take home more! - abc - absl mutual fund...section 80c of the income tax act, 1961 provides options...

For more details, please turn overleaf.

Monthly Factsheet | January 2016

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Call toll-free 1-800-270-7000(BSNL/MTNL)

Visit mutualfund.birlasunlife.com sms ‘TAX’ to 567679(Premium SMS charges apply)

Please refer the back page for working of ` 51,912/- and more details.

Birla Sun Life Tax Relief ’96(An Open ended Equity Linked Savings Scheme (ELSS) with a lock-in of 3 years)

Birla Sun LifeTax Relief ‘96 (An Open ended Equity Linked Savings Scheme (ELSS) with a lock-in of 3 years)

Scheme: This product is suitable for investors who are seeking*:

• long term capital growth• investments in equity and equity related securities,

with tax benefit under section 80C, subject to eligibility

*Investors should consult their financial advisors, if in doubt about whether the product is suitable for them.

Investors understand that their principalwill be at Moderately High risk

Take home more!You can now: Save tax up to ` 51,912/- per annum Aim to create wealth Get tax free dividends

sms ‘TAX’ to 567679Call 1-800-270-7000 mutualfund.birlasunlife.com

Birla Sun Life Tax Relief ’96(An Open ended Equity Linked Savings Scheme (ELSS) with a lock-in of 3 years)

Who said a promotion or an appraisal is the only way to increase your monthly take home? Investing in Birla Sun Life Tax Relief ’96 (BSL Tax Relief ’96) could help you do this as well. You can save up to ` 51,912/- per annum in taxes and also aim to create wealth with equity markets! Section 80C of the Income Tax Act, 1961 provides options to save tax by reducing your taxable income by up to ` 1.5 Lakh.

Tax saving of ` 51,912/- is calculated assuming qualifying amount of deduction is ` 1.50 Lakh and investor falls in the top income tax slab of 30% and includes applicable cess. 12% surcharge is also taken into account which is applicable if the income of the investor is over ` 1 Crore.Tax Saving: With BSL Tax Relief ’96, you can save tax up to ` 51,912/- per annum under Section 80C of the Income Tax Act, 1961.Low lock-in period: Compared to traditional tax saving instruments like Public Provident Fund (PPF), National Savings Certificate (NSC) and bank fixed deposits; the lock-in period of an ELSS is much lower.


Mutual Fund: Birla Sun Life Mutual Fund. Asset Management Company/Investment Manager: Birla Sun Life Asset Management Company Ltd. CIN: U65991MH1994PLC080811. Registered Office: One India Bulls Centre, Tower - 1, 17th Floor, Jupiter Mill Compound, 841, S. B. Marg, Elphinstone Road, Mumbai - 400013.

Highlights do not indicateassurance of

future scheme performance.

Highlights

• Tax benefit under Sec 80C

• Lock in period of3 years

• Available in SIPand lump suminvestment options

Top 10 Portfolio Holdings (As on December 31, 2015)

Sundaram Clayton Ltd. 6.63%

Honeywell Automation India Ltd. 5.75%

ICRA Ltd. 4.85%

Bayer CropScience Ltd. 4.47%

Kotak Mahindra Bank Ltd. 4.41%

MRF Ltd. 3.55%

Jet Airways (India) Ltd. 3.52%

Zee Entertainment Enterprises Ltd. 3.39%

Pfizer Ltd. 3.20%

Reliance Industries Ltd. 2.96%

Issuer % to Net Assets

Top 10 Sector Holdings (As on December 31, 2015)

Banks 15.33%

Auto Ancillaries 12.42%

Finance 9.38%

Pharmaceuticals 8.48%

Software 6.28%

Industrial Capital Goods 5.92%

Cement 4.86%

Pesticides 4.47%

Consumer Non Durables 4.26%

Auto 4.06%

Asset Allocation % to Net Assets

Aim to create wealth: ELSS are diversified equity schemes and can help you create wealth over the long-term.

Source: www.moneycontrol.comPPF: Partial withdrawals are allowed from the 6th financial year, however the full amount can be withdrawn after 15 years.

Investment Option Lock-in Period (years)

Public Provident Fund (PPF) 15

National Savings Certificate (NSC) 6

Bank Fixed Deposits 5

Equity Linked Savings Scheme 3

Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein. Investors are requested to note that Fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future. Investors are advised to consult their tax advisor in view of individual nature of tax implication.

Tax saving of ` 51,912/- is calculated assuming qualifying amount of deduction is ` 1.50 Lakh and investor falls in the top income tax slab of 30% and includes applicable cess. 12% surcharge is also taken into account which is applicable if the income of the investor is over ` 1 Crore.

Source: mutualfund.birlasunlife.comSectors/stocks mentioned above as a part of the portfolio may or may not be a part of the portfolio in future.

Premium SMS charges apply.

Connect with us on https://www.facebook.com/BSLMF https://twitter.com/BSLMF https://www.linkedin.com/company/bslmf

IndexInformation 01

Glossary Page 02

Investment Outlook 03

All Product Labeling Disclosures 05

Adhoc Dividend – Equity Schemes 09

Schemes 11

Wealth Creation Solutions 13

Birla Sun Life Balanced ‘95 Fund 14

Birla Sun Life Frontline Equity Fund 15

Birla Sun Life Top 100 Fund 16

Birla Sun Life Equity Fund 17

Birla Sun Life Long Term Advantage Fund 18

Birla Sun Life MNC Fund 19

Birla Sun Life Dividend Yield Plus 20

Birla Sun Life Midcap Fund 21

Birla Sun Life Small & Midcap Fund 22

Birla Sun Life Advantage Fund 23

Birla Sun Life India GenNext Fund 24

Birla Sun Life Buy India Fund 25

Birla Sun Life Banking and Financial Services Fund 26

Birla Sun Life Infrastructure Fund 27

Birla Sun Life Pure Value Fund 28

Birla Sun Life India Reforms Fund 29

Birla Sun Life New Millennium Fund 30

Birla Sun Life India Opportunities Fund 31

Birla Sun Life Special Situations Fund 32

Birla Sun Life Dynamic Asset Allocation Fund 33

Birla Sun Life International Equity Fund - Plan A 34

Birla Sun Life International Equity Fund - Plan B 35

Birla Sun Life Commodity Equities Fund - Global Agri Plan (GAP) 36

Birla Sun Life Global Commodities Fund 37

Birla Sun Life Global Real Estate Fund 38

Birla Sun Life Latin America Equity Fund 39

Birla Sun Life Index Fund 40

Birla Sun Life Gold ETF 41

Birla Sun Life Gold Fund 42

Birla Sun Life Asset Allocation Fund - Aggressive Plan 43

Birla Sun Life Asset Allocation Fund - Moderate Plan 44

Birla Sun Life Asset Allocation Fund - Conservative Plan 45

Birla Sun Life 5 Star Multi Manager FoF Scheme 46

Birla Sun Life Asset Allocator Multi Manager FoF Scheme 47

Birla Sun Life Financial Planning FOF-Aggressive Plan 48

Birla Sun Life Financial Planning FOF-Conservative Plan 49

Birla Sun Life Financial Planning FOF-Prudent Plan 50

Birla Sun Life Equity Savings Fund 51

Tax Savings Solutions 52

Tax Reckoner 53

Birla Sun Life Tax Relief ‘96 55

Birla Sun Life Tax Plan 56

Birla Sun Life Tax Savings Fund 57

Regular Income Solutions 58

Birla Sun Life Monthly Income 59

Birla Sun Life MIP 60

Birla Sun Life MIP II - Wealth 25 Plan 61

Birla Sun Life MIP II - Savings 5 Plan 62

Savings Solutions 63

Birla Sun Life Cash Plus 64

Birla Sun Life Cash Manager 65

Birla Sun Life Savings Fund 66

Birla Sun Life Treasury Optimizer Plan 67

Birla Sun Life Dynamic Bond Fund 68

Birla Sun Life Short Term Opportunities Fund 69

Birla Sun Life Medium Term Plan 70

Birla Sun Life Short Term Fund 71

Birla Sun Life Income Plus 72

Birla Sun Life Floating Rate Fund - Short Term Plan 73

Birla Sun Life Floating Rate Fund - Long Term Plan 74

Birla Sun Life Gilt Plus - PF Plan 75

Birla Sun Life Constant Maturity 10 Year Gilt Fund 76

Birla Sun Life Government Securities Fund - Long Term Plan 77

Birla Sun Life Enhanced Arbitrage Fund 78

Birla Sun Life Active Debt Multi Manager FoF Scheme 79

Portfolios 80

Dividend 93

Close Ended Scheme Performance 97

Fund Manager Wise Scheme Performance 99

Funds at a Glance 100

Investment Objective 105

Industry Allocation 108

01

Information

To provide you with ease while you glance through the Empower booklet, we have structured the important information in an organised way.

Fund Manager : An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Application Amount for Fresh Subscription : This is the minimum investment amount for a new investor in a mutual fund scheme.

Minimum Additional Amount : This is the minimum investment amount for an existing investor in a mutual fund scheme.

Yield to Maturity : The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.

SIP : SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs 500 every 15th of the month in an equity fund for a period of three years.

NAV : The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.

Benchmark : A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-Year Gsec.

Entry Load : A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent.

Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs. 100 and the entry load is 1%, the investor will enter the fund at Rs 101.

Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor.

Glossary Page

Exit Load : Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is reduced from the prevailing NAV at the time of redemption. The investor will receive redemption proceed at net value of NAV less Exit load. For instance if the NAV is Rs 100 and the exit load is 1%, the investor will receive Rs 99.

Modified Duration : Modified duration is the price sensitivity and the percentage change in price for a unit change in yield

Standard Deviation : Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.

Sharpe Ratio : The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.

Beta : Beta is a measure of an investment’s volatility vis-à-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.

AUM : AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Holdings : The holdings or the portfolio is a mutual fund’s latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.

Nature of Scheme : The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories.

Rating Profile : Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.

02

The month of December has seen the most awaited event for the global markets – rate hike by the US fed by 25 bps. With this rate action the fed has removed the uncertainty from US atleast temporarily. It would be data dependent on further hikes and view of market participants range from no rate hikes to four in one year. (Source: Public Media) The foreign investors turned net buyers again after a month of selling as they pumped in USD 35mn into the markets. Mutual funds continued their purchasing spree for 20 months in a row as they bought Rs 4,200 crores during the month. Over all for the year, FPIs bought USD 3.3 bn and the mutual funds bought USD 10.9 bn. (Source: Bloomberg)

The divergence of market performance continues. The BSE Small cap index continues to be the best performer with a return of 1.7% followed by CNX Midcap with 1.1% and then Nifty Index, the large cap index with a return of 0.1%. Brent crude was down 16.4% touching new multi year lows and losing 35% for the year. Gold was down over 0.3% in USD terms losing 10.4% for the year. (Source: Bloomberg) On the macro data front, the CPI for November’15 rose by 5.4% YoY which was below the consensus estimate of 5.5%. The WPI for Novemer’15 fell by 2.2% YoY which was above consensus estimate of -2.5%. The upward move for both inflation data points from previous months was due to increase in food article prices – pulses, vegetables and oil. The IIP for October rose sharply by 9.8% which was above the consensus estimate of 7.6%. This was primarily driven statically due to change in the month of Diwali festival. (Source: CMIE)

On the policy front, there was hope of GST getting passed in the winter session of parliament but it did not happen due to constant disruptions of both houses of parliament. The UDAY scheme is gaining traction as fifteen states have decided to join the scheme and they account for 90% of accumulated losses on the distribution side of power sector. (Source: Public Media)

China has increasingly been the reason for global volatility. It’s manufacturing PMI for December ’15 came in at 49.7 – a number less than 50 means contraction. It’s services PMI came in at 50.2, a seventeen month low. It’s currency, Yuan continues to depreciate. It fell from 6.39 to 6.55 against the USD in less than a month which is causing pressure across the region. Though India benefits from lower commodity prices and has lower trade similarity with China, it is affected by the global volatility. (Source: Bloomberg)

There would be volatility due to global factors particularly China. Add to this, the expectations from the budget and the corporate results season will add to volatility. We believe that the investors should take the volatility in their favor by investing more in a fall. The macro data is positive, and steps taken by the government are positive. We also expect earnings of corporate to move up starting this quarterly season. With these in mind, we are positive on the market from a medium term view and prefer large cap and multi cap funds.

USD: United States Dollar; IIP: Index of Industrial Production; CPI: Consumer Price Index; WPI: Wholesale Price Index; CMIE: Centre for Monitoring Indian Economy; US: United States; UDAY: Ujwal Discom

Assurance Yojana; FPI: Foreign Portfolio Investors; GST: Goods & Services Tax; PMI: Purchasing Manager’s Index

Investment Outlook

Equity Investment Outlook

03

With the holiday season occupying most of the last month of 2015, there weren’t any fireworks in the data sky. The Federal Reserve finally ended the zero interest rate regime and announced the first rate hike. Having prepared the markets so well for this that there was hardly any reaction to the move. It wasn’t quite the action but the roadmap for further hikes that was keenly awaited. There as well nothing radical came up, some minor revision on the lower side in the 2017 dot plot were seen. (Source-

FOMC)

While US didn’t move the markets, growth concerns across the globe, particularly China did keep markets worried. Domestically, while there were some hopes pinned to the winter session, not much fructified and the GST bill again got stalled. Some activity towards the close of the session finally allowed 3 bills to pass. The natural calamity that hit Chennai, worst rains in a century, did halt overall life there and could possibly effect on ground numbers now.Growth outlookMarking an almost 5 year high, the IIP growth rate for October’15 was 9.8% up from 3.8% in September’15. The improvement was largely on account of a favourable base and there was some sequential improvement too. We have been highlighting for some time that the contribution to such high growth rates has been quite concentrated, case in point being the triple digit growth rate clocked by the gems and jewellery segment (October’15 YoY growth of ~372%), which added 2% points to the headline. This is largely on account of regulations in the gold industry which were significantly tightened after the taper tantrum in 2013, finally saw some relaxation in 2015. We expect the contribution from this segment to headline to taper over the next 2-3 months. Apart from this, since Diwali was in November this year and October last year, we would like to look at average growth rates for both the months as a more representative figure, because most such indicators are expected to register steep fall in their November prints. This was visible in the core industry growth which fell to -1.3% in November from 3.2% in October (avg 1%). PMI manufacturing contracted for the first time in 2 years for December ’15, largely as Chennai floods took toll on activity in South India, to that extent we would watch out for the next print, before getting all too perturbed right away. (Source- Bloomberg)

As the New Year beckons, we are cautious about a meaningful growth recovery. Private consumption and public investment are the two possible drivers, but both have their limitations-if the recommendations of the 7th pay commission are fully implemented, it would give some boost to consumption, but threatens the adherence to the fiscal consolidation road map, or at least could divert resources away from capex to wages and salaries, therefore reducing the scope for stepping up public investment. Inflation OutturnLed by higher food inflation, both CPI and WPI inflation rose for the month of November. CPI inflation rose from 5% to 5.4% as food inflation rose by 70bps in November over October. This increase was on account of higher inflation in pulses, vegetables and meat & fish. WPI deflation persisted, but as food inflation rose by ~250 bps in November versus October, the pace of deflation moderated from -4% to -2%. Deflation in fuel and core WPI persisted, while food products have started seeing some increase at both wholesale and retail level, as custom duty on edible oils has been revised upwards. There has been some moderation in prices of pulses, but YoY increase is still likely to keep inflation elevated. In 2016, persistent output gap and prudent administrative policies are likely to keep inflation within RBIs trajectory. (Source- Bloomberg)

External equationThe trade deficit remained unchanged in November ’15, 9.7bn$. Trade deficit for FY16 till date stood at 15bn$ less than same period last year. Some of the gains from low commodity prices have been offset by decline in non-oil exports and marginal increase in gold imports. CAD for Q2 FY16 came in at 8.2bn$ (1.6% of GDP v/s 1.2% in Q1). The decline in capital flows was the highlight of this data point, as capital account surplus fell from 18bn$ in Q1 to 7bn$ in Q2. This decline was on account of both foreign investment flows and Banking capital. With new numbers, we would like to revisit our BoP (balance of payments) estimates and liquidity projections accordingly. We expect CAD this year and the next year to be well contained in the 1-1.5% of GDP band. We expect BoP surplus of ~20bn$ in FY16 now. (Source- Bloomberg)

Fiscal front With November print out, we have used up 87% of the budgeted fiscal deficit, this fares well as compared to 99% same period last year, which forced expenditure compression in the last quarter. We saw 2 excise hikes in this month, which would add ~` 17000 crore to the exchequer’s book. While there are serious self-confessed (now) concerns on divestments falling miserably below budgeted, the risk to slippage isn’t that alarming given the over performance shown by indirect taxes. Central government expenditure was up 7.7% YoY in November and +6.3% YoY FYTD (below the BE of 8% YoY for FY16). Breaking the numbers down, while capital expenditure remained buoyant, growing by 31% YoY FYTD (above BE of 29% for FY16), revenue expenditure was up only 3% FYTD (below the BE of 5% YoY). (Source- CGA)

While FY16 numbers are expected to at least be in line with budgeted, there are risks to the FY17s fiscal deficit target. This was also underscored in the mid-year review that the Chief Economic Advisor presented which reiterated the imperative role that stepping up of public investment could play at this point of economic cycle, wherein kick-starting growth may not come from private capex.Rates OutlookDecember 2015, witnessed a selloff in domestic bonds on account of worries on fiscal deficit target for FY17, inching up of inflation prints (although largely due to base effect), and a growing perception that we could be at the fag end of the domestic rate cut cycle.We tend to hold different view than those of the market participants at this stage. We believe inflation is very well in check and shall begin to trend lower from current level of 5.41% once the adverse base effect passes in couple of months. We also do not expect any significant uptick in domestic growth given that banking sector is reeling under stress and private investment piece is not picking up meaningfully in the backdrop of weaker exports. In fact the latest Q2 GDP growth of 7.3% looked rosy more due to deflator than due to activities. (Source- MoSPI)

We are also less sanguine about global growth. We believe that both DMs and Ems are likely to face renewed growth pangs thus affecting our exports recovery. In case of commodities, the lesser said is better given continuation of weaker trend across commodities. Moreover, we continue to believe that Government will print FD in the range of 3.5-3.7% for FY17. (Source- FinMin)

It is in this backdrop, we believe that the monetary authorities may have to resort to more than one rate cuts over the next 2 years which may pave way for substantial rally in Government of India bonds across the curve thus benefitting higher duration. We have positioned our portfolios for this upcoming trade.Glossary:

WPI : Wholesale Price Index, CPI : Consumer Price Index, CAD: Current Account Deficit, IIP: Index of Industrial Production, BOP: Balance of Payment, DM:Developing Market, EM:Emerging Market, FD:

Fiscal Deficit, PMI: Purchasing Manager’s Index

Investment Outlook

Debt Investment Outlook

04

All Product Labeling Disclosures

05

Name of Scheme This product is suitable for investors who are seeking*: RiskometerBirla Sun Life Banking and Financial Services Fund(An Open ended Banking & Financial Services Sector Scheme)

long term capital growth•Investments in equity and equity related securities of companies engaged in banking and •financial services

Moderate

LOWLOW HIGH

Low

Moderately

Low

High

ModeratelyHigh

Birla Sun Life Buy India Fund (An Open ended Growth Scheme)

long term capital growth•investments in equity and equity related securities of companies driven by India’s large •population and inherent consumption patterns with focus on consumer and healthcare sectors

Birla Sun Life Commodity Equities Fund - Global Agri Plan (GAP)(An Open ended Growth Scheme)

long term capital growth•investments in stocks of Agri commodity companies, i.e., companies engaged in or •focusing on the Agri business, whether issued in India or overseas

Birla Sun Life Global Commodities Fund(An Open ended Fund of FundsScheme)

Capital appreciation in the long term•Investment in units of global mutual funds which invest in commodity related securities•

Birla Sun Life Global RealEstate Fund(An Open ended Fund of FundsScheme)

Capital appreciation in the long term•Investment predominantly in units of Global Fund investing in Companies engaged in Real •Estate Sector

Birla Sun Life India GenNext Fund (An Open ended Growth scheme)

long term capital growth•investments in equity and equity related securities of companies that are expected to •benefit from the rising consumption patterns in India fuelled by high disposable incomes

Birla Sun Life India Opportunities Fund (An Open ended Growth Scheme)

long term capital growth•investments in equity and equity related securities of companies that seek to leverage •India’s competitive advantages in global outsourcing theme.

Birla Sun Life Infrastructure Fund (An Open ended Growth Scheme)

long term capital growth•investments in equity and equity related securities of companies that are participating in •the growth and development of Infrastructure in India

Birla Sun Life International Equity Fund-Plan A (An Open ended Diversified Equity Scheme)

long term capital growth•investments predominantly in equity and equity related securities in the international •markets

Birla Sun Life International Equity Fund-Plan B (An Open ended Diversified Equity Scheme)

long term capital growth•investments in equity and equity related securities in the domestic market (65 to 75%) and •in international markets (25 to 35%)

Birla Sun Life Latin AmericaEquity Fund(An Open ended Fund of Funds Scheme)

Capital appreciation in the long term•Investment predominantly in units of ING (L) Invest Latin America Fund•

Birla Sun Life New Millennium Fund (An Open ended Growth Scheme)

long term capital growth•investments in equity and equity related securities with a focus on investing in IT, media, •telecom related and other technology enabled companies

Birla Sun Life Special Situations Fund (An Open ended Diversified Equity Scheme)

long term capital growth•investments in equity and equity related securities by following investment strategy that •would take advantage of Special Situations like buy backs, open offers, demerger etc. & contrarian investment style.

Birla Sun Life India Reforms Fund (An Open ended Equity Scheme)

long term capital growth•investments in equity and equity related securities of companies expected to benefit from •the economic reforms, PSU divestment and increased government spending

Birla Sun Life 5 Star MultiManager FoF Scheme (An Open ended Fund of Funds Scheme)

Capital appreciation in the long term•Investment in portfolio of equity funds•

Moderate

LOWLOW HIGH

Low

Moderately

Low

High

ModeratelyHigh

Birla Sun Life Balanced ‘95 Fund (An Open ended Balanced Scheme)

long term capital growth and income•investment predominantly in equity and equity related securities as well as debt and •money market instruments

Birla Sun Life Asset Allocation Fund – Aggressive Plan (An Open ended Fund of Funds Scheme)

long term capital growth and income•investments in basket of equity and debt mutual fund schemes•

Birla Sun Life Asset Allocation Fund – Moderate Plan (An Open ended Fund of Funds Scheme)

long term capital growth and income•investments in basket of equity and debt mutual fund schemes•

Birla Sun Life Advantage Fund (An Open ended Growth Scheme)

long term capital growth•investments in equity and equity related securities•

Birla Sun Life Asset AllocatorMulti Manager FoF Scheme(An Open ended Fund of Funds Scheme)

Capital appreciation in the long term•Investment in portfolio of equity and debt funds•

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

Investors understand that theirprincipal will be at High risk

Investors understand that theirprincipal will be at Moderately High risk


06

Name of Scheme This product is suitable for investors who are seeking*: RiskometerBirla Sun Life Dynamic AssetAllocation Fund(An Open ended Asset Allocation Scheme)

Capital appreciation and regular income in the long term•Investment in equity & equity related securities as well as fixed income securities (Debt & •Money Market securities)

Moderate

LOWLOW HIGHLo

w

Moderately

Low

High

ModeratelyHigh

Birla Sun Life Equity Fund (An Open ended Growth Scheme)


Birla Sun Life FinancialPlanning FOF - AggressivePlan(An Open ended Fund of Funds Scheme)

Capital appreciation through strategic asset allocation which is based on satisfying the •needs to a specific risk-return profile (Aggressive) of investors in the long termInvestment in portfolio of mutual fund schemes (predominantly in equity funds)•

Birla Sun Life FinancialPlanning FOF - Prudent Plan(An Open ended Fund of Funds Scheme)

Capital appreciation through strategic asset allocation which is based on satisfying the •needs to a specific risk-return profile (Prudent) of investors in the long termInvestment in portfolio of mutual fund schemes (predominantly in a combination of equity •funds, liquid / money market funds & debt funds)

Birla Sun Life Frontline Equity Fund (An Open ended Growth Scheme)

long term capital growth•investments in equity and equity related securities, diversified across various industries in •line with the benchmark index, S&P BSE 200

Birla Sun Life Gold ETF (An Open ended Gold Exchange Traded Fund)

returns that are in line with the performance of gold over long term, subject to tracking •errors.investments in physical gold of 99.5% purity (fineness)•

Birla Sun Life Gold Fund (An Open ended Fund of Fund Scheme)

returns in line with performance of Birla Sun Life Gold ETF (BSL GETF) over long term•investments predominantly in units of Birla Sun Life Gold ETF. BSL GETF invests in •physical gold of 99.5% purity (fineness)

Birla Sun Life Index Fund (An Open ended Index Linked Scheme)

long term capital growth•investments in stocks in line with Nifty 50 and / or in exchange traded derivatives on the •Nifty 50 to generate comparable returns, subject to tracking errors.

Birla Sun Life Long Term Advantage Fund (An Open ended Diversified Equity Scheme)


Birla Sun Life Midcap Fund (An Open ended Growth Scheme)

long term capital growth•investments primarily in mid cap stocks•

Birla Sun Life Pure Value Fund (An Open ended Diversified Equity Scheme)

long term capital growth•investments in equity and equity related securities by following value investing strategy.•

Birla Sun Life Small & Midcap Fund (An Open ended Small and Mid Cap Equity Scheme)

long term capital growth•investments predominantly in equity and equity related securities of companies •considered to be small and midcap.

Birla Sun Life Tax Relief ‘96 (An Open Ended Equity Linked Savings Scheme (ELSS) with a lock-in of 3 years)

long term capital growth•investments in equity and equity related securities, with tax benefit under section 80C, •subject to eligibility

Birla Sun Life Tax Plan (An Open ended Equity Linked Savings Scheme (ELSS) with a lock-in of 3 years)

long term capital growth•investments in equity and equity related securities, with tax benefit under section 80C, •subject to eligibility

Birla Sun Life Tax SavingsFund(An Open ended Equity Linked Savings Scheme (ELSS) with a lock-in of 3 years)

Investment in equity linked savings scheme (lock in period of 3 years) which aims to •provide medium to long term capital appreciation along with income tax rebateInvestment predominantly in equity and equity related securities •

Birla Sun Life Top 100 Fund (An Open ended Growth Scheme)

long term capital growth•investments in equity and equity related securities of top 100 companies as measured by •market capitalisation

Birla Sun Life Dividend Yield Plus (An Open ended Growth Scheme)

long term capital growth•investments in equity and equity related securities of companies having relatively high •dividend yield

Birla Sun Life MNC Fund (An Open ended Growth Scheme)

long term capital growth•investments primarily in equity and equity related securities of multinational companies •(MNCs)

Birla Sun Life MIP II - Wealth 25 Plan (An Open ended Income Scheme. Monthly income is not assured and is subject to availability of distributable surplus)

regular income with capital growth over medium to long term•investments in debt and money market instruments as well as equity and equity related •securities [20-30%]

Birla Sun Life Equity Savings Fund(An Open ended Equity Scheme)

long term capital growth and income•An open ended equity scheme investing in equity and equity related securities including •the use of equity derivatives strategies and arbitrage opportunities with balance exposure in debt and money market instruments


Investors understand that theirprincipal will be at Moderately High risk


07

Name of Scheme This product is suitable for investors who are seeking*: RiskometerBirla Sun Life Asset Allocation Fund – Conservative Plan (An Open ended Fund of Funds Scheme)

long term capital growth and income•investments in basket of debt and equity mutual fund schemes•

Moderate

LOWLOW HIGH

Low

Moderately

Low

High

ModeratelyHigh

Birla Sun Life Active DebtMulti Manager FoF Scheme(An Open ended Fund of Funds Scheme)

Capital appreciation in the long term•Investment in a dynamically managed portfolio of debt funds•

Birla Sun Life Enhanced Arbitrage Fund (An Open ended Equity Scheme)

income over short term•investments in equity and equity related securities including derivatives for taking •advantage from the price differentials/mis-pricing prevailing for stock/index in various segments (Cash & Futures)

Birla Sun Life FinancialPlanning FOF - ConservativePlan(An Open ended Fund of Funds Scheme)

Capital appreciation through strategic asset allocation which is based on satisfying the •needs to a specific risk-return profile (Conservative) of investors in the long termInvestment in portfolio of mutual fund schemes (predominantly in liquid / money market •funds & debt funds)

Birla Sun Life Treasury Optimizer Plan (erstwhile Birla Sun Life Ultra Short Term Fund) (An Open ended Short Term Income Scheme)

reasonable returns with convenience of liquidity over short term•investments in debt and money market securities with relatively low levels of interest rate •risk

Birla Sun Life Dynamic Bond Fund (An Open ended Income Scheme)

income with capital growth over short term•investments in actively managed portfolio of high quality debt and money market •instruments including government securities.

Birla Sun Life Short Term Opportunities Fund (An Open ended Income Scheme)

income with capital growth over short to medium term•investments in debt and money market instruments with short to medium term maturities •across the credit spectrum within the investment grade

Birla Sun Life Medium Term Plan (An Open ended Income Scheme)

income with capital growth over medium to long term•investments in debt and money market instruments•

Birla Sun Life Income Plus(An Open ended Income Scheme)

income with capital growth over medium to long term•investments in a combination of debt and money market instruments including •government securities of varying maturities

Birla Sun Life Gilt Plus - PF Plan (An Open ended Government Securities Scheme)

income with capital growth over medium to long term•investments exclusively in Government Securities•

Birla Sun Life Constant Maturity 10 Year Gilt Fund (erstwhile Birla Sun Life Gilt Plus – Regular Plan) (An Open ended Government Securities Scheme)

credit risk-free returns based on their own view on interest rate scenario over short to •medium term investments in a portfolio of Central Government securities of around 10 year average •maturity.

Birla Sun Life Government Securities Fund - Long Term Plan (An Open ended Gilt Scheme)

income with capital growth over medium to long term•investments exclusively in Government Securities•

Birla Sun Life Monthly Income (An Open ended Income Scheme. Monthly income is not assured and is subject to availability of distributable surplus)

regular income with capital growth over medium to long term•investments in debt and money market instruments as well as equity and equity related •securities [upto 15%]

Birla Sun Life MIP (An Open ended Income Scheme. Monthly income is not assured and is subject to availability of distributable surplus)

regular income with capital growth over medium to long term.•investments in debt and money market instruments as well as equity and equity related •securities [upto 15%]

Birla Sun Life MIP II - Savings 5 Plan (An Open ended Income Scheme. Monthly income is not assured and is subject to availability of distributable surplus)

regular income with capital growth over medium to long term•investments in debt and money market instruments as well as equity and equity related •securities [0-10%]

Birla Sun Life Cash Manager (An Open ended Income Scheme)

reasonable returns with convenience of liquidity over short term•investments in a basket of debt and money market instruments of very short maturities•

Moderate

LOWLOW HIGH

Low

Moderately

Low

High

ModeratelyHigh

Birla Sun Life Savings Fund (An Open ended Short Term Income Scheme)

reasonable returns with convenience of liquidity over short term•investments in debt and money market instruments•

Birla Sun Life Floating Rate Fund - Long Term Plan (An Open ended Income Scheme)

income with capital growth over short term•investments in a mix of fixed and floating rate debt and money market instruments•

Birla Sun Life Short Term Fund (An Open ended Income Scheme)

income with capital growth over short term•investments in debt and money market instruments.•


Investors understand that theirprincipal will be at Moderate risk

Investors understand that theirprincipal will be at Moderately Low risk


08

Name of Scheme This product is suitable for investors who are seeking*: RiskometerBirla Sun Life Capital Protection Oriented Fund - Series 25 & 26(A Close ended Capital Protection Oriented Scheme)

capital protection and capital appreciation linked to equity market at the end of medium / •long term tenureinvestments in highest rated debt and money market instruments maturing on or before •the tenure of the scheme and exposure to derivative instruments (long call options)

Moderate

LOWLOW HIGH

Low

Moderately

Low

High

ModeratelyHigh

Investors understand that theirprincipal will be at Moderately Low risk

Birla Sun Life Capital Protection Oriented Fund - Series 16, 17, 18, 19, 20, 21, 22 & 23(A Close ended Capital Protection Oriented Scheme)

capital protection and capital appreciation linked to equity market at the end of medium / •long term tenureinvestments in highest rates debt and money market instruments maturing on or before •the tenure of the scheme and equity and equity related securities

Birla Sun Life Cash Plus (An Open ended Liquid Scheme)

reasonable returns with high levels of safety and convenience of liquidity over short term•investments in high quality debt and money market instruments with maturity of upto 91 •days only

Moderate

LOWLOW HIGH

Low

Moderately

Low

High

ModeratelyHigh

Birla Sun Life Floating Rate Fund - Short Term Plan(An Open ended Income Scheme)

reasonable returns with convenience of liquidity over short term•investments in debt and money market instruments with maturity of upto 91 days only•


Investors understand that theirprincipal will be at Low risk

Adhoc Dividend – Equity Schemes – April – December 2015

Serial No. Scheme Name Record Date

Dividend Rate

(` per unit)

CumDividend

NAV(` per unit)

Face Value (`) per unit of

Scheme

1 Birla Sun Life MNC Fund - Regular Plan - Dividend 22-Apr-15 10.00 156.22 10.00

2 Birla Sun Life Frontline Equity Fund - Regular Plan - Dividend 24-Apr-15 1.75 27.69 10.00

3 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 30-Apr-15 0.067 10.96 10.00

4 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 30-Apr-15 0.067 10.86 10.00

5 Birla Sun Life Commodity Equities Fund - Global Agri Plan - Regular Plan - Dividend 21-May-15 2.0 17.26 10.00

6 Birla Sun Life Commodity Equities Fund - Global Agri Plan - Direct Plan - Dividend 21-May-15 2.0 17.51 10.00

7 Birla Sun Life Long Term Advantage Fund - Regular Plan - Dividend 21-May-15 2.5 19.6 10.00

8 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 29-May-15 0.067 10.98 10.00

9 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 29-May-15 0.067 10.88 10.00

10 Birla Sun Life Infrastructure Fund - Regular Plan - Dividend 11-Jun-15 1.6 13.67 10.00

11 Birla Sun Life India GenNext Fund - Regular Plan - Dividend 18-Jun-15 2.6 20.82 10.00

12 Birla Sun Life India GenNext Fund - Direct Plan - Dividend 18-Jun-15 2.6 23.03 10.00

13 Birla Sun Life Dividend Yield Plus - Regular Plan - Dividend 19-Jun-15 0.4 15.70 10.00

14 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 26-Jun-15 0.067 11.00 10.00

15 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 26-Jun-15 0.067 10.90 10.00

16 Birla Sun Life Balanced ‘95 Fund - Regular Plan - Dividend 26-Jun-15 7.5 144.82 10.00

17 Birla Sun Life Top 100 Fund - Regular Plan - Dividend 24-Jul-15 2.30 19.1387 10.00

18 Birla Sun Life Pure Value Fund - Regular Plan - Dividend 24-Jul-15 3.00 28.8725 10.00

19 Birla Sun Life New Millennium Fund - Regular Plan - Dividend 31-Jul-15 2.00 19.78 10.00

20 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 31-Jul-15 0.067 11.0418 10.00

21 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 31-Jul-15 0.067 10.9316 10.00

22 Birla Sun Life Midcap Fund - Regular Plan - Dividend 28-Aug-15 3.75 35.51 10.00

23 Birla Sun Life Small & Midcap Fund - Regular Plan - Dividend 28-Aug-15 2.30 21.7342 10.00

24 Birla Sun Life Advantage Fund - Regular Plan - Dividend 31-Aug-15 20.00 103.07 10.00

25 Birla Sun Life Advantage Fund - Direct Plan - Dividend 31-Aug-15 10.00 104.38 10.00

26 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 31-Aug-15 0.067 11.0518 10.00

27 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 31-Aug-15 0.067 10.9352 10.00

NAV of the scheme, pursuant to pay out of dividend would fall to the extent of the payout and statutory levy (if applicable). Declaration of dividend is at the discretion of the trustees and subject to availability of distributable surplus. Past Performance may or may not be sustained in the future.

09

NAV of the scheme, pursuant to pay out of dividend would fall to the extent of the payout and statutory levy (if applicable). Declaration of dividend is at the discretion of the trustees and subject to availability of distributable surplus. Past Performance may or may not be sustained in the future.

Serial No. Scheme Name Record Date

Dividend Rate

(` per unit)

CumDividend

NAV(` per unit)

Face Value (`) per unit of

Scheme

28 Birla Sun Life Buy India Fund - Regular Plan - Dividend 22-Sep-15 4.00 39.63 10.00

29 Birla Sun Life Balanced ‘95 Fund - Regular Plan - Dividend 22-Sep-15 7.50 142.06 10.00

30 Birla Sun Life Dividend Yield Plus - Regular Plan - Dividend 24-Sep-15 0.35 15.46 10.00

31 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 29-Sep-15 0.060 11.0458 10.00

32 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 29-Sep-15 0.060 10.9234 10.00

33 Birla Sun Life Special Situations Fund - Regular Plan - Dividend 29-Sep-15 1.30 15.7014 10.00

34 Birla Sun Life MNC Fund - Regular Plan - Dividend 09-Oct-15 10.00 158.0700 10.00

35 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 30-Oct-15 0.06 11.0557 10.00

36 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 30-Oct-15 0.06 10.9257 10.00

37 Birla Sun Life Frontline Equity Fund - Regular Plan - Dividend 30-Oct-15 3.50 27.8400 10.00

38 Birla Sun Life Index Fund - Regular Plan - Dividend 02-Nov-15 3.20 15.5220 10.00

39 Birla Sun Life Index Fund - Direct Plan - Dividend 02-Nov-15 3.20 15.7054 10.00

40 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 30-Nov-15 0.06 11.0321 10.00

41 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 30-Nov-15 0.06 10.8962 10.00

42 Birla Sun Life India Opportunities Fund - Regular Plan - Dividend 30-Nov-15 3.00 28.9000 10.00

43 Birla Sun Life Equity Fund - Regular Plan - Dividend 30-Nov-15 10.00 93.1500 10.00

44 Birla Sun Life Equity Fund - Direct Plan - Dividend 30-Nov-15 9.00 102.7700 10.00

45 Birla Sun Life India Reforms Fund - Regular Plan - Dividend 30-Nov-15 1.30 12.8000 10.00

46 Birla Sun Life Dividend Yield Plus - Regular Plan - Dividend 23-Dec-15 0.20 15.0400 10.00

47 Birla Sun Life Balanced ‘95 Fund - Regular Plan - Dividend 23-Dec-15 2.85 137.6700 10.00

48 Birla Sun Life Balanced ‘95 Fund - Direct Plan - Dividend 23-Dec-15 3.60 174.2300 10.00

49 Birla Sun Life Banking and Financial Services Fund - Regular Plan - Dividend 29-Dec-15 1.10 13.8700 10.00

50 Birla Sun Life Enhanced Arbitrage Fund - Direct Plan - Dividend 29-Dec-15 0.055 11.0298 10.00

51 Birla Sun Life Enhanced Arbitrage Fund - Regular Plan - Dividend 29-Dec-15 0.054 10.8878 10.00

10

Adhoc Dividend – Equity Schemes – April – December 2015

11

It is our constant endeavour to only offer you schemes that best suit your needs, thus we have classified our schemes under four broad solutions.

Schemes

12

Wealth Creation SolutionsWhat are Wealth Creation Solutions?

Our Wealth Creation Solutions aim to grow your money through equity/gold investments and are available in a range of conservative to aggressive options.

Who can benefit from Wealth Creation Solutions?

These solutions can be ideal for investors who are planning for future expenses, like higher education of children, marriage, buying a home etc.These solutions are available in the range of aggressive to conservative options to suit the needs of the investor.

Tax Savings SolutionsWhat are Tax Savings Solutions?

Our Tax Savings Solutions help to reduce your tax burden and at the same time, aim to grow your money through equity investments.

Who can benefit from Tax Savings Solutions?

Tax saving is important, especially when investors can save up to ` 51,912 in taxes! Section 80C of the Income Tax Act, 1961 provides options to save tax by reducing the taxable income by up to ` 1.5 lakh. But, wealth creation is also important. Isn’t it?

That’s why this solution is ideal for investors who would like to create wealth along with tax saving.

Tax savings of ` 51,912 is calculated assuming qualifying amount of deduction is ` 1.5 lakh & investor falls in the top income tax slab

of 34.608% & includes applicable cess & surcharge. Investors are advised to consult their tax advisor in view of individual nature of tax

benefits. Further, Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein. Investors are

requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue

in the future.

The rates are applicable for the financial year 2015-16.

Savings SolutionsWhat are Saving Solutions?

Our Savings Solutions are aimed at preserving your money, providing you with liquidity and giving you tax-efficient returns.

Who can benefit from Saving Solutions?

This is an ideal solutions for investors who have low - medium propensity for risk and high liquidity. These can be ideal for first time investors in mutual funds.

The Financial Solution(s) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

Regular Income SolutionsWhat are Regular Income Solutions?

Our Regular Income Solutions aim to preserve your money and provide regular income.

Who can benefit from Regular Income Solutions?

This is an ideal solutions for investors who are interested in alternative modes of regular income, either in present of after retirement stage, and have low propensity for risk. (Regular income is not assured & is subject to availability of distributable surplus.)

13

Benefits of Wealth Creation Solutions:

Tax Free Returns: No capital gains tax (on withdrawal) if you stay invested for over a year as per current tax laws. Invest in the long-term to overcome short-term ups and downs.

Risk is lowered: Mutual funds invest in many companies and funds are managed by experts; which can be considered as an alternative to direct investment in shares.

Investors are requested to consult their tax advisor before investing for individual nature of tax benefit. The Financial Solution (Wealth Creation Solution) stated above is ONLY for highlighting

the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

What are Wealth Creation Solutions?

Our Wealth Creation Solutions aim to grow your money through equity/gold investments and are available in a range of conservative to aggressive options.

Who can benefit from Wealth Creation Solutions?

Equity may be considered as an ideal option to give attractive long term returns and hence may be used for funding long-term needs (like child's education, buying a home etc.)

Wealth Creation Solutions

Fund Manager: Mr. Mahesh Patil & Mr. Pranay SinhaManaging Fund Since: January 16, 2014 & August 26, 2015Total Experience: 24 years & 10 yearsDate of Allotment: February 10, 1995Type of Scheme: An Open-ended Balanced SchemeApplication Amount for fresh subscription*: ` 5,000 (plus in multiplies of ` 1)Min. Addl. Investment: ` 1,000 (plus in multiplies of ` 1)

SIP: Monthly: Minimum ` 1,000/-

NAV of Plans / Options (`)Regular PlanGrowth: 563.81Dividend: 135.99

For redemption/switch out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterModified Duration: 6.96 yearsAverage Maturity: 14.44 years Yield to Maturity: 8.20%Standard Deviation: 11.43%Sharpe Ratio##: 0.93 Beta: 1.08Portfolio Turnover: 1.81Expense Ratio: Regular 2.49Direct 1.50

Issuer % to net Assets Rating Issuer % to net Assets Rating

Government of India 19.65% SOV Sun Pharmaceuticals Industries Ltd 2.26%

HDFC Bank Ltd 3.80% FAG Bearings India Ltd 2.01%

Infosys Ltd 3.25% Axis Bank Ltd 1.90%

ICICI Bank Ltd 2.69% Indusind Bank Ltd 1.82%

Reliance Industries Ltd 2.67% Pune Solapur Expressway Pvt Ltd 1.74% ICRA A(SO)

Top Ten Portfolio Holdings

Date of Inception: Feb 10, 1995 NAV Per Unit. *

(`)

Birla Sun Life

Balanced ‘95 Fund (%)

CRISIL Balanced

Fund Index # (%)

Nifty 50 ## (%)

Value of Standard Investment of ` 10000 in

Birla Sun Life Balanced ‘95 Fund

(`)

CRISIL Balanced

Fund Index # (`)

Nifty 50## (`)

Since inception till December 31, 2015 (CAGR) 10.00 21.28 N/A 10.23 563810 N/A 76616

December 31, 2014 to December 31, 2015 (Absolute) 545.50 3.36 0.48 -4.06 10336 10048 9594

December 31, 2013 toDecember 31, 2014 (Absolute) 367.19 48.56 25.34 31.39 14856 12534 13139


Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 563.81# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Mahesh Patil is 9. Total Schemes managed by Mr. Pranay Sinha is 6. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.$‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com

Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns.## Risk Free Rate assumed to be 7.03% (FBIL Overnight MIBOR for 31st Dec 2015) for calculating Sharpe Ratio

Fund Details

Birla Sun Life Balanced ‘95 Fund(erstwhile Birla Sun Life ‘95 Fund. Name changed w.e.f January 01, 2016)

What is it?

