student budgets

STUDENT BUDGETS 7-1

7 STUDENT BUDGETS

2020-21 CUNY Tuition ................................................................................................. 7-2 2020-21 CUNY Student Budget Calculations ................................................................. 7-2

Budget Adjustments for Students with Special Circumstances ................................. 7-5 Child Care/Elder Care .............................................................................................. 7-5 Disabled/Handicapped ............................................................................................. 7-5 Out-of-State Tuition ................................................................................................ 7-5 Students Enrolled in ASAP ...................................................................................... 7-5 Accelerated Study Fee ............................................................................................. 7-5 Professional Judgment ............................................................................................. 7-5

Less than ½ time Budget for Self-Help and Campus-Based Aid ............................... 7-6 Summer Budget ....................................................................................................... 7-6 Cooperative Education Budget Adjustment ............................................................... 7-6

College Budgets Living with Parents Standard Colleges – AY 2020-2021........................................... 7-7 Living Away from Parents Standard Colleges – AY 2020-2021 ................................ 7-8 CUNY Budget Calculations for LaGuardia, Kingsborough, Guttman ....................... 7-9

Living with Parents for LaGuardia, Kingsborough, Guttman .................................. 7-11 Living Away from Parents LaGuardia, Kingsborough, Guttman ............................. 7-12 Graduate Center Student Budgets ........................................................................... 7-13

Student Fees – College ................................................................................................. 7-14

CONTENTS

SAM 2020-2021

STUDENT BUDGETS 7-2

2020-2021 CUNY Tuition Rates

Enrollment New York State Residents Out-of-State Residents Four-Year College

$6,930 per year (full-time) $18,600 per year (full-time)* $305 per credit (part-time) $620 per credit (part-time)

Community College

$4,800 per year (full-time) $9,600 per year (full-time)* $210 per credit (part-time) $320 per credit (part-time)

*Full-time tuition is based on students taking 15 credits per semester.

2020-2021 CUNY Student Budget Calculations CUNY’s student expense budgets represent an estimate of the maximum expenses allowed for awarding need-based financial aid to a student pursuing his or her education at CUNY. The types of costs that may be included in the cost of attendance budget are prescribed by Section 472 of the Higher Education Act. While the cost categories are the same for all federal student aid programs, the appropriate amounts to include for each category are determined for CUNY students each academic year by the Office of Student Financial Assistance. Budgets are adjusted every year based on the changes in selected budget elements in the Bureau of Labor Statistics Consumer Price Index for all Urban Consumers available at: http://www.bls.gov. The CPI shows the yearly changes in the elements that are used to create CUNY’s student expense budget. The following charts explain the data used to create the 2020-2021 CUNY Student Expense budgets. These budgets were derived using the 2019-20 budget components and adding the percentage increase from the Bureau of Labor Statistics (BLS) CPI data to that component. Rather than using the national CPI data, the NY/NE NJ data was used. In addition, we used our own figures for housing and lunch. Since the budgets are derived in November/December of the prior academic year, data from the prior year are used to create the budgets. Therefore, 2019 expenditures are used to create the 2020-2021 budgets.

http://www.bls.gov/

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STUDENT BUDGETS 7-3

2019 expenditures Source: http://www.bls.gov 11/13/19

This chart shows the basic calculations using the BLS data although several of the line items are then adjusted for CUNY’s use. * Housing budget: Review of 1 bedroom apartments on Streeteasy.com from 11/14/19 average cost = $1375/month for individual share of 1 bedroom apartment Use $1375 rent + $170 utilities = $1545/month for housing ($13,905 for 9 months) ** Lunch: $8.00/day * 5 days * 17 weeks/term * 2 terms

Base year 2018 Base year 2019 12months 9 months yearly

change 12 months 9 months

housing* 15,923 12,388 2.9% 16,385 12,696 Use CUNY calculation below*

apparel 1,062 810 -4.9% 1,010 770 personal 355 270 -1.5% 350 266 entertainment 1,462 1,103 4.3% 1,525 1,150 medical 2,638 2,029 4.9% 2,767 2,128 food 4,176 3,139 2.0% 4,260 3,202 at home 1,936 1,449 1.3% 1,961 1,468 Use CUNY calculation

lunch** 2,371 1,793 2.9% 2,440 1,845 Use CUNY calculation below** books 1,364 1,364

