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STUDENT FINANCIAL AID 2020-2021 AcademicYear

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Page 1: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

STUDENT FINANCIAL AID

2020-2021 AcademicYear

How do I Apply

IRS Data Retrieval

FSA ID

What is financial aid

What happens when Colleges

receive my FAFSA results

Cost of Attendance

EFC

Need

What is an ldquoAward

Notificationrdquo

What is a ldquoSpecial

Circumstancesrdquo

TO P I C S O F D I S C U S S I O N

FAFSA on the Web (FOTW)

myStudentAid mobile app

How do I apply for Financial Aid

Paper or PDF FAFSA

FAA Access to CPS Online

Aid year 2020-2021 Senior 2021-2022 Junior

PROUD SPONSOR ofFederal Student the AMERICAN MINO bull IAtt OFFICE of US DEPARTMENT of EDUCATION

Cwtomers who are using an Apple device (mobile andor desktop) may encounter errors on some FAFSA fields if the sman punctuationbull feature is enabled This feature changes

apostrophes and quotation marks to invalid characters that the FAFSA form cannot recognize Learn about solutions for this error

Check out the myStudentAid app for iOS and Android

To get the best experience make sure your browser-s pop-up blocker allows pop-ups from fafsaedgov before logging in to the FAFSA form

Th FASA ampwm ~~ CU l)SCNdl]a ~MfY SrOJ tClTI ~ 11 unEAraquorn Im

m m B Early Aid Estimate FAFSAreg Help After the FAFSAreg Form

Use FAESA4casrer to get a free Learn how to fill out the Find out whlt to expect after

early estimate of your FAFSA form and browse you fill out the FAFSA form

eligibility for federal srudent common FAFSA topics including when and how your

aid aid will be paid out

LEARN ABOUT fAFWCASTER GET fAFSAe HELP LEARN ABOUT NEXT STEPS

Need money for college

START HERE

Before You Start

l ht middotnll L vin~ ll ipLbull it u- 111 (bull[ Ultf

j II 1 11 U II I 1 I 11 ftbull1middot u

1middot11 d id )c 1 t II 1li t1 _ 11 11bull I- to 11 n

~1middotmiddott1 f 1nmiddot1 d 1middotmiddotlmiddothnmiddot1rrlimiddotrnbull1middotmiddot 1middot11 CIII 11 gtmiddot I l omiddot

II IL middot II I I JI Imiddot 1111 middotfti middot )lC middot 111 II

middot-1( f1-- )11

0 Benefits of Using FAFSA on the Web or myStudentAid

1 Built-in edits to prevent costly errors 2 Skip-logic allows student andor parent to

skip unnecessary questions 3 Option to use Internal Revenue Service (IRS)

Data Retrieval Tool to import tax data 4 More timely submission of application 5 More detailed instructions and ldquohelprdquo for

common questions 6 Ability to check application status online 7 Simplified application process in future years

IS How long is the FAFSA

Student Demographics School Selection

Dependency Status

Parent Demographics

Income and Assests for parent

and student Sign the FAFSA

I I

IRS Data Retrieval

bullWhile completing the FAFSA you can go directly to IRS to download income information directly from your 2018 income tax return

bull A few pointers bull Have a copy of your tax return in front of you bull Make sure when asked for your address that it is exactly like the address

on your copy of your 2018 tax return bull Make sure you hit the button to say transfer my information bull If you are recently married or recently divorced or separated the IRS data

retrieval will likely not work for your FAFSA bull You will not see the amounts pulled from the IRS bull Using this tool can save you time later

IRS Data Retrieval Tool

Applying is faster and easier if you transfer your tax return information into this FAFSA with the IRS Data Retrieval Tool (IRS ORT)

LINK TO IRS ~

O PREVIOUS 11 NEXT O

Student Leaving FAFSA

Parent FinancialSchool Selection Dependency status Sign amp Soomit Confinnation

Demographics Information

---0-- ---- 0

You are now leaving FAFSA on che Web and will be transferred to the IRS Web site Your FAFSA information Viii be saved

Your saved FAFSA will automatically open either when you transfer your information from the IRS or choose to return to FAFSA on che Web from the IRS Web site If you do not transfer your information or choose not to return to FAFSA on che Web from the IRS Web site you Viii have to log in to open your saved FAFSA

For your protection your ta~ return information will not display on the IRS Web site or on theFAFSA

SKIP IRS DRT ~ PROCEED TO IRS SITE 0

Site Lost Updbullted Sundbully October 28 2018 Download Adobe Reader

bull~~ IRS Return to FAFSA I bQ9Q I filQ

~ampJI gov ~

Get My Federal Income Tax Information

See our Privacy Notice regarding our request for your personal information

Requi red fie lds bullEnter the following information from your 20XXFederal Income Tax Return 0

First Name

Last Name

Social Security Number

Date of Birth

Filing Status Q

Address - Must match your 2017 Federal Income Tax ReturnQ

Street Address

PO Box (Required if entered on y our tax return) Q

Apt Number (Required if entered on y our tax return)

Country

City Town or Post Office

State I US Territo ry

ZIP Code

ielect the button below to exit the IRS system and return gty our FA FSA

Return to FAFSA j

I

I tjltjlt - -111 - ---

1 1 1 ISingle

1 ~

[v I

I

I

I IUnited States [v

I JSelect One 1vl

I By submitting th is information y ou certify that you are the person identified Use of th is system to access another persons information may result in civil and criminal penalties

Submit

copy2010 fafsagov All rights reserved

FSA ID

bull FSA ID consists of a username and password bull REMINDER Only one email address per person bull One parent and the student must have an FSA ID bull Create the ID either during the completion of FAFSA or

before bull Create ID at httpsfsaidedgovnpasindexhtm bull FSA ID utilized for entire college career

How do I sign the FAFSA

0 ts

ahovatter10outlookcom

PRINT THIS PAGE ~

Does your brother or sister need to complete a FAFSA If so you can transfer your parents information into a new FAFSA for your brother or sister to save time Your parents wil l have

to provide a signature agaifl but thats all

gt Estimated Expected Family Contribution (EFC) = 044512

v School(s) on your FAFSA

C)

- Additional Information from

FROSTBURG STATE

UNIVERSITY 50 75

~

29 NA

Look at Results

EFC- Expected Family Contribution

Another student in the family

What is an EFC

Expected Family Contribution

Student Contribution

Parent Contribution

Measurement of studentrsquos and familyrsquosability to pay

postsecondaryeducational expenses

What is considered as Financial Aid

Financial Aid consists of various funds that help families and students pay for college expenses

Student Aid Programs

Teacher Education Assistance for

College and Higher Education (TEACH)

Grant

Federal Supplemental Educational

Opportunity Grant (FSEOG)

Federal Direct Student Loans (Direct Loans)

Federal Government Financial Aid

APS MARYLA D COLLEGE AID PROCESSING SYSTEM

Make sure to check your MDCAPS account and accept

your grant if you are awarded Time is runn ing out

Please identify yourself with a valid username and password

By logg ing in you acknowledge that you have read and agree to the User Agreement

1 Created a MD CAPS student log-in (below) This action will crea te your stud ent account 2 Clicked the link in the new activat ion email s ent to you after creating your account 3 Checked your spam fi lt er if you didnt s ee t he activation ema il in your inbox

On ce you have done steps 1-3 you a re ready for your first login

If you are s till having login problems please send an email with your name date of birt h and the nature of your problem to osfamailmhecma[Yland gov

User Name Password _=-========

Login Q FAQ

Create a Student LogiJ ForgQLvour username or Qassword

To return to the main page of t he MHEC web s ite cl ick here

Note This s ite requ ires the use of JavaScript and Cookies Please be sure to enable JavaScn pt and Cookies in your web browser in order to access the fu ll functiona li ty of t he s ite

Contact Us I Accessibility I Privacy Notice

6 North Liberty Street Ground Suite Baltimore MD 21201 I Phone (410)767-3300 I Toll Free (800) 974-0203

httpsmdcapsmhecstatemdus

State Financial Aid Awards

Howard P Rawlings Education Assistance Grant (EAG)

Howard P Rawlings Guaranteed Access Grant (GAG)

Delegate amp Senatorial Scholarships

Maryland Community College Promise Scholarship

Remaining Sources of Financial Aid

College Employers

Private Scholarships

High School Guidance

Office

What happens

when schools

receive the

FAFSA results School creates a Cost of

Attendance for each student and determines

financial need

f e

TRAVEL AND MISCELLANEOUS

Commuters should include transportation costs

EQUIPMENT AND ROOM MATERIALS

BOOKS AND SCHOOL SUPPLIES

ROOM AND BOARD Lodging and food costs vary by school

TUITION AND FEES The cost of taking courses Course costs and fees vary by school Examples include activity fees and parking fees

All assumptions are rough estimates

What is the Cost of Attendance

Tuition and Fees

Room and Meal Plan

Books and Supplies Transportation

Personal Expenses

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 2: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

How do I Apply

IRS Data Retrieval

FSA ID

What is financial aid

What happens when Colleges

receive my FAFSA results

Cost of Attendance

EFC

Need

What is an ldquoAward

Notificationrdquo

What is a ldquoSpecial

Circumstancesrdquo

TO P I C S O F D I S C U S S I O N

FAFSA on the Web (FOTW)

myStudentAid mobile app

How do I apply for Financial Aid

Paper or PDF FAFSA

FAA Access to CPS Online

Aid year 2020-2021 Senior 2021-2022 Junior

PROUD SPONSOR ofFederal Student the AMERICAN MINO bull IAtt OFFICE of US DEPARTMENT of EDUCATION

Cwtomers who are using an Apple device (mobile andor desktop) may encounter errors on some FAFSA fields if the sman punctuationbull feature is enabled This feature changes

apostrophes and quotation marks to invalid characters that the FAFSA form cannot recognize Learn about solutions for this error

Check out the myStudentAid app for iOS and Android

To get the best experience make sure your browser-s pop-up blocker allows pop-ups from fafsaedgov before logging in to the FAFSA form

