / 4213Fax : 07-433 3246

3. Johor BahruM1-23 & M2-29,Johor Bahru City Square,106-108, Jalan Wong Ah Fook,80000 Johor Bahru,Johor.Tel : 07-221 2403/ 2419/ 2440/ 2446Fax : 07-221 2462

4. Johor Jaya130 & 132, Jalan Ros Merah 2/17,Taman Johor Jaya,81100 Johor Bahru,Johor.Direct LineBranch Manager : 07-355 5115Direct Line ManagerBranch Services : 07- 351 8605 Tel : 07-351 8602/ 8603/ 8596Fax : 07-351 4122

5. Kluang503, Jalan Mersing,86000 Kluang,Johor.DL Branch Manager : 07-774 1359Tel : 07-772 4736/ 4750/ 4758Fax : 07-772 4486

6. Kulai13 & 14, Jalan Raya,Taman Sri Kulai Baru, Batu 21,81000 Kulai,Johor.Tel : 07-663 9799/ 9802/ 9803Fax : 07-663 9800

7. Muar1 Jalan Petrie,84000 Muar,Johor.Tel : 06-953 2384/ 3753/ 9795Fax : 06-953 3489

8. Permas Jaya23 & 25,Jalan Permas 10/2,Bandar Baru Permas Jaya,81750 Johor Bahru,Johor.Tel : 07-386 3703/ 3857/ 3904Fax : 07-386 5061

9. SegamatNo. 1, Ground Floor, Jalan Nagasari 23, Bandar Segamat Baru, 85000 Segamat, Johor.Tel : 07-943 1378/ 1428/ 1432Fax : 07-943 1373

10. Tampoi49 & 51,Jalan Sri Perkasa 2/1,Taman Tampoi Utara,81200 Tampoi, Johor Bahru,Johor.Tel : 07-241 4946/ 4948/ 4951Fax : 07-241 4953

JOHOR (AFFIN ISLAMIC)

1. Taman MolekNo. 23, 23-01, 23-02,Jalan Molek 1/29,Taman Molek,81100 Johor Bahru,Johor.Tel : 07-351 9522 (3 lines)Direct Line : 07-357 8522Fax : 07-357 9522

(Operations)Fax : 07-358 4355

(House Financing)

KEDAH

1. Alor SetarNo. 147 & 148,Susuran Sultan Abdul Hamid 8,Kompleks Sultan Abdul Hamid,Fasa 2 Persiaran Sultan Abdul Hamid,05050 Alor Setar,Kedah.Tel : 04-772 1477Fax : 04-771 4796

3. Langkawi149-151,Persiaran Bunga Raya,Langkawi Mall,07000 Kuah,Langkawi,Kedah.Tel : 04-966 4426/ 4427/ 4510 Fax : 04-966 4717

3. Sungai Petani23E & 23F,Jalan Kampung Baru,08000 Sungai Petani,Kedah.Tel : 04-421 1808/ 422 0831/

423 0684/ 423 0680Fax : 04-422 6675

KELANTAN

1. JeliNo. A1 & A2, Blok A,Bandar Baru Bukit Bunga,11700 Bukit Bunga,Tanah Merah,Kelantan.Tel : 09-946 8955/ 8952Fax : 09-946 8954

2. Kota Bharu13788H & 3788I,Seksyen 13,Jalan Sultan Ibrahim,15050 Kota Bharu,Kelantan.Tel : 09-744 5688/ 5582/ 743 8653Fax : 09-744 2202

MELAKA

1. Bukit BaruNo. 7 & 8, Jalan DR1,Delima Point,Taman Delima Raya,75150 Melaka.Tel : 06-232 1386/ 1390/ 1395Fax : 06-232 1579

2. Melaka Raya200 & 201,Taman Melaka Raya,Off Jalan Parameswara,75000 Melaka.Tel : 06-283 5500/ 5501/ 5502Fax : 06-284 6618

