statistical bulletin...edpymes 91, the municipal savings placed 81 credits and the rural savings 3....

STATISTICAL BULLETINDECEMBER 2018

Main promoter to access of housing in Perú

INDEX STATISTICAL BULLETIN

EXECUTIVE SUMMARY

CHAPTER I Crédito Mivivienda (CMV)

CHAPTER II Bono Familiar Habitacional (BFH)

CHAPTER III Bono de Protección de Viviendas Vulnerables a los Riesgos

Sísmicos (Housing Protection against Seismic Risk Bonus)

CHAPTER IV Bono Mivivienda Sostenible (BMS)

GLOSSARY

2.3. Technical Entities.

SITUATION DECEMBER 2018

- EXECUTIVE SUMMARY -

In the last month of 2018, the number of credits per

product was distributed as follows: (i) Nuevo Crédito

Mivivienda with 782 loans (S/ 121.2 million disbursed) and

(ii) Financiamiento Complementario Techo Propio with 116

units (S/ 2.4 million disbursed).

Meanwhile, the number of debtors of the Créditos

Mivivienda amounted to 93,197; while, in terms of market

share, this figure represented 36.5% of the total mortgage

debtors of the financial system.

On the side of credits according to Financial Institutions

(IFI's), banks accounted the 64.6% of December loans (580

in total), being the BCP standing out with 353 loans. In as

much, the Financial Companies made 143 credits, the

edpymes 91, the Municipal Savings placed 81 credits andthe Rural Savings 3.

Finally, by geographic area, Lima Metropolitana explained

55.7% of the loans colocation in 2018, while the provinces

the 44.3% remaining.

3

In addition, of the total bonuses awarded under the form of

Construcción en Sitio Propio (CSP) during the month of

December, 2,249 corresponds to Bonos de Reconstrucción (for

an amount of S/ 50.9 million) granted to affected families by

the Fenómeno El Niño Costero.

With respect to current Technical Entities (ET), at theDecember 2018 cut, the number of these entities reached624.

In December 2018, the Bono Mivivienda Sostenible reached atotal of 340 loans whose amount in bonuses totaled S/ 1.9million.

In entire 2018, a total of 2,001 bonuses have been granted,equivalent to an amount of S/ 9.5 million.

By December 2018, exist an offer of 33,362 certifiedsustainable houses. The 78.6% corresponds to houses offeredin districts of Lima and 21.4% in the rest of the country.

Also, there are 19 projects in process of certification, whichadds an offer of 1,441 houses of which 40% are located in theinterior of the country.

MAIN DATA OF THE MONTH

WE EXCEDED THE GOAL

OF 9000 CREDITS

9 144credits disbursed in 2018

WE ACHIEVED A MONTHL Y RECORD

OF DISBURSEMENTS OF BFH

GREAT HOST OF

CRÉDITO VERDE

CRÉDITOS MIVIVIENDA

The number of Créditos Mivivienda colocated in December

amounted to 898. In monetary terms, the amount

disbursed in 2018 was S/ 125.1 million. Finished the 2018,

the number of loans amounted to 9,144, equivalent to a

disbursed amount of S/ 1,138.7 million.

BONO FAMILIAR HABITACIONAL (BFH)

BONO DE PROTECCIÓN DE VIVIENDAS

VULNERABLES A LOS RIESGOS SÍSMICOS

(BPVVRS)

BONO MIVIVIENDA SOSTENIBLE (BMS)

In December 2018, a total of 92 Bonos de Protección de

Viviendas Vulnerables (BPVVRS) were registered. 89 of these

were delivered in Lima Metropolitana, with the beneficiary

districts: (i) Villa María del Triunfo (67), (ii) Ate (20) and (iii)

San Juan de Lurigancho (2); while, in Arequipa (3) were

granted the rest. In monetary terms, the amount disbursed

for the twelveth month of the last year amounted to S/ 1.4

million.

6 691bonuses disbursed in december

(the highest number since december 2015)

2 001creditos verdes disbursed in 2018

In December 2018, 6,691 Bonos Familiares Habitacionaleswere granted, equivalent to S/ 160.9 million, being themonth with more bonuses disbursed. Thus, in 2018, 25,467bonuses were granted, for S/ 636.5 million.

By geographic area, in december the provinces concentratethe 91.4% of bonuses; while, considering the entire 2018,explain the 93.7%.

According to the modality, in December, the bonuses weredistributed as follows: (i) Adquisición de Vivienda Nueva(391 bonuses, equivalent to S/ 13 million) and (ii)Construcción en Sitio Propio (6,300 bonuses, equivalent toS/ 147.9 million).

CRÉDITO

Crédito Mivivienda and mortgage credit of the financial system

1.2 Crédito Mivivienda by product, financial institution and region

1.1 Crédito Mivivienda and mortgage credit of the financial system

1.1

Crédito Mivivienda and

mortgage credit of the

financial system

5

Source: SBS y FMV

Source: SBS y FMV

Developed by Planning, Foresight and Organizational Development Office - FMV

NOTE: includes all credit modalities sponsored by the FMV.

1/ The information of Financial Companies of December replicates the data of November (information available on the SBS portal).

CHART 1.1.2 : DISBURSED AMOUNT OF CRÉDITO MIVIVIENDA IN THE MORTGAGE MARKET

(In thousands of soles)

FMV STATISTICS: SITUATION AT DECEMBER 2018

CHART 1.1.1 : NUMBER OF CRÉDITO MIVIVIENDA IN THE MORTGAGE MARKET

(Number of disbursement credits)

NOTE: Includes all credit modalities sponsored by the FMV.

1 / The information of Financial Companies of December replicates the data of November (information available on the SBS portal).

644 655 559 651735 691 666 752

810 804920 1 003 898

3.325

3.081

3.418

3.702 3.704

4.087

3.587 3.5633.684

3.847 3.796 3.7973.560

19,421,3

16,4 17,619,8

16,918,6

21,1 22,0 20,924,2

26,4 25,2

0,0

10, 0

20, 0

30, 0

40, 0

50, 0

60, 0

Dec Jan 2018 Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dic 1/

FMV Financial System Total FMV Participation Rate (%)

74 363 81 333 86 081 76 792 84 328 64 031 77 456 84 662 86 54175 718 89 870 100 283 125 093

1 009 469

902 402

1 069 5431 140 370

1 098 472

1 277 352

1 107 6041 041 589 1 047 979

1 131 5701 079 017 1 111 785

1 030 210

7,69,3

6,0 6,87,7

6,8 6,88,6

9,6 9,010,9

11,8 12,1

-1,0

4,0

9,0

14, 0

19, 0

24, 0

29, 0

34, 0

0

200 00 0

400 00 0

600 00 0

800 00 0

1 000 0 00

1 200 0 00

1 400 0 00

Dec Jan 2018 Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 1/

FMV Financial System Total FMV Participation Rate (%)

6

Source: SBS


NOTE:

1/ The Balance of Mortgage Portfolio of Mivivienda corresponds to the one that the banks register in their accounting books.

NOTE :

1/ It considers the debtor as unique, if he has credits of the same type in more than one company.

2/ The information from December of the Financial System replicates the data of November 2018 (latest information available on the SBS portal).


CHART 1.1.3 : BALANCE OF MORTGAGE LOAN PORTFOLIO MIVIVIENDA AND THE FINANCIAL SYSTEM

CHART 1.1.4 : MORTGAGE DEBTORS OF THE FONDO MIVIVIENDA AND THE FINANCIAL SYSTEM

(Millions of soles)

(Number of debtors)

Source: SBS y FMV

89 810 89 917 90 056 90 199 90 542 90 715 90 989 91 267 91 527 91 817 92 222 92 694 93 197

247 095 247 434 248 211 248 893 249 668 250 768 251 754 252 579253 371 254 547 255 592 256 855 256 855

36,3 36,3 36,3 36,2 36,3 36,2 36,1 36,1 36,1 36,1 36,1 36,1 36,3

Dec Jan 2018 Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec2/

FMV Financial System 1/ FMV Participation rate (%)

6 674 6 696 6 716 6 733 6 760 6 789 6 815 6 844 6 888 6 939 7 003 7 073 7 225

43 227 43 303 43 787 43 98744 300 44 805 45 198

45 367 45 720 46 19546 672

45 047 45 282

15,4 15,5 15,3 15,3 15,3 15,2 15,1 15,1 15,1 15,0 15,0

15,716,0

Dec Jan 2018 Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

Mortgage Portfolio Balance of Mivivienda 1/ Balance of Mortgage Portfolio in the Financial System FMV Participation rate (%)

7

Source: SBS y FMV


CHART 1.1.6 : COLLOCATIONS OF CRÉDITO MIVIVIENDA BY TYPE OF PRODUCT

NOTE:

1/ Loans Mivivienda, portfolio default rate of the IFIs with subborrowers.

2/The delinquency of the Mivivienda Fund portfolio does not consider the delinquency of the CRAC portfolio Señor de Luren.


CHART 1.1.5: MORTGAGE OF THE MORTGAGE PORTFOLIO MIVIVIENDA 1 / AND THE FINANCIAL SYSTEM

(in percentages)

Source: FMV

3,553,65 3,66

3,713,67

3,78 3,80

3,93 3,95 3,964,01 4,01

4,08

2,762,85

2,902,85 2,88

2,952,87

2,95 2,952,90

3,02 2,99 3,01

Dec 2018 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

Mivivienda portfolio delinquency 2/ Mortgage Portfolio Default of the Financial System 4/

8

Kind of

product

Jan-Dec

2017

Jan-Dec

2018Var. %

NCMV 6683 7941 18,8%

FCTP 348 1201 245,1%

Mi Const. 42 - -

MiCasa 17 - -

Mi Terreno 11 2 -81,8%

TOTAL 7101 9144 28,8%

580

438493

607 577 568650

564 602

462

595 615 604530

631700 737

825 858782

8

5

12

12 46 66

90

7553

97

56

11887

136

121

110 67

95

145

116

2

1

11 1

5

1

1

32

2

5

3

411 4 4

1

2

May Jun Jul

Aug

Sep

Oct

Nov Dec

2018

Jan

Feb

Mar

Apr

May Jun Jul

Aug

Sep

1/ Oct

Nov Dec

Nuevo Crédito Mivivienda 1/ MiConstrucción FCTP MiCasa Más MiTerreno

644

898

1/ Until December 2017, FMV placed MiConstruccion and MiCasa Mas credits. From January 2018 these products were unified to Nuevo Crédito Mivivienda product.

Source: FMV

*CMAC: Municipal Saving and Loan Institutions.

**CRAC: Rural Saving and Loan Institutions.

Source: FMV

1/ Lima includes the Province of Lima and the Constitutional Province of Callao.

Elaboration: Office of Planning, Prospective and Organizational Development - FMV

CHART 1.1.7 : NUMBER OF CRÉDITOS MIVIVIENDA PLACED BY TYPE OF IFI AND IFI

INFORMATION CORRESPONDING AT THE CLOSE OF DECEMBER 2018

CHART 1.1.8: NUMBER OF CRÉDITOS MIVIVIENDA PLACED IN LIMA METROPOLITANA 1 /AND PROVINCES


Number of Crédito Mivivienda by Type IFI- December 2018

64,6%Banco

15,9%Financiera

9,0%CMAC*10,1%

Edpyme

CRAC**0,3%

Part. %

Crédito39%

Financiera TFC; 12%

Edpyme MiCasita

10%

Interbank 9%

Pichincha…

CMAC Huancayo

7%Banbif5%Financiera

Efectiva4%Continental

2%

Otros3%

Part. %

TOP CREDITS

1. BCP 353 credits2. Financiera TFC 104 credits3. Edpyme MiCasita 91 credits4. Interbank 83 credits5. Pichincha 75 credits6. CMAC Huancayo 63 credits7. Banbif 48 credits8. Financiera Efectiva 39 credits9. Continental 15 credits

10.Otros 27 credits

323 367 275358 402 380 368 378

430 447559 582 522

321 288

284

293333

311 298374

380 357

361421

376

Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

Provinces Lima

898

644

17.1%per year

in province

53%55%

54%50% 56% 49% 55% 55% 55%

55%50% 53% 56%

50%44%

51%45% 45% 45% 45% 50% 47%

44%39% 42% 42%

Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

Provinces Lima

9

Source: FMV

Source: FMV



CHART 1.1.9 : NUMBER OF CRÉDITOS MIVIVIENDA PLACED BY DEPARTMENT

Note: More intense colors indicate a greater number of placements

The macro regions are made up of the following departments:

Macro North Region: Tumbes, Piura, Cajamarca, La Libertad y Lambayeque /Macro Central Region: Ancash, Huánuco, Pasco, Junín, Huancavelica, Ica y Ayacucho.