Th FASA ampwm ~~ CU l)SCNdl]a ~MfY SrOJ tClTI ~ 11 unEAraquorn Im

m m B Early Aid Estimate FAFSAreg Help After the FAFSAreg Form

Use FAESA4casrer to get a free Learn how to fill out the Find out whlt to expect after

early estimate of your FAFSA form and browse you fill out the FAFSA form

eligibility for federal srudent common FAFSA topics including when and how your

aid aid will be paid out

LEARN ABOUT fAFWCASTER GET fAFSAe HELP LEARN ABOUT NEXT STEPS

Need money for college

START HERE

Before You Start

l ht middotnll L vin~ ll ipLbull it u- 111 (bull[ Ultf

j II 1 11 U II I 1 I 11 ftbull1middot u

1middot11 d id )c 1 t II 1li t1 _ 11 11bull I- to 11 n

~1middotmiddott1 f 1nmiddot1 d 1middotmiddotlmiddothnmiddot1rrlimiddotrnbull1middotmiddot 1middot11 CIII 11 gtmiddot I l omiddot

II IL middot II I I JI Imiddot 1111 middotfti middot )lC middot 111 II

middot-1( f1-- )11

0 Benefits of Using FAFSA on the Web or myStudentAid

1 Built-in edits to prevent costly errors 2 Skip-logic allows student andor parent to

skip unnecessary questions 3 Option to use Internal Revenue Service (IRS)

Data Retrieval Tool to import tax data 4 More timely submission of application 5 More detailed instructions and ldquohelprdquo for

common questions 6 Ability to check application status online 7 Simplified application process in future years

IS How long is the FAFSA

Student Demographics School Selection

Dependency Status

Parent Demographics

Income and Assests for parent

and student Sign the FAFSA

I I

IRS Data Retrieval

bullWhile completing the FAFSA you can go directly to IRS to download income information directly from your 2018 income tax return

bull A few pointers bull Have a copy of your tax return in front of you bull Make sure when asked for your address that it is exactly like the address

on your copy of your 2018 tax return bull Make sure you hit the button to say transfer my information bull If you are recently married or recently divorced or separated the IRS data

retrieval will likely not work for your FAFSA bull You will not see the amounts pulled from the IRS bull Using this tool can save you time later

IRS Data Retrieval Tool

Applying is faster and easier if you transfer your tax return information into this FAFSA with the IRS Data Retrieval Tool (IRS ORT)

LINK TO IRS ~

O PREVIOUS 11 NEXT O

Student Leaving FAFSA

Parent FinancialSchool Selection Dependency status Sign amp Soomit Confinnation

Demographics Information

---0-- ---- 0

You are now leaving FAFSA on che Web and will be transferred to the IRS Web site Your FAFSA information Viii be saved

Your saved FAFSA will automatically open either when you transfer your information from the IRS or choose to return to FAFSA on che Web from the IRS Web site If you do not transfer your information or choose not to return to FAFSA on che Web from the IRS Web site you Viii have to log in to open your saved FAFSA

For your protection your ta~ return information will not display on the IRS Web site or on theFAFSA

SKIP IRS DRT ~ PROCEED TO IRS SITE 0

Site Lost Updbullted Sundbully October 28 2018 Download Adobe Reader

bull~~ IRS Return to FAFSA I bQ9Q I filQ

~ampJI gov ~

Get My Federal Income Tax Information

See our Privacy Notice regarding our request for your personal information

Requi red fie lds bullEnter the following information from your 20XXFederal Income Tax Return 0

First Name

Last Name

Social Security Number

Date of Birth

Filing Status Q

Address - Must match your 2017 Federal Income Tax ReturnQ

Street Address

PO Box (Required if entered on y our tax return) Q

Apt Number (Required if entered on y our tax return)

Country

City Town or Post Office

State I US Territo ry

ZIP Code

ielect the button below to exit the IRS system and return gty our FA FSA

Return to FAFSA j

I

I tjltjlt - -111 - ---

1 1 1 ISingle

1 ~

[v I

I

I

I IUnited States [v

I JSelect One 1vl

I By submitting th is information y ou certify that you are the person identified Use of th is system to access another persons information may result in civil and criminal penalties

Submit

copy2010 fafsagov All rights reserved

FSA ID

bull FSA ID consists of a username and password bull REMINDER Only one email address per person bull One parent and the student must have an FSA ID bull Create the ID either during the completion of FAFSA or

before bull Create ID at httpsfsaidedgovnpasindexhtm bull FSA ID utilized for entire college career

How do I sign the FAFSA

0 ts

ahovatter10outlookcom

PRINT THIS PAGE ~

Does your brother or sister need to complete a FAFSA If so you can transfer your parents information into a new FAFSA for your brother or sister to save time Your parents wil l have

to provide a signature agaifl but thats all

gt Estimated Expected Family Contribution (EFC) = 044512

v School(s) on your FAFSA

C)

- Additional Information from

FROSTBURG STATE

UNIVERSITY 50 75

~

29 NA

Look at Results

EFC- Expected Family Contribution

Another student in the family

What is an EFC

Expected Family Contribution

Student Contribution

Parent Contribution

Measurement of studentrsquos and familyrsquosability to pay

postsecondaryeducational expenses

What is considered as Financial Aid

Financial Aid consists of various funds that help families and students pay for college expenses

Student Aid Programs

Teacher Education Assistance for

College and Higher Education (TEACH)

Grant

Federal Supplemental Educational

Opportunity Grant (FSEOG)

Federal Direct Student Loans (Direct Loans)

Federal Government Financial Aid

APS MARYLA D COLLEGE AID PROCESSING SYSTEM

Make sure to check your MDCAPS account and accept

your grant if you are awarded Time is runn ing out

Please identify yourself with a valid username and password

By logg ing in you acknowledge that you have read and agree to the User Agreement

1 Created a MD CAPS student log-in (below) This action will crea te your stud ent account 2 Clicked the link in the new activat ion email s ent to you after creating your account 3 Checked your spam fi lt er if you didnt s ee t he activation ema il in your inbox

On ce you have done steps 1-3 you a re ready for your first login

If you are s till having login problems please send an email with your name date of birt h and the nature of your problem to osfamailmhecma[Yland gov

User Name Password _=-========

Login Q FAQ

Create a Student LogiJ ForgQLvour username or Qassword

To return to the main page of t he MHEC web s ite cl ick here

Note This s ite requ ires the use of JavaScript and Cookies Please be sure to enable JavaScn pt and Cookies in your web browser in order to access the fu ll functiona li ty of t he s ite

Contact Us I Accessibility I Privacy Notice

6 North Liberty Street Ground Suite Baltimore MD 21201 I Phone (410)767-3300 I Toll Free (800) 974-0203

httpsmdcapsmhecstatemdus

State Financial Aid Awards

Howard P Rawlings Education Assistance Grant (EAG)

Howard P Rawlings Guaranteed Access Grant (GAG)

Delegate amp Senatorial Scholarships

Maryland Community College Promise Scholarship

Remaining Sources of Financial Aid

College Employers

Private Scholarships

High School Guidance

Office

What happens

when schools

receive the

FAFSA results School creates a Cost of

Attendance for each student and determines

financial need

f e

TRAVEL AND MISCELLANEOUS

Commuters should include transportation costs

EQUIPMENT AND ROOM MATERIALS

BOOKS AND SCHOOL SUPPLIES

ROOM AND BOARD Lodging and food costs vary by school

TUITION AND FEES The cost of taking courses Course costs and fees vary by school Examples include activity fees and parking fees

All assumptions are rough estimates

What is the Cost of Attendance

Tuition and Fees

Room and Meal Plan

Books and Supplies Transportation

Personal Expenses

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 3: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

FAFSA on the Web (FOTW)

myStudentAid mobile app

How do I apply for Financial Aid

Paper or PDF FAFSA

FAA Access to CPS Online

Aid year 2020-2021 Senior 2021-2022 Junior

PROUD SPONSOR ofFederal Student the AMERICAN MINO bull IAtt OFFICE of US DEPARTMENT of EDUCATION

Cwtomers who are using an Apple device (mobile andor desktop) may encounter errors on some FAFSA fields if the sman punctuationbull feature is enabled This feature changes

apostrophes and quotation marks to invalid characters that the FAFSA form cannot recognize Learn about solutions for this error

Check out the myStudentAid app for iOS and Android

To get the best experience make sure your browser-s pop-up blocker allows pop-ups from fafsaedgov before logging in to the FAFSA form

Th FASA ampwm ~~ CU l)SCNdl]a ~MfY SrOJ tClTI ~ 11 unEAraquorn Im

m m B Early Aid Estimate FAFSAreg Help After the FAFSAreg Form

Use FAESA4casrer to get a free Learn how to fill out the Find out whlt to expect after

early estimate of your FAFSA form and browse you fill out the FAFSA form

eligibility for federal srudent common FAFSA topics including when and how your

aid aid will be paid out

LEARN ABOUT fAFWCASTER GET fAFSAe HELP LEARN ABOUT NEXT STEPS

Need money for college

START HERE

Before You Start

l ht middotnll L vin~ ll ipLbull it u- 111 (bull[ Ultf

j II 1 11 U II I 1 I 11 ftbull1middot u

1middot11 d id )c 1 t II 1li t1 _ 11 11bull I- to 11 n

~1middotmiddott1 f 1nmiddot1 d 1middotmiddotlmiddothnmiddot1rrlimiddotrnbull1middotmiddot 1middot11 CIII 11 gtmiddot I l omiddot

II IL middot II I I JI Imiddot 1111 middotfti middot )lC middot 111 II

middot-1( f1-- )11

0 Benefits of Using FAFSA on the Web or myStudentAid

1 Built-in edits to prevent costly errors 2 Skip-logic allows student andor parent to

skip unnecessary questions 3 Option to use Internal Revenue Service (IRS)