Regional adjustment

NYC adjustment

Personal LWP

Totals LAP

apparel 770 10% 847 847 847 personal 266 10% 292 292 297 entertainment (LAP) 1,150 10% 1266 *633 1,266 food 3,202 10% 3522

1,722 2,405 *LWP gets ½ of an LAP

entertainment budget

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STUDENT BUDGETS 7-4

College Budgets CUNY has created separate block budgets for students based on whether they live with or away from their parents as reported on the FAFSA. The following charts show how the separate dollar amounts for each budget category are derived. Not included in the charts on this page are the appropriate tuition and fee charges which are essential components of every student’s budget but are student, school and program specific. These budget calculations are the average costs of attendance estimated for students attending CUNY in each category used for the purposes of packaging aid awards and are not meant to represent exact dollar for dollar costs. Living with Parents

books & supplies

use 2019 figure

1,364 transportation

use weekly Metrocard ($33) x 17 weeks/term x 2 terms

1,122 apparel

use NYC adjusted figure

847

other


292

entertainment

use NYC adjusted figure / 2

633

personal (total)

1772 room & board

Use Table A3: Income Protection Allowance from The EFC Formula

4,750

lunch use $8.00/day * 5 days * 17 weeks/term * 2 terms

1,360

total

10,368

Living Away from Parents* books & supplies

use 2019 figure

1,364 transportation

use weekly Metrocard ($33) x 17 weeks/term x 2 terms

1,122 medical

use 2019 figure adjusted to 9 months

2.128 apparel


847

personal use NYC adjusted figure

292

entertainment


1,266

personal (total)

2,405 housing

use CUNY housing calculation

13,905 lunch at school

use $8.00day x 17 weeks/term x 2 terms

1,360 food at home

use NYC adjusted figure minus calculated lunch

2,162 total 22,446

“Budgets for The CUNY Law School, the CUNY School of Journalism and the CUNY Med School may differ from these calculations based on higher living expenses, books, and additional medical expenses. Contact those colleges for their specific numbers.”

SAM 2020-2021

STUDENT BUDGETS 7-5

Budget Adjustments for Students with Special Circumstances Certain special circumstances may call for adjustments either to raise or lower $ amounts in students’ block budgets as appropriate: Child Care/Elder Care – Students with dependent care expenses for children under 13 years of age (that is, 12 years + 12 months – 1 day) or for an elderly family member (or members) are eligible for a dependent care allowance. This allowance should not be given to families who receive day care services or funds from the HRA or free daycare services from the college.

Assume 6 hours/week per course with travel time Use $15.00/hour x 6 hours per course x 2 courses $180 Multiply 17 weeks/term for 2 terms $6120 Adjust result to make it divisible by 9 months $6120

Disabled/Handicapped – Students who can document additional expenses as a result of a disability and who are not sponsored by the Office of Vocational Rehabilitation (OVR) and/or the Commission for the Blind and Visually Handicapped may receive a budget adjustment for these expenses. Students not presently supported by these agencies, and not previously rejected by these agencies, must be referred to them prior to making such an adjustment. If the student indicates they need additional supplies/equipment, the FAA should inquire from the student’s counselor at the appropriate agency whether the requested items will be provided by the organization. If not, the student’s budget may be increased to reflect the reasonable cost of the items needed. Out-of-State Tuition – Students attending CUNY charged out-of-state tuition have their budget adjusted by that amount.