NETWORK OF BRANCHES


(continued)

NEGERI SEMBILAN

1. Nilai5733 & 5734, Jalan TS 2/1,Taman Semarak Phase II,71800 Nilai,Negeri Sembilan.Tel : 06-799 4114/ 5836/ 5837Fax : 06-799 5115

2. Port Dickson3 & 4, Jalan Mahajaya,P.D. Centre Point,71000 Port Dickson,Negeri Sembilan.Tel : 06-647 3950/ 3951/ 3955Fax : 06-647 4776

3. SerembanNo. 175, Jalan Dato' Bandar Tunggal,70000 Seremban,Negeri Sembilan.Tel : 06-762 9651/ 9652/ 9653Fax : 06-763 6125

PAHANG

1. JengkaNadi Kota,26400 Bandar Jengka,Pahang.Tel : 09-466 2233/ 2253Fax : 09-466 2422

2. Kuantan1, Jalan Tun Ismail,P.O.Box 354,25740 Kuantan,Pahang.Tel : 09-515 7146/ 7166/ 7642/ 7520Fax : 09-513 4027

3. Mentakab70, Jalan Temerloh,28400 Mentakab,Pahang.Tel : 09-278 4487/ 277 2969Fax : 09-277 6654

4. Temerloh9, Ground Floor,Jalan Ahmad Shah,28000 Temerloh,Pahang.Tel : 09-296 8811Fax : 09-296 8800

PERAK

1. IpohNo. 1 & 3,Ground & First Floor,Persiaran Greentown 9,Greentown Business Centre,30450 Ipoh,Perak.Tel : 05-255 0980/ 0987Fax : 05-255 0976

2. Ipoh GardenNo. 27A-27A1,Jalan Sultan Azlan Shah Utara,31400 Ipoh,Perak.Tel : 05-549 7277/ 7266Fax : 05-549 7299

3. LumutTingkat Bawah,Kompleks Mutiara Armada,Jalan Nakhoda,Pengkalan TLDM,32100 Lumut,Perak.Tel : 05-683 5051/ 5066Fax : 05-683 5579

4. SitiawanNo. 11 & 12, Taman Sitiawan 1,Jalan Lumut,32000 Sitiawan,Perak.Tel : 05-692 8401/ 691 7516Fax : 05-691 7339

5. TaipingNo. 40 & 42,Jalan Tupai,34000 Taiping,Perak.Tel : 05-806 6816Fax : 05-808 0432

6. Teluk Intan11, Medan Sri Intan,Jalan Sekolah,36000 Teluk Intan,Perak.Tel : 05-621 0130/ 0131/ 0133Fax : 05-621 0128

PERLIS

1. KangarA2, Taman Pengkalan Asam,Jalan Alor Setar-Kangar,01000 Kangar,Perlis.Tel : 04-977 8669/ 8670/ 8672Fax : 04-977 8566

PULAU PINANG

1. Bayan Baru124 & 126, Jalan Mayang Pasir,Taman Sri Tunas,11950 Bayan Baru,Pulau Pinang.Tel : 04-644 7593/ 643 3815/

644 4171Fax : 04-645 2709

2. Butterworth55-57, Jalan Selat,Taman Selat,P.O.Box 165,Off Jalan Bagan Luar,12000 Butterworth,Pulau Pinang.Tel : 04-333 1372/ 3177Fax : 04-332 3299

3. Fettes Park98-G-32,Jalan Fettes,Prima Tanjung Business Centre,Tanjung Tokong,11200 Pulau Pinang.Tel : 04-899 9069Fax : 04-899 0767

4. Jalan MacalisterNo. 104C, 104D & 104E,Jalan Macalister,10400 Pulau Pinang.Tel : 04-229 1495Fax : 04-226 1530

5. Kepala BatasLot 1317 & 1318,Lorong Malinja,Taman Sepakat,Off Jalan Butterworth,13200 Kepala Batas,Seberang Prai Utara,Pulau Pinang.Tel : 04-575 1824/ 1853/ 1902Fax : 04-575 1975