Data Retrieval Tool to import tax data 4 More timely submission of application 5 More detailed instructions and ldquohelprdquo for

common questions 6 Ability to check application status online 7 Simplified application process in future years

IS How long is the FAFSA

Student Demographics School Selection

Dependency Status

Parent Demographics

Income and Assests for parent

and student Sign the FAFSA

I I

IRS Data Retrieval

bullWhile completing the FAFSA you can go directly to IRS to download income information directly from your 2018 income tax return

bull A few pointers bull Have a copy of your tax return in front of you bull Make sure when asked for your address that it is exactly like the address

on your copy of your 2018 tax return bull Make sure you hit the button to say transfer my information bull If you are recently married or recently divorced or separated the IRS data

retrieval will likely not work for your FAFSA bull You will not see the amounts pulled from the IRS bull Using this tool can save you time later

IRS Data Retrieval Tool

Applying is faster and easier if you transfer your tax return information into this FAFSA with the IRS Data Retrieval Tool (IRS ORT)

LINK TO IRS ~

O PREVIOUS 11 NEXT O

Student Leaving FAFSA

Parent FinancialSchool Selection Dependency status Sign amp Soomit Confinnation

Demographics Information

---0-- ---- 0

You are now leaving FAFSA on che Web and will be transferred to the IRS Web site Your FAFSA information Viii be saved

Your saved FAFSA will automatically open either when you transfer your information from the IRS or choose to return to FAFSA on che Web from the IRS Web site If you do not transfer your information or choose not to return to FAFSA on che Web from the IRS Web site you Viii have to log in to open your saved FAFSA

For your protection your ta~ return information will not display on the IRS Web site or on theFAFSA

SKIP IRS DRT ~ PROCEED TO IRS SITE 0

Site Lost Updbullted Sundbully October 28 2018 Download Adobe Reader

bull~~ IRS Return to FAFSA I bQ9Q I filQ

~ampJI gov ~

Get My Federal Income Tax Information

See our Privacy Notice regarding our request for your personal information

Requi red fie lds bullEnter the following information from your 20XXFederal Income Tax Return 0

First Name

Last Name

Social Security Number

Date of Birth

Filing Status Q

Address - Must match your 2017 Federal Income Tax ReturnQ

Street Address

PO Box (Required if entered on y our tax return) Q

Apt Number (Required if entered on y our tax return)

Country

City Town or Post Office

State I US Territo ry

ZIP Code

ielect the button below to exit the IRS system and return gty our FA FSA

Return to FAFSA j

I

I tjltjlt - -111 - ---

1 1 1 ISingle

1 ~

[v I

I

I

I IUnited States [v

I JSelect One 1vl

I By submitting th is information y ou certify that you are the person identified Use of th is system to access another persons information may result in civil and criminal penalties

Submit

copy2010 fafsagov All rights reserved

FSA ID

bull FSA ID consists of a username and password bull REMINDER Only one email address per person bull One parent and the student must have an FSA ID bull Create the ID either during the completion of FAFSA or

before bull Create ID at httpsfsaidedgovnpasindexhtm bull FSA ID utilized for entire college career

How do I sign the FAFSA

0 ts

ahovatter10outlookcom

PRINT THIS PAGE ~

Does your brother or sister need to complete a FAFSA If so you can transfer your parents information into a new FAFSA for your brother or sister to save time Your parents wil l have

to provide a signature agaifl but thats all

gt Estimated Expected Family Contribution (EFC) = 044512

v School(s) on your FAFSA

C)

- Additional Information from

FROSTBURG STATE

UNIVERSITY 50 75

~

29 NA

Look at Results

EFC- Expected Family Contribution

Another student in the family

What is an EFC

Expected Family Contribution

Student Contribution

Parent Contribution

Measurement of studentrsquos and familyrsquosability to pay

postsecondaryeducational expenses

What is considered as Financial Aid

Financial Aid consists of various funds that help families and students pay for college expenses

Student Aid Programs

Teacher Education Assistance for

College and Higher Education (TEACH)

Grant

Federal Supplemental Educational

Opportunity Grant (FSEOG)

Federal Direct Student Loans (Direct Loans)

Federal Government Financial Aid

APS MARYLA D COLLEGE AID PROCESSING SYSTEM

Make sure to check your MDCAPS account and accept

your grant if you are awarded Time is runn ing out

Please identify yourself with a valid username and password

By logg ing in you acknowledge that you have read and agree to the User Agreement

1 Created a MD CAPS student log-in (below) This action will crea te your stud ent account 2 Clicked the link in the new activat ion email s ent to you after creating your account 3 Checked your spam fi lt er if you didnt s ee t he activation ema il in your inbox

On ce you have done steps 1-3 you a re ready for your first login

If you are s till having login problems please send an email with your name date of birt h and the nature of your problem to osfamailmhecma[Yland gov

User Name Password _=-========

Login Q FAQ

Create a Student LogiJ ForgQLvour username or Qassword

To return to the main page of t he MHEC web s ite cl ick here

Note This s ite requ ires the use of JavaScript and Cookies Please be sure to enable JavaScn pt and Cookies in your web browser in order to access the fu ll functiona li ty of t he s ite

Contact Us I Accessibility I Privacy Notice

6 North Liberty Street Ground Suite Baltimore MD 21201 I Phone (410)767-3300 I Toll Free (800) 974-0203

httpsmdcapsmhecstatemdus

State Financial Aid Awards

Howard P Rawlings Education Assistance Grant (EAG)

Howard P Rawlings Guaranteed Access Grant (GAG)

Delegate amp Senatorial Scholarships

Maryland Community College Promise Scholarship

Remaining Sources of Financial Aid

College Employers

Private Scholarships

High School Guidance

Office

What happens

when schools

receive the

FAFSA results School creates a Cost of

Attendance for each student and determines

financial need

f e

TRAVEL AND MISCELLANEOUS

Commuters should include transportation costs

EQUIPMENT AND ROOM MATERIALS

BOOKS AND SCHOOL SUPPLIES

ROOM AND BOARD Lodging and food costs vary by school

TUITION AND FEES The cost of taking courses Course costs and fees vary by school Examples include activity fees and parking fees

All assumptions are rough estimates

What is the Cost of Attendance

Tuition and Fees

Room and Meal Plan

Books and Supplies Transportation

Personal Expenses

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 4: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

PROUD SPONSOR ofFederal Student the AMERICAN MINO bull IAtt OFFICE of US DEPARTMENT of EDUCATION

Cwtomers who are using an Apple device (mobile andor desktop) may encounter errors on some FAFSA fields if the sman punctuationbull feature is enabled This feature changes

apostrophes and quotation marks to invalid characters that the FAFSA form cannot recognize Learn about solutions for this error

Check out the myStudentAid app for iOS and Android

To get the best experience make sure your browser-s pop-up blocker allows pop-ups from fafsaedgov before logging in to the FAFSA form

Th FASA ampwm ~~ CU l)SCNdl]a ~MfY SrOJ tClTI ~ 11 unEAraquorn Im

m m B Early Aid Estimate FAFSAreg Help After the FAFSAreg Form

Use FAESA4casrer to get a free Learn how to fill out the Find out whlt to expect after

early estimate of your FAFSA form and browse you fill out the FAFSA form

eligibility for federal srudent common FAFSA topics including when and how your

aid aid will be paid out

LEARN ABOUT fAFWCASTER GET fAFSAe HELP LEARN ABOUT NEXT STEPS

Need money for college

START HERE

Before You Start

l ht middotnll L vin~ ll ipLbull it u- 111 (bull[ Ultf

j II 1 11 U II I 1 I 11 ftbull1middot u

1middot11 d id )c 1 t II 1li t1 _ 11 11bull I- to 11 n

~1middotmiddott1 f 1nmiddot1 d 1middotmiddotlmiddothnmiddot1rrlimiddotrnbull1middotmiddot 1middot11 CIII 11 gtmiddot I l omiddot

II IL middot II I I JI Imiddot 1111 middotfti middot )lC middot 111 II

middot-1( f1-- )11

0 Benefits of Using FAFSA on the Web or myStudentAid

1 Built-in edits to prevent costly errors 2 Skip-logic allows student andor parent to

skip unnecessary questions 3 Option to use Internal Revenue Service (IRS)

Data Retrieval Tool to import tax data 4 More timely submission of application 5 More detailed instructions and ldquohelprdquo for

common questions 6 Ability to check application status online 7 Simplified application process in future years

IS How long is the FAFSA

Student Demographics School Selection

Dependency Status

Parent Demographics

Income and Assests for parent

and student Sign the FAFSA

I I

IRS Data Retrieval

bullWhile completing the FAFSA you can go directly to IRS to download income information directly from your 2018 income tax return

bull A few pointers bull Have a copy of your tax return in front of you bull Make sure when asked for your address that it is exactly like the address

on your copy of your 2018 tax return bull Make sure you hit the button to say transfer my information bull If you are recently married or recently divorced or separated the IRS data

retrieval will likely not work for your FAFSA bull You will not see the amounts pulled from the IRS bull Using this tool can save you time later

IRS Data Retrieval Tool

Applying is faster and easier if you transfer your tax return information into this FAFSA with the IRS Data Retrieval Tool (IRS ORT)

LINK TO IRS ~

O PREVIOUS 11 NEXT O

Student Leaving FAFSA

Parent FinancialSchool Selection Dependency status Sign amp Soomit Confinnation

Demographics Information

---0-- ---- 0

You are now leaving FAFSA on che Web and will be transferred to the IRS Web site Your FAFSA information Viii be saved

Your saved FAFSA will automatically open either when you transfer your information from the IRS or choose to return to FAFSA on che Web from the IRS Web site If you do not transfer your information or choose not to return to FAFSA on che Web from the IRS Web site you Viii have to log in to open your saved FAFSA

For your protection your ta~ return information will not display on the IRS Web site or on theFAFSA