Students Enrolled in ASAP – The Accelerated Study for Associate Programs (ASAP) program provides its students with a MetroCard. Since ASAP students incur no costs for transportation, this budget component is adjusted to 0 for ASAP students. Professional Judgment – The FAA may, on a case by case basis, use professional judgment to adjust elements of the cost of attendance based upon individual student requests for such consideration. Such adjustments must be for a compelling unusual circumstance that can be fully supported by documentation in the student’s file. Adjustments should be limited to expenses that relate directly to the student and his or her academic program. (Costs related to the student’s family are addressed by the EFC formula.) Documented costs for book or supplies related to the student’s curriculum in excess of the budget maximums, reasonable costs for the rental or purchase of a personal computer, unusual medical or transportation expenses exceeding the allowances in CUNY’s block budgets might justify the use of a PJ cost of attendance adjustment. Remember that 1) the law prohibits the use of professional judgment to create a new cost of attendance category or categories; 2) the FAA is under no obligation to use professional judgments to make COA adjustments; its use by financial aid administrators is optional; and 3) the school must complete the verification process for any applicant selected by the CPS before making a COA adjustment. Note that CUNY has a standard dependent care allowance that is included in the budgets of students with dependents. This situation would not be an exercise of professional judgment. On the other hand, if a student is requesting dependent care expenses in an amount which exceeds a standard allowance, increasing the allowance on an applicant selected for verification would be a use of PJ authority that should be exercised

SAM 2020-2021

STUDENT BUDGETS 7-6

only after verification was completed. For additional details see the Exercising Professional Judgment chapter of this manual.

NOTE: In relation to the COVID-19 pandemic, a unique budget item was created in CUNYfirst (COVI) to account for any unusual expenses a family may have incurred during to the crisis.

Less than ½ Time Budget for Self-Help and Campus-based Aid

Only the costs for tuition & fees and allowances for books & supplies, transportation and dependent care expenses (where applicable) may be included as part of the COA for students who are enrolled less than half-time. Use the following budget for packaging campus-based aid:

Transportation 468.00 ((5 trips @ $2.75) per week) x 34 weeks) Books & Supplies 341.00 ($1,364/4)

+ $809.00 + Tuition /fees + Dependent care expenses [where applicable]

[Note: The types of costs in the Pell Grant budget for students enrolled for less than half time are the same as for the other Title IV programs but the Pell budget does not pro-rate the budget components and always uses year.]

Summer Budgets

Use the appropriate block budget that reflects either living with parents or living away from parents’ status and the period of attendance. When students who are not enrolled in a summer session use FWS in the summer, 62.5% of the actual earnings will be treated as a resource and subtracted from the student’s academic year financial need

SAM 2020-2021

STUDENT BUDGETS 7-7

2020-2021 Standard College Budget

Living with Parents

>= HALF TIME SUMMER ONE TERM SUMMER + ONE TERM

2 TERMS - FALL/SPRING

SUMMER + FALL/SPRING

Books and Supplies * $455 $682 $1,137 $1,364 $1,819

Transportation $396 $561 $957 $1,122 $1,518 Lunch $453 $680 $1,133 $1,360 $1,813

Personal Expenses $591 $886 $1,477 $1,772 $2,363 Housing $1,583 $2,375 $3,958 $4,750 $6,333

Loan Fees $29 $29 $58 $58 $87

Total Block Budget ** $3,507 $5,213 $8,720 $10,426 $13,933

Child Care $2,040 $3,060 $5,100 $6,120 $8,160

Housing Exclusion ($1,583) ($2,375) ($3,958) ($4,750) ($6,333)

Budget w/Child Care $5,547 $8,273 $13,820 $16,546 $22,093

Budget w/Housing Exclusion $1,924 $2,838 $4,762 $5,676 $7,600 BUDGET w/CHILD CARE & HOUSING EXCLUSION $3,964 $5,898 $9,862 $11,796 $15,760

+ Tuition +

Fees + Tuition +

Fees + Tuition +

Fees + Tuition + Fees + Tuition + Fees

< HALF TIME SUMMER ONE TERM SUMMER +

ONE TERM 2 TERMS -

FALL/SPRING SUMMER +

FALL/SPRING

Total $270 $404 $674 $809 $1,078

Child Care $1,020 $1,530 $2,550 $3,060 $4,080

TOTAL w/CHILD CARE $1,290 $1,934 $3,224 $3,869 $5,158

+ Tuition +

Fees + Tuition +

Fees + Tuition +

Fees + Tuition + Fees + Tuition + Fees

* If a student’s curriculum requires books and supply costs in excess of this standard maximum, such costs must be documented. ** Student college costs, excluding tuition and fees, are expected to be the total block budget. The category breakouts are a general guide and the amounts can be reallocated between categories. Any differences between these budges and the budgets calculated on CUNYfirst are due to rounding.