A fund that seeks to achieve long-term growth of your investment at moderate levels of risk by striking a balance between potential growth of equity and relative safety of debt.


As on December 31, 2015

14

Direct Plan$

Growth: 578.31Dividend: 172.15

Benchmark: CRISIL Balanced Fund Index

Monthly Average AUM: ` 2221.45 Crores(as on 31st December 2015)

AUM as on last day: ` 2301.38 Crores(as on 31st December 2015)

Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV

Rating Profile of Portfolio

70.56%

20.28%

4.18%3.03% 1.95%

Equity SovereignCash & Current Assets Below AAAAA

# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. Performance for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV.CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available, they have not been shown.Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken into consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered.

SIP Performance – Regular Plan - Growth (assuming SIP of ` 10000 per month)

Particulars Since Inception last 5 years last 3 years last 1 year

Total Amount Invested (`) 2500000 600000 360000 120000

Market Value of amount Invested 34388727 915858 474678 120638

Scheme Returns (CAGR) 21.29 16.94 18.82 0.99

CRISIL Balanced Fund Index returns# (CAGR) NA 9.73 9.13 -2.79

Nifty 50 returns## (CAGR) 12.34 9.67 8.47 -8.43

Date of First Installment: March 01, 1995 & Scheme Inception Date: February 10, 1995. Past Performance may or may not be sustained in future.This scheme is jointly managed with Mr. Pranay Sinha.

Note: The exit load rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 / 1800-22-7000 or from any of our Investor Service Centers.

Fund Manager: Mr. Mahesh Patil Managing Fund Since: November 17, 2005Total Experience: 24 yearsDate of Allotment: August 30, 2002Type of Scheme: An Open-ended Growth Scheme

Application Amount for fresh subscription*: ` 5,000 (plus in multiplies of ` 1)Min. Addl. Investment: ` 1,000 (plus in multiplies of ` 1)

SIP: Monthly: Minimum ` 1,000/- NAV of Plans / Options (`)Regular PlanGrowth: 158.77Dividend: 24.11

Direct Plan$


Benchmark: S&P BSE 200



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed /switched out within 365 days from

the date of allotment. Nil if redeemed /switched after 365 days from the date of allotment **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterStandard Deviation: 14.23%Sharpe Ratio##: 0.70Beta: 0.99Portfolio Turnover: 0.72Expense Ratio: Regular 2.27Direct 1.38

Issuer % to net Assets Issuer % to net AssetsHDFC Bank Ltd 6.80% Larsen & Toubro Ltd 3.29%

Infosys Ltd 5.12% Indusind Bank Ltd 3.01%

Reliance Industries Ltd 4.32% Sun Pharmaceuticals Industries Ltd 2.76%

ITC Ltd 3.59% Axis Bank Ltd 2.72%

ICICI Bank Ltd 3.57% Tech Mahindra Ltd 2.48%


What is it?

A diversified equity fund that invests across sectors in line with S&P BSE 200 Index, with a bias for large caps but not exclusively focused on them.

Fund Details

15


Date of Inception: Aug 30, 2002

NAV Per Unit. *

(`)

Birla Sun Life Frontline Equity Fund

(%)

S&P BSE 200 # (%)

Nifty 50 ## (%)


Birla Sun Life Frontline

Equity Fund (`)

S&P BSE 200 # (`)

Nifty 50## (`)

Since inception till December 31, 2015 (CAGR) 10.00 23.02 17.84 16.71 158770 89423 78630

December 31, 2014 to December 31, 2015 (Absolute) 157.04 1.10 -1.48 -4.06 10110 9852 9594



Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 158.77# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Mahesh Patil is 9. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.

$‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. Performance for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV.CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of re-turn).Where Benchmark returns are not available, they have not been shown.Past performance may or may not be sustained in future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken into consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered.





Scheme Returns (CAGR) 19.41 16.66 16.51 -4.30

S&P BSE 200 returns# (CAGR) 13.66 11.37 11.40 -5.92


Date of First Installment: September 01, 2002 & Scheme Inception Date: August 30, 2002. Past Performance may or may not be sustained in future.


Birla Sun Life Frontline Equity FundWealth Creation Solutions

Fund Manager: Mr. Mahesh Patil Managing Fund Since: July 29, 2010Total Experience: 24 yearsDate of Allotment: October 24, 2005Type of Scheme: An Open-ended Growth Scheme




Direct Plan$


Benchmark: Nifty 50




Issuer % to net Assets Issuer % to net AssetsHDFC Bank Ltd 7.24% Indusind Bank Ltd 3.12%

Infosys Ltd 4.81% HCL Technologies Ltd 3.04%

Reliance Industries Ltd 4.68% Sun Pharmaceuticals Industries Ltd 3.03%

ICICI Bank Ltd 3.25% ITC Ltd 2.93%

Larsen & Toubro Ltd 3.12% Axis Bank Ltd 2.86%


Birla Sun Life Top 100 Fund

What is it?

A large cap focused fund that invests in equity and equity related securities of top 100 companies in India as measured by market capitalization.


For redemption/switch out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.

Other ParameterStandard Deviation: 14.78%Sharpe Ratio##: 0.71 Beta: 1.01Portfolio Turnover: 0.84Expense Ratio: Regular 2.46Direct 1.54

# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Mahesh Patil is 9. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.

Date of Inception: Oct 24, 2005 NAV Per Unit. *

(`)

Birla Sun Life Top 100

Fund (%)

Nifty 50 # (%)

S&P BSE SENSEX ##

(%)



(`)

Nifty 50 # (`)

S&P BSE SENSEX

## (`)


December 31, 2014 to December 31, 2015 (Absolute) 42.19 -0.05 -4.06 -5.03 9995 9594 9497



Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 42.1734




Fund Details

16







Nifty 50 returns# (CAGR) 9.33 9.67 8.47 -8.43

S&P BSE SENSEX returns## (CAGR) 9.02 9.22 7.60 -9.18

Date of First Installment: November 01, 2005 & Scheme Inception Date: October 24, 2005. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Anil ShahManaging Fund Since: October 03, 2012Total Experience: 26 yearsDate of Allotment: August 27, 1998Type of Scheme: An Open-ended Growth Scheme

Application Amount for fresh subscription*:` 5,000 (plus in multiplies of ` 1)Min. Addl. Investment: ` 1,000 (plus in multiplies of ` 1)



Direct Plan$





Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV For redemption/switch out

of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.


Date of Inception: Aug 27,1998 NAV Per Unit. *

(`)

Birla Sun Life Equity Fund (%)

S&P BSE 200 # (%)

Nifty 50 ## (%)


Birla Sun Life Equity

Fund (`)

S&P BSE 200 # (`)

Nifty 50 ## (`)






Issuer % to net Assets Issuer % to net AssetsHDFC Bank Ltd 6.37% Indusind Bank Ltd 3.41%

Maruti Suzuki India Ltd 4.66% Sun Pharmaceuticals Industries Ltd 3.31%

Axis Bank Ltd 3.86% HCL Technologies Ltd 3.07%

Tata Chemicals Ltd 3.85% Tech Mahindra Ltd 3.04%

ITC Ltd 3.72% Tata Communications Ltd 2.84%


Birla Sun Life Equity Fund

What is it?

A Diversified Equity Fund that looks for opportunities without any sectoral or market cap bias with the aim to give you long term growth of capital.


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Anil Shah is 9. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.




Fund Details

17


SIP Performance - Regular Plan - Growth (assuming SIP of ` 10000 per month)





S&P BSE 200# (CAGR) 14.39 11.37 11.40 -5.92




Fund Manager: Mr. Mahesh Patil Managing Fund Since: October 03, 2012Total Experience: 24 yearsDate of Allotment: October 10, 2006Type of Scheme: An Open Ended Diversified Equity Scheme




Direct Plan$





Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV For redemption/

switch out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.

Other ParameterStandard Deviation: 14.72%Sharpe Ratio##: 0.86Beta: 1.03Portfolio Turnover: 0.65Expense Ratio: Regular 2.76Direct 2.01


(`)

Birla Sun Life Long

Term Advantage Fund (%)

S&P BSE 200 # (%)

Nifty 50 ## (%)


Birla Sun Life Long

Term Advantage

Fund (`)

S&P BSE 200 # (`)

Nifty 50## (`)






Birla Sun Life Long Term Advantage Fund

What is it?

An Open ended Equity fund that invests in a Diversified portfolio of equity andequity related securities




Note:Standard Deviation & Sharpe Ratio are calculated on Annualised basis using 3 years history of monthly returns.## Risk Free Rate assumed to be 7.03% (FBIL Overnight MIBOR for 31st Dec 2015) for calculating Sharpe Ratio

Issuer % to net Assets Issuer % to net AssetsHDFC Bank Ltd 5.62% ITC Ltd 3.22%


Gulf Oil Lubricants India Ltd 3.70% Maruti Suzuki India Ltd 2.63%

Indusind Bank Ltd 3.65% Hindustan Petroleum Corporation Ltd 2.63%

Tech Mahindra Ltd 3.44% ICICI Bank Ltd 2.52%



Fund Details

18











Fund Manager: Mr. Ajay GargManaging Fund Since: June 18, 2009Total Experience: 22 yearsDate of Allotment: December 27, 1999Type of Scheme: An Open-ended Growth Scheme




Direct Plan$


Benchmark: Nifty MNC



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed /switched out within 365 days from the date of allotment.Nil if redeemed /switched after

365 days from the date of allotment. **Exit Load is NIL for units issued in Dividend Reinvestment.


Birla Sun Life MNC Fund

What is it?

The fund that invests in securities of multinational companies in order to achieve long-term growth of capital with relatively moderate levels of risk.



Issuer % to net Assets Issuer % to net AssetsMaruti Suzuki India Ltd 8.45% Pfizer Ltd 6.39%

Bosch Ltd 8.33% Gillette India Ltd 6.23%

ICRA Ltd 7.53% Honeywell Automation India Ltd 6.19%

Bayer CropScience Ltd 7.16% Hindustan Unilever Ltd 5.16%

Glaxosmithkline Pharmaceuticals Ltd 6.58% Kotak Mahindra Bank Ltd 5.07%


Fund Details

19


Date of Inception: Dec 27, 1999 NAV Per Unit. *

(`)

Birla Sun Life MNC Fund (%)

Nifty MNC # (%)

Nifty 50 ## (%)


Birla Sun Life MNC Fund (`)

Nifty MNC # (`)

Nifty 50## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 591.40# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Ajay Garg is 8. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.








Nifty MNC returns# (CAGR) 15.17 17.83 19.84 -3.64


Date of First Installment: January 01, 2000 & Scheme Inception Date: December 27, 1999. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Satyabrata Mohanty & Mr. Vineet MalooManaging Fund Since: July 16, 2015 & January 16, 2014Total Experience: 16 years & 11 yearsDate of Allotment: February 26, 2003Type of Scheme: An Open-ended Growth Scheme



NAV of Plans / Options (`)

Regular PlanGrowth: 135.12

Dividend: 14.97Direct Plan$


Benchmark: Nifty 500



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed /switched out within 365 days from the date of allotment. Nil if redeemed /switched after 365 days from the date of

allotment. **Exit Load is NIL for units issued in Dividend Reinvestment.


Birla Sun Life Dividend Yield Plus

What is it?

A fund that invests in high dividend paying companies across market cap which typically have steady cash flow generation.



Issuer % to net Assets Issuer % to net AssetsICICI Bank Ltd 6.61% ITC Ltd 3.26%

Cummins India Ltd 5.58% Sanofi India Ltd 3.16%


Pfizer Ltd 4.96% Oracle Financial Services Software Ltd 2.70%

Axis Bank Ltd 3.95% Sundaram Finance Ltd 2.67%


Fund Details

20



(`)

Birla Sun Life Dividend

Yield Plus (%)

Nifty 500 # (%)

Nifty 50 ## (%)



(`)

Nifty 500 # (`)

Nifty 50 ## (`)




December 31, 2012 toDecember 31, 2013 (Absolute) 94.60 -3.00 3.61 6.76 9700 10361 10676

Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 135.12# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 3. Total Schemes managed by Mr. Satyabrata Mohanty is 10. Total Schemes managed by Mr. Vineet Maloo is 17. Refer annexure on page no. 99 to know more on performance ofschemes managed by Fund Managers.










Date of First Installment: March 01, 2003 & Scheme Inception Date: February 26, 2003. Past Performance may or may not be sustained in future.This scheme is jointly managed with Mr. Vineet Maloo.


Fund Manager: Mr. Jayesh GandhiManaging Fund Since: January 01, 2015Total Experience: 15 yearsDate of Allotment: October 03, 2002Type of Scheme: An Open-ended Growth Scheme




Direct Plan$


Benchmark: Nifty Midcap 100







(`)

Birla Sun Life Midcap

Fund (%)

Nifty Midcap 100

# (%)

Nifty 50 ## (%)


Birla Sun Life Midcap Fund (`)

Nifty Midcap 100

# (`)

Nifty 50 ## (`)




December 31, 2012 toDecember 31, 2013 (Absolute) 118.94 -2.02 -5.10 6.76 9798 9490 10676


Birla Sun Life Midcap Fund

What is it?

A fund that provides an opportunity to invest in midsized companies which can be potential leaders of tomorrow.


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Jayesh Gandhi is 4. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.



Issuer % to net Assets Issuer % to net AssetsSKS Microfinance Ltd 3.15% Solar Industries India Ltd 2.51%

Gujarat State Petronet Ltd 3.09% Britannia Industries Ltd 2.34%

Crompton Greaves Ltd 2.83% LIC Housing Finance Ltd 2.26%

PNC Infratech Limited 2.81% IRB Infrastructure Developers Ltd 2.16%

Aditya Birla Nuvo Ltd 2.74% The Federal Bank Ltd 2.12%



Fund Details

21







Nifty Midcap 100 returns# (CAGR) 16.92 17.49 22.62 3.57




Fund Manager: Mr. Jayesh GandhiManaging Fund Since: December 15, 2014Total Experience: 15 yearsDate of Allotment: May 31, 2007Type of Scheme: An Open-ended Small & Mid Cap Equity Scheme




Direct Plan$


Benchmark: Nifty Midcap 100



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed /switched out within 365 days from the date of allotment. Nil if redeemed /switched after

365 days from the date of allotment. **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterStandard Deviation: 16.97%Sharpe Ratio##: 1.09 Beta: 0.87Portfolio Turnover: 0.80Expense Ratio: Regular 2.89Direct 2.07

Birla Sun Life Small & Midcap Fund

What is it?

An Equity fund that aims to generate growth and capital appreciation by investing predominantly in equity and equity related securities of companies considered to be small and mid cap.



Issuer % to net Assets Issuer % to net AssetsJet Airways (India) Ltd 3.70% IRB Infrastructure Developers Ltd 2.52%

Natco Pharma Ltd 2.90% Sterlite Technologies Ltd 2.50%

Kansai Nerolac Paints Ltd 2.80% Gujarat State Petronet Ltd 2.47%

Firstsource Solutions Ltd 2.79% Pennar Engineered Building Systems Ltd 2.45%

Tube Investments of India Ltd 2.60% Repco Home Finance Ltd 2.41%


Fund Details

22


Date of Inception: May 31, 2007 NAV Per Unit. *

(`)


(%)

Nifty Midcap 100

# (%)

Nifty 50 ## (%)


Birla Sun Life Small & Midcap Fund (`)

Nifty Midcap 100

# (`)

Nifty 50## (`)




December 31, 2012 toDecember 31, 2013 (Absolute) 13.18 4.83 -5.10 6.76 10483 9490 10676

Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 26.0678# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Jayesh Gandhi is 4. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.








Nifty Midcap 100 returns# (CAGR) 13.80 17.49 22.62 3.57


Date of First Installment: June 01, 2007 & Scheme Inception Date: May 31, 2007. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Satyabrata MohantyManaging Fund Since: October 17, 2011Total Experience: 16 yearsDate of Allotment: February 24, 1995Type of Scheme: An Open-ended Growth Scheme




Direct Plan$





Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption / switch- out of units within 365 days from the date of allotment: 1.00% of

applicable NAV. For redemption / switch- out of units after 365 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterStandard Deviation: 16.66%Sharpe Ratio##: 0.89Beta: 1.07Portfolio Turnover: 0.75Expense Ratio: Regular 2.64Direct 1.86


(`)

Birla Sun Life

Advantage Fund (%)

S&P BSE 200 # (%)

Nifty 50 ## (%)


Birla Sun Life

Advantage Fund (`)

S&P BSE 200 # (`)

Nifty 50 ## (`)






Birla Sun Life Advantage Fund

What is it?

A Diversified Equity Fund that aims to achieve long-term growth of capital, at relatively moderate levels of risk through a research-based investment approach.


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Satyabrata Mohanty is 10. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.



Issuer % to net Assets Issuer % to net AssetsHDFC Bank Ltd 6.76% Eicher Motors Ltd 4.03%

Yes Bank Ltd 4.79% Indusind Bank Ltd 3.16%

Sun Pharmaceuticals Industries Ltd 4.78% Dalmia Bharat Ltd 2.92%

Maruti Suzuki India Ltd 4.33% Infosys Ltd 2.88%

Natco Pharma Ltd 4.11% TVS Motor Company Ltd 2.73%



Fund Details

23









Date of First Installment: March 01, 1995 & Scheme Inception Date: February 24, 1995. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Anil Shah & Mr. Chanchal KhandelwalManaging Fund Since: September 23, 2013 & August 26, 2015Total Experience: 26 years & 10 yearsDate of Allotment: August 05, 2005Type of Scheme: An Open-ended Growth Scheme




Direct Plan$


Benchmark: Nifty 50



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed /switched out within 365 days from the date of allotment. Nil if redeemed /switched after 365 days from the date of allotment.

**Exit Load is NIL for units issued in Dividend Reinvestment.


Birla Sun Life India GenNext Fund

What is it?

A Fund that strives to benefit from the rising consumption pattern in India, fuelled by high disposable incomes of the young generation (Generation Next).



Issuer % to net Assets Issuer % to net AssetsHDFC Bank Ltd 5.86% Sun Pharmaceuticals Industries Ltd 3.50%

Maruti Suzuki India Ltd 4.55% ICICI Bank Ltd 3.22%

ITC Ltd 3.98% Britannia Industries Ltd 2.92%

Eicher Motors Ltd 3.87% Bajaj Corp Ltd 2.78%

Indusind Bank Ltd 3.66% Axis Bank Ltd 2.65%


Fund Details

24


Date of Inception: Aug 05, 2005

NAV Per Unit. *

(`)

Birla Sun Life India GenNext Fund (%)

Nifty 50 # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life India GenNext Fund (`)

Nifty 50 # (`)

S&P BSE SENSEX

## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 54.22# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Anil Shah is 9. Total Schemes managed by Mr. Chanchal Khandelwal is 1. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.












Fund Manager: Mr. Ajay GargManaging Fund Since: September 12, 2007Total Experience: 22 yearsDate of Allotment: January 15, 2000Type of Scheme: An Open-ended Growth Scheme




Direct Plan$





Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption / switch-out of units within 365 days from the date of allotment:

1.00% of applicable NAV. For redemption / switch-out of units after 365 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterStandard Deviation: 15.69%Sharpe Ratio##: 1.21Beta: 0.92Portfolio Turnover: 0.18Expense Ratio: Regular 3.13Direct 2.18

Birla Sun Life Buy India Fund

What is it?

An equity fund aiming to capitalize on the growth opportunities provided by companies that are driven by India’s large population and consumption patterns.



Issuer % to net Assets Issuer % to net AssetsSundaram Clayton Ltd 8.60% Pfizer Ltd 4.37%

ICRA Ltd 7.97% Bayer CropScience Ltd 4.36%

Jet Airways (India) Ltd 7.11% Zee Entertainment Enterprises Ltd 3.61%

Kotak Mahindra Bank Ltd 4.92% Hitachi Home and Life Solutions (India) Ltd 3.50%

MRF Ltd 4.43% Gillette India Ltd 3.47%


Fund Details

25


Date of Inception: Jan 15, 2000 NAV Per Unit. *

(`)

Birla Sun Life Buy

India Fund (%)

S&P BSE 200 # (%)

Nifty 50 ## (%)


Birla Sun Life Buy

India Fund (`)

S&P BSE 200 # (`)

Nifty 50 ## (`)















Date of First Installment: February 01, 2000 & Scheme Inception Date: January 15, 2000. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Satyabrata Mohanty & Mr. Dhaval GalaManaging Fund Since: Since Inception & August 26, 2015Total Experience: 16 years & 9 yearsDate of Allotment: December 14, 2013Type of Scheme: An Open ended Banking & Financial Services Sector Scheme



NAV of Plans / Options (`)Regular PlanGrowth: 16.42



Benchmark: Nifty Financial Services




of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterPortfolio Turnover: 0.40Expense Ratio: Regular 2.85Direct 2.47

Birla Sun Life Banking and Financial Services Fund

What is it?

A fund that aims to generate growth and capital appreciation by building a portfolio that predominantly invest in the Banking and Financial Services related companies in India.


Issuer % to net Assets Issuer % to net Assets

HDFC Bank Ltd 15.20% ICICI Bank Ltd 6.73%

Yes Bank Ltd 9.52% Axis Bank Ltd 6.03%

Indusind Bank Ltd 7.90% LIC Housing Finance Ltd 5.42%

Repco Home Finance Ltd 7.64% Bank of Baroda 4.91%

Bajaj Finance Ltd 7.50% SKS Microfinance Ltd 4.22%


Fund Details

26



(`)

Birla Sun Life Banking and Financial

Services Fund (%)

Nifty Financial Services

# (%)

Nifty 50 ## (%)


Birla Sun Life Banking

and Financial Services Fund (`)

Nifty Financial Services

# (`)

Nifty 50 ## (`)




Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 16.42# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Satyabrata Mohanty is 10. Total Schemes managed by Mr. Dhaval Gala is 1. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.




Particulars Since Inception last 1 year

Total Amount Invested (`) 250000 120000

Market Value of amount Invested 295965 117082

Scheme Returns (CAGR) 16.47 -4.48

Nifty Financial Services returns# (CAGR) 10.15 -9.59

Nifty 50 returns## (CAGR) 3.71 -8.43



Fund Manager: Mr. Mahesh PatilManaging Fund Since: July 16, 2015 Total Experience: 24 yearsDate of Allotment: March 17, 2006Type of Scheme: An Open-ended Growth Scheme




Direct Plan$


Benchmark: Nifty 50



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed /switched out within 365 days from the date of allotment. Nil if redeemed /switched after 365 days from the

date of allotment. **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterStandard Deviation: 22.24%Sharpe Ratio##: 0.44 Beta: 1.38Portfolio Turnover: 0.58Expense Ratio: Regular 2.66Direct 2.08

Date of Inception: Mar 17, 2006 NAV Per Unit. *

(`)

Birla Sun Life Infrastructure

Fund (%)

Nifty 50 # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life Infrastructure

Fund (`)

Nifty 50 # (`)

S&P BSE SENSEX

## (`)






Birla Sun Life Infrastructure Fund

What is it?

A fund that seeks to participate in growth and development of infrastructure in India by investing in equity and equity related securities of companies in the infra sector.





Issuer % to net Assets Issuer % to net AssetsCummins India Ltd 5.73% ICICI Bank Ltd 3.84%

HDFC Bank Ltd 4.77% Reliance Industries Ltd 3.82%

Wabco India Ltd 4.03% Orient Cement Ltd 3.16%

Crompton Greaves Ltd 3.95% Multi Commodity Exchange of India Ltd 3.06%

Larsen & Toubro Ltd 3.90% Honeywell Automation India Ltd 2.74%



Fund Details

27









Date of First Installment: April 01, 2006 & Scheme Inception Date: March 17, 2006. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Mahesh Patil & Mr. Milind BafnaManaging Fund Since: January 16, 2014Total Experience: 24 years & 15 yearsDate of Allotment: March 27, 2008Type of Scheme: An Open-ended Diversified Equity Scheme


SIP: Monthly: Minimum ` 1,000/- NAV of Plans / Options (`)Regular PlanGrowth: 39.8389Dividend: 25.7681

Direct Plan$





Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 365 days from the date of allotment:

1.00% of applicable NAV For redemption/switch out of units after 365 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterStandard Deviation: 22.02%Sharpe Ratio##: 1.03Beta: 1.19Portfolio Turnover: 1.59Expense Ratio: Regular 2.92Direct 1.97


(`)

Birla Sun Life Pure

Value Fund (%)

S&P BSE 200 # (%)

Nifty 50 ## (%)


Birla Sun Life Pure

Value Fund (`)

S&P BSE 200 # (`)

Nifty 50 ## (`)






Birla Sun Life Pure Value Fund

What is it?

An Open ended Diversified Equity fund that follows value investing strategy to generate consistent long-term capital appreciation.


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 3. Total Schemes managed by Mr. Mahesh Patil is 9. Total Schemes managed by Mr. Milind Bafna is 4. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.



Issuer % to net Assets Issuer % to net AssetsJet Airways (India) Ltd 6.54% Gujarat Fluorochemicals Ltd 3.44%

Tata Chemicals Ltd 5.53% J.Kumar Infraprojects Ltd 3.43%

Hindustan Petroleum Corporation Ltd 4.53% Chennai Petroleum Corporation Ltd 3.38%

Gulf Oil Lubricants India Ltd 4.17% GAIL (India) Ltd 3.19%

MRF Ltd 3.80% Omkar Speciality Chemicals Limited 2.92%



Fund Details

28









Date of First Installment: April 01, 2008 & Scheme Inception Date: March 27, 2008. Past Performance may or may not be sustained in future.This scheme is jointly managed with Mr. Milind Bafna.


Fund Manager: Mr. Satyabrata MohantyManaging Fund Since: July 16, 2015Total Experience: 16 yearsDate of Allotment: June 25, 2010Type of Scheme: An Open-ended Equity Scheme


SIP: Monthly: Minimum ` 1,000/- NAV of Plans / Options (`)

Regular PlanGrowth: 13.70Dividend: 11.48

Direct Plan$






of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.


Birla Sun Life India Reforms Fund

What is it?

An Equity fund that aims to generate growth and capital appreciation by building a portfolio of companies that are expected to benefit from the economic reforms, PSU divestment and increased government spending.




Government of India 28.41% SOV ICICI Bank Ltd 3.28%

HDFC Bank Ltd 5.66% Larsen & Toubro Ltd 3.20%

Maruti Suzuki India Ltd 3.87% Axis Bank Ltd 3.19%

Eicher Motors Ltd 3.45% Bajaj Auto Ltd 3.18%

Cummins India Ltd 3.45% Bharat Electronics Ltd 2.58%


Fund Details

29


Date of Inception: June 25, 2010 NAV Per Unit. *

(`)

Birla Sun Life India Reforms Fund (%)

Nifty 500 # (%)

Nifty 50 ## (%)


Birla Sun Life India Reforms Fund (`)

Nifty 500 # (`)

Nifty 50 ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 13.70# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Satyabrata Mohanty is 10. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.










Date of First Installment: July 01, 2010 & Scheme Inception Date: June 25, 2010. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Kunal SangoiManaging Fund Since: January 16, 2014Total Experience: 8 yearsDate of Allotment: January 15, 2000Type of Scheme: An Open-ended Growth Scheme




Direct Plan$


Benchmark: S&P BSE Teck



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed /switched out within 365 days from the date of allotment. Nil if redeemed / switched after 365 days from the

date of allotment. **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterStandard Deviation: 18.43%Sharpe Ratio##: 1.06Beta: 0.95Portfolio Turnover: 0.84Expense Ratio: Regular 2.97Direct 2.19

Birla Sun Life New Millennium Fund

What is it?

A thematic fund that invests in companies related to the IT sector like hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies.



Issuer % to net Assets Issuer % to net AssetsInfosys Ltd 29.35% Sonata Software Ltd 5.01%

Tech Mahindra Ltd 9.03% Cyient Limited 4.79%

HCL Technologies Ltd 8.94% Dish TV India Ltd 4.06%

Tata Consultancy Services Ltd 6.98% Firstsource Solutions Ltd 3.74%

Tata Communications Ltd 6.39% Zee Entertainment Enterprises Ltd 3.72%


Fund Details

30



(`)

Birla Sun Life New

Millennium Fund (%)

S&P BSE Teck # (%)

Nifty 50 ## (%)


Birla Sun Life New

Millennium Fund (`)

S&P BSE Teck # (`)

Nifty 50 ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 36.57# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme benchmark returns are not available, they have not been shown.Total Schemes managed by Mr. Kunal Sangoi is 2. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.








S&P BSE Teck returns# (CAGR) NA 14.05 12.92 -1.37




Fund Manager: Mr. Kunal SangoiManaging Fund Since: July 16, 2015Total Experience: 8 yearsDate of Allotment: December 27, 1999Type of Scheme: An Open-ended Growth Scheme




Direct Plan$





Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption / switch- out of units within 365 days from the date of allotment: 1.00% of

applicable NAV. For redemption / switch-out of units after 365 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterStandard Deviation: 13.19%Sharpe Ratio##: 1.74 Beta: 0.56Portfolio Turnover: 0.48Expense Ratio: Regular 3.24Direct 2.33

Birla Sun Life India Opportunities Fund

What is it?

A fund that allows investors to participate in India’s global outsourcing theme by identifying companies that seek to utilize India’s low cost and high quality resources to service the needs of global customers.



Issuer % to net Assets Issuer % to net AssetsCummins India Ltd 8.19% Reliance Industries Ltd 5.38%

Sanofi India Ltd 6.96% Sun Pharmaceuticals Industries Ltd 5.15%

Honeywell Automation India Ltd 6.26% Hindustan Zinc Ltd 4.53%

Infosys Ltd 6.25% Tech Mahindra Ltd 4.01%

Wabco India Ltd 5.92% Oracle Financial Services Software Ltd 3.96%


Fund Details

31



(`)

Birla Sun Life India

Opportunities Fund (%)

Nifty 500 # (%)

Nifty 50 ## (%)


Birla Sun Life India

Opportunities Fund (`)

Nifty 500 #

(`)

Nifty 50 ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 116.45# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Kunal Sangoi is 2. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.












Fund Manager: Mr. Anil ShahManaging Fund Since: January 04, 2013Total Experience: 26 yearsDate of Allotment: January 31, 2008Type of Scheme: An Open-ended Diversified Equity Scheme



NAV of Plans / Options (`)Regular PlanGrowth: 17.8267






Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed /switched out within 365 days from

the date of allotment. Nil if redeemed /switched after 365 days from the date of allotment. **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterStandard Deviation: 17.74%Sharpe Ratio##: 0.80 Beta: 1.10Portfolio Turnover: 0.33Expense Ratio: Regular 2.91Direct 2.30

Birla Sun Life Special Situations Fund

What is it?

A Fund that endeavors to generate longterm growth by identifying stocks that may have the potential for special situation like buy backs, open offers, demerger, etc. and a contrarian investment style.



Issuer % to net Assets Issuer % to net AssetsMaruti Suzuki India Ltd 8.69% Infosys Ltd 4.16%

Wabco India Ltd 8.25% HDFC Bank Ltd 4.07%

Indusind Bank Ltd 7.29% HCL Technologies Ltd 3.98%

Tata Communications Ltd 4.92% ICICI Bank Ltd 3.93%

Strides Shasun Ltd 4.86% Dishman Pharmaceuticals and Chemicals Ltd 3.86%


Fund Details

32



(`)

Birla Sun Life Special Situations Fund (%)

S&P BSE 200 # (%)

Nifty 50 ## (%)


Birla Sun Life Special

Situations Fund (`)

S&P BSE 200 # (`)

Nifty 50 ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 17.8267# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Anil Shah is 9. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.









Nifty 50 returns#(CAGR) 9.59 9.67 8.47 -8.43



Fund Manager: Mr. Prasad Dhonde & Mr. Vineet MalooManaging Fund Since: October 11, 2014 & August 26, 2015Total Experience: 16 years & 11 yearsDate of Allotment: April 25, 2000Type of Scheme: An Open ended Asset Allocation Scheme




Direct Plan$





Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/ switch-out of units on or before 365 days from the date of allotment: 1% of applicable NAV. For redemption/ switch-out of units after 365 days from the date of allotment: Nil

**Exit Load is NIL for units issued in Dividend Reinvestment.


Birla Sun Life Dynamic Asset Allocation Fund(erstwhile ING Balanced Fund. Name changed w.e.f October 11, 2014)

What is it?

An open ended Asset allocation scheme which balances the portfolio between Equity and Fixed income securities based on market valuations to generate long term wealth at a relatively low volatility.



Eicher Motors Ltd 3.73% Reliance Industries Ltd 2.76%

Dalmia Bharat Ltd 3.13% Sanofi India Ltd 2.64%

Infosys Ltd 3.11% ICICI Bank Ltd 2.63%

Repco Home Finance Ltd 3.05% HDFC Bank Ltd 2.40%

Bajaj Finance Ltd 3.02% Axis Bank Ltd 2.26%


Fund Details

33


Date of Inception: Apr 25, 2000 NAV Per Unit. *

(`)

Birla Sun Life Dynamic

Asset Allocation

Fund (%)

CRISIL Balanced

Fund Index # (%)

S&P BSE SENSEX ##

(%)



Asset Allocation Fund (`)

CRISIL Balanced

Fund Index # (`)

S&P BSE SENSEX

## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 38.13# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 10. Total Schemes managed by Mr. Prasad Dhonde is 22. Total Schemes managed by Mr. Vineet Maloo is 17. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers..









CRISIL Balanced Fund Index returns# (CAGR) NA 9.73 9.13 -2.79


Date of First Installment: May 01, 2000 & Scheme Inception Date: April 25, 2000 . Past Performance may or may not be sustained in future.


Fund Manager: Mr. Vineet MalooManaging Fund Since: Since InceptionTotal Experience: 11 yearsDate of Allotment: October 31, 2007Type of Scheme: An Open-ended Diversified Equity Scheme


SIP: Monthly: Minimum ` 1,000/- NAV of Plans / Options (`)Regular PlanGrowth: 16.3724Dividend: 15.0638Direct Plan$

Growth: 16.6415

Dividend: 16.6535

Benchmark: S&P Global 1200



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption / switch-out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch- out of units after 365 days from the date of allotment:

Nil. **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterPortfolio Turnover: 0.35Expense Ratio: Regular 2.95Direct 2.46

Birla Sun Life International Equity Fund - Plan A

What is it?

A fund that provides an opportunity to grow your money by investing in worldclass companies across the globe.


Issuer % to net Assets Issuer % to net AssetsMcKesson Corp. 4.94% Apple Inc. 3.01%

Aetna Inc New 4.71% KONINKLIJKE AHOLD NV 2.97%

Valero Energy Corporation Ltd 3.87% Delta Air Lines Inc 2.93%

THE BOEING CO 3.48% Fedex Corp 2.90%

AXA SA 3.25% CLP Holdings Ltd 2.75%


Fund Details

34



(`)

Birla Sun Life

International Equity Fund -

Plan A (%)

S&P Global 1200 #

(%)

Nifty 50 ## (%)


Birla Sun Life International Equity Fund -

Plan A (`)

S&P Global 1200 # (`)

Nifty 50## (`)


December 31, 2014 to December 31, 2015 (Absolute) 16.38 -0.02 1.28 -4.06 9998 10128 9594



Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 16.3724# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Vineet Maloo is 17. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.








S&P Global 1200 returns# (CAGR) 11.72 12.27 6.98 0.18




Fund Manager: Mr. Vineet MalooManaging Fund Since: Since InceptionTotal Experience: 11 yearsDate of Allotment: October 31, 2007Type of Scheme: An Open-ended Diversified Equity Scheme




Direct Plan$


Benchmark: Customised Index †† A customized benchmark created using S&P BSE 200 to the extent of 65% of portfolio and S&P Global 1200 to the extent of 35% of portfolio.



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: 1% if redeemed /switched

out within 365 days from the date of allotment. Nil if redeemed /switched after 365 days from the date of allotment. **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterPortfolio Turnover: 0.65Expense Ratio: Regular 2.96Direct 2.40

Birla Sun Life International Equity Fund - Plan B

What is it?

A fund that provides an opportunity to grow your money by investing in worldclass companies across the globe, with at least 65% exposure to domestic markets.


Issuer % to net Assets Issuer % to net AssetsICICI Bank Ltd 3.51% Axis Bank Ltd 2.47%

Repco Home Finance Ltd 3.40% Indusind Bank Ltd 2.38%

Infosys Ltd 3.25% Bajaj Finance Ltd 2.36%

HDFC Bank Ltd 2.76% Eicher Motors Ltd 2.32%

ITC Ltd 2.57% Cummins India Ltd 2.02%


Fund Details

35



(`)

Birla Sun Life

International Equity Fund -

Plan B (%)

Customised Index † #

(%)

Nifty 50 ## (%)


Birla Sun Life International Equity Fund -

Plan B (`)

Customised Index †

# (`)

Nifty 50 ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 13.9253# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Vineet Maloo is 17. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.† A customized benchmark created using S&P BSE 200 to the extent of 65% of portfolio and S&P Global 1200 to the extent of 35% of portfolio.








Customised Index † returns# (CAGR) 11.20 12.05 10.14 -3.54




Fund Manager: Mr. Milind BafnaManaging Fund Since: August 26, 2015Total Experience: 15 yearsDate of Allotment: November 07, 2008Type of Scheme: An Open-ended Growth Scheme




Direct Plan$


Benchmark: S&P Global Agribusiness Index



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 365 days from the date of allotment:

1.00% of applicable NAV For redemption/switch out of units after 365 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment.

Other ParameterPortfolio Turnover: 0.03Expense Ratio: Regular 1.78Direct 1.33

Birla Sun Life Commodity Equities Fund - Global Agri Plan (GAP)

What is it?

A Fund that provides exposure to commodities, by investing in handpicked commodity companies worldwide, that have business exposure to Agricultural commodities.


Issuer % to net Assets Issuer % to net AssetsTYSON FOODS INC 10.25% ARCHER-DANIELS-MIDLAND CO 7.17%

Syngenta Ltd Reg Shs 9.79% BUNGE LTD 6.55%

ASSOCIATED BRITISH FOODS PLC 9.21% BRF SA 5.52%

Monsanto Co 8.91% AGRIUM ORD 4.33%

Deere And Co Ltd 7.85% Kubota Corp 4.12%


Fund Details

36


Date of Inception: Nov 07, 2008 NAV Per Unit. *

(`)

Birla Sun Life Commodity

Equities Fund - Global Agri

Plan - Regular Growth (%)

S&P Global Agribusiness Index # (%)

Nifty 50 ## (%)


Birla Sun Life Commodity

Equities Fund - Global Agri

Plan - Regular Growth (`)

S&P Global Agribusiness

Index # (`)

Nifty 50## (`)





Investment Performance - Global Agri Plan - Regular Plan - Growth NAV as on December 31, 2015: ` 19.9068 # Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Milind Bafna is 4. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.








S&P Global Agribusiness Index returns# (CAGR) 11.95 8.45 2.71 -9.16


Date of First Installment: December 01, 2008 & Scheme Inception Date: November 07, 2008. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Shravan Sreenivasula Managing Fund Since: December 15, 2014Total Experience: 14 yearsDate of Allotment: September 17, 2008Type of Scheme: An Open-ended Fund of Funds Scheme



NAV of Plans / Options (`)Regular PlanGrowth: 9.6920 Dividend: 9.6945Direct Plan$

Growth: 9.7896

Dividend: -

Benchmark: 40% Dow Jones World Basic Materials Index + 40% Dow Jones World Oil and Gas Index + 20% MSCI AC World in INR terms



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/ switch-out of units on or before 365 days from the date of allotment: 1% of applicable

NAV. For redemption/ switch-out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.

Other ParameterExpense Ratio: Regular 0.85Direct 0.74

What is it?

An open ended fund-of-funds Scheme that invests in global funds that primarily invest in commodity securities. It aims to provide long term capital growth.

Fund Details

37


Issuer % to net Assets

Martin Currie Global Resources Fund 48.53%

First State Glob Umbrella Fund Global Res Fund - I 34.68%

Cash & Current Assets 16.91%

Net receivables / payables -0.12%

Top Portfolio Holdings

Date of Inception: Sep 17, 2008

NAV Per

Unit. *(`)

Birla Sun Life Global

Commodities Fund (%)

40% Dow Jones World Basic

Materials Index + 40% Dow

Jones World Oil and Gas Index + 20% MSCI AC

World in INR terms # (%)

S&P BSE

SENSEX ## (%)



Commodities Fund (`)

40% Dow Jones

World Basic Materials

Index + 40% Dow Jones World Oil and Gas

Index + 20% MSCI AC

World in INR terms # (`)

S&P BSE SENSEX

## (`)

Since inception till December 31, 2015 (CAGR) 10.00 -0.43 2.98 9.74 9692 12385 19692




Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 9.6920# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Shravan Sreenivasula is 9. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.



“The investors are bearing the recurring expenses of the scheme, in addition to the expenses of other schemes in which the Fund of Funds Scheme makes investments.”





Scheme Returns (CAGR) -5.42 -10.84 -15.62 -24.38

40% Dow Jones World Basic Materials Index + 40% Dow Jones World Oil and Gas Index + 20% MSCI AC World in INR terms# (CAGR)

2.10 -2.15 -8.26 -16.92

S&P BSE SENSEX ## (CAGR) 9.90 9.21 7.59 -9.18

Date of First Installment: October 01, 2008 & Scheme Inception Date: September 17, 2008. Past Performance may or may not be sustained in future.


Birla Sun Life Global Commodities Fund(erstwhile ING Global Commodities Fund. Name changed w.e.f October 11, 2014)


Fund Manager: Mr. Shravan Sreenivasula Managing Fund Since: December 15, 2014Total Experience: 14 yearsDate of Allotment: December 31, 2007Type of Scheme: An Open-ended Fund of Funds SchemeApplication Amount for fresh subscription*: ` 5,000 (plus in multiplies of ` 1)Min. Addl. Investment: ` 1,000 (plus in multiplies of ` 1)


NAV of Plans / Options (`)Regular PlanGrowth: 17.72 Dividend: 17.73

Direct Plan$


Benchmark: 10/40 GPR 250 Global Net Index



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/ switch-out of units on or before 365 days from the date of

Birla Sun Life Global Real Estate Fund(erstwhile ING Global Real Estate Fund. Name changed w.e.f October 11, 2014)

What is it?

An open ended fund-of-funds Scheme that predominantly invests in “ING (L) Invest Global Real Estate Fund”, a global real estate fund that has flexibility to invest in real estate securities across the world. It aims to provider capital appreciation.


allotment: 1% of applicable NAV. For redemption/ switch-out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterExpense Ratio: Regular 1.92Direct 1.46

Fund Details

38


Issuer % to net AssetsING (L) Invest Global Real Estate - I Cap USD 97.67%


Net receivables / payables 1.10%


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Shravan Sreenivasula is 9. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.


(`)

Birla Sun Life Global Real Estate

Fund (%)

10/40 GPR 250 Global Net Index

# (%)

S&P BSE SENSEX ##

(%)



Real Estate

Fund (`)

10/40 GPR 250 Global Net Index

# (`)

S&P BSE SENSEX

## (`)














10/40 GPR 250 Global Net Index returns# (CAGR) -3.08 14.20 9.57 5.73




Fund Manager: Mr. Shravan SreenivasulaManaging Fund Since: December 15, 2014Total Experience: 14 yearsDate of Allotment: August 7, 2008Type of Scheme: An Open-ended Fund of Funds Scheme




Direct Plan$


Benchmark: MSCI EM Latin America 10/40 ND Index



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/ switch-out of units on or before 365 days from the date of allotment: 1% of applicable

NAV. For redemption/ switch-out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterExpense Ratio: Regular 1.90Direct 1.46

Birla Sun Life Latin America Equity Fund(erstwhile ING Latin America Equity Fund. Name changed w.e.f October 11, 2014)

What is it?

An open ended fund-of-funds Scheme that invests predominantly in “ING (L) Invest Latin America Fund”, a global fund that has exposure to equity securities across the latin american region. It aims to provide long term capital appreciation.


Fund Details

39


Issuer % to net Assets

ING (L) INV Latin America I Cap 89.60%




Date of Inception: Aug 7,2008 NAV Per Unit. *

(`)

Birla Sun Life Latin America

Equity Fund (%)

MSCI EM Latin America 10/40ND Index #

(%)

S&P BSE SENSEX ##

(%)


Birla Sun Life Latin America Equity

Fund (`)

MSCI EM Latin America 10/40ND

Index # (`)

S&P BSE SENSEX

## (`)

Since inception till December 31, 2015 (CAGR) 10.00 -4.98 -1.33 7.67 6850 9058 17277












Scheme Returns (CAGR) -8.61 -14.72 -20.51 -29.43

MSCI EM Latin America 10/40ND Index # (CAGR) -5.97 -13.66 -21.28 -30.25

S&P BSE SENSEX## (CAGR) 9.83 9.21 7.56 -9.18

Date of First Installment: September 01, 2008 & Scheme Inception Date: August 7, 2008 Past Performance may or may not be sustained in future.