SKIP IRS DRT ~ PROCEED TO IRS SITE 0

Site Lost Updbullted Sundbully October 28 2018 Download Adobe Reader

bull~~ IRS Return to FAFSA I bQ9Q I filQ

~ampJI gov ~

Get My Federal Income Tax Information

See our Privacy Notice regarding our request for your personal information

Requi red fie lds bullEnter the following information from your 20XXFederal Income Tax Return 0

First Name

Last Name

Social Security Number

Date of Birth

Filing Status Q

Address - Must match your 2017 Federal Income Tax ReturnQ

Street Address

PO Box (Required if entered on y our tax return) Q

Apt Number (Required if entered on y our tax return)

Country

City Town or Post Office

State I US Territo ry

ZIP Code

ielect the button below to exit the IRS system and return gty our FA FSA

Return to FAFSA j

I

I tjltjlt - -111 - ---

1 1 1 ISingle

1 ~

[v I

I

I

I IUnited States [v

I JSelect One 1vl

I By submitting th is information y ou certify that you are the person identified Use of th is system to access another persons information may result in civil and criminal penalties

Submit

copy2010 fafsagov All rights reserved

FSA ID

bull FSA ID consists of a username and password bull REMINDER Only one email address per person bull One parent and the student must have an FSA ID bull Create the ID either during the completion of FAFSA or

before bull Create ID at httpsfsaidedgovnpasindexhtm bull FSA ID utilized for entire college career

How do I sign the FAFSA

0 ts

ahovatter10outlookcom

PRINT THIS PAGE ~

Does your brother or sister need to complete a FAFSA If so you can transfer your parents information into a new FAFSA for your brother or sister to save time Your parents wil l have

to provide a signature agaifl but thats all

gt Estimated Expected Family Contribution (EFC) = 044512

v School(s) on your FAFSA

C)

- Additional Information from

FROSTBURG STATE

UNIVERSITY 50 75

~

29 NA

Look at Results

EFC- Expected Family Contribution

Another student in the family

What is an EFC

Expected Family Contribution

Student Contribution

Parent Contribution

Measurement of studentrsquos and familyrsquosability to pay

postsecondaryeducational expenses

What is considered as Financial Aid

Financial Aid consists of various funds that help families and students pay for college expenses

Student Aid Programs

Teacher Education Assistance for

College and Higher Education (TEACH)

Grant

Federal Supplemental Educational

Opportunity Grant (FSEOG)

Federal Direct Student Loans (Direct Loans)

Federal Government Financial Aid

APS MARYLA D COLLEGE AID PROCESSING SYSTEM

Make sure to check your MDCAPS account and accept

your grant if you are awarded Time is runn ing out

Please identify yourself with a valid username and password

By logg ing in you acknowledge that you have read and agree to the User Agreement

1 Created a MD CAPS student log-in (below) This action will crea te your stud ent account 2 Clicked the link in the new activat ion email s ent to you after creating your account 3 Checked your spam fi lt er if you didnt s ee t he activation ema il in your inbox

On ce you have done steps 1-3 you a re ready for your first login

If you are s till having login problems please send an email with your name date of birt h and the nature of your problem to osfamailmhecma[Yland gov

User Name Password _=-========

Login Q FAQ

Create a Student LogiJ ForgQLvour username or Qassword

To return to the main page of t he MHEC web s ite cl ick here

Note This s ite requ ires the use of JavaScript and Cookies Please be sure to enable JavaScn pt and Cookies in your web browser in order to access the fu ll functiona li ty of t he s ite

Contact Us I Accessibility I Privacy Notice

6 North Liberty Street Ground Suite Baltimore MD 21201 I Phone (410)767-3300 I Toll Free (800) 974-0203

httpsmdcapsmhecstatemdus

State Financial Aid Awards

Howard P Rawlings Education Assistance Grant (EAG)

Howard P Rawlings Guaranteed Access Grant (GAG)

Delegate amp Senatorial Scholarships

Maryland Community College Promise Scholarship

Remaining Sources of Financial Aid

College Employers

Private Scholarships

High School Guidance

Office

What happens

when schools

receive the

FAFSA results School creates a Cost of

Attendance for each student and determines

financial need

f e

TRAVEL AND MISCELLANEOUS

Commuters should include transportation costs

EQUIPMENT AND ROOM MATERIALS

BOOKS AND SCHOOL SUPPLIES

ROOM AND BOARD Lodging and food costs vary by school

TUITION AND FEES The cost of taking courses Course costs and fees vary by school Examples include activity fees and parking fees

All assumptions are rough estimates

What is the Cost of Attendance

Tuition and Fees

Room and Meal Plan

Books and Supplies Transportation

Personal Expenses

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 5: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

0 Benefits of Using FAFSA on the Web or myStudentAid

1 Built-in edits to prevent costly errors 2 Skip-logic allows student andor parent to

skip unnecessary questions 3 Option to use Internal Revenue Service (IRS)

Data Retrieval Tool to import tax data 4 More timely submission of application 5 More detailed instructions and ldquohelprdquo for

common questions 6 Ability to check application status online 7 Simplified application process in future years

IS How long is the FAFSA

Student Demographics School Selection

Dependency Status

Parent Demographics

Income and Assests for parent

and student Sign the FAFSA

I I

IRS Data Retrieval

bullWhile completing the FAFSA you can go directly to IRS to download income information directly from your 2018 income tax return

bull A few pointers bull Have a copy of your tax return in front of you bull Make sure when asked for your address that it is exactly like the address

on your copy of your 2018 tax return bull Make sure you hit the button to say transfer my information bull If you are recently married or recently divorced or separated the IRS data

retrieval will likely not work for your FAFSA bull You will not see the amounts pulled from the IRS bull Using this tool can save you time later

IRS Data Retrieval Tool

Applying is faster and easier if you transfer your tax return information into this FAFSA with the IRS Data Retrieval Tool (IRS ORT)

LINK TO IRS ~

O PREVIOUS 11 NEXT O

Student Leaving FAFSA

Parent FinancialSchool Selection Dependency status Sign amp Soomit Confinnation

Demographics Information

---0-- ---- 0

You are now leaving FAFSA on che Web and will be transferred to the IRS Web site Your FAFSA information Viii be saved

Your saved FAFSA will automatically open either when you transfer your information from the IRS or choose to return to FAFSA on che Web from the IRS Web site If you do not transfer your information or choose not to return to FAFSA on che Web from the IRS Web site you Viii have to log in to open your saved FAFSA

For your protection your ta~ return information will not display on the IRS Web site or on theFAFSA

SKIP IRS DRT ~ PROCEED TO IRS SITE 0

Site Lost Updbullted Sundbully October 28 2018 Download Adobe Reader

bull~~ IRS Return to FAFSA I bQ9Q I filQ

~ampJI gov ~

Get My Federal Income Tax Information

See our Privacy Notice regarding our request for your personal information

Requi red fie lds bullEnter the following information from your 20XXFederal Income Tax Return 0

First Name

Last Name

Social Security Number

Date of Birth

Filing Status Q

Address - Must match your 2017 Federal Income Tax ReturnQ

Street Address

PO Box (Required if entered on y our tax return) Q

Apt Number (Required if entered on y our tax return)

Country

City Town or Post Office

State I US Territo ry

ZIP Code

ielect the button below to exit the IRS system and return gty our FA FSA

Return to FAFSA j

I

I tjltjlt - -111 - ---

1 1 1 ISingle

1 ~

[v I

I

I

I IUnited States [v

I JSelect One 1vl

I By submitting th is information y ou certify that you are the person identified Use of th is system to access another persons information may result in civil and criminal penalties

Submit

copy2010 fafsagov All rights reserved

FSA ID

bull FSA ID consists of a username and password bull REMINDER Only one email address per person bull One parent and the student must have an FSA ID bull Create the ID either during the completion of FAFSA or

before bull Create ID at httpsfsaidedgovnpasindexhtm bull FSA ID utilized for entire college career

How do I sign the FAFSA

0 ts

ahovatter10outlookcom

PRINT THIS PAGE ~

Does your brother or sister need to complete a FAFSA If so you can transfer your parents information into a new FAFSA for your brother or sister to save time Your parents wil l have

to provide a signature agaifl but thats all

gt Estimated Expected Family Contribution (EFC) = 044512

v School(s) on your FAFSA

C)

- Additional Information from

FROSTBURG STATE

UNIVERSITY 50 75

~

29 NA

Look at Results

EFC- Expected Family Contribution

Another student in the family

What is an EFC

Expected Family Contribution

Student Contribution

Parent Contribution

Measurement of studentrsquos and familyrsquosability to pay

postsecondaryeducational expenses

What is considered as Financial Aid

Financial Aid consists of various funds that help families and students pay for college expenses

Student Aid Programs

Teacher Education Assistance for

College and Higher Education (TEACH)

Grant

Federal Supplemental Educational

Opportunity Grant (FSEOG)

Federal Direct Student Loans (Direct Loans)

Federal Government Financial Aid

APS MARYLA D COLLEGE AID PROCESSING SYSTEM

Make sure to check your MDCAPS account and accept

your grant if you are awarded Time is runn ing out

Please identify yourself with a valid username and password

By logg ing in you acknowledge that you have read and agree to the User Agreement

1 Created a MD CAPS student log-in (below) This action will crea te your stud ent account 2 Clicked the link in the new activat ion email s ent to you after creating your account 3 Checked your spam fi lt er if you didnt s ee t he activation ema il in your inbox

On ce you have done steps 1-3 you a re ready for your first login

If you are s till having login problems please send an email with your name date of birt h and the nature of your problem to osfamailmhecma[Yland gov

User Name Password _=-========

Login Q FAQ

Create a Student LogiJ ForgQLvour username or Qassword

To return to the main page of t he MHEC web s ite cl ick here

Note This s ite requ ires the use of JavaScript and Cookies Please be sure to enable JavaScn pt and Cookies in your web browser in order to access the fu ll functiona li ty of t he s ite

Contact Us I Accessibility I Privacy Notice

6 North Liberty Street Ground Suite Baltimore MD 21201 I Phone (410)767-3300 I Toll Free (800) 974-0203

httpsmdcapsmhecstatemdus

State Financial Aid Awards

Howard P Rawlings Education Assistance Grant (EAG)