Macro South Region : Cusco, Apurímac, Arequipa, Puno, Moquegua y Tacna /Macro East Region: Amazonas, Loreto, San Martín, Ucayali y Madre de Dios.

GEOGRAPHICAL DISTRIBUTION OF CRÉDITO MIVIVIENDA, IN DECEMBER 2018

CRÉDITOS MIVIVIENDA BY DEPARTMENTS, IN DECEMBER 2018

486

72 69 66 5536

15 13 12 12 11 9 7 6 2 2 2 2

Lima y Callao58%

Macro North Region

21%

Macro Central Region

13%

Macro South Region

5%

Macro East Region

3%

Part. % by Macro Region

10

Total number :898

1.2 Crédito Mivivienda by product, financial institution and region

1.2

Crédito Mivivienda by

product, financial

institution and region

11

Source: FMV

Source: FMV



TABLE N° 1.2.1: EVOLUTION OF CRÉDITO MIVIVIENDA, AT THE CLOSE OF DECEMBER 2018

TABLE N° 1.2.2: EVOLUTION OF CRÉDITO MIVIVIENDA BY PRODUCT, AT THE CLOSE OF DECEMBER 2018

NOTE:

a/ From July 1999.

b/ Accumulated from January to december

c/ The Crédito Mivivienda by product have had the following periods:

c.1 MIVIVIENDA Tradicional: July 1999 - April 2006

c.2 Financiamiento Complementario del Programa Techo Propio: Since November 2003 - up to the present.

c.3 Credit risk coverage - PBP: May 2006 - October 2009. The total number of credits (5 399) were not attended with resources of the FMV S.A.

c.4 MIVIVIENDA Estandarizado:from July 2006 - November 2009.

c.5 MIHOGAR: March 2007 - August 2009.

c.6 Nuevo Crédito MIVIVIENDA: were place from June 2009 -up to the present.

c.7 MICONSTRUCCIÓN: From July 2012 - up to the present.

c.8 MI CASA MÁS: January 2014 - up to the present.

c.9 MITERRENO: December 2014 -up to the present.

NOTE:

a/ From July 1999.


Number of credits Var.%

Amount of credits

(Thousands of

soles)

Var.%Number of

creditsVar.%

Amount of

credits

(Thousands of

soles)

Var.%

TOTAL 136 692 12 427 423

1999-2004 a/ 20 622 - 1 400 762 - 20 622 1 400 762 -

2005-2010 36 332 - 2 509 743 - 56 954 3 910 506 -

2011 11 071 30,9% 947 295 51,5% 68 025 4 857 801 -

2012 11 309 2,1% 1 113 574 17,6% 79 334 16,6% 5 971 374 22,9%

2013 13 164 16,4% 1 403 186 26,0% 92 498 16,6% 7 374 561 23,5%

2014 10 777 -18,1% 1 182 406 -15,7% 103 275 11,7% 8 556 966 16,0%

2015 9 090 -15,7% 982 266 -16,9% 112 365 8,8% 9 539 232 11,5%

2016 8 082 -11,1% 873 850 -11,0% 120 447 7,2% 10 413 082 9,2%

2017 7 101 -12,1% 875 635 0,2% 127 548 5,9% 11 288 717 8,4%

2018b/ 9 144 28,8% 1 138 706 30,0% 136 692 7,2% 12 427 423 10,1%

Year

Disbursed credits Accumulated

YearMIVIVIENDA

Tradicional

Financiamiento

Complementario TP

Cobertura de

Riesgo - PBP

MIVIVIENDA

EstandarizadoMiHOGAR

Nuevo Crédito

MIVIVIENDAMiConstrucción MICASA MÁS MITERRENO Total

TOTAL 33 294 12 766 5 399 281 3 999 78 524 2 319 87 23 136 692

1999-2004 a/ 20 342 280 - - - - - - - 20 622

2005-2010 12 952 5 488 5 399 281 3 999 8 213 - - - 36 332

2 011 - 2 183 - - - 8 888 - - - 11 071

2 012 - 1 176 - - - 9 945 188 - - 11 309

2 013 - 1 100 - - - 11 301 763 - - 13 164

2 014 - 551 - - - 9 454 759 12 1 10 777

2 015 - 347 - - - 8 227 483 28 5 9 090

2 016 - 92 - - - 7 872 84 30 4 8 082

2 017 - 348 - - - 6 683 42 17 11 7 101

2018b/ - 1 201 - - - 7 941 - - 2 9 144

TOTAL 2 421 707 253 067 423 990 24 861 225 569 8 973 131 92 700 11 530 869 12 427 423

1999-2004 a/ 1 397 469 3 293 - - - - - - - 1 400 762

2005-2010 1 024 238 88 454 423 990 24 861 225 569 722 632 - - - 2 509 743

2 011 - 42 405 - - - 904 890 - - - 947 295

2 012 - 23 732 - - - 1 083 959 5 883 - - 1 113 574

2 013 - 21 076 - - - 1 353 633 28 477 - - 1 403 186

2 014 - 10 803 - - - 1 139 271 30 941 1 372 20 1 182 406

2 015 - 8 585 - - - 947 987 21 561 3 893 240 982 266

2 016 - 1 878 - - - 863 661 3 780 4 397 133 873 850

2 017 - 10 855 - - - 860 453 2 057 1 868 402 875 635

2018b/ - 41 985 - - - 1 096 647 - - 74 1 138 706

Number of credits

Thousands of soles

12

Source: FMV

#¡VALOR!

Source: FMV


TABLE N° 1.2.4: EVOLUTION OF CRÉDITO MIVIVIENDA BY TYPE OF FINANCIAL ENTITY, AT THE CLOSE OF DECEMBER 2018

NOTE:

a/ From July 1999.


c/ Credits Unions.

d/ Municipal Saving and Loan Institutions.

e/Rural Saving and Loan.

f/Micro-Enterprise Development company


TABLE N° 1.2.3: EVOLUTION OF CRÉDITO MIVIVIENDA BY DESTINATION AND PRODUCT, AT THE CLOSE OF DECEMBER 2018

NOTE:

a/ From July 1999.


c/ Other types of IFIS include Edpymes and Rural Savings

Destination Product1999 a

2010a/ 2 011 2 012 2 013 2 014 2 015 2 016 2 017 2018b/ Total

TOTAL 56 954 11 071 11 309 13 164 10 777 9 090 8 082 7 101 9 144 136 692

Nuevo Crédito MIVIVIENDA 7 697 8 614 9 581 10 758 8 636 7 330 6 930 5 520 6 282 71 348

MIVIVIENDA Tradicional 21 122 - - - - - - - - 21 122

Cred. Complementario TP 5 136 2 180 1 153 1 094 551 290 92 337 1 163 11 996

Cobertura de Riesgo - PBP 4 088 - - - - - - - - 4 088

MIHOGAR 3 580 - - - - - - - - 3 580

MICONSTRUCCION - - 188 459 177 123 28 34 - 1 009

MIVIVIENDA Estandarizado 260 - - - - - - - - 260

MICASA MAS - - - - 11 19 17 11 - 58

41 883 10 794 10 922 12 311 9 375 7 762 7 067 5 902 7 445 113 461

Ground MITERRENO - - - - 1 5 4 11 2 23

MIVIVIENDA Tradicional 12 172 - - - - - - - - 12 172

Nuevo Crédito MIVIVIENDA 516 274 364 491 674 519 538 681 1 043 5 100

Cobertura de Riesgo - PBP 1 311 - - - - - - - - 1 311

Cred. Complementario TP 632 3 23 6 - 57 - 11 38 770

MIHOGAR 419 - - - - - - - - 419

MICASA MAS - - - - 1 9 13 6 - 29

MIVIVIENDA Estandarizado 21 - - - - - - - - 21

15 071 277 387 497 675 585 551 698 1 081 19 822

Housing in

expansionMICONSTRUCCION - - - 90 256 134 20 2 - 502

MICONSTRUCCION - - - 214 326 226 36 5 - 807

Nuevo Crédito MIVIVIENDA - - - - - - - - 2 2

Nuevo Crédito MIVIVIENDA - 52 144 368 310 375 452 1 701

MICONSTRUCCION - - - - - - - 1 - 1

Construction on

own landNuevo Crédito MIVIVIENDA - - - - - 10 94 107 162 373

Number of credits

Second use

housing

Housing in

improvement

Housing

completed

Housing under

construction

SUBTOTAL VIVIENDA EN CONSTRUCCION

SUBTOTAL VIVIENDA TERMINADA

13

Type of IFI1999 -

2010a/2011 2012 2013 2014 2015 2016 2017 2018b/ Total

TOTAL 56 954 11 071 11 309 13 164 10 777 9 090 8 082 7 101 9 144 136 692

Bank 49 460 9 308 9 289 9 744 7 734 5 640 5 447 4 750 5 502 106 874

CAC c/ 628 64 344 735 646 775 42 - - 3 234

CMAC d/ 2 138 353 428 801 1 199 1 712 1 209 754 979 9 269

CRAC e/ 1 557 405 966 1 538 493 41 2 4 52 5 058

Edpyme f/ 1 154 131 133 218 553 534 598 678 1 068 5 067

Financial Companies 1 891 719 34 5 117 388 784 915 1 543 6 396

Mortgage Companies 125 58 - - - - - - - 183

Others 1 33 115 123 35 - - - - 307

Number of credits

Source: FMV


TABLE N° 1.2.5: EVOLUTION OF CRÉDITO MIVIVIENDA BY FINANCIAL ENTITY, AT THE CLOSE OF DECEMBER 2018


NOTE:

a/ From July 1999.


c/ Credits Unions.

d/ Municipal Saving and Loan Institutions.

e/Rural Saving and Loan.