SAM 2020-2021

STUDENT BUDGETS 7-8

2020-2021 Standard College Budget

Living Away from Parents

>= HALF TIME SUMMER ONE TERM SUMMER + ONE

TERM 2 TERMS -


FALL/SPRING

Books and Supplies * 455 682 1,137 1,364 1,819

Transportation ($33/wk) 396 561 957 1,122 1,518

Personal Expenses 802 1,203 2,004 2,405 3,207 Medical 709 1,064 1,774 2,128 2,838

Housing ** 4,635 6,953 11,588 13,905 18,540

Food (At Home) 721 1,081 1,802 2,162 2,883

Lunch 453 680 1,133 1,360 1,813

Loan Fees 29 29 58 58 87

Total Block Budget *** $8,200 $12,252 $20,452 $24,504 $32,705

Child Care $2,040 $3,060 $5,100 $6,120 $8,160

Housing Exclusion ($4,635) ($6,953) ($11,588) ($13,905) ($18,540)

Medicaid ($709) ($1,064) ($1,774) ($2,128) ($2,838)

Budget w/Child Care $10,240 $15,312 $25,552 $30,624 $40,865

Budget w/Housing Exclusion $3,565 $5,299 $8,864 $10,599 $14,165

Budget w/Medicaid Exclusion $7,491 $11,188 $18,678 $22,376 $29,867

+ Tuition +

Fees + Tuition +

Fees + Tuition + Fees + Tuition + Fees + Tuition + Fees

< HALF TIME SUMMER ONE TERM SUMMER + ONE

TERM 2 TERMS -


FALL/SPRING

Total $270 $404 $674 $809 $1,078

Child Care $1,020 $1,530 $2,550 $3,060 $4,080

TOTAL W/CHILD CARE $1,290 $1,934 $3,224 $3,869 $5,158

+ Tuition +

Fees + Tuition +

Fees + Tuition + Fees + Tuition + Fees + Tuition + Fees

* If a student's curriculum requires books and supply costs in excess of this standard maximum, such costs must be documented. ** The amount allocated for housing expects that students share housing costs. *** Student college costs, excluding tuition and fees, are expected to be the total block budget. The category breakouts are a general guide and the amounts can be reallocated between categories. Any differences between these budgets and the budgets calculated on CUNYfirst are due to rounding.

SAM 2020-2021

STUDENT BUDGETS 7-9

2020-2021 CUNY Budget Calulations for Guttman, Kingsborough and LaGuardia 2019 expenditures

Source: www.bls.gov 11/13/2019

2018 2019 12 months 9 months 12 months 9 months

housing 15,923 12,338 2.9% 16,385 12,696 Use CUNY calculation below*

apparel 1,062 810 -4.9% 1,010 770 personal 355 270 -1.5% 350 266 entertainment 1,462 1,103 4.3% 1,525 1,150 medical 2,638 2,029 4.9% 2,767 2,128 food 4,176 3,139 2.0% 4,260 3,202 at home 1,936 1,449 1.3% 1,961 1,468 Use CUNY calculation

lunch 2,371 1,793 2.9% 2,440 1,845 Use CUNY calculation below**

books 1,364 1,364 Regional adjustment NYC

adjustment Personal totals

LWP LAP apparel 770 10% 847 847 847 personal 266 10% 292 292 292

entertainment (LAP) 1,150 10% 1266 633 1,266

LWP gets 1/2 of an entertainment budget

food 3,202 10% 3522 1,772 2,405

* Housing budget: Used Median asking Rent for 1 bedroom apartments on Streeteasy.com 11/14/19

average cost = $1375/month for individual share of 1 bedroom apartment use $1375 rent + $170 utilities = $1545/month for housing ($15450 for 10 months) ** Lunch: $8.00/day * 5 days * 20 weeks/term * 2 terms Living with Parents books & supplies use 2019 amount for 10 months 1516 transportation use weekly MetroCard ($33) * 20 weeks/term * 2 terms 1320 personal use 9 month calculation converted to 10 month ($1772/9 x 10 months) 1968 lunch use $8.00/day * 5 days * 20 weeks/term * 2 terms 1600 room & board use $5278 (derived from income protection allowance $4750/9x10) 5278

