successful aging resource guide

A Publication of:

Free2012

Serving Central Kentucky Families For 14 Yearswww.lexingtonfamily.com

resource guide 2012Successful AgingCentral Kentucky’s

Investing for the Future

Kentucky’s First ‘Small Home’

Alzheimer’s: Tips for Caregivers

Comprehensive Area Resource List

Elder Care Housing: Everything You Need to Know

2 || www.lexingtonfamily.com

Successful AgingCentral Kentucky’s

resource guide 2012

Publisher…………........Dana Tackett

Editor…………………John Lynch

Advertising……………. Kristi Boss

Lindsay Emmerich

Gary Mazza

Glenda Isaac

Marketing & Promotions Laurie Evans

Graphic Design Daniel Morgan

Administrative Assistant Carla Hall

The 2012 Central Kentucky Successful Aging Resource Guide is published by Lexington Family Magazine, Central Kentucky’s source for

parenting and family information.

138 E. Reynolds Rd. #201Lexington, KY 40517

(859) 223-1765 www.lexingtonfamily.com

Four strategies to help caregivers nurture a loved one

Alzheimer’s Playbook

7x7x7 tips to realize a healthy, wealthy and wise life

Healthy, Wealthy & Wise

How to tell an elder it’s time to give up the car Road Test

Understanding the levels of care in elder housing Learn The Lingo

Information about 18 local retirement communities An Array of Offerings

How to manage your investments in any kind of economy

Rocky Road

From Alzheimer’s to legal advice, more than 100 area resources Resource List

Jane White’s life was transformed after she moved into Kentucky’s first “Small Home” at Wesley Village.

With its first-class amenities and state-of-the-art equipment, Richmond Place’s rehab addition is the best of its kind in a 100-mile radius.

32012 Successful Aging Resource Guide ||

Fall Into Fun!

• Over 16,000 square feet of inflatable slides, jumps, and obstacle courses

• Private party rooms and great party packages

• Parent lounge and FREE wifi

• Toddler area

• Concessions

• Field trips and group events

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Wesley Village’s Small Home, which opened in 2011, is the first in Kentucky and represents a revolution in senior living.

Small Homes replace the impersonal medical model institution with a homelike setting that returns control over daily living choices to residents who thrive rather than merely survive.

A Small Home caters to seniors with Alzheimer’s. It includes a hearth, a large great room, a porch, a garden, and 10 private rooms with bathrooms.

Each bedroom includes a state-of-the-art mobility lift system provided by The Good Samaritan Foundation, Inc.

Residents make their own schedules,

when to get up and go to bed, what and when to eat, etc.

“I’ve never seen anything that so completely transforms the way we provide care than this new Small Home concept,” said Glenda Creech, president and CEO of Wesley Village.

“We truly are joining a revolution in long-term care that is beginning to sweep the nation. And it’s about time!”

Carol Silvey, Jane White’s daughter, couldn’t agree more now that her mother lives there.

Jane and her husband, Bob, a retired minister, moved to their Wesley Village patio home in April 1999.

Bob passed away in 2001 and Jane,

85, stayed in their patio home for 10 more years.

More than two decades earlier, Jane and Bob had volunteered as research subjects at the Sanders-Brown Center on Aging at the University of Kentucky. The research included annual physicals that looked for symptoms of Alzheimer’s and related dementias.

In 2007, during Jane’s check-up, doctors noticed a decline in her cognitive function and in 2008 she was officially diagnosed with Alzheimer’s.

In its early stages, Jane remained living in her patio home alone.

For over a year, Jane White watched from her patio home at Wesley Village Senior Living

Community as the new Small Home for Memory Care was built, little knowing she would be one of its first residents.

No Place Like

Resident Thrives at Wesley Village

(Small) Home


“Mother was a very structured person all her life,” Carol said. “She did things automatically. I think that helped.”

But in late 2010, things changed. Jane had four falls in two months, one of which resulted in a hospital stay.

While Jane’s health remained good and there seemed no reason for the falls, it was clear that her cognitive skills were slipping.

It was time to move Jane out of her patio home and into an apartment at Hager Manor, a licensed personal care facility on the Wesley Village campus.

The move was difficult for Jane. It was clear that she was unhappy and lost.

Worried about Jane, Sherre Hall, Director of Health Services at Wesley Village, invited Carol to tour the new Small Home.

“My first thought was that this was not a place for Mother. She wouldn’t like it,” Carol said.

But in mid-March, Hall called Carol to express her concern about her mother.

“She’s surviving, not thriving,” Carol recalls Hall telling her. “And she was absolutely right.”

In her patio home Jane would read or play her piano, but in her new apartment she would just sit with her head in her hands.

“I don’t know what I am supposed to do,” Jane told her daughter.

Still, Carol was reluctant to move her mother to the new Small Home. The first move had been so upsetting.

After conferring with her brothers, they broke the news to her – she would move again, this time to the Small Home for Memory Care.

“She was pretty devastated,” Carol said.

That’s not surprising – change can be frightening for Alzheimer’s patients.

But only days after Jane moved to the Small Home, Carol’s fears evaporated.

“It was a complete transformation,” Carol said, still amazed by the change in her mother.

Carol credits the quick adjustment to the Small Home’s environment. Each resident has his or her own bedroom and bathroom, and shares the great room like any family would.

The great room revolves around a hearth and includes the dining room, living room and an open kitchen where residents can watch the meals being prepared.

Residents eat, watch TV and

Jane White, left, plays her piano at Wesley Village’s Small Home. She and Bob White, a Disciples of Christ minister, met at Transylvania University and were married in 1947.

They shared a patio home at Wesley Village until Bob’s passing in 2001.

}}}


Alzheimer’s is a form of dementia.

Alzheimer’s is a disease and not a part of normal aging.

Alzheimer’s shrinks the brain to 2/3 its original size and affects every part of its functioning.

Alzheimer’s is the nation’s sixth leading cause of death.

Alzheimer’s affects more than 5 million Americans and almost 15 million Americans act as unpaid caregivers.

“Mom, I want you to see my flowers. Come on, I’ll get you a sweater. The cool autumn air is good for the lungs anyway. Good for the soul, too.

“If only green thumbs were contagious. I wouldn’t mind if both my thumbs were green. If I could only get these mums to grow. You always planted such beautiful mums!

“I don’t even like dark colors, but your mums, those maroons and deep yellows, those colors I liked.

“Mom, can I say something? I don’t mean to hurt your feelings, but you look different than when I last saw you. Quieter, too. Never thought I’d say that about you!

“Ha! Quieter? That Florida sun must have mellowed you…. Mom, I’m talking to you, but you’re looking right past me. Seriously, are you okay?”

So, the person you once knew has changed. It is not a nose job or a new outfit.