f/Micro-Enterprise Development company

Type of IFI IFI1999 a/ -

20102011 2012 2013 2014 2015 2016 2017 2018b/ Total

56 954 11 071 11 309 13 164 10 777 9 090 8 082 7 101 9 144 136 692

Banco Falabella 3 - - - - - - - - 3

BIF 1 231 153 446 989 1 258 1 172 640 479 455 6 823

Comercio 255 60 15 15 59 31 25 45 12 517

Continental 7 726 1 478 1 320 1 055 941 393 414 230 188 13 745

Crédito 12 993 2 940 3 344 4 043 2 469 1 452 1 651 2 337 2 999 34 228

Financiero 3 473 613 653 527 831 1 039 1 121 713 352 9 322

Interbank 10 479 3 091 3 008 2 386 889 726 940 738 919 23 176

Mi Banco 335 - 4 6 14 - - - - 359

Scotiabank 3 383 973 499 723 1 213 772 652 208 108 8 531

Sudamericano 1 253 - - - - - - - - 1 253

Trabajo 3 464 - - - - - - - - 3 464

Wiese Sudameris 4 865 - - - - - - - - 4 865

BANCO GNB PERU - - - - 60 55 4 - - 119

BANCO PICHINCHA - - - - - - - - 469 469

AELUCOOP - - - - - 1 17 - - 18

CAC Abaco 12 - - - - - - - - 12

CAC El Pacífico 40 - - - - - - - - 40

CAC Pacífico - - - - - - 1 - - 1

CAC San Francisco - - 4 29 5 5 4 - - 47

CAC San Martín de Porres 16 - - - 6 15 20 - - 57

CAC Santa María Magdalena 38 - 18 - - - - - - 56

La Rehabilitadora - - - - 1 18 - - - 19

Prestasur 522 64 322 706 612 731 - - - 2 957

CAC Quillacoop - - - - 22 5 - - - 27

Caja Metropolitana 1 209 97 60 6 80 12 - - - 1 464

CMAC Huancayo 119 112 112 143 158 286 426 301 608 2 265

CMAC Ica 323 109 181 176 173 216 158 64 79 1 479

CMAC Maynas - - 1 8 9 2 3 - 10 33

CMAC Paita 24 14 - - - - - - - 38

CMAC Piura 132 - - - - - - - - 132

CMAC Sullana 4 19 50 456 772 1 195 622 385 225 3 728

CMAC Tacna 70 - - - - - - 4 21 95

CMAC Trujillo 257 2 24 12 7 1 - - 1

CMAC Cusco - - - - - - - - 35 35

Crac Caja Sur 166 - - - - - - - - 166

CRAC Credinka 3 48 96 178 106 41 2 - - 474

CRAC Cruz de Chalpón 3 - - - - - - - - 3

CRAC Nor Perú 207 - - - - - - - - 207

CRAC Nuestra Gente 36 31 6 - - - - - - 73

CRAC Prymera 8 - - - - - - - - 8

CRAC San Martín 97 - - - - - - - - 97

Crac Sr. De Luren 1 037 326 864 1 360 387 - - - - 3 974

CRAC Raíz - - - - - - - 4 52 56

Edpyme Confianza 130 - - - - - - - - 130

Edpyme Crear Arequipa 8 - - - - - - - - 8

Edpyme Edyficar 269 - - - - - - - - 269

Edpyme MiCasita 737 131 133 218 553 534 598 678 1 068 4 650

Edpyme Nueva Visión 10 - - - - - - - - 10

Financiera CMR 174 - - - - - - - - 174

Financiera Confianza S.A.A. - - - 1 - - - - - 1

Financiera Efectiva S. A - - - - - - 8 223 411 642

Financiera Solución 34 - - - - - - - - 34

Financiera TFC 1 683 719 34 4 117 388 776 692 1 132 5 545

Mortgage

CompaniesHipotecaria SURA 125 58 - - - - - - - 183

Others Hipotecaria SURA 1 33 115 123 35 - - - - 307

Edpyme f/

Financial

Companies

Number of credits placed

Bank

CAC c/

CMAC d/

CRAC e/

14

Source: FMV

NOTE: ACCUMULATED FROM JANUARY TO DECEMBER 2018

Source: FMV

NOTE: ACCUMULATED FROM JANUARY TO DECEMBER 2018


TABLE N° 1.2.6: EVOLUTION OF CRÉDITOS MIVIVIENDA BY DEPARTMENT AND PRODUCT, AT THE CLOSE OF DECEMBER OF 2018


CHART 1.2.1: PARTICIPATION OF CRÉDITO MIVIVIENDA BY DEPARTMENT

(At the close of december 2018)

DepartmentMIVIVIENDA

Tradicional

Financiamiento

Complementario

Techo Propio

Cobertura de

Riesgo - Premio al

Buen Pagador

MIVIVIENDA

EstandarizadoMiHOGAR

Nuevo Crédito

MIVIVIENDAMiConstrucción MICASA MÁS MITERRENO Total Part.%

TOTAL 33 294 12 766 5 399 281 3 999 78 524 2 319 87 23 136 692 100%

AMAZONAS 2 - - - - 116 - - - 118 0,1%

ANCASH 152 537 23 - 17 733 7 - 3 1 472 1,1%

APURIMAC 6 - 11 - 1 140 - - - 158 0,1%

AREQUIPA 1 357 850 79 5 253 2 936 848 16 5 6 349 4,6%

AYACUCHO 35 53 - - - 138 9 - - 235 0,2%

CAJAMARCA 53 - 8 - 48 465 24 - - 598 0,4%

CALLAO 781 290 430 2 169 3 701 91 1 3 5 468 4,0%

CUSCO 477 31 88 - 7 529 24 - - 1 156 0,8%

HUANCAVELICA - - - - - 13 1 - - 14 0,0%

HUANUCO 27 38 1 - 1 103 - - - 170 0,1%

ICA 865 4 977 44 - 142 4 666 9 - - 10 703 7,8%

JUNIN 219 74 31 - 83 1 635 5 4 - 2 051 1,5%

LA LIBERTAD 1 867 1 841 272 5 254 4 098 61 6 - 8 404 6,1%

LAMBAYEQUE 874 406 128 - 173 5 073 151 7 3 6 815 5,0%

LIMA 25 672 1 053 4 232 266 2 557 47 903 512 50 9 82 254 60,2%

LORETO 78 5 - - 1 35 1 - - 120 0,1%

MADRE DE DIOS - 43 - - - 41 - - - 84 0,1%

MOQUEGUA 19 - 2 - 4 301 72 - - 398 0,3%

PASCO 1 - - - 1 106 - - - 108 0,1%

PIURA 471 999 34 3 266 4 343 415 3 6 534 4,8%

PUNO 54 206 6 - 11 725 - - - 1 002 0,7%

SAN MARTIN 127 948 9 - 8 354 8 - - 1 454 1,1%

TACNA 148 25 1 - 3 269 29 - - 475 0,3%

TUMBES 3 - - - - 6 52 - - 61 0,0%

UCAYALI 6 390 - - - 95 - - - 491 0,4%

Number of credits

60,2%LIMA

7,8%ICA

6,1%LA LIBERTAD

5,0%LAMBAYEQUE

4,6%AREQUIPA

4,8%PIURA

4,0%CALLAO

7,4%RESTO

15

Source: FMV



TABLE N° 1.2.7: EVOLUTION OF CRÉDITO MIVIVIENDA BY DEPARTMENT AND TYPE OF PRODUCT

(From July 1999 to December 2018)

a/ From January to december 16

2012 2013 2014 2015 2016 2017 2018a/

11 309 13 164 10 778 9 091 8 081 7 101 9 144

AMAZONAS Nuevo Crédito MIVIVIENDA 22 43 18 17 6 5 4

ANCASH Cred. Complementario TP 111 53 53 14 1 29 94

MICONSTRUCCION - 5 2 - - - -

MITERRENO - - - - - 3 -

Nuevo Crédito MIVIVIENDA - 114 102 136 142 151 75

APURIMAC Nuevo Crédito MIVIVIENDA 31 22 9 8 1 1 5

AREQUIPA Cred. Complementario TP 169 2 - - - - -

MICASA MAS - - 1 7 7 1 -

MICONSTRUCCION 145 336 236 121 3 7 -

MITERRENO - - - 2 - 2 1

Nuevo Crédito MIVIVIENDA 491 387 286 321 241 205 188

AYACUCHO MICONSTRUCCION 8 - 1 - - - -


CAJAMARCA MICONSTRUCCION 0 13 10 1 - - -


CALLAO Cred. Complementario TP 1 - - - - - -

MICASA MAS - - - 1 - - -

MICONSTRUCCION - 10 42 27 6 6 -

MITERRENO - - - - 1 2 -


CUSCO MICONSTRUCCION 1 7 10 6 - - -


HUANCAVELICA MICONSTRUCCION - - - - - 1 -

Nuevo Crédito MIVIVIENDA - - - 1 9 2 1

HUANUCO Nuevo Crédito MIVIVIENDA 5 32 9 11 20 7 12

ICA Cred. Complementario TP 469 389 114 73 26 136 277

MICONSTRUCCION - 3 4 2 - - -


JUNIN Cred. Complementario TP - - - - 0 0 4

MICASA MAS - - 1 1 1 2 -

MICONSTRUCCION - - 1 1 1 2 -


LA LIBERTAD Cred. Complementario TP 158 172 79 20 13 14 264

MICASA MAS - - 3 2 1 - -



LAMBAYEQUE Cred. Complementario TP 3 - 1 - - 67 122

MICASA MAS - - - - 1 6 -


MITERRENO - - 1 - 1 1 -


LIMA Cred. Complementario TP 3 14 247 35 25 4 149

MICASA MAS - - 7 17 18 8 -


MITERRENO - - - 3 2 3 1


LORETO MICONSTRUCCION - - - 1 - - -

Cred. Complementario TP - - - 0 - - 5

Nuevo Crédito MIVIVIENDA 1 - 2 8 7 5 10

MADRE DE DIOS Cred. Complementario TP - - - - - - 43

Nuevo Crédito MIVIVIENDA - - - 22 12 7 -

MOQUEGUA MICONSTRUCCION 4 9 41 18 - - -


PASCO Nuevo Crédito MIVIVIENDA 1 1 - - 68 8 27

PIURA Cred. Complementario TP 18 54 26 23 26 98 154

MICASA MAS - - 1 1 1 - -

MICONSTRUCCION 29 164 119 91 9 3 -


PUNO Cred. Complementario TP 9 - - - - - -


SAN MARTIN Cred. Complementario TP 235 216 23 - 1 - 64

MICONSTRUCCION - - - 1 7 - -


TACNA Cred. Complementario TP - - - - - - 25

MICONSTRUCCION - 1 15 13 - - -


TUMBES MICONSTRUCCION 1 17 16 17 1 - -

Nuevo Crédito MIVIVIENDA - 1 1 1 - - 2

UCAYALI Cred. Complementario TP - 200 8 182 - - -

Nuevo Crédito MIVIVIENDA - 9 22 60 - 3 1

Department Product

Anual

Number of credits placed

Source: FMV


NOTE:

a/ From July 1999.


