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Page 1: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 2: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,

Stephen L. FosterAgent, New York Life Insurance Company2554 Lewisville-Clemmons Road, Clemmons, NC 27012Office phone: 336-499-0969, Fax: 336-499-9510, Cell: 336-829-61606100 Fairview Road, Suite 400, Charlotte, NC 28210704-371-8500Registered Representative offering securities through NYLIFE Securities LLC,Member FINRA/SIPC, A Licensed Insurance Agency

Page 3: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 4: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 5: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 6: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 7: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 8: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 9: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 10: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 11: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 12: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 13: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 14: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 15: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 16: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 17: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 18: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 19: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 20: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 21: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 22: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 23: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 24: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 25: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 26: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 27: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 28: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 29: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 30: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 31: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 32: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 33: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 34: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 35: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 36: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 37: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 38: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 39: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 40: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 41: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 42: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 43: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 44: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 45: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 46: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 47: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 48: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 49: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 50: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 51: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 52: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 53: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,
Page 54: Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,

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