TOTAL 11682

Living away from Parents books & supplies use 2019 amount for 10 months 1,516 transportation use weekly MetroCard ($33) * 20 weeks/term * 2 terms 1,320

personal apparel use NYC figure adjusted to 10 months 941

personal use NYC figure adjusted to 10 months 324

entertainment use NYC figure adjusted to 10 months 1,407

SAM 2020-2021

STUDENT BUDGETS 7-10

TOTAL 2,672 medical use 2019 figure adjusted to 10 months 2,365 housing use 2019 calculation for housing * 10 months 15,450 food - lunch use $8.00/day * 5 days * 20 weeks/term * 2 terms 1600 at home use NYC adjusted food minus calculated lunch 2,313

TOTAL 27,236

Child care Assume 6 hours/week per course with travel time use $15.00/hour * 6 hours per course * 2 courses 180 multiply by 20 weeks/term for 2 terms 7200 --adjust result (if needed) to make it divisible by 9 months-- 7200

< Half-time Transportation ((5 trips @ $2.75) per week) x 40 weeks) 550 Books & Supplies ($1516/4) 379 929

SAM 2020-2021


2020-2021 Living with Parents 12/6 Colleges- Guttman, Kingsborough and LaGuardia

>= HALF TIME ONE

TERM 2 TERMS -

FALL/SPRING Kingsborough

One Term Kingsborough

Fall/Spring Books and Supplies * $758 $1,516 682 1,364

Transportation $660 $1,320

Lunch $800 $1,600

Personal Expenses $984 $1,968

Housing $2,639 $5,278

Loan Fees $29 $58

Total Block Budget ** $5,870 $11,740

Child Care $3,600 $7,200

Housing Exclusion ($2,639) ($5,278)

Budget w/Child Care $9,470 $18,940

Budget w/Housing Exclusion $3,231 $6,462

BUDGET w/CHILD CARE & HOUSING EXCLUSION $6,831 $13,662

+ Tuition +

Fees + Tuition + Fees

< HALF TIME ONE

TERM 2 TERMS -

FALL/SPRING

Total $495 $891

Child Care $1,800 $3,600

TOTAL w/CHILD CARE $2,295 $4,491

+ Tuition +

Fees + Tuition + Fees

SAM 2020-2021


2020-2021 Living Away from Parents 12/6 Colleges- Guttman, Kingsborough and LaGuardia

>= HALF TIME ONE TERM 2 TERMS -

FALL/SPRING Kingsborough

One Term Kingsborough

Fall/Spring Books and Supplies * 758 1,516 682 1,364

Transportation 660 1,320

Personal Expenses 1,336 2,672

Medical 1,182 2,365

Housing ** 7,725 15,450

Food (At Home) 1,157 2,313

Lunch 800 1,600

Loan Fees 29 58

Total Block Budget *** $13,647 $27,294

Child Care $3,600 $7,200

Housing Exclusion ($7,725) ($15,450)

Medicaid ($1,182) ($2,365)

Budget w/Child Care $17,247 $34,494

Budget w/Housing Exclusion $5,922 $11,844

Budget w/Medicaid Exclusion $12,465 $24,930

+ Tuition + Fees + Tuition + Fees

< HALF TIME ONE TERM 2 TERMS -

FALL/SPRING

Total $446 $891

Child Care $1,800 $3,600

TOTAL W/CHILD CARE $2,246 $4,491

+ Tuition + Fees + Tuition + Fees

* If a student's curriculum requires books and supply costs in excess of this standard maximum, such costs must be documented

Kingsborough uses 9 month standard budget for books and supplies.

** The amount allocated for housing expects that students share housing costs.

*** Student college costs, excluding tuition and fees, are expected to be the total block budget. The category breakouts are a general guide and the amounts can be reallocated between categories. Any differences between these budgets and the budgets calculated on CUNYfirst are due to rounding.