Fund Manager: Mr. Ajay GargManaging Fund Since: October 01, 2006Total Experience: 22 yearsDate of Allotment: September 18, 2002Type of Scheme: An Open-ended Index Linked Growth Scheme




Direct Plan$


Benchmark: Nifty 50



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.

Other ParameterStandard Deviation: 13.43%Sharpe Ratio##: 0.26 Beta: 0.96Portfolio Turnover: 5.20Expense Ratio: Regular 0.80Direct 0.50 Tracking Error: 0.59%

Birla Sun Life Index Fund

What is it?

A fund that is designed to mirror the market performance of the 50 companies in the Nifty Index.


Issuer % to net Assets Issuer % to net AssetsNifty Index 25.53% Reliance Industries Ltd 4.37%

Infosys Ltd 5.77% ICICI Bank Ltd 3.96%

HDFC Bank Ltd 5.52% Tata Consultancy Services Ltd 3.27%

Housing Development Finance Corporation Ltd 5.19% Larsen & Toubro Ltd 2.73%

ITC Ltd 4.79% Sun Pharmaceuticals Industries Ltd 2.34%


Fund Details

40


Date of Inception: Sept 18, 2002 NAV Per Unit. *

(`)

Birla Sun Life Index Fund (%)

Nifty 50 # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life Index Fund (`)

Nifty 50 # (`)

S&P BSE SENSEX

## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 77.8352# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Ajay Garg is 8. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers



Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 years history of monthly returns.## Risk Free Rate assumed to be 7.03% (FBIL Overnight MIBOR for 31st Dec 2015) for calculating Sharpe RatioTracking Ratio for BSL Index Fund is computed based on Nifty TR Index








Date of First Installment: October 01, 2002, & Scheme Inception Date: September 18, 2002. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Prasad DhondeManaging Fund Since: October 03, 2012Total Experience: 16 yearsDate of Allotment: May 13, 2011Type of Scheme: An Open ended Gold Exchange Traded Fund



NAV (`): 2428.95

Benchmark: Domestic price of physical gold



Load Structure (as % of NAV)Entry Load: NilExit Load**(Includingfractional units, if any): Nil; ++The units of the scheme are compulsorily traded in dematerialized form, and hence, there shall be no entry/exit load for the units purchased or sold through stock exchanges. However,the investor shall have to bear costs in form of bid/ask spread and brokerage or such

other cost as charged by his broker for transacting in units of the scheme through secondary market. **Exit Load is NIL for units issued in Dividend Reinvestment.

Other ParameterStandard Deviation: 19.85%Sharpe Ratio##: -0.72Beta: 0.98Expense Ratio: Regular 1.01 Tracking Error: 8.36%

Birla Sun Life Gold ETF

What is it?

An ETF that invests in physical gold of 99.5% purity to generate returns in line with performance of gold, subject to tracking errors.


Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 year history of monthly returns.## Risk Free Rate assumed to be 7.03% (FBIL Overnight MIBOR for 31st Dec 2015) for calculating Sharpe Ratio

Investment Performance NAV as on December 31, 2015: ` 2428.95

Date of Inception: May 13, 2011 NAV Per Unit. *(`)

Birla Sun Life Gold ETF (%)

Domestic price of physical gold # (%)


Birla Sun Life Gold ETF (`)

Domestic price of physical gold # (`)

Since inception till December 31, 2015 (CAGR) 2227.8530 1.88 3.14 10903 11537

December 31, 2014 to December 31, 2015 (Absolute) 2641.2988 -8.04 -7.25 9196 9275

December 31, 2013 toDecember 31, 2014 (Absolute) 2688.4249 -1.75 -6.09 9825 9391


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Prasad Dhonde is 22. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.

Issuer % to net AssetsGold 99.53%


Net receivables / payables 0.14%


Fund Details

41



Fund Manager: Mr. Shravan SreenivasulaManaging Fund Since: December 15, 2014Total Experience: 14 yearsDate of Allotment: March 20, 2012Type of Scheme: An Open ended Fund of Fund Scheme




Direct Plan$


Benchmark: Domestic price of physical gold





Other ParameterStandard Deviation: 21.34%Sharpe Ratio##: -0.67Beta: 1.17Expense Ratio: Regular 0.50Direct 0.23 Tracking Error: 8.14%

Birla Sun Life Gold Fund

What is it?

An open ended fund of fund scheme that predominantly invests in units of Birla Sun Life Gold ETF (underlying scheme) and one doesn’t require a Demat Account to invest in it.


Note:Standard Deviation, Sharpe Ratio & Beta are calculated on Annualised basis using 3 year history of monthly returns.## Risk Free Rate assumed to be 7.03% (FBIL Overnight MIBOR for 31st Dec 2015) for calculating Sharpe Ratio

Fund Details

Date of Inception: Mar 20, 2012 NAV Per Unit. *(`)

Birla Sun Life Gold Fund (%)

Domestic price of physical gold # (%)


Birla Sun Life Gold Fund (`)

Domestic price of physical gold # (`)

Since inception till December 31, 2015 (CAGR) 10.0000 -4.54 -2.24 8388 9178

December 31, 2014 to December 31, 2015 (Absolute) 9.0401 -7.22 -7.25 9278 9275



Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 8.3878# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Shravan Sreenivasula is 9. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.


Investors should note that, Birla Sun Life Gold Fund being an open ended fund of fund scheme invests in Birla Sun Life Gold ETF which invests in physical gold of 99.5% purity and they shall bear the recurring expenses of the underlying scheme (i.e. Birla Sun Life Gold ETF) in addition to the recurring expenses of the Scheme.

Issuer % to net AssetsBirla Sun Life Gold ETF 98.13%




Fund Details

42


“The investors are bearing the recurring expenses of the scheme, in addition to the expenses of other schemes in which the Fund of Funds Scheme makes investments.”Note: The exit load rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 / 1800-22-7000 or from any of our Investor Service Centers.

Fund Manager: Mr. Shravan SreenivasulaManaging Fund Since: August 26, 2015Total Experience: 14 yearsDate of Allotment: February 24, 2004Type of Scheme: An Open-ended Fund of Funds Scheme



NAV of Plans / Options (`)Regular PlanGrowth: 53.3059Dividend: 48.4398Direct Plan$


Benchmark: Nifty 50



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: Nil **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterExpense Ratio: Regular 0.02Direct 0.02

Birla Sun Life Asset Allocation Fund - Aggressive Plan

What is it?

An open ended Fund-of-Funds scheme with 3 plans to help you plan your investments to suit your risk profile.


Issuer % to net Assets Issuer % to net AssetsBirla Sun Life Advantage Fund - Gr - Dir Pl 25.09% Birla Sun Life Income Plus - Growth - Direct Plan 6.15%

Birla Sun Life Top 100 Fund - Growth - Direct Plan 22.19% Cash & Current Assets 6.62%

Birla Sun Life Equity Fund Direct Growth 19.37% Net receivables / payables 0.20%

Birla Sun Life Govt Sec. Long Term Grwth Direct 12.93%

Birla Sun Life New Millennium Fund Direct Plan Gro 7.45%


Fund Details

43


Investment Performance - Aggressive Plan - Regular Plan - Growth NAV as on December 31, 2015: ` 53.3059


(`)

Birla Sun Life AAF -

Aggressive Plan (%)

Nifty 50 # (%)

S&P BSE SENSEX ##

(%)



Aggressive Plan (`)

Nifty 50 # (`) S&P BSE SENSEX

## (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Shravan Sreenivasula is 9. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.

















Direct Plan$







Birla Sun Life Asset Allocation Fund - Moderate Plan

What is it?



Issuer % to net Assets Issuer % to net AssetsBirla Sun Life Govt Sec. Long Term Grwth Direct 25.02% Birla Sun Life New Millennium Fund Direct Plan Gro 6.46%

Birla Sun Life Advantage Fund - Gr - Dir Pl 17.75% Cash & Current Assets 17.08%

Birla Sun Life Equity Fund Direct Growth 13.70% Net receivables / payables 0.48%

Birla Sun Life Top 100 Fund - Growth - Direct Plan 10.64%

Birla Sun Life Income Plus - Growth - Direct Plan 8.86%


Fund Details

44



(`)


Moderate Plan (%)

CRISIL Balanced

Fund Index # (%)

Nifty 50 ## (%)


Birla Sun Life AAF - Moderate Plan (`)

CRISIL Balanced

Fund Index # (`)

Nifty 50## (`)





Investment Performance - Moderate Plan - Regular Plan - Growth NAV as on December 31, 2015: ` 44.5996# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Shravan Sreenivasula is 9. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.









CRISIL Balanced Fund Index returns# (CAGR) 10.15 9.71 9.10 -2.88





Application Amount for fresh subscription*:

` 5,000 (plus in multiplies of ` 1)Min. Addl. Investment: ` 1,000 (plus in multiplies of ` 1)




Benchmark: CRISIL MIP Blended Index



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: Nil

Exit Load**: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.


Birla Sun Life Asset Allocation Fund - Conservative Plan

What is it?



Issuer % to net Assets Issuer % to net AssetsBirla Sun Life Govt Sec. Long Term Grwth Direct 33.14% Birla Sun Life New Millennium Fund Direct Plan Gro 3.18%

Birla Sun Life Income Plus - Growth - Direct Plan 27.33% Cash & Current Assets 17.29%

Birla Sun Life Advantage Fund - Gr - Dir Pl 9.60% Net receivables / payables -0.86%

Birla Sun Life Equity Fund Direct Growth 6.75%

Birla Sun Life Top 100 Fund - Growth - Direct Plan 3.58%


Fund Details

45



(`)


Conservative Plan (%)

CRISIL MIP Blended

Index # (%)

Nifty 50 ## (%)



Conservative Plan (`)

CRISIL MIP Blended

Index # (`)

Nifty 50## (`)





Investment Performance - Conservative Plan - Regular Plan - Growth NAV as on December 31, 2015: ` 31.0236# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Shravan Sreenivasula is 9. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.









CRISIL MIP Blended Index returns# (CAGR) 8.27 9.36 9.67 5.38




Fund Manager: Mr. Shravan SreenivasulaManaging Fund Since: December 15, 2014Total Experience: 14 yearsDate of Allotment: January 16, 2007Type of Scheme: An Open ended Fund of Funds Scheme




Direct Plan$


Benchmark: Nifty 50



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For all application amounts: if redeemed on or before 365 days from the date of allotment: 1% if

redeemed after 365 days from the date of allotment: NIL **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterExpense Ratio: Regular 1.00Direct 0.96

Birla Sun Life 5 Star Multi Manager FoF Scheme (erstwhile ING 5 Star Multi Manager FoF Scheme. Name changed w.e.f October 11, 2014)

What is it?

An open ended fund-of-funds Scheme that primarily invests in equity funds having diverse investment styles. These funds are selected using the BSLAMC process. It aims to provide long term capital appreciation.



SBI Blue Chip Fund-Direct Plan -Growth 22.22% ICICI Prudential Discovery Fund Direct Plan Grwth 7.07%

MOSt Focused Multicap 35-Direct Plan-Growth Option 19.84% Cash & Current Assets 6.02%

Mirae Asset India Opp'ties Fund-Direct Plan-Growth 18.84% Net receivables / payables -1.07%

Birla Sun Life Frontline Eq Fd - Gr - Direct Plan 18.09%

Mirae Asset Emerging Bluechip Fund - Dir Pln- Grw 9.00%


Fund Details

46



(`)

Birla Sun Life 5

Star Multi Manager FoF

Scheme (%)

Nifty 50 # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life 5

Star Multi Manager

FoF Scheme

(`)

Nifty 50 # (`)

S&P BSE SENSEX

## (`)


















Fund Manager: Mr. Shravan SreenivasulaManaging Fund Since: December 15, 2014Total Experience: 14 yearsDate of Allotment: August 17, 2006Type of Scheme: An Open ended Fund of Funds Scheme




Direct Plan$





Load Structure (as % of NAV) (Incl. for SIP)

Entry Load: NilExit Load**: if redeemed on or before 365 days from the date of allotment: 1% if redeemed

after 365 days from the date of allotment: NIL **Exit Load is NIL for units issued in Dividend Reinvestment.


Birla Sun Life Asset Allocator Multi Manager FoF Scheme (erstwhile ING Asset Allocator Multi Manager FoF Scheme. Name changed w.e.f October 11, 2014)

What is it?

An open ended fund-of-funds Scheme that invests in equity and debt funds having diverse investment styles. These funds are selected using the BSLAMC process. It is actively managed by changing asset allocation of equity and debt categories. It aims to provide long term capital appreciation.



SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth 20.64% Mirae Asset India Opp'ties Fund-Direct Plan-Growth 6.42%

MOSt Focused Multicap 35-Direct Plan-Growth Option 13.51% Franklin India PRIMA FUND - Direct - Growth 4.89%

IDFC Dynamic Bond Fund-Direct Plan-Growth 10.64% Mirae Asset Emerging Bluechip Fund - Dir Pln- Grw 4.71%

Birla Sun Life Frontline Eq Fd - Gr - Direct Plan 7.36% ICICI Prudential Discovery Fund Direct Plan Grwth 4.33%

SBI Blue Chip Fund-Direct Plan -Growth 6.59% Birla Sun Life Cash Plus - Growth - Direct Plan 0.01%


Fund Details

47


Date of Inception: Aug 17, 2006 NAV Per Unit. *

(`)

Birla Sun Life Asset Allocator

Multi Manager FoF

Scheme (%)

CRISIL Balanced

Fund Index # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life Asset Allocator

Multi Manager

FoF Scheme

(`)

CRISIL Balanced

Fund Index # (`)

S&P BSE SENSEX

## (`)














CRISIL Balanced Fund Index# (CAGR) 9.08 9.72 9.10 -2.88

S&P BSE SENSEX## (CAGR) 8.57 9.20 7.55 -9.29

Date of First Installment: September 01, 2006 & Scheme Inception Date: August 17, 2006 . Past Performance may or may not be sustained in future.



SBI Blue Chip Fund-Direct Plan -Growth 14.45% SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth 6.26%

Mirae Asset India Opp'ties Fund-Direct Plan-Growth 14.03% IDFC Dynamic Bond Fund-Direct Plan-Growth 5.91%

MOSt Focused Multicap 35-Direct Plan-Growth Option 13.92% Mirae Asset Emerging Bluechip Fund - Dir Pln- Grw 4.82%

Birla Sun Life Frontline Eq Fd - Gr - Direct Plan 13.74% ICICI Prudential Discovery Fund Direct Plan Grwth 4.73%

Birla Sun Life Cash Plus - Growth - Direct Plan 12.26% Franklin India PRIMA FUND - Direct - Growth 4.25%


Birla Sun Life Financial Planning FOF - Aggressive Plan (erstwhile ING Financial Planning Fund - Aggressive Plan. Name changed w.e.f October 11, 2014)

What is it?

An open ended fund-of-funds Scheme following the financial planning discipline with exposure to equity, debt and gold funds. It is suitable for investors with aggressive risk profile. It aims to provide long term capital appreciation. (Please consult your financial advisor for your risk profile)


Fund Manager: Mr. Shravan SreenivasulaManaging Fund Since: December 15, 2014Total Experience: 14 years Date of Allotment: May 09, 2011Type of Scheme: An Open ended Fund of Funds Scheme





Direct Plan$


Benchmark: 70% Nifty 50 + 15% CRISIL Liquid Fund index + 10% CRISIL Composite Bond Fund index + 5% INR price of Gold



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out

of units within 365 days from the date of allotment: 1.00% of applicable NAV For redemption/switch out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.Other ParameterExpense Ratio: Regular 1.40Direct 0.65


Fund Details

48


Date of Inception: May 09, 2011

NAV Per

Unit. *(`)

Birla Sun Life Financial Planning

FOF Aggressive

Plan (%)

70% Nifty 50 + 15% CRISIL

Liquid Fund index + 10%

CRISILComposite Bond Fund

index +5% INR price of

Gold # (%)

CRISIL 10 Year

Gilt Index ## (%)

S&P BSE

SENSEX ## (%)



FOF Aggressive

Plan (`)

70% Nifty 50 + 15% CRISILLiquid Fund index + 10%


index +5% INR price of Gold # (`)

CRISIL 10

Year Gilt

Index ## (`)

S&P BSE

SENSEX ## (`)

Since inception till December 31, 2015 (CAGR) 10.00 11.43 7.97 7.15 7.66 16539 14286 13788 14096

December 31, 2014 to December 31, 2015 (Absolute) 15.84 4.45 -1.27 7.39 -5.03 10445 9873 10739 9497

December 31, 2013 toDecember 31, 2014 (Absolute) 11.55 37.10 23.97 14.14 29.89 13710 12397 11414 12989

December 31, 2012 toDecember 31, 2013 (Absolute) 11.41 1.18 6.09 -0.68 8.98 10118 10609 9932 10898





Particulars Since Inception last 3 years last 1 year

Total Amount Invested (`) 560000 360000 120000

Market Value of amount Invested 781842 451409 120473

Scheme Returns (CAGR) 14.32 15.27 0.73

70% Nifty 50 + 15% CRISIL Liquid Fund index + 10% CRISIL Composite Bond Fund index + 5% INR price of Gold# (CAGR) 8.96 7.69 -4.81

CRISIL 10 Year Gilt Index ## (CAGR) 7.70 8.20 6.63

S&P BSE SENSEX## (CAGR) 9.64 7.55 -9.29

Date of First Installment: June 01, 2011 & Scheme Inception Date: May 09, 2011 . Past Performance may or may not be sustained in future.


Birla Sun Life Financial Planning FOF - Conservative Plan (erstwhile ING Financial Planning Fund - Conservative Plan. Name changed w.e.f October 11, 2014)

What is it?

An open ended fund-of-funds Scheme following the financial planning discipline with exposure to equity, debt and gold funds. It is suitable for investors with conservative risk profile. It aims to provide income through limited exposure to equity. (Please consult your financial advisor for your risk profile)



Birla Sun Life Cash Plus - Growth - Direct Plan 35.72% MOSt Focused Multicap 35-Direct Plan-Growth Option 4.30%

IDFC Dynamic Bond Fund-Direct Plan-Growth 15.07% Mirae Asset India Opp'ties Fund-Direct Plan-Growth 4.15%

SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth 12.70% Birla Sun Life Frontline Eq Fd - Gr - Direct Plan 4.11%

Kotak MF Gold ETF 10.32% Franklin India PRIMA FUND - Direct - Growth 1.38%

SBI Blue Chip Fund-Direct Plan -Growth 4.43% Mirae Asset Emerging Bluechip Fund - Dir Pln- Grw 1.37%


Fund Details

49






Growth: 14.74

Dividend: -




Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/ switch- out of units within and including 1 year from the date of allotment: 1% of

applicable NAV. For redemption/ switch-out of units after 1 year from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.



NAV Per

Unit. *(`)


FOF Conservative

Plan (%)





Gold # (%)

CRISIL 10 Year

Gilt Index ## (%)

S&P BSE

SENSEX ## (%)


Birla Sun Life Financial

Planning FOF

Conservative Plan (`)




CRISIL 10

Year Gilt

Index ## (`)

S&P BSE

SENSEX ## (`)


December 31, 2014 to December 31, 2015 (Absolute) 13.88 4.62 3.98 7.39 -5.03 10462 10398 10739 9497











Scheme Returns (CAGR) 8.32 8.20 2.52

20% Nifty 50 + 44% CRISIL Liquid Fund index + 24% CRISIL Composite Bond Fund index + 12% INR price of Gold# (CAGR) 7.50 6.98 2.40


S&P BSE SENSEX ## (CAGR) 9.64 7.55 -9.29








Direct Plan$





Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 365 days

from the date of allotment: 1.00% of applicable NAV For redemption/switch out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment.


Birla Sun Life Financial Planning FOF - Prudent Plan (erstwhile ING Financial Planning Fund - Prudent Plan. Name changed w.e.f October 11, 2014)

What is it?

An open ended fund-of-funds Scheme following the financial planning discipline with exposure to equity, debt and gold funds. It is suitable for investors with prudent risk profile. It aims to provide long term capital appreciation. (Please consult your financial advisor for your risk profile)



Birla Sun Life Cash Plus - Growth - Direct Plan 21.10% SBI Blue Chip Fund-Direct Plan -Growth 8.21%

IDFC Dynamic Bond Fund-Direct Plan-Growth 15.33% MOSt Focused Multicap 35-Direct Plan-Growth Option 7.74%

SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth 12.43% Kotak MF Gold ETF 5.92%

Birla Sun Life Frontline Eq Fd - Gr - Direct Plan 8.91% Mirae Asset Emerging Bluechip Fund - Dir Pln- Grw 2.73%

Mirae Asset India Opp'ties Fund-Direct Plan-Growth 8.58% Franklin India PRIMA FUND - Direct - Growth 2.70%


Fund Details

50




NAV Per

Unit. *(`)


FOF Prudent Plan (%)





Gold # (%)

CRISIL 10

Year Gilt

Index ## (%)

S&P BSE

SENSEX ## (%)



FOF Prudent Plan (`)




CRISIL 10

Year Gilt

Index ## (`)

S&P BSE

SENSEX ## (`)












Scheme Returns (CAGR) 10.67 10.84 1.5740% Nifty 50 Index + 30% CRISIL Liquid Fund Index +20% CRISIL Composite Bond Fund Index + 10% INR price of Gold # (CAGR) 7.95 7.11 -0.74


S&P BSE SENSEX ## (CAGR) 9.64 7.55 -9.29



Fund Manager: Mr. Satyabrata Mohanty, Mr. Pranay Sinha & Mr. Lovelish Solanki Managing Fund Since: Since Inception, August 26, 2015 & August 26, 2015 respectivelyTotal Experience: 16 years, 10 Years & 7 yearsDate of Allotment: November 28, 2014Type of Scheme: An Open ended Equity Scheme




Direct Plan$


Benchmark: 30% S&P BSE 200 + 30% Crisil Short Term Bond Fund Index + 40% Crisil Liquid Fund Index



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch out


Government of India 14.70% SOV Sun Pharmaceuticals Industries Ltd 1.08%

Repco Home Finance Ltd 1.95% Berger Paints (I) Ltd 1.03%

Eicher Motors Ltd 1.67% Tata Motors Ltd 0.91%

Natco Pharma Ltd 1.47% Wabco India Ltd 0.87%Yes Bank Ltd 1.21% Axis Bank Ltd 0.86%


Birla Sun Life Equity Savings Fund

What is it?

Birla Sun Life Equity Savings Fund uses a unique combination of equity derivative strategies, arbitrage opportunities, pure equity investments, debt & money market instruments which together intends to deliver Tax Efficient Growth with Low Volatility.


of units after 365 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment.

Other ParameterPortfolio Turnover: 5.71Expense Ratio: Regular 3.01Direct 1.99

Fund Details

51


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 1. Total Schemes managed by Mr. Satyabrata Mohanty is 10. Total Schemes managed by Mr. Pranay Sinha is 6. Total Schemes managed by Mr. Mr. Lovelish Solanki is 3. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers



Date of Inception: Nov 28, 2014

NAV Per

Unit. *(`)

Birla Sun Life

Equity Savings

Fund (%)

30% S&P BSE 200 + 30% Crisil Short Term Bond Fund Index + 40% Crisil Liquid Fund Index

# (%)

CRISIL10

YearGilt

Index ## (%)

Nifty 50 ## (%)


Birla Sun Life Equity

Savings Fund (`)

30% S&P BSE 200 + 30%

Crisil Short Term Bond Fund Index + 40% Crisil Liquid Fund Index # (`)

CRISIL10 Year

GiltIndex ## (`)

Nifty 50 ## (`)

Since inception till December 31, 2015 (CAGR) 10.00 4.39 5.00 8.91 -6.88 10480 10546 10975 9253




Particulars Since Inception last 1 year

Total Amount Invested (`) 140000 120000

Market Value of amount Invested 141915 120955

Scheme Returns (CAGR) 2.22 1.48

30% S&P BSE 200 + 30% Crisil Short Term Bond Fund Index + 40% Crisil Liquid Fund Index returns # (CAGR)

4.10 3.94

CRISIL 10 Year Gilt Index returns## (CAGR) 7.22 6.66

Nifty 50 returns## (CAGR) -8.01 -8.43

Date of First Installment: December 01, 2014 & Scheme Inception Date: November 28, 2014. Past Performance may or may not be sustained in future.


52

Benefits of Tax Savings Solutions:

Low lock-in period: Your money is locked-in for just 3 years, as against the much longer lock-in periods in other options.

Potential to earn dividends: While your money is locked-in for 3 years, you may opt for the dividend option and can receive returns in the form of tax-free dividends during this time. This feature is unique only to tax saving solutions from mutual funds. Earn market linked returns: Since investments are made in stocks of Indian companies, the value of your investment moves with the stock market. Although it comes with market related risks, your money is diversified i.e. spread out across stocks of multiple companies and is being monitored by an investment expert with an aim to minimize such risks.

Tax-free returns: When you withdraw your investment after 3 years, the returns are totally tax free. Yes, you save taxes on both, your initial investment and also on the returns.

Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.

Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.Investors are advised to consult their tax advisor in view of individual nature of tax benefits.

The Financial Solution (Savings Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the

quality of any particular Scheme or guarantee any specific performance/returns.

What are Tax Savings Solutions?

Our Tax Savings Solutions help to reduce your tax burden and at the same time, aim to grow your money through equity investments.

Who can benefit from Tax Savings Solutions?

Tax saving is important, especially when investors can save up to ` 51,912 in taxes! Section 80C of the Income Tax Act, 1961 provides options to save tax by reducing the taxable income by up to ` 1.5 lakh.

But, wealth creation is also important. Isn’t it?

That’s why this solution is ideal for investors who would like to create wealth along with tax saving.

Tax savings of ` 51,912 is calculated assuming qualifying amount of deduction is ` 1.5 lakh & investor falls in the top income tax slab of 34.608% & includes applicable cess & surcharge. Investors are advised to consult their tax advisor in view of individual nature of tax benefits. Further, Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein. Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.

The rates are applicable for the financial year 2015-16.

Tax Savings Solutions

Snapshot of Tax rates specific to Mutual FundsTax Implication on Dividend received by Unitholders.

Tax Reckoner 2015-16

Capital Gains Taxation

Individual/ HUF Domestic Company NRI

Dividend

Equity oriented schemes Nil Nil Nil

Debt oriented schemes Nil Nil Nil

Long Term Capital Gains Nil Nil Nil

Short Term Capital Gains 15% 15% 15%

Individual/ HUF$ Domestic Corporates@ NRI$ / #

Equity Oriented Schemes• Long Term Capital Gains (units held for more than 12 months) • Short Term Capital Gains (units held for 12 months or less)

* Securities transaction tax (STT) will be deducted on equity funds at the time of redemption/ switch to the other schemes/ sale of units.** The Finance (No. 2) Bill, 2014 proposes that for the purpose of determining the tax payable, the amount of distributed income be increased to such amount as would, after reduction of tax from such increased amount, be equal to the income distributed by the Mutual Fund. The proposed change is effective from 1 October 2014.

Long Term Capital Gains 20% + 10% 20% + 10% Listed - 20% or 10% whichever is low whichever is low whichever is low Unlisted - 10%

Short Term Capital Gains 30%^ 30% 30%^

Other Than Equity Oriented Schemes - For the period April 1, 2014 to July 10, 2014 • Long Term Capital Gains (units held for more than 12 months) • Short Term Capital Gains (units held for 12 months or less)

Other Than Equity Oriented Schemes - For the period July 11, 2014 onwards• Long Term Capital Gains (units held for more than 36 months) • Short Term Capital Gains (units held for 36 months or less)

Long Term Capital Gains 20%^ 20% Listed - 20% Unlisted - 10%

Short Term Capital Gains 30%^ 30% 30%^

Short term capital gains Long term capital gains

Equity oriented schemes 15% Nil

Other than equity oriented schemes 30% 10% (for unlisted) & - 20% (for listed)

$ Surcharge at 12% to be levied in case of individual/ HUF unit holders where their income exceeds ` 1 crore.@ Surcharge at 7% to be levied for domestic corporate unit holders where the income exceeds ` 1 crore but less than 10 crores and at 12%, where income exceeds ` 10 crores.# Short term/long term capital gain tax will be deducted at the time of redemption of units in case of NRI investors only.$ After providing indexation.# Without indexation^ Assuming the investor falls into highest tax bracket.Education Cess at the rate 3% will continue to apply on tax plus surchargeDividend Stripping: The loss due to sale of units in the schemes (where dividend is tax free) will not be available for set off to the extent of the tax free dividend declared; if units are:(A) bought within three months prior to the record date fixed for dividend declaration; and (B) sold within nine months after the record date fixed for dividend declaration.Bonus Stripping: The loss due to sale of original units in the schemes, where bonus units are issued, will not be available for set off; if original units are: (A) bought within three months prior to the record date fixed for allotment of bonus units; and (B) sold within nine months after the record date fixed for allotment of bonus units. However, the amount of loss so ignored shall be deemed to be the cost of purchase or acquisition of such unsold bonus units.

Tax Deducted at Source (Applicable only to NRI Investors)

Money market and Liquid schemes 25% + 12% Surcharge + 3% Cess 30% + 12% Surcharge + 3% Cess 25% + 12% Surcharge + 3% Cess = 28.84% = 34.608% = 28.84%

Debt schemes 25% + 12% Surcharge + 3% Cess 30% +12% Surcharge + 3% Cess 25% + 12% Surcharge + 3% Cess (other than Infrastructure Debt Fund) = 28.84% = 34.608% = 28.84%

Infra Debt fund 25% + 12% Surcharge + 3% Cess 30% + 12% Surcharge + 3% Cess 5% + 12% Surcharge + 3% Cess = 28.84% = 34.608% = 5.768%

Tax on Distributed Income- SC changed from 10% to 12% So effective rate will be as follows**

Equity oriented schemes* Nil Nil Nil


The tax rates mentioned above are those provided in the Income tax Act, 1961 and amended as per Finance Act, 2015, applicable for the financial year 2015-16 relevant to assessment year 2016-17. In the event of any change, we do not assume any responsibility to update the tax rates consequent to such changes. The tax rates mentioned above may not be exhaustive rates applicable to all types of assesses /taxpayers.The tax rates mentioned above are only intended to provide general information and are neither designed nor intended to be a substitute for professional tax advice. Applicability of the tax rates would depend upon nature of the transaction, the tax consequences thereon and the tax laws in force at the relevant point in time. Therefore, users are advised that before making any decision or taking any action that might affect their finances or business, they should take professional advice.A non-resident tax payer has an option to be governed by the provisions of the Income tax Act, 1961 or the provisions of the relevant DTAA, whichever is more beneficial. As per the provisions of the Income tax Act, 1961, submission of tax residency certificate ("TRC") along with Form No. 10F will be necessary for granting DTAA benefits to non-residents. A taxpayer claiming DTAA benefit shall furnish a TRC of his residence obtained by him from the Government of that country or specified territory. Further, in addition to the TRC, the non-resident may be required to provide such other documents and information subsequently, as may be prescribed by the Indian Tax Authorities.Disclaimer: The information set out above is included for general information purposes only and does not constitute legal or tax advice. In view of the individual nature of the tax consequences, each investor is advised to consult his or her own tax consultant with respect to specific tax implications arising out of their participation in the Scheme. Income Tax benefits to the mutual fund & to the unit holder is in accordance with the prevailing tax laws as certified by the mutual funds tax consultant. Any action taken by you on the basis of the information contained herein is your responsibility alone. Birla Sun Life Mutual Fund will not be liable in any manner for the consequences of such action taken by you. The information contained herein is not intended as an offer or solicitation for the purchase and sales of any schemes of Birla Sun Life Mutual Fund.

1. Income Tax RatesFor Individual, Hindu Undivided Family, Association of Persons, Body of Individuals and Artificial juridical persons.

(a) In the case of a resident individual of the age of 60 years or above but below 80 years, the basic exemption limit is `3,00,000.

(b) In the case of a resident individual of the age of 80 years or above, the basic exemption limit is `5,00,000.

(c) Surcharge @ 12% is applicable on income exceeding ` 1 Crore; marginal relief for such person is available.

(d) Education cess is applicable @ 3% on income tax plus surcharge.2. Securities Transaction Tax (STT) STT is levied on the value of taxable securities transactions as under:

(a) These rates will further increase by surcharge, as applicable & education cess.

(b) Indexation benefit, as applicable.

3. Special rates for non-residents (1) The following incomes in the case of non-resident are taxed at special

rates on gross basis:

4. Capital Gains

(2) Tax on non-resident sportsmen or sports association on specified income @ 20% plus applicable surcharge and education cess.

(a) These rate will further increase by applicable surcharge and education cess.

(b) Other than dividends on which DDT has been paid. (c) In case the non-resident has a Permanent Establisment(PE) in

India and the royalty/fees for technical services paid is effectively connected with such PE , the same could be taxed at 40%(plus applicable surcharge and education cess) on net basis.

Total Income Tax Rates

Up to ` 2,50,000(a)(b)(d) NIL

` 2,50,001 to ` 5,00,000(d) 10%

` 5,00,001 to ` 10,00,000(d) 20%

` 10,00,001 and above(c)(d) 30%

Transaction RatesDividend(b) 20%

Interested received on loans given in foriegn currency 20%to Indian concern or Government of India

Income received in respect of units purchased in 20%foreign currency of specifies Mutual Funds / UTI

Royalty or fees for technical services 10%

Interest income from a notified Infrastructure Debt Fund 5%

Interest on FCCB, FCEB / Dividend on GDRs(b) 10%

Transaction Rates Payable By

Purchase/Sale of equity shares 0.1% Purchaser/ Seller

Purchase of units of equity oriented Nil Purchasermutual fund (delivery based)

Sale of units of equity oriented 0.001% Sellermutual fund (delivery based)

Sale of equity shares, units of equity oriented 0.025% Sellermutual fund (non-delivery based)

Sale of an option in securities 0.017% Seller

Sale of an option in securities, 0.125% Purchaserwhere option is exercised

Sale of a future in securities 0.010% Seller

Sale of unit of an equity oriented scheme 0.001% Sellerto the Mutual Fund

Transaction Short Term Long Term Capital Gains(a) Capital Gains(a)(b)

Sale transactions of equity 15% Nilshares / units of an equityoriented fund which attract STTSale transaction other thanunits mentioned above:Individuals (resident and Progressivenon-resident) slab rates

Partnerships (resident and 30% 20% / 10%non-resident)

Resident companies 30%

Overseas financial 40% (corporate) organisations specified 30% non 10%in section 115AB corporate)

FIIs 30% 10%

Other Foreign companies 40% 20% / 10%

Local authority 30% 20% / 10%

Co-operative society rates Progressive slab

5. Personal Tax Scenarios (Amount in Rupees)

Individual 500,000 5,000,000 11,000,000Tax in FY 2014-15 25,750 1,364,750 3,540,625

Tax in FY 2015-16 25,750 1,364,750 3,605,000

Effective Tax Savings NA NA NA


Additional Tax Burden NA NA 64,375

Additional Tax Burden NA NA 1.82%

Income Level (`)

500,000 5,000,000 11,000,000Tax in FY 2014-15 20,600 1,359,600 3,534,960

Tax in FY 2015-16 20,600 1,359,600 3,599,232





Income LevelResident senior citizen (age of 60 years but below 80 years)

500,000 5,000,000 11,000,000Tax in FY 2014-15 - 1,339,000 3,512,300

Tax in FY 2015-16 - 1,339,000 3,576,160





Income LevelResident very senior citizen Income Level at the age of 80 years and above

Marginal relief as applicable would be available.

Mutual Fund: Birla Sun Life Mutual Fund. Asset Management Company / Investment Manager: Birla Sun Life Asset Management Company Ltd. CIN: U65991MH1994PLC080811. Registered Office: One Indiabulls Centre, Tower - 1, 17th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013.

Fund Manager: Mr. Ajay GargManaging Fund Since: October 01, 2006Total Experience: 22 yearsDate of Allotment: March 29, 1996Type of Scheme: An Open-ended ELSS Scheme with a lock - in of 3 years from the date of allotment.

Application Amount for fresh subscription*: ` 500 (plus in multiplies of ` 1)Min. Addl. Investment: ` 500 (plus in multiplies of ` 1)

SIP: Monthly: Minimum ` 500/- .

NAV of Plans / Options (`)Regular PlanGrowth (w.e.f. 06/03/08): 21.87Dividend: 137.07Direct Plan$





Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load: Nil



(`)

Birla Sun Life Tax

Relief ‘96 (%)

S&P BSE 200 # (%)

Nifty 50 ## (%)


Birla Sun Life Tax

Relief ‘96 (`)

S&P BSE 200# (`)

Nifty 50 ## (`)






Birla Sun Life Tax Relief ‘96

What is it?

A fund that provides an opportunity to save tax while growing your money through Equity investments.

# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Ajay Garg is 8. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.


Issuer % to net Assets Issuer % to net AssetsSundaram Clayton Ltd 6.63% MRF Ltd 3.55%

Honeywell Automation India Ltd 5.75% Jet Airways (India) Ltd 3.52%

ICRA Ltd 4.85% Zee Entertainment Enterprises Ltd 3.39%

Bayer CropScience Ltd 4.47% Pfizer Ltd 3.20%

Kotak Mahindra Bank Ltd 4.41% Reliance Industries Ltd 2.96%


Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.Investors are advised to consult their tax advisor in view of individual nature of tax benefits.



# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return).Where Benchmark returns are not available, they have not been shown.

Fund Details

55


The Dividend Reinvestment Facility under the scheme have been discontinued w.e.f. February 12, 2015. Please refer addendum no. 07/2015 dated February 09, 2015 for further details.








Date of First Installment: April 01, 2008 & Scheme Inception Date: March 06, 2008. Past Performance may or may not be sustained in future.


Fund Manager: Mr. Ajay GargManaging Fund Since: October 17, 2011Total Experience: 22 yearsDate of Allotment: February 16, 1999Type of Scheme: An Open-ended ELSS Scheme with a lock - in of 3 years from the date of allotment.

Application Amount for fresh subscription*: ` 500 (plus in multiplies of ` 1)Min. Addl. Investment: ` 500 (plus in multiplies of ` 1)

SIP: Monthly: Minimum ` 500/-

.



Benchmark: S&P BSE SENSEX






(`)

Birla Sun Life Tax Plan

(%)

S&P BSE SENSEX

# (%)

Nifty 50 ## (%)


Birla Sun Life Tax Plan (`)

S&P BSE SENSEX

# (`)

Nifty 50## (`)







What is it?

A fund that provides an opportunity to save tax while growing your money through Equity investments.


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Ajay Garg is 8. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.



Issuer % to net Assets Issuer % to net AssetsSundaram Clayton Ltd 6.51% MRF Ltd 3.47%

Honeywell Automation India Ltd 5.56% Jet Airways (India) Ltd 3.44%

ICRA Ltd 4.70% Zee Entertainment Enterprises Ltd 3.32%

Bayer CropScience Ltd 4.37% Pfizer Ltd 3.09%

Kotak Mahindra Bank Ltd 4.32% Reliance Industries Ltd 2.90%


Tax deduction(s) available u/s 80C of the Income Tax Act, 1961 is subject to conditions specified therein.Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.Investors are advised to consult their tax advisor in view of individual nature of tax benefits.


Fund Details

56


The Dividend Reinvestment Facility under the scheme have been discontinued w.e.f. February 12, 2015. Please refer addendum no. 07/2015 dated February 09, 2015 for further details.






S&P BSE SENSEX returns# (CAGR) 8.59 9.22 7.60 -9.18




Fund Manager: Mr. Ajay GargManaging Fund Since: October 11, 2014Total Experience: 22 yearsDate of Allotment: March 28, 2004Type of Scheme: An Open-ended Equity Linked Savings Scheme

NAV of Plans / Options (`)Regular PlanGrowth: 50.12Dividend: 24.72Bonus: 50.19Direct Plan$

Growth: 51.46Dividend: 25.29Bonus: 51.40

Application Amount for fresh subscription*: NA as the scheme does not accept fresh subscriptions / Switch-inMin. Addl. Investment: NA as the scheme does not accept fresh subscriptions / Switch-inBenchmark: S&P BSE 100





Issuer % to net Assets Issuer % to net AssetsSundaram Clayton Ltd 6.61% MRF Ltd 3.53%Honeywell Automation India Ltd 5.66% Jet Airways (India) Ltd 3.50%ICRA Ltd 4.79% Zee Entertainment Enterprises Ltd 3.39%Bayer CropScience Ltd 4.45% Pfizer Ltd 3.15%Kotak Mahindra Bank Ltd 4.40% Reliance Industries Ltd 2.95%



Fund Details

Birla Sun Life Tax Savings Fund(erstwhile ING Tax Savings Fund. Name changed w.e.f October 11, 2014)

What is it?

A fund that provides an opportunity to save tax and aims to create wealth through Equity investments.



57


(`)

Birla Sun Life Tax Savings Fund (%)

S&P BSE 100 # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life Tax Savings Fund (`)

S&P BSE 100 # (`)

S&P BSE SENSEX

## (`)













S&P BSE 100 # (CAGR) 11.23 10.20 9.32 -7.65

S&P BSE SENSEX ## (CAGR) 10.94 9.22 7.60 -9.18

Date of First Installment: April 01, 2004 & Scheme Inception Date: March 28, 2004 . Past Performance may or may not be sustained in future.


58

Benefits of Regular Income Solutions:

They aim to preserve your money & provide regular income: These schemes generally invest in instruments like bonds of reputed Indian companies and securities (bonds) issued by the Government of India which are considered relatively safe in order to generate regular income for you. They aim to fight Inflation: A small part is invested in equity i.e. stocks of Indian companies to help you stay ahead of inflation.

Tax-efficient Returns: You may opt for a monthly dividend option where, in addition to the growth of your invested amount, a portion of the same comes to you as monthly income which is given in the form of dividends. These dividends are completely tax-free in your hands!

A dividend distribution tax of 28.325% is applicable and is deducted by the fund house.

The DDT rate of 28.325% is effective June 01, 2013 and further, upto May 31, 2013 DDT rate applicable shall be 14.1625% as amended by Finance Bill/Act 2013. Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.

Investors are advised to consult their tax advisor in view of individual nature of tax benefits

Wherever mentioned, Regular Income / Second Income / Monthly Dividend is not assured and is subject to availability of distributable surplus. The Financial Solution (Regular Income Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

What are Regular Income Solutions? Our Regular Income Solutions aim to preserve your money and provide regular income.

Who can benefit from Regular Income Solutions? This is an ideal solutions for investors who are interested in alternative modes of regular income, either in present of after retirement stage, and have low propensity for risk.

(Regular income is not assured & is subject to availability of distributable surplus.)

Regular Income Solutions

Fund Manager: Mr. Vineet Maloo & Mr. Pranay SinhaManaging Fund Since: August 26, 2015Total Experience: 11 years & 10 yearsDate of Allotment: July 14, 1999Type of Scheme: An Open-ended Income Scheme


SIP:Monthly: Minimum ` 1,000/-

NAV of Plans / Options (`)Regular Plan Growth : 55.1537 Monthly Dividend: 12.3080Quarterly Dividend: 12.5053

Direct Plan$ Growth : 56.2785 Monthly Dividend: 13.2548Quarterly Dividend: 12.9378 Benchmark: CRISIL MIP Blended Index



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 540 days from the date of allotment: 1.00% of the applicable NAV. For redemption/switch out of units after 540 days

from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterModified Duration: 5.82 yearsAverage Maturity: 9.72 yearsYield to Maturity: 8.44%(for Debt Component)Portfolio Turnover: 1.81(for Equity Component)Expense Ratio:Regular 2.52Direct 1.80

Issuer % to net Assets Rating Issuer % to net Assets RatingGovernment of India 51.05% SOV Eicher Motors Ltd 1.32%

Power Finance Corporation Ltd 13.55% CRISIL AAA Bajaj Finance Ltd 1.08%

IDBI Bank Ltd 12.79% CRISIL AA- V-Mart Retail Limited 0.98%

Repco Home Finance Ltd 2.55% HDFC Bank Ltd 0.84%

Power Grid Corporation of India Ltd 1.60% CRISIL AAA State Government Securities 0.83% SOV


Birla Sun Life Monthly Income (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.)

What is it?

A fund that seeks to provide you regular income with an opportunity to grow your money through fixed income investments and a limited exposure to the equity markets.


