Commonwea

Sydney

N Commoissued A$ debannoun(“Inform The Su(“Ordina This noCorpora1133). Cbe sold in s

SecappSup

in sPric

in s CBA co (a)

(b) (c)

(d)

alth Bank of Aus

y, 5 Novemb

ISSUE OFNOTICE UN

onwealth BaA$1 billion bt program

ncement armation Mem

bordinated ary Shares”

otice is a cleations Act 2CBA has el without dischedule 1,

curities that plicable to thpplement fochedule 2,

cing Supplechedule 3,

onfirms that

Subordinatof the Corpthe informathis notice Act, as notifurther modCBA has coASIC Relie

stralia | ACN 12

ber 2014

COMMF A$1 BILLNDER SECT

ank of AustTier 2 Cap

m (“Subordre defined orandum”).

Securities p”) if a Non-V

eansing noti2001 (Cth) (ected to giv

sclosure unda descriptiois based on

he Subordinr the Suborcommerciament; and a descriptio

:

ed Securitieporations Acation in this (including thionally moddified by ASomplied wit

ef Instrumen

23 123 124

MONWEALION TIER 2TION 708A

ralia (“CBA”pital suborddinated Se

in the Inf

potentially eViability Trig

ce prepared(“Corporatiove this noticder Chapteron of the rign the descrinated Securrdinated Secl particulars

on of the rig

es were issuct; notice remahe Schedulified by AS

SIC Relief Inh section 70

nt 14-1133.

LTH BANK2 CAPITAL

A(12G)(e) C

”) is pleasedinated noteecurities”).formation M

exchange ingger Event o

d for the puons Act”) (asce to enabler 6D of the hts and liabiption in therities and ascurities dates of the Sub

hts and liab

ued without

ains currente) compliesIC Class Ornstrument 108A(12H) o

OF AUSTRSUBORDIORPORAT

d to confirmes due 5 NTerms useMemorandu

nto fully paidoccurs.

urposes of ss inserted be Ordinary SCorporationbilities attace Informatios supplemeed 3 Novem

bordinated S

bilities attac

t disclosure

t as at todays with sectiorders [CO 04-1133; and

of the Corpo

RALIA NATED SE

TIONS ACT

m that, on 5 ovember 20ed but noum dated

d ordinary s

section 708Aby ASIC InsShares issuns Act and ihing to Subn Memorannted by the

mber 2014; Securities, p

hing to Ord

to investor

y’s date; on 708A of t08/35] and [d

orations Act

ECURITIES 2001 (CTH

November 024 pursua

ot defined 28 Octobe

shares of C

A(12G)(e) ostrument 14-ed on exchincludes: bordinated ndum (as e Pricing

provided in

dinary Share

rs under Pa

the Corpora[CO10/322]

t as inserted

H)

2014, it ant to its

in this er 2014

BA

of the - ange to

the

es.

rt 6D.2

ations , and

d by

Commonwea

EFFECT The issfinanciathe impnumberNumbeSecurityper Ord ADDITIO CBA is subject ASX Lisexceptioexpect Shares Copies ASIC of The prin The follwww.co• • • CBA witheir wr the CBA any

annnoti

CBA Written

alth Bank of Aus

T OF THE S

ue of Suboal position. Ipact of Exchr of Ordinarr. The Maxiy (with a no

dinary Share

ONAL INFO

a disclosingto regular r

sting Rules.ons) if it becto have a m.

of documeffice and ca

ncipal risks

owing inforommbank.cCBA’s half-continuousother gene

ll provide a ritten requesInformation

A’s annual fy continuousnual financiace; and A’s constitu

requests fo

stralia | ACN 12

UBORDINA

rdinated SeIf a Non-Via

hange on CBry Shares isimum Excha

ominal valuee.

ORMATION

g entity for treporting an. In additioncomes awa

material effe

nts lodged wan also be o

affecting C

rmation canom.au: -yearly and disclosure ral informat

copy of anst: n Memorandfinancial reps disclosureal report for

tion.

or copies of

23 123 124

ATED SECUR

ecurities byability TriggeBA would bssued on Exange Numbe of A$100,0

the purposend disclosurn, CBA musare of informect on the pr

with ASIC aobtained fro

CBA’s busine

be obtaine

annual finanotices lod

tion provide

y of the follo

dum; port for the e notices giv

the year en

f these docu

RITIES OFF

CBA will noer Event oce to increas

xchange is lber is 6,446000), based

es of the Core obligation

st notify ASXmation abourice or value

and ASX cam www.asx

ess are set

ed from the

ancial reportdged with ASed to investo

owing docu

year endedven by CBAnded 30 Jun

uments sho

FER ON CBA

ot have a mccurs and Cse CBA’s shlimited to th.5472 Ordind on the Iss

orporations ns under thX immediatet CBA that e of its secu

an be obtainx.com.au.

out in its an

Shareholde

ts; SX; and ors.

uments free

d 30 June 20A in the perione 2014 and

uld be mad

A

aterial impaBA issues Ohareholderse Maximum

nary Sharesue Date VW

Act and, ase Corporatiely (subject a reasonaburities includ

ned from, or

nnual financ

er Centre at

of charge t

014; od after thed before the

e to:

act on CBAOrdinary Shs’ equity. Thm Exchanges per SuborWAP of A$7

s a result, isons Act and

t to certain ble person wding Ordina

r inspected

cial reports

t

to any perso

e lodgemente date of th

’s hares, he e rdinated 77.5609

s d the

would ary

at, an

.

on upon

t of its is

Commonwea

InvestoCommoLevel 1201 SusSydney Tricia HHead ofTelepho This annoUnited SSecuritiesnot be, reStates. Aaccount obeen regthe regist

alth Bank of Aus

r Relations onwealth Ba8, Tower 1 ssex Street

y NSW 2000

Ho-Hudson f Capital anone (02) 91

ouncement doStates or to, ors Act of 1933egistered undeAccordingly, thor benefit of, a

gistered under tration require

stralia | ACN 12

ank of Austr

t 0

nd Regulato18 1319

oes not constitr for the accou3, as amendeder the Securiti

he Subordinateany U.S. persothe Securities

ements of the S

23 123 124

ralia

ory Strategy

tute an offer tount or benefit od (the “Securitiies Act or the sed Securities mon (as defineds Act, or are ofSecurities Act

y

o sell, or the sof, any U.S. peies Act”)). Thesecurities lawmay not be offd in Regulationffered and solt and applicab

solicitation of aerson (as define Subordinated

ws of any state ffered or sold in S under the ld in a transac

ble U.S state s

an offer to buyned in Regulad Securities hor other jurisdn the United SSecurities Act

ction exempt frecurities laws

y, any securitieation S under thave not been,diction in the UStates or to, ot) unless they

from, or not sus.

es in the the U.S. and will

United r for the have

ubject to,

Commonwea

SCHED The follMemoraterms nSubord

A. PROSEC

Issu

Des

Prog

DireIssu

Reg

Calc

alth Bank of Aus

DULE 1 – SU

lowing is a andum, whinot otherwiinated Secu

OVISIONS CURITIES)

uer:

scription:

gram size:

ect issues uer:

gistrar:

culation Age

stralia | ACN 12

UMMARY OF

brief summich containsise definedurities.