NETWORK OF BRANCHES


41

(continued)

6. PraiNo. 2, Tingkat Kikik 7,Taman Inderawasi,13600 Pulau Pinang.Tel : 04-399 3900/ 397 8535/

397 8543Fax : 04-397 9243

7. Seberang JayaNo. 10, Jalan Todak Satu,Pusat Bandar Seberang Jaya,13700 Prai,Pulau Pinang.Tel : 04-399 5881Fax : 04-399 2881

8. Wisma Pelaut1A, Light Street,Wisma Pelaut,10200 Pulau Pinang.Tel : 04-263 6633/ 2121/ 4373/

261 2494Fax : 04-261 9801

PULAU PINANG (AFFIN ISLAMIC)

1. Juru Auto-CityNo. 1813A,Jalan Perusahaan, Auto-City,North-South Highway,Juru Interchange,13600 Prai, Pulau Pinang.Tel : 04-507 7422/ 7522/

3522 (Pilot)Direct Line : 04-507 1522Fax : 04-507 6522/ 0522

SABAH

1. Jalan Gaya, Kota KinabaluNo. 86, Jalan Gaya, 88000 Kota Kinabalu, Sabah.Tel : 088-230 213 / 233 232Fax : 088-212 476/ 088-265 430

2. Sadong Jaya Complex,Kota KinabaluLot 19 & 20, Block K,Sadong Jaya Complex,Jalan Ikan Juara 3,Karamunsing,88300 Kota Kinabalu,Sabah.Tel : 088-264 410/ 413/ 261 515Fax : 088-261 414

3. SandakanLot No. 163 & 164,Block 18, Jalan Prima Square,Batu 4, Jalan Utara,90000 Sandakan, Sabah.Tel : 089-212 752/ 212 753Fax : 089-212 644

4. TawauTB 281, 282 & 283,Jalan Haji Karim,Town Extension II,P.O. Box 630,91008 Tawau,Sabah.Tel : 089-778 197/ 198Fax : 089-762 199

SARAWAK

1. BintuluSub Lot 13,Off Lot 3299,Parkcity Commerce Square,97000 Bintulu,Sarawak.Tel : 086-314 248/ 249/ 261Fax : 086-314 206

2. KuchingLot 247 & 248,Section 49, KTLD,Jalan Tuanku Abdul Rahman,93100 Kuching,Sarawak.Tel : 082-245 888/ 256 896/

422 909/ 589/ 598Fax : 082-257 366

3. MiriLot 2387 & 2388,Block A4,Jalan Boulevard 1A,Boulevard Commercial Center,KM 3, Jalan Miri-Pujut,98000 Miri,Sarawak.Tel : 085-437 442/ 443/ 445Fax : 085-437 297

4. SibuNo. 91 & 93,Jalan Kampung Nyabor,96000 Sibu,Sarawak.Tel : 084-325 926/ 943/ 340 929Fax : 084-325 960

SELANGOR

1. Ampang JayaNo. 11 & 11A,Jalan Mamanda 7/1,Ampang Point,68000 Ampang,Selangor.Tel : 03-4257 6802/ 6804Fax : 03-4257 8636

2. Ampang New Village49-G, Jalan Wawasan Ampang 2/1,Bandar Baru Ampang,68000 Ampang,Selangor.Tel : 03-4296 2210/ 2311Fax : 03-4296 2206

3. Jalan Meru, KlangNo. 40, Pelangi Avenue,Jalan Kelicap 42A/KU1,Klang Bandar Di Raja,41050 Klang,Selangor.Tel : 03-3341 5237Fax : 03-3341 5427

4. Kajang2 & 3, Jalan Saga,Taman Sri Saga,Off Jalan Sg. Chua,43000 Kajang,Selangor.Tel : 03-8737 7435/ 7436/ 7437Fax : 03-8737 7433