Fund Details

59


Date of Inception: July 14, 1999 NAV Per Unit. *

(`)

Birla Sun Life Monthly Income (%)

CRISIL MIP Blended Index #

(%)

CRISIL 10Year GiltIndex ##

(%)


Birla Sun Life Monthly

Income (`)

CRISIL MIP Blended

Index # (`)

CRISIL 10Year Gilt

Index## (`)

Since inception till December 31, 2015 (CAGR) 10.0000 10.92 N/A N/A 55154 N/A N/A

December 31, 2014 to December 31, 2015 (Absolute) 52.1865 5.69 6.79 7.39 10569 10679 10739


December 31, 2012 toDecember 31, 2013 (Absolute) 41.8167 4.61 4.41 -0.68 10461 10441 9932

Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 55.1537# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Vineet Maloo is 17. Total Schemes managed by Mr. Pranay Sinha is 6. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.



51.88%

15.15%

15.02%

12.79%5.17%

Sovereign AAAEquity Below AACash & Current Assets


Fund Manager: Mr. Vineet Maloo & Mr. Pranay SinhaManaging Fund Since: August 26, 2015Total Experience: 11 years & 10 yearsDate of Allotment: November 20, 2000Type of Scheme: An Open-ended Income Scheme



NAV of Plans / Options (`)Regular Plan Growth : 38.9606 Monthly Dividend: 11.9501

Direct Plan$ Growth : 39.5708 Monthly Dividend: 13.1822




Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 1095 days from the date of allotment: 1.00% of the applicable NAV. For redemption/switch out of units after 1095 days from the date of allotment: Nil. **Exit Load is NIL for units

issued in Dividend Reinvestment.

Other ParameterModified Duration: 6.16 yearsAverage Maturity: 11.54 yearsYield to Maturity: 8.28%(for Debt Component)Portfolio Turnover: 1.23(for Equity Component)Expense Ratio:Regular 2.72Direct 2.05

Birla Sun Life MIP (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.)

What is it?



Government of India 52.28% SOV Bajaj Finance Ltd 0.98%

IDBI Bank Ltd 14.25% CRISIL AA+,CRISIL AA- HDFC Bank Ltd 0.93%

Power Finance Corporation Ltd 7.43% CRISIL AAA Eicher Motors Ltd 0.93%

State Government Securities 5.12% SOV V-Mart Retail Limited 0.89%

Repco Home Finance Ltd 1.19% Kewal Kiran Clothing Ltd 0.82%



Fund Details

60



(`)

Birla Sun Life MIP (%)


(%)


(%)


Birla Sun Life MIP

(`)

CRISIL MIP Blended

Index # (`)

CRISIL 10Year Gilt

Index ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 38.9606# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme. Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Vineet Maloo is 17. Total Schemes managed by Mr. Pranay Sinha is 6. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.

$‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.comRating Profile of Portfolio

57.39%

15.12%

7.62%

7.44%

6.63% 5.79%

Sovereign EquityBelow AA AAAAA Cash & Current Assets


Fund Manager: Mr. Satyabrata Mohanty, Mr. Pranay Sinha & Mr. Vineet MalooManaging Fund Since: June 18, 2009, August 26, 2015 & August 26, 2015 respectivelyTotal Experience: 16 years, 10 years & 11 years respectivelyDate of Allotment: May 22, 2004Type of Scheme: An Open-ended Income Scheme



NAV of Plans / Options (`)Regular Plan Growth : 29.8991 Monthly Dividend: 13.5834Direct Plan$ Growth : 30.4951 Monthly Dividend: 16.5287




Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 1095 days from the date of allotment: 1.00%

of the applicable NAV. For redemption/switch out of units after 1095 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment.

Other ParameterModified Duration: 7.55 yearsAverage Maturity: 14.40 yearsYield to Maturity: 7.95%(for Debt Component) Portfolio Turnover: 5.33(for Equity Component)Expense Ratio:Regular 2.35Direct 1.49

What is it?


Issuer % to net Assets Rating Issuer % to net Assets RatingGovernment of India 57.09% SOV Repco Home Finance Ltd 1.71%

State Government Securities 4.70% SOV Sun Pharmaceuticals Industries Ltd 1.33%

Natco Pharma Ltd 1.98% Granules India Ltd 1.01%

Yes Bank Ltd 1.96% ICRA AA+ Pune Solapur Expressway Pvt Ltd 0.94% ICRA A(SO)

Eicher Motors Ltd 1.77% Berger Paints (I) Ltd 0.94%


Birla Sun Life MIP II - Wealth 25 Plan (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.) Regular Income Solutions

Fund Details

61



(`)

Birla Sun Life MIP II - Wealth 25 Plan (%)


(%)


(%)


Birla Sun Life MIP

II - Wealth 25 Plan

(`)

CRISIL MIP Blended

Index # (`)

CRISIL 10Year Gilt

Index ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 29.8991# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Satyabrata Mohanty is 10. Total Schemes managed by Mr. Pranay Sinha is 6. Total Schemes managed by Mr. Vineet Maloo is 17. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.



61.80%

29.60%

5.59%1.68% 0.84%

0.48%

Sovereign EquityCash & Current Assets Below AAAA AAA


Fund Manager: Mr. Satyabrata Mohanty, Mr. Pranay Sinha & Mr. Vineet MalooManaging Fund Since: June 18, 2009, August 26, 2015 & August 26, 2015 respectively Total Experience: 16 years, 10 years & 11 years respectivelyDate of Allotment: May 22, 2004Type of Scheme: An Open-ended Income Scheme



NAV of Plans / Options (`)Regular Plan Growth : 27.6141

Monthly Dividend: 12.6752Direct Plan$ Growth : 27.9570 Monthly Dividend: 13.2724




Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 540 days from the date of allotment: 1.00% of the applicable NAV. For redemption/ switch out of units after 540 days from the date of

allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterModified Duration: 6.49 yearsAverage Maturity: 11.96 yearsYield to Maturity: 8.31%(for Debt Component) Portfolio Turnover: 2.31(for Equity Component)Expense Ratio:Regular 1.38Direct 0.98

What is it?


Issuer % to net Assets Rating Issuer % to net Assets RatingGovernment of India 61.14% SOV Yes Bank Ltd 1.25% ICRA AA+Power Finance Corporation Ltd 14.45% CRISIL AAA Eicher Motors Ltd 0.81%IDBI Bank Ltd 8.36% CRISIL AA- V-Mart Retail Limited 0.68%Repco Home Finance Ltd 1.65% Bajaj Finance Ltd 0.58%State Government Securities 1.55% SOV HDFC Bank Ltd 0.56%


Birla Sun Life MIP II - Savings 5 Plan (An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.) Regular Income Solutions

Fund Details

62



(`)

Birla Sun Life MIP

II - Savings 5 Plan (%)

CRISIL MIP Blended

Index # (%)


(%)


Birla Sun Life MIP II

- Savings 5 Plan (`)


(`)

CRISIL 10Year Gilt

Index ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 27.6141# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Performance of scheme may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of scheme.Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Satyabrata Mohanty is 10. Total Schemes managed by Mr. Pranay Sinha is 6. Total Schemes managed by Mr. Vineet Maloo is 17. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.



62.69%14.45%

9.83%

8.36%3.41%

1.25%

Sovereign AAAEquity Below AACash & Current Assets AA


63

Benefits of Savings Solutions:

Make Inflation work in your favour: Inflation affects your returns from any investment including mutual funds. But, in case of savings solutions, you can use it to your advantage - through indexation - which can help you reduce the amount on which you have to pay tax. You can benefit from indexation, if investing for more than 1 year. Please consult your tax advisor on how to take advantage of indexation.

Aim to preserve your money: These schemes generally invest in instruments like bonds of reputed Indian companies and securities (bonds) issued by the Government of India which are considered relatively safe.

Aim to provide Liquidity: If you need to withdraw your money, all you have to do is submit a redemption slip and your money is normally credited to your bank account within one working day. You may also opt for an online redemption facility offered by many fund houses for added convenience.

Tax-efficient returns: You can earn returns in the form of monthly / quarterly dividends etc. which are completely tax-free in your hands. A dividend distribution tax of 28.325% is applicable and is deducted by the fund house.

There are various savings solutions available depending on the time period that you would like to invest for: a. 1 day to 3 months b. 3 to 6 months c. 6 months to 1 year d. 1 year +

The DDT rate of 28.325% is effective June 01, 2013 and further, upto May 31, 2013 DDT rate applicable shall be 14.1625% as amended by Finance Bill/Act 2013. Investors are requested to note that fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future.

Investors are advised to consult their tax advisor in view of individual nature of tax benefits

The Financial Solution (Savings Solution) stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply,either the quality of any particular Scheme or guarantee any specific performance/returns.stated above is ONLY for highlighting the many advantages perceived from investments in Mutual Funds but does not in any manner, indicate or imply, either the quality of any particular Scheme or guarantee any specific performance/returns.

What are Saving Solutions?

Our Savings Solutions are aimed at preserving your money, providing you with liquidity and giving you tax - efficient returns.

Who can benefit from Saving Solutions? This is an ideal solution for investors who have low - medium propensity for risk and high liquidity. These can be ideal for first time investors in mutual funds.

Savings Solutions

Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 9 years & 11 yearsDate of Allotment: June 16, 1997Type of Scheme: An Open-ended Liquid Scheme


NAV of Plans / Options (`)^Retail Plan Growth : 386.1952 Daily Dividend: 163.6940Institutional Plan Growth : 396.3160 Daily Dividend: 108.0230Weekly Dividend: 108.1414

Regular Plan$ Growth : 237.9856 Daily Dividend: 100.1950Weekly Dividend: 100.2931Direct Plan$ Growth : 238.4770 Daily Dividend: 100.1950Weekly Dividend: 100.2938Dividend: 129.0140^The Face Value per unit of all the plans/ options under Birla Sun Life Cash Plus has been changed from ̀ .10/- to ̀ .100/- effective from October 07, 2011 Benchmark: CRISIL Liquid Fund Index



Load Structure (as % of NAV)Entry Load: NilExit Load**: Nil **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterModified Duration: 0.15 yearsAverage Maturity: 0.15 yearsYield to Maturity: 7.58%Expense Ratio:Regular 0.21Direct 0.11

Birla Sun Life Cash Plus

What is it?

A fund that aims to provide the convenience of a savings account with the opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view of individual nature of tax benefits.)

Savings Solutions


Government of India 8.69% SOV Housing Development Finance Corporation Ltd 4.00% CRISIL AAA,

ICRA A1+

Corporation Bank 5.25% CRISIL A1+ Vedanta Ltd 3.46% CRISIL A1+

Kotak Mahindra Bank Ltd 5.13% CRISIL A1+ Export Import Bank of India 3.22% CRISIL A1+

Power Finance Corporation Ltd 4.78% CARE A1+,CRISIL A1+ ICICI Bank Ltd 3.21%

Reliance Capital Ltd 4.59% CRISIL A1+ Indusind Bank Ltd 3.07% CRISIL A1+


Fund Details

64



(`)

Birla Sun Life Cash Plus (%)

CRISIL Liquid

Fund Index # (%)

CRISIL 1Year T-BillIndex ##

(%)


Birla Sun Life Cash Plus (`)

CRISIL Liquid

Fund Index # (`)

CRISIL 1Year T-BillIndex ## (`)





Investment Performance - Retail Plan - Growth NAV as on December 31, 2015: ` 386.1952# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Kaustubh Gupta is 95. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.

$‘These Plan/Options continue for fresh subscriptions under the scheme. ‘Direct Plan’ is only for investors who purchase / subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com


80.16%

8.73%

8.69%1.23% 1.19%

AAA Unrated

Sovereign AA

Cash & Current Assets


Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 9 years & 11 yearsDate of Allotment Retail Plan: May 14, 1998Institutional Plan: September 27, 2004Type of Scheme: An Open-ended Income Scheme



NAV of Plans / Options (`)^Regular Plan$ Growth : 355.5057Daily Dividend: 100.2933

Weekly Dividend: 100.1024Institutional Plan Growth : 249.2603 Daily Dividend: 100.2105Weekly Dividend: 100.0898Direct Plan$ Growth : 364.3856 Daily Dividend: 100.3629Weekly Dividend: 100.0926^The Face Value per unit of all the plans/ options under Birla Sun Life Cash Manager has been changed from `.10/- to `.100/- effective from October 07, 2011 Benchmark: CRISIL Short Term Bond Fund Index



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: Nil **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterModified Duration: 0.59 yearsAverage Maturity: 0.65 yearsYield to Maturity: 8.48%Expense Ratio:Regular 1.18Direct 0.51

Birla Sun Life Cash Manager

What is it?

A fund that aims to provide the convenience of a savings account with the opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view of individual nature of tax benefits.)


TATA Realty & Infrastructure Ltd 7.55% ICRA A1+ Shriram Transport Finance Company Ltd 5.77% CARE AA+,CRISIL AA+,IND AA+

Cholamandalam Investment and Finance Company Ltd 7.19% ICRA A1+,ICRA AA GSPC Distribution Networks Ltd. 4.15% CARE AA+(SO)

Indian Overseas Bank 6.27% [ICRA]A1+ Punjab & Sind Bank 3.77% ICRA A1+

Tata Capital Financial Services Ltd 5.96% CRISIL AA+ Sundaram Finance Ltd 3.57% CRISIL AA+,ICRA AA+

Indiabulls Housing Finance Ltd 5.78% CARE AAA Vijaya Bank 3.52% CARE A1+


Savings Solutions

Fund Details

65



(`)

Birla Sun Life Cash

Manager (%)

CRISIL Short Term Bond Fund

Index # (%)


(%)



(`)

CRISIL Short Term Bond Fund Index # (`)

CRISIL 1 Year

T-Bill Index ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 355.5057# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Kaustubh Gupta is 95. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.



52.49%37.47%

4.05%3.14% 2.84%

AAA AASovereign Below AACash & Current Assets


Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011 & June 20, 2014Total Experience: 9 years & 11 yearsDate of Allotment Retail Plan: November 27, 2001Institutional Plan: April 16, 2003Type of Scheme: An Open-ended Short Term Income Scheme



NAV of Plans / Options (`)^Retail Plan Growth : 277.2297Daily Dividend: 100.2963

Weekly Dividend: 100.0998Regular Plan$ Growth : 286.5099 Daily Dividend: 100.2970Weekly Dividend: 100.0998Direct Plan$ Growth : 287.3604 Daily Dividend: 100.2972Weekly Dividend: 100.1011^The Face Value per unit of all the plans/ options under Birla Sun Life Savings Fund has been changed from `.10/- to `.100/- effective from October 07, 2011 Benchmark: CRISIL Short Term Bond Fund Index




Birla Sun Life Savings Fund

What is it?

A fund that aims to provide the convenience of a savings account with the opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view ofindividual nature of tax benefits.)


Indiabulls Housing Finance Ltd 9.53% CARE AAA Kotak Mahindra Bank Ltd 6.32% CRISIL A1+

Government of India 8.43% SOV State Government Securities 5.10% SOV

Cholamandalam Investment and Finance Company Ltd 7.64% ICRA A1+,ICRA AA Religare Finvest Ltd 3.53% IND AA-

Talwandi Sabo Power Ltd 7.52% CRISIL A1+(SO),CRISIL AA (SO) Tata Motors Finance Ltd 3.47% CRISIL AA,ICRA A1+

Dewan Housing Finance Corporation Ltd 7.41% CARE AAA Shriram Transport Finance Company Ltd 3.34% CRISIL AA+,IND AA+


Savings Solutions

Fund Details

66



(`)

Birla Sun Life Savings

Fund (%)


Index # (%)


(%)


Birla Sun Life Savings Fund (`)







Investment Performance - Retail Plan - Growth NAV as on December 31, 2015: ` 277.2297# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Kaustubh Gupta is 95. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.



66.94%14.72%

13.53%

5.84%0.02%

-1.05%

AAA AASovereign Below AAUnrated Cash & Current Assets


Fund Manager: Mr. Kaustubh Gupta & Mr. Prasad DhondeManaging Fund Since: September 29, 2009Total Experience: 9 years & 16 yearsDate of Allotment: April 19, 2002 Type of Scheme: An Open-ended Short Term Income Scheme



NAV of Plans / Options (`)^Retail Plan Growth : 275.9954 Monthly Dividend: 104.1608

Quarterly Dividend: 105.9920Regular Plan$ Growth : 183.8566 Monthly Dividend: 104.2033Quarterly Dividend: 103.3647Dividend: 124.5164Direct Plan$ Growth : 185.0218 Monthly Dividend: 104.7526Quarterly Dividend: 103.7834Dividend: 125.2020^The Face Value per unit of all the plans/ options under Ultra Short Term Fund has been changed from `.10/- to `.100/- effective from October 07, 2011 Benchmark: CRISIL Short Term Bond Fund Index




Birla Sun Life Treasury Optimizer Plan (erstwhile Birla Sun Life Ultra Short Term Fund)

What is it?

A fund that aims to provide the convenience of parking your savings with an opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view of individual nature of tax benefits)


Government of India 50.15% SOV SP Jammu Udhampur Highway Ltd 4.44% ICRA AAA(SO)

Cholamandalam Investment and Finance Company Ltd 5.31% ICRA A1+,

ICRA AA Power Finance Corporation Ltd 4.10% CRISIL AAA

Indiabulls Housing Finance Ltd 5.24% CARE AAA Tata Capital Financial Services Ltd 3.39% CRISIL AA+,ICRA AA+

Shriram Transport Finance Company Ltd 4.54% CRISIL AA+,IND AA+ IOT Utkal Energy Services Limited 2.26% CRISIL AAA (SO)

Reliance Jio Infocomm Limited 4.50% CRISIL AAA S.D. Corporation Pvt. Ltd 2.09% ICRA AA+(SO)


Savings Solutions

Fund Details

67


Date of Inception: April 19, 2002 NAV Per Unit. *

(`)

Birla Sun Life Treasury

Optimizer Plan (%)


Index # (%)


(%)


Birla Sun Life Treasury Optimizer

Plan (`)


CRISIL 1 Year

T-Bill Index ## (`)





Investment Performance - Retail Plan - Growth NAV as on December 31, 2015: ` 275.9954# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Kaustubh Gupta is 95. Total Schemes managed by Mr. Prasad Dhonde is 22. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.$‘These Plan/Options continue for fresh subscriptions under the scheme. ‘Direct Plan’ is only for investors who purchase / subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com


51.22%

30.24%

14.46%4.05% 0.03%

Sovereign AAAAA Cash & Current AssetsUnrated


Fund Manager: Mr. Maneesh DangiManaging Fund Since: September 12, 2007Total Experience: 15 yearsDate of Allotment: September 27, 2004 Type of Scheme: An Open-ended Income Scheme



NAV of Plans / Options (`)^Regular Plan Growth : 25.5607 Monthly Dividend: 10.7510Quarterly Dividend: 10.9011Dividend: 11.1040

Direct Plan$ Growth : 25.9422 Monthly Dividend: 10.8066Quarterly Dividend: 11.0957Dividend: 11.1843^The dividend option under the scheme have been introduced w.e.f October 29 2014. Please refer addendum no 44/2014 dated October 12, 2014 for further details. Benchmark: CRISIL Short Term Bond Fund Index (w.e.f 27 May, 2013)




Exit Load**: For redemption / switch-out of units within 90 days from the date of allotment: 0.50% of applicable NAV. For redemption / switch-out of units after 90 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterModified Duration: 8.21 yearsAverage Maturity: 17.42 yearsYield to Maturity: 8.22%Expense Ratio:Regular 1.62Direct 0.85

Birla Sun Life Dynamic Bond Fund

What is it?

An income solution that aims to generate optimal returns through active management by capturing positive price and credit spread movements.


Government of India 83.16% SOV Indiabulls Housing Finance Ltd 0.66% CARE AAA

Tata Motors Finance Solutions Ltd 7.05% CRISIL AA Religare Finvest Ltd 0.53% IND AA-

Edelweiss Commodities Services Ltd 1.80% ICRA AA ECL Finance Ltd 0.50% ICRA AA

State Government Securities 1.62% SOV Bahadur Chand Investments Pvt Ltd 0.49% ICRA AA

Edelweiss Finance & Investments Ltd 0.90% ICRA AA Reliance Jio Infocomm Limited 0.43% CRISIL AAA


Savings Solutions

Fund Details

68


Date of Inception: Sept 27, 2004 NAV Per Unit. *

(`)


(%)


Index # (%)

CRISIL 10Year Gilt

Index ## (%)



Bond Fund (`)


CRISIL 10Year Gilt

Index ## (`)







# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Maneesh Dangi is 3. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.


84.78%

11.24%

1.83% 1.19%0.93%

0.03%

Sovereign AACash & Current Assets AAABelow AA Unrated


Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: September 11, 2014 & July 15, 2011 Total Experience: 9 years & 11 yearsDate of Allotment: May 09, 2003Type of Scheme: An Open-ended Income Scheme



NAV of Plans / Options (`)^Regular Plan$ Growth : 24.1852 Dividend: 15.4676

Quarterly Dividend: 10.3475Institutional Plan Growth : - Dividend: -Direct Plan$ Growth : 24.5414 Dividend: 15.6895Quarterly Dividend: 10.5282t̂he dividend options under the scheme have been

renamed w.e.f July 02, 2012. Please refer addendum no. 28/2012 dated June 29, 2012 for further details. Benchmark: CRISIL AA Short Term Bond Fund Index (w.e.f May 27, 2013)



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption / switchout of units within 365 days from the date of allotment:1.00% of applicable NAV. For redemption /switch-out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterModified Duration: 3.41 yearsAverage Maturity: 5.13 yearsYield to Maturity: 9.22%Expense Ratio:Regular 1.36Direct 0.66

Birla Sun Life Short Term Opportunities Fund

What is it?

A scheme that focuses on enhancing the portfolio returns by identifying and selectively investing in mispriced credit opportunities in the market.

Savings Solutions


Government of India 26.56% SOV Pune Solapur Expressway Pvt Ltd 5.08% ICRA A(SO)

Tata Motors Finance Solutions Ltd 11.94% CRISIL AA Indiabulls Housing Finance Ltd 3.88% CARE AAA

Cholamandalam Investment and Finance Company Ltd 9.19% ICRA AA L&T Vrindavan Properties Ltd 3.78% CARE AA+(SO)

Reliance Utilities & Power Pvt Ltd 6.76% CRISIL AAA Piramal Enterprises Ltd 3.72% ICRA AA

SREI Equipment Finance Ltd 6.16% CARE AA- S.D. Corporation Pvt. Ltd 3.32% ICRA AA+(SO)


Fund Details

69



(`)

Birla Sun LifeShort Term

OpportunitiesFund (%)

CRISIL AA Short

Term Bond Fund Index

# (%)

CRISIL 1Year T - Bill

Index ## (%)


Birla Sun LifeShort Term

OpportunitiesFund (`)

CRISIL AA Short Term Bond Fund

Index # (`)

CRISIL 1Year T -

BillIndex## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 24.1852# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Kaustubh Gupta is 95. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.$‘These Plan/Options continue for fresh subscriptions under the scheme. ‘Direct Plan’ is only for investors who purchase / subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com


39.84%

26.56%

16.65%

12.57%4.38%

AA SovereignBelow AA AAACash & Current Assets


Fund Manager: Mr. Maneesh DangiManaging Fund Since: September 01, 2014Total Experience: 15 yearsDate of Allotment: March 25, 2009Type of Scheme: An Open-ended Income Scheme



NAV of Plans / Options (`)Regular Plan$ Growth : 18.1829Quarterly Dividend: 10.3567Half Yearly Dividend: 11.0772Dividend: 13.4786Institutional Plan Growth : 17.6527Quarterly Dividend: -

Half Yearly Dividend: - Direct Plan$ Growth : 18.4833Quarterly Dividend: 10.4630Half Yearly Dividend: 11.3946Dividend: 13.6974

Benchmark: CRISIL AA Short Term Bond Fund Index (w.e.f May 27, 2013)




Exit Load**: For redemption / switch-out of units within 365 days from the date of allotment: 2.00% of applicable NAV.

For redemption / switchout of units after 365 days but before 730 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 730 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterModified Duration: 3.55 yearsAverage Maturity: 5.43 yearsYield to Maturity: 10.04%Expense Ratio:Regular 1.64Direct 1.00

Birla Sun Life Medium Term Plan

What is it?

An income scheme that aims to optimize returns by identifying mispriced credit opportunities in medium term securities in the market and then selectively investing in them.

Savings Solutions


Government of India 27.44% SOV Reliance Jio Infocomm Limited 6.37% CRISIL AAA

RHC Holding Pvt Ltd 9.60% CARE A(SO) Adani Power Ltd 5.27% BWR AA-(SO)

ECL Finance Ltd 9.11% ICRA AA Relationships Properties Pvt Ltd 4.77% CARE AA-(SO)

RKN Retail Pvt. Ltd 7.95% BWR A-(SO) Pune Solapur Expressway Pvt Ltd 4.59% ICRA A(SO)

IL & FS Education and Technology Services Ltd 6.91% IND AA-(SO) Hero Realty Ltd 2.62% ICRA A+(SO)


Fund Details

70



(`)


(%)


Index # (%)


(%)


Birla Sun Life Medium

Term Plan (`)


Index # (`)

CRISIL 10Year Gilt

Index ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 18.1829# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Maneesh Dangi is 3. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.



49.10%

27.44%

12.15%

8.44% 2.87%

Below AA SovereignAA AAACash & Current Assets


Fund Manager: Mr. Prasad DhondeManaging Fund Since: July 01, 2011Total Experience: 16 yearsDate of Allotment: March 3, 1997 Type of scheme: An Open-ended Income Scheme




Dividend: 10.4169Monthly Dividend: 11.7512Direct Plan$ Growth : 55.7804 Dividend: 10.3909Monthly Dividend: 11.7677 Benchmark: CRISIL Short Term Bond Fund Index (w.e.f May 27, 2013)




Birla Sun Life Short Term Fund (erstwhile Birla Sun Life Income Fund. Name changed w.e.f February 01, 2012)

What is it?

A moderate income scheme that invests in diversified portfolio of debt and money market instruments of short to medium term maturity which can offer superior levels of yields at relatively lower levels of risk.

Savings Solutions



Government of India 28.08% SOV Small Industries Dev Bank of India 3.15% CARE AAA

State Government Securities 11.29% SOV Tata Capital Financial Services Ltd 2.81% CRISIL AA+,ICRA AA+

Housing Development Finance Corporation Ltd 9.73% CRISIL AAA,ICRA A1+ Indiabulls Housing Finance Ltd 2.57% CARE AAA

IDFC Bank Ltd 4.01% ICRA AAA Nabha Power Ltd 2.17% ICRA AAA(SO)

Power Finance Corporation Ltd 3.91% CRISIL AAA Export Import Bank of India 2.14% CRISIL AAA

Fund Details

71


Date of Inception: March 3, 1997 NAV Per Unit. *

(`)

Birla Sun Life Short Term Fund

(%)


Index # (%)

CRISIL 10Year Gilt

Index ## (%)



(`)


CRISIL 10Year Gilt

Index ## (`)







# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes managed by Mr. Prasad Dhonde is 22. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.


44.09%

39.37%

9.55%

6.99% -0.01%

AAA SovereignAA Cash & Current AssetsUnrated


Fund Manager: Mr. Prasad DhondeManaging Fund Since: January 11, 2010Total Experience: 16 yearsDate of Allotment: October 21, 1995Type of Scheme: An Open-ended Income Scheme



NAV of Plans / Options (`)^Regular Plan Growth : 64.2685Quarterly Dividend: 12.6293

Dividend: 10.2213 Direct Plan$ Growth : 65.5213 Quarterly Dividend: 12.9508Dividend: 10.3056^the dividend option under the scheme have been renamed w.e.f December 26, 2014. Please refer addendum no, 59/2014 dated December 17, 2014 for further details.

Benchmark: CRISIL Composite Bond Fund Index




Other ParameterModified Duration: 9.49 yearsAverage Maturity: 21.05 yearsYield to Maturity: 8.00%Expense Ratio:Regular 1.86Direct 0.86

Birla Sun Life Income Plus

What is it?

A fund that invests in a combination of bonds and Government securities of varying maturities from time to time with an aim to optimize returns.

Savings Solutions



8.17% GOI (MD 01/12/2044) 29.33% SOV 7.88% GOI (MD 19/03/2030) 5.00% SOV

7.59% GOI (MD 20/03/2029) 27.36% SOV India Infradebt Ltd 1.33% CRISIL AAA

8.13% GOI (MD 22/06/2045) 15.23% SOV Power Finance Corporation Ltd 0.65% CRISIL AAA



Fund Details

72



(`)

Birla Sun Life Income

Plus (%)

CRISIL Composite Bond Fund

Index # (%)

CRISIL 10Year Gilt

Index ## (%)


Birla Sun Life Income Plus (`)

CRISIL Composite Bond Fund Index # (`)

CRISIL 10Year Gilt

Index## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 64.2685# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When additional benchmark returns are not available, they have not been shown. Total Schemes managed by Mr. Prasad Dhonde is 22. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.



95.73%

2.22% 2.06%

Sovereign Cash & Current Assets AAA


Fund Manager: Mr. Kaustubh Gupta & Ms. Sunaina Da CunhaManaging Fund Since: July 15, 2011Total Experience: 9 years & 11 yearsDate of Allotment: June 05, 2003Type of Scheme: An Open-ended Income Scheme


NAV of Plans / Options (`)^Retail Plan Growth : 243.3391 Daily Dividend: 100.0150Weekly Dividend: 103.8230

Regular Plan$ Growth : 197.4627 Daily Dividend: 100.0200Weekly Dividend: 100.1512Direct Plan$ Growth : 197.8396 Daily Dividend: 100.0200Weekly Dividend: 100.1520^The Face Value per unit of all the plans/ options under Birla Sun Life Floating Rate Fund – Short Term Plan has been changed from `.10/- to `.100/- effective from October 07, 2011

Benchmark: CRISIL Liquid Fund Index




Birla Sun Life Floating Rate Fund - Short Term Plan

What is it?

A fund that provides the convenience of parking your savings with an opportunity to earn higher post-tax returns. (Investors are advised to consult their tax advisor in view of individual nature of tax benefits.)

Savings Solutions



Tata Capital Financial Services Ltd 17.28% ICRA A1+ South Indian Bank Ltd 7.57% CARE A1+

Indusind Bank Ltd 10.81% CRISIL A1+ IDBI Bank Ltd 7.15% CRISIL A1+,CRISIL AA+

Mahindra & Mahindra Financial Services Ltd 8.65% CRISIL A1+ Vijaya Bank 6.47% CARE A1+

Vedanta Ltd 8.63% CRISIL A1+ STCI Finance Limited 5.37% CRISIL A1+

Reliance Jio Infocomm Limited 7.60% CARE A1+ Fedbank Financial Services Ltd 5.17% CRISIL A1+

Fund Details

73



(`)

Birla Sun Life Floating Rate Fund - Short Term

Plan (%)

CRISIL Liquid

Fund Index # (%)


Index ## (%)


Birla Sun Life Floating

Rate Fund - Short

Term Plan (`)

CRISIL Liquid

Fund Index # (`)

CRISIL 1Year T - BillIndex ## (`)





Investment Performance - Retail Plan - Growth NAV as on December 31, 2015: ` 243.3391# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 5. Total Schemes managed by Mr. Kaustubh Gupta is 95. Total Schemes managed by Ms. Sunaina Da Cunha is 5. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.



102.45%

2.80%

1.75% -7.00%

AAA Sovereign AA Cash & Current Assets


Fund Manager: Mr. Prasad Dhonde & Mr. Kaustubh GuptaManaging Fund Since: July 15, 2011 & June 20, 2014Total Experience: 16 years & 9 yearsDate of Allotment: June 05, 2003Type of Scheme: An Open-ended Income Scheme



NAV of Plans / Options (`)^Retail Plan Growth : 258.1322 Weekly Dividend: 100.4640

Regular Plan$ Growth : 178.4721 Daily Dividend: 100.4998Weekly Dividend: 100.4640 Direct Plan$ Growth : 179.6174 Daily Dividend: 100.4428Weekly Dividend: 100.4654^The Face Value per unit of all the plans/ options under Birla Sun Life Floating Rate Fund – Long Term Plan has been changed from `.10/- to `.100/- effective from October 07, 2011 Benchmark: CRISIL Liquid Fund Index



Birla Sun Life Floating Rate Fund - Long Term Plan

What is it?

A fund that aims to generate income by investing substantially into floating rate debt/money market instruments.


Other ParameterModified Duration: 0.66 yearsAverage Maturity: 0.77 yearsYield to Maturity: 8.26%Expense Ratio:Regular 0.81Direct 0.55

Savings Solutions



Government of India 22.68% SOV Sundaram Finance Ltd 5.57% CRISIL AA+

Small Industries Dev Bank of India 15.65% CARE AAA Bajaj Finance Ltd 5.22% ICRA AA+

Shriram Transport Finance Company Ltd 11.18% CRISIL AA+,IND AA+ Indiabulls Housing Finance Ltd 4.03% CARE AAA

State Government Securities 8.29% SOV Tata Capital Financial Services Ltd 3.72% CRISIL AA+

Power Finance Corporation Ltd 6.42% CRISIL AAA Barclays Invest & Loans India Ltd 3.47% ICRA A1+

Fund Details

74



(`)

Birla Sun Life Floating Rate Fund - Long Term Plan (%)

CRISIL Liquid

Fund Index # (%)


Index ## (%)


Birla Sun Life Floating

Rate Fund - Long

Term Plan (`)

CRISIL Liquid

Fund Index # (`)


Index ## (`)





Investment Performance - Retail Plan - Growth NAV as on December 31, 2015: ` 258.1322# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Prasad Dhonde is 22. Total Schemes managed by Mr. Kaustubh Gupta is 95. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.$‘These Plan/Options continue for fresh subscriptions under the scheme. ‘Direct Plan’ is only for investors who purchase / subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com


34.79%

30.98%

25.68%

8.53% 0.02%

AAA SovereignAA Cash & Current AssetsUnrated


Fund Manager: Mr. Prasad Dhonde & Mr. Kaustubh GuptaManaging Fund Since: July 01, 2011 & June 20, 2014Total Experience: 16 years & 9 yearsDate of Allotment: October 12, 1999Type of Scheme: An Open-ended Government Securities Scheme




Quarterly Dividend: 10.0764 Direct Plan$ Growth: 39.9271Quarterly Dividend: 10.1165 Benchmark: I-Sec LI-BEX



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption / switch-out of units within 90 days from the date of allotment: 0.50% of applicable NAV For redemption /switch-out of

units after 90 days from the date of allotment: Nil. **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterModified Duration: 9.06 yearsAverage Maturity: 22.58 yearsYield to Maturity: 7.91%Expense Ratio:Regular 1.51Direct 0.86

Birla Sun Life Gilt Plus - PF Plan

What is it?

A fund that aims to generate income and capital appreciation by investing exclusively in Government Securities.

Savings Solutions


Issuer % to net Assets Rating

8.17% GOI (MD 01/12/2044) 39.76% SOV

8.13% GOI (MD 22/06/2045) 24.77% SOV

7.73% GOI (MD 19/12/2034) 19.20% SOV


Fund Details

75



(`)

Birla Sun Life Gilt Plus- PF

Plan (%)

I-Sec LI-BEX # (%)

CRISIL 10 Year

Gilt Index ## (%)


Birla Sun Life Gilt Plus- PF Plan (`)

I-Sec LI-BEX # (`)

CRISIL 10 Year

Gilt Index ## (`)





Investment Performance - PF Plan - Regular Plan - Growth NAV as on December 31, 2015: ` 39.3222# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown.Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Prasad Dhonde is 22. Total Schemes managed by Mr. Kaustubh Gupta is 95. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.

$‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.comRating Profile of Portfolio

83.73%

16.27%

Sovereign Cash & Current Assets


Fund Manager: Mr. Prasad Dhonde & Mr. Kaustubh GuptaManaging Fund Since: July 01, 2011 & June 20, 2014Total Experience: 16 years & 9 yearsDate of Allotment: October 12, 1999Type of Scheme: An Open-ended Government Securities Scheme



NAV of Plans / Options (`)Regular Plan Growth : 43.4787 Quarterly Dividend: 12.2123Direct Plan$ Growth: 43.8030Quarterly Dividend: 11.0291 Benchmark: I-Sec LI-BEX




Birla Sun Life Constant Maturity 10 Year Gilt Fund (erstwhile Birla Sun Life Gilt Plus – Regular Plan. Name changed w.e.f August 06, 2015)

What is it?

A fund that aims to generate income and capital appreciation by investing exclusively in Government Securities.

Savings Solutions


Issuer % to net Assets Rating

7.72% GOI (MD 25/05/2025) 89.58% SOV

8.40% GOI (MD 28/07/2024) 1.42% SOV


Fund Details

76



(`)

Birla Sun Life Constant Maturity 10

Year Gilt Fund (%)

I-Sec LI-BEX # (%)

CRISIL 10 Year

Gilt Index ## (%)


Birla Sun Life Constant

Maturity 10 Year Gilt Fund (`)

I-Sec LI-BEX # (`)

CRISIL 10 Year

Gilt Index ## (`)




December 31, 2012 toDecember 31, 2013 (Absolute) 36.1003 -0.11 1.38 -0.68 9989 10138 9932



# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Prasad Dhonde is 22. Total Schemes managed by Mr. Kaustubh Gupta is 95. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.


91.01%

8.99%



Fund Manager: Mr. Prasad Dhonde & Mr. Kaustubh GuptaManaging Fund Since: October 03, 2012 & June 20, 2014Total Experience: 16 years & 9 yearsDate of Allotment: October 28, 1999Type of Scheme: An Open-ended Gilt Scheme



NAV of Plans / Options (`)^Regular Plan Growth : 42.6423

Half Yearly Dividend: 10.5267Dividend: 10.5672Direct Plan$ Growth: 43.2475Half Yearly Dividend: 11.0154Dividend: 10.6395^ the dividend option under the scheme have been renamed w.e.f December 26, 2014. Please refer addendum no, 59/2014 dated December 17, 2014 for further details. Benchmark: I-Sec LI-BEX



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: Nil **Exit Load is NIL for units issued in Dividend Reinvestment Other ParameterModified Duration: 10.06 yearsAverage Maturity: 23.21 yearsYield to Maturity: 8.03%Expense Ratio:Regular 1.49Direct 0.74

Birla Sun Life Government Securities Fund - Long Term Plan

What is it?

A fund that aims to generate current income consistent with the portfolio invested exclusively in Government Securities.

Savings Solutions

Fund Details

77






8.24% GOI (MD 10/11/2033) 11.96% SOV Cash & Current Assets 1.19%

8.30% GOI (MD 31/12/2042) 1.64% SOV



(`)

Birla Sun Life

Government Securities

Fund - Long Term Plan

(%)

I-Sec LI-BEX # (%)

CRISIL 10Year Gilt

Index ## (%)


Birla Sun Life

Government Securities

Fund - Long Term Plan

(`)

I-Sec LI-BEX # (`)


(`)





Investment Performance - Long Term Plan - Regular Plan - Growth NAV as on December 31, 2015: ` 42.6423


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. Load and Taxes are not considered for computation of returns. When scheme/additional benchmark returns are not available, they have not been shown. Total Schemes Co-Managed by Fund Managers is 4. Total Schemes managed by Mr. Prasad Dhonde is 22. Total Schemes managed by Mr. Kaustubh Gupta is 95. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.


98.81%

1.19%



Fund Manager: Mr. Lovelish SolankiManaging Fund Since: December 15, 2014Total Experience: 7 yearsDate of Allotment: July 24, 2009Type of Scheme: An Open-ended Equity Scheme



NAV of Plans / Options (`)Regular Plan Growth : 15.6479 Dividend: 10.8432

Direct Plan$ Growth: 15.8582Dividend: 10.9846

Benchmark: CRISIL Liquid Fund Index



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 30 days from the date of allotment: 0.50% of applicable NAV For redemption/switch out of

units after 30 days from the date of allotment: Nil **Exit Load is NIL for units issued in Dividend Reinvestment. (w.e.f. August 03, 2015)Other ParameterPortfolio Turnover: 10.12Expense Ratio:Regular 0.92Direct 0.32

Birla Sun Life Enhanced Arbitrage Fund

What is it?

A fund that aims to generate income by investing in equity and equity related instruments and take advantage of the price differentials or mis-pricing prevailing in a stock or index.

Date of Inception: July 24, 2009 NAV Per Unit. *

(`)

Birla Sun Life

Enhanced Arbitrage Fund (%)

CRISIL Liquid

Fund Index # (%)

S&P BSE SENSEX ##

(%)


Birla Sun Life

Enhanced Arbitrage Fund (`)

CRISIL Liquid

Fund Index # (`)

S&P BSE SENSEX

## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 15.6479# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns. Total Schemes managed by Mr. Lovelish Solanki is 3. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.$‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com

Savings Solutions


Reliance Industries Ltd 8.99% Housing Development Finance Corporation Ltd 2.79%

HDFC Bank Ltd 8.53% ITC Ltd 2.72% Axis Bank Ltd 4.31% CRISIL A1+ Sun Pharmaceuticals Industries Ltd 2.29%

Aurobindo Pharma Ltd 3.85% Lupin Ltd 2.21%

Axis Bank Ltd 3.06% Adani Ports and Special Economic Zone Ltd 2.19%


Fund Details

78



Fund Manager: Mr. Shravan SreenivasulaManaging Fund Since: December 15, 2014Total Experience: 14 yearsDate of Allotment: December 29, 2006Type of Scheme: An Open ended Fund of Funds Scheme




Growth: 19.8293

Dividend: 12.4214

Benchmark: CRISIL Composite Bond Fund Index



Load Structure (as % of NAV) (Incl. for SIP)Entry Load: NilExit Load**: For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV For redemption/switch out of units after 365 days from the date of allotment:

Nil **Exit Load is NIL for units issued in Dividend Reinvestment. Other ParameterExpense Ratio:Regular 1.19Direct 0.69

Birla Sun Life Active Debt Multi Manager FoF Scheme (erstwhile ING Active Debt Multi Manager FoF Scheme . Name changed w.e.f October 11, 2014)

What is it?

An open ended fund-of-funds Scheme that invests in debt funds having diverse investment styles. These funds are selected using the BSLAMC process. It is actively managed to capture duration and credit opportunities.

Savings Solutions


(`)

Birla Sun Life Active Debt Multi

Manager FoF Scheme

(%)

CRISIL Composite Bond Fund

Index # (%)

CRISIL 10 Year Gilt Index ##

(%)


Birla Sun Life Active Debt Multi Manager

FoF Scheme

(`)

CRISIL Composite Bond Fund Index # (`)

CRISIL 10 Year Gilt

Index ## (`)





Investment Performance - Regular Plan - Growth NAV as on December 31, 2015: ` 19.5890# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Returns for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV. Load and Taxes are not considered for computation of returns.Total Schemes managed by Mr. Shravan Sreenivasula is 9. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.$‘Direct Plan’ is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor. For further details, Investors are advised to refer to Addendum no. 44/2012 dated December 27, 2012 available on our website www.birlasunlife.com


IDFC Dynamic Bond Fund-Direct Plan-Growth 28.87% Cash & Current Assets 1.36%

ICICI Prude Gilt Fund Inv Plan PF Opt-Dir Plan-Grw 23.78% Net receivables / payables -0.50%

Birla Sun Life Govt Sec. Long Term Grwth Direct 23.57%

SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth 16.72%

Templeton India Govt.Sec. Fund-Long Term Direct Gr 6.20%


Fund Details

79


“The investors are bearing the recurring expenses of the scheme, in addition to the expenses of other schemes in which the Fund of Funds Scheme makes investments.”Note: The exit load rate levied at the time of redemption/switch-out of units will be the rate prevailing at the time of allotment of the corresponding units. Customers may request for a separate Exit Load Applicability Report by calling our toll free numbers 1800-270-7000 / 1800-22-7000 or from any of our Investor Service Centers.

80

To ensure that you strategically make all your investment moves, we provide you with the complete portfolio holdings of our funds.