TABLE N° 1.2.8: EVOLUTION OF CRÉDITO MIVIVIENDA OF THE FINANCIAL SYSTEM BY DEPARTMENTS



Department 1999-2010a/ 2011 2012 2013 2014 2015 2016 2017 2018 b/ TOTAL

AMAZONAS 3 - 22 43 18 17 6 5 4 118

ANCASH 289 98 111 172 157 150 143 183 169 1 472

APURIMAC 60 21 31 22 9 8 1 1 5 158

AREQUIPA 2 679 511 805 725 523 451 251 215 189 6 349

AYACUCHO 90 5 30 1 2 19 39 31 18 235

CAJAMARCA 148 97 88 71 69 30 22 42 31 598

CALLAO 1 716 652 714 711 445 243 332 340 315 5 468

CUSCO 722 136 109 73 52 32 14 4 14 1 156

HUANCAVELICA - - - - - 1 9 3 1 14

HUANUCO 69 5 5 32 9 11 20 7 12 170

ICA 4 017 1 045 950 1 020 878 834 738 556 665 10 703

JUNIN 656 177 112 139 116 186 251 181 233 2 051

LA LIBERTAD 3 382 890 659 659 604 574 524 392 720 8 404

LAMBAYEQUE 1 679 353 584 717 598 699 736 663 786 6 815

LIMA 39 189 6 547 6 092 7 168 6 113 4 549 4 075 3 739 4 782 82 254

LORETO 79 2 1 2 9 7 5 15 120

MADRE DE DIOS - - - - - 22 12 7 43 84

MOQUEGUA 27 - 50 53 80 28 1 6 153 398

PASCO 2 1 1 1 - - 68 8 27 108

PIURA 1 225 363 570 862 825 759 689 563 678 6 534

PUNO 238 34 75 193 145 137 73 62 45 1 002

SAN MARTIN 517 134 296 274 53 24 34 13 109 1 454

TACNA 157 - 3 1 32 47 36 72 127 475

TUMBES 4 - 1 18 17 18 1 - 2 61

UCAYALI 6 - - 209 30 242 - 3 1 491

Total general 56 954 11 071 11 309 13 164 10 777 9 090 8 082 7 101 9 144 136 692

Number of credits by year

Department 1999-2010a/ 2011 2012 2013 2014 2015 2016 2017 2018 b/ TOTAL

AMAZONAS 183 - 1 796 4 086 1 759 2 336 574 468 423 11 626

ANCASH 11 778 2 360 2 417 8 862 9 714 11 569 10 544 13 600 10 184 81 029

APURIMAC 4 032 1 568 2 651 2 428 817 1 220 140 99 487 13 441

AREQUIPA 149 779 44 786 50 412 59 328 49 063 50 141 34 617 27 779 24 336 490 239

AYACUCHO 2 699 516 2 173 99 120 2 268 3 758 2 688 1 449 15 771

CAJAMARCA 11 897 7 446 7 380 5 952 5 525 2 773 1 697 3 813 2 740 49 225

CALLAO 126 048 49 169 87 576 100 069 58 264 30 966 44 476 47 621 43 939 588 129

CUSCO 47 793 14 079 11 490 8 923 6 416 3 720 2 029 574 2 252 97 276

HUANCAVELICA - - - - - 81 994 419 34 1 528

HUANUCO 2 319 416 401 4 322 1 039 1 426 2 245 563 1 298 14 030

ICA 109 501 38 273 47 654 61 845 63 118 59 026 46 629 39 787 46 216 512 050

JUNIN 41 253 17 130 12 496 15 739 13 917 19 274 27 567 19 719 25 329 192 423

LA LIBERTAD 211 673 50 129 49 064 51 091 62 001 64 215 60 867 49 532 69 970 668 540

LAMBAYEQUE 100 353 25 860 52 580 69 320 65 392 68 589 74 201 74 731 85 153 616 179

LIMA 2 983 019 670 962 734 315 931 004 760 891 576 753 494 780 531 773 723 913 8 407 411

LORETO 3 402 97 45 107 1 003 466 399 1 212 6 731

MADRE DE DIOS - - - - - 998 598 356 1 585 3 537

MOQUEGUA 1 544 - 3 959 3 771 4 811 1 758 113 338 12 106 28 400

PASCO 107 143 90 70 - - 2 375 510 1 587 4 882

PIURA 69 700 16 514 35 299 53 214 63 722 60 075 54 991 47 618 64 027 465 160

PUNO 5 621 673 2 539 8 058 6 206 6 946 3 749 4 249 3 766 41 807

SAN MARTIN 16 667 7 173 8 903 8 773 3 274 2 205 2 772 1 310 6 200 57 277

TACNA 10 637 - 319 60 3 090 3 905 3 618 7 440 10 222 39 290

TUMBES 155 - 15 585 853 1 038 50 - 137 2 833

UCAYALI 346 - - 5 585 2 307 9 983 - 250 140 18 612

Total general 3 910 506 947 295 1 113 574 1 403 186 1 182 406 982 266 873 850 875 635 1 138 706 12 427 423

Amount credits by year (thousands of soles)

17

Source: FMV

Source: FMV




TABLE N° 1.2.8.1: BANKS - DEVELOPMENT OF CRÉDITO MIVIVIENDA ACCORDING TO DEPARTMENTS


TABLE N° 1.2.8.2: MUNICIPAL SAVINGS - EVOLUTION OF CRÉDITO MIVIVIENDA FOR DEPARTMENTS

NOTE:

a/ From July 1999.


NOTE:

a/ From July 1999.


Department 2002-2010a/ 2011 2012 2013 2014 2015 2016 2017 2018 b/ TOTAL Department 2002 -2010

a/ 2011 2012 2013 2014 2015 2016 2017 2018 b/ TOTAL

AMAZONAS 1 - - - - - - - 2 3 AMAZONAS 55 - - - - - - - 165 220

ANCASH 8 - - 5 9 - - - 1 23 ANCASH 423 - - 280 808 - - - 80 1 591

APURIMAC - - - - - - - 1 4 5 APURIMAC - - - - - - - 99 398 497

AREQUIPA - - - 9 74 139 54 77 19 372 AREQUIPA - - - 332 11 129 18 533 8 310 10 603 1 776 50 684

AYACUCHO 2 5 12 1 2 19 39 30 18 128 AYACUCHO 235 516 963 99 120 2 268 3 758 2 583 1 449 11 992

CAJAMARCA 4 - 9 17 12 3 - 1 - 46 CAJAMARCA 349 - 720 914 713 305 - 70 - 3 071

CALLAO 23 1 - 10 46 36 9 10 4 139 CALLAO 1 679 47 - 349 1 984 2 542 629 674 465 8 370

CUSCO - - - - - - - - 6 6 CUSCO - - - - - - - - 1 200 1 200

HUANCAVELICA - - - - - 1 9 2 1 13 HUANCAVELICA - - - - - 81 994 218 34 1 327

HUANUCO 27 - 1 2 4 5 14 7 12 72 HUANUCO 441 - 98 130 311 694 1 514 563 1 298 5 050

ICA 314 57 203 210 222 310 213 100 136 1 765 ICA 10 506 1 306 4 318 6 822 11 507 15 169 9 288 4 703 7 537 71 156

JUNIN 87 60 65 112 109 159 218 163 185 1 158 JUNIN 5 618 6 458 7 208 12 457 13 297 16 388 24 198 17 724 19 803 123 151

LA LIBERTAD 233 21 23 113 123 145 71 26 79 834 LA LIBERTAD 16 254 419 852 2 344 13 233 15 897 6 887 1 666 3 252 60 804

LAMBAYEQUE 15 2 1 72 69 91 43 26 21 340 LAMBAYEQUE 720 76 150 2 568 4 225 6 311 3 784 2 440 1 876 22 149

LIMA 1 201 194 105 139 381 553 332 198 89 3 192 LIMA 101 367 18 247 13 343 9 647 28 191 41 646 25 511 16 566 8 154 262 670

LORETO - 2 - - - 1 - - 6 9 LORETO - 97 - - - 180 - - 247 524

MADRE DE DIOS - - - - - - - - - MADRE DE DIOS - - - - - - - - - -

MOQUEGUA 1 - - - 4 5 - 5 150 165 MOQUEGUA 70 - - - 170 280 - 286 11 692 12 499

PASCO - 1 1 1 - - 68 8 27 106 PASCO - 143 90 70 - - 2 375 510 1 587 4 775

PIURA 147 1 3 84 67 223 135 89 106 855 PIURA 7 329 90 45 2 401 4 595 15 131 9 836 5 382 5 064 49 872

PUNO - - - - 51 3 - 4 22 80 PUNO - - - - 2 543 160 - 270 1 872 4 846

SAN MARTIN 6 9 4 9 5 1 3 - 10 47 SAN MARTIN 328 653 180 464 352 125 270 - 624 2 995

TACNA 69 - - - - - - 7 80 156 TACNA 4 483 - - - - - - 744 5 518 10 745

TUMBES - - 1 17 17 18 1 - 1 55 TUMBES - - 15 534 853 1 038 50 - 60 2 550

UCAYALI - - - - 4 - - - - 4 UCAYALI - - - - 310 - - - - 310

Total general 2 138 353 428 801 1 199 1 712 1 209 754 979 9 573 Total general 149 856 28 051 27 982 39 409 94 342 136 747 97 405 65 103 74 151 713 047

Number of credits by year Amount credits by year (thousands of soles)

Department 1999-2010a/ 2011 2012 2013 2014 2015 2016 2017 2018 b/ TOTAL Department 1999-2010

a/ 2011 2012 2013 2014 2015 2016 2017 2018 b/ TOTAL

AMAZONAS 2 - 22 43 18 17 6 5 1 114 AMAZONAS 123 - 1 796 4 086 1 759 2 336 574 468 184 11 326

ANCASH 280 98 111 167 148 150 143 133 61 1 280 ANCASH 10 920 2 360 2 417 8 582 8 906 11 569 10 544 11 189 5 578 70 963

APURIMAC 18 - 4 1 - - 1 - - 24 APURIMAC 1 057 - 378 167 - - 140 - - 1 741

AREQUIPA 1 779 440 573 343 175 164 196 138 154 3 927 AREQUIPA 115 070 39 871 39 167 41 256 20 309 21 351 26 064 17 176 20 813 336 207

AYACUCHO 54 - - - - - - 1 - 55 AYACUCHO 721 - - - - - - 105 - 826

CAJAMARCA 95 90 79 54 57 27 22 40 31 490 CAJAMARCA 8 157 6 968 6 660 5 038 4 812 2 469 1 697 3 669 2 740 41 734

CALLAO 1 669 644 709 663 351 176 312 316 295 5 034 CALLAO 119 940 48 318 87 020 94 964 51 186 25 590 42 569 45 165 41 273 542 007

CUSCO 722 136 95 29 10 19 14 4 8 1 033 CUSCO 46 833 14 079 10 249 3 595 1 245 2 041 2 029 574 1 052 81 060

HUANCAVELICA - - - - - - - 1 - 1 HUANCAVELICA - - - - - - - 201 - 201

HUANUCO 28 5 - 2 - - 1 - - 36 HUANUCO 1 539 416 - 270 - - 51 - - 2 277

ICA 2 154 597 302 412 498 325 206 168 120 4 755 ICA 64 332 29 308 18 517 34 263 39 839 32 228 20 172 17 801 12 202 265 573

JUNIN 328 84 36 25 6 10 26 15 22 547 JUNIN 25 195 9 287 4 319 2 960 491 1 324 2 759 1 726 2 770 50 228

LA LIBERTAD 2 646 705 617 484 458 429 452 362 439 6 450 LA LIBERTAD 172 873 46 899 47 463 47 385 48 418 48 317 53 813 47 407 59 168 553 152

LAMBAYEQUE 1 488 272 578 642 526 573 605 542 504 5 575 LAMBAYEQUE 88 493 23 233 52 051 66 179 60 850 60 135 64 056 67 595 66 380 529 711

LIMA 36 629 5 881 5 597 6 300 4 962 3 296 2 938 2 587 3 385 70 407 LIMA 2 690 193 616 392 676 684 835 391 648 546 470 219 403 924 437 633 610 428 7 168 561

LORETO 69 - 1 - 2 7 6 5 9 98 LORETO 2 883 - 45 - 107 753 408 399 965 5 482

MADRE DE DIOS - - - - - - - - - - MADRE DE DIOS - - - - - - - - - -

MOQUEGUA 26 - 1 - - - 1 1 3 30 MOQUEGUA 1 442 - 70 - - - 113 52 414 1 775

PASCO 2 - - - - - - - - 2 PASCO 104 - - - - - - - - 104

PIURA 998 270 494 504 504 407 468 350 406 4 272 PIURA 58 850 12 138 30 452 37 392 42 749 37 133 41 748 36 619 51 866 332 150

PUNO 236 34 9 - - 1 - 2 1 283 PUNO 5 350 673 184 - - 145 - 151 79 6 582

SAN MARTIN 140 52 58 74 9 5 14 12 14 376 SAN MARTIN 5 460 5 173 5 181 4 187 720 289 1 215 1 211 1 468 24 731

TACNA 88 - 3 - 10 34 36 65 47 272 TACNA 5 916 - 319 - 1 233 3 552 3 618 6 696 4 704 24 900

TUMBES 4 - - 1 - - - - 1 6 TUMBES 152 - - 51 - - - - 77 280

UCAYALI 5 - - - - - - 3 1 9 UCAYALI 267 - - - - - - 250 140 657

Total general 49 460 9 308 9 289 9 744 7 734 5 640 5 447 4 750 5 502 105 076 Total general 3 425 870 855 115 982 972 1 185 767 931 170 719 451 675 493 696 086 882 302 10 052 228


18

Source: FMV

Source: FMV



TABLE N° 1.2.8.3: FINANCIES COMPANIES - EVOLUTION OF CRÉDITO MIVIVIENDA BY DEPARTMENTS


NOTE:

a/ From July 1999.


c/ Other types of IFIS include Edpymes and Rural Savings

NOTE:

a/ From July 1999.