APPLICAB

Com

An AwhicTranSecueitheMTNthe c

Unlim

by The invesbe rethat offerpublanotdebe

Aust(Ausfor acont

ent: The relevthe s

23 123 124

F SUBORDIN

ary only ans the full Co have the

BLE TO A

mmonwealth

Australian Dch the Issunsferable Curities (togeer unsubordNs and TCDcase of Sub

mited

Issuer mastors (as aequired to cthe issue o

red for issicly in electher form thentures.

traclear Sstraclear) aa series (inemplates, t

Calculationvant Pricingsame for all

NATED SEC

nd should beonditions of

meaning g

ALL SECUR

h Bank of Au

Dollar denomuer may is

Certificates ether, Secdinated obliDs) or subobordinated S

ay issue Sapplicable) confirm andof Securitieue as a rectronic formhat was use

Services Land/or any ncluding, if the Issuer it

n Agent is g Supplemel Securities

CURITIES

e read in cothe Subord

given to th

RITIES (IN

ustralia (CB

minated debssue Mediuof Deposit

curities). igations of ordinated obSecurities).

Securities dprocured b

d acknowledes resulted esult of ne

m (eg Reued by finan

Limited ABother persothe releva

tself).

CBA or thent. The Cin a series.

onjunction wdinated Sechem in the

NCLUDING

BA or the Is

bt issuance um Term N

(TCDs) oSecurities the Issuer bligations o

directly to y it. Such dge to the Ifrom the S

egotiations ters or Blocial market

BN 28 0on appointent Pricing S

e person sCalculation A

with the Infocurities. Cap

Conditions

SUBORDI

ssuer)

program uNotes (MTr Subordinmay repre(in the cas

of the Issue

purchaserspurchasersssuer in wr

Securities bbeing initi

oomberg) ots for dealin

003 284 ed by the IsSupplemen

specified inAgent mus

ormation pitalised s of the

INATED

nder TNs),

ated sent

se of er (in

s or s will riting being ated

or in ng in

419 suer

nt so

n the st be

Commonwea

Form

Title

Den

alth Bank of Aus

m:

e:

nomination:

stralia | ACN 12

Each

•

•

•

•

Secunam

EntrySecuconcinterin thIssuSecuregiswill Reg

Securelev

23 123 124

h Security w

denominagreed);

registereotherwis

a debt ounder, th

subject Informatapplicab

urities of ae specified

y of the naurity consticlusive evidrest and rephe Conditioer is requiurities that stered in the

be determulations.

urities will bvant Pricing

will be:

nated in A;

ed on a rse agreed) (

obligation ofhe relevant

to the retion Memoble Pricing S

ny series min the relev

me of the pitutes or pdence of thpayment ofons. No cered to do

are held e name of mined in

be issued g Suppleme

Australian D

register loc(Register);

f the IssuerDeed Poll;

elevant Conorandum) aSupplement

may be devant Pricing

person in thpasses titlehat person’f principal inertificates wso by appin the Au

Austraclearaccordanc

in the denont.

Dollars (un

cated in S

constituted

nditions (sas supplemt for that Se

scribed by Suppleme

he Register e to the S’s entitlemen the mannwill be issuplicable lawstraclear Sr and title toce with th

omination s

nless otherw

Sydney (un

d by, and ow

set out in mented by ecurity

any markent.

r in respect Security anents to recner providedued unless w or regulaSystem wilo the Securhe Austrac

specified in

wise

nless

wing

this the

eting

of a d is

ceive d for

the tion. l be rities clear

n the

Commonwea

Clea

Pay

alth Bank of Aus

aring Syste

yments:

stralia | ACN 12

m: SecuSyst

The SecuAustin thSecuendo

SecuopersettlanonsysteSuppand

Secuand in thConSecu

Paymthe relevrelev

For awill b

If a paymthe Rclosi

•

•

in aperswhos

23 123 124

urities may tem (as defi

Issuer wiurities to betraclear (Auhe relevanurities by orsement by

urities mayrated by ement systnyme, Luxeem outsideplement (toClearstream

urities held regulations

hose rules ditions whurities as Ti

ments will bRegister b

vant Recorvant payme

a Security rbe made in

Security iment will beRegister asing date eith

by electaccount prior to t

by A$ ch

accordance son. For joinse name ap

be traded ined below)

ill apply toe traded onustraclear

nt Pricing SAustraclea

y Austracle

y also be Euroclear tem operatembourg (C

e Australia iogether withm, each a C

in a Clears of that Cle

and regulich relatesier 2 capital

be made inby 5.00 pmrd Date (ieent date).

registered iaccordance

s not regise made to

s the holderher:

tronic transmust be sp

the due dat

heque poste

with the nt holders, ppears first

either withi).

o Austraclen the settleSystem) u

Supplemenar is not ar of the Se

traded onBank S.A

ed by CleaClearstreamif so specifh the AustrClearing Sy

ring Systemearing Systlations affes to the el of the Issu

n accordancm local Rege the date

n the namee with the A

stered in tthe person

r of that Sec

fer to an apecified not e for payme

ed to an ad

latest paympayments win the Regi

in or outsid

ear for apment syste

unless othet. Such ap

a recomecurities.

n the settlA./N.V. (Euarstream Bam) or any ied in the rraclear Sysystem).

m are subjetem (providects any preligibility ofer).

ce with detagistry Officseven day

e of AustracAustraclear

the name n whose nacurity on the

ccount in Aless than 7

ent: or

dress in Au

ment instruwill be madester.

de any Clea

pproval for em operatederwise specpproval of

mmendation

lement sysuroclear), anking, socother clea

relevant Pristem, Euroc

ect to the red that notrovision of f Subordin

ails recordece time on ys prior to

clear, paymRegulations

of Austracame appeare relevant b

Australia, w7 business d

ustralia,

uctions of e to the pe

aring

the d by

cified the

n or

stem the

ciété aring icing clear

rules thing

the ated

ed in the the

ents s.

lear, rs in book

which days

that rson

Commonwea

Tran

Stamtaxe

alth Bank of Aus

nsfer:

mp duty es:

stralia | ACN 12

SecuCon

Tranin aClea

Secuthe the amoby thgivinor ininvesCorpas dnot ror un

Secujurisand relevtake

and No srede

23 123 124

urities can ditions.