No, the crooked nose is still crooked, and she pulls out

What she is still able to do while providing gentle guidance when needed. This may mean encouraging her to help hang the Christmas pine wreaths and straighten each red, satin ribbon, but also delicately touching her back, guiding her through the produce aisle. You know your mom and how best to initiate both the encouragement and the help she needs.

Consider what is really going on inside your mom’s brain as you choose how to respond to the situation at hand. Study Alzheimer’s so that you can better understand why there is a yogurt tub in her dresser drawer, why you are being yelled at for no reason, and why she keeps repeating that same story about Uncle Frank and the hedgehog.

Help make her home both therapeutic and safe. Revamp the home in a way that makes sense to her. For example, if she only uses the alarm clock on her dresser, consider shelving the candle, framed poem and telephone, thus avoiding over-stimulation. You cannot be overly cautious, and accidents can happen at any moment. Ask yourself questions, like, “Is this tile too slick?” And seek expert advice from her doctors, the Alzheimer’s Association, or her local senior citizens center.

Facilitate good relationships, nutritious food and regular exercise. While certain activity may need to be modified, all of these will be good for her. In helping her to do these things, do not forget that you need to take care of yourself, as well. If respite care is needed, consider asking family and friends, choosing an adult day center, or hiring professional caregivers who are trained and experienced with Alzheimer’s care.

that same green argyle sweater every fall. No, the change is unseen and not chosen.

You go with her to the doctor and they say it is Alzheimer’s. Your heart sinks. What do you do with that? How do you face that giant, named Alzheimer’s?

First, take heart. This is still your mom and you know her. Knowing who she is will be incredibly helpful in the days

to come. Also, you may find the following helpful.These pointers are based on Teepa Snow’s methods and

the Best Friends approach, developed by Virginia Bell of Lexington.

Both approaches are person-centered where caregivers get to know the person with dementia in order to give the most effective care.

Using these pointers, as well as seeking the advice and support of peers, family and experts may just scale that giant Alzheimer’s back down to size.

Celebrate

Understand

Be Safe

EncourageLaura Jewell has worked in elder care for five years. As Family and Staff Education Coordinator for Senior Helpers of the Bluegrass, she manages cases of those clients with dementia. She also teaches staff and family to effectively relate to and care for the client using Teepa Snow’s methods and the practices of Virginia Bell’s Best Friends approach. Info: www.seniorhelpers.com or 296-2525.

Alzheimer’s PlaybookBy Laura Jewell


socialize on their own schedules. A small and regular group of staff care for the residents and help engage them in traditional daily activities.

Soon after she moved in, Carol told her mother that she had lived there a month.

“Mother said, ‘No, it’s been longer than that.’ She felt that this was home.”

In fact, Jane has told her daughter several times that she has everything she needs there.

Carol and her brothers are relieved knowing their mother is not only safe but happy and cared for.

“She is back to the level she was a year ago, both emotionally and socially,” Carol said. “I never thought she’d be back to that.”

In fact, Jane has returned to playing her beloved piano, which she has donated to the Small Home.

“This is so unbelievable

Small Home Transformed Her Life

to me,” Carol said. “I would highly recommend this to anyone else like my mother.

“This is definitely the best situation for her.”

Few words could make Alan Beuscher more proud.

Before Bob White passed away, he asked Beuscher, Wesley Village’s Vice President for Community Relations, to promise that he and the Village would care for his wife after he was gone.

Beuscher said they would.

“I get the deepest satisfaction that we at Wesley Village have fulfilled that promise to Jane and her family,” Beuscher said.

“The Small Home idea isn’t just for Wesley Village, it’s for the whole state and for reform for nursing homes.

“We have always known that there must be a better way in nursing home care, and this is it.” Y

“We have always known that there must be a better way in nursing

home care, and this is it.”--Alan Beuscher

Jane White:Continued from Page 5

Wesley Village

We

Choo

se...

(859) 858-38651125 Lexington Road, Wilmore, KY 40390

www.wvillage.org

Celebrating Kentucky’s First Small Home for

Memory Care!

Continuing Care Retirement Community • Independent Living in Patio Homes • Personal Care Apartments • Nursing Home • Holloway Cottage for Memory Care

Community Center • Fine Dining • Performing Arts • Library • Senior Art Gallery • Variety of Classes and Events


Most people would like to be Healthy, Wealthy and Wise for their entire lives. However, many of us overlook the little things that help us stay vibrant.

If you re-read this article once a week and follow its suggestions, you can truly have a life worth living.

Being an older adult has its advantages. We have a wealth of experience. Physically, we are not as dominated by hormones. And financially, we have completed the expensive child-raising years and have more net assets.

The problem is that we have made “Retirement” our life goal. “Retirement” is a 20th century phenomenon.

Why would anyone ever want to be “retired?” I want to be “re-energized and re-engaged” rather than “re-tired.” As we grow older, we can reach new peaks of energy and influence. I want to be excited to live each new day.

We need to condition ourselves mentally, physically, spiritually and financially to be growing and improving each day. Fortunately, we live in a day and age when this is possible.

So, what are the keys to living Healthy, Wealthy and Wise? Below is a 7x7x7 plan for Healthy, Wealthy and Wise living.

Eat Healthy – Aim to eat six servings of fruit and vegetables each day

Exercise Regularly – Walk 10,000 steps per day

Control Weight – Your waist measurement at the belly button should be no more than half your height

Laughter – Have a hearty belly laugh at least twice a day

Marriage – Keep your relationships fun and vibrant

Adequate Sleep – Plan to get 7-8 hours of sleep each night. (Short naps are good too)

Breathe deeply – Exhale worry and stress

Begin each new day reprogramming your mind with energy and health. Start the day stating:

I feel healthy; I feel happy; I feel terrific. I feel good; I feel great; I feel wonderful.

Man alive, two for five, ain’t it great to be alive.I can, I will, & I’m gonna have the best day I’ve

ever had.Say it everyday… especially when you don’t feel like it.

How you feel about something stems from your actions. Even though you may feel silly saying it, it is amazing how you will feel better after doing so.

Finally, count your blessings. Scientists have determined that gratitude makes you healthier and wealthier. At least it makes you feel that way.

Live simply – Every possession takes time, effort and money to maintain it.

Save regularly – Spend less than you earn

Invest Wisely – Have a plan and an advisor to help you stick with it. (Don’t work for money. Let money work for you.)

Give generously – Store up treasure in Heaven

Stay Productive – Retirement is not a worthy goal. Always be working at something you enjoy

Communicate Love to those around you. Love people, rather than things.

Count your Blessings – We can do things today that the richest kings could not have done 100 years ago.

The Fear of God is Beginning of Wisdom (Proverbs 9:10) - If you believe in God, don’t be a hypocrite. Let your life show it.

Always Be Learning – Have a teacher. Be a teacher

Read Good Books – Read one classic for every modern book

Program your Mind – Memorizing quotes, poems and scripture

Have Wise Friends – You become the average of the five people you hang out with most.