Portfolios

Portfolio

81



Allocation as a % of Net Assets Rating %

7.59% GOI (MD 20/03/2029) SOV 5.96%8.13% GOI (MD 22/06/2045) SOV 4.15%HDFC Bank Ltd 3.80%Infosys Ltd 3.25%8.17% GOI (MD 01/12/2044) SOV 2.85%ICICI Bank Ltd 2.69%Reliance Industries Ltd 2.67%9.20% GOI (MD 30/09/2030) SOV 2.37%Sun Pharmaceuticals Industries Ltd 2.26%7.73% GOI (MD 19/12/2034) SOV 2.12%FAG Bearings India Ltd 2.01%Axis Bank Ltd 1.90%Indusind Bank Ltd 1.82%Pune Solapur Expressway Pvt Ltd ICRA A(SO) 1.74%Tata Chemicals Ltd 1.61%Zee Entertainment Enterprises Ltd 1.56%Indian Oil Corporation Ltd 1.55%8.24% GOI (MD 10/11/2033) SOV 1.54%Hindustan Petroleum Corporation Ltd 1.49%Jet Airways India Ltd 1.37%Sun TV Network Ltd 1.37%Tata Motors Ltd 1.32%HCL Technologies Ltd 1.32%Hero MotoCorp Ltd 1.31%IDBI Bank Ltd CRISIL AA- 1.29%Crompton Greaves Ltd 1.29%Larsen & Toubro Ltd 1.26%Dr Reddys Laboratories Ltd 1.23%Federal Bank Ltd 1.21%Maruti Suzuki India Ltd 1.20%Yes Bank Ltd 1.15%Tech Mahindra Ltd 1.12%Natco Pharma Ltd 1.04%Power Finance Corporation Ltd CRISIL AAA 1.03%Dish TV India Ltd 1.01%Pfizer Ltd 1.00%SKS Microfinance Ltd 0.96%ITC Ltd 0.94%India Infradebt Ltd CRISIL AAA 0.92%Cummins India Ltd 0.92%Finolex Cables Ltd 0.85%Grasim Industries Ltd 0.84%Muthoot Finance Ltd 0.80%Bajaj Finance Ltd 0.78%Sundaram Finance Ltd 0.75%Gujarat State Petronet Ltd 0.75%Bharat Electronics Ltd 0.74%Bank Of Baroda 0.74%Coal India Ltd 0.73%Repco Home Finance Ltd 0.72%Aurobindo Pharma Ltd 0.71%PTC India Ltd 0.66%Mangalore Refinery & Petrochemicals Ltd 0.64%

Shoppers Stop Ltd 0.64%Ashoka Buildcon Ltd 0.64%Whirlpool of India Ltd 0.62%NIFTY_28/01/2016 0.60%Kotak Mahindra Bank Ltd 0.57%Jagran Prakashan Ltd 0.55%Bayer Cropscience Ltd 0.55%MRF Ltd 0.55%LIC Housing Finance Ltd 0.53%Hindustan Zinc Ltd 0.51%Tata Communications Ltd 0.46%Colgate Palmolive India Ltd 0.42%Raymond Ltd 0.42%Edelweiss Financial Services Ltd 0.42%Berger Paints India Ltd 0.42%Cyient Limited 0.38%Eicher Motors Ltd 0.36%8.27% Karnataka SDL(MD 23/12/2025) SOV 0.35%Inox Wind Ltd 0.34%Glaxosmithkline Consumer Healthcare Ltd 0.34%

Orient Cement Ltd 0.31%Housing Development Finance Corporation Ltd 0.31%

Procter & Gamble Hygiene and Health Care Ltd 0.31%

Divis Laboratories Ltd 0.30%Ambuja Cements Ltd 0.30%Bata India Ltd 0.30%Persistent Systems Ltd 0.30%8.26% Maharashtra SDL(MD 23/12/2025) SOV 0.28%

Kaveri Seed Company Ltd 0.24%Bosch Ltd 0.23%8.40% GOI (MD 28/07/2024) SOV 0.22%7.72% GOI (MD 25/05/2025) SOV 0.22%7.88% GOI (MD 19/03/2030) SOV 0.22%

Petronet LNG Ltd 0.21%Tata Motors Ltd DVR Shares 0.20%NCC Ltd 0.18%Titan Company Limited 0.18%Voltas Ltd 0.18%Coffee Day Enterprises Limited 0.14%Gail (India) Ltd 0.09%Blue Star Ltd 0.06%Hexaware Technologies Ltd 0.05%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.02%

Globsyn Technologies Ltd 0.00%Brillio Technologies Pvt Ltd 0.00%Magnasound (I) Ltd 0.00%Cash & Current Assets 4.18%Total 100.00%



HDFC Bank Ltd 6.80%Infosys Ltd 5.12%Reliance Industries Ltd 4.32%ITC Ltd 3.59%ICICI Bank Ltd 3.57%Larsen & Toubro Ltd 3.29%Indusind Bank Ltd 3.01%Sun Pharmaceuticals Industries Ltd 2.76%

Axis Bank Ltd 2.72%Tech Mahindra Ltd 2.48%HCL Technologies Ltd 2.42%Grasim Industries Ltd 2.13%Maruti Suzuki India Ltd 2.12%Crompton Greaves Ltd 2.02%Dr Reddys Laboratories Ltd 2.01%Power Grid Corporation of India Ltd 1.97%

Tata Motors Ltd 1.89%Cummins India Ltd 1.88%Zee Entertainment Enterprises Ltd 1.86%

Hero MotoCorp Ltd 1.77%Tata Consultancy Services Ltd 1.59%Indian Oil Corporation Ltd 1.55%Coal India Ltd 1.51%Kotak Mahindra Bank Ltd 1.37%State Bank of India 1.37%Federal Bank Ltd 1.30%LIC Housing Finance Ltd 1.29%Hindustan Petroleum Corporation Ltd 1.24%

Housing Development Finance Corporation Ltd 1.18%

Bajaj Finance Ltd 1.12%Yes Bank Ltd 1.11%NIFTY_28/01/2016 1.08%Godrej Consumer Products Ltd 1.03%Sanofi India Ltd 0.92%Bank Of Baroda 0.90%Muthoot Finance Ltd 0.90%Britannia Industries Ltd 0.88%Lupin Ltd 0.86%Reliance Capital Ltd 0.80%Bosch Ltd 0.79%Motherson Sumi Systems Ltd 0.71%Hindustan Zinc Ltd 0.67%ACC Ltd 0.67%United Spirits Ltd 0.64%Alstom India Limited 0.58%Bayer Cropscience Ltd 0.57%Glaxosmithkline Pharmaceuticals Ltd 0.56%

Bharti Airtel Ltd 0.55%Eicher Motors Ltd 0.51%Glaxosmithkline Consumer Healthcare Ltd 0.46%

Mahindra & Mahindra Ltd 0.45%Oil & Natural Gas Corporation Ltd 0.44%IRB Infrastructure Developers Ltd 0.43%Bajaj Auto Ltd 0.40%Coromandel International Ltd 0.38%Akzo India Nobel Ltd 0.37%Jagran Prakashan Ltd 0.31%IDFC Bank Ltd 0.30%Housing Development Finance Corporation Ltd 0.30%

Vedanta Ltd 0.29%Bharat Petroleum Corp Ltd 0.28%Glenmark Pharmaceuticals Ltd 0.27%Tata Motors Ltd DVR Shares 0.25%Titan Company Limited 0.24%

Ultratech Cement Ltd 0.24%

IDFC Ltd. 0.24%D.B.Corp Ltd 0.23%Procter & Gamble Hygiene and Health Care Ltd 0.20%

Oberoi Realty Ltd 0.20%Wipro Ltd 0.19%DLF Ltd 0.11%Jet Airways India Ltd 0.11%

Hindustan Unilever Ltd 0.10%

NTPC Ltd CRISIL AAA 0.05%Gail (India) Ltd 0.04%IL&FS Transportation Networks Ltd 0.03%

6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.02%

Cash & Current Assets 6.19%Net receivables / payables 0.88%Total 100.00%



HDFC Bank Ltd 7.24%Infosys Ltd 4.81%Reliance Industries Ltd 4.68%ICICI Bank Ltd 3.25%Larsen & Toubro Ltd 3.12%Indusind Bank Ltd 3.12%HCL Technologies Ltd 3.04%Sun Pharmaceuticals Industries Ltd 3.03%ITC Ltd 2.93%Axis Bank Ltd 2.86%Indian Oil Corporation Ltd 2.71%Tech Mahindra Ltd 2.63%Grasim Industries Ltd 2.33%Maruti Suzuki India Ltd 2.09%Dr Reddys Laboratories Ltd 2.08%Power Grid Corporation of India Ltd 2.04%Crompton Greaves Ltd 1.97%Tata Consultancy Services Ltd 1.92%Cummins India Ltd 1.74%LIC Housing Finance Ltd 1.68%Bharat Electronics Ltd 1.65%Tata Motors Ltd 1.61%Zee Entertainment Enterprises Ltd 1.45%Lupin Ltd 1.44%Kotak Mahindra Bank Ltd 1.41%Hero MotoCorp Ltd 1.38%Coal India Ltd 1.36%Federal Bank Ltd 1.25%MRF Ltd 1.19%State Bank of India 1.15%Sanofi India Ltd 1.12%Housing Development Finance Corporation Ltd 1.09%

Gujarat State Petronet Ltd 0.96%PTC India Ltd 0.96%Tata Chemicals Ltd 0.95%Muthoot Finance Ltd 0.92%Bank Of Baroda 0.92%Yes Bank Ltd 0.89%Bajaj Finserv Ltd 0.86%Tata Communications Ltd 0.82%Apollo Tyres Ltd 0.81%Bharti Airtel Ltd 0.80%Hindustan Petroleum Corporation Ltd 0.73%Jet Airways India Ltd 0.68%Pfizer Ltd 0.64%Colgate Palmolive India Ltd 0.53%Eicher Motors Ltd 0.53%Bata India Ltd 0.50%Britannia Industries Ltd 0.48%Oracle Financial Services Software Ltd 0.45%Mahindra & Mahindra Ltd 0.45%Cognizant Technology Solutions Corp 0.44%Motherson Sumi Systems Ltd 0.43%Glaxosmithkline Consumer Healthcare Ltd 0.43%

Ultratech Cement Ltd 0.43%Shoppers Stop Ltd 0.40%Hindalco Industries Ltd 0.37%IDFC Bank Ltd 0.36%ACC Ltd 0.36%Vedanta Ltd 0.33%Hindustan Zinc Ltd 0.33%Housing Development Finance Corporation Ltd 0.30%

IDFC Ltd. 0.29%Akzo India Nobel Ltd 0.29%Coromandel International Ltd 0.28%

82

PortfolioGlaxosmithkline Pharmaceuticals Ltd 0.27%Tata Motors Ltd DVR Shares 0.25%Bosch Ltd 0.23%Oberoi Realty Ltd 0.22%NIFTY_28/01/2016 0.22%Oil India Ltd 0.19%Gail (India) Ltd 0.12%NTPC Ltd CRISIL AAA 0.08%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.01%

Cash & Current Assets 2.16%Net receivables / payables 2.00%Total 100.00%


Allocation as a % of Net Assets %

HDFC Bank Ltd 6.37%Maruti Suzuki India Ltd 4.66%Axis Bank Ltd 3.86%Tata Chemicals Ltd 3.85%ITC Ltd 3.72%Indusind Bank Ltd 3.41%Sun Pharmaceuticals Industries Ltd 3.31%HCL Technologies Ltd 3.07%Tech Mahindra Ltd 3.04%Tata Communications Ltd 2.84%Larsen & Toubro Ltd 2.70%Infosys Ltd 2.23%Dishman Pharma & Chemicals Ltd 2.20%Dr Reddys Laboratories Ltd 2.20%Bank Of Baroda 2.05%Ultratech Cement Ltd 1.91%LIC Housing Finance Ltd 1.79%Bajaj Finance Ltd 1.71%ICICI Bank Ltd 1.58%Lupin Ltd 1.48%Kansai Nerolac Paints Ltd 1.42%Dalmia Bharat Limited 1.32%Kotak Mahindra Bank Ltd 1.28%United Spirits Ltd 1.24%Blue Star Ltd 1.23%Eicher Motors Ltd 1.19%Cholamandalam Investment and Finance Company Ltd 1.15%Strides Shasun Ltd 1.14%Bharat Forge Ltd 1.08%Cummins India Ltd 1.05%Hexaware Technologies Ltd 1.04%Indian Oil Corporation Ltd 1.04%Housing Development Finance Corporation Ltd 1.02%Karur Vysya Bank Ltd 0.99%MRF Ltd 0.96%Glaxosmithkline Consumer Healthcare Ltd 0.94%Reliance Industries Ltd 0.94%Cox and Kings Ltd 0.93%Century Textiles & Industries Ltd 0.90%VA Tech Wabag Ltd 0.88%Zee Entertainment Enterprises Ltd 0.88%UPL Limited 0.87%Radico Khaitan Ltd 0.86%Ambuja Cements Ltd 0.82%Hero MotoCorp Ltd 0.81%Tata Motors Ltd 0.79%Grasim Industries Ltd 0.75%Cairn India Ltd 0.70%IDFC Bank Ltd 0.64%Kewal Kiran Clothing Limited 0.60%Glenmark Pharmaceuticals Ltd 0.60%Indian Bank 0.56%Asian Paints Ltd 0.54%Bata India Ltd 0.53%IDFC Ltd. 0.51%DLF Ltd 0.47%AIA Engineering Ltd 0.46%The Jammu and Kashmir Bank Ltd 0.44%Vedanta Ltd 0.40%SKS Microfinance Ltd 0.40%Aditya Birla Nuvo Ltd 0.21%DQ Entertainment International Ltd 0.18%Megasoft Ltd 0.03%Mms Infrastr Ltd 0.00%MAESTROS MEDILINE SYSTEMS LIMITED 0.00%Magnasound (I) Ltd 0.00%Cash & Current Assets 5.74%Net receivables / payables 1.50%Total 100.00%



HDFC Bank Ltd 5.62%Infosys Ltd 5.11%Gulf Oil Lubricants India Ltd 3.70%

Indusind Bank Ltd 3.65%Tech Mahindra Ltd 3.44%ITC Ltd 3.22%HCL Technologies Ltd 2.78%Maruti Suzuki India Ltd 2.63%Hindustan Petroleum Corporation Ltd 2.63%ICICI Bank Ltd 2.52%Housing Development Finance Corporation Ltd 2.24%Dalmia Bharat Limited 2.21%Sun Pharmaceuticals Industries Ltd 2.06%Axis Bank Ltd 1.79%Federal Bank Ltd 1.77%Mahindra & Mahindra Ltd 1.72%Dewan Housing Finance Corporation Ltd 1.71%Sanofi India Ltd 1.63%Wabco India Ltd 1.63%Chennai Petroleum Corporation Ltd 1.63%Tata Communications Ltd 1.60%Cummins India Ltd 1.39%Godrej Consumer Products Ltd 1.37%Larsen & Toubro Ltd 1.36%Gail (India) Ltd 1.32%Glaxosmithkline Consumer Healthcare Ltd 1.24%Kotak Mahindra Bank Ltd 1.21%Repco Home Finance Ltd 1.21%Hindalco Industries Ltd 1.20%Orient Refractories Limited 1.19%Crompton Greaves Ltd 1.19%Tata Motors Ltd 1.15%UPL Limited 1.08%Thomas Cook India Ltd 1.08%Dish TV India Ltd 1.08%Britannia Industries Ltd 1.05%Natco Pharma Ltd 1.04%Eicher Motors Ltd 1.01%SKS Microfinance Ltd 1.01%Yes Bank Ltd 1.00%Coal India Ltd 0.99%LIC Housing Finance Ltd 0.97%IRB Infrastructure Developers Ltd 0.96%Motherson Sumi Systems Ltd 0.96%Cyient Limited 0.93%Aurobindo Pharma Ltd 0.89%Orient Cement Ltd 0.87%Muthoot Finance Ltd 0.87%KPIT Technologies Limited 0.86%State Bank of India 0.85%Divis Laboratories Ltd 0.81%Persistent Systems Ltd 0.80%Bank Of Baroda 0.80%Mangalore Refinery & Petrochemicals Ltd 0.75%Indian Bank 0.71%Coromandel International Ltd 0.68%Vedanta Ltd 0.68%United Spirits Ltd 0.62%J.Kumar Infraprojects Ltd 0.62%Titan Company Limited 0.61%PNC Infratech Limited 0.57%Reliance Industries Ltd 0.56%Hindustan Zinc Ltd 0.55%Shoppers Stop Ltd 0.52%Bata India Ltd 0.48%IDFC Bank Ltd 0.45%Tata Chemicals Ltd 0.37%Gujarat Fluorochemicals Ltd 0.37%Cash & Current Assets 1.81%Net receivables / payables 0.60%Total 100.00%



Maruti Suzuki India Ltd 8.45%Bosch Ltd 8.33%ICRA Ltd 7.53%Bayer Cropscience Ltd 7.16%Glaxosmithkline Pharmaceuticals Ltd 6.58%Pfizer Ltd 6.39%Gillette India Ltd 6.23%Honeywell Automation India Ltd 6.19%Hindustan Unilever Ltd 5.16%Kotak Mahindra Bank Ltd 5.07%Hitachi Home and Life Solution India Ltd 4.01%

Thomas Cook India Ltd 3.61%Capital First Limited 2.81%Jet Airways India Ltd 2.55%Cummins India Ltd 2.42%FAG Bearings India Ltd 1.99%Kansai Nerolac Paints Ltd 1.64%Wabco India Ltd 1.29%Crisil Ltd 1.21%Bata India Ltd 0.93%ACC Ltd 0.68%Colgate Palmolive India Ltd 0.63%SML Isuzu Ltd 0.59%

Oracle Financial Services Software Ltd 0.56%Procter & Gamble Hygiene and Health Care Ltd 0.47%

Ambuja Cements Ltd 0.35%Nestle India Ltd 0.33%ITC Ltd 0.31%Blue Dart Express Ltd 0.29%Alstom T&D India Ltd 0.28%ITD Cementation India Ltd 0.27%Siemens Ltd 0.27%Sanofi India Ltd 0.26%Alstom India Limited 0.26%Federal-Mogul Goetze (India) Ltd 0.24%Disa India Ltd 0.24%Akzo India Nobel Ltd 0.22%Castrol India Ltd (FV Rs. 5/-) 0.18%ABB India Ltd 0.17%Schneider Electric Infrastructure Ltd 0.10%Mphasis Ltd 0.04%Blue Dart Express Ltd ICRA AA 0.00%Blue Dart Express Ltd ICRA AA 0.00%Blue Dart Express Ltd ICRA AA 0.00%Jainpur Straw Brd and Paper Ltd 0.00%Maruti Cottex Ltd 0.00%Sree Jayalakshmi Autospin Ltd 0.00%Sri Venkatesha Mill Ltd 0.00%Visakha Aqua Farm Ltd 0.00%Cash & Current Assets 4.01%Net receivables / payables -0.28%Total 100.00%



ICICI Bank Ltd 6.61%Cummins India Ltd 5.58%Infosys Ltd 4.99%Pfizer Ltd 4.96%Axis Bank Ltd 3.95%ITC Ltd 3.26%Sanofi India Ltd 3.16%HCL Technologies Ltd 2.78%Oracle Financial Services Software Ltd 2.70%Sundaram Finance Ltd 2.67%Orient Cement Ltd 2.65%Akzo India Nobel Ltd 2.54%Bharat Petroleum Corp Ltd 2.47%Kewal Kiran Clothing Limited 2.39%Hero MotoCorp Ltd 2.31%Greaves Cotton Ltd 2.30%Hindustan Petroleum Corporation Ltd 2.26%Bajaj Auto Ltd 2.23%Housing Development Finance Corporation Ltd 2.06%Hindustan Zinc Ltd 2.03%Crompton Greaves Ltd 1.99%Sun TV Network Ltd 1.92%Alstom India Limited 1.60%Jagran Prakashan Ltd 1.57%Atul Auto Ltd 1.39%Apar Industries Ltd 1.34%Gateway Distriparks Ltd 1.31%Procter & Gamble Hygiene and Health Care Ltd 1.27%Multi Commodity Exchange of India Ltd 1.25%Tata Consultancy Services Ltd 1.17%ACC Ltd 1.14%The Jammu and Kashmir Bank Ltd 1.12%Gail (India) Ltd 1.09%Credit Analysis and Research Limited 1.09%Kaveri Seed Company Ltd 1.08%D.B.Corp Ltd 1.07%Gujarat Mineral Development Ltd 1.01%Federal Bank Ltd 1.01%Coal India Ltd 0.98%State Bank of India 0.97%Kotak Mahindra Bank Ltd 0.94%Orient Refractories Limited 0.91%PTC India Ltd 0.91%Automotive Axles Ltd 0.84%Cairn India Ltd 0.75%Oil India Ltd 0.73%Oriental Hotels Ltd 0.72%VRL Logistic Ltd 0.64%Indian Bank 0.58%Karur Vysya Bank Ltd 0.58%Bajaj Corp Ltd 0.57%Orbit Exports Ltd 0.54%Havells India Ltd 0.34%Castrol India Ltd (FV Rs. 5/-) 0.26%Birla Corporation Ltd 0.12%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.09%Sonata Software Ltd 0.01%Cash & Current Assets 0.83%Net receivables / payables 0.36%Total 100.00%

83

PortfolioBirla Sun Life Midcap Fund


SKS Microfinance Ltd 3.15%Gujarat State Petronet Ltd 3.09%Crompton Greaves Ltd 2.83%PNC Infratech Limited 2.81%Aditya Birla Nuvo Ltd 2.74%Solar Industries (I) Ltd 2.51%Britannia Industries Ltd 2.34%LIC Housing Finance Ltd 2.26%IRB Infrastructure Developers Ltd 2.16%Federal Bank Ltd 2.12%Yes Bank Ltd 2.12%Hindustan Petroleum Corporation Ltd 2.11%Petronet LNG Ltd 1.94%MRF Ltd 1.91%Emami Ltd 1.89%Hitachi Home and Life Solution India Ltd 1.89%Divis Laboratories Ltd 1.82%Tech Mahindra Ltd 1.81%Firstsource Solutions Ltd 1.77%Mahindra CIE Automotive Ltd 1.75%Union Bank of India 1.69%Bayer Cropscience Ltd 1.66%Voltas Ltd 1.64%Indian Oil Corporation Ltd 1.62%Karur Vysya Bank Ltd 1.54%Grasim Industries Ltd 1.54%J.Kumar Infraprojects Ltd 1.48%Tube Investments of India Ltd 1.43%FAG Bearings India Ltd 1.39%Bajaj Finserv Ltd 1.38%Finolex Cables Ltd 1.34%Mindtree Ltd 1.33%KPIT Technologies Limited 1.29%Eicher Motors Ltd 1.28%Apollo Tyres Ltd 1.27%Aurobindo Pharma Ltd 1.22%Glaxosmithkline Consumer Healthcare Ltd 1.21%Cyient Limited 1.21%Gujarat Fluorochemicals Ltd 1.20%Natco Pharma Ltd 1.18%Pfizer Ltd 1.17%HSIL Ltd 1.14%Monte Carlo Fashions Ltd 1.11%Hexaware Technologies Ltd 1.08%Capital First Limited 1.07%KEC International Ltd 1.04%Simplex Infrastructures Ltd 1.02%Jyothy Laboratories Ltd 0.99%Colgate Palmolive India Ltd 0.98%Edelweiss Financial Services Ltd 0.98%Kalpataru Power Transmission Ltd 0.97%Torrent Pharmaceuticals Ltd 0.92%Hinduja Global Solutions Ltd 0.91%Oberoi Realty Ltd 0.89%Sundaram Finance Ltd 0.87%Bajaj Corp Ltd 0.80%Akzo India Nobel Ltd 0.77%SANGHI INDUSTRIES LTD 0.74%Prabhat Dairy Ltd 0.71%Bharat Electronics Ltd 0.68%IDFC Ltd. 0.67%Dewan Housing Finance Corporation Ltd 0.64%Narayana Hrudayalaya Limited 0.58%Marico Ltd 0.32%Pennar Engineered Building Systems Ltd 0.29%Coffee Day Enterprises Limited 0.15%Cash & Current Assets 4.69%Net receivables / payables 0.86%Total 100.00%



Jet Airways India Ltd 3.70%Natco Pharma Ltd 2.90%Kansai Nerolac Paints Ltd 2.80%Firstsource Solutions Ltd 2.79%Tube Investments of India Ltd 2.60%IRB Infrastructure Developers Ltd 2.52%Sterlite Technologies Ltd 2.50%Gujarat State Petronet Ltd 2.47%Pennar Engineered Building Systems Ltd 2.45%Repco Home Finance Ltd 2.41%KEC International Ltd 2.41%SANGHI INDUSTRIES LTD 2.34%SKS Microfinance Ltd 2.32%Crompton Greaves Ltd 2.23%Capital First Limited 2.21%

PNC Infratech Limited 2.19%Sanofi India Ltd 2.15%Bajaj Corp Ltd 2.14%V-Mart Retail Limited 2.08%Finolex Cables Ltd 2.00%Mangalore Refinery & Petrochemicals Ltd 1.98%Dalmia Bharat Limited 1.88%Yes Bank Ltd 1.87%Dewan Housing Finance Corporation Ltd 1.82%Solar Industries (I) Ltd 1.82%KPR Mill Ltd 1.80%Divis Laboratories Ltd 1.79%Karur Vysya Bank Ltd 1.74%Federal Bank Ltd 1.73%Monte Carlo Fashions Ltd 1.71%Cyient Limited 1.68%Cholamandalam Investment and Finance Company Ltd 1.66%Jyothy Laboratories Ltd 1.62%Wabco India Ltd 1.57%Birla Corporation Ltd 1.55%Union Bank of India 1.53%GRANULES INDIA LIMITED 1.50%IDFC Ltd. 1.49%S H Kelkar & Company Ltd 1.38%SRF Ltd 1.31%Deepak Fertilizers & Petro Corp Ltd 1.24%Prabhat Dairy Ltd 1.17%HSIL Ltd 1.16%Tata Global Beverages Ltd 1.06%Relaxo Footwears Limited 1.05%Apollo Tyres Ltd 1.03%Hexaware Technologies Ltd 1.01%Disa India Ltd 0.89%NIIT Technologies Ltd 0.59%Cash & Current Assets 8.10%Net receivables / payables 0.08%Total 100.00%



HDFC Bank Ltd 6.76%Yes Bank Ltd 4.79%Sun Pharmaceuticals Industries Ltd 4.78%Maruti Suzuki India Ltd 4.33%Natco Pharma Ltd 4.11%Eicher Motors Ltd 4.03%Indusind Bank Ltd 3.16%Dalmia Bharat Limited 2.92%Infosys Ltd 2.88%TVS Motor Company Ltd 2.73%Berger Paints India Ltd 2.62%Repco Home Finance Ltd 2.58%Bharat Electronics Ltd 2.49%Emami Ltd 2.30%ICICI Bank Ltd 2.28%Tata Motors Ltd 2.20%Cummins India Ltd 2.17%Voltas Ltd 2.04%Bajaj Finance Ltd 1.95%Aurobindo Pharma Ltd 1.82%Hindustan Petroleum Corporation Ltd 1.66%Hero MotoCorp Ltd 1.63%Gail (India) Ltd 1.57%Bajaj Finserv Ltd 1.51%Orient Cement Ltd 1.50%Torrent Pharmaceuticals Ltd 1.45%KPR Mill Ltd 1.37%Axis Bank Ltd 1.26%Bosch Ltd 1.26%VA Tech Wabag Ltd 1.22%Cyient Limited 1.17%Alstom T&D India Ltd 1.15%GRANULES INDIA LIMITED 1.11%V GUARD INDUSTRIES LIMITED 1.07%Capital First Limited 1.03%Atul Auto Ltd 1.01%Petronet LNG Ltd 0.94%Mangalore Refinery & Petrochemicals Ltd 0.93%Wabco India Ltd 0.92%PI Industries Ltd 0.91%Thomas Cook India Ltd 0.91%Ultratech Cement Ltd 0.90%Astral Poly Technik Ltd 0.86%Divis Laboratories Ltd 0.85%Astra Microwave Products Ltd 0.84%AIA Engineering Ltd 0.78%Kalpataru Power Transmission Ltd 0.72%Bayer Cropscience Ltd 0.65%Persistent Systems Ltd 0.52%Narayana Hrudayalaya Limited 0.43%Alkem Laboratories Limited 0.32%Dr. Lal Pathlabs Limited 0.26%Dharti Dredging 0.17%Karrox Technologies Ltd 0.00%Cash & Current Assets 5.06%Net receivables / payables -0.87%Total 100.00%



HDFC Bank Ltd 5.86%Maruti Suzuki India Ltd 4.55%ITC Ltd 3.98%Eicher Motors Ltd 3.87%Indusind Bank Ltd 3.66%Sun Pharmaceuticals Industries Ltd 3.50%ICICI Bank Ltd 3.22%Britannia Industries Ltd 2.92%Bajaj Corp Ltd 2.78%Axis Bank Ltd 2.65%Asian Paints Ltd 2.55%Housing Development Finance Corporation Ltd 2.49%United Spirits Ltd 2.45%Emami Ltd 2.43%Jyothy Laboratories Ltd 2.42%Kotak Mahindra Bank Ltd 2.32%Repco Home Finance Ltd 2.26%Whirlpool of India Ltd 1.83%Voltas Ltd 1.70%Tata Motors Ltd 1.68%Page Industries Ltd 1.67%Karur Vysya Bank Ltd 1.66%Phoenix Mills Ltd 1.58%Alkem Laboratories Limited 1.51%Muthoot Finance Ltd 1.48%Federal Bank Ltd 1.47%Zee Entertainment Enterprises Ltd 1.44%Lupin Ltd 1.39%Bajaj Finance Ltd 1.38%Cox and Kings Ltd 1.38%Bata India Ltd 1.37%Glaxosmithkline Consumer Healthcare Ltd 1.25%Exide Industries Ltd 1.20%Dr. Lal Pathlabs Limited 1.20%Marico Ltd 1.19%Colgate Palmolive India Ltd 1.15%Aditya Birla Nuvo Ltd 1.07%HEIDELBERGCEMENT INDIA LIMITED 1.06%Capital First Limited 1.04%Relaxo Footwears Limited 1.03%Sanofi India Ltd 1.01%MT Educare Ltd 1.00%Hindustan Unilever Ltd 0.99%Blue Star Ltd 0.97%Jubilant Foodworks Ltd 0.97%Monte Carlo Fashions Ltd 0.96%Radico Khaitan Ltd 0.95%Cholamandalam Investment and Finance Company Ltd 0.94%

ACC Ltd 0.89%Hero MotoCorp Ltd 0.88%Bajaj Auto Ltd 0.83%Coffee Day Enterprises Limited 0.32%Glenmark Pharmaceuticals Ltd 0.28%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.22%Cash & Current Assets 3.29%Net receivables / payables -0.19%Total 100.00%



Sundaram Clayton Ltd 8.60%ICRA Ltd 7.97%Jet Airways India Ltd 7.11%Kotak Mahindra Bank Ltd 4.92%MRF Ltd 4.43%Pfizer Ltd 4.37%Bayer Cropscience Ltd 4.36%Zee Entertainment Enterprises Ltd 3.61%Hitachi Home and Life Solution India Ltd 3.50%Gillette India Ltd 3.47%Thomas Cook India Ltd 3.42%Kansai Nerolac Paints Ltd 3.38%Maruti Suzuki India Ltd 3.19%Housing Development Finance Corporation Ltd 3.06%Glaxosmithkline Pharmaceuticals Ltd 2.84%Trent Ltd 2.77%Bosch Ltd 2.66%Biocon Ltd 2.56%Indusind Bank Ltd 2.46%Hindustan Unilever Ltd 2.46%

84

PortfolioShoppers Stop Ltd 2.41%Capital First Limited 1.96%Axis Bank Ltd 1.73%ICICI Bank Ltd 1.68%Colgate Palmolive India Ltd 1.66%Mahindra & Mahindra Ltd 1.63%Yes Bank Ltd 1.46%Tata Motors Ltd 1.45%Bata India Ltd 1.12%ITC Ltd 0.65%IDFC Bank Ltd 0.48%United Breweries Holdings Ltd 0.41%IDFC Ltd. 0.38%Magnasound (I) Ltd 0.00%Cash & Current Assets 2.52%Net receivables / payables -0.68%Total 100.00%

Birla Sun Life Banking And Financial Services Fund


HDFC Bank Ltd 15.20%Yes Bank Ltd 9.52%Indusind Bank Ltd 7.90%Repco Home Finance Ltd 7.64%Bajaj Finance Ltd 7.50%ICICI Bank Ltd 6.73%Axis Bank Ltd 6.03%LIC Housing Finance Ltd 5.42%Bank Of Baroda 4.91%SKS Microfinance Ltd 4.22%Dewan Housing Finance Corporation Ltd 3.26%Housing Development Finance Corporation Ltd 2.90%Capital First Limited 2.66%Cholamandalam Investment and Finance Company Ltd 2.41%

ICRA Ltd 2.09%Bajaj Finserv Ltd 2.06%Federal Bank Ltd 1.87%Muthoot Finance Ltd 1.86%Karur Vysya Bank Ltd 1.33%City Union Bank Ltd 0.75%Edelweiss Financial Services Ltd 0.37%Tourism Finance Corporation of India Ltd 0.35%Cash & Current Assets 4.79%Net receivables / payables -1.77%Total 100.00%

Birla Sun Life Infrastructure Fund


Cummins India Ltd 5.73%HDFC Bank Ltd 4.77%Wabco India Ltd 4.03%Crompton Greaves Ltd 3.95%Larsen & Toubro Ltd 3.90%ICICI Bank Ltd 3.84%Reliance Industries Ltd 3.82%Orient Cement Ltd 3.16%Multi Commodity Exchange of India Ltd 3.06%Honeywell Automation India Ltd 2.74%FAG Bearings India Ltd 2.47%Federal Bank Ltd 2.47%Ashoka Buildcon Ltd 2.33%PTC India Ltd 2.05%The Jammu and Kashmir Bank Ltd 2.05%Bharat Electronics Ltd 2.01%Tata Motors Ltd 1.87%J.Kumar Infraprojects Ltd 1.69%VA Tech Wabag Ltd 1.66%Birla Corporation Ltd 1.66%Blue Star Ltd 1.60%Indusind Bank Ltd 1.56%Kalpataru Power Transmission Ltd 1.52%Axis Bank Ltd 1.52%Greaves Cotton Ltd 1.47%Gujarat Industries Power Company Ltd 1.35%Capital First Limited 1.31%Tata Communications Ltd 1.28%Hindustan Zinc Ltd 1.23%TD Power Systems Ltd 1.20%Inox Wind Ltd 1.17%Finolex Cables Ltd 1.16%IRB Infrastructure Developers Ltd 1.16%Bajaj Finance Ltd 1.10%Grasim Industries Ltd 1.10%Alstom India Limited 1.08%Credit Analysis and Research Limited 1.06%Muthoot Finance Ltd 1.06%Somany Ceramics Ltd 1.02%

ACC Ltd 1.00%Gujarat Mineral Development Ltd 0.98%ICRA Ltd 0.98%Coal India Ltd 0.97%Orient Refractories Limited 0.96%Indian Oil Corporation Ltd 0.94%Indian Bank 0.93%Automotive Axles Ltd 0.90%Oil India Ltd 0.78%Gujarat State Petronet Ltd 0.75%Oberoi Realty Ltd 0.75%Hindustan Petroleum Corporation Ltd 0.61%Astra Microwave Products Ltd 0.61%Hindalco Industries Ltd 0.60%PNC Infratech Limited 0.51%Sobha Ltd 0.48%Power Grid Corporation of India Ltd 0.47%Disa India Ltd 0.46%Kaveri Seed Company Ltd 0.43%Jaiprakash Power Ventures Ltd 0.41%Housing Development Finance Corporation Ltd 0.35%STATE BANK OF BIKANER AND JAIPUR LTD 0.34%Siemens Ltd 0.15%Gail (India) Ltd 0.08%Cash & Current Assets 1.61%Net receivables / payables -0.30%Total 100.00%



Jet Airways India Ltd 6.54%Tata Chemicals Ltd 5.53%Hindustan Petroleum Corporation Ltd 4.53%Gulf Oil Lubricants India Ltd 4.17%MRF Ltd 3.80%Gujarat Fluorochemicals Ltd 3.44%J.Kumar Infraprojects Ltd 3.43%Chennai Petroleum Corporation Ltd 3.38%Gail (India) Ltd 3.19%Omkar Speciality Chemicals Limited 2.92%Sun TV Network Ltd 2.64%Pfizer Ltd 2.60%UPL Limited 2.50%Federal Bank Ltd 2.33%Heritage Foods Limited 2.28%Bharat Petroleum Corp Ltd 2.12%Edelweiss Financial Services Ltd 2.09%Muthoot Finance Ltd 2.08%Mangalore Refinery & Petrochemicals Ltd 1.95%KPR Mill Ltd 1.92%Banco Products India Ltd 1.77%Bank Of Baroda 1.69%Orient Cement Ltd 1.68%Dishman Pharma & Chemicals Ltd 1.63%Coromandel International Ltd 1.61%Cyient Limited 1.48%Bajaj Finserv Ltd 1.47%Hexaware Technologies Ltd 1.45%NCC Ltd 1.44%Sonata Software Ltd 1.41%Ashoka Buildcon Ltd 1.32%Glenmark Pharmaceuticals Ltd 1.30%HSIL Ltd 1.28%Gujarat Mineral Development Ltd 1.10%Inox Wind Ltd 1.08%Monte Carlo Fashions Ltd 1.06%Indian Oil Corporation Ltd 1.02%Deepak Fertilizers & Petro Corp Ltd 0.99%Dish TV India Ltd 0.97%Axis Bank Ltd 0.96%Tata Motors Ltd 0.93%Tata Steel Ltd 0.93%NIIT Technologies Ltd 0.91%Grasim Industries Ltd 0.88%Reliance Industries Ltd 0.85%Indian Bank 0.74%Shemaroo Entertainment Ltd 0.73%Kaveri Seed Company Ltd 0.67%PNC Infratech Limited 0.65%Astra Microwave Products Ltd 0.16%Cash & Current Assets 3.66%Net receivables / payables -1.28%Total 100.00%



8.60% GOI (MD 02/06/2028) SOV 13.10%8.83% GOI (MD 12/12/2041) SOV 6.74%HDFC Bank Ltd 5.66%9.20% GOI (MD 30/09/2030) SOV 4.56%Maruti Suzuki India Ltd 3.87%Eicher Motors Ltd 3.45%Cummins India Ltd 3.45%

ICICI Bank Ltd 3.28%Larsen & Toubro Ltd 3.20%Axis Bank Ltd 3.19%Bajaj Auto Ltd 3.18%Bharat Electronics Ltd 2.58%Capital First Limited 2.45%Crompton Greaves Ltd 2.41%Kotak Mahindra Bank Ltd 2.41%Indusind Bank Ltd 2.40%Karur Vysya Bank Ltd 2.24%Yes Bank Ltd 2.22%8.30% GOI (MD 31/12/2042) SOV 2.13%State Bank of India 2.06%Ultratech Cement Ltd 1.98%Dalmia Bharat Limited 1.97%9.23% GOI (MD 23/12/2043) SOV 1.87%Tourism Finance Corporation of India Ltd 1.71%Ashoka Buildcon Ltd 1.67%Bajaj Finserv Ltd 1.66%Muthoot Finance Ltd 1.50%Indian Bank 1.45%Voltas Ltd 1.26%Bosch Ltd 1.17%Sundaram Finance Ltd 1.15%IRB Infrastructure Developers Ltd 1.10%Orient Cement Ltd 0.91%Alstom India Limited 0.76%Repco Home Finance Ltd 0.64%J.Kumar Infraprojects Ltd 0.57%Torrent Power Ltd 0.38%PTC India Ltd 0.35%Atul Auto Ltd 0.23%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.05%

Cash & Current Assets 4.35%Net receivables / payables -1.28%Total 100.00%



Infosys Ltd 29.35%Tech Mahindra Ltd 9.03%HCL Technologies Ltd 8.94%Tata Consultancy Services Ltd 6.98%Tata Communications Ltd 6.39%Sonata Software Ltd 5.01%Cyient Limited 4.79%Dish TV India Ltd 4.06%Firstsource Solutions Ltd 3.74%Zee Entertainment Enterprises Ltd 3.49%Hexaware Technologies Ltd 3.27%Persistent Systems Ltd 3.16%KPIT Technologies Limited 3.15%NIIT Technologies Ltd 2.93%Sasken Communication Technologies Ltd 2.02%Info Edge India Ltd 1.70%Shemaroo Entertainment Ltd 1.49%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.22%Magnasound (I) Ltd 0.00%Cash & Current Assets 0.33%Net receivables / payables -0.06%Total 100.00%



Cummins India Ltd 8.19%Sanofi India Ltd 6.96%Honeywell Automation India Ltd 6.26%Infosys Ltd 6.25%Wabco India Ltd 5.92%Reliance Industries Ltd 5.38%Sun Pharmaceuticals Industries Ltd 5.15%Hindustan Zinc Ltd 4.53%Tech Mahindra Ltd 4.01%Oracle Financial Services Software Ltd 3.96%Firstsource Solutions Ltd 3.91%HCL Technologies Ltd 3.85%Aurobindo Pharma Ltd 3.71%Bajaj Auto Ltd 3.47%KPIT Technologies Limited 3.21%Divis Laboratories Ltd 2.86%Crisil Ltd 2.69%AIA Engineering Ltd 2.37%Persistent Systems Ltd 2.27%Hexaware Technologies Ltd 2.20%Tata Consultancy Services Ltd 2.15%Dr Reddys Laboratories Ltd 1.98%Sonata Software Ltd 1.70%Dishman Pharma & Chemicals Ltd 1.66%Orbit Exports Ltd 1.61%KPR Mill Ltd 1.55%Brillio Technologies Pvt Ltd 0.00%Jainpur Straw Brd and Paper Ltd 0.00%

85

PortfolioMagnasound (I) Ltd 0.00%Oriqua Ltd 0.00%Sree Rama Polymer 0.00%Cash & Current Assets 3.67%Net receivables / payables -1.46%Total 100.00%

Birla Sun Life Special Situations Fund


Maruti Suzuki India Ltd 8.69%Wabco India Ltd 8.25%Indusind Bank Ltd 7.29%Tata Communications Ltd 4.92%Strides Shasun Ltd 4.86%Infosys Ltd 4.16%HDFC Bank Ltd 4.07%HCL Technologies Ltd 3.98%ICICI Bank Ltd 3.93%Dishman Pharma & Chemicals Ltd 3.86%LIC Housing Finance Ltd 3.84%Century Textiles & Industries Ltd 3.37%Birla Corporation Ltd 3.06%Tata Chemicals Ltd 3.02%Kotak Mahindra Bank Ltd 2.84%Cummins India Ltd 2.61%Tech Mahindra Ltd 2.36%United Spirits Ltd 2.25%Tata Motors Ltd 2.21%Motherson Sumi Systems Ltd 2.21%AIA Engineering Ltd 2.02%Bharat Forge Ltd 2.01%Jaiprakash Power Ventures Ltd 1.86%Sun Pharmaceuticals Industries Ltd 1.85%Aditya Birla Nuvo Ltd 1.63%Simplex Infrastructures Ltd 1.52%Karur Vysya Bank Ltd 1.48%Muthoot Finance Ltd 1.44%Radico Khaitan Ltd 1.18%Cox and Kings Ltd 0.93%United Breweries Holdings Ltd 0.65%Cash & Current Assets 1.88%Net receivables / payables -0.21%Total 100.00%

Birla Sun Life Dynamic Asset Allocation Fund


Eicher Motors Ltd 3.73%Dalmia Bharat Limited 3.13%Infosys Ltd 3.11%Repco Home Finance Ltd 3.05%Bajaj Finance Ltd 3.02%Reliance Industries Ltd 2.76%Sanofi India Ltd 2.64%ICICI Bank Ltd 2.63%HDFC Bank Ltd 2.40%Axis Bank Ltd 2.26%INDO COUNT INDUSTRIES LIMITED 2.21%Kewal Kiran Clothing Limited 2.19%KPR Mill Ltd 2.10%PTC India Ltd 2.02%Somany Ceramics Ltd 2.00%Pfizer Ltd 1.90%Hero MotoCorp Ltd 1.84%Indian Terrain Fashions Ltd 1.79%Bajaj Auto Ltd 1.78%Tata Consultancy Services Ltd 1.72%HEIDELBERGCEMENT INDIA LIMITED 1.63%Indusind Bank Ltd 1.62%IFGL REFRACTORIES LTD 1.60%Orbit Exports Ltd 1.56%V-Mart Retail Limited 1.51%Cummins India Ltd 1.45%ACC Ltd 1.37%Atul Auto Ltd 1.35%Coal India Ltd 1.33%Orient Refractories Limited 1.27%Indian Bank 1.16%Tata Steel Ltd 1.15%HCL Technologies Ltd 1.12%Cairn India Ltd 1.11%Federal Bank Ltd 1.05%JSW Steel Ltd 1.04%Tourism Finance Corporation of India Ltd 0.94%

Bharat Electronics Ltd 0.83%Lupin Ltd 0.74%State Bank of India 0.72%Oracle Financial Services Software Ltd 0.71%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.70%

Inox Wind Ltd 0.62%India Cements Ltd 0.58%VRL Logistic Ltd 0.38%Kaveri Seed Company Ltd 0.35%

Dr. Lal Pathlabs Limited 0.21%NTPC Ltd CRISIL AAA 0.08%NIFTY_28/01/2016 -10.80%Cash & Current Assets 18.51%Net receivables / payables 15.84%Total 100.00%