5. Kelana Jaya101, Block C, Menara Glomac,Kelana Business Centre 97,Jalan SS7/2,47301 Kelana Jaya,Petaling Jaya,Selangor.Tel : 03-7625 2111/ 7806 1749Fax : 03-7806 1759

6. Kepong6, Jalan 54,Desa Jaya,52100 Kepong,Selangor.Tel : 03-6276 4942/ 4943/ 4946Fax : 03-6276 6375

NETWORK OF BRANCHES


(continued)

7. KinraraNo. 1, Jalan TK1/11A,Taman Kinrara, Section 1,Batu 7 1/2, Jalan Puchong,47100 Puchong,Selangor.Direct Line : 03-8070 5682Tel : 03-8070 3403Fax : 03-8075 8159

8. Klang UtaraNo. 29 & 31,Jalan Tiara 3,Bandar Baru Klang,41150 Klang,Selangor.Tel : 03-3342 1585/ 1597/ 1602/ 1669Fax : 03-3342 1719

9. Kompleks PKNSLot G17-20,Ground Floor,Kompleks PKNS,40000 Shah Alam,Selangor.Tel : 03-5510 5200/ 6990/ 0523Fax : 03-5510 8200

10. Kota WarisanNo. 48, Jalan Warisan Megah,43900 Sepang,Selangor.Tel : 03-8706 6300Fax : 03-8706 6599

11. PJ StateNo. 38 & 40,Jalan Yong Shook Lin,46050 Petaling Jaya,Selangor.Tel: 03-7955 0032/ 7956 0022 (HPC)Fax: 03-7954 0012/ 7956 0022 (HPC)

12. Port KlangNo. 1, Jalan Berangan,42000 Port Klang,Selangor.Tel : 03-3168 8366/ 3167/ 7346Fax : 03-3167 2784/ 6432

13. PuchongNo. 16 & 18,Jalan Bandar 3,Pusat Bandar Puchong,47100 Puchong,Selangor.Tel : 03-5882 2880/ 2810/ 2816/ 2817Fax : 03-5882 2881

14. RawangNo. 33G & 35G,Jln 1B, Fortune Avenue,48000 Rawang,Selangor.Tel : 03-6091 3322/ 3311/ 2394/ 2396Fax : 03-6091 3344

15. Sea Park20-22, Jalan 21/12,Sea Park,46300 Petaling Jaya,Selangor.Tel : 03-7875 6514/ 6255/ 6461Fax : 03-7876 6020

16. Seri Kembangan36, Jalan PSK 3,Pusat Perdagangan Seri Kembangan,43300 Seri Kembangan,Selangor.Tel : 03-8945 6429/ 8943 6488Fax : 03-8945 6442/ 8943 5306

17. Subang Jaya7 & 9, Jalan SS 15/8A,47500 Petaling Jaya,Selangor.Tel : 03-5634 8043/ 8045/ 8049Fax : 03-5634 8040

18. The Curve, DamansaraLot G32 & 126,Ground & First Floor,The Curve Shopping Complex,Jalan PJU 7/8,Mutiara Damansara,47820 Petaling Jaya,Selangor.Tel : 03-7726 7258/ 7728 7035Fax : 03-7727 8912

19. UiTMInstitut Teknologi MARA,Tingkat 2,Menara UiTM,40450 Shah Alam,Selangor.Tel : 03-5519 2377/ 1160Fax : 03-5510 5580

20. USJ Taipan8A & 8B, Jalan USJ 10/1J,47610 UEP Subang Jaya,Petaling Jaya,Selangor.Tel : 03-8023 7271/ 7206/ 8593/

8649/ 9095Fax : 03-8023 9161

SELANGOR (AFFIN ISLAMIC)