Use Technology to expand interaction with friends and family and to communicate your love.

The Power of Positive Thinking – “What the mind can conceive and believe, the mind can achieve.” (Napoleon Hill)

|| Healthy || || Wealthy || || Wise ||

Healthy, Wealthy

& Wise: Tips for Living

7x7x7

By Dale Ditto

Dale Ditto (right) and John McIntosh have more than 50 years combined experience as financial advisers. McIntosh has been a financial adviser since 1986, and Ditto has more than 30 years experience, including 20 years as an attorney doing estate planning. Info: www.hilliardfc.com/mcintosh-ditto or (800) 944-2663 / 514-6415 / 514-6417.


Comfort KeepersC

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www.milwardfuneral.com | 252-3411159 North Broadway | 391 Southland Drive | 1509 Trent Boulevard

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ATIO

NS0224-2834

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Since 1825

Planning and funding your funeral is the responsiblething to do. And it makes good sense. Why?Because it lifts the emotional and financialburdens off the shoulders of the ones you love ata time when they are least able to handle them.

There aren’t any rules, but there is a guide.Contact us today for a freeExpressionsadvance planning guide and no obligation consultation.

B I RTHDAY S • GRADUAT ION S • WEDD ING S • FUNERAL SB A B Y S H OW E R S • A N N I V E R S A R I E S • R E T I R E M E N T

2834FamMagSucAgingGuide:2834FamMagSucAgingGuide 10/20/10 3:18 PM Page 1

© 2010 BAKER COMMUNICATIONS 0214-2104

BeautifulAND WE PLAN TO KEEP IT THAT WAY

The Lexington Cemetery is more than a pleasant cemetery. Many consider

the grounds to be beautiful in their own right. We are dedicated to preserving

memories in this historic community site with space available for the next

100 years. We invite you to visit, and to inquire about burial, mausoleum,

cremation, and memorialization options.

Established 1849

Grounds Open 8am-5pm Daily833 West Main St. • 255-5522 • www.lexcem.org

2104FamMagSucAgingGuide:2104FamMagSucAgingGuide 10/20/10 3:27 PM Page 1


Do you have elderly parents who are still driving everywhere… and driving you wild

with worry?You know that they – and

other drivers – would be safer if they gave up driving, but how do you approach the subject?

Our culture is geared around our vehicles. Without this luxury, we feel we have lost our “independence.”

And with some seniors, they feel this is their last form of independence.

I have no magic formula, no “easy button” to offer up, but I will share my personal experience when I faced this issue with my own father.

After several small “fender benders,” it became clear that the car needed to go.

First, I solicited the help of my brother, who lived in another state but provided substantial support when we broached the subject with Dad. There is strength in numbers.

After several attempts to “reason” with Dad, we decided the time had come for us to face the issue boldly and honestly.

My brother and I agreed that we needed to paint the worst possible picture of what could occur if Dad continued to drive.

So, we braced ourselves and had the big discussion.

We were thorough and led with “what if” situations.

“But Dad, what if you have an accident and you are the cause? Not only could you be injured, but you could cause harm or injury to others.

“Do you want that on your conscience?

“Do you want to risk a possible lawsuit that could wipe out your retirement funds?

“With your decreased eyesight and your delayed reflexes, we believe you will be safer when someone else does the driving for you.

“We say this to you because we love you, and we want you to remain safe.”

Even though my dad had some mild dementia during the “driving” issue, the reasoning used in our intervention can be used with any elderly driver.

The key is to put in place options for transportation once they “give up” driving the car themselves.

This can be challenging, but given the circumstances, it’s worth the effort. Y

Margaret McCoskey, MSSW, Community Relations Manager

Liberty Ridge Senior Living Community543-9449 or [email protected]

How to Tell an Elder It’s Time to Give Up the Car

Road Test

By Margaret McCoskey

Cardinal HillC

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Cardinal HillPhysical Rehabilitation at its Best!

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2050 Versailles Rd. Lexington, KY 40504

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• Inpatient Hospital Services

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Some Conditions Treated:Amputation, Arthritis, Brain Injury,

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• Personal Care • Respite Care • Light Housekeeping • Errands/Transportation• Medication Reminders • Meal Preparation • Companionship

Our Caregivers are trained to care for Alzheimer’s

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Senior Living CommunityA Non-Profit Faith-Based Community

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Serving the Lexington Area for Over 10 Years

Garden HomeModel Open By Appointment.

Front porch, maintenance-free living with many amenities and services to meet your active lifestyle

WE OFFER:Independent Garden HomesAssisted Living Apartments

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Final Phase of Garden Homes under construction. Call 859-543-9449 for more information.

Assisted Living Apartments

Enjoy 3 Restaurant-Style MealsWeekly Housekeeping

Scheduled Transportation/ExcursionsSecurity, Activities

and More


It’s that stress that Richmond Place Retirement Community intends to relieve with the new addition to its Rehabilitation and Health Center on Palumbo Drive in Lexington.

The current, recently renovated center houses 90 residents in 30 private and 60 semi-private rooms.

About one-third of the residents are in short-term rehab with stays lasting between three and five weeks.

The rest are in long-term, skilled nursing care.

The new addition, which opened in October, adds 30 new rehabilitation rooms for short-term residents only.

The addition is connected to the existing center, and has its own private entrance.

The state-of-the-art addition incorporates all the latest high-tech equipment in a living space adorned with elegant features.

Rick Arnold, Director of Corporate Development with Brookdale Living,

which manages Richmond Place, has high praise for the new addition.

“We now have one of the finest upscale nursing facilities in the state. I don’t know of one that is better,” he said.

Jamie Gitzinger, healthcare administrator of the Rehabilitation Center, calls the addition a social rather than medical model of health care, comparing it to a home-like setting.

“We think it’s the finest rehab center in a 100-mile radius of Lexington,” he said. “It’s definitely the future.”

The addition offers an environment that is more like a luxury hotel than a traditional rehab center.

All but four of the 30 rooms are luxurious private suites (the other four share a bathroom) with 42-inch flat screen TVs with cable, wireless Internet connections, Tempur-Pedic mattresses, blanket warmers, bedside phones and in-room safes.

The closets feature easy-pull doors,

Richmond Place Rehab Addition Offers First-Class Amenities

there’s a thermostat in every other room, laundry is done in-house for no charge, and free transportation is supplied for doctor appointments.

The new addition features a country kitchen with an expansive dining area.

Residents also have access to an in-house beauty parlor, library and full dining room with an ice cream parlor.

The wireless computer program includes loaner laptops, and “It’s Never Too Late,” a software program allowing residents access to e-mail, music and games.

On the medical side, the addition incorporates the newest technologies in patient care and therapy.