Birla Sun Life International EquityFund - Plan A


McKesson Corp 4.94%Aetna Inc New 4.71%VALERO ENERGY CORP 3.87%The Boeing Co 3.48%AXA SA 3.25%APPLE INC 3.01%Koninklijke AHOLD NV 2.97%Delta Air Lines Inc 2.93%FEDEX CORP 2.90%CLP Holdings Ltd 2.75%Allianz SE 2.70%Japan Airlines Co Ltd 2.70%Westfield Corporation 2.68%NEXT PLC 2.68%SWISS RE AG 2.67%EMC CORP 2.56%AMERISOURCE BERGEN CORP 2.50%T ROWE PRICE GROUP I 2.49%SANOFI 2.44%NORDEA BANK AB 2.39%Telstra Corporation Ltd 2.37%GILEAD SCIENCES INC 2.32%INTERNATIONAL BUSINESS MACHINES CORP IBM 2.26%Zurich Insurance Group Ag 2.25%TELENOR 2.22%PING AN INS GRP-H 2.22%HARMAN INTERNATIONAL 2.15%CVS CAREMARK CORP 2.03%EASTMAN CHEMICAL CO 1.98%MARKS & SPENCER GROUP PLC 1.87%EXPEDIA INC 1.84%TYSON FOODS INC 1.74%XEROX CORP 1.74%TOYOTA MOTOR CORP 1.68%Viacom Inc 1.50%CenturyLink Inc 1.48%BEIERSDORF AG 1.40%PUBLICIS GROUPE SA 0.87%HEWLETT PACKARD CO 0.69%Cash & Current Assets 3.84%Net receivables / payables 0.98%Total 100.00%

Birla Sun Life International EquityFund - Plan B


ICICI Bank Ltd 3.51%Repco Home Finance Ltd 3.40%Infosys Ltd 3.25%HDFC Bank Ltd 2.76%ITC Ltd 2.57%Axis Bank Ltd 2.47%Indusind Bank Ltd 2.38%Bajaj Finance Ltd 2.36%Eicher Motors Ltd 2.32%Cummins India Ltd 2.02%Cairn India Ltd 1.76%J.Kumar Infraprojects Ltd 1.71%Federal Bank Ltd 1.65%Kewal Kiran Clothing Limited 1.62%Atul Auto Ltd 1.62%Cognizant Technology Solutions Corp 1.58%Shriram City Union Finance Limited 1.56%HCL Technologies Ltd 1.51%Omkar Speciality Chemicals Limited 1.44%Aetna Inc New 1.34%McKesson Corp 1.29%D.B.Corp Ltd 1.28%Hindustan Zinc Ltd 1.26%Emami Ltd 1.23%Tata Consultancy Services Ltd 1.20%PTC India Ltd 1.13%Indian Terrain Fashions Ltd 1.10%Sanofi India Ltd 1.07%EXPEDIA INC 1.07%Hero MotoCorp Ltd 1.06%VALERO ENERGY CORP 1.02%Thomas Cook India Ltd 0.96%V-Mart Retail Limited 0.95%IFGL REFRACTORIES LTD 0.92%Orient Refractories Limited 0.92%VST Industries Ltd 0.91%APPLE INC 0.91%Orient Cement Ltd 0.87%FEDEX CORP 0.87%

Koninklijke AHOLD NV 0.86%The Boeing Co 0.86%Cyient Limited 0.85%Japan Airlines Co Ltd 0.85%Sun Pharmaceuticals Industries Ltd 0.84%Oracle Financial Services Software Ltd 0.84%Tourism Finance Corporation of India Ltd 0.84%AXA SA 0.79%Automotive Axles Ltd 0.78%Westfield Corporation 0.77%State Bank of India 0.77%SWISS RE AG 0.77%NEXT PLC 0.77%Hindalco Industries Ltd 0.77%Tata Steel Ltd 0.76%Delta Air Lines Inc 0.76%Bajaj Auto Ltd 0.75%Grasim Industries Ltd 0.74%Lupin Ltd 0.72%CLP Holdings Ltd 0.72%JSW Steel Ltd 0.71%T ROWE PRICE GROUP I 0.70%EMC CORP 0.70%Allianz SE 0.70%Telstra Corporation Ltd 0.68%ACC Ltd 0.68%Zurich Insurance Group Ag 0.68%GILEAD SCIENCES INC 0.66%KPR Mill Ltd 0.66%Coal India Ltd 0.65%Orbit Exports Ltd 0.65%TYSON FOODS INC 0.63%SANOFI 0.62%NORDEA BANK AB 0.62%HARMAN INTERNATIONAL 0.62%TELENOR 0.60%CVS CAREMARK CORP 0.58%PING AN INS GRP-H 0.58%EASTMAN CHEMICAL CO 0.57%MARKS & SPENCER GROUP PLC 0.55%AMERISOURCE BERGEN CORP 0.55%INTERNATIONAL BUSINESS MACHINES CORP IBM 0.54%INDO COUNT INDUSTRIES LIMITED 0.54%Just Dial Limited 0.50%XEROX CORP 0.49%The Jammu and Kashmir Bank Ltd 0.48%TOYOTA MOTOR CORP 0.48%India Cements Ltd 0.48%CenturyLink Inc 0.41%PUBLICIS GROUPE SA 0.39%HEIDELBERGCEMENT INDIA LIMITED 0.37%BEIERSDORF AG 0.36%LIC Housing Finance Ltd 0.31%Viacom Inc 0.31%Kaveri Seed Company Ltd 0.28%Housing Development Finance Corporation Ltd 0.22%HEWLETT PACKARD CO 0.19%Inox Wind Ltd 0.11%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.04%Cash & Current Assets 1.96%Net receivables / payables -0.47%Total 100.00%

Birla Sun Life Commodity Equities Fund -Global Agri Plan (GAP)


TYSON FOODS INC 10.25%SYNGENTA LTD REG SHS 9.79%ASSOCIATED BRITISH FOODS PLC 9.21%MONSANTO CO 8.91%DEERE & CO 7.85%ARCHER-DANIELS-MIDLAND CO 7.17%BUNGE LTD 6.55%BRF SA 5.52%AGRIUM INC 4.33%Kubota Corp 4.12%WILMAR INTERNATIONAL LTD 3.59%INGREDION INC 3.39%Potash Corp Of Saskatchewan Inc USD 3.32%CF INDUSTRIES HOLDINGS INC ORD SHS 3.09%The Mosaic Company Limited 2.87%Marine Harvest ASA 2.14%YARA INTERNATIONAL ASA 2.02%GOLDEN AGRI-RESOURCES LTD 1.59%Uralkaliy OJSC SHS GDR 1.53%Sociedad Quimica yMinera de Chile SA 0.91%Israel Chemicals Ltd 0.45%Nippon Meat Pack Ord 0.30%Cash & Current Assets 2.95%Net receivables / payables -1.86%Total 100.00%

86

PortfolioBirla Sun Life Global Commodities Fund


Martin Currie Global Resources Fund 48.53%First State Glob Umbrella Fund Global Res Fund - I 34.68%Cash & Current Assets 16.91%Net receivables / payables -0.12%Total 100.00%

Birla Sun Life Global Real Estate Fund


ING (L) Invest Global Real Estate - I Cap USD 97.67%Cash & Current Assets 1.22%Net receivables / payables 1.10%Total 100.00%

Birla Sun Life Latin America Equity Fund


ING (L) INV Latin America I Cap 89.60%Cash & Current Assets 10.82%Net receivables / payables -0.42%Total 100.00%



NIFTY_28/01/2016 25.53%Infosys Ltd 5.77%HDFC Bank Ltd 5.52%Housing Development Finance Corporation Ltd 5.19%ITC Ltd 4.79%Reliance Industries Ltd 4.37%ICICI Bank Ltd 3.96%Tata Consultancy Services Ltd 3.27%Larsen & Toubro Ltd 2.73%Sun Pharmaceuticals Industries Ltd 2.34%Axis Bank Ltd 2.05%Tata Motors Ltd 1.94%Kotak Mahindra Bank Ltd 1.91%State Bank of India 1.87%Hindustan Unilever Ltd 1.60%Maruti Suzuki India Ltd 1.60%Mahindra & Mahindra Ltd 1.54%HCL Technologies Ltd 1.24%Bharti Airtel Ltd 1.23%Indusind Bank Ltd 1.20%Lupin Ltd 1.16%Oil & Natural Gas Corporation Ltd 1.13%Coal India Ltd 1.11%Asian Paints Ltd 1.05%Dr Reddys Laboratories Ltd 1.03%Hero MotoCorp Ltd 1.00%Wipro Ltd 0.99%Bajaj Auto Ltd 0.91%Cipla Ltd 0.86%Tech Mahindra Ltd 0.83%Power Grid Corporation of India Ltd 0.81%NTPC Ltd 0.79%Ultratech Cement Ltd 0.74%Zee Entertainment Enterprises Ltd 0.63%Grasim Industries Ltd 0.63%Adani Ports and Special Economic Zone Ltd 0.62%Yes Bank Ltd 0.62%Bharat Petroleum Corp Ltd 0.60%Gail (India) Ltd 0.46%Tata Steel Ltd 0.45%Bosch Ltd 0.45%Idea Cellular Ltd 0.42%Ambuja Cements Ltd 0.41%Bharat Heavy Electricals Ltd 0.40%Bank Of Baroda 0.39%ACC Ltd 0.33%Tata Power Co Ltd 0.32%Hindalco Industries Ltd 0.29%Vedanta Ltd 0.26%Punjab National Bank 0.23%Cairn India Ltd 0.21%Cash & Current Assets 18.15%Net receivables / payables -17.92%Total 100.00%

Birla Sun Life Asset Allocation Fund - Aggressive Plan


Birla Sun Life Advantage Fund - Gr - Dir Pl 25.09%Birla Sun Life Top 100 Fund - Growth - Direct Plan 22.19%Birla Sun Life Equity Fund Direct Growth 19.37%Birla Sun Life Govt Sec. Long Term Grwth Direct 12.93%Birla Sun Life New Millennium Fund Direct Plan Gro 7.45%Birla Sun Life Income Plus - Growth - Direct Plan 6.15%Birla Sun Life Infra. Fund - Grth - Direct Plan 0.00%Cash & Current Assets 6.62%Net receivables / payables 0.20%Total 100.00%

Birla Sun Life Asset Allocation Fund - Moderate Plan


Birla Sun Life Govt Sec. Long Term Grwth Direct 25.02%Birla Sun Life Advantage Fund - Gr - Dir Pl 17.75%Birla Sun Life Equity Fund Direct Growth 13.70%Birla Sun Life Top 100 Fund - Growth - Direct Plan 10.64%Birla Sun Life Income Plus - Growth - Direct Plan 8.86%Birla Sun Life New Millennium Fund Direct Plan Gro 6.46%Birla Sun Life Infra. Fund - Grth - Direct Plan 0.00%Cash & Current Assets 17.08%Net receivables / payables 0.48%Total 100.00%

Birla Sun Life Asset Allocation Fund - Conservative Plan


Birla Sun Life Govt Sec. Long Term Grwth Direct 33.14%Birla Sun Life Income Plus - Growth - Direct Plan 27.33%Birla Sun Life Advantage Fund - Gr - Dir Pl 9.60%Birla Sun Life Equity Fund Direct Growth 6.75%Birla Sun Life Top 100 Fund - Growth - Direct Plan 3.58%Birla Sun Life New Millennium Fund Direct Plan Gro 3.18%Birla Sun Life Infra. Fund - Grth - Direct Plan 0.00%Cash & Current Assets 17.29%Net receivables / payables -0.86%Total 100.00%

Birla Sun Life 5 Star Multi Manager FoF Scheme


SBI Blue Chip Fund-Direct Plan -Growth 22.22%MOSt Focused Multicap 35-Direct Plan-Growth Option 19.84%Mirae Asset India Opp'ties Fund-Direct Plan-Growth 18.84%Birla Sun Life Frontline Eq Fd - Gr - Direct Plan 18.09%Mirae Asset Emerging Bluechip Fund - Dir Pln- Grw 9.00%ICICI Prudential Discovery Fund Direct Plan Grwth 7.07%Cash & Current Assets 6.02%Net receivables / payables -1.07%Total 100.00%

Birla Sun Life Asset Allocator Multi Manager FoF Scheme


SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth 20.64%MOSt Focused Multicap 35-Direct Plan-Growth Option 13.51%IDFC Dynamic Bond Fund-Direct Plan-Growth 10.64%Birla Sun Life Frontline Eq Fd - Gr - Direct Plan 7.36%SBI Blue Chip Fund-Direct Plan -Growth 6.59%Mirae Asset India Opp'ties Fund-Direct Plan-Growth 6.42%Franklin India PRIMA FUND - Direct - Growth 4.89%Mirae Asset Emerging Bluechip Fund - Dir Pln- Grw 4.71%ICICI Prudential Discovery Fund Direct Plan Grwth 4.33%Birla Sun Life Cash Plus - Growth - Direct Plan 0.01%Cash & Current Assets 22.10%Net receivables / payables -1.20%Total 100.00%

Birla Sun Life Financial Planning FOF - Aggressive Plan


SBI Blue Chip Fund-Direct Plan -Growth 14.45%Mirae Asset India Opp'ties Fund-Direct Plan-Growth 14.03%MOSt Focused Multicap 35-Direct Plan-Growth Option 13.92%Birla Sun Life Frontline Eq Fd - Gr - Direct Plan 13.74%Birla Sun Life Cash Plus - Growth - Direct Plan 12.26%SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth 6.26%IDFC Dynamic Bond Fund-Direct Plan-Growth 5.91%Mirae Asset Emerging Bluechip Fund - Dir Pln- Grw 4.82%ICICI Prudential Discovery Fund Direct Plan Grwth 4.73%

Franklin India PRIMA FUND - Direct - Growth 4.25%Goldman Sachs Gold ETF (Gold Bees) 2.00%Kotak MF Gold ETF 1.83%Cash & Current Assets 1.88%Net receivables / payables -0.06%Total 100.00%

Birla Sun Life Financial Planning FOF - Conservative Plan


Birla Sun Life Cash Plus - Growth - Direct Plan 35.72%IDFC Dynamic Bond Fund-Direct Plan-Growth 15.07%SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth 12.70%Kotak MF Gold ETF 10.32%SBI Blue Chip Fund-Direct Plan -Growth 4.43%MOSt Focused Multicap 35-Direct Plan-Growth Option 4.30%Mirae Asset India Opp'ties Fund-Direct Plan-Growth 4.15%Birla Sun Life Frontline Eq Fd - Gr - Direct Plan 4.11%Franklin India PRIMA FUND - Direct - Growth 1.38%Mirae Asset Emerging Bluechip Fund - Dir Pln- Grw 1.37%ICICI Prudential Discovery Fund Direct Plan Grwth 1.34%Goldman Sachs Gold ETF (Gold Bees) 0.77%Cash & Current Assets 4.75%Net receivables / payables -0.41%Total 100.00%

Birla Sun Life Financial Planning FOF - Prudent Plan


Birla Sun Life Cash Plus - Growth - Direct Plan 21.10%IDFC Dynamic Bond Fund-Direct Plan-Growth 15.33%SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth 12.43%Birla Sun Life Frontline Eq Fd - Gr - Direct Plan 8.91%Mirae Asset India Opp'ties Fund-Direct Plan-Growth 8.58%SBI Blue Chip Fund-Direct Plan -Growth 8.21%MOSt Focused Multicap 35-Direct Plan-Growth Option 7.74%Kotak MF Gold ETF 5.92%Mirae Asset Emerging Bluechip Fund - Dir Pln- Grw 2.73%Franklin India PRIMA FUND - Direct - Growth 2.70%ICICI Prudential Discovery Fund Direct Plan Grwth 2.58%Goldman Sachs Gold ETF (Gold Bees) 2.46%Cash & Current Assets 0.94%Net receivables / payables 0.37%Total 100.00%



Reliance Industries Ltd 7.78%HDFC Bank Ltd 6.55%8.15% GOI (MD 24/11/2026) SOV 5.21%Maruti Suzuki India Ltd 5.12%Axis Bank Ltd 4.93%9.20% GOI (MD 30/09/2030) SOV 4.22%LIC Housing Finance Ltd 4.02%8.12% GOI (MD 10/12/2020) SOV 3.93%ITC Ltd 3.38%MRF Ltd 2.51%Housing Development Finance Corporation Ltd 2.48%

Bank Of Baroda 2.33%Eicher Motors Ltd 2.32%Sun Pharmaceuticals Industries Ltd 2.16%Repco Home Finance Ltd 1.95%Oil & Natural Gas Corporation Ltd 1.87%Natco Pharma Ltd 1.47%8.60% GOI (MD 02/06/2028) SOV 1.35%Lupin Ltd 1.31%Yes Bank Ltd 1.21%Berger Paints India Ltd 1.03%Tata Motors Ltd 0.91%Wabco India Ltd 0.87%Dalmia Bharat Limited 0.86%Bajaj Finance Ltd 0.77%Godrej Consumer Products Ltd 0.68%Voltas Ltd 0.67%Bharat Electronics Ltd 0.64%Capital First Limited 0.59%VA Tech Wabag Ltd 0.54%Indusind Bank Ltd 0.54%Orient Cement Ltd 0.53%Alstom T&D India Ltd 0.49%Gail (India) Ltd 0.48%Emami Ltd 0.48%Bosch Ltd 0.48%AIA Engineering Ltd 0.47%V GUARD INDUSTRIES LIMITED 0.44%

87

PortfolioHindustan Petroleum Corporation Ltd 0.41%IDFC Ltd. 0.40%Torrent Pharmaceuticals Ltd 0.37%Page Industries Ltd 0.37%Bayer Cropscience Ltd 0.37%Bajaj Finserv Ltd 0.36%Gulf Oil Lubricants India Ltd 0.36%State Bank of India 0.35%Cyient Limited 0.35%Atul Auto Ltd 0.34%KPR Mill Ltd 0.34%Gujarat Fluorochemicals Ltd 0.32%Cummins India Ltd 0.32%Siemens Ltd 0.31%Kalpataru Power Transmission Ltd 0.25%Glenmark Pharmaceuticals Ltd 0.24%PI Industries Ltd 0.23%Havells India Ltd 0.22%V-Mart Retail Limited 0.22%Pidilite Industries Ltd 0.17%ICICI Bank Ltd 0.15%HCL Technologies Ltd 0.14%Castrol India Ltd (FV Rs. 5/-) 0.14%Federal Bank Ltd 0.10%Whirlpool of India Ltd 0.08%IDFC Bank Ltd 0.08%JK Cements Ltd 0.08%Oracle Financial Services Software Ltd 0.07%Bharat Forge Ltd 0.06%Raymond Ltd 0.06%The South Indian Bank Ltd 0.05%UPL Limited 0.04%IDFC_28/01/2016 -0.34%LUPIN_28/01/2016 -0.64%EICHERMOT_28/01/2016 -0.65%SUNPHARMA_28/01/2016 -1.08%ONGC_28/01/2016 -1.85%MRF_28/01/2016 -2.32%BANKBARODA_28/01/2016 -2.33%HDFC_28/01/2016 -2.48%LICHSGFIN_28/01/2016 -3.33%ITC_28/01/2016 -3.38%AXISBANK_28/01/2016 -4.07%MARUTI_28/01/2016 -4.66%HDFCBANK_28/01/2016 -6.03%RELIANCE_28/01/2016 -7.28%Cash & Current Assets 6.30%Net receivables / payables 49.27%Total 100.00%




Sundaram Clayton Ltd 6.63%Honeywell Automation India Ltd 5.75%ICRA Ltd 4.85%Bayer Cropscience Ltd 4.47%Kotak Mahindra Bank Ltd 4.41%MRF Ltd 3.55%Jet Airways India Ltd 3.52%Zee Entertainment Enterprises Ltd 3.39%Pfizer Ltd 3.20%Reliance Industries Ltd 2.96%Thomas Cook India Ltd 2.87%Shoppers Stop Ltd 2.85%Housing Development Finance Corporation Ltd 2.61%Tata Consultancy Services Ltd 2.60%Indusind Bank Ltd 2.48%ICICI Bank Ltd 2.44%HDFC Bank Ltd 2.27%Bosch Ltd 2.24%Biocon Ltd 2.18%Cummins India Ltd 2.16%Larsen & Toubro Ltd 2.01%Hitachi Home and Life Solution India Ltd 1.92%Grasim Industries Ltd 1.90%Shree Cement Ltd 1.90%Axis Bank Ltd 1.79%Gillette India Ltd 1.66%Glaxosmithkline Pharmaceuticals Ltd 1.62%Yes Bank Ltd 1.60%Maruti Suzuki India Ltd 1.56%Sun Pharmaceuticals Industries Ltd 1.49%Tata Motors Ltd 1.47%HCL Technologies Ltd 1.37%Infosys Ltd 1.36%Hindustan Unilever Ltd 1.25%Century Textiles & Industries Ltd 1.06%Capital First Limited 1.03%

Tech Mahindra Ltd 0.94%ITC Ltd 0.72%Mahindra & Mahindra Ltd 0.51%Ashok Leyland Ltd 0.51%SKS Microfinance Ltd 0.41%Colgate Palmolive India Ltd 0.40%Container Corporation of India Ltd 0.39%IDFC Bank Ltd 0.35%IDFC Ltd. 0.28%Vedanta Ltd 0.23%Kansai Nerolac Paints Ltd 0.23%United Breweries Holdings Ltd 0.20%Bharat Bijlee Ltd 0.18%Magnasound (I) Ltd 0.00%Cash & Current Assets 2.50%Net receivables / payables -0.24%Total 100.00%



Sundaram Clayton Ltd 6.51%Honeywell Automation India Ltd 5.56%ICRA Ltd 4.70%Bayer Cropscience Ltd 4.37%Kotak Mahindra Bank Ltd 4.32%MRF Ltd 3.47%Jet Airways India Ltd 3.44%Zee Entertainment Enterprises Ltd 3.32%Pfizer Ltd 3.09%Reliance Industries Ltd 2.90%Shoppers Stop Ltd 2.85%Thomas Cook India Ltd 2.78%Housing Development Finance Corporation Ltd 2.56%Tata Consultancy Services Ltd 2.55%Indusind Bank Ltd 2.43%ICICI Bank Ltd 2.39%HDFC Bank Ltd 2.23%Bosch Ltd 2.19%Biocon Ltd 2.13%Cummins India Ltd 2.10%Larsen & Toubro Ltd 1.97%Grasim Industries Ltd 1.87%Hitachi Home and Life Solution India Ltd 1.87%Shree Cement Ltd 1.86%Axis Bank Ltd 1.75%Gillette India Ltd 1.60%Yes Bank Ltd 1.57%Glaxosmithkline Pharmaceuticals Ltd 1.57%Maruti Suzuki India Ltd 1.54%Sun Pharmaceuticals Industries Ltd 1.46%Tata Motors Ltd 1.45%HCL Technologies Ltd 1.34%Infosys Ltd 1.33%Hindustan Unilever Ltd 1.21%Century Textiles & Industries Ltd 1.04%Capital First Limited 1.00%Tech Mahindra Ltd 0.93%ITC Ltd 0.71%Ashok Leyland Ltd 0.51%Mahindra & Mahindra Ltd 0.48%Colgate Palmolive India Ltd 0.39%SKS Microfinance Ltd 0.38%Container Corporation of India Ltd 0.36%IDFC Bank Ltd 0.33%IDFC Ltd. 0.26%Vedanta Ltd 0.22%Kansai Nerolac Paints Ltd 0.21%United Breweries Holdings Ltd 0.18%Bharat Bijlee Ltd 0.16%Magnasound (I) Ltd 0.00%Cash & Current Assets 4.80%Net receivables / payables -0.18%Total 100.00%

Birla Sun Life Tax Savings Fund


Sundaram Clayton Ltd 6.61%Honeywell Automation India Ltd 5.66%ICRA Ltd 4.79%Bayer Cropscience Ltd 4.45%Kotak Mahindra Bank Ltd 4.40%MRF Ltd 3.53%Jet Airways India Ltd 3.50%Zee Entertainment Enterprises Ltd 3.39%Pfizer Ltd 3.15%Reliance Industries Ltd 2.95%Shoppers Stop Ltd 2.87%Thomas Cook India Ltd 2.83%Housing Development Finance Corporation Ltd 2.61%Tata Consultancy Services Ltd 2.60%Indusind Bank Ltd 2.48%ICICI Bank Ltd 2.43%HDFC Bank Ltd 2.27%

Bosch Ltd 2.24%Biocon Ltd 2.17%Cummins India Ltd 2.15%Larsen & Toubro Ltd 2.01%Hitachi Home and Life Solution India Ltd 1.91%Grasim Industries Ltd 1.90%Shree Cement Ltd 1.89%Axis Bank Ltd 1.78%Gillette India Ltd 1.64%Yes Bank Ltd 1.63%Glaxosmithkline Pharmaceuticals Ltd 1.60%Maruti Suzuki India Ltd 1.59%Sun Pharmaceuticals Industries Ltd 1.51%Tata Motors Ltd 1.47%Infosys Ltd 1.40%HCL Technologies Ltd 1.39%Hindustan Unilever Ltd 1.23%Century Textiles & Industries Ltd 1.08%Capital First Limited 1.02%Tech Mahindra Ltd 0.97%ITC Ltd 0.73%Ashok Leyland Ltd 0.53%Mahindra & Mahindra Ltd 0.49%Colgate Palmolive India Ltd 0.42%SKS Microfinance Ltd 0.38%Container Corporation of India Ltd 0.36%IDFC Bank Ltd 0.35%IDFC Ltd. 0.27%Vedanta Ltd 0.25%Kansai Nerolac Paints Ltd 0.24%United Breweries Holdings Ltd 0.20%Bharat Bijlee Ltd 0.19%Cash & Current Assets 3.00%Net receivables / payables -0.52%Total 100.00%


Birla Sun Life Monthly Income


8.15% GOI (MD 24/11/2026) SOV 16.56%Power Finance Corporation Ltd CRISIL AAA 13.26%IDBI Bank Ltd CRISIL AA- 12.79%7.59% GOI (MD 20/03/2029) SOV 11.47%8.27% GOI (MD 09/06/2020) SOV 7.97%8.83% GOI (MD 25/11/2023) SOV 4.10%8.13% GOI (MD 22/06/2045) SOV 3.53%Repco Home Finance Ltd 2.55%8.17% GOI (MD 01/12/2044) SOV 1.97%7.72% GOI (MD 25/05/2025) SOV 1.95%7.73% GOI (MD 19/12/2034) SOV 1.90%

8.28% GOI (M/D 21/09/2027) SOV 1.59%

Eicher Motors Ltd 1.32%Bajaj Finance Ltd 1.08%Power Grid Corporation of India Ltd CRISIL AAA 1.00%V-Mart Retail Limited 0.98%HDFC Bank Ltd 0.84%9.40% Andhra Pradesh SDL (MD 30/01/2024) SOV 0.83%

Reliance Industries Ltd 0.79%Kewal Kiran Clothing Limited 0.77%Indusind Bank Ltd 0.61%Power Grid Corporation of India Ltd CRISIL AAA 0.60%KPR Mill Ltd 0.51%Axis Bank Ltd 0.48%ICICI Bank Ltd 0.41%

Omkar Speciality Chemicals Limited 0.39%

Hindustan Petroleum Corporation Ltd 0.38%Inox Wind Ltd 0.37%VRL Logistic Ltd 0.35%Hero MotoCorp Ltd 0.32%Orbit Exports Ltd 0.30%Grasim Industries Ltd 0.29%Dr. Lal Pathlabs Limited 0.29%Power Finance Corporation Ltd CRISIL AAA 0.29%Shriram City Union Finance Limited 0.29%Cyient Limited 0.28%City Union Bank Ltd 0.28%Monte Carlo Fashions Ltd 0.25%Cummins India Ltd 0.22%Emami Ltd 0.20%Sun Pharmaceuticals Industries Ltd 0.18%Oriental Hotels Ltd 0.17%Atul Auto Ltd 0.10%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd 0.03%

Magnasound (I) Ltd 0.00%Cash & Current Assets 5.17%Total 100.00%

88

PortfolioBirla Sun Life MIP


8.15% GOI (MD 24/11/2026) SOV 19.39%8.13% GOI (MD 22/06/2045) SOV 9.65%IDBI Bank Ltd CRISIL AA- 7.62%Power Finance Corporation Ltd CRISIL AAA 6.92%IDBI Bank Ltd CRISIL AA+ 6.63%9.40% Andhra Pradesh SDL (MD 30/01/2024) SOV 5.12%

8.27% GOI (MD 09/06/2020) SOV 4.90%8.24% GOI (MD 10/11/2033) SOV 4.85%8.17% GOI (MD 01/12/2044) SOV 4.84%7.72% GOI (MD 25/05/2025) SOV 4.79%6.90% GOI (MD 13/07/2019) SOV 2.85%Repco Home Finance Ltd 1.19%8.40% GOI (MD 28/07/2024) SOV 0.99%Bajaj Finance Ltd 0.98%HDFC Bank Ltd 0.93%Eicher Motors Ltd 0.93%V-Mart Retail Limited 0.89%Kewal Kiran Clothing Limited 0.82%Reliance Industries Ltd 0.80%Indusind Bank Ltd 0.61%ITC Ltd 0.60%ICICI Bank Ltd 0.57%Infosys Ltd 0.57%KPR Mill Ltd 0.53%Power Finance Corporation Ltd CRISIL AAA 0.52%HCL Technologies Ltd 0.48%Inox Wind Ltd 0.39%Hindustan Petroleum Corporation Ltd 0.38%VRL Logistic Ltd 0.36%Sun Pharmaceuticals Industries Ltd 0.34%Cummins India Ltd 0.32%Hero MotoCorp Ltd 0.31%Axis Bank Ltd 0.29%Shriram City Union Finance Limited 0.29%Dr. Lal Pathlabs Limited 0.29%Grasim Industries Ltd 0.24%Cyient Limited 0.23%Federal Bank Ltd 0.21%Crompton Greaves Ltd 0.21%LIC Housing Finance Ltd 0.19%Emami Ltd 0.15%Monte Carlo Fashions Ltd 0.13%Hindustan Zinc Ltd 0.13%Muthoot Finance Ltd 0.12%Alstom India Limited 0.12%Oracle Financial Services Software Ltd 0.12%Atul Auto Ltd 0.11%INDO COUNT INDUSTRIES LIMITED 0.11%Orbit Exports Ltd 0.07%D.B.Corp Ltd 0.05%Jagran Prakashan Ltd 0.05%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd

0.01%

NTPC Ltd CRISIL AAA 0.00%Cash & Current Assets 5.79%Total 100.00%

Birla Sun Life MIP II - Wealth 25 Plan


7.59% GOI (MD 20/03/2029) SOV 29.40%8.17% GOI (MD 01/12/2044) SOV 8.71%8.24% GOI (MD 10/11/2033) SOV 8.03%7.73% GOI (MD 19/12/2034) SOV 4.11%8.27% GOI (MD 09/06/2020) SOV 3.35%8.27% Karnataka SDL(MD 23/12/2025) SOV 2.35%8.26% Maharashtra SDL(MD 23/12/2025) SOV 2.35%

Natco Pharma Ltd 1.98%Eicher Motors Ltd 1.77%Repco Home Finance Ltd 1.71%8.13% GOI (MD 22/06/2045) SOV 1.60%Sun Pharmaceuticals Industries Ltd 1.33%Yes Bank Ltd 1.20%GRANULES INDIA LIMITED 1.01%Pune Solapur Expressway Pvt Ltd ICRA A(SO) 0.94%Berger Paints India Ltd 0.94%7.72% GOI (MD 25/05/2025) SOV 0.94%Dalmia Bharat Limited 0.93%Tata Motors Ltd 0.92%Bajaj Finance Ltd 0.90%Bharat Electronics Ltd 0.85%Bajaj Finserv Ltd 0.75%IDBI Bank Ltd CRISIL AA- 0.74%Yes Bank Ltd ICRA AA+ 0.68%Wabco India Ltd 0.67%Orient Cement Ltd 0.66%Voltas Ltd 0.64%

Maruti Suzuki India Ltd 0.64%Capital First Limited 0.63%TVS Motor Company Ltd 0.61%Axis Bank Ltd 0.59%HDFC Bank Ltd 0.57%Indusind Bank Ltd 0.55%VA Tech Wabag Ltd 0.51%Godrej Consumer Products Ltd 0.50%Power Finance Corporation Ltd CRISIL AAA 0.48%8.35% GOI (MD 14/05/2022) SOV 0.48%Gail (India) Ltd 0.45%V-Mart Retail Limited 0.42%Kalpataru Power Transmission Ltd 0.42%Bayer Cropscience Ltd 0.41%Alstom T&D India Ltd 0.40%Hindustan Petroleum Corporation Ltd 0.39%PI Industries Ltd 0.38%Page Industries Ltd 0.38%Cummins India Ltd 0.37%V GUARD INDUSTRIES LIMITED 0.36%AIA Engineering Ltd 0.35%Thomas Cook India Ltd 0.34%Emami Ltd 0.34%KPR Mill Ltd 0.33%Gujarat Fluorochemicals Ltd 0.31%8.15% GOI (MD 24/11/2026) SOV 0.28%Atul Auto Ltd 0.28%VRL Logistic Ltd 0.27%Dr. Lal Pathlabs Limited 0.27%Cyient Limited 0.26%Bosch Ltd 0.26%J.Kumar Infraprojects Ltd 0.24%MRF Ltd 0.22%Hitachi Home and Life Solution India Ltd 0.21%Oracle Financial Services Software Ltd 0.21%Pidilite Industries Ltd 0.21%8.83% GOI (MD 25/11/2023) SOV 0.20%Monte Carlo Fashions Ltd 0.19%Ramkrishna Forgings Ltd 0.19%Astra Microwave Products Ltd 0.17%Whirlpool of India Ltd 0.09%IDBI Bank Ltd CRISIL AA+ 0.09%Yes Bank Ltd ICRA AA+ 0.07%6% Cum. NCv. Prefer Zee Entertainment Enter'es Ltd

0.01%

6.9175% Pay Fix & Rec Mibor (26/11/17) HDFCBK

0.00%

Cash & Current Assets 5.59%Total 100.00%

Birla Sun Life MIP - Savings 5 Plan


8.15% GOI (MD 24/11/2026) SOV 24.15%Power Finance Corporation Ltd CRISIL AAA 14.45%7.59% GOI (MD 20/03/2029) SOV 9.82%8.13% GOI (MD 22/06/2045) SOV 9.68%IDBI Bank Ltd CRISIL AA- 8.36%8.27% GOI (MD 09/06/2020) SOV 8.19%8.17% GOI (MD 01/12/2044) SOV 5.26%8.24% GOI (MD 10/11/2033) SOV 2.03%7.72% GOI (MD 25/05/2025) SOV 2.00%Repco Home Finance Ltd 1.65%9.40% Andhra Pradesh SDL (MD 30/01/2024) SOV 1.28%

Yes Bank Ltd ICRA AA+ 1.25%Eicher Motors Ltd 0.81%V-Mart Retail Limited 0.68%Bajaj Finance Ltd 0.58%HDFC Bank Ltd 0.56%Reliance Industries Ltd 0.52%Kewal Kiran Clothing Limited 0.50%Indusind Bank Ltd 0.40%KPR Mill Ltd 0.35%VRL Logistic Ltd 0.33%Inox Wind Ltd 0.33%Axis Bank Ltd 0.30%Dr. Lal Pathlabs Limited 0.29%City Union Bank Ltd 0.27%ICICI Bank Ltd 0.26%Hindustan Petroleum Corporation Ltd 0.25%

Omkar Speciality Chemicals Limited 0.23%

9.41% Kerala SDL (MD 30/01/2024) SOV 0.21%Orbit Exports Ltd 0.20%Shriram City Union Finance Limited 0.18%Grasim Industries Ltd 0.18%Monte Carlo Fashions Ltd 0.16%Cummins India Ltd 0.14%Emami Ltd 0.13%Sun Pharmaceuticals Industries Ltd 0.12%Cyient Limited 0.12%Oriental Hotels Ltd 0.10%Hero MotoCorp Ltd 0.10%Atul Auto Ltd 0.07%8.62% Tamil Nadu SDL (MD 20/02/2023) SOV 0.05%


Savings Solutions

Birla Sun Life Cash Plus


Power Finance Corporation Ltd CRISIL A1+ 4.76%Kotak Mahindra Bank Ltd 4.36%ICICI Bank Ltd 3.21%91 Days Tbill (MD 31/03/2016) SOV 2.76%91 Days Tbill (MD 25/02/2016) SOV 2.30%Corporation Bank CRISIL A1+ 2.30%LIC Housing Finance Ltd CRISIL A1+ 2.29%Indusind Bank Ltd CRISIL A1+ 2.26%Housing Development Finance Corporation Ltd ICRA A1+ 2.19%

Corporation Bank CRISIL A1+ 2.18%Vedanta Ltd CRISIL A1+ 2.07%182 Days Tbill (MD 25/02/2016) SOV 1.73%Reliance Jio Infocomm Limited CARE A1+ 1.41%Vedanta Ltd CRISIL A1+ 1.39%Export Import Bank of India CRISIL A1+ 1.38%IDBI Bank Ltd CRISIL A1+ 1.38%JSW Steel Ltd CARE A1+ 1.37%Reliance Capital Ltd CRISIL A1+ 1.37%91 Days Tbill (MD 28/03/2016) SOV 1.34%National Fertilizers Ltd CRISIL A1+ 1.20%Deutsche Bank UNRATED 1.16%Reliance Capital Ltd CRISIL A1+ 1.16%Export Import Bank of India CRISIL A1+ 1.15%L and T Fincorp Limited CARE A1+ 1.15%National Bank For Agriculture and Rural Development CRISIL A1+ 1.11%

Tata Power Company Ltd ICRA A1+ 0.92%IDBI Bank Ltd CRISIL A1+ 0.92%Vijaya Bank CARE A1+ 0.92%Adani Ports and Special Economic Zone Ltd [ICRA]A1+ 0.92%

National Bank For Agriculture and Rural Development CRISIL A1+ 0.92%

RBL Bank Limited [ICRA]A1+ 0.92%Adani Ports and Special Economic Zone Ltd [ICRA]A1+ 0.92%

Dewan Housing Finance Corporation Ltd CRISIL A1+ 0.92%

Tata Capital Housing Finance Ltd CRISIL A1+ 0.92%HDB Financial Services Ltd CARE A1+ 0.92%Mahindra & Mahindra Financial Services Ltd IND A1+ 0.90%

Punjab & Sind Bank ICRA A1+ 0.88%

Talwandi Sabo Power Ltd CRISIL A1+(SO) 0.85%

Citicorp Finance India Ltd ICRA A1+ 0.81%Gruh Finance Ltd [ICRA]A1+ 0.80%Oriental Bank of Commerce CRISIL A1+ 0.80%Kotak Mahindra Bank Ltd CRISIL A1+ 0.76%Mahindra & Mahindra Financial Services Ltd CRISIL AA+ 0.70%

Indusind Bank Ltd CRISIL A1+ 0.69%Export Import Bank of India CRISIL A1+ 0.69%Piramal Enterprises Ltd ICRA A1+ 0.69%Syndicate Bank CARE A1+ 0.69%Reliance Capital Ltd CRISIL A1+ 0.69%Small Industries Dev Bank of India CARE A1+ 0.69%ONGC Mangalore Petrochemicals Ltd [ICRA]A1+ 0.69%Housing Development Finance Corporation Ltd ICRA A1+ 0.67%

Religare Finvest Ltd IND A1+ 0.66%Housing Development Finance Corporation Ltd CRISIL AAA 0.63%

GIC Housing Finance Ltd ICRA A1+ 0.58%RBL Bank Limited ICRA A1+ 0.58%Hero Fincorp Limited CRISIL A1+ 0.58%STCI Finance Limited CRISIL A1+ 0.57%Corporation Bank CRISIL A1+ 0.53%Deutsche Investments India Pvt Ltd CRISIL A1+ 0.53%Axis Finance Limited IND A1+ 0.46%Credila Financial Services Pvt Ltd ICRA A1+ 0.46%Tata Capital Financial Services Ltd ICRA A1+ 0.46%Reliance Capital Ltd CRISIL A1+ 0.46%Tata Capital Ltd CRISIL A1+ 0.46%ICICI Securities Ltd CRISIL A1+ 0.46%JM Financial Products Ltd ICRA A1+ 0.46%Reliance Capital Ltd CRISIL A1+ 0.46%Yes Bank Ltd [ICRA]A1+ 0.46%South Indian Bank Ltd CARE A1+ 0.46%Edelweiss Financial Services Ltd CRISIL A1+ 0.46%Adani Transmission Ltd IND A1+ 0.46%National Bank For Agriculture and Rural Development CRISIL A1+ 0.46%

Shapoorji Pallonji and Company Private Ltd [ICRA]A1+ 0.46%

89

PortfolioKotak Mahindra Prime Ltd CRISIL A1+ 0.46%Kotak Mahindra Prime Ltd CRISIL A1+ 0.46%Can Fin Homes Ltd [ICRA]A1+ 0.46%Tata Capital Ltd CRISIL A1+ 0.46%Reliance Capital Ltd CRISIL A1+ 0.46%Vijaya Bank CARE A1+ 0.46%National Bank For Agriculture and Rural Development CRISIL A1+ 0.46%

TATA Realty & Infrastructure Ltd [ICRA]A1+ 0.46%Adani Ports and Special Economic Zone Ltd [ICRA]A1+ 0.46%

Shapoorji Pallonji and Company Private Ltd [ICRA]A1+ 0.46%

Axis Finance Limited IND A1+ 0.46%Deutsche Investments India Pvt Ltd CRISIL A1+ 0.43%HDB Financial Services Ltd CARE AAA 0.40%ICICI Securities Ltd CRISIL A1+ 0.37%91 Days Tbill (MD 12/02/2016) SOV 0.36%JM Financial Products Ltd ICRA A1+ 0.35%I L & F S Ltd CARE A1+ 0.35%GIC Housing Finance Ltd [ICRA]A1+ 0.34%Punjab & Sind Bank ICRA A1+ 0.34%JM Financial Products Ltd [ICRA]A1+ 0.34%Cholamandalam Investment and Finance Company Ltd ICRA AA 0.33%

SBI Global Factors Ltd [ICRA]A1+ 0.32%Housing Development Finance Corporation Ltd CRISIL AAA 0.30%

SBI Global Factors Ltd ICRA A1+ 0.28%South Indian Bank Ltd CARE A1+ 0.23%Hero Fincorp Limited CRISIL A1+ 0.23%ICICI Securities Ltd CRISIL A1+ 0.23%Kotak Mahindra Investments Ltd CRISIL A1+ 0.23%ICICI Securities Ltd CRISIL A1+ 0.23%Yes Bank Ltd [ICRA]A1+ 0.23%Adani Ports and Special Economic Zone Ltd [ICRA]A1+ 0.23%

Toyota Financial Services India Ltd. CRISIL A1+ 0.23%Indiabulls Housing Finance Ltd CRISIL A1+ 0.23%Toyota Financial Services India Ltd. CRISIL A1+ 0.23%Canara Bank CRISIL A1+ 0.23%Punjab National Bank CARE A1+ 0.23%JM Financial Products Ltd [ICRA]A1+ 0.23%Vijaya Bank CARE A1+ 0.23%Tata Housing Development Co Ltd CARE A1+ 0.23%Tata Housing Development Co Ltd CARE A1+ 0.23%MAHINDRA RURAL HOUSING FINANCE IND A1+ 0.23%

Cholamandalam Investment and Finance Company Ltd [ICRA]A1+ 0.23%

Toyota Financial Services India Ltd. CRISIL A1+ 0.23%Corporation Bank CRISIL A1+ 0.21%91 Days Tbill (MD 17/03/2016) SOV 0.21%MAHINDRA RURAL HOUSING FINANCE IND A1+ 0.18%

Housing Development Finance Corporation Ltd ICRA A1+ 0.18%

Tata Capital Financial Services Ltd ICRA AA+ 0.12%IDFC Bank Ltd ICRA AAA 0.12%Kotak Mahindra Investments Ltd CRISIL A1+ 0.12%Barclays Invest & Loans India Ltd ICRA A1+ 0.12%Sundaram Finance Ltd CRISIL A1+ 0.12%

Network18 Media & Investments Ltd [ICRA]A1+ (SO) 0.12%

Indusind Bank Ltd CRISIL A1+ 0.12%LIC Housing Finance Ltd CRISIL A1+ 0.12%


Kotak Mahindra Investments Ltd CRISIL A1+ 0.11%I L & F S Ltd ICRA A1+ 0.11%Kotak Mahindra Investments Ltd CRISIL A1+ 0.11%State Bank of Bikaner and Jaipur CARE A1+ 0.11%TV18 Broadcast Ltd [ICRA]A1+ 0.11%Vijaya Bank CARE A1+ 0.11%TV18 Broadcast Ltd [ICRA]A1+ 0.11%


