SUNrate—Georgia (07/12)

GEORGIA EDITION DATE: 07/12 SUNrate Hotline:

678.498.4800

ISO Classification 100/200 300/600 500/1000 1000/2000

(All Rates apply per $1,000 of TOTAL PAYROLL) $450 MP $500 MP $550 MP $600 MP

ADVERTISING SIGN COMPANIES (90089) outdoor 10.79 13.59 15.10 17.15 AIR CONDITIONING SYSTEMS INSTALLATION/REPAIR (91111) 15.90 19.32 21.14 23.65 APPLIANCES – INSTALLATION/REPAIR - COMMERCIAL (91150) 11.62 14.91 16.67 19.14 APPLIANCES - INSTALLATION /REPAIR - HOUSEHOLD (91155) 14.70 18.87 21.10 24.24 CARPENTRY - INTERIOR (91341) - Trim 12.85 16.87 19.12 22.46 CARPET, RUG, FURNITURE/UPHOLSTERY CLEANING (91405) 9.80 12.35 13.74 15.62 DOOR, WINDOW,MILLWORK-INSTALLATION-METAL (91746) 15.17 18.94 21.16 24.26 DRIVEWAY, PARKING,SIDEWALK-PAVING/REPAVING (92215) 11.40 14.26 15.77 17.82 DRY WALL/WALLBOARD INSTALLATION (92338) 6.28 7.81 8.63 9.75 ELECTRICAL APPARATUS (92451) installation, servicing or repair 16.02 20.63 23.10 26.58 ELECTRICAL WORK - WITHIN BUILDINGS (92478) 6.56 8.41 9.39 10.77 FENCE ERECTION CONTRACTORS (94276) 14.50 18.61 20.77 23.76 FLOOR COVERING INSTALL-NOT TILE/STONE (94569) 9.02 11.18 12.49 14.32 FURNITURE/FIXTURE INSTALLATION (95124) 8.11 10.03 11.00 12.34 HANDYPERSON – Absolutely No Roofing (95625)3 22.30 25.35 28.80 32.16 HEATING/AC DEALERS, INSTALLATION, & REPAIR (95648) 19.07 24.61 27.48 31.51 HOUSE FURNISHING INSTALLATION (96053) 10.42 13.38 14.96 17.17 INSULATION WORK - PLASTIC (96408) 20.77 25.10 28.40 33.25 INTERIOR DECORATORS (96611) 5.09 6.34 6.98 7.85 JANITORIAL SERVICES (96816) <10% floor waxing 11.18 12.49 13.89 15.79 LANDSCAPE GARDENING/LAWN CARE (97047) 10.60 11.22 11.98 12.74 MASONRY (97447) 1 11.33 12.57 14.06 16.26 METAL ERECTION-DECORATIVE/ARTISTIC-(97650) 16.27 18.75 21.25 24.96 METAL ERECTION-FRAME STRUCTURES (97651) 36.38 47.91 54.19 63.45 METAL ERECTION-NONSTRUCTURAL (97653) 13.57 17.89 20.26 23.77 OFFICE MACHINES INSTALL/REPAIR (98111) – Commercial 1.73 1.92 2.14 2.43 PAINTING-EXTERIOR-BUILDINGS - (98304) 1 < 4 Stories 11.04 13.82 15.30 17.35 PAINTING - INTERIOR – BUILDINGS/STRUCTURES (98305) 9.90 10.32 11.39 12.86 PAPERHANGING (98344) 4.00 5.17 5.71

6.44

PLASTERING/STUCCO WORK - NO EIFS - (98449) 12.34 15.72 17.57 20.16 PLUMBING–COMMERCIAL/INDUSTRIAL (98482) 10% max LPG 17.80 22.70 25.34 29.02 PLUMBING–RESIDENTIAL/DOMESTIC (98483) 10% max LPG 20.85 25.53 28.03 31.47 PREFABRICATED BUILDING ERECTION (98502) 27.08 29.30 33.82 40.57 REFRIGERATION – INSTALL/REPAIR- COMMERCIAL (98636) 17.28 19.39 21.69 24.92