The large therapy room offers the latest in high-tech rehabilitation equipment, including a balance program, e-stim, Ultrasound, Omnicycles and Nu-Step.

There is even a Nintendo Wii virtual gaming system incorporated into therapies.

A wireless nurse call system keeps caregivers in touch with patients at all times.

“Our health care expansion will offer Lexington a new era in rehabilitation,” said Carol Brinegar, Executive Director for Richmond Place.

“With an emphasis on short-term care, residents staying in our private units will appreciate the attention to detail to ensure comfort while promoting positive outcomes with physical, occupational and speech therapy.” Y

Recovering from a stroke, heart attack or broken bone is difficult enough without the added stress of being away from home

during rehabilitation.

theHigh

Life


For more information please call us today!

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Independent Living� A variety of spacious apartment

layouts� Fully equipped kitchens� Fine, restaurant-style dining� Scheduled local transportation

available� 24-hour security

Personal Care� Private apartments� Personal assistance with all activities

of daily living� Medication administration� 3 meals per day/menu selection� Planned social, educational and

cultural activities

Skilled Nursing and Rehabilitation

� 24-hour skilled nursing available� Full range of rehabilitation services� Private and semi-private rooms

available� Medicare/Medicaid certified� Friendly, caring atmosphere

We hold ourselves to a highstandard – yours.

Understanding the way of life for all seniors is part of what we do atThe Lafayette and Lexington Country Place. By having three uniquelevels of care and services, from independent living to personal careto skilled nursing – it is all here at our community. Come visit us andlearn more about what we offer.

690 Mason Headley Road • Lexington, KY 40504859-278-9080

www.lafayettelexington.com© 2009 Five Star Quality Care, Inc.

Blindness can be sneaky.If you haven’t had a comprehensive eye exam recently, now is the time. Diseases like glaucoma and macular degeneration slowly steal your eyesight. But they can be prevented if detected early by a qualified Optometrist.

If you or a loved one are over 50, call Family Eyecare Associates today to schedule an eye exam. It could help save your eyesight before you know you’re losing it.

879-3665Dr. Rick Graebe, OD, FCOVD

Dr. Regina CallihanDr. Jennifer Vanhook

105 Crossfield Dr.Versailles

L i f e i s m e a s u r e d i n m o m e n t s . . .

Make every moment count.

Whether it was raising our family, pursuing careers or giving backto the community, we’ve done our best to make every moment of ourlives count. The same is true now. That’s why we chose a Brookdalecommunity for our retirement. Our days begin and end in a spaciousapartment home. But in between there are endless opportunities todo the things that matter most to us, like travel, fitness, hobbies andenjoying the company of friends and family.

Come see how our community can help you make the most of your life.

CALL (859) 269-6308 FOR APERSONAL TOUR OR MORE INFORMATION.

Independent LivingPersonal Care Community

Alzheimer’s & Dementia CareRehabilitation & Skilled Nursing

Exceptional Experiences Every DaySM

3051 Rio Dosa DriveLexington, Kentucky 40509

W W W. B R O O K D A L E L I V I N G . C O M


Wesley Village

859-858-38651125 Lexington Road

Wilmore, Kentucky 40390www.wvillage.org

Indepedent Living • Personal Care • Memory Care & Nursing Home Care

Liberty Ridge

(859) 543-9449701 Liberty Ridge Lane

Lexington, Kentucky 40509 www.libertyridge.com

Assisted Living ApartmentsIndependent Garden Homes • Memory Care Neighborhood

Mayfair Village

859-266-21293310 Tates Creek Rd. Lexington, Kentucky 40502

www.mayfairseniors.com

Independent Living • Licensed Personal Care

Richmond Place

859-269-63083051 Rio Dosa Drive

Lexington, Kentucky 40509www.brookdaleliving.com

Independent Living • Personal Care CommunityRehabilitation & Skilled Nursing Care • Alzheimer’s & Dementia Care

(859) 887-9382

111 Coconut Grove DriveNicholasville, Kentucky 40356

Council�Oaks�Assisted�Living�Home�of�Nicholasville

Assisted Living • Respite Care

Council OaksAssisted Living Home

859-278-9080690 Mason Headley Road

Lexington, Kentucky 40504

The Lafayette Retirement Community & Lexington Country PlaceIndependent Living • Personal Care

Skilled Care • Respite Care

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Alliance Medical & Home Care

Call today for a FREE In-Home Assessment!859-296-9525

• Personal Care • Respite Care • Light Housekeeping • Errands/Transportation • Medication Reminders

• Meal Preparation • Companionship

Cardinal Hill Home Care

(859) 367-71482050 Versailles Road

Lexington, Kentucky 40504www.cardinalhill.org

Award Winning Home Care Agency Serving the following counties: Fayette, Jessamine, Woodford,

Franklin & Madison

Comfort Keepers

(859) 224.1124(502) 352.2811

www.comfortkeepers.com

Chances are your family member won’t say they need help with some of the Day-To-Day things

that we take for granted.Let us find the right way to help you.

Family Choice Home Care

Call today for a FREE assessment!859.333.8147

• At Home Companion • Meal Preparation

• Light House Keeping • Laundry

• Errands & Transportation • Assist with Bathing & Hygiene

• Medication Reminders

Home Instead Senior Care

Call for a free, no-obligation consultation(859) 273-0085

• Personal Care • Incidental Transportation• Light Housekeeping • Companionship

• Dementia/Alzhimer’s Care • Shopping & Errands• Medication Reminders • Meal Preparation

• Hourly/24 Hour Care

homeinstead.com/lexingtonky

Senior Helpers

Call for complimentary in-home care initial consultation

(859) 296-2525(502) 226-3393

Ready to serve your family’s needs with personalized, in-home care and expertly trained,

professional caregivers. The first step to quality care is simple.

seniorhelpers.com

Hom

e H

ealt

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Christian Towers

(859) 253-36251511 Versailles RoadLexington, KY 40504

• Allow Small Pets • Arts & Crafts • Utilities Furnished • Garden Club• Exercise Classes • Shopping Transportation Provided • Independent Living

Christian Towers

LearntheLingo

Housing Options

Finding the right care for your loved ones can be difficult, even at the best of times. Knowing the “lingo” of elder care housing can make choosing the

right facility much easier. (For more information, please see Housing Guide, facing page.)

Independent Living communities are for older adults who are able to function without supervision or personal assistance. Many communities offer services such as meals, transportation, social and recreational activities and housekeeping. Residents are usually required to sign a one-year lease. Factors to consider include terms of the lease agreement, costs for extra services, services offered on site (exercise room, library, etc.), transportation, housekeeping and social activities offered.

Independent Living

Assisted Living is similar to Independent Living communities but with additional services, including assistance with activities of daily living (bathing, dressing, personal care and medication reminders). Some long-term care insurance policies cover the cost of Assisted Living. Factors to consider include certification, staff-resident ratio, housekeeping, transportation, shopping and laundry services.