Howard P Rawlings Guaranteed Access Grant (GAG)

Delegate amp Senatorial Scholarships

Maryland Community College Promise Scholarship

Remaining Sources of Financial Aid

College Employers

Private Scholarships

High School Guidance

Office

What happens

when schools

receive the

FAFSA results School creates a Cost of

Attendance for each student and determines

financial need

f e

TRAVEL AND MISCELLANEOUS

Commuters should include transportation costs

EQUIPMENT AND ROOM MATERIALS

BOOKS AND SCHOOL SUPPLIES

ROOM AND BOARD Lodging and food costs vary by school

TUITION AND FEES The cost of taking courses Course costs and fees vary by school Examples include activity fees and parking fees

All assumptions are rough estimates

What is the Cost of Attendance

Tuition and Fees

Room and Meal Plan

Books and Supplies Transportation

Personal Expenses

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 6: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

IS How long is the FAFSA

Student Demographics School Selection

Dependency Status

Parent Demographics

Income and Assests for parent

and student Sign the FAFSA

I I

IRS Data Retrieval

bullWhile completing the FAFSA you can go directly to IRS to download income information directly from your 2018 income tax return

bull A few pointers bull Have a copy of your tax return in front of you bull Make sure when asked for your address that it is exactly like the address

on your copy of your 2018 tax return bull Make sure you hit the button to say transfer my information bull If you are recently married or recently divorced or separated the IRS data

retrieval will likely not work for your FAFSA bull You will not see the amounts pulled from the IRS bull Using this tool can save you time later

IRS Data Retrieval Tool

Applying is faster and easier if you transfer your tax return information into this FAFSA with the IRS Data Retrieval Tool (IRS ORT)

LINK TO IRS ~

O PREVIOUS 11 NEXT O

Student Leaving FAFSA

Parent FinancialSchool Selection Dependency status Sign amp Soomit Confinnation

Demographics Information

---0-- ---- 0

You are now leaving FAFSA on che Web and will be transferred to the IRS Web site Your FAFSA information Viii be saved

Your saved FAFSA will automatically open either when you transfer your information from the IRS or choose to return to FAFSA on che Web from the IRS Web site If you do not transfer your information or choose not to return to FAFSA on che Web from the IRS Web site you Viii have to log in to open your saved FAFSA

For your protection your ta~ return information will not display on the IRS Web site or on theFAFSA

SKIP IRS DRT ~ PROCEED TO IRS SITE 0

Site Lost Updbullted Sundbully October 28 2018 Download Adobe Reader

bull~~ IRS Return to FAFSA I bQ9Q I filQ

~ampJI gov ~

Get My Federal Income Tax Information

See our Privacy Notice regarding our request for your personal information

Requi red fie lds bullEnter the following information from your 20XXFederal Income Tax Return 0

First Name

Last Name

Social Security Number

Date of Birth

Filing Status Q

Address - Must match your 2017 Federal Income Tax ReturnQ

Street Address

PO Box (Required if entered on y our tax return) Q

Apt Number (Required if entered on y our tax return)

Country

City Town or Post Office

State I US Territo ry

ZIP Code

ielect the button below to exit the IRS system and return gty our FA FSA

Return to FAFSA j

I

I tjltjlt - -111 - ---

1 1 1 ISingle

1 ~

[v I

I

I

I IUnited States [v

I JSelect One 1vl

I By submitting th is information y ou certify that you are the person identified Use of th is system to access another persons information may result in civil and criminal penalties

Submit

copy2010 fafsagov All rights reserved

FSA ID

bull FSA ID consists of a username and password bull REMINDER Only one email address per person bull One parent and the student must have an FSA ID bull Create the ID either during the completion of FAFSA or

before bull Create ID at httpsfsaidedgovnpasindexhtm bull FSA ID utilized for entire college career

How do I sign the FAFSA

0 ts

ahovatter10outlookcom

PRINT THIS PAGE ~

Does your brother or sister need to complete a FAFSA If so you can transfer your parents information into a new FAFSA for your brother or sister to save time Your parents wil l have

to provide a signature agaifl but thats all

gt Estimated Expected Family Contribution (EFC) = 044512

v School(s) on your FAFSA

C)

- Additional Information from

FROSTBURG STATE

UNIVERSITY 50 75

~

29 NA

Look at Results

EFC- Expected Family Contribution

Another student in the family

What is an EFC

Expected Family Contribution

Student Contribution

Parent Contribution

Measurement of studentrsquos and familyrsquosability to pay

postsecondaryeducational expenses

What is considered as Financial Aid

Financial Aid consists of various funds that help families and students pay for college expenses

Student Aid Programs

Teacher Education Assistance for

College and Higher Education (TEACH)

Grant

Federal Supplemental Educational

Opportunity Grant (FSEOG)

Federal Direct Student Loans (Direct Loans)

Federal Government Financial Aid

APS MARYLA D COLLEGE AID PROCESSING SYSTEM

Make sure to check your MDCAPS account and accept

your grant if you are awarded Time is runn ing out

Please identify yourself with a valid username and password

By logg ing in you acknowledge that you have read and agree to the User Agreement

1 Created a MD CAPS student log-in (below) This action will crea te your stud ent account 2 Clicked the link in the new activat ion email s ent to you after creating your account 3 Checked your spam fi lt er if you didnt s ee t he activation ema il in your inbox

On ce you have done steps 1-3 you a re ready for your first login

If you are s till having login problems please send an email with your name date of birt h and the nature of your problem to osfamailmhecma[Yland gov

User Name Password _=-========

Login Q FAQ

Create a Student LogiJ ForgQLvour username or Qassword

To return to the main page of t he MHEC web s ite cl ick here

Note This s ite requ ires the use of JavaScript and Cookies Please be sure to enable JavaScn pt and Cookies in your web browser in order to access the fu ll functiona li ty of t he s ite

Contact Us I Accessibility I Privacy Notice

6 North Liberty Street Ground Suite Baltimore MD 21201 I Phone (410)767-3300 I Toll Free (800) 974-0203

httpsmdcapsmhecstatemdus

State Financial Aid Awards

Howard P Rawlings Education Assistance Grant (EAG)

Howard P Rawlings Guaranteed Access Grant (GAG)

Delegate amp Senatorial Scholarships

Maryland Community College Promise Scholarship

Remaining Sources of Financial Aid

College Employers

Private Scholarships

High School Guidance

Office

What happens

when schools

receive the

FAFSA results School creates a Cost of

Attendance for each student and determines

financial need

f e

TRAVEL AND MISCELLANEOUS

Commuters should include transportation costs

EQUIPMENT AND ROOM MATERIALS

BOOKS AND SCHOOL SUPPLIES

ROOM AND BOARD Lodging and food costs vary by school

TUITION AND FEES The cost of taking courses Course costs and fees vary by school Examples include activity fees and parking fees

All assumptions are rough estimates

What is the Cost of Attendance

Tuition and Fees

Room and Meal Plan

Books and Supplies Transportation

Personal Expenses

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 7: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

I I

IRS Data Retrieval

bullWhile completing the FAFSA you can go directly to IRS to download income information directly from your 2018 income tax return

bull A few pointers bull Have a copy of your tax return in front of you bull Make sure when asked for your address that it is exactly like the address

on your copy of your 2018 tax return bull Make sure you hit the button to say transfer my information bull If you are recently married or recently divorced or separated the IRS data

retrieval will likely not work for your FAFSA bull You will not see the amounts pulled from the IRS bull Using this tool can save you time later

IRS Data Retrieval Tool

Applying is faster and easier if you transfer your tax return information into this FAFSA with the IRS Data Retrieval Tool (IRS ORT)

LINK TO IRS ~

O PREVIOUS 11 NEXT O

Student Leaving FAFSA

Parent FinancialSchool Selection Dependency status Sign amp Soomit Confinnation

Demographics Information

---0-- ---- 0

You are now leaving FAFSA on che Web and will be transferred to the IRS Web site Your FAFSA information Viii be saved

Your saved FAFSA will automatically open either when you transfer your information from the IRS or choose to return to FAFSA on che Web from the IRS Web site If you do not transfer your information or choose not to return to FAFSA on che Web from the IRS Web site you Viii have to log in to open your saved FAFSA

For your protection your ta~ return information will not display on the IRS Web site or on theFAFSA

SKIP IRS DRT ~ PROCEED TO IRS SITE 0

Site Lost Updbullted Sundbully October 28 2018 Download Adobe Reader

bull~~ IRS Return to FAFSA I bQ9Q I filQ

~ampJI gov ~

Get My Federal Income Tax Information

See our Privacy Notice regarding our request for your personal information

Requi red fie lds bullEnter the following information from your 20XXFederal Income Tax Return 0

First Name

Last Name

Social Security Number

Date of Birth

Filing Status Q

Address - Must match your 2017 Federal Income Tax ReturnQ

Street Address

PO Box (Required if entered on y our tax return) Q

Apt Number (Required if entered on y our tax return)

Country

City Town or Post Office

State I US Territo ry

ZIP Code

ielect the button below to exit the IRS system and return gty our FA FSA

Return to FAFSA j

I

I tjltjlt - -111 - ---

1 1 1 ISingle

1 ~

[v I

I

I

I IUnited States [v

I JSelect One 1vl

I By submitting th is information y ou certify that you are the person identified Use of th is system to access another persons information may result in civil and criminal penalties

Submit

copy2010 fafsagov All rights reserved

FSA ID

bull FSA ID consists of a username and password bull REMINDER Only one email address per person bull One parent and the student must have an FSA ID bull Create the ID either during the completion of FAFSA or

before bull Create ID at httpsfsaidedgovnpasindexhtm bull FSA ID utilized for entire college career

How do I sign the FAFSA

0 ts

ahovatter10outlookcom

PRINT THIS PAGE ~

Does your brother or sister need to complete a FAFSA If so you can transfer your parents information into a new FAFSA for your brother or sister to save time Your parents wil l have

to provide a signature agaifl but thats all

gt Estimated Expected Family Contribution (EFC) = 044512

v School(s) on your FAFSA

C)