1. SS2161-163, Jalan SS2/24,47300 Petaling Jaya,Selangor.Tel : 03-7874 3513Fax : 03-7874 3480

2. MSU Shah AlamManagement & Science University,2nd Floor, University Drive,Persiaran Olahraga, Section 13,40100 Shah Alam,Selangor.Tel : 03-5510 0425Fax : 03-5510 0563

TERENGGANU

1. KemamanK711-713,Wisma IKY Naga,Jalan Sulaimani,24000 Kemaman,Terengganu.Tel : 09-858 1744/ 2544/ 6572/ 3980Fax : 09-859 1572

2. Kemaman Supply BaseGround Floor,Admin Building Block B,Kemaman Supply Base,24007 Kemaman,Terengganu.Tel : 09-863 1297/ 1303Fax : 09-863 1295

TERENGGANU (AFFIN ISLAMIC)

1. Kuala Terengganu63 & 63-A, Jalan Sultan Ismail,20200 Kuala Terengganu,Terengganu.Tel : 09-622 3725/ 3825/ 3925Fax : 09-623 6496

NETWORK OF BRANCHES


43

(continued)

WILAYAH PERSEKUTUAN

1. BangsarNo. 4 & 6,Jalan Telawi 3,Bangsar Baru,59100 Kuala Lumpur.Tel : 03-2283 5025/ 5026/ 5027Fax : 03-2283 5028

2. Bangunan Getah AsliTingkat Bawah,148, Jalan Ampang,50450 Kuala Lumpur.Tel : 03-2162 8770Fax : 03-2162 8587

3. Batu CantonmentNo. 840 & 842,Batu 4 3/4,Jalan Ipoh,51200 Kuala Lumpur.Tel : 03-6258 7370/ 7690Fax : 03-6251 8214

4. CentralGround & Mezzanine Floor,Menara Affin,80, Jalan Raja Chulan,P.O.Box 12744,50788 Kuala Lumpur.Tel : 03-2055 2222 (30 lines)Fax : 03-2070 7592

5. Jalan Bunus133, Jalan Bunus,Off Jalan Masjid India,50100 Kuala Lumpur.Tel : 03-2693 4686 (5 lines)Fax : 03-2691 3207

6. Jalan Ipoh468-11 & 468-11B,Batu 3, Jalan Ipoh,51200 Kuala Lumpur.Tel : 03-4042 5554 (3 lines)Fax : 03-4042 4912

7. LTATGround Floor,Bangunan LTAT,Jalan Bukit Bintang,55100 Kuala Lumpur.Tel : 03-2142 6311/ 6173/ 6681Fax : 03-2148 0586

8. Selayang81-85, Jalan 2/3A,Pusat Bandar Utara,KM 12, Jalan Ipoh,68100 Batu Caves,Kuala Lumpur.Direct Line : 03-6136 2106Tel : 03-6137 2053/ 7122Fax : 03-6138 7122

9. Seri Petaling10-12, Jalan Raden Tengah,Bandar Baru Seri Petaling,57000 Kuala Lumpur.Tel : 03-9058 5600Fax : 03-9058 8513

10. Setapak159 & 161, Jalan Genting Kelang,P.O.Box 202,53300 Setapak,Kuala Lumpur.Tel : 03-4023 0455/ 0552Fax : 03-4021 3921

11. Taman Maluri250 & 252, Jalan Mahkota,Taman Maluri,55100 Kuala Lumpur.Direct Line : 03-9282 7303Tel : 03-9282 7250Fax : 03-9283 4380

12. Taman Midah38 & 40, Jalan Midah 1,Taman Midah, Cheras,56000 Kuala Lumpur.Tel : 03-9130 0366/ 0194/ 0215Fax : 03-9131 7024

13. Taman Tun Dr. Ismail47 & 49, Jalan Tun Mohd Fuad 3,Taman Tun Dr. Ismail,60000 Kuala Lumpur.Tel : 03-7727 9080 / 9062 / 9082Fax : 03-7727 9543