TABLE N° 1.2.8.4: OTHER TYPE OF IFIs - DEVELOPMENT OF CRÉDITO MIVIVIENDA BY DEPARTMENTS


a/ 2011 2012 2013 2014 2015 2016 2017 2018 b/ TOTAL

AMAZONAS - - - - - - - - 1 1 AMAZONAS - - - - - - - - 74 74

ANCASH - - - - - - - - - - ANCASH - - - - - - - - - -

APURIMAC - 1 26 21 9 8 - - 1 66 APURIMAC - 72 2 227 2 262 817 1 220 - - 89 6 686

AREQUIPA 893 45 231 373 274 148 1 - 16 1 981 AREQUIPA 31 803 3 337 11 223 17 740 17 625 10 256 243 - 1 747 93 973

AYACUCHO 34 - 18 - - - - - - 52 AYACUCHO 1 711 - 1 210 - - - - - - 2 921

CAJAMARCA 1 - - - - - - - - 1 CAJAMARCA 40 - - - - - - - - 40

CALLAO 13 7 5 38 48 28 9 12 15 175 CALLAO 840 804 556 4 757 5 094 2 297 1 017 1 536 2 034 18 935

CUSCO - - 14 44 42 13 - - - 113 CUSCO - - 1 241 5 328 5 172 1 678 - - - 13 419

HUANCAVELICA - - - - - - - - - - HUANCAVELICA - - - - - - - - - -

HUANUCO - - 4 28 5 6 5 - - 48 HUANUCO - - 303 3 922 728 732 680 - - 6 365

ICA 981 269 435 398 119 6 - 24 138 2 370 ICA 22 377 4 632 24 471 20 760 9 480 589 - 2 831 14 483 99 622

JUNIN 129 1 11 2 1 4 - 2 24 174 JUNIN 6 442 70 968 322 130 604 - 222 2 568 11 327

LA LIBERTAD 245 31 10 61 23 - - - 49 419 LA LIBERTAD 11 781 522 539 1 349 350 - - - 2 007 16 548

LAMBAYEQUE 3 - 2 3 1 - 1 2 63 75 LAMBAYEQUE 130 - 324 574 151 - 19 174 4 552 5 923

LIMA 1 047 311 387 725 724 643 605 632 710 5 784 LIMA 81 278 28 241 44 109 85 879 81 942 60 799 48 634 51 625 61 815 544 324

LORETO 9 - - - - 1 1 - - 11 LORETO 356 - - - - 70 58 - - 484

MADRE DE DIOS - - - - - - - - - - MADRE DE DIOS - - - - - - - - - -

MOQUEGUA - - 49 53 76 23 - - - 201 MOQUEGUA - - 3 889 3 771 4 641 1 478 - - - 13 779

PASCO - - - - - - - - - - PASCO - - - - - - - - - -

PIURA 14 25 70 274 229 69 3 10 18 712 PIURA 899 2 533 4 680 13 422 15 744 5 911 207 813 1 250 45 458

PUNO 2 - 66 193 94 133 - - - 488 PUNO 69 - 2 355 8 058 3 663 6 642 - - - 20 787

SAN MARTIN 93 1 230 191 34 13 17 - 85 664 SAN MARTIN 5 596 72 3 469 4 122 1 720 1 323 1 287 - 4 107 21 696

TACNA - - - 1 22 13 - - - 36 TACNA - - - 60 1 856 353 - - - 2 269

TUMBES - - - - - - - - - - TUMBES - - - - - - - - - -

UCAYALI 1 - - 209 26 242 - - - 478 UCAYALI 67 - - 5 585 1 997 9 983 - - - 17 632

Total general 3 465 691 1 558 2 614 1 727 1 350 642 682 1 120 13 849 Total general 163 390 40 283 101 564 177 911 151 108 103 936 52 145 57 201 94 727 942 265

Amount credits by year (thousands of soles)Number of credits by year


a/ 2011 2012 2013 2014 2015 2016 2017 2018 b/ TOTAL

AMAZONAS - - - - - - - - - - AMAZONAS - - - - - - - - - -

ANCASH 1 - - - - - - 50 107 158 ANCASH 35 - - - - - - 2 411 4 526 6 972

APURIMAC 42 20 1 - - - - - - 63 APURIMAC 2 933 1 496 46 - - - - - - 4 475

AREQUIPA 7 26 1 - - - - - - 34 AREQUIPA 420 1 577 22 - - - - - - 2 019

AYACUCHO - - - - - - - - - - AYACUCHO - - - - - - - - - -

CAJAMARCA 48 7 - - - - - 1 - 56 CAJAMARCA 3 160 478 - - - - - 75 - 3 713

CALLAO 11 - - - - 3 2 2 1 19 CALLAO 871 - - - - 537 261 245 166 2 080

CUSCO - - - - - - - - - - CUSCO - - - - - - - - - -

HUANCAVELICA - - - - - - - - - - HUANCAVELICA - - - - - - - - - -

HUANUCO 14 - - - - - - - - 14 HUANUCO 282 - - - - - - - - 282

ICA 568 122 10 - 39 193 319 264 271 1 786 ICA 10 837 3 027 349 - 2 292 11 039 17 169 14 452 11 995 71 160

JUNIN 112 32 - - - 13 7 1 2 167 JUNIN 3 779 1 316 - - - 958 610 48 188 6 898

LA LIBERTAD 258 133 9 1 - 1 4 153 559 LA LIBERTAD 5 278 2 289 211 12 - 167 459 5 543 13 959

LAMBAYEQUE 173 79 3 - 2 35 87 93 198 670 LAMBAYEQUE 8 444 2 551 56 - 166 2 143 6 342 4 522 12 346 36 568

LIMA 312 161 3 4 46 57 200 322 598 1 703 LIMA 24 107 8 082 179 87 2 212 4 089 16 711 25 949 43 516 124 931

LORETO 1 - - - - - - - - 1 LORETO 36 - - - - - - - - 36

MADRE DE DIOS - - - - - 22 12 7 43 84 MADRE DE DIOS - - - - - 998 598 356 1 585 3 537

MOQUEGUA - - - - - - - - - - MOQUEGUA - - - - - - - - - -

PASCO - - - - - - - - - - PASCO - - - - - - - - - -

PIURA 66 67 3 - 25 60 83 114 148 566 PIURA 1 106 1 754 121 - 633 1 900 3 200 4 804 5 847 19 365

PUNO - - - - - - 73 56 22 151 PUNO - - - - - - 3 749 3 827 1 814 9 391

SAN MARTIN 278 72 4 - 5 5 - 1 - 365 SAN MARTIN 5 213 1 276 73 - 483 468 - 100 - 7 612

TACNA - - - - - - - - - - TACNA - - - - - - - - - -

TUMBES - - - - - - - - - - TUMBES - - - - - - - - - -

UCAYALI - - - - - - - - - - UCAYALI - - - - - - - - - -

Total general 1 891 719 34 5 117 388 784 915 1 543 6 396 Total general 66 502 23 846 1 055 99 5 785 22 132 48 807 57 245 87 527 312 998


19

2.2

CHAPTER II BONO FAMILIAR HABITACIONAL

(BFH)

2.1 Monthly disbursement of Bono Familiar Habitacional by modality and region

2.2 Historical disbursement of Bono Familiar Habitacional by modality and region

2.3

2.1 Monthly disbursement of Bono Familiar Habitacional

2.1Monthly disbursement of

Bono Familiar Habitacional

21

Source: FMV


CHART 2.1.2: BONO FAMILIAR HABITACIONAL BY MODALITY 2/

FMV STATISTICS: DECEMBER 2018

CHART 2.1.1: BONO FAMILIAR HABITACIONAL (BFH)1/

(Number of bonuses disbursed and amounth in millions of soles)

Note:

1/ The total of disbursements of the Bono Familiar Habitacional (BFH) includes the Reconstruction of Housing Bonuses (RCT).

(Number of disbursed bonuses)

Source: FMV

Note:

2/ The Bono de Reconstruccion (RCT) are included in the Construccion en Sitio Propio (CSP) modality.

1 763

2 951

5 599

1 419

2 7012 504

634

2 812

1 851

2 2112 631

1 489 1 590

611

1 3911 098 965

3 690

1 4681 632

6 691

35

57

108

27

53 59

14

63 5646

60

36 42

1836 32 29

90

3847

161

Apr May Jun Jul Aug Sep Oct Nov Dec Jan 2018 Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

Number Amount (millions of S/)

1665

2882

5298

1145

21381543

507

2679

683

20492310

1232 1173

196

1025493 494

3250

1048729

6300

987

277

85

204

54

27

7

14 5

7

98

69

24

189

359

907

100

126

1154

157

314

247 408

413

366

600 471

440

420 903

391

Apr May Jun Jul Aug Sep Oct Nov Dec Jan 2018 Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

Construcción en Sitio Propio Adquisición de Vivienda Nueva Mejoramiento de Vivienda

1851

6691

22

Source: FMV Source: FMV


NOTE:

3/ The more intense colors indicate higher BFH disbursements.

The macroregions are composed of the following departments:

Macro North Region: Tumbes, Piura, Cajamarca, La Libertad and Lambayeque / Macro Central Region : Ancash, Huánuco, Pasco, Junín, Huancavelica, Ica and Ayacucho.

Macro South Region: Cusco, Apurímac, Arequipa, Puno, Moquegua and Tacna / Macro East Region: Amazonas, Loreto, San Martín, Ucayali and Madre de Dios.


TABLE N° 2.1.1: BONO FAMILIAR HABITACIONAL BY MODALITY

Source: FMV

CHART 2.1.3: BONO FAMILIAR HABITACIONAL BY DEPARTMENTS 3/

AT THE ClOSE OF DECEMBER 2018

GEOGRAPHICAL DISTRIBUTION OF BFH,IN DECEMBER 2018

NUMBER OF BFH DISBURSEMENTS ACCORDING TO DEPARTMENT, DECEMBER 2018

2 017 2 018 2 017 2 018

Adquisición de Vivienda Nueva 1 154 391 -66 6% 3 182 5 130 61 20,1%

Construcción en Sitio Propio 683 6 300 822 94% 23 513 20 299 -14 79,7%

Mejoramiento de Vivienda 14 - -100 0% 1 776 38 -98 0,1%

TOTAL 1 851 6 691 261 100,0% 28 471 25 467 -11 100,0%

2 017 2 018 2 017 2 018

Adquisición de Vivienda Nueva 38 644 13 036 -66 8,1% 99 492 171 637 73 27,0%

Construcción en Sitio Propio 17 268 147 906 757 91,9% 467 048 464 564 -1 73,0%

Mejoramiento de Vivienda 132 - -100 0,0% 16 179 345 -98 0,1%

TOTAL 56 044 160 942 187 100,0% 582 719 636 546 9 100,0%

Amount of BFH disbursed (Thousands of soles)

Modality

DecemberVar.%

18/17

Part.%

2018

January - DecemberVar.%

18/17

Part.%

2018

Number of BFH disbursed

ModalityDecember

Var.%

18/17

Part.%

2018

January - DecemberVar.%

18/17

Part.%

2018

Lima y Callao9%

North Region45%

Central Region26%

South Region

9%East Region

11%


23

Source: FMV

Source: FMV

Note: 1/ Accumulated from november 2017 to closed of december 2018



NOTE:

a/ Total accumulated since the beginning of the issuance of the Bono de Reconstruccion.