- Additional Information from

FROSTBURG STATE

UNIVERSITY 50 75

~

29 NA

Look at Results

EFC- Expected Family Contribution

Another student in the family

What is an EFC

Expected Family Contribution

Student Contribution

Parent Contribution

Measurement of studentrsquos and familyrsquosability to pay

postsecondaryeducational expenses

What is considered as Financial Aid

Financial Aid consists of various funds that help families and students pay for college expenses

Student Aid Programs

Teacher Education Assistance for

College and Higher Education (TEACH)

Grant

Federal Supplemental Educational

Opportunity Grant (FSEOG)

Federal Direct Student Loans (Direct Loans)

Federal Government Financial Aid

APS MARYLA D COLLEGE AID PROCESSING SYSTEM

Make sure to check your MDCAPS account and accept

your grant if you are awarded Time is runn ing out

Please identify yourself with a valid username and password

By logg ing in you acknowledge that you have read and agree to the User Agreement

1 Created a MD CAPS student log-in (below) This action will crea te your stud ent account 2 Clicked the link in the new activat ion email s ent to you after creating your account 3 Checked your spam fi lt er if you didnt s ee t he activation ema il in your inbox

On ce you have done steps 1-3 you a re ready for your first login

If you are s till having login problems please send an email with your name date of birt h and the nature of your problem to osfamailmhecma[Yland gov

User Name Password _=-========

Login Q FAQ

Create a Student LogiJ ForgQLvour username or Qassword

To return to the main page of t he MHEC web s ite cl ick here

Note This s ite requ ires the use of JavaScript and Cookies Please be sure to enable JavaScn pt and Cookies in your web browser in order to access the fu ll functiona li ty of t he s ite

Contact Us I Accessibility I Privacy Notice

6 North Liberty Street Ground Suite Baltimore MD 21201 I Phone (410)767-3300 I Toll Free (800) 974-0203

httpsmdcapsmhecstatemdus

State Financial Aid Awards

Howard P Rawlings Education Assistance Grant (EAG)

Howard P Rawlings Guaranteed Access Grant (GAG)

Delegate amp Senatorial Scholarships

Maryland Community College Promise Scholarship

Remaining Sources of Financial Aid

College Employers

Private Scholarships

High School Guidance

Office

What happens

when schools

receive the

FAFSA results School creates a Cost of

Attendance for each student and determines

financial need

f e

TRAVEL AND MISCELLANEOUS

Commuters should include transportation costs

EQUIPMENT AND ROOM MATERIALS

BOOKS AND SCHOOL SUPPLIES

ROOM AND BOARD Lodging and food costs vary by school

TUITION AND FEES The cost of taking courses Course costs and fees vary by school Examples include activity fees and parking fees

All assumptions are rough estimates

What is the Cost of Attendance

Tuition and Fees

Room and Meal Plan

Books and Supplies Transportation

Personal Expenses

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 8: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

IRS Data Retrieval Tool

Applying is faster and easier if you transfer your tax return information into this FAFSA with the IRS Data Retrieval Tool (IRS ORT)

LINK TO IRS ~

O PREVIOUS 11 NEXT O

Student Leaving FAFSA

Parent FinancialSchool Selection Dependency status Sign amp Soomit Confinnation

Demographics Information

---0-- ---- 0

You are now leaving FAFSA on che Web and will be transferred to the IRS Web site Your FAFSA information Viii be saved

Your saved FAFSA will automatically open either when you transfer your information from the IRS or choose to return to FAFSA on che Web from the IRS Web site If you do not transfer your information or choose not to return to FAFSA on che Web from the IRS Web site you Viii have to log in to open your saved FAFSA

For your protection your ta~ return information will not display on the IRS Web site or on theFAFSA

SKIP IRS DRT ~ PROCEED TO IRS SITE 0

Site Lost Updbullted Sundbully October 28 2018 Download Adobe Reader

bull~~ IRS Return to FAFSA I bQ9Q I filQ

~ampJI gov ~

Get My Federal Income Tax Information

See our Privacy Notice regarding our request for your personal information

Requi red fie lds bullEnter the following information from your 20XXFederal Income Tax Return 0

First Name

Last Name

Social Security Number

Date of Birth

Filing Status Q

Address - Must match your 2017 Federal Income Tax ReturnQ

Street Address

PO Box (Required if entered on y our tax return) Q

Apt Number (Required if entered on y our tax return)

Country

City Town or Post Office

State I US Territo ry

ZIP Code

ielect the button below to exit the IRS system and return gty our FA FSA

Return to FAFSA j

I

I tjltjlt - -111 - ---

1 1 1 ISingle

1 ~

[v I

I

I

I IUnited States [v

I JSelect One 1vl

I By submitting th is information y ou certify that you are the person identified Use of th is system to access another persons information may result in civil and criminal penalties

Submit

copy2010 fafsagov All rights reserved

FSA ID

bull FSA ID consists of a username and password bull REMINDER Only one email address per person bull One parent and the student must have an FSA ID bull Create the ID either during the completion of FAFSA or

before bull Create ID at httpsfsaidedgovnpasindexhtm bull FSA ID utilized for entire college career

How do I sign the FAFSA

0 ts

ahovatter10outlookcom

PRINT THIS PAGE ~

Does your brother or sister need to complete a FAFSA If so you can transfer your parents information into a new FAFSA for your brother or sister to save time Your parents wil l have

to provide a signature agaifl but thats all

gt Estimated Expected Family Contribution (EFC) = 044512

v School(s) on your FAFSA

C)

- Additional Information from

FROSTBURG STATE

UNIVERSITY 50 75

~

29 NA

Look at Results

EFC- Expected Family Contribution

Another student in the family

What is an EFC

Expected Family Contribution

Student Contribution

Parent Contribution

Measurement of studentrsquos and familyrsquosability to pay

postsecondaryeducational expenses

What is considered as Financial Aid

Financial Aid consists of various funds that help families and students pay for college expenses

Student Aid Programs

Teacher Education Assistance for

College and Higher Education (TEACH)

Grant

Federal Supplemental Educational

Opportunity Grant (FSEOG)

Federal Direct Student Loans (Direct Loans)

Federal Government Financial Aid

APS MARYLA D COLLEGE AID PROCESSING SYSTEM

Make sure to check your MDCAPS account and accept

your grant if you are awarded Time is runn ing out

Please identify yourself with a valid username and password

By logg ing in you acknowledge that you have read and agree to the User Agreement

1 Created a MD CAPS student log-in (below) This action will crea te your stud ent account 2 Clicked the link in the new activat ion email s ent to you after creating your account 3 Checked your spam fi lt er if you didnt s ee t he activation ema il in your inbox

On ce you have done steps 1-3 you a re ready for your first login

If you are s till having login problems please send an email with your name date of birt h and the nature of your problem to osfamailmhecma[Yland gov

User Name Password _=-========

Login Q FAQ

Create a Student LogiJ ForgQLvour username or Qassword

To return to the main page of t he MHEC web s ite cl ick here

Note This s ite requ ires the use of JavaScript and Cookies Please be sure to enable JavaScn pt and Cookies in your web browser in order to access the fu ll functiona li ty of t he s ite

Contact Us I Accessibility I Privacy Notice

6 North Liberty Street Ground Suite Baltimore MD 21201 I Phone (410)767-3300 I Toll Free (800) 974-0203

httpsmdcapsmhecstatemdus

State Financial Aid Awards

Howard P Rawlings Education Assistance Grant (EAG)

Howard P Rawlings Guaranteed Access Grant (GAG)

Delegate amp Senatorial Scholarships

Maryland Community College Promise Scholarship

Remaining Sources of Financial Aid

College Employers

Private Scholarships

High School Guidance

Office

What happens

when schools

receive the

FAFSA results School creates a Cost of

Attendance for each student and determines

financial need

f e

TRAVEL AND MISCELLANEOUS

Commuters should include transportation costs

EQUIPMENT AND ROOM MATERIALS

BOOKS AND SCHOOL SUPPLIES

ROOM AND BOARD Lodging and food costs vary by school

TUITION AND FEES The cost of taking courses Course costs and fees vary by school Examples include activity fees and parking fees

All assumptions are rough estimates

What is the Cost of Attendance

Tuition and Fees

Room and Meal Plan

Books and Supplies Transportation

Personal Expenses

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 9: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

FSA ID

bull FSA ID consists of a username and password bull REMINDER Only one email address per person bull One parent and the student must have an FSA ID bull Create the ID either during the completion of FAFSA or

before bull Create ID at httpsfsaidedgovnpasindexhtm bull FSA ID utilized for entire college career

How do I sign the FAFSA

0 ts

ahovatter10outlookcom

PRINT THIS PAGE ~

Does your brother or sister need to complete a FAFSA If so you can transfer your parents information into a new FAFSA for your brother or sister to save time Your parents wil l have

to provide a signature agaifl but thats all

gt Estimated Expected Family Contribution (EFC) = 044512

v School(s) on your FAFSA

C)

- Additional Information from

FROSTBURG STATE

UNIVERSITY 50 75

~

29 NA

Look at Results

EFC- Expected Family Contribution

Another student in the family

What is an EFC

Expected Family Contribution

Student Contribution

Parent Contribution

Measurement of studentrsquos and familyrsquosability to pay

postsecondaryeducational expenses

What is considered as Financial Aid

Financial Aid consists of various funds that help families and students pay for college expenses

Student Aid Programs

Teacher Education Assistance for

College and Higher Education (TEACH)

Grant

Federal Supplemental Educational

Opportunity Grant (FSEOG)

Federal Direct Student Loans (Direct Loans)

Federal Government Financial Aid

APS MARYLA D COLLEGE AID PROCESSING SYSTEM

Make sure to check your MDCAPS account and accept

your grant if you are awarded Time is runn ing out

Please identify yourself with a valid username and password

By logg ing in you acknowledge that you have read and agree to the User Agreement