nsfers of Seccordance

aring System

urities may denominaticonsideratio

ount of A$50he transfero

ng rise to thnvitation fostors in aporations Adefined in srequire lodgnder Part 7

urities maydiction (or jall conduct

vant laws os place.

stamp duty emption of th

only be

ecurities hewith the ru

m.

only be traons specifion payable00,000 (in eror or its ashe transfer or which disccordance

Act and the section 761ging any doof the Corp

y only be jurisdictionst connectedof the relev

is payable he MTNs or

transferred

ld in a Cleaules and re

nsferred wited in the P

e at the timeither case,ssociates) ootherwise dsclosure iswith Part

transfer is G of the C

ocument undporations Ac

transferreds) other thad with the tvant jurisdic

in Australiar TCDs.

in accord

aring Systemegulations

thin, to or frPricing Supme transfer disregardinor if the offoes not conrequired t6D.2 or

not made tCorporationsder Divisionct.

d between an Australiatransfer comction in whi

a on the iss

dance with

m will be mof the rele

rom Australpplement anr is a minimng moneysfer or invitanstitute an oto be madPart 7 of

to a retail cs Act and dn 5 of Part 6

persons a if the tranmplies withich the tran

sue, transfe

the

made evant

lia in nd if mum

lent ation offer e to the

client does 6D.2

in a nsfer h the nsfer

er or

Commonwea

alth Bank of Ausstralia | ACN 12

All Secuany govecolleauthTaxeor pe

WhemusSecuamodedu

•

• •

•

•

•

23 123 124

payments urities will

present ernmental cected, withhority in ores), unless ermitted by

ere a withhot pay addurities (Sub

ounts they wuction been

if the Sreason Commoif the Suif the SuTaxes;if the approprif the AuIssuer tpayableon accopursuan

of principabe made wor future

charges ofheld or asser of Austrasuch withhthe Conditi

olding or deditional ambordinatedwould have n required, e

Subordinateof its h

onwealth of ubordinatedubordinated

Subordinatriate tax file ustralian Coto withholde to it by theount of anynt to FATCA

al and intwithout with

taxes, df whatever essed by oralia havingolding or deions.

eduction is rmounts to d Holders)

received hexcept, broa

d Holder isaving somAustralia;

d Holder is ad Holder is p

ted Holdenumber or

ommissionepay to it a

e Subordinay withholdi

A (as define

terest in rhholding or duties, as

nature imr within Aus power toeduction is

required by Holders ofso that thad no such

adly:

s liable to sme connec

an Offshoreparty to a sc

r has notequivalent;

er of Taxatioamounts in ted Holder;ng or dedud below).

respect of r deductionssessments mposed, levstralia or byo tax (togerequired by

law, the Isf Subordin

hey receiveh withholdin

such Taxesction with

e Associate;cheme to a

t supplied ; on requires respect of or uction requ

the for,

or vied, any

ether y law

suer ated the

ng or

s by the

avoid

an

s the f tax

uired

Commonwea

FATmayFATandrepo

alth Bank of Aus

TCA: Holdery be subjectTCA withhol informationorting:

stralia | ACN 12

rs t to lding n

The Incein MReveMorecertado nprov(othean ea 30sourholdinforrule”of Uoutsissueoutsregu(unletreatafterwithhearli The inter28 Ainstiton (Imp(Actinstitundedefinprocinforthe ATaxaIGA,Issushouany Fina

23 123 124

Foreign Acntives to R

March 2010 enue Service specificalain paymennot enter intvide certain er than deb

established 0 percent wrce income ers of deb

rmation and” exempts f

U.S. source tanding on er to holdtanding six

ulations addess the obted as beingr the appholding on “er than 1 Ja

Australian rgovernmenApril 2014. tutions unde30 June

plementationt). With etutions whicer the IGAned in thecedures to rmation aboAct to the Cation will p, an Austraer, which isuld not gene

payments ancial Institu

ccount Tax Restore Emp

in an efforce (IRS) in lly, FATCA

nts to certainto and comp

informationbt or equity securities m

withholding from certa

bt or equityd certificatiofrom withho

income (in1 July 201

ders of itsmonths aft

dressing thbligation is g reissued fplicable da“foreign pasanuary 201

Governmental agreemThe obligater the IGA w

2014 unn of the Feffect fromch are Repo

A that maine IGA) m

identify tout certain aCommissionrovide that

alian financis in compliaerally be su

it receiveution would

Compliancployment Art to assist enforcing Uimposes a

n non-U.S. ply with an n on the hointerests th

market). In tax on “pa

ain non-U.Sy that do nons. Unde

olding tax unterest and4, and (ii) p

s obligationter the adope term “forsignificant

for U.S. fedate). In assthru paym7.

ent and U.Sment with re

tions imposwere implem

nder the FATCA Agr 1 July 20orting Austrntain U.S.

must followtheir accouaccounts as

ner of Taxatinformatio

ial institutioance with itsubject to wites. Further

generally n

ce provisionct (FATCAthe United U.S. taxpaya 30% withfinancial insagreement

olders of itshat are regu

addition, Fassthru payS. financialot provide

er FATCA, nder FATCproceeds)

payments frns, if suchption of U.Sreign passttly modifiedderal incomeaddition, uments” will b

S. Governmespect to FAsed on Ausmented intoTax Laws

reement) A014, Australian FinanReportable

w specific unt holderss specified ion. The Cn to the IR

on, which ms obligationsthholding un, a Repornot be requ

ns of the HA) were ena

States Inteyer compliahholding taxstitutions wwith the IR

s debt or eqularly traded

FATCA impoyments” of l institutionthe necesa “grandfa

CA (i) paym) on obligatrom a non-h obligationS. Treasury thru paymed, and is e tax purpounder FATbe phased i

ment signedATCA (IGAstralian finano Australians AmendmAct 2014 (tralian finanncial Institute Accounts

due diliges and proin the IGA

CommissioneRS. Undermay includes under thender FATCArting Austraired to with

iring cted

ernal nce. x on

which RS to quity d on oses U.S. s to

ssary ather ents tions U.S. n is final

ents” thus

oses, TCA, n no

d an A) on ncial

n law ment (Cth) ncial tions

(as ence ovide

and er of r the e the e Act A on alian hold

Commonwea

TFN

alth Bank of Aus

Ns and ABN

stralia | ACN 12

undedo sforeiTherReprequthe FATaddiHold The certabe rewaivwith IssuHoldtax concIssu The reguthe guidthe Ifor Aasso(Guifinal consexplaffec

Ns: The residcarryestaan aothe

Invetaxa

23 123 124

er FATCA fso under tgn partnerre can be norting Austr

uired to withextent amoCA Withhotional amo

ders for the

Issuer mayain obligatioequired to

vers that thFATCA, t

er’s ability der providin

documentcerning the er determin

above disulations andIRS may sance in a wssuer and tAustralian ociated guididance). As