Assisted Living

Generally smaller than Assisted Living communities, Personal Care facilities offer 24-hour supervision, meals, assistance with daily activities of living, and supervision of medication intake. Factors to consider are similar to Assisted Living.

Personal Care

This level of care is most appropriate for individuals needing 24-hour supervision and health care. Individuals who are in need of rehabilitation after a hospital stay may be discharged to a nursing home for temporary care. Skilled Care may be covered by Medicare and Medicaid. Questions: Are the residents well groomed? How many beds are certified for Medicare? For Medicaid? What are the results of annual state inspections (or surveys)? Are residents encouraged to exercise their rights as outlined by the 1987 Nursing Home Reform Law?

Skilled Nursing Care

People staying at home as long as possible may need assistance with activities of daily living such as housekeeping, laundry, shopping and even companionship. Many local businesses provide in-home services such as skilled nursing, help with medications and more.

In Home Services

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Mr. Richards retired from Dynasty, Corp two years ago and just learned that

his pension check has been stopped because the company is facing Chapter 11 bankruptcy.

Mrs. Dawson received a letter that her former employer will no longer fund a group health insurance plan for retirees, forcing her to find and pay her individual policy at age 62.

The Randalls have two children in college and are unable to save for retirement while paying the hefty costs of higher education.

Ma Gracie has been in a nursing home for almost two years and the family is now forced to cash in her last CD in order to pay for care. This amount will last only four more months.

These are fictional scenarios but represent real world situations that thousands of people face every day.

The U.S. government currently faces its highest deficit, health care costs continue to spike, government programs such as Social Security and Medicare are stretched, food prices keep climbing, CD interest rates are at an all-time low, and the stock market is more unpredictable than ever.

In this environment, how can families plan – and pay – for major events such as education, savings, weddings, retirement and medical

emergencies? Plus, people are living longer and

needing money to last longer than ever. So what can be done to grow

your money to keep pace with these demands while protecting you from the unexpected events that could send the market plummeting as it has twice in the past 10 years?

How do you plan for the worst while hoping for the best?

The following are effective strategies for up and down economies. With varying degrees of risk, they can help provide protection during bad times with growth potential during the good times.

Minimum Risk Approach

Many people seek the safety of a CD with the growth potential of a mutual fund – in other words, a safe bet.

An Equity Indexed Annuity account can provide just that.

It protects your funds when the market drops, provides growth potential when the stock market goes up, and has the potential to lock in gains along the way.

Aggressive Growth ApproachAn advanced technique for those

who like to keep money in the stock market for the long term but avoid potential drops along the way is a 200 Day Moving Average.

This is a guide that can help determine when you should be in or out of the market.

How to Invest in Good Times and Bad

When prices of the S&P 500 Index are above a determined line, you should stay in the market. When prices fall below, you should move to cash.

This is a simple technique and can be accessed through any financial charting site such as Yahoo! Finance.

Balanced ApproachThe 25% Approach is based on

the financial dictum that stocks do well in strong economies; gold and bonds often do well when stocks fall, and cash is a safe haven during recessionary times.

History has shown that a simple allocation of 25% into each of these four asset classes – stocks, gold, bonds and cash – has outperformed a straight stock portfolio over the past 10 years with only half of the risk.

In fact, this allocation has experienced only two negative years out of the past 20 with the worst being approximately minus 8%.

These are a few strategies that can be used individually or in combination to help protect against the unknown while providing for potential growth along the way. Y

ockyoad

Jason Veinot is President of Enhanced Capital, LLC, a Lexington firm that actively

manages portfolios designed to enhance returns in up, down, and sideways markets.

Contact him at (859) 231-6622.

By Jason Veinot


Securities offered through: brokersXpress, LLC, Member FINRA/SIPC/NFA a Registered Investment Adviser, Corporate Of ce: 311 W. Monroe Street

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The day we enter your lives, the Hospice team treats you with the respect, kindness, and dignity typically reserved for one’s own family.

• Providing medical care and symptom management in the home, nursing facility, assisted living facility and Hospice Care Center

• Joint Commission accredited• Medicare/Medicaid certified• Counseling and bereavement services provided to the

community, as well as to Hospice families• Dedicated hospice unit

Hospice makes this unfamiliar journey one filled with comfort, dignity, and compassion.

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General Information

AARP Kentuckywww.aarp.org/states/ky

Bluegrass Area Agency on Aging699 Perimeter Drive 269-8021 / 1-866-665-7921www.chfs.ky.gov/dail/bgadd.htm Information about aging service programs through-out the Bluegrass, including senior citizens centers, in-home care programs, adult day care programs, and the Family Caregiver Support Program. Contact point for information about senior centers throughout the state.

Elder Care Locator800-677-1116 / www.eldercare.gov Federally funded support services locator. Dial this number for the names and phone numbers for ser-vices anywhere in the U.S.

LFUCG Office of Aging Services200 East Main St., Rm. 328258-3806 / www.lexingtonky.govInformation about existing programs and services for seniors in Fayette County.

UK Sanders-Brown Center on Aging101 Sanders-Brown Bldg.257-1412 / www.mc.uky.edu/coa World-renowned facility provides services for older people with medical and social issues.

United Way’s 211 313-5465 / www.uwbg.orgGeneral information about services in the area, including up-to-date listings of disease-related support groups.

Advocacy/Legal

Access to Justice/Legal Helpline for Older Kentuckians255-9913 / www.ajfky.org Free legal information and referral service for older Kentuckians and their caregivers. Kentucky Assisted Living Facilities Assn. 133 Evergreen Road, Suite 212, Louisville(502) 225-5201 / (877) 905-2001www.kentuckyassistedliving.orgInformation and listings of certified assisted living facili-ties throughout Kentucky.

Nursing Home Ombudsman Agency of the

Bluegrass, Inc.1530 Nicholasville Rd.277-9215 / 278-6072 / (877) 787-0077www.ombuddy.orgNonprofit advocacy group for residents in long-term care facilities. Provides free information about all levels of long-term care.

UK College of Law Legal Clinic630 Maxwelton Court / 257-4692www.law.uky.eduFree legal services include estate planning, guardian-ship, domestic abuse and financial exploitation.

Alzheimer’s Disease

Alzheimer’s AssociationGreater Ky. & So. Indiana ChapterLexington Regional Office465 E. High St. #100266-5283 or Helpline (800) 272-3900www.alz.org/kyin/Education, support groups, Safe Return program, respite and other services for individuals and their caregivers across greater Kentucky and southern Indiana.

Alzheimer’s Disease Research Center

ResourceList 2012


323-6040 / www.mc.uky.edu/coa/Research opportunities, memory disorders clinic and education available to families, health care providers, and the community about Alzheimer’s disease.