RBL Bank Limited [ICRA]A1+ 0.11%Infina Finance Private Limited CRISIL A1+ 0.11%Godrej Agrovet Ltd ICRA A1+ 0.11%Citicorp Finance India Ltd ICRA A1+ 0.11%Tata Motors Finance Ltd [ICRA]A1+ 0.11%Tata Motors Finance Ltd CRISIL AA 0.09%IDFC Bank Ltd ICRA AAA 0.09%Housing Development Finance Corpora-tion Ltd CRISIL AAA 0.02%

Corporation Bank CRISIL A1+ 0.02%Tata Capital Financial Services Ltd [ICRA]A1+ 0.02%Power Finance Corporation Ltd CARE A1+ 0.02%Sundaram Finance Ltd CRISIL A1+ 0.02%Cash & Current Assets 1.19%Total 100.00%



Indian Overseas Bank [ICRA]A1+ 6.27%

GSPC Distribution Networks Ltd. CARE AA+(SO) 4.15%

Vijaya Bank CARE A1+ 3.52%Punjab & Sind Bank ICRA A1+ 3.16%TATA Realty & Infrastructure Ltd ICRA A1+ 3.14%TATA Realty & Infrastructure Ltd ICRA A1+ 2.94%Family Credit Ltd CARE AA+ 2.87%Tata Capital Financial Services Ltd CRISIL AA+ 2.86%Indiabulls Housing Finance Ltd CARE AAA 2.63%National Housing Bank CRISIL AAA 2.38%

S.D. Corporation Pvt. Ltd ICRA AA+(SO) 2.23%

Shriram Transport Finance Company Ltd IND AA+ 2.15%

Small Industries Dev Bank of India CRISIL AAA 2.06%Tata Capital Financial Services Ltd CRISIL AA+ 1.99%Sundaram Finance Ltd ICRA AA+ 1.98%Vedanta Ltd CRISIL A1+ 1.96%Shriram Transport Finance Company Ltd CARE AA+ 1.77%

Indiabulls Housing Finance Ltd CARE AAA 1.72%Kotak Mahindra Bank Ltd CRISIL A1+ 1.64%Sundaram Finance Ltd CRISIL AA+ 1.59%Piramal Enterprises Ltd ICRA AA 1.59%Power Finance Corporation Ltd ICRA AAA 1.59%Cholamandalam Investment and Finance Company Ltd ICRA AA 1.58%

Tata Power Company Ltd ICRA A1+ 1.58%91 Days Tbill (MD 10/03/2016) SOV 1.57%Cholamandalam Investment and Finance Company Ltd ICRA A1+ 1.56%


Tata Motors Finance Ltd ICRA A1+ 1.53%TATA Realty & Infrastructure Ltd ICRA A1+ 1.48%Indiabulls Housing Finance Ltd CARE AAA 1.44%Tata Housing Development Co Ltd ICRA AA 1.42%Tata Motors Finance Ltd ICRA A1+ 1.41%Shriram Transport Finance Company Ltd CRISIL AA+ 1.38%

Cholamandalam Investment and Finance Company Ltd ICRA AA 1.35%

Fullerton India Credit Co Ltd ICRA A1+ 1.12%Housing Development Finance Corpora-tion Ltd CRISIL AAA 1.12%

Tata Capital Financial Services Ltd CRISIL AA+ 1.11%

S.D. Corporation Pvt. Ltd CARE A1+(SO) 1.09%


Grand View Estates Pvt Ltd ICRA AA(SO) 1.04%SREI Equipment Finance Ltd CARE AA- 0.95%RHC Holding Pvt Ltd CARE A(SO) 0.91%8.39% Gujarat SDL (MD 27/03/2018) SOV 0.80%Cholamandalam Investment and Finance Company Ltd ICRA AA 0.80%

IDL Speciality Chemicals Ltd IND A+(SO) 0.79%Piramal Enterprises Ltd ICRA A1+ 0.78%

Satin Creditcare Network Ltd ICRA A1+(SO) 0.75%

ICICI Home Finance Company Ltd CARE AAA 0.72%Cholamandalam Investment and Finance Company Ltd ICRA AA 0.67%

8.67% Karnataka SDL (MD 18/07/2017) SOV 0.64%Pantaloons Fashion & Retail Limited ICRA AA 0.64%8.75% Gujarat SDL(MD 03/10/2016) SOV 0.64%Tata Housing Development Co Ltd ICRA AA 0.64%Punjab & Sind Bank ICRA A1+ 0.61%Tata Motors Finance Ltd CRISIL AA 0.56%

Floreat Investments Ltd ICRA AA+(SO) 0.54%

LIC Housing Finance Ltd CRISIL AAA 0.52%Jyothy Laboratories Ltd CARE AA- 0.48%Shriram Transport Finance Company Ltd CRISIL AA+ 0.48%

ICICI Home Finance Company Ltd ICRA AAA 0.48%Adani Ports and Special Economic Zone Ltd ICRA AA+ 0.48%

LIC Housing Finance Ltd CRISIL AAA 0.40%LIC Housing Finance Ltd CRISIL AAA 0.40%Tata Motors Ltd ICRA AA 0.40%8.68% Karnatka SDL (MD 07/11/2017) SOV 0.39%Canara Bank CRISIL A1+ 0.39%Shapoorji Pallonji and Company Private Ltd ICRA A1+ 0.38%


Andhra Bank CARE A1+ 0.09%Tata Sons Ltd CRISIL AAA 0.08%182 Days Tbill (MD 10/03/2016) SOV 0.01%Cash & Current Assets 2.84%Total 100.00%

Birla Sun Life Savings Fund


Kotak Mahindra Bank Ltd CRISIL A1+ 6.32%8.12% GOI (MD 10/12/2020) SOV 5.50%

Indiabulls Housing Finance Ltd CARE AAA 5.15%


Dewan Housing Finance Corporation Ltd CARE AAA 3.62%

Indiabulls Housing Finance Ltd CARE AAA 2.97%Power Finance Corporation Ltd CRISIL AAA 2.83%Corporation Bank CRISIL A1+ 2.75%ICICI Bank Ltd [ICRA]A1+ 2.73%Vijaya Bank CARE A1+ 2.51%Hinduja Leyland Finance Ltd CARE A+ 2.31%Vodafone India Ltd CRISIL A1+ 2.29%Vedanta Ltd CRISIL A1+ 2.28%Dewan Housing Finance Corporation Ltd CARE AAA 2.23%

Religare Finvest Ltd IND AA- 1.95%7.83% GOI (MD 11/04/2018) SOV 1.91%ONGC Mangalore Petrochemicals Ltd ICRA A1+ 1.84%

Talwandi Sabo Power Ltd CRISIL AA (SO) 1.61%

Religare Finvest Ltd IND AA- 1.58%Dewan Housing Finance Corporation Ltd CARE AAA 1.55%

8.40% Rajasthan SDL (MD 27/03/2018) SOV 1.40%Cholamandalam Investment and Finance Company Ltd ICRA AA 1.39%



8.78% Haryana SDL (MD 23/07/2017) SOV 1.27%Shriram Transport Finance Company Ltd IND AA+ 1.16%

Piramal Enterprises Ltd ICRA A1+ 1.15%Kotak Mahindra Prime Ltd CRISIL A1+ 1.15%Shapoorji Pallonji and Company Private Ltd ICRA A1+ 1.13%

ECL Finance Ltd ICRA AA 1.01%Cholamandalam Investment and Finance Company Ltd ICRA AA 0.97%

8.39% TAMIL NADU SDL (MD 19/12/2017) SOV 0.94%

Tata Motors Finance Ltd CRISIL AA 0.93%ONGC Mangalore Petrochemicals Ltd ICRA A1+ 0.92%Shapoorji Pallonji and Company Private Ltd ICRA A1+ 0.92%

Tata Power Company Ltd ICRA A1+ 0.92%Cholamandalam Investment and Finance Company Ltd ICRA A1+ 0.91%

Cholamandalam Investment and Finance Company Ltd ICRA A1+ 0.89%


Tata Motors Finance Ltd ICRA A1+ 0.89%Kotak Mahindra Prime Ltd CRISIL AAA 0.84%Indiabulls Housing Finance Ltd CARE AAA 0.75%8.67% Karnataka SDL (MD 18/07/2017) SOV 0.70%Tata Capital Financial Services Ltd CRISIL AA+ 0.69%Tata Motors Finance Ltd CRISIL AA 0.69%Indusind Bank Ltd CRISIL A1+ 0.69%Small Industries Dev Bank of India CARE A1+ 0.68%Indiabulls Housing Finance Ltd CARE AAA 0.66%Shriram Transport Finance Company Ltd IND AA+ 0.56%


Tata Motors Finance Ltd ICRA A1+ 0.55%Cholamandalam Investment and Finance Company Ltd ICRA AA 0.54%

LIC Housing Finance Ltd CRISIL AAA 0.49%Shriram Transport Finance Company Ltd CRISIL AA+ 0.47%


Shriram Transport Finance Company Ltd CRISIL AA+ 0.46%

Piramal Enterprises Ltd ICRA A1+ 0.46%91 Days Tbill (MD 18/02/2016) SOV 0.46%Kotak Mahindra Investments Ltd CRISIL A1+ 0.46%Export Import Bank of India CRISIL A1+ 0.46%National Bank For Agriculture and Rural Development CRISIL A1+ 0.46%

Piramal Enterprises Ltd ICRA A1+ 0.46%Vijaya Bank CARE A1+ 0.46%Fullerton India Credit Co Ltd ICRA A1+ 0.46%National Bank For Agriculture and Rural Development CRISIL A1+ 0.46%

Vodafone India Ltd CRISIL A1+ 0.45%Barclays Invest & Loans India Ltd ICRA A1+ 0.43%Housing Development Finance Corporation Ltd CRISIL AAA 0.42%

Tata Motors Finance Ltd CRISIL AA 0.42%I L & F S Ltd ICRA A1+ 0.41%8.07% GOI 2017 (M/D. 15.01.2017) SOV 0.33%

SP Jammu Udhampur Highway Ltd ICRA AAA(SO) 0.24%


8.85% Haryana SDL (MD 13/08/2016) SOV 0.23%Sundaram Finance Ltd ICRA AA+ 0.23%Sundaram Finance Ltd ICRA AA+ 0.23%

90

PortfolioKotak Mahindra Prime Ltd CRISIL AAA 0.23%Shriram Transport Finance Company Ltd IND AA+ 0.23%

Power Finance Corporation Ltd CRISIL AAA 0.23%Power Finance Corporation Ltd CRISIL AAA 0.23%Bank of India CRISIL A1+ 0.23%91 Days Tbill (MD 31/03/2016) SOV 0.23%Shapoorji Pallonji and Company Private Ltd [ICRA]A1+ 0.22%

Sundaram BNP Paribas Home Finance Ltd CARE AA+ 0.22%

8.74% Karnataka SDL (MD 22/08/2016) SOV 0.19%Small Industries Dev Bank of India CRISIL AAA 0.19%8.77% Karnataka SDL (MD 21/11/2016) SOV 0.18%Tata Capital Financial Services Ltd CRISIL AA+ 0.16%Hero Fincorp Limited CRISIL AA+ 0.15%8.71% Gujarat SDL(MD 05/09/2016) SOV 0.14%Housing Development Finance Corporation Ltd CRISIL AAA 0.14%


Kotak Mahindra Investments Ltd CRISIL AAA 0.09%


IOT Utkal Energy Services Limited CRISIL AAA (SO) 0.05%

9.60% Gujarat SDL(MD 12/03/2018) SOV 0.05%Tata Sons Ltd CRISIL AAA 0.05%Rural Electrification Corporation Ltd CRISIL AAA 0.05%IDFC Bank Ltd ICRA AAA 0.05%Canara Bank CRISIL A1+ 0.00%6.76% Pay Fix & Rec Mibor (16/10/20) HSBCBK 0.00%

6.8350% Pay Fix & Rec Mibor (30/09/20) HSBCBK 0.00%








6.9025% Pay Fix & Rec Mibor (21/09/20) ICICIBK 0.00%

6.9525% Pay Fix & Rec Mibor (MD10/09/20) HDFCBK 0.00%

6.9550% Pay Fix & Rec Mibor (MD09/09/20) HSBCBK 0.00%

6.96% Pay Fix & Rec Mibor (MD09/09/20) HSBCBK 0.00%


Cash & Current Assets -1.05%Total 100.00%

Birla Sun Life Treasury Optimizer Plan(erstwhile Birla Sun Life Ultra

Short Term Fund)Allocation as a % of Net Assets Rating %

8.40% GOI (MD 28/07/2024) SOV 14.67%7.80% GOI (MD 03/05/2020). SOV 8.87%8.15% GOI (MD 24/11/2026) SOV 6.49%7.88% GOI (MD 19/03/2030) SOV 4.84%Reliance Jio Infocomm Limited CRISIL AAA 4.50%8.12% GOI (MD 10/12/2020) SOV 3.96%Indiabulls Housing Finance Ltd CARE AAA 2.96%8.60% GOI (MD 02/06/2028) SOV 2.86%7.59% GOI (MD 20/03/2029) SOV 2.79%Shriram Transport Finance Company Ltd IND AA+ 2.11%

Tata Capital Financial Services Ltd ICRA AA+ 2.11%



7.68% GOI (MD 15/12/2023) SOV 1.99%9.20% GOI (MD 30/09/2030) SOV 1.84%Indiabulls Housing Finance Ltd CARE AAA 1.70%Cholamandalam Investment and Finance Company Ltd ICRA AA 1.66%


Power Finance Corporation Ltd CRISIL AAA 1.59%Reliance Utilities & Power Pvt Ltd CRISIL AAA 1.53%8.83% GOI (MD 25/11/2023) SOV 1.33%Tata Capital Financial Services Ltd CRISIL AA+ 1.29%Cholamandalam Investment and Finance Company Ltd ICRA AA 1.06%

Kotak Mahindra Prime Ltd CRISIL AAA 1.05%

Powergrid Vizag Transmission Limited CRISIL AAA (SO) 0.95%

India Infradebt Ltd CRISIL AAA 0.87%Power Finance Corporation Ltd CRISIL AAA 0.81%Power Finance Corporation Ltd CRISIL AAA 0.74%


Nabha Power Ltd ICRA AAA(SO) 0.68%

IDFC Bank Ltd ICRA AAA 0.67%









Indiabulls Housing Finance Ltd CARE AAA 0.57%Cholamandalam Investment and Finance Company Ltd ICRA AA 0.56%

8.70% Uttar Pradesh SDL (MD 04/10/2020) SOV 0.54%

8.37% Punjab SDL (MD 22/09/2020) SOV 0.53%IDFC Bank Ltd ICRA AAA 0.53%Shriram Transport Finance Company Ltd IND AA+ 0.53%

ICICI Home Finance Company Ltd ICRA AAA 0.53%Rural Electrification Corporation Ltd CRISIL AAA 0.43%Power Finance Corporation Ltd CRISIL AAA 0.43%ICICI Home Finance Company Ltd CARE AAA 0.38%Power Finance Corporation Ltd CRISIL AAA 0.32%IDFC Bank Ltd ICRA AAA 0.28%Power Finance Corporation Ltd CRISIL AAA 0.21%Shriram Transport Finance Company Ltd IND AA+ 0.21%

7.72% GOI (MD 25/05/2025) SOV 0.21%Rural Electrification Corporation Ltd CRISIL AAA 0.21%6.35%GOI 2020 (MD 2/01/2020 ) SOV 0.20%


8.33% GOI 2026 (M/D 09/07/2026) SOV 0.11%Shriram Transport Finance Company Ltd CRISIL AA+ 0.11%


























LIC Housing Finance Ltd CRISIL AAA 0.06%

Rural Electrification Corporation Ltd CRISIL AAA 0.06%

Housing Development Finance Corporation Ltd CRISIL AAA 0.05%


Tata Sons Ltd CRISIL AAA 0.03%6.7325% Pay Fix & Rec Mibor (20/10/20) HSBCBK 0.02%







8.13% GOI (MD 22/06/2045) SOV 32.25%7.59% GOI (MD 20/03/2029) SOV 26.64%Tata Motors Finance Solutions Ltd CRISIL AA 7.05%8.83% GOI (MD 25/11/2023) SOV 6.32%9.23% GOI (MD 23/12/2043) SOV 5.71%8.12% GOI (MD 10/12/2020) SOV 5.41%Edelweiss Commodities Services Ltd ICRA AA 1.80%9.20% GOI (MD 30/09/2030) SOV 1.69%8.24% GOI (MD 10/11/2033) SOV 1.39%7.96% Gujarat SDL (14/10/2025) SOV 1.19%8.08% GOI (MD 02/08/2022) SOV 1.12%Edelweiss Finance & Investments LTD ICRA AA 0.90%7.8% GOI (MD 11/04/2021) SOV 0.69%7.88% GOI (MD 19/03/2030) SOV 0.69%Religare Finvest Ltd IND AA- 0.53%ECL Finance Ltd ICRA AA 0.50%Indiabulls Housing Finance Ltd CARE AAA 0.50%Bahadur Chand Investments Pvt Ltd ICRA AA 0.49%Reliance Jio Infocomm Limited CRISIL AAA 0.43%Adani Power Ltd BWR AA-(SO) 0.40%7.96% Maharashtra SDL (14/10/2025) SOV 0.39%8.30% GOI (MD 02/07/2040) SOV 0.37%8.33% GOI 2026 (M/D 09/07/2026) SOV 0.34%Cholamandalam Investment and Finance Company Ltd ICRA AA 0.33%

6.96% Rec Fix & Pay Mibor (01/01/21) HSBC 0.33%

8.17% GOI (MD 01/12/2044) SOV 0.27%Indiabulls Housing Finance Ltd CARE AAA 0.17%Tata Capital Financial Services Ltd CRISIL AA+ 0.16%8.32% GOI (MD 02/08/2032) SOV 0.12%6.35%GOI 2020 (MD 2/01/2020 ) SOV 0.06%8.29% Rajasthan SDL (MD 13/05/2025) SOV 0.04%Power Grid Corporation of India Ltd CRISIL AAA 0.03%8.30% GOI (MD 31/12/2042) SOV 0.03%Tata Sons Ltd CRISIL AAA 0.03%8.15% GOI (MD 24/11/2026) SOV 0.02%7.68% GOI (MD 15/12/2023) SOV 0.02%LIC Housing Finance Ltd CRISIL AAA 0.02%8.35% GOI (MD 14/05/2022) SOV 0.01%7.1575% Rec Fix & Pay Mibor (MD09/07/20) ICICISEC 0.01%

Rural Electrification Corporation Ltd CRISIL AAA 0.01%7.26% Rec Fix & Pay Mibor (MD30/06/19) HSBCBK 0.01%

7.21% Rec Fix & Pay Mibor (MD14/07/20) HSBCBK 0.01%


91 Days Tbill (MD 04/02/2016) SOV 0.01%7.145% Rec Fix & Pay Mibor (MD08/07/20) ICICISECPD 0.00%


9.40% Madhya Pradesh SDL (MD 30/01/2024) SOV 0.00%

7.80% GOI (MD 03/05/2020). SOV 0.00%8.60% GOI (MD 02/06/2028) SOV 0.00%7.255% Rec Fix & Pay Mibor (MD30/06/17) ICICISECPD 0.00%


8.33% GOI 2036 (07/06/2036) SOV 0.00%Forbes & Company Ltd CRISIL AA- 0.00%7.35% GOI (MD 22/06/2024) SOV 0.00%8.40% GOI (MD 28/07/2024) SOV 0.00%7.8% Pay Fixed & Rec Mibor (MD11/07/2016) ICICIBK 0.00%

6.9425% Rec Fix & Pay Mibor (MD13/11/20) HDFCBK 0.00%


91

Portfolio6.94% Rec Fix & Pay Mibor (MD13/11/20) HSBCBK 0.00%


7.4550% Rec Mibor & Pay Fix (MD29/12/2016) ICICIBK 0.00%

6.96% Rec Fix & Pay Mibor (MD01/01/21) HSBC -0.33%




Tata Motors Finance Solutions Ltd CRISIL AA 11.94%8.40% GOI (MD 28/07/2024) SOV 9.87%7.88% GOI (MD 19/03/2030) SOV 6.93%Reliance Utilities & Power Pvt Ltd CRISIL AAA 5.58%SREI Equipment Finance Ltd CARE AA- 4.37%7.59% GOI (MD 20/03/2029) SOV 4.10%Indiabulls Housing Finance Ltd CARE AAA 3.88%Pune Solapur Expressway Pvt Ltd ICRA A(SO) 3.88%

L&T Vrindavan Properties Ltd CARE AA+(SO) 3.78%



Piramal Enterprises Ltd ICRA AA 2.98%8.60% GOI (MD 02/06/2028) SOV 2.50%RKN Retail Pvt. Ltd BWR A-(SO) 2.42%Securities Trading Corp Ind Ltd ICRA AA 2.21%Tata Housing Development Co Ltd ICRA AA 1.92%8.15% GOI (MD 24/11/2026) SOV 1.81%SREI Equipment Finance Ltd CARE AA- 1.79%Cholamandalam Investment and Finance Company Ltd ICRA AA 1.57%


Tata Motors Finance Ltd CRISIL AA 1.51%Hero Realty Ltd ICRA A+(SO) 1.51%Shriram Transport Finance Company Ltd CRISIL AA+ 1.50%

Reliance Jio Infocomm Limited CRISIL AAA 1.35%Pune Solapur Expressway Pvt Ltd ICRA A(SO) 1.19%Reliance Utilities & Power Pvt Ltd CRISIL AAA 1.18%7.73% GOI (MD 19/12/2034) SOV 1.02%Cholamandalam Investment and Finance Company Ltd ICRA AA 0.79%


Tata Motors Finance Ltd CRISIL AA 0.75%Piramal Enterprises Ltd ICRA AA 0.74%Bharat Aluminium Co Ltd. CRISIL A+ 0.74%Sterlite Technologies Ltd CRISIL A+ 0.60%Cholamandalam Investment and Finance Company Ltd ICRA AA 0.47%



9.20% GOI (MD 30/09/2030) SOV 0.33%Reliance Ports and Terminals Ltd CARE AAA 0.16%RHC Holding Pvt Ltd CARE A(SO) 0.16%Housing Development Finance Corporation Ltd CRISIL AAA 0.15%


India Infradebt Ltd CRISIL AAA 0.06%Power Finance Corporation Ltd CRISIL AAA 0.03%Rural Electrification Corporation Ltd CRISIL AAA 0.02%Cash & Current Assets 4.38%Total 100.00%



7.59% GOI (MD 20/03/2029) SOV 19.34%ECL Finance Ltd ICRA AA 9.11%RKN Retail Pvt. Ltd BWR A-(SO) 7.95%Reliance Jio Infocomm Limited CRISIL AAA 6.37%RHC Holding Pvt Ltd CARE A(SO) 5.45%Adani Power Ltd BWR AA-(SO) 5.27%

Relationships Properties Pvt Ltd CARE AA-(SO) 4.77%

Pune Solapur Expressway Pvt Ltd ICRA A(SO) 4.48%IL & FS Education and Technology Services Ltd IND AA-(SO) 4.19%

7.68% GOI (MD 15/12/2023) SOV 4.17%RHC Holding Pvt Ltd CARE A(SO) 4.15%IL & FS Education and Technology Services Ltd IND AA-(SO) 2.73%

IL&FS Transportation Networks Ltd ICRA A 2.15%Coffee Day Natural Resources Private Limited BWR A-(SO) 2.10%

Hero Realty Ltd ICRA A+(SO) 2.09%

8.24% GOI (MD 10/11/2033) SOV 1.59%Securities Trading Corp Ind Ltd ICRA AA 1.54%7.35% GOI (MD 22/06/2024) SOV 1.53%


Coffee Day Enterprises Limited BWR A+(SO) 1.26%7.73% GOI (MD 19/12/2034) SOV 0.81%Coffee Day Enterprises Limited BWR A+(SO) 0.73%Hero Fincorp Limited CRISIL AA+ 0.66%Sahyadri Agencies Ltd BWR A(SO) 0.63%Cholamandalam Investment and Finance Company Ltd ICRA AA 0.53%

Hero Realty Ltd ICRA A+(SO) 0.53%Sterlite Technologies Ltd CRISIL A+ 0.53%Reliance Gas Transportation Infrastructure Ltd CARE AAA 0.43%


Power Finance Corporation Ltd CRISIL AAA 0.15%Pune Solapur Expressway Pvt Ltd ICRA A(SO) 0.11%Kotak Mahindra Prime Ltd CRISIL AAA 0.01%Cash & Current Assets 2.87%Total 100.00%



8.27% GOI (MD 09/06/2020) SOV 13.47%7.80% GOI (MD 03/05/2020). SOV 6.15%8.12% GOI (MD 10/12/2020) SOV 5.90%Housing Development Finance Corporation Ltd CRISIL AAA 5.40%

Small Industries Dev Bank of India CARE AAA 3.15%Indiabulls Housing Finance Ltd CARE AAA 2.57%8.58% Karnataka SDL (MD 25/10/2016) SOV 2.54%8.51% Gujarat SDL(MD 27/10/2020) SOV 2.21%Export Import Bank of India CRISIL AAA 2.14%8.41% Andhra Pradesh SDL (MD 27/03/2018) SOV 1.81%

Power Finance Corporation Ltd CRISIL AAA 1.76%Reliance Jio Infocomm Limited CRISIL AAA 1.75%Housing Development Finance Corporation Ltd ICRA A1+ 1.61%

Axis Bank Ltd CRISIL A1+ 1.57%Bajaj Finance Ltd CRISIL AA+ 1.36%Rural Electrification Corporation Ltd CRISIL AAA 1.25%6.35%GOI 2020 (MD 2/01/2020 ) SOV 1.24%Tata Capital Financial Services Ltd CRISIL AA+ 1.16%8.53% Maharashtra SDL (MD 27/10/2020) SOV 1.11%


IDFC Bank Ltd ICRA AAA 1.09%Housing Development Finance Corporation Ltd CRISIL AAA 1.09%


6.90% GOI (MD 13/07/2019) SOV 1.06%Tata Motors Finance Ltd ICRA A1+ 1.04%Housing Development Finance Corporation Ltd CRISIL AAA 1.03%

Power Finance Corporation Ltd CRISIL AAA 0.99%IL&FS Financial Services Ltd IND AAA 0.99%Aditya Birla Nuvo Ltd ICRA AA+ 0.98%IDFC Bank Ltd ICRA AAA 0.98%PNB Housing Finance Ltd CARE AAA 0.82%Sundaram Finance Ltd ICRA AA+ 0.81%ICICI Home Finance Company Ltd ICRA AAA 0.81%National Bank For Agriculture and Rural Development CRISIL A1+ 0.80%

Canara Bank CRISIL A1+ 0.80%Sundaram Finance Ltd ICRA AA+ 0.79%ICICI Bank Ltd ICRA A1+ 0.79%Tata Capital Financial Services Ltd ICRA AA+ 0.69%IDFC Bank Ltd ICRA AAA 0.68%


Power Finance Corporation Ltd CRISIL AAA 0.55%8.75% Himmachal Pradesh SDL (MD 03/10/2017) SOV 0.55%

8.32% Gujrat SDL (MD 04/08/2020) SOV 0.55%ICICI Home Finance Company Ltd ICRA AAA 0.54%Canara Bank CRISIL A1+ 0.54%ICICI Bank Ltd ICRA A1+ 0.54%Andhra Bank CARE A1+ 0.53%IDBI Bank Ltd CRISIL A1+ 0.53%Tata Motors Finance Ltd ICRA A1+ 0.52%Tata Capital Financial Services Ltd CRISIL AA+ 0.49%IDFC Bank Ltd ICRA AAA 0.49%8.78% Haryana SDL (MD 23/07/2017) SOV 0.42%8.39% MAHARASHTRA SDL (08/09/2020) SOV 0.42%

LIC Housing Finance Ltd CRISIL AAA 0.41%8.75% Gujarat SDL(MD 03/10/2016) SOV 0.39%ICICI Home Finance Company Ltd ICRA AAA 0.38%Tata Sons Ltd CRISIL AAA 0.33%Bajaj Finance Ltd ICRA AA+ 0.33%


Tata Capital Financial Services Ltd CRISIL AA+ 0.33%



8.40% Gujarat SDL (MD 24/11/2020) SOV 0.31%IDFC Bank Ltd ICRA AAA 0.29%Power Finance Corporation Ltd CRISIL AAA 0.28%8.42% Maharashtra SDL (MD 25/08/2020) SOV 0.28%


Power Finance Corporation Ltd CRISIL AAA 0.27%Tata Capital Housing Finance Ltd CRISIL AA+ 0.27%Mahindra & Mahindra Financial Services Ltd IND AAA 0.27%

5.69% GOI 2009 MD(25/09/2018) SOV 0.26%8.38% Gujarat SDL (MD 22/09/2020) SOV 0.26%8.44% Rajasthan SDL (25/08/2020) SOV 0.22%Tata Sons Ltd CRISIL AAA 0.22%IDFC Bank Ltd ICRA AAA 0.22%Sundaram Finance Ltd ICRA AA+ 0.22%ICICI Bank Ltd ICRA A1+ 0.21%Tata Motors Finance Ltd CRISIL AA 0.19%8.08% Odisha SDL ( MD 11/03/2020) SOV 0.17%



IDFC Bank Ltd ICRA AAA 0.16%Kotak Mahindra Prime Ltd CRISIL AAA 0.16%Dena Bank CRISIL A1+ 0.16%Tata Capital Financial Services Ltd ICRA AA+ 0.15%Rural Electrification Corporation Ltd CRISIL AAA 0.11%Tata Sons Ltd CRISIL AAA 0.11%Housing Development Finance Corporation Ltd CRISIL AAA 0.11%

IDFC Bank Ltd ICRA AAA 0.11%Rural Electrification Corporation Ltd CRISIL AAA 0.06%8.43% Madhya Pradesh SDL (MD 19/12/2017) SOV 0.05%

Power Grid Corporation of India Ltd CRISIL AAA 0.05%Power Finance Corporation Ltd CRISIL AAA 0.05%Kotak Mahindra Prime Ltd ICRA AAA 0.05%Sundaram Finance Ltd CRISIL AA+ 0.05%LIC Housing Finance Ltd CARE AAA 0.03%Rural Electrification Corporation Ltd CRISIL AAA 0.02%HDB Financial Services Ltd CRISIL AAA 0.02%



Tata Motors Finance Ltd CRISIL AA 0.01%Power Finance Corporation Ltd CRISIL AAA 0.00%6.94% Rec Fix & Pay Mibor (26/11/20)HSBCBK 0.00%






Birla Sun Life Income Plus


8.17% GOI (MD 01/12/2044) SOV 29.33%7.59% GOI (MD 20/03/2029) SOV 27.36%8.13% GOI (MD 22/06/2045) SOV 15.23%7.73% GOI (MD 19/12/2034) SOV 11.51%8.24% GOI (MD 10/11/2033) SOV 5.90%7.88% GOI (MD 19/03/2030) SOV 5.00%India Infradebt Ltd CRISIL AAA 1.33%Power Finance Corporation Ltd CRISIL AAA 0.65%8.12% GOI (MD 10/12/2020) SOV 0.64%7.72% GOI (MD 25/05/2025) SOV 0.58%7.68% GOI (MD 15/12/2023) SOV 0.13%ICICI Bank Ltd CRISIL AAA 0.08%9.56% Maharashtra SDL (MD 28/08/2023) SOV 0.03%

9.45% Rahasthan SDL (MD 26/03/2024) SOV 0.02%8.51% Punjab SDL (MD 10/04/2023) SOV 0.01%8.64% Jharkhand SDL (MD 06/03/2023) SOV 0.00%Cash & Current Assets 2.22%Total 100.00%

92

PortfolioBirla Sun Life Floating Rate Fund -

Short Term PlanAllocation as a % of Net Assets Rating %

Indusind Bank Ltd CRISIL A1+ 10.81%Mahindra & Mahindra Financial Services Ltd CRISIL A1+ 8.65%

Vedanta Ltd CRISIL A1+ 8.63%Tata Capital Financial Services Ltd ICRA A1+ 8.61%Reliance Jio Infocomm Limited CARE A1+ 7.60%South Indian Bank Ltd CARE A1+ 7.57%Vijaya Bank CARE A1+ 6.47%STCI Finance Limited CRISIL A1+ 5.37%Tata Capital Financial Services Ltd ICRA A1+ 4.33%Tata Capital Financial Services Ltd ICRA A1+ 4.33%IDBI Bank Ltd CRISIL A1+ 4.33%Edelweiss Financial Services Ltd CRISIL A1+ 4.32%Housing Development Finance Corporation Ltd CRISIL AAA 3.28%

RBL Bank Limited ICRA A1+ 3.24%Fedbank Financial Services Ltd CRISIL A1+ 3.02%Piramal Enterprises Ltd ICRA A1+ 2.16%Godrej Agrovet Ltd ICRA A1+ 2.16%DCB Bank Ltd CRISIL A1+ 2.16%Fedbank Financial Services Ltd CRISIL A1+ 2.15%IDBI Bank Ltd CRISIL AA+ 1.75%91 Days Tbill (MD 31/03/2016) SOV 1.72%364 Days Tbill (MD 21/01/2016) SOV 1.09%IDBI Bank Ltd CRISIL A1+ 1.08%Sundaram Finance Ltd CRISIL A1+ 1.08%Godrej Agrovet Ltd ICRA A1+ 1.08%Cash & Current Assets -7.00%Total 100.00%

Birla Sun Life Floating Rate Fund -Long Term Plan


8.12% GOI (MD 10/12/2020) SOV 22.68%Small Industries Dev Bank of India CARE AAA 15.65%Shriram Transport Finance Company Ltd IND AA+ 7.45%

8.40% Gujarat SDL (MD 24/11/2020) SOV 5.66%Sundaram Finance Ltd CRISIL AA+ 5.57%Bajaj Finance Ltd ICRA AA+ 5.22%Power Finance Corporation Ltd CRISIL AAA 4.53%Indiabulls Housing Finance Ltd CARE AAA 4.03%Shriram Transport Finance Company Ltd CRISIL AA+ 3.72%

Tata Capital Financial Services Ltd CRISIL AA+ 3.72%Barclays Invest & Loans India Ltd ICRA A1+ 3.47%8.41% Andhra Pradesh SDL (MD 27/03/2018) SOV 2.26%

Kotak Mahindra Prime Ltd CRISIL AAA 2.24%Power Finance Corporation Ltd CRISIL AAA 1.89%Housing Development Finance Corporation Ltd ICRA A1+ 1.79%

Kotak Mahindra Prime Ltd CRISIL AAA 0.75%8.7% GUJARATSDL (MD 20/09/2016) SOV 0.37%Tata Sons Ltd CRISIL AAA 0.37%LIC Housing Finance Ltd CRISIL AAA 0.07%6.91% Pay Fix & Rec Mibor (21/09/20) ICICIBK 0.01%

6.89% Pay Fix & Rec Mibor (22/09/20) ICICIBK 0.01%

6.90% Pay Fix & Rec Mibor (22/09/20)ICICISECPD 0.00%



6.9550% Pay Fix & Rec Mibor (17/11/20)HSBCBK 0.00%

6.9575% Pay Fix & Rec Mibor (17/11/20) ICICISECPD 0.00%

6.9575% Pay Fix & Rec Mibor (17/11/20)HDFCBK 0.00%




Birla Sun Life Gilt Plus - PF Plan


8.17% GOI (MD 01/12/2044) SOV 39.76%8.13% GOI (MD 22/06/2045) SOV 24.77%7.73% GOI (MD 19/12/2034) SOV 19.20%Cash & Current Assets 16.27%Total Net Assets 100.00%

Birla Sun Life Constant Maturity 10 Year Gilt Fund (erstwhile Birla Sun Life Gilt

Plus – Regular Plan)


7.72% GOI (MD 25/05/2025) SOV 89.58%8.40% GOI (MD 28/07/2024) SOV 1.42%Cash & Current Assets 8.99%Total 100.00%



8.17% GOI (MD 01/12/2044) SOV 50.34%7.73% GOI (MD 19/12/2034) SOV 17.28%7.59% GOI (MD 20/03/2029) SOV 15.72%8.24% GOI (MD 10/11/2033) SOV 11.96%8.30% GOI (MD 31/12/2042) SOV 1.64%8.13% GOI (MD 22/06/2045) SOV 1.62%8.60% GOI (MD 02/06/2028) SOV 0.22%8.30% GOI (MD 02/07/2040) SOV 0.01%Cash & Current Assets 1.19%Total 100.00%



Reliance Industries Ltd 8.99%HDFC Bank Ltd 8.53%Axis Bank Ltd CRISIL A1+ 4.31%Aurobindo Pharma Ltd 3.85%Axis Bank Ltd 3.06%Housing Development Finance Corporation Ltd 2.79%

ITC Ltd 2.72%Sun Pharmaceuticals Industries Ltd 2.29%Lupin Ltd 2.21%Adani Ports and Special Economic Zone Ltd 2.19%

Allahabad Bank 2.17%Allahabad Bank UNRATED 2.17%Larsen & Toubro Ltd 2.09%Maruti Suzuki India Ltd 1.91%DLF Ltd 1.31%Eicher Motors Ltd 1.11%Sun TV Network Ltd 1.03%Asian Paints Ltd 1.01%GMR Infrastructure Ltd 0.99%Britannia Industries Ltd 0.97%Indiabulls Real Estate Ltd 0.94%Hindustan Unilever Ltd 0.88%Jindal Steel and Power Ltd 0.75%Bosch Ltd 0.73%Reliance Capital Ltd 0.73%Tata Motors Ltd 0.71%Dish TV India Ltd 0.64%Yes Bank Ltd 0.64%Federal Bank Ltd 0.57%Reliance Infrastructure Ltd 0.57%Century Textiles & Industries Ltd 0.50%UPL Limited 0.42%Tata Motors Ltd DVR Shares 0.39%Tata Global Beverages Ltd 0.37%Glenmark Pharmaceuticals Ltd 0.32%HCL Technologies Ltd 0.28%Infosys Ltd 0.22%IDFC Ltd. 0.19%Reliance Power Ltd 0.18%MRF Ltd 0.15%Ashok Leyland Ltd 0.13%Cipla Ltd 0.09%Housing Development and Infrastructure Ltd 0.06%

Bharat Petroleum Corp Ltd 0.06%Hindustan Petroleum Corporation Ltd 0.04%Oil & Natural Gas Corporation Ltd 0.02%ONGC_28/01/2016 -0.02%HINDPETRO_28/01/2016 -0.04%BPCL_28/01/2016 -0.06%HDIL_28/01/2016 -0.07%CIPLA_28/01/2016 -0.09%ASHOKLEY_28/01/2016 -0.13%

MRF_28/01/2016 -0.15%RPOWER_28/01/2016 -0.18%IDFC_28/01/2016 -0.19%INFY_28/01/2016 -0.22%HCLTECH_28/01/2016 -0.28%GLENMARK_28/01/2016 -0.32%TATAGLOBAL_28/01/2016 -0.37%TATAMTRDVR_28/01/2016 -0.39%UPL_28/01/2016 -0.42%CENTURYTEX_28/01/2016 -0.50%RELINFRA_28/01/2016 -0.57%FEDERALBNK_28/01/2016 -0.57%YESBANK_28/01/2016 -0.64%DISHTV_28/01/2016 -0.65%TATAMOTORS_28/01/2016 -0.71%RELCAPITAL_28/01/2016 -0.73%BOSCHLTD_28/01/2016 -0.74%JINDALSTEL_28/01/2016 -0.75%HINDUNILVR_28/01/2016 -0.88%IBREALEST_28/01/2016 -0.94%BRITANNIA_28/01/2016 -0.98%GMRINFRA_28/01/2016 -1.00%ASIANPAINT_28/01/2016 -1.02%SUNTV_28/01/2016 -1.03%EICHERMOT_28/01/2016 -1.11%DLF_28/01/2016 -1.32%MARUTI_28/01/2016 -1.91%LT_28/01/2016 -2.10%ADANIPORTS_28/01/2016 -2.20%LUPIN_28/01/2016 -2.21%SUNPHARMA_28/01/2016 -2.29%ITC_28/01/2016 -2.72%HDFC_28/01/2016 -2.79%AXISBANK_28/01/2016 -3.08%AUROPHARMA_28/01/2016 -3.87%HDFCBANK_28/01/2016 -8.57%RELIANCE_28/01/2016 -9.01%Cash & Current Assets 11.15%Net receivables / payables 80.40%Total 100.00%

Birla Sun Life Active Debt Multi Manager FoF Scheme


IDFC Dynamic Bond Fund-Direct Plan-Growth

28.87%

ICICI Prude Gilt Fund Inv Plan PF Opt-Dir Plan-Grw

23.78%

Birla Sun Life Govt Sec. Long Term Grwth Direct

23.57%

SBI Magnum Gilt Fund - Long Term-Dir Pl - Growth

16.72%

Templeton India Govt.Sec. Fund-Long Term Direct Gr

6.20%

Cash & Current Assets 1.36%Net receivables / payables -0.50%Total 100.00%

93

Here’s a platform for you to check your dividend declaration, history and all the other vital information on dividends.