SHEET METAL WORK – OUTSIDE (98884) 10.50 11.46 12.63

14.24 SIDING INSTALLATION (98967) -Gutters OK-No Spray On Siding 9.42 12.41 14.08

16.55

SIGN ERECTION, INSTALLATION/REPAIR (98993) 1 29.32 39.16 44.78 52.82 SIGN PAINTING OR LETTERING (99003) inside of buildings 6.60 7.40 8.17 9.23 SIGN PAINTING, LETTERING ON BUILDING (99004) 2 15.45 16.87 18.60 20.98 TELEVISION OR RECEIVING SET INSTALL OR REPAIR (99650) 6.18 7.58 8.32 9.33 TILE,STONE MARBLE,TERRAZZO WORK-INTERIOR-(99746) 8.18 10.41 11.62 13.30 UPHOLSTERY-(99826) 4.84 5.53 6.18 7.10 WINDOW CLEANING-(99975) 2 13.15 14.74 16.39

18.63

CONTRACTORS-– INSURED Sub-Contractors (91583/91585)

4.50 5.00 5.50 6.00 (This rate applies to insured subs only.)

$24,400 MINIMUM PAYROLL FOR EACH OWNER, PARTNER/OFFICER - $500 DEDUCTIBLE $50 per Additional Insured / Call Underwriter for Waiver of Subrogation

*Does this risk need Inland Marine, Property or Auto? Call SUN to package all lines with Occidental.*

SUNrate—Georgia (07/12)

Footnotes (previous page): 1 WORK HEIGHT EXCL—3 STORIES or LESS Primary/Non-Contributory wording is not available 2 WORK HEIGHT EXCL—6 STORIES or LESS 3 Handyman (95625)—An individual who works primarily on minor carpentry, electrical, painting and plumbing repairs to residences. The insured should not employ more than 25% subcontractors. Absolutely no roof repairs, patching or re-roofs.

You must SUBMIT if the insured answers “Yes” to ANY of the following: Any work in a classification not shown? Is insured new in business with no experience? Any Losses over $10,000? Is sub-contracted work greater than 25%? Any Uninsured Subs? Any past construction defects claims? Had 2/more losses in last 3 years? Does insured lease any employees? Do you consider yourself a GC? Any work in Hurricane effected states? Any Roofing Work? Are years in business or experience in this trade less than 3 years?

Limit: $100,000/$200,000 $300,000/$600,000 $500,000/$1,000,000 $1,000,000/$2,000,000 (Check only one) X = $ Class Code PAYROLL/1,000 Rate AND (Check here if more than one class, attach a separate sheet for multiple classes.) X = $ Class Code PAYROLL/1,000 Rate INSURED SUBCONTRACTORS* (Use this section if the insured uses ANY insured subs.) X = $ Class Code COST/1,000 Rate Total Pure Premium: $ A Policy/Inspection Fee: $ B Total Premium Due: $ CONTACT INFORMATION:

Fax: Email: SUNrate Hotline: 678.498.4808 rsherwood@siuins.com 678.498.4800

Mail: Website:

SIU – SUN www.siuins.com PO Box 105609

Atlanta, GA 30348-5609

Using rating edition dates prior to the current version may not be honored.

Please check our website for the most current edition date.

SUNrate—Georgia (07/12)

Questions? Call SUNrate Hotline:

678.498.4800

We are pleased to introduce SUNrate, a handy program designed to help save you time, money and headaches when quoting. Please check our website for the most current edition date. You are able to use the attached program, develop a premium, finance it through SIUPREM and complete the appropriate applications and terrorism form all without having to call an Underwriter at SUN. If you do not see your class here, call us! Here are some examples of rating: Example 1: Landscaping with one owner, no employees and no subcontractors $1,000,000 Limit Landscape Gardening- $24,400 – One Man Operation - $1,000,000/$2,000,000 Limit 97047 24.40 X 12.74 = $ 311.00 Class Code from above Total PAYROLL/1,000 Rate from above Total Pure Premium: $ 600.00 MP Policy/Inspection Fee: $ 75.00 Total Premium Due: $ 675.00 Example 2: Driveway Repaving contractor with 2 owners+ $25,000 payroll and $10,000 subcontract cost - $1,000,000 Limit Driveway Paving 92215 P) $73,800 x $17.82 = $1,315.00 Premium Subcontractors 91583 C) $10,000 x $6.00 = $60.00 Premium $ 1,375.00 Pure Premium + 75.00 Policy/Inspection Fee $ 1,450.00 Total Premium Please note that we will require copies of licenses for Electricians, Heating & Air Conditioning Contractors and Plumbers with the submitted application. Please see www.siuins.com for common binding rules. Thank you for your business! You are an important part of Southern Insurance Underwriters/Standard Underwriters Network

