flexPATH™ funds combine characteristics of both a traditional target retirement fund AND a risk-based fund. You choose the approximate year of retirement and your risk profile, providing a more customized retirement investing solution.

Step 1. Choose your risk profile:

Step 2. Choose your approximate year of retirement: 2025, 2035, 2045 or 2055

The flexPATH™ funds change asset allocation automatically and always remain diversified. There is no need to rebalance your account as the investment allocation becomes more conservative as the target date approaches. See how the investment allocation changes over time for each risk profile below.

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Have questions about the flexPATH™ funds or other investment options in your plan? Contact our Participant Resource Center at 1-888-608-2680. Hours are Monday - Friday from 7:00am - 5:00pm Mountain Standard Time.

Information on flexPATH™ funds can also be found online at http://flexpathstrategies.com

Aggressive PATH characteristics

Savings deferral rate less than 6%

Low account balance

Emphasis on long-term return in retirement

Conservative PATH characteristics

Savings deferral rate greater than 12%

High account balance

Emphasis on stability in retirement

Moderate PATH characteristics

Savings deferral rate between 6-12%

Average account balance

Balance stability and long-term return in retirement

 

The flexPATH™ funds are funds-of-funds, meaning their asset allocation is comprised of other mutual funds. Although the flexPATH™ funds are new products, the underlying mutual funds have been established for many years. Percentage allocations of each mutual fund vary by individual flexPATH™ fund. Please visit http://flexpathstrategies.com for individual fund fact sheets. Below is a list the mutual funds that comprise the flexPATH™ fund family.

© Beneco All Rights Reserved.

The flexPATH™ funds are funds-of-funds, meaning their asset allocation is comprised of other mutual funds. Although the flexPATH™ funds are new products, the underlying mutual funds have been established for many years. Percentage allocations of each mutual fund vary by individual flexPATH™ fund. Please visit http://flexpathstrategies.com for individual fund fact sheets. Below is a list the mutual funds that comprise the flexPATH™ fund family.

© Beneco All Rights Reserved.

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