survey on cross-border mobile payments. afi members in 26 african countries responded drc, egypt,...
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Survey on Cross-Border Mobile Payments
Survey on Cross-Border Mobile Payments
• AFI members in 26 African countries responded
• DRC, Egypt, Ghana, Guinea, Kenya, Liberia, Madagascar, Morocco,, Nigeria, Rwanda, Senegal, Tanzania, Uganda, WAEMU, Zambia and Zimbabwe.
• WAEMU (West African Economic and Monetary Union): Benin, Burkina Faso, Cote d'Ivoire, Guinée-Bissau, Mali, Niger, Senegal, Togo
General Question
Do exchange control, AML/CFT, or other regulations permit authorized cross-border remittance providers to:
E-Money Cross Border Payments
53%
29%
12%6%
Yes No Unclear
DRC Guinea Kenya NigeriaRwanda Senegal WAEMU Zambia Zimbabwe
Outsource cash-in and cash-out services?
EgyptGhana LiberiaUganda Anonymous Madagascar
Tanzania Morocco
Use mobile phones as a channel for cross-borderpayment transactions?
47%
35%
6%12%
Yes No Unclear Not Applicable
DRCKenyaMadagascarRwanda Tanzania WAEMU Zambia Zimbabwe
Egypt Ghana Liberia NigeriaUgandaAnonymous
Guinea
MoroccoSenegal
41% 41%
12%6%
Yes No Unclear Not Applicable
Offer mobile phone enabled cross-borderpayment services while operating as nonbanks?
DRC Kenya RwandaTanzania WAEMU Zambia Zimbabwe
Egypt Ghana LiberiaNigeria Senegal UgandaAnonymous
Guinea Madagascar
Morocco
47%
29%
12% 12%
Yes No Unclear Not Applicable
Facilitate cross-border transfers in real time?
DRCKenya MadagascarRwanda Tanzania WAEMU Zambia Zimbabwe
Egypt LiberiaNigeria Senegal Uganda
GhanaGuinea
MoroccoAnonymous
Comply with exchange control relatedreporting requirements via a mobile phonebased application?
29% 29%
18%
24%
Yes No Unclear Not Applicable
DRC Guinea Kenya Madagascar Zimbabwe
Egypt GhanaLiberiaNigeria Senegal Rwanda
Tanzania WAEMU
Morocco UgandaZambia Anonymous
53%
24%
6%
18%
Yes No Unclear Not Applicable
Comply with AML/ CFT relatedrecordkeeping requirements using mobile phones and electronic storage?
DRC Guinea KenyaMadagascar Rwanda TanzaniaWAEMUZambiaZimbabwe
Egypt Liberia Nigeria Senegal
Ghana
MoroccoUgandaAnonymous
Be flexible when performing initial customeridentification and verification for AML/CFT purposes?
35%41%
6%
18%
Yes No Unclear Not Applicable
DRCGuinea Kenya Madagascar Tanzania WAEMU
EgyptGhana Liberia Nigeria Senegal Zambia Zimbabwe
Rwanda
MoroccoUgandaAnonymous
Comply with ongoing AML/CFT relatedcustomer identification requirements usingmobile phones?
59%
24%
6%
18%
Yes No Unclear Not Applicable
DRC Ghana GuineaKenya Madagascar Rwanda Tanzania WAEMU Zambia Zimbabwe
Egypt Liberia Nigeria Senegal
Morocco Uganda Anonymous
Are non-bank-based e-moneyaccounts subject to AML/CFT laws?
77%
6%0%
18%
Yes No Unclear Not Applicable
DRC GhanaGuinea Kenya LiberiaMadagascarMorocco RwandaSenegalTanzaniaWAEMUZambiaZimbabwe
Nigeria
EgyptUgandaAnonymous