Guidancesult its owanation of Fct such hold

Issuer will dent Holderying on bublishment o

appropriate er exemption

stors shoultion status o

from paymethe U.S. “rship,” or “no assurancralian Finanhhold undeounts paid olding, theunt) payabdeducted a

y determineons as a reprovide any

he Issuer dhe IGA or to satisfy s

ng, or caustation anddirect or ind

nes are nece

scussion isd guidance supplementway that wothe Securitifinancial in

dance issues at the da

e has not wn tax adFATCA andder in its pa

deduct amr or a non siness in A

of the non rtax file num

n details.

d obtain theof investing

ents it make“qualified in“withholdingce that the ncial Institutr FATCA oto or from re will be

ble by way amount.

e that it shsult of the y informatiodetermines

rules impsuch obligating to be pd waiversdirect owneessary to sa

s based onof the U.S. t or modify ould alter thes. The im

nstitutions wed by the A

ate of this Iyet been

dvisor to d the IGA anrticular circu

ounts from resident H

Australia atresident in Amber, Austr

eir own taxg in Securitie

es (unless itntermediaryg foreign tIssuer will btion or that r pursuant the Issuer no “grossof compe

ould or muIGA. As suc

on, tax docuare necesslementing ttions will deprovided, as, includiners of such Hatisfy such o

n the IGATreasury Dthese reg

e applicatiopact of the will also dAustralian Tnformation released. obtain a nd to learn umstance.

payments Holder who t or throughAustralia, haralian busin

ation advicees.

t has agreey,” “withholtrust” regimbe treated it would noto the IGA

r are subjecs up” (or

ensation to

ust comply ch, Holdersumentation sary to comthe IGA. epend on e

any informang informaHolder, thaobligations.

A, the Act Department ulations an

on of FATCFATCA reg

depend on Taxation OMemorandHolder shmore detahow they m

if an Austrais engage

h a permaas not supp

ness numbe

e regarding

ed to ding

mes). as a

ot be A. To ct to any any

with s will

and mply The

each tion, ation t the .

and and

nd/or CA to gime

any Office dum, ould ailed

might

alian ed in nent plied er or

g the

Commonwea

Pub

Gov

Listi

Inve

B. P

Issu

Issu

alth Bank of Aus

blic offer tes

verning law:

ing:

estment Ris

PROVISION

uance in ser

ue Price

stralia | ACN 12

st: The of inIncotest relev

: New

The

sks ThisSecutheirwith and parti

In ainvespremdetecomdirecwith incluthanthe subs

Neithcurreformperfoothe

NS APPLIC

ries: Subothe OSecuissueSupp

Suboamo

23 123 124

Issuer propnterest in ame Tax Assstatus of a

vant Pricing

w South Wal

Securities w

paragraphurities. Prosr own finanan investmthe suitabicular circum

ddition to tstment in

mium and/oermined by modities, inctly or indire

similar inuding the ri that payabsame time

stantial port

her the cuencies, com

mulae shouormance of

er indices or

ABLE TO S

ordinated SOptional Reurities muse of the Suplement (Is

ordinated ount or at a d

poses to issa manner tsessment Aa Tranche g Suppleme

les

will not be l

h does not spective invncial and le

ment in a pality of invesmstances.

the credit rcertain ty

or the intereference t

nterest rateectly, may nvestments isks that thble on a cone and/or thtion of the p

urrent nor mmodities, uld be taf such currer formulae d

SUBORDIN

Securities medemption t not be lebordinated sue Date).

Securities discount or

sue Securitithat will saAct 1936 of of Securitient.

isted on an

describe avestors or pegal adviserticular transting in the

risks assocypes of serest on oto one or ms or other ientail signif

in a conhe resultingnventional dhat an inveprincipal of t

the historicinterest ra

aken as aencies, comduring the te

NATED SEC

may be issuDate of any

ess than fivSecurities a

may be premium to

es and to matisfy sectio

Australia. Tes will be s

y stock exc

ll the risks purchasers rs about ri

nche or serieSecurities

ciated with tructured Sor principamore valuesindices or fficant risks nventional interest radebt securitestor couldhose Secur

cal value oates or otan indicat

mmodities, inerm of any S

CURITIES

ued in seriey tranche o

ve years afas specified

issued at o their princ

make paymon 128F ofThe public ospecified in

change

in investinshould con

isks associes of Securin light of

the IssuerSecurities,

al of whichs of currencformulae, enot associdebt secu

ate will be ty purchase

d lose all orities.

of the relether indicestion of funterest rateSecurities.

es provided of Subordinfter the datd in, the Pri

their princcipal amoun

ents f the offer

n the

ng in nsult ated rities their

r, an the

h is cies, ither ated urity, less

ed at or a

vant s or uture es or

that ated te of icing

cipal nt.

Commonwea

Statrank

alth Bank of Aus

tus and king:

stralia | ACN 12

Subosubo

•

•

•

“Sendepothe Iup orespCapRan

“Equin a windSecu

(a)

(b)

“Junand

(a) instr

23 123 124

ordinated ordinated ob

after theincluding

equally of Equal

ahead Securitie

nior Rankinosits and otssuer whic

of the Issuepect of instrital) other king Securi

ual Rankinwinding up

ding up of urities, and

if on issthe Issue

(i) tCCa

(ii) tIAIs

any otheJanuary

nior Rankinfuture, issu

qrument issu

Securities bligations o

e claims in rg claims pre

amongst thl Ranking S

of all claies.

ng Obligatther liabilitieh would be

er (and incluuments iss

than Equties.

g Securitiep of the Issthe Issue

includes:

sue at the cer:

he JPY20,0Callable FCurrency Seand

he JPY9,0nstruments

Australia Lissuer in 20

er instrumeny 2013 as in

ng Securitued by the Is

qualify as Tued prior to

will be of the Issuer

respect of Seferred by a

hemselves aSecurities; a

ms in res

tions” meaes, securitieentitled to

uding but nued before

ual Rankin

es” means suer as ther ranking s

commencem

000,000,00ixed/Floatinecurities iss

000,000,000 issued bmited in 112; and

nts, presenstruments c

ties” meansssuer which

Tier 1 Capito 1 Januar

direct, ur and rank:

Senior Rankapplicable la

and with claand

spect of J

ans all preses and othebe admittedot limited to1 January g Securitie

any instrume most junisenior to J

ment of the

0 Perpetuang Rate sued by the

0 Perpetuay the Ban996 and a

t and futureconstituting

s any instruh:

tal (or, in thry 2013), w

nsecured

king Obligataws;

aims in res

Junior Ran

sent and fuer obligationd in the wino obligation2013 as T

es and Ju

ment that raior claim inJunior Ran

e winding u

al SubordinReverse DIssuer in 1

l Subordinnk of Wesassigned to

e, issued aft Tier 2 Cap

ument, pre

he case of was treated

and

tions

spect

nking

uture ns of ding

ns in ier 2 unior

anks n the nking

up of

ated Dual 999;

ated stern the

ter 1 pital.