TABLE N° 2.1.3: BONO DE RECONSTRUCCION BY DEPARTMENT AND PROVINCE


TABLE 2.1.2: BONO DE RECONSTRUCCION BY DEPARTMENT


24

Oct Nov DecTOTAL

2017Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

TOTAL

2018TOTAL a/

ANCASH - 103 50 153 - - 7 51 1 39 - 1 146 2 - 265 512 665

AREQUIPA - - - - - - - - - - - - 35 - 45 129 209 209

ICA - - - - - - - - - - - - - 14 - 33 47 47

LA LIBERTAD - 306 16 322 9 177 24 32 3 127 2 - 116 163 30 205 888 1 210

LAMBAYEQUE 37 1 175 170 1 382 114 500 311 186 27 233 88 224 1 880 468 85 665 4 781 6 163

LIMA - 223 3 226 - - - 2 - - 3 - 50 4 106 120 285 511

PIURA 83 702 224 1 009 193 766 688 791 85 561 332 181 916 385 23 729 5 650 6 659

TUMBES - - - - - - - - - - - - 14 - - - 14 14

CAJAMARCA - - - - - - - - - - - - - - - 70 70 70

HUANCAVELICA - - - - - - - - - - - - - - - 33 33 33

TOTAL 120 2 509 463 3 092 316 1 443 1 030 1 062 116 960 425 406 3 157 1 036 289 2 249 12 489 15 581

ANCASH - 2 273 1 104 3 377 - - 158 1 153 23 882 - 23 3 302 45 - 5 994 11 580 14 957

AREQUIPA - - - - - - - - - - - - 792 - 1 018 2 918 792 792

ICA - - - - - - - - - - - - - 317 - 746 1 063 1 063

LA LIBERTAD - 6 754 353 7 107 199 3 907 543 723 68 2 872 45 - 2 624 3 687 679 4 637 14 667 21 774

LAMBAYEQUE 817 25 935 3 752 30 504 2 516 11 058 7 005 4 207 611 5 270 1 990 5 066 42 521 10 585 1 922 15 041 90 829 121 333

LIMA - 4 922 66 4 988 - - - 45 - - 68 - 1 131 90 2 397 2 714 1 334 6 323

PIURA 1 832 15 495 4 944 22 271 4 260 16 908 15 516 17 886 1 922 12 688 7 509 4 094 20 718 8 708 520 16 488 110 208 132 479

TUMBES - - - - - - - - - - - - 317 - - - 317 317

CAJAMARCA - - - - - - - - - - - - - - 1 583 1 561 1 561

HUANCAVELICA - - - - - - - - - - - - - - 746 746 746

TOTAL 2 649 55 380 10 220 68 248 6 975 31 872 23 221 24 014 2 624 21 713 9 612 9 183 71 403 23 432 6 536 50 867 281 452 349 701

Department

2 017 2 018

Mount of disbursements (thousands of soles)

Number of bonuses

I Trim II Trim III Trim Oct. Nov. Dec.TOTAL

2018

CASMA 34 - - 20 - - 38 58 92

HUARAZ - - - 4 - - 42 46 46

HUARMEY 20 - 46 19 1 - 6 72 92

CARHUAZ - - - - - - 14 14 14

HUAYLAS - - - - - - 4 4 4

PALLASCA - - - - - - 16 16 16

OCROS - - - - - - 46 46 46

RECUAY - - - - - - 23 23 23

SANTA 99 7 45 104 1 - 76 233 332

SUBTOTAL ANCASH 153 7 91 147 2 - 265 512 665

CAYLLOMA - - - - - 45 26 71 71

AREQUIPA - - - - - - 19 19 19

CAMANA - - - - - - 5 5 5

CARAVELI - - - - - - 2 2 2

LA UNION - - - - - - 31 31 31

CASTILLA - - - - - - 28 28 28

CONDESUYOS - - - 35 - - 18 53 53

SUBTOTAL AREQUIPA - - - 35 - 45 129 209 209

CAJAMARCA - - - - - - 11 11 11

CELENDIN - - - - - - 4 4 4

CONTUMAZA - - - - - - 12 12 12

JAEN - - - - - - 19 19 19

SAN MARCOS - - - - - - 2 2 2

SAN MIGUEL - - - - - - 22 22 22

SUBTOTAL CAJAMARCA - - - - - - 70 70 70

ACOBAMBA - - - - - - 10 10 10

ANGARAES - - - - - - 23 23 23

CHINCHA - - - - - - 20 20 20

ICA - - - - 14 - 13 27 27

SUBTOTAL ICA - - - - 14 - 14 14

ASCOPE 31 16 23 17 104 - 89 249 280

CHEPEN - - - - - - 21 21 21

OTUZCO - - - - 18 - - 18 18

PACASMAYO - - - 14 - - 28 42 42

SANTIAGO DE CHUCO - - - - 17 - - 17 17

TRUJILLO 229 67 76 63 24 - 55 285 514

VIRU 62 127 63 24 - 30 12 256 318

SUBTOTAL LA LIBERTAD 322 210 162 118 163 30 205 888 1 210

CHICLAYO 360 781 347 783 112 72 235 2 330 2 690

FERREÑAFE 156 29 4 243 38 - 95 409 565

LAMBAYEQUE 866 115 95 1 166 318 13 335 2 042 2 908

SUBTOTAL LAMBAYEQUE 1 382 925 446 2 192 468 85 665 4 781 6 163

BARRANCA 32 - - 42 2 14 - 58 90

CANTA - - - - - 6 - 6 6

CAÑETE - - - - 2 75 - 77 77

HUARAL 35 - 2 - - 11 - 13 48

HUAROCHIRI - - - - - - 77 77 77

HUAURA - - - - - - 43 43 43

LIMA 159 - - 11 - - - 11 170

SUBTOTAL LIMA 226 - 2 53 4 106 120 285 511

AYABACA - - - - - - 42 42 42

HUANCABAMBA - - - - - - 63 63 63

MORROPON 86 55 3 175 113 - 325 671 757

PAITA 158 385 172 152 - - 8 717 875

PIURA 765 1 187 1 134 910 140 23 264 3 658 4 423

SECHURA - 20 48 60 69 - - 197 197

SULLANA - - 47 125 63 - 27 262 262

TALARA - - 33 7 - - - 40 40

SUBTOTAL PIURA 1 009 1 647 1 437 1 429 385 23 729 5 650 6 659

TUMBES - - - 14 - - - 14 14

3 092 2 789 2 138 3 988 1 036 289 2 249 12 489 15 581

TUMBES

Total

CAJAMARCA

HUANCAVELICA

ICA

LA LIBERTAD

LAMBAYEQUE

ANCASH

AREQUIPA

TOTAL

2017

LIMA

PIURA

Number of bonuses

Department Province TOTAL 1/2018

TOTAL

2017I Trim II Trim III Trim Oct Nov Dic

TOTAL

2018CASMA 750 - - 20 - - 859 879 1 630

HUARAZ - - - 4 - - 950 954 954

HUARMEY 441 - 46 19 23 - 136 223 665

CARHUAZ - - - - - - 317 317 317

HUAYLAS - - - - - - 90 90 90

PALLASCA - - - - - - 362 362 362

OCROS - - - - - - 1 040 1 040 1 040

RECUAY - - - - - - 520 520 520

SANTA 2 185 158 45 104 23 - 1 719 2 049 4 234

SUBTOTAL ANCASH 3 377 158 91 147 45 - 5 994 6 435 9 812

CAYLLOMA - - - - - 1 018 588 1 606 1 606

AREQUIPA - - - - - - 430 430 430

CAMANA - - - - - - 113 113 113

CARAVELI - - - - - - 45 45 45

LA UNION - - - - - - 701 701 701

CASTILLA - - - - - - 633 633 633

CONDESUYOS - - - 35 - - 407 442 442

SUBTOTAL AREQUIPA - - 35 - 1 018 2 918 3 970 3 970

CAJAMARCA - - - - - - 249 249 249

CELENDIN - - - - - - 90 90 90

CONTUMAZA - - - - - - 271 271 271

JAEN - - - - - - 430 430 430

SAN MARCOS - - - - - - 45 45 45

SAN MIGUEL - - - - - - 498 498 498

SUBTOTAL CAJAMARCA - - - - - - 1 583 1 583 1 583

ACOBAMBA - - - - - - 226 226 226

ANGARAES - - - - - - 520 520 520

CHINCHA - - - - - - 452 452 452

ICA - - - - 317 - 294 611 611

SUBTOTAL ICA - - - - 317 - 317 317

ASCOPE 684 353 23 17 2 352 - 2 013 4 758 5 443

CHEPEN - - - - - - 475 475 475

OTUZCO - - - - 407 - - 407 407

PACASMAYO - - - 14 - - 633 647 647

SANTIAGO DE CHUCO - - - - 384 - - 384 384

TRUJILLO 5 055 1 492 76 63 543 - 1 244 3 418 8 472

VIRU 1 368 2 803 63 24 - 679 271 3 840 5 209

SUBTOTAL LA LIBERTAD 7 107 4 648 162 118 3 687 679 4 637 13 930 21 037

CHICLAYO 7 946 17 400 347 783 2 533 1 628 5 315 28 007 35 953

FERREÑAFE 3 443 640 4 243 859 - 2 149 3 895 7 339

LAMBAYEQUE 19 115 2 538 95 1 166 7 192 294 7 577 18 863 37 977

SUBTOTAL LAMBAYEQUE 30 504 20 579 446 2 192 10 585 1 922 15 041 50 765 81 269

BARRANCA 706 - - 42 45 317 - 404 1 110

CANTA - - - - - 136 - 136 136

CAÑETE - - - - 45 1 696 - 1 742 1 742

HUARAL 773 - 2 - - 249 - 251 1 023

HUAROCHIRI - - - - - - 1 742 1 742 1 742

HUAURA - - - - - - 973 973 973

LIMA 3 510 - - 11 - - - 11 3 521

SUBTOTAL LIMA 4 988 - 2 53 90 2 397 2 714 5 257 10 245

AYABACA - - - - - - 950 950 950

HUANCABAMBA - - - - - - 1 425 1 425 1 425

MORROPON 1 898 1 222 3 175 2 556 - 7 351 11 307 13 205

PAITA 3 487 8 608 172 152 - - 181 9 113 12 600

PIURA 16 885 26 412 1 134 910 3 166 520 5 971 38 113 54 999

SECHURA - 441 48 60 1 561 - - 2 110 2 110

SULLANA - - 47 125 1 425 - 611 2 208 2 208

TALARA - - 33 7 - - - 40 40

SUBTOTAL PIURA 22 271 36 683 1 437 1 429 8 708 520 16 488 65 265 87 536

TUMBES - - - 14 - - - 14 14

SUBTOTAL TUMBES - - - 14 - - 14 14

68 248 62 069 2 138 3 988 23 432 6 536 50 867 149 030 217 278

TUMBES

Total

TOTAL 1/

Mount of disbursements

ICA

LA LIBERTAD

LAMBAYEQUE

LIMA

PIURA

ANCASH

AREQUIPA

CAJAMARCA

HUANCAVELICA

Departamento Provincia2018

2.2 Historical disbursement of Bono Familiar Habitacional

2.2

Historical disbursement of

Bono Familiar Habitacional

25

Source: FMV



TABLE N° 2.2.1: HISTORICAL DISBURSEMENT OF BONO FAMILIAR HABITACIONAL, AT DECEMBER 2018

NOTE:

a/ From august 2003.

b/ January-December

c/ The Bonos familiares habiltacionales(BFH) include 3 modalities : Adquisición de Vivienda Nueva, in force since August 2003; Construcción en Sitio Propio, in

force since july 2005 (includes the Bonos de Reconstrucción since october 2017); and Mejoramiento de Vivienda, in force since may 2006.