1 Created a MD CAPS student log-in (below) This action will crea te your stud ent account 2 Clicked the link in the new activat ion email s ent to you after creating your account 3 Checked your spam fi lt er if you didnt s ee t he activation ema il in your inbox

On ce you have done steps 1-3 you a re ready for your first login

If you are s till having login problems please send an email with your name date of birt h and the nature of your problem to osfamailmhecma[Yland gov

User Name Password _=-========

Login Q FAQ

Create a Student LogiJ ForgQLvour username or Qassword

To return to the main page of t he MHEC web s ite cl ick here

Note This s ite requ ires the use of JavaScript and Cookies Please be sure to enable JavaScn pt and Cookies in your web browser in order to access the fu ll functiona li ty of t he s ite

Contact Us I Accessibility I Privacy Notice

6 North Liberty Street Ground Suite Baltimore MD 21201 I Phone (410)767-3300 I Toll Free (800) 974-0203

httpsmdcapsmhecstatemdus

State Financial Aid Awards

Howard P Rawlings Education Assistance Grant (EAG)

Howard P Rawlings Guaranteed Access Grant (GAG)

Delegate amp Senatorial Scholarships

Maryland Community College Promise Scholarship

Remaining Sources of Financial Aid

College Employers

Private Scholarships

High School Guidance

Office

What happens

when schools

receive the

FAFSA results School creates a Cost of

Attendance for each student and determines

financial need

f e

TRAVEL AND MISCELLANEOUS

Commuters should include transportation costs

EQUIPMENT AND ROOM MATERIALS

BOOKS AND SCHOOL SUPPLIES

ROOM AND BOARD Lodging and food costs vary by school

TUITION AND FEES The cost of taking courses Course costs and fees vary by school Examples include activity fees and parking fees

All assumptions are rough estimates

What is the Cost of Attendance

Tuition and Fees

Room and Meal Plan

Books and Supplies Transportation

Personal Expenses

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 10: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

0 ts

ahovatter10outlookcom

PRINT THIS PAGE ~

Does your brother or sister need to complete a FAFSA If so you can transfer your parents information into a new FAFSA for your brother or sister to save time Your parents wil l have

to provide a signature agaifl but thats all

gt Estimated Expected Family Contribution (EFC) = 044512

v School(s) on your FAFSA

C)

- Additional Information from

FROSTBURG STATE

UNIVERSITY 50 75

~

29 NA

Look at Results

EFC- Expected Family Contribution

Another student in the family

What is an EFC

Expected Family Contribution

Student Contribution

Parent Contribution

Measurement of studentrsquos and familyrsquosability to pay

postsecondaryeducational expenses

What is considered as Financial Aid

Financial Aid consists of various funds that help families and students pay for college expenses

Student Aid Programs

Teacher Education Assistance for

College and Higher Education (TEACH)

Grant

Federal Supplemental Educational

Opportunity Grant (FSEOG)

Federal Direct Student Loans (Direct Loans)

Federal Government Financial Aid

APS MARYLA D COLLEGE AID PROCESSING SYSTEM

Make sure to check your MDCAPS account and accept

your grant if you are awarded Time is runn ing out

Please identify yourself with a valid username and password

By logg ing in you acknowledge that you have read and agree to the User Agreement

1 Created a MD CAPS student log-in (below) This action will crea te your stud ent account 2 Clicked the link in the new activat ion email s ent to you after creating your account 3 Checked your spam fi lt er if you didnt s ee t he activation ema il in your inbox

On ce you have done steps 1-3 you a re ready for your first login

If you are s till having login problems please send an email with your name date of birt h and the nature of your problem to osfamailmhecma[Yland gov

User Name Password _=-========

Login Q FAQ

Create a Student LogiJ ForgQLvour username or Qassword

To return to the main page of t he MHEC web s ite cl ick here

Note This s ite requ ires the use of JavaScript and Cookies Please be sure to enable JavaScn pt and Cookies in your web browser in order to access the fu ll functiona li ty of t he s ite

Contact Us I Accessibility I Privacy Notice

6 North Liberty Street Ground Suite Baltimore MD 21201 I Phone (410)767-3300 I Toll Free (800) 974-0203

httpsmdcapsmhecstatemdus

State Financial Aid Awards

Howard P Rawlings Education Assistance Grant (EAG)

Howard P Rawlings Guaranteed Access Grant (GAG)

Delegate amp Senatorial Scholarships

Maryland Community College Promise Scholarship

Remaining Sources of Financial Aid

College Employers

Private Scholarships

High School Guidance

Office

What happens

when schools

receive the

FAFSA results School creates a Cost of

Attendance for each student and determines

financial need

f e

TRAVEL AND MISCELLANEOUS

Commuters should include transportation costs

EQUIPMENT AND ROOM MATERIALS

BOOKS AND SCHOOL SUPPLIES

ROOM AND BOARD Lodging and food costs vary by school

TUITION AND FEES The cost of taking courses Course costs and fees vary by school Examples include activity fees and parking fees

All assumptions are rough estimates

What is the Cost of Attendance

Tuition and Fees

Room and Meal Plan

Books and Supplies Transportation

Personal Expenses

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 11: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

What is an EFC

Expected Family Contribution

Student Contribution

Parent Contribution

Measurement of studentrsquos and familyrsquosability to pay

postsecondaryeducational expenses

What is considered as Financial Aid

Financial Aid consists of various funds that help families and students pay for college expenses

Student Aid Programs

Teacher Education Assistance for

College and Higher Education (TEACH)

Grant

Federal Supplemental Educational

Opportunity Grant (FSEOG)

Federal Direct Student Loans (Direct Loans)

Federal Government Financial Aid

APS MARYLA D COLLEGE AID PROCESSING SYSTEM

Make sure to check your MDCAPS account and accept

your grant if you are awarded Time is runn ing out

Please identify yourself with a valid username and password

By logg ing in you acknowledge that you have read and agree to the User Agreement

1 Created a MD CAPS student log-in (below) This action will crea te your stud ent account 2 Clicked the link in the new activat ion email s ent to you after creating your account 3 Checked your spam fi lt er if you didnt s ee t he activation ema il in your inbox

On ce you have done steps 1-3 you a re ready for your first login

If you are s till having login problems please send an email with your name date of birt h and the nature of your problem to osfamailmhecma[Yland gov

User Name Password _=-========

Login Q FAQ

Create a Student LogiJ ForgQLvour username or Qassword

To return to the main page of t he MHEC web s ite cl ick here

Note This s ite requ ires the use of JavaScript and Cookies Please be sure to enable JavaScn pt and Cookies in your web browser in order to access the fu ll functiona li ty of t he s ite

Contact Us I Accessibility I Privacy Notice

6 North Liberty Street Ground Suite Baltimore MD 21201 I Phone (410)767-3300 I Toll Free (800) 974-0203

httpsmdcapsmhecstatemdus

State Financial Aid Awards

Howard P Rawlings Education Assistance Grant (EAG)

Howard P Rawlings Guaranteed Access Grant (GAG)

Delegate amp Senatorial Scholarships

Maryland Community College Promise Scholarship

Remaining Sources of Financial Aid

College Employers

Private Scholarships

High School Guidance

Office

What happens

when schools

receive the

FAFSA results School creates a Cost of

Attendance for each student and determines

financial need

f e

TRAVEL AND MISCELLANEOUS

Commuters should include transportation costs

EQUIPMENT AND ROOM MATERIALS

BOOKS AND SCHOOL SUPPLIES

ROOM AND BOARD Lodging and food costs vary by school

TUITION AND FEES The cost of taking courses Course costs and fees vary by school Examples include activity fees and parking fees

All assumptions are rough estimates

What is the Cost of Attendance

Tuition and Fees

Room and Meal Plan

Books and Supplies Transportation

Personal Expenses

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 12: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

What is considered as Financial Aid

Financial Aid consists of various funds that help families and students pay for college expenses

Student Aid Programs

Teacher Education Assistance for

College and Higher Education (TEACH)

Grant

Federal Supplemental Educational

Opportunity Grant (FSEOG)

Federal Direct Student Loans (Direct Loans)

Federal Government Financial Aid

APS MARYLA D COLLEGE AID PROCESSING SYSTEM

Make sure to check your MDCAPS account and accept

your grant if you are awarded Time is runn ing out

Please identify yourself with a valid username and password

By logg ing in you acknowledge that you have read and agree to the User Agreement

1 Created a MD CAPS student log-in (below) This action will crea te your stud ent account 2 Clicked the link in the new activat ion email s ent to you after creating your account 3 Checked your spam fi lt er if you didnt s ee t he activation ema il in your inbox

On ce you have done steps 1-3 you a re ready for your first login

If you are s till having login problems please send an email with your name date of birt h and the nature of your problem to osfamailmhecma[Yland gov

User Name Password _=-========

Login Q FAQ

Create a Student LogiJ ForgQLvour username or Qassword

To return to the main page of t he MHEC web s ite cl ick here

Note This s ite requ ires the use of JavaScript and Cookies Please be sure to enable JavaScn pt and Cookies in your web browser in order to access the fu ll functiona li ty of t he s ite

Contact Us I Accessibility I Privacy Notice

6 North Liberty Street Ground Suite Baltimore MD 21201 I Phone (410)767-3300 I Toll Free (800) 974-0203

httpsmdcapsmhecstatemdus

State Financial Aid Awards

Howard P Rawlings Education Assistance Grant (EAG)

Howard P Rawlings Guaranteed Access Grant (GAG)

Delegate amp Senatorial Scholarships

Maryland Community College Promise Scholarship

Remaining Sources of Financial Aid

College Employers

Private Scholarships

High School Guidance

Office

What happens

when schools

receive the

FAFSA results School creates a Cost of

Attendance for each student and determines

financial need

f e

TRAVEL AND MISCELLANEOUS

Commuters should include transportation costs

EQUIPMENT AND ROOM MATERIALS

BOOKS AND SCHOOL SUPPLIES

ROOM AND BOARD Lodging and food costs vary by school

TUITION AND FEES The cost of taking courses Course costs and fees vary by school Examples include activity fees and parking fees