14. Wangsa MajuNo. 2 & 4, Jalan 1/27F,Kuala Lumpur Sub-Urban Centre,Wangsa Maju,53300 Kuala Lumpur.Direct Line : 03-4143 3005Tel : 03-4143 2814/ 2816Fax : 03-4143 3095

15. Wisma PertahananG.05, Tingkat Bawah,Wisma Pertahanan,Kementerian Pertahanan Malaysia,Jalan Padang Tembak,50634 Kuala Lumpur.Tel : 03-2698 7912/ 03-2691 5649Fax : 03-2698 6071

WILAYAH PERSEKUTUAN(AFFIN ISLAMIC)

1. Fraser20-G & 20-1, Jalan Metro Pudu,Fraser Business Park,55100 Kuala Lumpur.Tel : 03-9222 8877Fax : 03-9222 9877

WILAYAH PERSEKUTUANPUTRAJAYA

1. PutrajayaJabatan Akauntan Negara,Kompleks Kementerian Kewangan,No. 1, Persiaran Perdana,Presint 2,62594 Putrajaya,Wilayah Persekutuan.Tel : 03-8888 3814/ 8889 1784/

92927/ 93095Fax : 03-8889 2082

WILAYAH PERSEKUTUANLABUAN (OFFSHORE)

1. Labuan OffshoreUnit 3 (J), Level 3,Main Office Tower,Financial Park Labuan,Jalan Merdeka,87000 Federal Territory Labuan.Tel : 087-411 931/ 960Fax : 087-411 973


NOTICE OF ANNUAL GENERAL MEETING

Notice is hereby given that the 35th Annual General Meeting of Affin Bank Berhad will be held at theBoard Room, 19th floor, Menara Affin, 80, Jalan Raja Chulan, 50200 Kuala Lumpur on Wednesday, 15March 2011 at 11.00 a.m. for the transaction of the following business:-

Agenda:

1. To receive the Statutory Statements of Accounts for the year ended 31 December 2010 together with the Directors' and Auditors' Reports thereon

2. To declare a final tax exempted dividend of 5.0% amounting to RM71,964,269.10 for the financial year ended 31 December 2010.

3. To approve Directors’ fees for 2010.

4. To re-elect the following Directors who retire pursuant to Article 91(a) of the Articles of Association and who,being eligible, offer themselves for re-election:-

a. YBhg. Jen. Tan Sri Dato’ Seri Ismail bin Hj. Omar (Bersara);

b. YM. Dr. Raja Abdul Malek bin Raja Jallaludin; and

c. YBhg. Laksamana Madya Tan Sri Dato’ Seri Ahmad Ramli bin Mohd Nor (Bersara).

5. To appoint Messrs PricewaterhouseCoopers as Auditors for the financial year ending 31 December 2011 and to authorise the Directors to fix their remuneration

6. To transact any other ordinary business.

BY ORDER OF THE BOARD

NIMMA SAFIRA KHALIDAZIZAH SHUKORSecretaries

NOTE:

A member entitled to attend and vote at theMeeting is entitled to appoint a proxy to attendand vote instead of him and the proxy need notbe a member of the Company.

The instrument appointing a proxy shall be inwriting under the hand of the appointor of hisattorney duly authorised in writing or, if theappointor is a corporation, either under the sealor in some other manner approved by Directors.

The instrument appointing a proxy and thepower of attorney or other authority, if any, underwhich it is signed or a notarially certified copy ofsuch power or authority shall be deposited at theCompany’s registered office at the 17th Floor,Menara Affin, 80, Jalan Raja Chulan, 50200Kuala Lumpur, at least fortyeight (48) hoursbefore the time appointed for holding theMeeting or adjourned Meeting as the case maybe otherwise the person so named shall not beentitled to vote in respect thereof.

statement on internal control - affin bank · 2016-01-08 · statement on internal control affin...

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