sent

any d as

Commonwea

Ten

alth Bank of Aus

nor:

stralia | ACN 12

consstanwhetCapprovequa

(b)

TheincluBankResethe obligbe aReseheldSubo

Chabe pprotepurp

Suboof fivthe r

23 123 124

stituting Tiedards whichther or not ital in acc

vided by APally with suc

a

e applicableude (but arking Act 19erve Bank Aevent tha

gations or savailable to erve Bank

d in Australiordinated S

nges to apppreferred bected acco

poses of the

ordinated Sve years (orelevant Pric

er 1 Capitah applied psuch instru

cordance wPRA or whch securitie

all ordinary

e laws whre not limit959 (Cth) (BAct 1959 (C

at the Issususpends p

meet its liaof Australia

ia, in prioritSecurities.

plicable lawby law. Thounts or dee Banking A

Securities sr such greacing Supple

al in accordrior to 1 Jan

ument is trewith any thich rank os in a windi

shares of th

hich give pted to) sec(Banking ACth). These uer becomayment, itsabilities to, a and holdty to all oth

ws may exthe Subordieposit liabiliAct.

hall be issuater amountement).

dance with nuary 2013ated as contransitional or are exprng up of the

he Issuer.

priority to ctions 13A Act) and se

provisions mes unable

assets in Aamong others of prote

her liabilities

tend the denated Secities of the

ued with a t as otherw

the prude, irrespectivnstituting T

arrangemressed to e Issuer; an

certain claand 16 of

ection 86 ofprovide tha

e to meetAustralia ar

hers, APRA,ected accos, including

ebts requirecurities are Issuer for

minimum tewise specifie

ential ve of ier 1 ents rank

nd

aims f the f the at, in t its re to , the

ounts g the

ed to not

r the

enor ed in

Commonwea

Eve

alth Bank of Aus

ents of Defa

stralia | ACN 12

ult: An e

(

(

If anSubo •

•

• If anSuboin reamothe d TherHoldremeconscircu

23 123 124

event of defa

(a) the IssuSubordia periodpaymen

(b) an orderan effecthe Issupermane

Event of Dordinated H

to recovprovidedthat amopaymenCorporafor specrespect for the w

Event of Dordinated H

espect of anount plus acdate of com

re are no otder has no redy (includisequence oumstances d

fault (Event

er fails to pnated Secu

d of 15 Busint is in compr is made by

ctive resoluter in Austraently stayed

Default occuHolders may

ver the amod that the Isount to the

nt, the Issueations Act);cific performof the Subo

winding up o

Default occuHolder may n amount eqccrued but ummencemen

ther Eventsright to acceng any righ

of any Eventdescribed a

t of Default

ay any amourities and sness Days

pliance withy a court oftion is passealia (and nod within 30

urs as descry institute pr

ount the Issussuer may oextent that,

er will be So

mance of anordinated Sof the Issue

urs as descrprove in the

qual to the ounpaid Internt of the win

of Default, elerate paymht to sue for t of Default above.

) broadly oc

ount due in such default(except whelaw or lega

f competented, for the wt successfuBusiness D

ribed in pararoceedings:

uer has faileonly be com immediate

olvent (as de

y other obligecurity; or

er in Austral

ribed in parae winding upoutstanding est up to (b

nding up.

and a Suboment or exedamages) other than

ccurs if:

respect of tt continues ere the non

al advice); ot jurisdictionwinding up oully appealeDays).

agraph (a), :

ed to pay, mpelled to pely after the efined in the

gation in

lia.

agraph (b), p of the Iss principal

but excludin

ordinated ercise any oas a in the

the for

n-or n, or of

ed or

the

ay

e

a uer

g)

other

Commonwea

Inte

Stam

alth Bank of Aus

rest:

mp duty

stralia | ACN 12

SuboSuboSecuOutsSubo

InterNo iexchincluthe Eor W

No sthe AustSubotransobta

23 123 124

ordinated ordinated urities. A standing Prordinated S

rest is payanterest acc

hanged foruding) the InExchange D

Write Down D

stamp duty Subordinattralia on thordinated Ssfer), provid

ains an inter

Securities Securities Subordina

rincipal AmoSecurities an

able in arrecrues on Sur Ordinary nterest PayDate or WriDate (as ap

is payable ted Securithe issue oSecurities oded that norest of 90%

may be or Float

ated Securount, subjecnd the relev

ears on eacubordinated

Shares inment Date ite Down D

pplicable).

in Australiaies. No sof Ordinaryon an Exchao person (or more in

issued asting Rate rity bears ct to the Covant Pricing

ch Interest d Securities n the perithat immedate to the E

on the issustamp duty y Shares tange (or onalone or wCBA.

s Fixed RSubordin

interest ononditions of Supplemen

Payment Ds required toiod from

diately preceExchange D

ue or transfey is payablto a holden a subseqwith associa

Rate ated

n its f the nt.

Date. o be (and edes Date

er of e in

er of uent

ates)

Commonwea

RedRep

alth Bank of Aus

demption orpurchase:

stralia | ACN 12

r EachDateRedor fu

The Secuthe CexerSubothe r

In cIssuif theAustprosintrominiSuboIssu

In cIssuif it Austfollowameor a be trprudthanIssu

The permpurctendagre Earlysubj

HoldAPR

23 123 124

h Subordinae specifiedemption Am

ully Written D

Issuer maurities on aConditions orcisable befordinated Srelevant Pric

certain circuer may redere is a mattralia (incl

spective chaoduced) themis adverordinated Ser expected

certain circuer may reddetermines

tralia or a cwing any

endment whpercentage

reated as Tdential stan as a resuer as at the

Issuer or amitted by apchase Suboer to all or s

eement or o

y Redemptiect to the p

ders of SuRA’s approv

ated Securd in the mount unlesDown.

ay elect to n Optional of the Subofore the fifthSecurities (ocing Supple

umstances eem all (buterial risk thluding follange or am

e Issuer worse tax Securities d as at the I

umstances eem all (bu

s that as ahange in APannouncem

hich has bee of SuborTier 2 Capindards (as ult of a ch

e Issue Date

ny memberpplicable lawrdinated Sesome of the

otherwise at

ion or Repuprior written

ubordinated val will be

ity will be RPricing S

ss previous

Redeem aRedemptio

ordinated Seh anniversaor such otheement).

following nut not somehat, as a resowing any

mendment would be expconsequencother than Issue Date.

following nut not somea result of PRA’s prudment of a

een or will bdinated Setal of the Camended

hange of tree.