Financial Assistance

Fayette County PVA101 East Vine Street, Suite 600 / 246-2722www.FayettePVA.comInformation about the homestead exemption for seniors.

Jason Veinot’s Enhanced [email protected] / 231-6622 www.enhancewealth.com Provides financial and retirement planning, long-term care insurance and other services.

MacIntosh-Ditto Wealth Advisory Group/Hilliard Lyons325 West Main St., Suite 200514-6441 / (800) 944-2663www.hilliardfc.com/mcintosh-ditto

Republic Bank2401 Harrodsburg Rd. / 224-1183www.republicbank.comOffers a Premier 50 Account including free checking, checks, debit cards and other services.

American Founders Bank318 East Main St. / 523-2464www.myafbmortgage.com Provides reverse mortgages for seniors to generate funds without having to give up their home.

Livesay Group3728 Willow Ridge / 296-1913www.livesaygroup.comFinancial services include payment of monthly expenses, review of medical bills, and oversight of investments.

Social Security Administration2260 Executive Dr. / (866) 530-7754www.ssa.govInformation about retirement benefits and Supplemen-tal Security Income (S.S.I.)

Medical

Bluegrass Audiology and Hearing Aids100 John Sutherland Drive, Nicholasville885-0150 / www.bluegrassaudiology.comProvides comprehensive hearing care and amplifica-tion services to the Nicholasville, Central Kentucky area.

Cardinal Hill Rehabilitation Hospital2050 Versailles Road / 254-5701www.cardinalhill.org/chrh Providing physical rehabilitation services to people of all ages. Cardinal Hill offers inpatient, outpatient and home care services.

Family Eyecare Associates105 Crossfield Dr., Versailles / (859) 879-3665www.myfamilyvision.com

Hospice of the Bluegrass2409 Members Way 296-6100 / (800) 876-6005www.hospicebg.org Provides quality end-of-life care and sup-port for terminally ill adults and children at home, in nursing facilities, and at the Hospice Care Centers in Lex.

Jessamine County Optical104 Fairfiled Dr. US 27 Bypass & Hwy 169Nicholasville / (859) 887-2441www.dittoandmusick.com

Kentucky Audiology & Tinnitus Services525 Southland Dr. / 554-5384kytinnitustreatment.com/index.htmlProvides a full range of services to meet the needs of people who experience hearing loss, tinnitus or hyperacusis.

Lexington Clinic120 North Eagle Creek Dr. / 258-4000 www.LexingtonClinic.com

Medtronic(800) 999-3421 / www.medtronic.comBy working closely with physicians around the world, Medtronic creates therapies to help patients do things they never thought possible.

The Ridge3050 Rio Dosa Dr.(859) 269-2325 or (800) 753-4673www.ridgebhs.comOffers in-patient and out-patient services to assist the older adult in times of psychiatric distress.

UK HealthCare257-1000 / www.ukhealthcare.uky.eduOffes a vast range of health care services at UK Hospital, the Markey Cancer Center, Gill Heart Institute, Kentucky Neuroscience & Orthopaedics Institute and three Kentucky Clinic locations.

Geritricians

James Richard McCormick Jr., MD UK Clinic / 740 South Limestone / 323-9555Critical Care Medicine, Geriatric Medicine, Pulmonol-ogy

Archana Mahesh Kudrimoti, MDUK Clinic / 740 South Limestone / 323-6371Geriatric Medicine, Family Practice

Vinay Maudar, MD1221 South Broadway / 258-4401 Metabolism & Endocrinology, Diabetes, Geriatric Medicine

Reem Kasim Falluji, MD1101 Veterans Drive / 233-4511Geriatric Medicine

A Patrick Schneider II, MD1401 Harrodsburg Rd. # B375 / 278-2081Geriatric Medicine

Nancy Stiles, MDCardinal Hill Outpatient Clinic2050 Versailles Road / 254-5701Geriatric Medicine

Medicaid/MedicareState Health InsuranceAssistance Program(877) 293-7447 or 233-4556Assistance with questions regarding Medicaid and Medicare benefits, including Medicare Prescription Drug Program Part D.

}}}

Resource List 2012


425 Lewis Hargett Circle / 219-3939 www.familyhhc.comOffers home health services including registered nurses, social workers, and physical, occupational and speech therapists.

Healthy Aging Solutions263-3620www.healthyagingcare.comNancy Derderian, MSN, RN Provides consultation and referrals on all issues of aging.

Kentucky Home Health Assn. 268-2574 / www.khha.org Information about home care programs throughout the state.

Meals on Wheels276-5391 or 278-6072, Ext. 304www.mowaa.orgHome delivered hot noon meal plus breakfast and supper snack provided Monday-Friday. Sliding scale; maximum cost is $22 for regular diet and $21.25 for special diets.

Nurses Registry1420 North Broadway / 259-9687 www.nursesregistry.comOffers a wide range of skilled care services including nursing, occupational, physical and speech therapy, medica-tion management, patient education and more.

OptiMedSenior Care Medication Management & Services1096 Duval St. #140271-8677 / (800) 255-4553www.nvo.com/pcsworldProvides one-on-one pharmacist counseling to improve medication and quality of life outcomes for seniors.

Infusion Partners2025 Regency Rd.277-2013 / (800) 356-9259www.infusionpartners.com Provides home infusion pharmacy services.

ParentCare337 E. High St. / 252-0817Esther Hurlburt, RNwww.parentcareky.com Provides consultation and referrals on

In-Home ServicesComfort Keepers2350 Regency Rd, Suite ALexington / 224-1124649 Charity Court, Frankfort(502) 352-2811www.comfortkeepers.com Provides non-medical in-home care for seniors, new moms, and rehabs, plus emergency monitoring systems.

Family Choice Home Care1890 Star Shoot Pkwy Ste. 170, Lex.2150 Lexington Rd. Ste. G, Richmond(859) 333-8147www.familychoicecare.com

Home Instead Senior Care207 E. Reynolds Rd. # 150273-0085 / www.homeinstead.com Provides affordable non-medical com-panions and home care.

Senior Helpers3070 Harrodsburg Rd. Suite #240296-2525 / www.seniorhelpers.comProvides clients with everything from companionship to bathing to Alzheim-er’s and dementia care.

Accessible Home Health Care of the Bluegrass313-5167www.accessiblebluegrass.comProviding home health aides for personal care, meal preparation, light housekeeping, companionship, medica-tion reminders, and Alzheimer’s and Dementia Care and more.

Bluegrass Medical Staffing80 Codell Dr., #120 / 245-0701www.bluegrassmedicalstaffing.comProvides home-care services, including personal care, homemaking, meal preparation and medication reminders.

Faith in Action: Elder Outreach1530 Nicholasville Rd252-1365 or 278-6072www.fiaky.orgVolunteer program that helps older adults with non-medical activities such as household chores, errands and re-spite care for free. Free caregiving and training seminars for the community.