Source: FMV

TABLE N° 2.2.2: HISTORICAL DISBURSEMENTS OF BFH BY MODALITY c/, AT DECEMBER 2018

NOTE:

a/ From august 2003

Source: FMV

Number Var. %Amount

(Miles de S/)Var. % Number Var. %

Amount

(Miles de S/)Var. %

TOTAL 307 469 5 605 053

2003-2007a/ 8 871 - 105 487 - 8 871 - 277 550 -

2008-2012 86 333 - 1 411 780 - 95 204 - 4 683 167 -

2013 23 914 37% 418 073 40% 119 118 25% 1 937 492 28%

2014 45 164 89% 802 795 92% 164 282 38% 2 740 287 41%

2015 50 404 12% 924 653 15% 214 686 31% 3 664 940 34%

2016 38 845 -23% 723 000 -22% 253 531 18% 4 387 940 20%

2017 28 471 -27% 582 719 -19% 282 002 11% 4 970 659 13%

2018 25 467 -11% 636 546 9% 307 469 9% 5 607 205 13%

Year

Bonuses disbursements Accumulated

YearAdquisición de

Vivienda NuevaVar. %

Construcción en

Sitio PropioVar. %

Mejoramiento

de ViviendaVar. % Total

TOTAL 50 820 246 796 9 853 307 469

2003-2007 a/ 8 317 - 437 - 117 - 8 871

2008-2012 22 105 - 60 340 - 3 888 - 86 333

2 013 3 414 -24% 20 492 63% 8 -98% 23 914

2 014 4 260 25% 40 904 100% - -100% 45 164

2 015 2 836 -33% 46 467 14% 1 101 - 50 404

2 016 1 576 -44% 34 344 -26% 2 925 166% 38 845

2 017 3 182 102% 23 513 -32% 1 776 -39% 28 471

2 018 5 130 61% 20 299 -14% 38 -98% 25 467

Number of bonuses

6 120

22 841

12 835 12 597

20 492

40 90446 467

34 344

23 51320 299

2 396

3 867

5 353 4 498

3 414

4 260

2 836

1 576

3 1823 416

772

1 732

547 405

8

2 925

1 776

38

2003 a/ 2 004 2 005 2 006 2 007 2 008 2 009 2 010 2 012 2 013 2 014 2 015 2 016 2 017 2 018

CHART 2.2.1: NUMBER OF BFH BY MODALITY(At the close of december 2018)

CSP AVN MV

8 871

25 467

28 471

38 845

50 404

45 164

23 914

86 333

26

Source: FMV

Source: FMV


NOTE:

a/ From August 2003.

NOTE:

a/ From august 2003


TABLE N° 2.2.3: HISTORICAL DISBURSEMENT OF BFH BY MODALITY, AT DECEMBER 2018

CHART 2.2.3: HISTORICAL DISBURSED OF BFH BY MODALITY

YearAdquisición de

Vivienda NuevaVar.%

Construcción en

Sitio PropioVar.%

Mejoramiento

de ViviendaVar.% Total Var.%

TOTAL 984 464 4 541 347 79 242 5 605 054

2003-2007 a/ 100 456 - 4 497 - 534 - 105 487 -

2008-2012 380 083 - 1 005 617 - 26 080 - 1 411 780 -

2 013 62 572 -21% 355 446 64% 55 -98% 418 073 40%

2 014 77 666 24% 725 129 104% - -100% 802 795 92%

2 015 53 507 -31% 861 441 19% 9 705 - 924 653 15%

2 016 39 050 -27% 657 606 -24% 26 344 171% 723 000 -22%

2 017 99 492 155% 467 048 -29% 16 179 -39% 582 719 -19%

2 018 171 637 73% 464 564 -1% 345 -98% 636 547 9%

4 200

Thousands of soles

- -98

376

215

102

217

355

725

861

658

467 465

31

67

95

107

80

63

78

54

39

99 172

10

26

16

0

100

200

300

400

500

600

700

800

900

1000

2003 a/ 2 004 2 005 2 006 2 007 2 008 2 009 2 010 2 011 2 012 2 013 2 014 2 015 2 016 2 017 2 018

GRAPHIC 2.2.3: AMOUNT OF BFH DISBURSED BY MODALITY(Millions of soles, at the close of december 2018)

CSP AVN MV

637583

723

925

803

418

299

212

314

455

105

1 414

134

27

NOTE:

Source: FMV

Source: FMV



TABLE N° 2.2.4: HISTORICAL DISBURSEMENTS OF BFH BY DEPARTMENT, AT DECEMBER 2018

NOTE:


b/ January-September.

Note: 1/ Accumulated from november 2017 to closed of september 2018.

28

Department 2003-2010 a/ 2 011 2 012 2 013 2 014 2 015 2 016 2 017 2018 b/ TOTAL

TOTAL 65 334 12 370 17 500 23 914 45 164 50 404 38 845 28 471 25 467 307 469

AMAZONAS 237 10 90 - 151 1 117 974 498 243 3 320

ANCASH 930 790 515 682 2 145 2 452 1 995 1 244 912 11 665

APURIMAC 181 2 25 62 231 319 255 194 179 1 448

AREQUIPA 1 873 92 472 190 471 706 753 364 951 5 872

AYACUCHO 295 4 174 240 972 1 207 967 350 139 4 348

CAJAMARCA 188 1 52 230 244 531 841 303 275 2 665

CALLAO 4 100 370 193 337 920 1 165 891 343 181 8 500

CUSCO 421 86 - 13 96 384 290 85 121 1 496

HUANCAVELICA 250 34 24 - 361 1 212 1 163 901 325 4 270

HUANUCO 89 49 99 101 419 492 368 229 117 1 963

ICA 20 281 5 859 9 070 6 925 10 678 7 838 5 428 4 005 2 007 72 091

JUNIN 216 62 259 1 027 1 313 1 314 1 102 932 230 6 455

LA LIBERTAD 11 095 1 920 1 884 5 015 8 070 9 817 6 461 5 277 3 337 52 876

LAMBAYEQUE 2 378 390 348 1 384 2 012 2 908 2 046 3 796 5 815 21 077

LIMA 11 607 1 100 2 006 2 913 4 756 3 640 3 459 1 742 1 435 32 658

LORETO 709 8 280 107 309 506 626 361 166 3 072

MADRE DE DIOS 234 - - - 3 22 10 - 50 319

MOQUEGUA 196 13 25 107 275 109 63 1 68 857

PASCO - - 51 24 60 138 121 109 2 505

PIURA 3 669 648 1 200 3 603 6 512 7 673 5 624 4 879 6 783 40 591

PUNO 618 410 143 40 85 801 82 62 53 2 294

SAN MARTIN 5 313 522 286 754 3 993 5 012 4 226 2 099 1 601 23 806

TACNA 398 - 30 1 91 337 711 179 221 1 968

TUMBES 31 - 131 5 466 270 167 181 82 1 333

UCAYALI 25 - 143 154 531 434 222 337 174 2 020

Number of Bonuses disbursed

72 091

52 876

40 591

32 658

23 806

21 077

11 665

8 500

6 455

5 872

4 348

4 270

3 320

3 072

2 665

2 294

2 020

1 968

1 963

1 496

1 448

1 333

857

505

319

ICA

LA LIBERTAD

PIURA

LIMA

SAN MARTIN

LAMBAYEQUE

ANCASH

CALLAO

JUNIN

AREQUIPA

AYACUCHO

HUANCAVELICA

AMAZONAS

LORETO

CAJAMARCA

PUNO

UCAYALI

TACNA

HUANUCO

CUSCO

APURIMAC

TUMBES

MOQUEGUA

PASCO

MADRE DE DIOS

CHART 2.2.4: NUMBER OF DISBURSEMENTS OF BFH, BY DEPARTMENT (Accumulated at of december 2018)

Ica23,4%

La Libertad17,2%

Piura13,2%

Lima10,6%

San Martin7,7%

Lambayeque6,9%

Ancash3,8%Resto

17,1%

Part. %

307 469bonuses since

2003

Source: FMV


Source: FMV


TABLE N° 2.2.5: DISBURSED FROM BFH BY DEPARTMENT, AT DECEMBER 2018

NOTE:


b/ January-September.

Department 2003-2010 a/ 2 011 2 012 2 013 2 014 2 015 2 016 2 017 2018 b/ TOTAL

TOTAL 1 008 489 209 846 298 985 418 110 802 795 924 653 723 000 582 719 636 546 5 605 090

AMAZONAS 3 866 168 1 527 - 2 653 20 152 17 826 9 201 5 026 60 418

ANCASH 14 295 13 550 8 642 11 882 37 603 42 065 33 811 22 417 21 614 205 879

APURIMAC 2 981 27 424 1 071 4 700 7 894 6 666 5 274 5 312 34 349

AREQUIPA 29 244 1 647 6 965 3 255 8 313 12 663 13 760 8 614 28 860 113 321

AYACUCHO 4 346 67 2 890 4 140 18 500 28 418 22 948 8 440 3 689 93 438

CAJAMARCA 3 149 17 903 3 982 4 285 9 568 15 355 6 280 6 787 50 326

CALLAO 59 475 6 315 3 149 5 796 16 220 20 735 15 542 5 697 4 164 137 093

CUSCO 6 124 1 542 - 241 2 106 9 258 6 463 2 320 3 704 31 758

HUANCAVELICA 4 045 568 411 - 8 827 32 415 31 966 25 196 10 392 113 821

HUANUCO 1 197 882 1 666 1 772 7 424 8 862 6 789 4 316 2 724 35 631

ICA 323 741 99 911 157 438 122 510 188 630 139 294 94 564 74 948 51 957 1 252 993

JUNIN 3 604 1 092 4 409 17 641 24 206 27 966 23 827 19 667 5 956 128 367

LA LIBERTAD 181 244 33 598 34 234 88 436 143 935 177 467 126 986 113 705 94 083 993 688

LAMBAYEQUE 35 748 6 850 5 975 23 798 35 353 51 880 36 514 86 490 138 117 420 726

LIMA 158 233 16 040 30 911 50 023 83 343 60 654 52 622 30 622 35 006 517 453

LORETO 10 920 134 4 768 2 218 5 599 9 082 17 601 9 082 6 551 65 955

MADRE DE DIOS 3 070 - - - 54 398 182 - 1 660 5 364

MOQUEGUA 2 989 218 423 1 861 4 855 1 945 1 119 19 1 502 14 929

PASCO - - 863 417 1 059 2 480 2 211 2 019 37 9 086

PIURA 60 925 11 272 20 453 62 196 114 377 137 674 97 385 91 781 156 305 752 368

PUNO 9 223 7 380 2 577 723 1 510 14 820 1 600 1 187 1 226 40 245

SAN MARTIN 84 231 8 570 5 211 13 398 69 961 90 085 77 307 40 074 38 048 426 886

TACNA 4 850 - 504 17 1 625 6 068 12 922 3 020 5 644 34 650

TUMBES 519 - 2 218 87 8 146 4 834 3 005 3 360 1 640 23 810

UCAYALI 419 - 2 422 2 647 9 509 7 975 4 029 8 992 6 541 42 534

Thousands of soles

1 252 993

993 688

752 368

517 453

426 886

420 726

205 879

137 093

128 367

113 821

113 321

93 438

65 955

60 418

50 326

42 534

40 245

35 631

34 650

31 758

34 349

23 810

14 929

9 086

5 364

ICA

LA LIBERTAD

PIURA

LIMA

SAN MARTIN

LAMBAYEQUE

ANCASH

CALLAO

JUNIN

HUANCAVELICA

AREQUIPA

AYACUCHO

LORETO

AMAZONAS

CAJAMARCA

UCAYALI

PUNO

HUANUCO

TACNA

CUSCO

APURIMAC

TUMBES

MOQUEGUA

PASCO

MADRE DE DIO S

CHART 2.2.5: AMOUNT DISBURSED OF BFH, BY DEPARTMENT (Thousands of soles, accumulated at the close of december 2018)