r of the CBAws and reguecurities in te Subordina

any price.

urchase of approval of

Securitiesgiven for

Redeemed upplement ly Redeem

all or somen Date in aecurities. Thry of the Isser later date

notice by te) Subordinsult of a chy announcwhich has bposed to a ce in re

a tax con

notice by te) Subordina change ential stand

a prospectibe introducecurities are

CBA Group from time eatment ex

A Group maulations, at athe open maated Holders

Subordinatef APRA.

s should nany early

on the Matfor its F

med, Exchan

e Subordinaccordance his option issue Date ofe(s) specifie

the Issuer, nated Securange in lawcement obeen or wi more thanlation to nsequence

the Issuer, nated Secur

in the lawdards (incluve changeed) all or s

e not or will under APRto time), o

xpected by

ay, to the exany time arket, by s or by priva

ed Securitie

not expect Redemptio

turity Final nged

ated with

s not f the ed in

the rities ws of f a ll be n de

the the

the rities

ws of ding

e or ome l not RA’s other the

xtent

ate

es is

that n or

Commonwea

No S

NonTrig

alth Bank of Aus

Set-Off:

n-Viability gger Event:

stralia | ACN 12

Rep

Nonclaimof anunde

A “NIssu

APRinstrconv

23 123 124

urchase of

e of the Isming througny amountser or in conn

Non-Viabilityer in writing

(i) an EspecSecuinstrubecaviable

(ii) a pusuppwould

RA may sruments wverted or wr

Subordinat

ssuer, any gh any of ths owed by onection with

y Trigger Evg that it beli

Exchange oifies, Write

urities, or cuments of

ause, withoue; or

ublic sectorport, is neced become n

specify an which mustritten down

ted Securitie

Subordinatem has any

one person h the Subor

vent” occurseves:

r, if the relDown of a

conversion f the CBAut it, the Is

r injection essary becanon-viable.

aggregatet be Exc(as applica

es.

ted Holder y right of seto the other

rdinated Sec

s when APR

evant Pricinall or someor write d

A Group, ssuer would

of capital,ause, witho

e face vachanged, Wble).

or any peet-off in resr person aricurities.

RA notifies t

ng Suppleme Subordin

down of cais neces

d become

or equivaut it, the Is

alue of caWritten Do

rson spect ising

the

ment ated

apital ssary non-

alent suer

apital own,

Commonwea

ExcDowoccuNonTrig

alth Bank of Aus

change or Wwn on the urrence of a

n-Viability gger Event:

stralia | ACN 12

Write

a

If a N

suchsuchSuboconvaggrnotifconvIssupercSuboIssuEvensectbecaIssuWrite

In dpercSuboDow

23 123 124

Non-Viabilit

(i) Exch

(ii) if theDown

h number ofh percentagordinated Sversion or wregate facefied the Iverted or wer, such n

centage of ordinated Ser will no lnt occurs inor injectionause, withoer must Exe Down all S

determiningcentage of ordinated S

wn, the Issue

(i) first, of arequipermdownSubo

(ii) secovaluerequipermdownSubo

(iii) thirdlthoseDownexch

ty Trigger E

hange; or

e relevant n, Write Do

f Subordinage of the OSecurity) aswrite down

e value of cssuer mus

written downnumber or,

the OutsSecurity, as onger be nn circumstan of capital,out it, the Isxchange or,Subordinate

the numbthe Outs

Security, wher will:

exchange, ny Relevaire or perm

mit, them to n before ordinated Se

ndly, exchae of any Reire or perm

mit, them to n before ordinated Se

y, if exchae securitiesn (in the caange, conv

Event occurs

Pricing Suwn,

ated SecuritOutstanding

s is equal of other R

capital instrst be Ex

n (or, if APRif the Iss

tanding Pris necessa

non-viable).ances where or equivalssuer would, if the Priced Securitie

ber of Sutanding Prhich must b

convert or nt Tier 1

mit, or are tabe exchan

Exchange ecurities;

ange, conveelevant Tier mit, or are ta

be exchanExchange ecurities; an

ange, convs is not suffase of the Svert or write

s, the Issue

upplement s

ties (or, if it Principal A(taking int

Relevant Seruments whchanged, RA has not uer so detrincipal Amry to satisfyIf a Non-V

e APRA beent suppord become ing Supple

es.

bordinated rincipal Ambe Exchang

write downSecurities

aken by lawnged, conve

or Write

ert or write 2 Securitie

aken by lawnged, conve

or Write nd

version or ficient, Exc

Subordinatede down (in t

er must:

specifies W

so determiAmount of eto account ecurities) tohich APRA Written D

t so notifiedtermines, s

mount of ey APRA thaViability Trigelieves a purt, is necesnon-viable,ment speci

Securitiesmount of eged, or Wr

n the face vwhose te

w to requirerted or wrDown of

down the es whose tew to requirerted or wrDown of

write downhange or Wd Securitiesthe case of

Write

nes, each

any o the

has Down d the such each t the gger ublic

ssary the ifies,

s, or each ritten

value erms re or ritten

the

face erms re or ritten

the

n of Write s) or any

Commonweaalth Bank of Ausstralia | ACN 12

but ExchSuboPrincmay

If, fopercSuboeffecSharwithithe specrightAmoSecuof thterm

SuboobligSecu

23 123 124

otheror in IssueSecuwhosrequior wadjusacconumbSecurema

such dethange or ordinated Scipal Amoube).

or any reasocentage of ordinated Sct and the Isres requirein five BusNon-Viabilit

cifies “Writets (includinount and urities or pehe Subordin

minated (Wri

ordinated Hgation to isurities or Re

r Relevant Ta manner t

er, fair aurities and ase terms reqire or perm

written dowstments as unt the effebers of Ordurities or aining on iss

termination Write Do

Securities unt of each

on, Exchangthe Outs

Security) reqssuer is not

ed to be isiness Daysty Trigger

e Down” theng to paym

Interest) ercentage

nated Securitten Down)

Holders shssue or keelevant Tier

Tier 2 Secuthat is othernd reasonany other Rquire or per

mit, them to n in that the Issuer mect on markdinary Sharother Rele

sue),

will not own of thor percentSubordina

ge of any Sstanding Pquired to bt otherwise

ssued in res after the Event, or i

en the relevment of thin relationof the Outsrities are im.

hould note eep on issr 2 Securitie

urities) on arwise, in thenable, the Relevant Tirmit, or are be exchanmanner (sumay determketable parcres and anyevant Tier

impede the relevantage of thted Securit

SubordinatedPrincipal Am

e Exchangeable to issu

espect of sdate of theif the Pricinant Subordhe Outstan

to such standing Pr

mmediately a

that the sue any Res.

a pro-rata be opinion of

Subordinier 2 Securtaken by la

nged, conveubject to s

mine to takercels and wy Subordinr 2 Secur

the immednt numberhe Outstanty (as the c

d Security (mount of ed fails to ue the Ordisuch Exchae occurrencng Supplem

dinated Holdnding Princ

Subordinrincipal Amand irrevoc

Issuer hasRelevant Tie

basis f the ated rities

aw to erted such into

whole ated rities

diate r of ding case

(or a any take nary

ange ce of ment der’s cipal ated ount

cably

s no er 1

Commonwea

ExcMec

alth Bank of Aus

change chanics

stralia | ACN 12

On NumpercSuboExchbeincalcu

Exc

P meSupp

VWAbroaShar

VWA

(

(

Maxacco

MaNum

The Exchissue

23 123 124

the Exchanmber of Ordcentage of ordinated hange Numg no greaulated acco

change Num

where:

eans the nuplement.