SUNrate—Georgia (07/12)

ARTISAN CONTRACTORS APPLICATION

DBA Name: ___________________________________________ Agent Name: ________________________________________________

Applicant: ___________________________________________ Address: ________________________________________________

Address: ___________________________________________ ® Agency Code: ________________________

___________________________________________ ® Inspection Phone Number: _________________________________ Applicant is: Individual Corporation Partnership Joint Venture Other (Specify) _________________ ® Indicates a required field

Limits of Liability Requested Each Occurrence: $ Premium: $

General Aggregate: $

Prods/Completed Ops Aggregate: $ Fee(s): $

Personal & Advertising Injury: $ Total: $

Damage to Premises Rented: $

Medical Expense: $

1Risk must have a minimum of 3 years in this business or 3 years experience in this trade.

Details of all your operations: _________________________________________________________________________________________ _________________________________________________________________________________________________________________________ _________________________________________________________________________________________________________________________

Describe all equipment used in operations: ____________________________________________________________ Cranes/Cherry pickers/lifts - Maximum height: ____________________________________________________________________________________

Premium Basis Definition

Active Owner(s) Payroll: $ Insured Subs Total Cost: $

Employee(s) Payroll: $ ® Current Gross Receipts: $

Uninsured Subs Total Cost: $ Prior Year Gross Receipts: $

® Total Payroll: $ Other (Define): $

Definition of Operations

Employee Sub Show Class / Trade Name Payroll / Cost % of operations is: %

$ General Contractor:

$ Artisan Contractor:

$ Sub-Contractor:

$ Residential New:

$ Home Remodeling:

$ Condos:

Total Payroll/Cost: $ 100%

Years in Business1: _____ _ Losses? Prior Carrier:

® Experience in Industry1: ______ _ NO YES If Yes, describe:

PROPOSED EFFECTIVE DATE:

From ______________________ To _______________________ 12:01 A.M., Standard Time at the address of the Applicant

SUNrate—Georgia (07/12)

List three largest jobs in the last 3 years:

Customer Name and Project Description Cost of Project Duration of Project

a. _______________________________________________________________________ _______________ __________________

b. _______________________________________________________________________ _______________ __________________

c. _______________________________________________________________________ _______________ __________________

Indicate if applicant/subcontractors perform any of the following: If YES, explain below. ( We assume NO operations performed if not )

Yes % Yes % Yes % Yes %

Airports Demolition Marinas Roofing

Asbestos Removal Design Mining Sand/Gravel

Blasting Drilling Mold Remediation Sand Blasting

Boilers Excavating Oil and Gas Soil Testing

Bridge Work Floor Waxing Pile Driving Surveying

Chemical Spraying Foundations Prisons Water Extraction

Conveyers Grain Elevators Synthetic Stucco Underpinning

Cranes Hazardous Waste Railroads Other (Define) Explain Any YES answers: ____________________________________________________________________________________________________

Liability Controls: Y N If NO, please explain: Do you use a written contract with customers?

Do you use a written contract with subcontractors? Do you obtain certificates of insurance from all subcontractors?

Are you added as additional insured on all subs liability policies? Do you have Workers’ Compensation coverage in force?

Have you been involved in any claims involving construction defect?

_____ I hereby warrant that no work on “Tract Housing” is performed. “Tract Housing” is a housing being built as part of a project being developed comprising a piece or parcel of land subdivided into ten or more lots, tracts, parcels or other divisions of land for the development/building and sale of freestanding one, two, three or four family dwellings.

FRAUD WARNING: Any person who knowingly and with intent to defraud any insurance company/other person files an application for insurance/statement of claim containing any materially false information/conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties.

Please note that we will require copies of licenses for Electricians, Heating & Air Conditioning Contractors and Plumbers with the submitted application. ® Applicant’s Signature: Phone: Agent Name:

Please note: A completed and signed TERRORISM form is required for all policies.

Handyman (95625) is defined as an individual who works primarily on minor carpentry, electrical, painting, and plumbing repairs to residences. The insured should not employ any subcontractors. Plumbing and electrical work should not comprise over 20% of the insured's work each. Submit if any roofing exposure. ($50,000 max payroll)

Fax: Email: SUNrate Hotline: 678.498.4808 rsherwood@siuins.com 678.498.4800

Mail: Website:

SIU – SUN www.siuins.com PO Box 105609

Atlanta, GA 30348-5609

SUNrate—Georgia (07/12)