Family Home Health Care

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Resource List 2012


Although the complication rate with KYPHON® Balloon Kyphoplasty has been demonstrated to be low, as with most surgical procedures, there are risks associated with the procedure, including serious complications. This procedure is not for everyone. A prescription is required. Please consult your physician for a full discussion of risks and whether this procedure is right for you.© 2008 Medtronic Spine LLC. All Rights Reserved.

MEDTRONIC Spinal and Biologics Business 1221 Crossman Avenue Sunnyvale, CA 94089 USA Tel: (408) 548-6500

16003152_011 [01]

For more information on balloon kyphoplasty or to find a local physician performing the procedure, call 800-652-2221 or visit www.kyphon.com

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Don’t turn your back on back pain.

If you’re over 50 or have osteoporosis, it’s important that you don’t ignore your back pain. It may signal a spinal fracture. See your doctor right away if you think you may have one.

Spinal fractures can be repaired if diagnosed. KYPHON® Balloon Kyphoplasty is a minimally invasive treatment for spinal fractures that can correct vertebral body deformity, reduce pain and improve patient quality of life.

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all issues of aging.

Senior Emergency Medical Program278-6072 / www.semponline.com Provides emergency prescription help and other medi-cal needs for Fayette County residents.

ResCare Homecare383 E. Main St. / 543-2273www.rescarehomecare.comIn-home, non-medical care.

Support ServicesCaring Transitions829 Glen Abbey Circle, / 543-9848caringtransitions.netSpecializing in senior moving, downsizing and estate sales

Superior Van and Mobility1180 East New Circle Road / (888) 742-8267www.superiorvan.comOffering sales, service and rental of lowered floor vans, wheelchair lifts, scooter lifts, vehicle modification and more.

Transition Mobility & Elevator721 National Ave. / 299-0068www.transitionsmobility.comProviding lifts, home elevators, tub cut-outs, door openers and more to improve mobility for clients in their own home.

Older Adult HousingAshland Terrace475 S. Ashland Dr. 266-2581www.ashlandterrace.org

Bluegrass Care and Rehab3576 Pimlico Pkwy. 272-0608www.bluegrasscareandrehab.com

The Breckinridge (Alzheimer’s Residence)2109 Cornerstone Drive, 543-0824www.thebreckinridge.com

Christian Towers1511 Versailles Road 253-3625

Council Oaks111 Coconut Grove, Nicholasville (859) 887-9382

Fountain Circle Health & Rehabilitation200 Glenway Rd., Winchester 744-1800www.fountaincircle.com

Hartland Hills1005 Tanbark Rd. 273-1212www.holidaytouch.com

Homestead Nursing Center1608 Versailles Rd. 252-0871

The Lafayette690 Mason Headley Rd. 278-9080www.lafayettelexington.com

Lexington Country Place 700 Mason Headley Rd. 259-3486www.lexingtoncountryplace.com

Liberty Ridge701 Liberty Ridge Lane, 543-9449www.libertyridge.com

Mayfair Village Retirement Center3310 Tates Creek Rd. 266-2129www.mayfairseniors.com

Mayfair Manor 3300 Tates Creek Rd. 266-2126

Northpoint Lexington Healthcare Center1500 Trent Blvd. 272-2273www.northpointlexington.com

Pine Meadows Nursing Home 1608 Hill Rise Dr. 254-2402

Richmond Place3051 Rio Dosa Dr. 269-6308www.brookdaleliving.com

Richmond Place Rehabilitation2770 Palumbo Dr. 263-2410www.brookdaleliving.com

Rose Manor Nursing Home3057 Cleveland Rd. 299-4117

Sayre Christian Village580 Greenfield Dr. 271-9001www.sayrechristianvillage.org

St. Andrews Place300 Stocker Dr., Richmond www.standrewsplace.org (859) 625-1400

Tanbark Health Care1121 Tanbark Rd. 273-7377www.tanbarkhealthcare.com

Transitional Care310 S. Limestone St. 226-7084

Wesley Village1125 Lexington Rd., Wilmore www.wvillage.org (859) 858-3865

The Villa at Chevy Chase319 Duke Road 266-0043

Southeastern Management

}}}

Resource List 2012


Homeowners aged 65 years and older or who receive full disability payments may be eligible for the Homestead Exemption. The exemption reduces your property value by up to $34,000 and can reduce your property tax by over $300 per year.

How do I qualify?

Be a property owner aged 65 years or older or be disabled. You are eligible if you turned 65 at any time during the current tax year.

You must live in the home for which you are requesting the ex-emption and maintain it as your primary residence.

You apply for the exemption and provide proof of age or disability.

ARE YOU 65 OR OLDER, OR DISABLED?

Fayette County PVA David O’Neill has an important message for you

How do I apply? Apply for the Homestead Exemption in one of three ways: 1. Apply in person at the Fayette

County PVA Office

2. Call (859) 246-2722 to request an application

3. Go to www.FayettePVA.com to print the application and mail it to the PVA Office along with a copy of your driver’s license (or other proof of age).

Contact the office for more information.

David O’Neill Fayette County Property Valuation Administrator

www.FayettePVA.com

Phone 859-246-2722 Fax 859-246-2729

101 East Vine Street, Suite 600 Lexington, KY 40507

• A “Home-Like” Environment Featuring 19 Private Rooms with Baths• Home Cooked Meals• Medication Reminders• 24 Hour Personal Assistance with Bathing, Dressing and

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The Only Certified Assisted Living in Nicholasville

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888-742-8267www.SuperiorVan.com

Celebrating Our 35th Year in Business!


Centers, Inc.Offers elderly affordable housing at the following propertieswww.southeasternmgt.com• Central Christian Church Apartments 205 E. Short St. 252-3671http://centralchurchapartments.com • Christ Church Apartments137 Rose St. 254-7762 • Emerson Center 2050 Garden Springs Dr. 278-0526• Main Street Baptist Church Manor428 Darby Creek Rd. 263-5153 • The King’s Daughters Apartments 220 Hanna Place, Frankfort (502) 223-2141

Respite Care Active Day Adult Day Care 2432 Regency Rd. / 278-2053

Alzheimer’s Association’sBest Friends Day Center1065 Dove Run Rd. # 2 / 266-5283

Adult Day Care – Dementia Specific Second Presbyterian Church460 East Main St. / 254-7768

Bell House Senior Citizens Center545 Sayre Ave. / 233-0986

Bluegrass Community Action111 Professional Court, Frankfort(800) 456-6571 or (502) 695-4290

Christian Care CommunityMedical Model Adult Day Center516 Maryland Ave. / 254-5300

National Family Caregiver ProgramBluegrass Area Agency on Aging699 Perimeter Dr. 269-8021 or (866) 229-0018

Keeping ActiveSenior Citizens Center: Hire Older Workers1503 Nicholasville Rd. / 278-6072, Ext. 329Job counseling for those 55 and older.