AP (expressadly, the averes traded o

AP Period m

(a) in the cathe perioOrdinarynot inclu

(b) in the caBusinestook plaIssue Da

ximum Exchording to the

ximum Excmber

Issue Datehange Numes and certa

nge Date, inary Share

the OutsSecurity)

mber is, subjater than ording to the

mber

umber spec

sed in Austerage daily on ASX dur

means:

ase of the cod of 5 Busy Shares touding) the E

ase of the Isss Days on wce immediaate.

hange Nume following f

change

e VWAP (anmber) is subj

ain capital r

the Issuer es for each tanding Prrequired tject alwaysthe Maxim

e following f

= O

cified in the

ralian dollarvolume we

ring the rele

calculation oiness Daysok place im

Exchange D

ssue Date Vwhich tradinately preced

mber meansformula:

= 0.

nd accordingject to limitereconstructi

will issue Subordinat

rincipal Amto be Ex

s to the Excmum Exchaformula:

Outstanding Amou

P x VW

Subordinate

rs and centsighted price

evant VWAP

of the Exchaon which tr

mmediately pate; or

VWAP, the ng in Ordinading but exc

s a number

OutstandingAmo

20 x Issue

gly the Maxed adjustmeions.

the Exchated Security

mount of exchanged. change Numange Num

Principal unt

WAP

ed Pricing

s) means, es of OrdinaP Period.

ange Numbrading in preceding (

period of 20ary Shares cluding the

r calculated

g Principal ount Date VWAP

ximum ents for bon

ange y (or each The

mber mber,

ary

ber,

but

0

P

nus

Commonweaalth Bank of Ausstralia | ACN 12

If: •

•

•

thenNumnot baddifor thto th

23 123 124

the Subdoes noExchangthe Subapplicabor is conAustraliathe Issunot due informatissuing t

, on the Excmber of Ordibe the Issuetional consiheir sale at e relevant S

bordinated Hot wish to rege;

bordinated Hble Australiansidered bya; or

uer has not to the fault

tion requirethe Ordinar

change Datinary Shareer or a Relaideration onmarket valu

Subordinate

Holder has neceive Ordin

Holder is, bran law fromy the Issuer

received (fo of that Sub

ed by it so ary Shares,

te, the Issuees to a nomiated Entity on terms thatue and pay ed Holder.

notified the nary Shares

roadly, restrm holding Or

not to be a

or any reasobordinated Hs to impede

er will issuenee (which

of the Issuet the nominethe Attribut

Issuer that s as a result

ricted by rdinary Sha resident of

on whether Holder) anye the Issuer

e the Excha nominee mr) for no ee will arrantable Proce

it t of

res f

or y r

ange may

nge eeds

Commonwea

AddViabEve

alth Bank of Aus

ditional Nonbility Trigge

ent Risk

stralia | ACN 12

-r

WithRiskSecu

As oEvenare Subo

The condAPR2013

It shwill ono pexera cowheleve

If onIssuprololiquidwhichas

If SoccuOrdiNumreceless

If a specotheDaysSuboSecuOutsSubocom

If S

23 123 124

hout in any wks”, certain urities.

outlined in nt” and “Excsubject to aordinated S

inclusion ditions of c

RA’s pruden3.

hould be nooccur is at

precedents frcise its disconcern aboun APRA hals.

ne, or a coer’s busineonged difficdity, the Iss

ch APRA bebecome no

Subordinateurrence of nary Share

mber. There eive a numb

than the O

Non-Viabicified or Exerwise able s, then Suordinated urity Holdestanding Pordinated pensation.

Subordinate

way limitingadditional r

the sectionchange or Wa Non-Viab

Securities be

of the Ncapital secntial standar

oted that wthe discretfor this. Thcretion are ut a bank’s

as a concern

ombination, esses leadculties in raisuer believeecomes conon-viable.

ed Securitia Non-Via

es received is a risk th

ber of Ordinutstanding

lity Triggerxchange is

to issue OubordinatedSecurities

ers’ investmPrincipal A

Security

ed Securiti

g the sectiorisks arise i

ns above tiWrite Downbility Triggeeing Exchan

Non-Viabilityurities is ards that hav

whether a Ntion of APRe circumstanot limited

s capital levn about a b

of general ds to a siising fundines this may ncerned an

ies are Eability Trigg

is limited tohat Subordinnary SharesPrincipal Am

r Event ocnot effecti

Ordinary ShSecurity Hwill be t

ment will loAmount w

Holders

ies are E

on above titln respect o

tled “Non-Vn”, Subordinr Event thanged or Wri

y Trigger a new requve applied s

Non-ViabilityRA and therances in wh

to when Avels but ma

bank’s fundi

risks assognificant c

ng or maintabe the type

d notifies th

Exchanged er Event, o the Maximnated Secus with a valmount.

ccurs and Wive and the

hares withinHolders’ rigterminated. ose all of ill not bewill not

Exchanged

led “Investmof Subordin

Viability Trignated Securat could leaitten Down.

Event in uirement usince 1 Jan

y Trigger Ere are currehich APRA

APRA may hay also incing and liqu

ociated withcapital lossaining suffice of situatiohe Issuer th

following the numbemum Excharity Holderslue significa

Write Dowe Issuer isn five Businghts under Subordinits value,

e repaid receive

following

ment ated

gger rities ad to

the nder uary

vent ently may

have clude uidity

h the s, or cient on in hat it

the er of ange s will antly

wn is not ness

the ated

the and any

the

Commonwea

Ame

alth Bank of Aus

endments

stralia | ACN 12

occuSharAustdisclOrdiOrdiissuecertaSubo

SuboExchSharthe laws

The •

•

CertAPRnot b

23 123 124

urrence of ares issued tralian law,losure requnary Sharenary Sharee. Howeveain complordinated S

ordinated Shange. Theres are set Corporation

s.

