system understanding doc 2.0

7/31/2019 System Understanding Doc 2.0

1/4

System Understanding:

Site Goal: DIY financial offer a low-cost subscription service that is used by thousands of

people. This allows customer to get the unbiased advices and portfolio management when

they needed. The company is also promising the customers to return back the subscription

money if the customer doesnt get benefitted.

What is a portfolio?: A grouping of financial assets such as stocks, bonds and cash

equivalents, as well as their mutual, exchange-traded and closed-fund counterparts. Portfolios

are held directly by investors and/or managed by financial professionals like DIY

Example: [$30000 or More portfolio]

Warren Buffett - Latest Portfolio of Stocks [Top-5]:

Rank Stock Shares(millions) % Weighting of % Stake

1 Coca-Cola (KO) 200.0 21.60% 8.73%

2 Wells Fargo (WFC*) 320.0 19.56% 6.51%

3 American Express (AXP) 151.6 12.28% 12.67%4 Procter & Gamble (PG*) 79.1 9.83% 2.74%

5 Kraft Foods Inc. (KFT) 106.7 6.34% 6.02%

Portfolio Strategy- Graphical Representation [$30000 or More]

Buffett - Latest Portfolio of Stocks

What is customer subscription? : Customer want to manage his/her portfolios under

supervision of DIY, they should have to subscribe through DIY website or phone call, for this

subscription DIY will change few dollars as monthly/annual fee based on policies.

Example: Porffolio-1 [$5000 to $10000] Annual fee - $200


2/4

Site Pages Understanding [Menu Items]

Home: This page will provide the overall information about our vision and shows beginning

steps for the various operations in the website.

Action Items:

Subscription link [Login link]

Call us 800 Number

Portfolio Management, Annuities, Insurance icons with puzzle figures

Questions:

1. Portfolio Management Member Area [from main menu] and Portfolio Management are

same?

2. Portfolio Management, Annuities, Insurance are just information pages [static

3. Testimonials Management [Add/Delete/Update testimonials by the administrator] is

this required?

How It Works: This page will provide directions or steps like how customer become the

member and utilize DIY financial advices and services , We will provide Get Stared link at

the end of the page and customer redirected to Get Started Page.

Steps:

1. Choose a plan that works for you

Choose monthly or yearly. If we dont beat the market for whichever portfolio you are in, we

will refund you your money. (Click here to Sign up Redirect to sign up page)

2. Risk Profile Questionnaire (click here hyperlink)

One of the first steps in developing your asset allocation strategy is determining how much

risk you can tolerate. Complete the questionnaire below and review the results with your

financial advisor as a starting point to building your financial plan.

3. Choose from one of our 6 portfolios

Depending on your risk, customer can choose portfolios. To read more about our portfolioslook at our Our portfolios page or click here

4. Stock Broker

Customer can choose any stock brokerage that you would like to work with them

5. Alerts or Well keep an eye on things


3/4

Why DIY Financial? : We will provide the information about DIY achievements, packages,

Quality of DYI advisers, saving and our promises in this page.

Our Portfolios:This page will provide information portfolios [all 6 types] and stages with

graphical representations.

Contact Us: We provide contact information of DYI and also provide facility to send email toDYI web site.

Portfolio Management: This page can access by subscribed customers. These customers

can view all 6 portfolios information and they cannot edit the information [Like modifying

portfolio items or shifting portfolios etc.,]

Get Started: With this option customers can join with DIY website,

Step 1: Basic requirement for the customer to start customers must already have

subscription with DIY website, if not they should subscribe and come back here.

Step 2: Customers can choose existing portfolios

Step 3: Customers can choose stock brokers

Step 4: Customers can opt for alert of their portfolios.

Assessment: By using this page web site will assess the customer type [what type of

investor he/she is] based on Questionnaire score

General Questions

1. As per our understanding we will have different stocks for each portfolio, Do we show stock

price information also to the customers in Portfolio Management screen? If so customers

can edit their portfolios [ add/ delete/edit stock from their portfolios]? Or we are showing onlycurrent status of the portfolio [profit or loss]

2. What kind of information we will send to customers in alerts? Do we have any system or

third party to pull the current stocks information?

3. We have to display stagey graphs along with portfolios information, these graphs generated

dynamically based on database values [they may change frequently] or just static jpeg

pictures

4. Testimonials management required? [Adding/Update/delete/ prioritizing]

5. Assignment question and answers are always same or do we need a provision toadd/update/delete?

6. What is role of stock-brokers in our website?

7. Registration [login] is free of cost right?

8. DIY website will collect any fee/commission from the customers other than subscription fee.


4/4

system understanding doc 2.0

Documents