All assumptions are rough estimates

What is the Cost of Attendance

Tuition and Fees

Room and Meal Plan

Books and Supplies Transportation

Personal Expenses

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 13: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

Student Aid Programs

Teacher Education Assistance for

College and Higher Education (TEACH)

Grant

Federal Supplemental Educational

Opportunity Grant (FSEOG)

Federal Direct Student Loans (Direct Loans)

Federal Government Financial Aid

APS MARYLA D COLLEGE AID PROCESSING SYSTEM

Make sure to check your MDCAPS account and accept

your grant if you are awarded Time is runn ing out

Please identify yourself with a valid username and password

By logg ing in you acknowledge that you have read and agree to the User Agreement

1 Created a MD CAPS student log-in (below) This action will crea te your stud ent account 2 Clicked the link in the new activat ion email s ent to you after creating your account 3 Checked your spam fi lt er if you didnt s ee t he activation ema il in your inbox

On ce you have done steps 1-3 you a re ready for your first login

If you are s till having login problems please send an email with your name date of birt h and the nature of your problem to osfamailmhecma[Yland gov

User Name Password _=-========

Login Q FAQ

Create a Student LogiJ ForgQLvour username or Qassword

To return to the main page of t he MHEC web s ite cl ick here

Note This s ite requ ires the use of JavaScript and Cookies Please be sure to enable JavaScn pt and Cookies in your web browser in order to access the fu ll functiona li ty of t he s ite

Contact Us I Accessibility I Privacy Notice

6 North Liberty Street Ground Suite Baltimore MD 21201 I Phone (410)767-3300 I Toll Free (800) 974-0203

httpsmdcapsmhecstatemdus

State Financial Aid Awards

Howard P Rawlings Education Assistance Grant (EAG)

Howard P Rawlings Guaranteed Access Grant (GAG)

Delegate amp Senatorial Scholarships

Maryland Community College Promise Scholarship

Remaining Sources of Financial Aid

College Employers

Private Scholarships

High School Guidance

Office

What happens

when schools

receive the

FAFSA results School creates a Cost of

Attendance for each student and determines

financial need

f e

TRAVEL AND MISCELLANEOUS

Commuters should include transportation costs

EQUIPMENT AND ROOM MATERIALS

BOOKS AND SCHOOL SUPPLIES

ROOM AND BOARD Lodging and food costs vary by school

TUITION AND FEES The cost of taking courses Course costs and fees vary by school Examples include activity fees and parking fees

All assumptions are rough estimates

What is the Cost of Attendance

Tuition and Fees

Room and Meal Plan

Books and Supplies Transportation

Personal Expenses

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 14: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

APS MARYLA D COLLEGE AID PROCESSING SYSTEM

Make sure to check your MDCAPS account and accept

your grant if you are awarded Time is runn ing out

Please identify yourself with a valid username and password

By logg ing in you acknowledge that you have read and agree to the User Agreement

1 Created a MD CAPS student log-in (below) This action will crea te your stud ent account 2 Clicked the link in the new activat ion email s ent to you after creating your account 3 Checked your spam fi lt er if you didnt s ee t he activation ema il in your inbox

On ce you have done steps 1-3 you a re ready for your first login

If you are s till having login problems please send an email with your name date of birt h and the nature of your problem to osfamailmhecma[Yland gov

User Name Password _=-========

Login Q FAQ

Create a Student LogiJ ForgQLvour username or Qassword

To return to the main page of t he MHEC web s ite cl ick here

Note This s ite requ ires the use of JavaScript and Cookies Please be sure to enable JavaScn pt and Cookies in your web browser in order to access the fu ll functiona li ty of t he s ite

Contact Us I Accessibility I Privacy Notice

6 North Liberty Street Ground Suite Baltimore MD 21201 I Phone (410)767-3300 I Toll Free (800) 974-0203

httpsmdcapsmhecstatemdus

State Financial Aid Awards

Howard P Rawlings Education Assistance Grant (EAG)

Howard P Rawlings Guaranteed Access Grant (GAG)

Delegate amp Senatorial Scholarships

Maryland Community College Promise Scholarship

Remaining Sources of Financial Aid

College Employers

Private Scholarships

High School Guidance

Office

What happens

when schools

receive the

FAFSA results School creates a Cost of

Attendance for each student and determines

financial need

f e

TRAVEL AND MISCELLANEOUS

Commuters should include transportation costs

EQUIPMENT AND ROOM MATERIALS

BOOKS AND SCHOOL SUPPLIES

ROOM AND BOARD Lodging and food costs vary by school

TUITION AND FEES The cost of taking courses Course costs and fees vary by school Examples include activity fees and parking fees

All assumptions are rough estimates

What is the Cost of Attendance

Tuition and Fees

Room and Meal Plan

Books and Supplies Transportation

Personal Expenses

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 15: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

State Financial Aid Awards

Howard P Rawlings Education Assistance Grant (EAG)

Howard P Rawlings Guaranteed Access Grant (GAG)

Delegate amp Senatorial Scholarships

Maryland Community College Promise Scholarship

Remaining Sources of Financial Aid

College Employers

Private Scholarships

High School Guidance

Office

What happens

when schools

receive the

FAFSA results School creates a Cost of

Attendance for each student and determines

financial need

f e

TRAVEL AND MISCELLANEOUS

Commuters should include transportation costs

EQUIPMENT AND ROOM MATERIALS

BOOKS AND SCHOOL SUPPLIES

ROOM AND BOARD Lodging and food costs vary by school

TUITION AND FEES The cost of taking courses Course costs and fees vary by school Examples include activity fees and parking fees

All assumptions are rough estimates

What is the Cost of Attendance

Tuition and Fees

Room and Meal Plan

Books and Supplies Transportation

Personal Expenses

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 16: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

Remaining Sources of Financial Aid

College Employers

Private Scholarships

High School Guidance

Office

What happens

when schools

receive the

FAFSA results School creates a Cost of

Attendance for each student and determines

financial need

f e

TRAVEL AND MISCELLANEOUS

Commuters should include transportation costs

EQUIPMENT AND ROOM MATERIALS

BOOKS AND SCHOOL SUPPLIES

ROOM AND BOARD Lodging and food costs vary by school

TUITION AND FEES The cost of taking courses Course costs and fees vary by school Examples include activity fees and parking fees

All assumptions are rough estimates

What is the Cost of Attendance

Tuition and Fees

Room and Meal Plan

Books and Supplies Transportation

Personal Expenses

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 17: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

What happens

when schools

receive the

FAFSA results School creates a Cost of

Attendance for each student and determines

financial need

f e

TRAVEL AND MISCELLANEOUS

Commuters should include transportation costs

EQUIPMENT AND ROOM MATERIALS

BOOKS AND SCHOOL SUPPLIES

ROOM AND BOARD Lodging and food costs vary by school

TUITION AND FEES The cost of taking courses Course costs and fees vary by school Examples include activity fees and parking fees

All assumptions are rough estimates

What is the Cost of Attendance

Tuition and Fees

Room and Meal Plan

Books and Supplies Transportation

Personal Expenses

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 18: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

f e

TRAVEL AND MISCELLANEOUS

Commuters should include transportation costs

EQUIPMENT AND ROOM MATERIALS

BOOKS AND SCHOOL SUPPLIES

ROOM AND BOARD Lodging and food costs vary by school

TUITION AND FEES The cost of taking courses Course costs and fees vary by school Examples include activity fees and parking fees

All assumptions are rough estimates

What is the Cost of Attendance

Tuition and Fees

Room and Meal Plan

Books and Supplies Transportation

Personal Expenses

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 19: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

What is Financial Need

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 20: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

What is an Award Notification

A correspondence sent to students with information about the funding available to help your family cover the cost of attendance

bull Some award notifications are sent by email while others are sent snail mail (check with your schools)

bull Most schools will not send an award letter unless the student has been offered admission to the College or University

bull Remember anything that says loan means the funds will need to be paid back

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 21: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

ABC UNIVERSITY

Award Letter

John Smith 123 Main Street Boston MA 02110

Cost of Attendance 56000 Cost of attendance includes tuition fees housing meals books supplies transportation and other education costs

Eligibility Factors

Our detennination of your eligibility for financial assistance was based in part on the factors listed below

Enrollment Status Full-Time Undergrad umber in Family 3 Housing Status On Campus Number in College

A change in any of these fac tors will affect your eligibility Please notify our office right away if any of these factors are incon-ect or if they change at any time during the academic year

Financial Aid Award

You are eligible to receive the fo llowing assistance

Fall Spring Total Check to Revised Accept Amount

ABC University Grant 17995 17995 35 990 Federal SEOG 500 500 1000 Federal Pell Grant 2960 2960 5920 MASSGrant 800 800 1600 Federal Work-Study Program 750 750 1500 Federal Direct Subsidized Loan 1750 1750 3500 Federal Direct Unsubsidized Loan 1000 1000 2000

Total $25755 $25755 $5 1510

Outside ScholarshipsResources

Total outside scholarships andor other education resources for the academic year as reported by you

$1000 Computer Science League Scholarship $500 Boston Karate Scholarship

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 22: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

bull What is a Special Circumstance

Secondary school tuition Unusual uncovered

medicaldental expenses

Parent or spouse death

Extraordinary dependent care

Loss of employment

Divorce

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu

Page 23: STUDENT FINANCIAL AID 2020-2021AcademicYear · 2020. 2. 28. · •While completing the FAFSA, you can go directly to IRS to download income information directly from your 2018 income

Contact for assistance

Angie Hovatter bull Director of Student

Financial Aid

bull Frostburg State University

bull 3016874301 bull ahovaterfrostburgedu

Vicki Smith bull Director of Student

Financial Aid

bull Allegany College of Maryland

bull 3017845213 bull vsmithalleganyedu