Ica22,4%

La Libertad17,7%

Piura13,4%

Lima9,2%

San Martin; 7,6%

Lambayeque7,5%

Ancash3,7%

Resto18,5%

Part. %

S/. 5,6thousand millions

since 2003

29

Note: Accumulated from august 2003 to december 2018

Note: Accumulated from august 2003 to december 2018


Source: FMV

TABLE N° 2.2.7: AMOUNT OF DISBURSEMENT OF BFH BY MODALITY AND DEPARTMENT, AT DECEMBER 2018

Source: FMV


TABLE N° 2.2.6: BFH DISBURSEMENTS BY MODALITY AND DEPARTMENT, AT DECEMBER 2018

DepartmentAdquisición de

Vivienda NuevaPart. %

Construcción en

Sitio PropioPart. %

Mejoramiento

de ViviendaPart. % Total Part.%

TOTAL 50 820 100% 246 796 100% 9 853 100% 307 469 100%

AMAZONAS - - 3 318 1,3% 2 0,02% 3 320 1,1%

ANCASH 2 116 4,2% 8 853 3,6% 696 7,1% 11 665 3,8%

APURIMAC - - 1 448 0,5% - - 1 448 0,4%

AREQUIPA 2 087 4,1% 3 774 1,5% 11 0,1% 5 872 1,8%

AYACUCHO 118 0,2% 4 222 1,7% 8 0,1% 4 348 1,4%

CAJAMARCA 219 0,4% 2 445 1,0% 1 0,0% 2 665 0,8%

CALLAO 1 980 3,9% 6 184 2,5% 336 3,4% 8 500 2,8%

CUSCO 461 0,9% 994 0,4% 41 0,4% 1 496 0,5%

HUANCAVELICA - - 4 269 1,7% 1 0,01% 4 270 1,3%

HUANUCO 168 0,3% 1 794 0,7% 1 0,01% 1 963 0,6%

ICA 11 050 21,7% 59 288 24,0% 1 753 17,8% 72 091 23,9%

JUNIN 229 0,5% 6 212 2,5% 14 0,1% 6 455 2,1%

LA LIBERTAD 15 724 30,9% 36 836 14,9% 316 3,2% 52 876 17,3%

LAMBAYEQUE 2 956 5,8% 17 890 7,2% 231 2,3% 21 077 6,4%

LIMA 6 323 12,4% 21 420 8,7% 4 915 49,9% 32 658 10,7%

LORETO 120 0,2% 2 892 1,2% 60 0,6% 3 072 1,0%

MADRE DE DIOS 236 0,5% 83 0,03% - - 319 0,1%

MOQUEGUA - - 851 0,3% 6 0,1% 857 0,3%

PASCO - - 505 0,2% - - 505 0,2%

PIURA 2 292 4,5% 37 219 15,1% 1 080 11,0% 40 591 13,0%

PUNO 2 027 4,0% 267 0,1% - - 2 294 0,8%

SAN MARTIN 1 648 3,2% 21 812 8,8% 346 3,5% 23 806 7,8%

TACNA 439 0,9% 1 499 0,6% 30 0,3% 1 968 0,6%

TUMBES - - 1 328 0,5% 5 0,1% 1 333 0,4%

UCAYALI 627 1,2% 1 393 0,6% - - 2 020 0,7%

Number of bonuses disbursed

DepartmentAdquisición de

Vivienda NuevaPart. %

Construcción en

Sitio PropioPart. %

Mejoramiento

de ViviendaPart. % Total Part.%

TOTAL 984 464 100% 4 541 347 100% 79 242 100% 5 605 053 100%

AMAZONAS - - 60 405 1,3% 13 0,02% 60 418 1,1%

ANCASH 38 048 3,9% 161 636 3,6% 6 196 7,8% 205 879 3,7%

APURIMAC - - 34 349 0,8% - - 34 349 0,6%

AREQUIPA 32 849 3,3% 80 377 1,8% 95 0,1% 113 321 2,0%

AYACUCHO 1 382 0,1% 91 997 2,0% 59 0,1% 93 438 1,7%

CAJAMARCA 5 906 0,6% 44 411 1,0% 9 0,0% 50 326 0,9%

CALLAO 26 781 2,7% 107 696 2,4% 2 616 3,3% 137 093 2,4%

CUSCO 9 168 0,9% 22 316 0,5% 275 0,3% 31 758 0,6%

HUANCAVELICA - - 113 815 2,5% 7 0,01% 113 821 2,0%

HUANUCO 2 627 0,3% 32 997 0,7% 7 0,01% 35 631 0,6%

ICA 203 548 20,7% 1 034 634 22,8% 14 811 18,7% 1 252 993 22,4%

JUNIN 4 176 0,4% 124 090 2,7% 101 0,1% 128 367 2,3%

LA LIBERTAD 334 764 34,0% 656 224 14,4% 2 682 3,4% 993 670 17,7%

LAMBAYEQUE 70 955 7,2% 347 780 7,7% 1 991 2,5% 420 726 7,5%

LIMA 103 018 10,5% 376 956 8,3% 37 480 47,3% 517 453 9,2%

LORETO 1 495 0,2% 63 937 1,4% 524 0,7% 65 955 1,2%

MADRE DE DIOS 3 959 0,4% 1 405 0,03% - - 5 364 0,1%

MOQUEGUA - - 14 875 0,3% 54 0,1% 14 929 0,3%

PASCO - - 9 086 0,2% - - 9 086 0,2%

PIURA 48 679 4,9% 694 004 15,3% 9 684 12,2% 752 368 13,4%

PUNO 35 459 3,6% 4 786 0,1% - - 40 245 0,7%

SAN MARTIN 36 817 3,7% 387 728 8,5% 2 322 2,9% 426 868 7,6%

TACNA 7 067 0,7% 27 312 0,6% 270 0,3% 34 650 0,6%

TUMBES - - 23 765 0,5% 45 0,1% 23 810 0,4%

UCAYALI 17 766 1,8% 24 768 0,5% - - 42 534 0,8%

Thousands of soles

30

2.3 Technical Entities

2.3 Technical

EntitiesCentro

s Convenios

Firmados y

31

-


Source: FMV

Source: FMV

NOTE: More intense colors indicate more number of placements.

The macro regions are made up of the following departments:

Macro Northern Region: Tumbes, Piura, Cajamarca, La Libertad y Lambayeque

Macro Central Region: Ancash, Huánuco, Pasco, Junín, Huancavelica, Ica y Ayacucho.

Macro South Region: Cusco, Apurímac, Arequipa, Puno, Moquegua y Tacna

Macro East Region: Amazonas, Loreto, San Martín, Ucayali y Madre de Dios.

CHART 2.3.1: TECHNICAL ENTITIES BY DEPARTMENT



Department with ET

Department without ET

Number of Technical Entities

CURRENT TECHNICAL ENTITIES BY DEPARTMENTNERO 2018

GEOGRAPHICAL DISTRIBUTION OF THE TECHNICAL ENTITIES

212

162

65

51

54

24

15

11

6

5

6

4

3

3

2

3

2

2

1

LA LIBERTAD

LIMA

ICA

SAN MARTIN

PIURA

ANCASH

LAMBAYEQUE

JUNIN

CAJAMARCA

LORETO

CALLAO

AMAZONAS

HUANUCO

CUSCO

APURIMAC

AREQUIPA

AYACUCHO

UCAYALI

PASCO

Total number :624

Macro Northern

Region45%

Lima y Callao

27%

Macro Central

Region 17%

Macro East Region10%

Macro South

Region1%


LORETO

TUMBES

CAJAMARCA

PIURA

LA LIBERTAD

LAMBAYEQUE

SAN MARTÍN

ÁNCASH HUÁNUCO

PASCOUCAYALI

LIMACALLAO

JUNÍN

MADRE DE DIOS

CUSCO

APURÍMAC

AYACUCHOICA

HUANCAVELICA

AREQUIPA

MOQUEGUA

TACNA

PUNO

AMAZONAS

32


CHART 3.2: NUMBER OF BPVV IN LIMA METROPOLITANA BY DISTRITICS, AT THE ClOSE OF DECEMBER 2018

CHART 3.1: BPVVRS DISBURSEMENTS, AT THE ClOSE OF DECEMBER 2018

Source: FMV

Source: FMV Source : FMV

Note:

The macro districts of Metropolitan Lima are made up of:

North Lima: Ancón, Carabayllo, Comas, Independencia, Los Olivos, Puente Piedra, San Martín de Porres y Santa Rosa.

East Lima: Ate, Chaclacayo, Cieneguilla, La Molina, Lurigancho, San Luis, San Juan de Lurigancho y Santa Anita.

Central Lima: Barranco, Breña, El Agustino, Jesús María, La Victoria, Lince, Magadalena, Miraflores, Pueblo Libre, Rímac, San Borja, San Isidro y San Miguel

South Lima: Chorrillos, Lurín, Pachacamac, Pucusana, Punta Hermosa, Punta Negra, San Bartolo, Santa María del Mar, SJL, Surco, VES, VM T.

Number of BPVVRS

District with BPVVRS

District without BPVVRS

CARABAYLLO

SAN JUAN DE LURIGANCHO

ATE

VILLA MARÍA DEL TRIUNFO

SAN JUAN DE MIRAFLORES

INDEPENDENCIA

COMAS

PUENTE PIEDRAVENTANILLA

EL AGUSTINO

ANCÓN

VILLA EL SALVADOR

CHORRILLOS

RÍMACLIMA

DISBURSED BONUSES IN THE DISTRICTS OF LIMA METROPOLITANAGEOGRAPHICAL DISTRIBUTIONOF THE DISBURSED BONUSES

34

PACHACAMAC

S.M.P

LOSOLIVOS

SAN LUIS

LINCESAN BORJA

SURCOLA VICTORIA

6

99

279 268

148

72

2947

1738

73 7792

90

1995

5103

4054

2492

1080

435722

255570

1214 11811406

-2500

-1500

-500

500

1500

2500

3500

4500

5500

0

50

100

150

200

250

300

350

400

450

Dic Ene 2018 Feb Mar Abr May Jun Jul Ago Sep Oct Nov Dec

Number Amount (Thousands of soles)

1022

677

512

468

351

316

196

193

87

27

24

22

19

12

10

7

3

3

1

SAN JUAN DE LURIGANCHO

COMAS

VILLA MARIA DEL TRIUNFO

ATE

CARABAYLLO

PUENTE PIEDRA

VENTANILLA

SAN JUAN DE MIRAFLORES

INDEPENDENCIA

LIMA

SAN MARTIN DE PORRES

EL AGUSTINO

LOS OLIVOS

ANCON

LINCE

SAN BORJA

PACHACAMAC

RIMAC

LA VICTORIA

SANTIAGO DE SURCO

SURQUILLO

SAN LUIS

VILLA EL SALVADOR

CHORRILLOS

Lima North37%

Lima East38%

Lima Suth18%

Callao5%

Lima Central

2%

Source: FMV


(Thousands of soles)

(Number of disbursed bonuses)

Note:

1/ Acumulative annual of the current year.

2/ Corresponds to the total since the program began (2015).

TABLE 3.2: DISBURSED AMOUNT OF BPVVRS BY DEPARTMENT AND DISTRICT, AT THE CLOSE OF DECEMBER 2018


TABLE 3.1: DISBURSED OF BPVVRS BY DEPARTMENT AND DISTRICTS, AT THE CLOSE OF DECEMBER 2018

Source: FMV

35

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec TOTAL 1/

ANCON 10 1 - - - 1 - - - - - - - - 1 12ATE 217 119 13 29 42 - 4 6 6 - - 12 - 20 132 468

CARABAYLLO 266 37 13 8 - 20 - - 7 - - - - - 48 351CHORRILLOS - 1 - - - - - - - - - - - - - 1

COMAS 509 46 - 14 78 16 9 - - - - 3 2 - 122 677EL AGUSTINO 21 1 - - - - - - - - - - - - - 22

INDEPENDENCIA 57 19 - - - - 11 - - - - - - - 11 87LA VICTORIA - - - - - - - - 3 - - - - - 3 3

LIMA - 1 - - - - - - - - 22 4 - - 26 27LOS OLIVOS - - - - 1 - - - 1 - - 17 - - 19 19

PACHACAMAC - - - - 2 - 1 - - - - - - - 3 3PUENTE PIEDRA 104 86 - 42 22 39 19 - 4 - -

statistical bulletin...edpymes 91, the municipal savings placed 81 credits and the rural savings 3....

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