Issuer maywithout Conditiotechnicathere is are met- s

cSO

- sO

with thebeing pa

ain amendmRA. Approvabe given.

a Non-Viabon Exchan

, including,uired by t

es, then reses to certainer, these resliant disclo

Securities ar

Security Hole rights aout in the C

ns Act, ASX

y amend thethe consen

ons, includinal or minor nno materia, substitute focompany (NSubordinateOrdinary Shsubstitute foOrdinary Sh

e consent ofassed at a d

ments may al is at the d

bility Triggenge may b, if the Issthe Corportrictions apn investors strictions wosures atre issued.

ders may rend liabilitie

ConstitutionX Listing R

e Conditionst of Holdersng if the amnature; to cl prejudice a

or itself a noNOHC) as thed Securitiehares on Exor itself a Nhares on Exf Holders, bduly conven

require priodiscretion o

er Event, sae restrictedsuer has nrations Actply on the swithin 12 m

ill not apply the tim

eceive Ordies attachin and are als

Rules and o

s: s, as set out

mendment isorrect an erand if certa

on-operatinghe debtor ines and as isxchange; orOHC as the

xchange; any a Special ned meeting

or written apof APRA and

ale of Ordid by applicnot issued t for the sale of the months of y if CBA ma

me when

nary Shareng to Ordiso regulate

other applic

t in the s of a formarror and whin condition

g holding n respect ofssuer of the r e issuer of tnd Resolutiong.

pproval fromd may or m

nary cable

the new new their akes

the

s on nary d by

cable

al, ere

ns

f the

the

n

m ay

Commonwea

SCHED The follMemora

alth Bank of Aus

DULE 2 – PR

lowing shouandum.

stralia | ACN 12

RICING SUPP

uld be read

23 123 124

PLEMENT

d in conjunc

ction with th

he Conditio

ns included

d in the Infoormation

Commonwea

SCHED The conand inc(Const

Rights Ordinarbe issunotified Subordfully pa

TransfeSubjecteffectiveand theOrdinar

Unless holder adirector

Except joint holaw or t

Restrictof a holsurvivorrepresethe mem

DividenHoldersis payabpaymenthe paymay alssharehocash divdividendreinvesthe dividto ASX.

alth Bank of Aus

DULE 3 – SU

nstitution ofluding all amitution). Th

attaching ry Shares med to a no CBA that inated Holdid and will r

ers t to the ASe until regis

e Constitutiory Shares in

otherwise ras the absors’ consent,

in limited clders of an he ASX Lis

tions apply lder’s deathr or surv

entatives of mber’s inter

nds s of Ordinarble. CBA mnt of the divyment does so be subjecolders with vidends by d will be hetment plan dend reinve.

stralia | ACN 12

UMMARY OF

f CBA is datmendments

he Constitut

to Ordinarymay be issuminee to hoyou do no

der. Any Orrank equally

SX Settlemstered. Ordion, and then limited circ

required byolute owne be identifie

ircumstanceOrdinary S

sting Rules.

in respect h, bankruptcvivors joint

a sole holdrest in the s

ry Shares mmay not pay vidend is fai

not materiact to the rigregistered adirect credi

eld in a non-for eligible

estment pla

23 123 124

F CBA CONS

ted 13 Noves passed at tion provide

y Shares ued to Holdeold for saleot wish to rdinary Shay with Ordin

ment Operainary Share right of thecumstances

y law or ther of a shareed as being

es, CBA is nhare. CBA d

of persons cy or mentatly registeder are the

shares.

may receive a dividend r and reaso

ally prejudichts of holdeaddresses iit. If a direct-interest beashareholden operates

STITUTION

ember 2008the Annual

es for the fol

ers by way e for your b

receive Orares issuednary Shares

ating Ruleses are transe directors s.

e Constitutioe. Ordinarysubject to t

not bound tdoes not iss

who becomal incapacityred as s

e only perso

dividends iunless CBA

onable to hoce the abilityers of securin Australiat credit paymaring accou

ers. The direfor each div

8, and incorl General Mllowing:

of Exchangbenefit if Exrdinary Sha to Holders

s already on

, transfers sferable, suof CBA to r

on, CBA is y Shares hethe relevant

to register msue share c

me entitled y. In the cashareholders

ons CBA w

f the directoA’s assets eolders of Ory of CBA to rities carryin, New Zealament instruunt. CBA alsectors of CBvidend and

rporates amMeeting on 1

ge. Ordinarxchange occares or yous by way ofn issue in all

of Ordinarbject to therefuse to re

entitled to teld by a trut trust.

more than thcertificates u

to Ordinaryse of the des and theill recognise

ors determinexceed its lidinary Sharpay its cred

ng preferredand and thection is not so has a divBA determin

their decisi

mendments 13 Novembe

ry Shares mcurs and you are an Inf Exchangel respects.

ry Shares e ASX Listinegister a tra

treat the reustee may,

hree personunless requ

y Shares byeath of a hoe legal pe as having

ne that a diabilities, theres as a whditors. Paymd rights. CBe United Kinprovided, t

vidend ne whether ion is annou

up to er 2008

may also ou have neligible e will be

are not ng Rules ansfer of

gistered with the

ns as uired by

y reason lder, the personal g title to

vidend e

hole and ment A pays

ngdom he

or not unced

Commonwea

WindinOn winsurplus

MeetingHoldersConstituCBA.

On a shOn a po

Issue oThe direListing on such

RestricAustralicertain

VariatioCBA maleast 75Constitu

alth Bank of Aus

ng up nding up of assets of C

gs s of Ordinaution, to vo

how of hanoll, each ho

of further sectors of CRules, the dh terms as t

ctions of owian laws inclimitations o

on of the Cay seek app5% of the voution.

stralia | ACN 12

CBA, holdCBA (subjec

ary Shares ote in perso

nds, each hlder has on

hares CBA control directors mathey think fit

wnership ocluding finaon the right

Constitutionproval by spotes cast by

23 123 124

ders of Ordct to the righ

are entitleon, by repre

older (regae vote for e

the issue oay issue furt.

of Ordinaryancial secto

of persons

n pecial resoly members

dinary Sharhts of holde

ed to receivesentative, a

rdless of theach fully pa

of shares. Srther shares

y Shares or and foreigs to hold, ow

ution of holentitled to v

res will parters of share

ve notice oattorney or

he number aid Ordinary

Subject to ts, and grant

gn ownershwn or vote o

ders of Ordvote on the

ticipate in ts carrying p

of, attend aproxy at g

of shares hy Share hel

he Corporat rights or o

hip and takeon Ordinary

dinary Shareresolution)

the divisionpreferred rig

and, subjeceneral mee

held) has od.

ations Act aptions over

eover laws Shares.

es (passed to vary the

n of any ghts).

ct to the etings of

ne vote.

and ASX r shares,

impose

by at

141104pm CBA T2 cleansing notice (clean).pdfExecuted Pricing Supplement