Retired and Senior Volunteer Programhttp://commaction.org (800) 244-2275Volunteer clearinghouse for persons 55 and older who wish to offer their time to others.

Senior Community Service Employment Program (502) 584-0309 Employment training and placement for persons 55 and older who qualify.

Service Core of Retired Executives389 Waller Ave., Suite 130231-9902www.score-kentucky.org/lexington.html Volunteer business executives and professionals provide entrepreneurs and small business owners with free counsel, advice, and education.

UK Donovan Scholars Program257-2657 www.mc.uky.edu/aging/donovan_fellowship _for_academic_scholars.htmlTuition-free education for academic classes at the University of Kentucky for persons 65 and older. Additional special non-credit classes offered to persons 60 and older.

Senior Centers The following centers offer a wide range of services and activities for per-sons 60 and older, including informa-tional and referral, health, recreational and social services programs. Many programs are free.Lexington Senior Center1530 Nicholasville Rd. / 278-6072 Anderson Co. Sr. Center160 Township Sq., Lawrenceburg(502) 839-7520Bourbon Co. Sr. CenterMain & Bank Row, Paris(859) 987-7453Boyle Co. Sr. Center569 Jean Dr., Danville (859) 236-2070Clark Co. Sr. Center32 Meadow St., Winchester(859) 744-3235Estill Co. Sr. Center532 Stacy Lane Rd., Irvine

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Resource List 2012

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(606) 723-4787Franklin Co. Sr. Center220 Medical Heights Dr., Frankfort (502) 223-5794Garrard Co. Sr. Center153 Farra Dr., Lancaster(859) 792-3147Harrison Co. Sr. Center219 Old Lair Rd., Cynthiana(859) 234-5801Jessamine Co. Sr. Center111 Hoover Dr., Nicholasville(859) 885-9102Lincoln Co. Sr. Center100 Senior Way, Stanford(606) 365-9106Madison/Berea Sr. Center214 W. Jefferson St, Berea(859) 986-8350Madison/Richmond Sr. Center1215 W. Main St., Richmond(859) 623-0474Mercer Co. Sr. Center1475 Louisville Rd., Harrodsburg(859) 734-5185Nicholas Co. Sr. Center124 E. Main St., Carlisle(859) 289-3729Powell Co. Sr. Center120 Halls Rd., Stanton(606) 663-5981Scott Co. Sr. Center800 Cincinnati Pike, Ste.10Georgetown / (502) 863-4041Woodford Co. Sr. Center112 N. Main St., Versailles(859) 873-7290

GrandparentsBluegrass Area Agencyon Aging699 Perimeter Dr. 269-8021 or 866-229-0016www.bgadd.org/aging_caregiver.htm Information about financial assistance and support groups in the Bluegrass for grandparents assuming primary care of young children, including informa-tion about annual conferences and free Grandparent and Relative Resource Guide. T

The Kentucky KinCare ProjectCabinet for Family and Health Services, Office of Aging Services, CHR Building 5W, Frankfort (502) 564-6930http://chfs.ky.gov/dail/kincare.htm

Statewide assistance to grandparents raising grandchildren. Call for listing of organized grandparent support groups in the state.

TransportationWheels: Bluegrass Chapter American Red Cross233-3340Wheelchair-lift equipped mini-buses for those with disabilities. Door-to-door service. Fare: $1.60 one-way. Hours of service: 5:30 a.m. to midnight Monday through Friday. Must be registered with office to ride.

LexConnect www.lextran.com / 225-2669 Customized transportation for any social, non-medical group activity such as shopping, lunch and special events. Cost: 50 cents each way for riders 62 and older. Minimum of 10 riders. Reservations required.

Independent Transportation Network of the Bluegrass1206 N. Limestone St. / 252-8665 www.itnbluegrass.orgITN offers door-to-door transportation service 24/7 for individuals 60 years.

Funeral ServicesThe Lexington Cemetery833 West Main St. 255-5522www.lexcem.orgOffering burial, mausoleum, cremation and memorialization options in a historic community.

Milward Funeral Directors159 N. Broadway / 252-3411391 Southland Dr. / 276-14151509 Trent Boulevard / 272-3414www.milwardfuneral.com

Kerr Brothers Funeral Home3421 Harrodsburg Rd. / 223-3140 463 E. Main St. / 252-6767www.kerrbrothersfuneralhome.com Y

• Personal Care

• Incidental Transportation

• Light Housekeeping

• Companionship

Your parents want to stay in the place they call home. We can help.

Whether you are looking for someone to help an aging parent a few hours a week, or need more comprehensive assistance, Home Instead can help.

Call for a free, no-obligation consultation

859.273.0085Each Home Instead Senior Care® franchise office is independently owned and operated. ©2011 Home Instead, Inc.

homeinstead.com/lexingtonky

Lexington’s trusted source

of home and personal care

for seniors since 2000.

• Dementia/Alzheimer’s Care

• Shopping & Errands

• Medication Reminders

• Meal Preparation

• Hourly/24 Hour Care

Christian Towers

Lexington’s Best Kept Secret!We are a five-story high-rise offering one

bedroom apartments designed for those 62 years of age or older.

• Allow Small Pets• Arts & Crafts• Utilities Furnished

• Garden Club• Exercise Classes• Shopping Transportation Provided

*Rent is based on an adjusted income at the rate of 30%For more information call now

(859) 253-3625EQUAL HOUSINGOPPORTUNITY

1511 Versailles RoadLexington, KY 40504

Resource List 2012

p 859.223.1765 f 859.224.2470138 E Reynolds Rd. #201 Lexington, KY 40517

lexingtonfamily.com

28 || www.lexingtonfamily.comPictured left to right: John McIntosh and Dale Ditto

The McIntosh-Ditto Wealth Advisory Group of Hilliard Lyons Financial ConsultantsJohn M. McIntosh, CFP®, CRPC® Dale S. Ditto, CFP®, CRPC®

325 West Main Street | Suite 200 | Lexington, KY 40507 | 859-514-6441www.hilliardfc.com/mcintosh-ditto

Aging Aging. All the best people are doing it.

Retire Right.

Is your portfolio keeping pace with the number of candles on your cake? Outliving one’s nest

egg is an all too common occurrence.

Don’t outlive your nest egg. Give John or Dale a call for a

complimentary analysis of your portfolio. They want to help you find a plan that fits

your retirement goals.

©2011 Securities offered through J.J.B. Hilliard, W.L. Lyons, LLC. Member NYSE, FINRA & SIPC

1. Live Within your Means 4. Have a Long-Term Plan2. Avoid Debt 5. Give Generously3. Save and Create Margin 6. Keep an Eternal Perspective

Consider these six keys for financial well being and happiness:

successful aging resource guide

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