SAM 2020-2021


2020-2021 Student Budget- Graduate Center, School of Journalism and School of Labor and Urban Studies

LWP Fall & Spring LWP One Semester NLWP Fall & Spring NLWP One Semester

Books $1,543 772 $1,543 772 Transportation $1,107 554 $1,107 554 Personal $2,084 1042 $4,689 $2,345 Housing $4,625 2313 $16,596 $8,298 Food $0 0 $3,854 $1,927 Lunch $1,593 797 $1,593 797

TOTAL $10,952 5476 $29,382 $14,691

Childcare $4,982 $2,491 $4,982 $2,491

LWP Summer (12 weeks) NLWP Summer (12 weeks) Books 618 618 Transportation 443 443 Personal 834 1876 Housing 1850 6638 Food 0 1515 Lunch 638 638 Total 4382 11728 SOJ: Identical except for $1300 computer purchase in fall semester of new students only 2019 Inflation Rate = 1.75% RentJungle.com shows 2.9% increase for one-bedroom apartments

SAM 2020-2021


Student Fees 2020-2021 The fees shown on this chart represent the average fees students are charged in CUNYfirst. This chart includes the U.S.S. student government fee ($1.45 per semester), the Consolidated Services Fee ($15.00 per semester), the appropriate student activities fee and the Technology Fee ($125.00 per semester for all colleges, $62.50 part time). In CUNYfirst, all fees must be whole numbers so the student government fee is rounded. All fees are rounded to the nearest dollar. These fees are for the purpose of budgets and is based on the information reported to OSFA by the colleges. Actual fees may vary.

Full-Time Part-Time Summer

2020 Academic Year

2020-2021 One Semester

2020-2021 Academic Year

2020-2021 One Semester

2020-2021 College UG Grad UG Grad UG Grad UG Grad UG Grad

Community Colleges BMCC 123.00 – 370.00 – 185.00 – 202.00 – 101.00 – Bronx 116.00 – 406.00 – 203.00 – 232.00 – 116.00 – Hostos 141.00 – 408.00 – 204.00 – 216.00 – 108.00 – Kingsborough -- – 452.00 – 226.00 – 244.00 – 122.00 – LaGuardia -- – 418.00 – 209.00 – 212.00 – 106.00 – Guttman -- -- 394.00 -- 197.00 -- 200.00 -- 100.00 -- Queensborough 94.00 – 410.00 – 205.00 – 214.00 – 107.00 – Senior Colleges Baruch 158.00 92.00 532.00 360.00 266.00 180.00 326.00 208.00 163.00 104.00 Brooklyn 156.00

140.00 510.00

432.00 255.00

216.00 384.00

307.00 192.00

154.00

CSI 178.00 240.00 560.00 560.00 280.00 280.00 362.00 362.00 181.00 181.00 City 153.00 F

91.00 P 145.00F 83.00 P

410.00 312.00 205.00 156.00 236.00 187.00 118.00 94.00

Hunter 106.00 92.00 452.00 308.00 226.00 154.00 266.00 184.00 133.00 92.00

John Jay 158.00 139.00 540.00 442.00 270.00 221.00 364.00 278.00 182.00 139.00

Lehman 152.00 152.00 480.00 480.00 240.00 240.00 288.00 288.00 144.00 144.00 Medgar Evers 113.00 – 422.00 – 211.00 – 246.00 – 123.00 – NYC Tech 133.00 – 390.00 – 195.00 – 196.00 – 98.00 – Professional Studies Queens 144.00 135.00 608.00 522.00 304.00 261.00 418.00 398.00 209.00 199.00 Queens Summer II 159.00 149.00 York 139.00 – 428.00 – 214.00 – 262.00 – 131.00 – Graduate Schools Law – 128.00 – 564.00 – 282.00 – 348.00 – 174.00 Graduate School 50.00 364.00 182.00 240.00 120.00 Graduate School of Journalism

1130.00 F 1331.00 S

565.00 F 665.00 S

1030.00 F 1231.00 S

515.00 F 615.00 S

student budgets

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