Dividend

Dividend


WEALTH CREATION SOLUTIONS

94

EQUITY SCHEMES Declared on dateNon Corporate Dividend#

(` per unit) Dividend# (` per unit) Face value (`) Cum Dividend NAV (` per unit)

Birla Sun Life Equity Fund - Regular Plan30-Nov-1517-Mar-1516-Oct-14

10.003.804.50

10.003.804.50

10.0010.0010.00

93.15101.1689.18

Birla Sun Life Equity Fund - Direct Plan30-Nov-15 17-Mar-15 16-Oct-14

9.002.004.50

9.002.004.50

10.0010.0010.00

102.77108.7595.17

Birla Sun Life Advantage Fund - Regular Plan31-Aug-1505-Sep-14 23-May-14

20.0015.000.00

20.0015.007.20

10.0010.00 10.00

106.68104.59101.29

Birla Sun Life Advantage Fund - Direct Plan31-Aug-15 05-Sep-14 23-May-14

10.0015.00 0.00

10.0015.00 7.20

10.0010.0010.00

108.05105.26101.77

Birla Sun Life Midcap Fund - Regular Plan28-Aug-1524-Jul-1419-Jul-13

3.752.501.50

3.752.501.50

10.0010.0010.00

34.2928.6720.01

Birla Sun Life Small & Midcap Fund - Regular Plan28-Aug-15 24-Jul-14 19-Jul-13

2.300.000.00

2.301.500.35

10.0010.0010.00

21.1018.2011.79

Birla Sun Life Frontline Equity Fund - Regular Plan30-Oct-1524-Apr-1505-Nov-14

3.501.751.20

3.501.751.20

10.0010.0010.00

27.8429.4429.41

Birla Sun Life India GenNext Fund - Regular Plan18-Jun-1527-Jun-1428-Jun-13

2.600.000.00

2.602.001.00

10.0010.0010.00

23.4219.5716.47

Birla Sun Life India GenNext Fund - Direct Plan 18-Jun-15 27-Jun-14

2.600.00

2.602.00

10.0010.00

25.6321.07

Birla Sun Life New Millennium Fund - Regular Plan31-Jul-1511-Sep-1427-Sep-13

2.001.600.00

2.001.600.85

10.0010.0010.00

19.9619.9015.20

Birla Sun Life Top 100 Fund - Regular Plan24-Jul-1522-Jan-1527-Jun-14

2.300.850.00

2.300.850.85

10.0010.0010.00

19.0119.7317.16

Birla Sun Life Buy India Fund - Regular Plan22-Sep-1518-Sep-1427-Sep-13

4.003.000.00

4.003.001.20

10.0010.0010.00

40.0536.2322.65

Birla Sun Life Buy India Fund - Direct Plan 18-Sep-14 27-Sep-13

3.00 0.00

3.00 1.20

10.00 10.00

36.5622.73

Birla Sun Life MNC Fund - Regular Plan09-Oct-1522-Apr-1520-Nov-14

10.0010.005.50

10.0010.005.50

10.0010.0010.00

158.07166.22141.24

Birla Sun Life Index Fund - Regular Plan 02-Nov-1525-Feb-1507-Oct-14

3.205.206.00

3.205.206.00

10.0010.0010.00

15.5222.0625.83

Birla Sun Life Index Fund - Direct Plan02-Nov-15 25-Feb-15 07-Oct-14

3.205.206.00

3.205.206.00

10.0010.0010.00

15.7122.2325.97

Birla Sun Life India Opportunities Fund - Regular Plan 30-Nov-1513-Nov-1427-Dec-13

3.002.760.00

3.002.761.50

10.0010.0010.00

28.9028.1319.86

Birla Sun Life Dividend Yield Plus - Regular Plan23-Dec-1524-Sep-1519-Jun-15

0.200.350.40

0.200.350.40

10.0010.0010.00

15.0415.7716.10

Birla Sun Life Balanced ‘95 Fund - Regular Plan23-Dec-1522-Sep-1526-Jun-15

2.857.507.50

2.857.507.50

10.0010.0010.00

137.67142.58152.32

Birla Sun Life Balanced ‘95 Fund - Direct Plan23-Dec-15 01-Oct-14 21-Mar-14

3.607.000.00

3.607.003.00

10.0010.0010.00

174.23159.03124.74

Birla Sun Life Pure Value Fund - Regular Plan24-Jul-1531-Jul-1423-Aug-13

3.002.800.00

3.002.801.00

10.0010.0010.00

28.7526.1913.44

Birla Sun Life Enhanced Arbitrage Fund - Dividend - Regular Plan29-Dec-1530-Nov-1530-Oct-15

0.050.060.06

0.050.060.06

10.0010.0010.00

10.8910.9010.93

Birla Sun Life Enhanced Arbitrage Fund - Dividend - Direct Plan29-Dec-15 30-Nov-15 30-Oct-15

0.060.06 0.06

0.060.06 0.06

10.0010.00 10.00

11.0311.0311.06

Birla Sun Life Long Term Advantage Fund - Dividend - Regular Plan 21-May-15 23-May-14

2.500.00

2.501.75

10.0010.00

22.1019.23

BSL CEF - Global Agri Plan - Dividend- Regular Plan 21-May-15 23-May-14

1.441.50

1.341.12

10.0010.00

19.2618.20

BSL CEF - Global Agri Plan - Dividend- Direct Plan 21-May-15 23-May-14

1.441.50

1.341.12

10.0010.00

19.5118.32

Birla Sun Life Infrastructure Fund - Dividend - Regular Plan 11-Jun-1527-Jun-14

1.600.00

1.601.75

10.0010.00

15.2715.48

Birla Sun Life Special Situations Fund - Dividend - Regular Plan 29-Sep-1528-Aug-14

1.301.30

1.301.30

10.0010.00

15.9114.57

Birla Sun Life AAF - Aggressive Plan - Dividend - Regular Plan 14-Aug-14 4.00 2.99 10.00 44.13

Birla Sun Life AAF - Aggressive Plan - Dividend - Direct Plan 14-Aug-14 4.00 2.99 10.00 44.10

Birla Sun Life India Reforms Fund - Dividend - Regular Plan 30-Nov-1508-Aug-14

1.300.80

1.300.80

10.0010.00

12.8011.90

Birla Sun Life International Equity - Plan A -Dividend - Regular Plan 27-Nov-14 1.30 0.88 10.00 16.15

Birla Sun Life Financial Planning FOF Aggressive Plan - Quarterly - Regular Plan

25-Sep-14 0.19 0.19 10.00 13.761725-Jun-14 0.16 0.15 10.00 13.196920-Mar-14 0.12 0.11 10.00 11.3962

Birla Sun Life Financial Planning FOF Aggressive Plan - Quarterly - Direct Plan

25-Sep-14 0.19 0.19 10.00 13.872425-Jun-14 0.16 0.15 10.00 13.285020-Mar-14 0.12 0.11 10.00 11.4450

Birla Sun Life Financial Planning FOF Conservative Plan - Quarterly - Regular Plan

25-Sep-14 0.12 0.11 10.00 12.252925-Jun-14 0.08 0.07 10.00 12.072120-Mar-14 0.08 0.07 10.00 11.5070

Birla Sun Life Financial Planning FOF Conservative Plan - Quarterly - Direct Plan

25-Sep-14 0.12 0.11 10.00 12.360725-Jun-14 0.08 0.07 10.00 12.162520-Mar-14 0.08 0.07 10.00 11.5772

Birla Sun Life Financial Planning FOF Prudent Plan - Quarterly - Regular Plan

25-Sep-14 0.16 0.15 10.00 12.690025-Jun-14 0.12 0.11 10.00 12.384520-Mar-14 0.10 0.09 10.00 11.3392

Birla Sun Life Financial Planning FOF Prudent Plan - Quarterly - Direct Plan

25-Sep-14 0.16 0.15 10.00 12.901725-Jun-14 0.12 0.11 10.00 12.573020-Mar-14 0.10 0.09 10.00 11.3818

Birla Sun Life Dynamic Asset Allocation Fund - Dividend 22-Mar-1326-Dec-05

6.004.50

6.004.50

10.0010.00

18.460015.0000

Birla Sun Life Dynamic Asset Allocation Fund - Dividend - Direct Plan 22-Mar-13 6.00 6.00 10.00 18.5100

Birla Sun Life Banking And Financial Services Fund - Regular Plan 29-Dec-15 1.10 1.10 10.00 13.8700

Note: The NAV of the scheme, pursuant to pay out of dividend would fall to the extent of the payout and statutory levy (if applicable). Past performance may or may not be sustained in future.



95

DividendTAX SAVINGS SOLUTIONS

DEBT Schemes Declared on date Face ValueNon Corporate Corporate

Cum Dividend NAV# (` per unit)Dividend#

(` per unit)Dividend#

(` per unit)

Birla Sun Life Savings Fund – Institutional Monthly Dividend11-Feb-1128-Jan-1131-Dec-10

10.0010.0010.00

0.03500.04970.0587

0.02870.06070.0547

10.309910.338410.3413

Birla Sun Life Savings Fund – Retail Monthly Dividend11-Feb-1128-Jan-1131-Dec-10

10.0010.0010.00

0.03500.04690.0529

0.02870.05730.0493

10.284810.310810.3105

Birla Sun Life Treasury Optimizer Plan - Retail - Quarterly Dividend15-Dec-1515-Sep-1515-Jun-15

10.0010.0010.00

1.70791.72421.7218

1.58241.59741.5952

107.9199108.0607107.9067

Birla Sun Life Treasury Optimizer Plan - Retail - Monthly Dividend

28-Dec-1527-Nov-1530-Oct-1528-Sep-15

10.0010.0010.0010.00

0.51020.46280.52540.5093

0.47270.42870.48680.4719

104.7853104.8850105.4135104.6978

Birla Sun Life Treasury Optimizer Plan - Monthly Dividend - Regular Plan

28-Dec-15 27-Nov-15 30-Oct-15 28-Sep-15

10.0010.0010.0010.00

0.51040.46280.52540.5094

0.47280.42880.48680.4720

104.8279104.9274105.4353104.7195

Birla Sun Life Treasury Optimizer Plan - Monthly Dividend - Direct Plan

28-Dec-15 27-Nov-15 30-Oct-15 28-Sep-15

10.0010.0010.0010.00

0.51300.46510.52800.5117

0.47520.43090.48920.4740

105.3778105.4510105.9579105.2116

Birla Sun Life Treasury Optimizer Plan - Quarterly Dividend - Regular Plan15-Dec-15 15-Sep-1515-Jun-15

10.0010.0010.00

1.66551.68151.6791

1.54311.55791.5557

105.2448105.3822105.2320

Birla Sun Life Treasury Optimizer Plan - Quarterly Dividend - Direct Plan15-Dec-15 15-Sep-15 15-Jun-15

10.0010.0010.00

1.67081.68551.6818

1.54801.56161.5581

105.6555105.7126105.4802

Birla Sun Life Dynamic Bond Fund - Retail Plan - Monthly Dividend - Regular Plan

28-Dec-1527-Nov-1530-Oct-1528-Sep-15

10.0010.0010.0010.00

0.05300.04830.05480.0530

0.04910.04480.05080.0491

10.831610.894511.005510.9245

Birla Sun Life Dynamic Bond Fund - Retail Plan - Monthly Dividend - Direct Plan

28-Dec-15 27-Nov-15 30-Oct-15 28-Sep-15

10.00 10.0010.0010.00

0.05320.04850.05500.0532

0.04930.04500.05090.0493

10.886810.942811.048010.9596

Birla Sun Life Dynamic Bond Fund - Retail - Quarterly Dividend - Regular Plan

31-Dec-1530-Sep-15 30-Jun-15

10.00 10.0010.00

0.23780.23550.2407

0.22040.21810.2230

10.901111.244311.1423

SAVINGS SOLUTIONS

DEBT Schemes Declared on date Face ValueNon Corporate Corporate

Cum Dividend NAV# (` per unit)Dividend#

(` per unit)Dividend#

(` per unit)

Birla Sun Life Monthly Income - Monthly Dividend - Regular Plan 31-Dec-1530-Nov-1530-Oct-15

10.0010.0010.00

0.05220.05270.0514

0.04840.04880.0476

12.308012.261412.3877

Birla Sun Life Monthly Income - Monthly Dividend - Direct Plan31-Dec-15 30-Nov-15 30-Oct-15

10.0010.0010.00

0.05620.05670.0553

0.05210.05250.0512

13.254813.196613.3232

Birla Sun Life Monthly Income - Quarterly Dividend - Regular Plan31-Dec-15 30-Sep-1530-Jun-15

10.0010.0010.00

0.20350.20220.2055

0.18860.18740.1904

12.505312.735612.6629

Birla Sun Life Monthly Income - Quarterly Dividend - Direct Plan31-Dec-15 30-Sep-1530-Jun-15

10.0010.0010.00

0.21020.20840.2113

0.19470.19310.1958

12.937813.150713.0477

Birla Sun Life MIP - Monthly Dividend Plan - Regular Plan

28-Dec-1527-Nov-1530-Oct-1528-Sep-15

10.0010.0010.0010.00

0.05110.04660.05290.0515

0.04730.04320.04900.0477

12.000411.982412.119212.0439

Birla Sun Life MIP - Monthly Dividend Plan - Direct Plan

28-Dec-15 27-Nov-15 30-Oct-1528-Sep-15

10.0010.00 10.0010.00

0.05630.05140.05830.0567

0.05210.04760.05400.0525

13.237013.209613.354313.2639

Birla Sun Life MIP II - Wealth 25 Plan Monthly Dividend Plan - Regular Plan

28-Dec-15 27-Nov-15 30-Oct-15 28-Sep-15

10.0010.0010.0010.00

0.05810.05300.06020.0590

0.05390.04910.05580.0547

13.616313.653613.796213.7145

Birla Sun Life MIP II - Wealth 25 Plan Monthly Dividend Plan - Direct Plan31-Jul-15 26-Jun-15 29-May-15

10.0010.0010.00

0.03070.06320.0780

0.02840.05860.0723

16.488716.223816.4496

Birla Sun Life MIP II - Savings 5 Plan Monthly Dividend Plan - Regular Plan

28-Dec-15 27-Nov-15 30-Oct-1528-Sep-15

10.00 10.0010.0010.00

0.05410.04930.05600.0544

0.05010.04570.05190.0504

12.731912.707812.836012.7520

Birla Sun Life MIP II - Savings 5 Plan Monthly Dividend Plan - Direct Plan

28-Dec-15 27-Nov-15 30-Oct-15 28-Sep-15

10.00 10.0010.0010.00

0.05660.05160.05860.0569

0.05250.04780.05430.0527

13.331213.300213.430313.3378


REGULAR INCOME SOLUTIONS

EQUITY SCHEMES Declared on dateNon Corporate Dividend#

(` per unit) Dividend# (` per unit) Face value (`) Cum Dividend NAV (` per unit)

Birla Sun Life Tax Relief ‘9613-Mar-1507-Feb-1408-Mar-13

2.750.000.00

2.753.003.00

10.0010.0010.00

139.5281.54 78.66

Birla Sun Life Tax Plan20-Mar-1521-Mar-1415-Mar-13

4.500.000.00

4.504.251.50

10.0010.0010.00

81.4554.1248.00


TAX SAVINGS SOLUTIONS


96

DividendBirla Sun Life Dynamic Bond Fund - Quarterly Dividend - Direct Plan

31-Dec-1530-Sep-1530-Jun-15

10.0010.0010.00

0.24170.23880.2435

0.22390.22120.2256

11.095711.422611.2969

Birla Sun Life Short Term Opportunities Fund - Quarterly Dividend - Regular Plan

15-Dec-1515-Sep-1515-Jun-15

10.0010.0010.00

0.18580.18890.1884

0.17220.17500.1745

10.568510.610910.6650

Birla Sun Life Short Term Opportunities Fund - Quarterly Dividend - Direct Plan

15-Dec-15 15-Sep-15 15-Jun-15

10.0010.0010.00

0.18880.19170.1910

0.17490.17760.1769

10.749210.777110.8208

Birla Sun Life Medium Term Plan - Dividend - Regular Plan 25-Mar-13 10.00 0.8000 0.6040 10.9834

Birla Sun Life Medium Term Plan - Dividend -Direct Plan 25-Mar-13 10.00 0.8000 0.6040 10.9909

Birla Sun Life Medium Term Plan - Half Yearly Dividend - Regular Plan15-Sep-1516-Mar-1515-Sep-14

10.0010.0010.00

0.29440.41860.5019

0.27280.38820.3746

11.201611.297411.1487

Birla Sun Life Medium Term Plan - Half Yearly Dividend - Direct Plan15-Sep-15 16-Mar-1515-Sep-14

10.0010.0010.00

0.31550.45000.5512

0.29230.41730.4114

11.522711.627311.4790

Birla Sun Life Medium Term Plan - Quarterly Dividend - Regular Plan15-Dec-1515-Sep-15 15-Jun-15

10.0010.0010.00

0.18460.16660.1781

0.17100.15430.1650

10.579310.572010.5550

Birla Sun Life Medium Term Plan - Quarterly Dividend - Direct Plan15-Dec-15 15-Sep-15 15-Jun-15

10.0010.0010.00

0.22590.14370.1847

0.20930.13320.1711

10.739310.683510.6623

Birla Sun Life Medium Term Plan -Institutional - Half Yearly Dividend18-Mar-1417-Sep-13 17-May-13

10.0010.00 10.00

0.49800.17160.2151

0.37170.12810.1605

11.064210.639710.6706

Birla Sun Life Medium Term Plan -Institutional - Quarterly Dividend16-Dec-1317-Sep-13 17-May-13

10.00 10.00 10.00

0.30430.13730.2106

0.22710.10250.1572

10.592510.417010.4473

Birla Sun Life Short Term Fund - Monthly Dividend - Regular Plan15-Dec-15 16-Nov-1515-Oct-15

10.0010.0010.00

0.0605 0.06690.0624

0.0560 0.06200.0578

11.7875 11.836611.8558

Birla Sun Life Short Term Fund - Monthly Dividend - Direct Plan15-Dec-15 16-Nov-1515-Oct-15

10.0010.0010.00

0.0606 0.06700.0625

0.0561 0.06200.0579

11.8035 11.851711.8699

Birla Sun Life Short Term Fund- Half Yearly Dividend15-Mar-1016-Mar-0917-Mar-08

10.0010.0010.00

0.24530.44670.4752

0.22830.41580.4423

11.555711.949611.6359

Birla Sun Life Short Term Fund - Quarterly Dividend15-Dec-1115-Sep-1115-Jun-11

10.0010.0010.00

0.11310.08560.1443

0.08540.06460.1090

11.660611.620111.4526

Birla Sun Life Short Term Fund -Dividend-Regular Plan22-Sep-1529-Dec-1405-Sep-14

10.0010.0010.00

0.46950.16690.7000

0.43500.15480.5224

10.825910.395210.8741

Birla Sun Life Short Term Fund -Dividend-Direct Plan22-Sep-1529-Dec-1405-Sep-14

10.0010.0010.00

0.46950.18870.7000

0.43500.17500.5224

10.797810.391510.9668

Birla Sun Life Income Plus - Quarterly Dividend - Regular Plan15-Dec-1515-Sep-1515-Jun-15

10.0010.0010.00

0.20710.20820.2131

0.19180.19290.1974

12.918013.099913.0399

Birla Sun Life Income Plus - Quarterly Dividend - Direct Plan15-Dec-15 15-Sep-15 15-Jun-15

10.0010.0010.00

0.21170.21240.2170

0.19610.19680.2010

13.240313.392613.3024

Birla Sun Life Gilt Plus - PF Plan Quarterly Dividend - Regular Plan15-Dec-1515-Sep-15 15-Jun-15

10.0010.0010.00

0.18170.21300.2875

0.16840.19730.2664

10.324810.444410.5074

Birla Sun Life Gilt Plus - PF Plan Quarterly Dividend - Direct Plan15-Dec-15 15-Sep-15 15-Jun-15

10.0010.0010.00

0.25390.28040.2924

0.23530.25980.2709

10.461710.655410.7017

Birla Sun Life Constant Maturity 10 Year Gilt Fund - Quarterly Dividend - Regular Plan

15-Dec-15 15-Sep-15 15-Jun-15

10.0010.0010.00

0.23610.26870.0608

0.21870.24890.0563

12.478212.656912.4179

Birla Sun Life Constant Maturity 10 Year Gilt Fund - Quarterly Dividend - Direct Plan

15-Dec-15 15-Sep-15 15-Jun-15

10.0010.0010.00

0.23960.24300.2469

0.22200.22520.2287

11.303911.455611.4971

Birla Sun Life Government Securities Fund - Long Term Dividend - Regular Plan - Half Yearly Dividend

15-Sep-15 16-Mar-15 15-Sep-14

10.0010.0010.00

0.47070.44620.6119

0.43610.41380.4567

11.076511.476910.8844

Birla Sun Life Government Securities Fund - Long Term Dividend - Direct Plan - Half Yearly Dividend

15-Sep-15 16-Mar-15 15-Sep-14

10.0010.0010.00

0.48960.46270.6339

0.45360.42910.4731

11.563111.934411.2875

Birla Sun Life Active Debt Multi Manager FoF Scheme - Dividend25-Sep-14 10.00 0.1559 0.1493 11.166925-Jun-14 10.00 0.0312 0.0299 11.009720-Mar-14 10.00 0.0623 0.0597 10.7957

Birla Sun Life Active Debt Multi Manager FoF Scheme - Quarterly - Direct Plan

25-Sep-14 10.00 0.1559 0.1493 11.219625-Jun-14 10.00 0.0312 0.0299 11.047520-Mar-14 10.00 0.0623 0.0597 10.8183


Close Ended Scheme Performance

Performance details for close ended Capital Protection Oriented Schemes with less than 1 year of existence have not been disclosed.

97

Birla Sun Life Capital Protection Oriented Fund - Series 16 - Regular Plan

Date of Inception: Nov 05, 2013 Fund Manager: Mr. Prasad Dhonde & Vineet MalooNAV (as on 31st December 2015): ` 12.2574

NAV Per Unit. *

(`)

Birla Sunlife CapitalProtectionOriented- Series 16 (%)


(%)

CRISIL 1Year T-Bill

Index ##(%)


Birla Sunlife CapitalProtectionOriented

- Series 16 (`)

CRISIL MIP Blended

Index # (`)





# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 10. Total Schemes managed by Mr. Prasad Dhonde is 22. Total Schemes managed by Mr. Vineet Maloo is 17. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee, insurance cover, etc.


Date of Inception: Dec 04, 2013 Fund Manager: Mr. Prasad Dhonde & Vineet MalooNAV (as on 31st December 2015): ` 12.2165

NAV Per Unit. *

(`)



(%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 17 (`)

CRISIL MIP Blended

Index # (`)







Date of Inception: Feb 03, 2014Fund Manager: Mr. Prasad Dhonde / Mr. Vineet MalooNAV (as on 31st December 2015): ` 12.0478

NAV Per Unit. *

(`)



(%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 18 (`)

CRISIL MIP Blended

Index # (`)






Date of Inception: Mar 06, 2014Fund Manager: Mr. Prasad Dhonde / Mr. Vineet MalooNAV (as on 31st December 2015): ` 11.7378

NAV Per Unit. *

(`)



(%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 19 (`)

CRISIL MIP Blended

Index # (`)






Date of Inception: Apr 30, 2014Fund Manager: Mr. Prasad Dhonde / Mr. Vineet MalooNAV (as on 31st December 2015): ` 11.5344

NAV Per Unit. *

(`)



(%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 20 (`)

CRISIL MIP Blended

Index # (`)






Date of Inception: Jun 09, 2014Fund Manager: Mr. Prasad Dhonde / Mr. Vineet MalooNAV (as on 31st December 2015): ` 11.1197

NAV Per Unit. *

(`)



(%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 21 (`)

CRISIL MIP Blended

Index # (`)





Close Ended Scheme Performance

Performance details for close ended Capital Protection Oriented Schemes with less than 1 year of existence have not been disclosed.

98


Date of Inception: Aug 13, 2014Fund Manager: Mr. Prasad Dhonde / Mr. Vineet MalooNAV (as on 31st December 2015): ` 11.0286

NAV Per Unit. *

(`)



(%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 22 (`)

CRISIL MIP Blended

Index # (`)






Date of Inception: Sep 18, 2014Fund Manager: Mr. Prasad Dhonde / Mr. Vineet MalooNAV (as on 31st December 2015): ` 10.8778

NAV Per Unit. *

(`)



(%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 23 (`)

CRISIL MIP Blended

Index # (`)






Date of Inception: Nov 26, 2014Fund Manager: Mr. Prasad Dhonde / Mr. Ajay GargNAV (as on 31st December 2015): ` 9.8715

NAV Per Unit. *

(`)



(%)

CRISIL 1Year T-Bill

Index ##(%)



- Series 25 (`)

CRISIL MIP Blended

Index # (`)


Since inception till December 31, 2015 (CAGR) 10.0000 -1.17 7.05 8.29 9872 10776 10912


# Scheme Benchmark, ## Additional Benchmark, * As on start of period considered above.Past performance may or may not be sustained in future. Load and Taxes are not considered for computation of returns.Total Schemes Co-Managed by Fund Managers is 2. Total Schemes managed by Mr. Prasad Dhonde is 22. Total Schemes managed by Mr. Ajay Garg is 8. Refer annexure on page no. 99 to know more on performance of schemes managed by Fund Managers.The Scheme offered is “oriented towards protection of capital” and “not with guaranteed returns”. The orientation towards protection of the capital originates from the portfolio structure of the scheme and not from any bank guarantee, insurance cover, etc.

Fund Manager-wise Scheme Details

Schemes mentioned in order of performance for the period December 31, 2014 - December 31, 2015. Due to inherent difference in nature of schemes above (i.e. equity, hybrid, debt schemes) as may be managed by Fund Manager, performance of such schemes may not be strictly comparable. Further, for the schemes in existence for less than a year, the past performance details have not been provided. Further, performance of Fixed Term Plans (FTPs) / Fixed Maturity Plans (FMP) / Interval Income Schemes are not considered above, as FMPs / FTPs / Interval Income Schemes are close ended / interval schemes of varying maturities and performance of such schemes may not be strictly comparable with open ended schemes managed by Fund Managers.

The Fund Manager-wise Scheme Details appearing above are As on December 31, 2015.

99

Sr.no

Funds Managed By Mr. Maneesh Dangi Refer page No

1 Birla Sun Life Medium Term Plan 702 Birla Sun Life Dynamic Bond Fund 68

Sr.no Funds Managed By Mr. Kaustubh Gupta Refer

page No1 Birla Sun Life Floating Rate Fund - Long Term Plan$ 742 Birla Sun Life Savings Fund# 663 Birla Sun Life Treasury Optimizer Plan$

(erstwhile Birla Sun Life Ultra Short Term Fund) 674 Birla Sun Life Short Term Opportunities Fund# 695 Birla Sun Life Floating Rate Fund - Short Term Plan# 736 Birla Sun Life Cash Plus# 647 Birla Sun Life Cash Manager# 658 Birla Sun Life Constant Maturity 10 Year Gilt Fund$

(erstwhile Birla Sun Life Gilt Plus – Regular Plan) 769 Birla Sun Life Gilt Plus - PF Plan$ 75

10 Birla Sun Life Government Securities Fund -Long Term Plan$ 77# Funds co-managed by Ms. Sunaina Da Cunha $ Funds co-managed by Mr. Prasad Dhonde

Sr.no Funds Managed By Mr. Ajay Garg Refer

page No1 Birla Sun Life MNC Fund 192 Birla Sun Life Buy India Fund 253 Birla Sun Life Tax Relief ‘96 554 Birla Sun Life Tax Savings Fund 575 Birla Sun Life Tax Plan 566 Birla Sun Life Capital Protection Oriented Fund - Series 25# 987 Birla Sun Life Index Fund 40

# Funds co-managed by Mr. Prasad Dhonde

Sr.no

Funds Managed By Mr. Prasad Dhonde Refer page No

1 Birla Sun Life Floating Rate Fund - Long Term Plan@ 742 Birla Sun Life Short Term Fund 71

3 Birla Sun Life Treasury Optimizer Plan@

(erstwhile Birla Sun Life Ultra Short Term Fund) 67

4 Birla Sun Life Constant Maturity 10 Year Gilt Fund@

(erstwhile Birla Sun Life Gilt Plus – Regular Plan)76

5 Birla Sun Life Gilt Plus - PF Plan@ 75

6 Birla Sun Life Government Securities Fund -Long Term Plan@

77

7 Birla Sun Life Capital Protection Oriented Fund - Series 22$ 988 Birla Sun Life Capital Protection Oriented Fund - Series 18$ 979 Birla Sun Life Capital Protection Oriented Fund - Series 20$ 9710 Birla Sun Life Capital Protection Oriented Fund - Series 21$ 9711 Birla Sun Life Capital Protection Oriented Fund - Series 23$ 9812 Birla Sun Life Capital Protection Oriented Fund - Series 16$ 9713 Birla Sun Life Capital Protection Oriented Fund - Series 17$ 9714 Birla Sun Life Capital Protection Oriented Fund - Series 19$ 9715 Birla Sun Life Income Plus 7216 Birla Sun Life Dynamic Asset Allocation Fund$ 3317 Birla Sun Life Capital Protection Oriented Fund - Series 25# 9818 Birla Sun Life Gold ETF 41

# Funds co-managed by Mr. Ajay Garg$ Funds co-managed by Mr. Vineet Maloo@ Funds co-managed by Mr. Kaustubh Gupta

Sr.no

Funds Managed By Mr. Shravan Sreenivasula Refer page No

1 Birla Sun Life Asset Allocation Fund - Conservative Plan 452 Birla Sun Life Asset Allocation Fund - Moderate Plan 443 Birla Sun Life Active Debt Multi Manager FoF Scheme 794 Birla Sun Life Asset Allocator Multi Manager FoF Scheme 475 Birla Sun Life 5 Star Multi Manager FoF Scheme 466 Birla Sun Life Financial Planning FOF - Conservative Plan 497 Birla Sun Life Financial Planning FOF - Aggressive Plan 488 Birla Sun Life Asset Allocation Fund - Aggressive Plan 439 Birla Sun Life Financial Planning FOF - Prudent Plan 5010 Birla Sun Life Global Real Estate Fund 3811 Birla Sun Life Gold Fund 4212 Birla Sun Life Global Commodities Fund 3713 Birla Sun Life Latin America Equity Fund 39

Sr.no

Funds Managed By Mr. Chanchal Khandelwal Refer page No

1 Birla Sun Life India GenNext Fund* 24*Funds co-managed by Mr. Anil Shah

Sr.no

Funds Managed By Mr. Mahesh Patil Refer page No

1 Birla Sun Life Pure Value Fund@ 282 Birla Sun Life Balanced ‘95 Fund# 143 Birla Sun Life Long Term Advantage Fund 184 Birla Sun Life Frontline Equity Fund 155 Birla Sun Life Top 100 Fund 166 Birla Sun Life Infrastructure Fund 27

# Funds co-managed by Mr. Pranay Sinha@ Funds co-managed by Mr. Milind Bafna

Sr.no

Funds Managed By Mr. Satyabrata Mohanty Refer page No

1 Birla Sun Life MIP II - Savings 5 Plan*# 622 Birla Sun Life MIP II - Wealth 25 Plan*# 613 Birla Sun Life Advantage Fund 234 Birla Sun Life Equity Savings Fund*^ 515 Birla Sun Life Banking and Financial Services Fund@ 266 Birla Sun Life India Reforms Fund 297 Birla Sun Life Dividend Yield Plus# 20

* Funds co-managed by Mr. Pranay Sinha # Funds co-managed by Mr. Vineet Maloo^ Funds co-managed by Mr. Lovelish Solanki@ Funds co-managed by Mr. Dhaval Gala

Sr.no

Funds Managed By Mr. Jayesh Gandhi Refer page No

1 Birla Sun Life Small & Midcap Fund 222 Birla Sun Life Midcap Fund 21

Sr.no

Funds Managed By Mr. Vineet Maloo Refer page No

1 Birla Sun Life MIP II - Savings 5 Plan*@ 622 Birla Sun Life Monthly Income@ 593 Birla Sun Life MIP II - Wealth 25 Plan*@ 614 Birla Sun Life MIP@ 605 Birla Sun Life Capital Protection Oriented Fund - Series 22# 986 Birla Sun Life Capital Protection Oriented Fund - Series 18# 977 Birla Sun Life Capital Protection Oriented Fund - Series 20# 978 Birla Sun Life Capital Protection Oriented Fund - Series 21# 979 Birla Sun Life Capital Protection Oriented Fund - Series 23# 9810 Birla Sun Life Capital Protection Oriented Fund - Series 16# 9711 Birla Sun Life Capital Protection Oriented Fund - Series 17# 9712 Birla Sun Life Capital Protection Oriented Fund - Series 19# 9713 Birla Sun Life Dynamic Asset Allocation Fund# 3314 Birla Sun Life International Equity Fund - Plan A 3415 Birla Sun Life International Equity Fund - Plan B 3516 Birla Sun Life Dividend Yield Plus* 20

* Funds co-managed by Mr. Satyabrata Mohanty# Funds co-managed by Mr. Prasad Dhonde@ Funds co-managed by Mr. Pranay Sinha

Sr.no

Funds Managed By Mr. Kunal Sangoi Refer page No

1 Birla Sun Life India Opportunities Fund 312 Birla Sun Life New Millennium Fund 30

Sr.no

Funds Managed By Mr. Milind Bafna Refer page No

1 Birla Sun Life Pure Value Fund* 28

2 Birla Sun Life Commodity Equities Fund - Global Agri Plan (GAP) 36

* Funds co-managed by Mr. Mahesh Patil

Sr.no

Funds Managed By Ms. Sunaina Da Cunha Refer page No

1 Birla Sun Life Savings Fund* 662 Birla Sun Life Short Term Opportunities Fund* 693 Birla Sun Life Floating Rate Fund - Short Term Plan* 734 Birla Sun Life Cash Plus* 645 Birla Sun Life Cash Manager* 65

* Funds co-managed by Mr. Kaustubh Gupta

Sr.no

Funds Managed By Mr. Lovelish Solanki Refer page No

1 Birla Sun Life Enhanced Arbitrage Fund 782 Birla Sun Life Equity Savings Fund*@ 51

* Funds co-managed by Mr. Satyabrata Mohanty@ Funds co-managed by Mr. Pranay Sinha

Sr.no

Funds Managed By Mr. Dhaval Gala Refer page No

1 Birla Sun Life Banking and Financial Services Fund@ 26@ Funds co-managed by Mr. Satyabrata Mohanty

Sr.no

Funds Managed By Mr. Pranay Sinha Refer page No

1 Birla Sun Life MIP II - Savings 5 Plan*# 622 Birla Sun Life Monthly Income* 593 Birla Sun Life MIP II - Wealth 25 Plan*# 614 Birla Sun Life MIP* 605 Birla Sun Life Equity Savings Fund#^ 516 Birla Sun Life Balanced ‘95 Fund@ 14

* Funds co-managed by Mr. Vineet Maloo @ Funds co-managed by Mr. Mahesh Patil# Funds co-managed by Mr. Satyabrata Mohanty^ Funds co-managed by Mr. Lovelish Solanki

Sr.no

Funds Managed By Mr. Anil Shah Refer page No

1 Birla Sun Life Special Situations Fund 322 Birla Sun Life India GenNext Fund* 243 Birla Sun Life Equity Fund 17

* Funds co-managed by Mr. Chanchal Khandelwal

Funds at a Glance

SCHEME PLAN/ OPTION DEFAULT OPTION** MINIMUMINVESTMENTAMOUNT

EXIT LOADFor redemption-switch out consider from the date of allotment.PLAN^ OPTION

Birla Sun Life Equity Fund Regular Plan Dividend (Payout/Reinvestment/Sweep) Dividend Reinvestment FP: ` 5,000/-AP: ` 1,000/-

For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch out of units after 365 days from the date of allotment: NilDirect Plan Growth

Birla Sun Life Advantage Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 365 days from the date of allotment: 1.00% of applicable NAV. after 365 days from the date of allotment: NilDirect Plan Growth

Birla Sun Life Midcap Fund Regular Plan Dividend (Payout / Reinvestment / Sweep)

Growth (Growth with Triggered Facility)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch out of units after 365 days from the date of allotment: NilDirect Plan

Birla Sun Life Frontline Equity Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Growth

Dividend ReinvestmentFP: ` 5,000/-AP: ` 1,000/-

within 365 days/1% of applicable NAV.Direct Plan

Birla Sun Life Infrastructure Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Growth


within 365 days/1% of applicable NAV.Direct Plan

Birla Sun Life India GenNext Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 365 days/1% of applicable NAV.Direct Plan Growth

Birla Sun Life New Millennium Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Top 100 Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Buy India Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 365 days from the date of allotment: 1.00% ofapplicable NAV. after 365 days from the date of allotment: Nil.Direct Plan Growth

Birla Sun Life MNC Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Index Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

NilDirect Plan Growth

Birla Sun Life India Opportunities Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

365 days from the date of allotment: 1.00% of applicable NAV. after 365 days from the date of allotment: Nil.Direct Plan Growth

Birla Sun Life Small & Midcap Fund Regular Plan Dividend (Payout / Reinvestment)Dividend Payout

FP: ` 5,000/-AP : ` 1,000/-


Birla Sun Life India Reforms Fund Regular Plan Dividend (Payout / Reinvestment)Dividend Reinvestment

FP: ` 5,000/-AP : ` 1,000/-


Birla Sun Life Dividend Yield Plus Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Balanced ‘95 Fund Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch out of units after 365 days from the date of allotment: Nil.Direct Plan Growth

Birla Sun Life Asset Allocation Fund - Aggressive Plan Regular Plan

Dividend (Payout / Reinvestment)Growth


NilBirla Sun Life Asset Allocation Fund - Moderate Plan

Direct PlanBirla Sun Life Asset Allocation Fund - Conservative Plan

Birla Sun Life Special Situations Fund Regular Plan Dividend (Payout/Reinvestment/Sweep) • Choice of Plan : Growth• Choice of Option : Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Dynamic Asset Allocation Fund Regular PlanDividend (Payout/Reinvestment)

GrowthDividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

For redemption / switch-out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 365 days from the date of allotment: Nil.Direct Plan


Regular Plan Dividend (Payout / Reinvestment /Sweep)

GrowthGrowth / Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch out of units after 365 days from the date of allot-ment: NilDirect Plan

Birla Sun Life International Equity Fund (Plan A) Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

within 365 daysfrom the date of allotment: 1.00% ofapplicable NAV. after 365 days from the date of allotment: Nil.Direct Plan Growth

Birla Sun Life International Equity Fund (Plan B) Regular Plan Dividend (Payout/Reinvestment/Sweep)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Pure Value Fund Regular Plan Dividend (Payout/Reinvestment)• Choice of Plan : Growth• Choice of Option : Reinvestment

FP : ` 5,000/-AP : ` 1,000/-

For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch out of units after 365 days from the date of allotment: Nil

Direct Plan Growth


Regular Plan Dividend (Payout/Reinvestment)


For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch out of units after 365 days from the date of allotment: Nil

Direct Plan Growth


^Direct Plan under the Schemes is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor.**Default Plan: In case Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name, the Distributor code will be ignored and the application will be processed under Direct Plan. Further, where application is received for Regular Plan without Distributor code or “Direct” mentioned in the ARN Column, the application will be processed under Direct Plan.The default option under the Regular or Direct Plan of the Scheme, as the case maybe, shall be applied accordingly.


100

Funds at a GlanceWEALTH CREATION SOLUTIONS

101

Birla Sun Life Global Commodities Fund Regular Plan Dividend (Payout/Reinvestment)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

If redeemed on or before 365 days from the date of allotment - 1% - if redeemed after 365 days from the date of allotment - NilDirect Plan Growth

Birla Sun Life Global Real Estate Fund Regular Plan Dividend (Payout / Reinvestment)


FP: ` 5,000/-AP: ` 1,000/-

If redeemed on or before 365 days from the date of allotment - 1% - if redeemed after 365 days from the date of allotment - NilDirect Plan

Birla Sun Life Latin America Equity Fund Regular Plan Dividend (Payout/Reinvestment)


FP: ` 5,000/-AP: ` 1,000/-

If redeemed on or before 365 days from the date of allotment - 1% - if redeemed after 365 days from the date of allotment - NilDirect Plan

Birla Sun Life 5 Star Multi Manager FoF Scheme Regular Plan Dividend (Payout/Reinvestment)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

For all application amounts: if redeemed on or before 365 days from the date of allotment: 1% if redeemed after 365 days from the date of allotment: NILDirect Plan Growth


Regular Plan Dividend (Payout/Reinvestment)Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

If redeemed on or before 365 days from the date of allotment - 1% - if redeemed after 365 days from the date of allotment - NilDirect Plan Growth

Birla Sun Life Financial Planning FOF - Aggressive Plan


FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Financial Planning FOF -Conservative Plan


FP: ` 5,000/-AP: ` 1,000/-

If redeemed within and including 1 year from the date of allotment: 1% If redeemed after 1 year from the date of allotment : NilDirect Plan Growth

Birla Sun Life Financial Planning FOF - Prudent Plan


FP: ` 5,000/-AP: ` 1,000/-


Birla Sun Life Banking and Financial Services Fund Regular Plan Dividend (Payout/Reinvestment)Growth



Birla Sun Life Gold Fund Regular Plan

N/A N/AFP: ` 5,000/-@

AP: ` 1,000/-

For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV For redemption/switch out of units after 365 days from the date of allotment: Nil **Exit Load is NIL for units issued in Bonus & Dividend Reinvestment

Direct Plan

Birla Sun Life Equity Savings Fund Regular Plan Dividend (Payout, Reinvestment & Sweep)Growth


For redemption/switch out of units within 365 days from the date of allotment: 1.00% of applicable NAV. For redemption/switch out of units after 365 days from the date of allotment: Nil.Direct Plan

SCHEME PLAN/ OPTION DEFAULT OPTION** MINIMUMINVESTMENT AMOUNT


*Pursuant to SEBI Circular No. CIR/IMD/DF/21/2012 dated September 13, 2012 the aforesaid plans/options under respective scheme(s) stand discontinued for further subscriptions w.e.f October 01, 2012. The existing investments, if any, under above plan/option shall continue till such investors remain invested in the said plan/option.*Said Plans/Options stand discontinued and closed as there are no Unitholders thereunder.

SCHEME PLAN OPTION EXIT LOADFor redemption-switch out consider from the date of allotment.

Birla Sun Life Dividend Yield Plus*PF Plan*

DividendGrowth

within 365 days/1% of applicable NAV.

Birla Sun Life Commodity Equities Fund - Global Agri Plan (GAP) Institutional Plan*

DividendGrowth

within 30 days/3% of applicable NAV.after 30 days but before 365 days/1% of applicable NAV.

LIST OF PLANS/OPTIONS DISCONTINUED FOR FURTHER SUBSCRIPTIONS W.E.F OCTOBER 01, 2012




Birla Sun Life Tax Relief ‘96# Regular Plan Dividend (Payout/Sweep)Dividend Payout

FP: ` 500/-AP : ` 500/-


Birla Sun Life Tax Plan# Regular Plan Dividend (Payout/Sweep)Dividend Payout

FP: ` 500/-AP: ` 500/-


Birla Sun Life Tax Savings Fund Regular Plan Dividend (Payout)N.A as the scheme does not accept fresh subscriptions / Switch-in NilGrowth

Direct Plan Bonus



^Direct Plan under the Schemes is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor.**Default Plan: In case Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name, the Distributor code will be ignored and the application will be processed under Direct Plan. Further, where application is received for Regular Plan without Distributor code or “Direct” mentioned in the ARN Column, the application will be processed under Direct Plan.The default option under the Regular or Direct Plan of the Scheme, as the case maybe, shall be applied accordingly.

#The Dividend Reinvestment Facility under the scheme have been discontinued w.e.f. February 12, 2015. Please refer addendum no. 07/2015 dated February 09, 2015 for further details.

@ For Subscription / Redemption of units directly with Mutual Fund: Subscription / Redemption facility directly with the Mutual Fund would be restricted to Authorized Participants and Large Investors. Units of scheme may be subscribed to / redeemed only in Creation Unit size & in multiples thereof. Authorised Participants and Large Investors may subscribe to/redeem the units of the scheme on any business day directly with the Mutual Fund at applicable NAV and transaction charges, if any, by depositing/receiving physical gold of defined purity (fineness) and quantity and/or cash, value of which is equivalent to Creation Unit size. The Creation Unit size in case of Birla Sun Life Gold ETF shall be 1,000 units and in multiples thereof For Purchase / Sale of units through Stock Exchange: All categories of Investors may purchase/sell the units of the scheme through the Stock exchange on which the units of the scheme are listed on any trading day in round lot of 1 (one) Unit at the prevailing listed price.

Funds at a Glance


^Direct Plan under the Schemes is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor.

**Default Plan: In case Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name, the Distributor code will be ignored and the application will be processed under Direct Plan. Further, where application is received for Regular Plan without Distributor code or “Direct” mentioned in the ARN Column, the application will be processed under Direct Plan.The default option under the Regular or Direct Plan of the Scheme, as the case maybe, shall be applied accordingly.



Birla Sun Life Monthly IncomeRegular Plan

Monthly Dividend (Payout/Reinvestment/Sweep)Quarterly Dividend (Payout/Reinvestment/Sweep)

• Choice of Plan : Growth• Choice of Option within Monthly Dividend : Dividend Reinvestment• Choice of Plan within Quarterly Dividend : Dividend Reinvestment

FP: ` 25,000/-AP: ` 5,000/- For redemption/switch out of units within 540 days from

the date of allotment: 1.00% of the applicable NAV.For redemption/switch out of units after 540 days from the date of allotment: Nil. Direct Plan Growth

FP: ` 5,000/-AP: ` 1,000/-

Birla Sun Life MIP Regular PlanMonthly Dividend (Payout/Reinvestment/Sweep)

Monthly Payment (Instant / Deferred)Growth

• Choice of Option within Monthly Dividend : Dividend Reinvestment• Choice of Option within Monthly Payment Plan : Instant

FP: Dividend & Payment Option ` 25,000/- Growth: ` 5,000/-AP: ` 1,000/-

For redemption/switch out of units within 1095 days from the date of allotment: 1.00% of the applicable NAV.For redemption/switch out of units after 1095 days from the date of allotment: Nil. Direct Plan

Birla Sun Life MIP II - Savings 5 Plan Regular PlanMonthly Dividend (Payout / Reinvestment /Sweep)

Monthly PaymentGrowth

• Choice of Option : Growth• Choice of Sub-Option within Monthly DividendOption : Dividend Reinvestment

FP: Dividend & Payment Option ` 25,000/-Growth ` 5,000/-AP: ` 1,000/-

For redemption/switch out of units within 1095 days from the date of allotment: 1.00% of the applicable NAV.For redemption/switch out of units after 1095 days from the date of allotment: Nil.Direct Plan

Birla Sun Life MIP II - Wealth 25 PlanRegular Plan

Monthly Dividend (Payout / Reinvestment /Sweep)Monthly Payment

Growth

For redemption/switch out of units within 540 days from the date of allotment: 1.00% of the applicable NAV.For redemption/switch out of units after 540 days from the date of allotment: Nil. Direct Plan


102

SCHEME PLAN/OPTION(which continue for fresh subscription)

DEFAULT OPTION** MINIMUMINVESTMENTAMOUNT

EXIT LOADFor redemption-switch out consider from the date of allotment.

PLAN^ OPTION

Birla Sun Life Cash PlusRegular Plan

Daily Dividend (Reinvestment) Daily Dividend Reinvestment

NilWeekly Dividend (Payout / Reinvestment) FP: ` 5,000/-

Direct PlanDividend (Payout / Reinvestment) AP: ` 1,000/-

Growth

Birla Sun Life Cash Manager Regular Plan Daily Dividend (Reinvestment) Daily Dividend Reinvestment FP: ` 5,000/-

NilDirect Plan

Weekly Dividend (Reinvestment) AP: ` 1,000/-

Growth

Birla Sun Life Savings Fund Regular Plan Daily Dividend (Reinvestment)Weekly Dividend (Payout / Reinvestment)

Growth

Daily Dividend ReinvestmentFP: ` 5,000/-AP: ` 1,000/- Nil

Direct Plan


Regular Plan Monthly Dividend (Payout / Reinvestment)Quarterly Dividend (Payout / Reinvestment)


Monthly Dividend ReinvestmentFP: ` 5,000/-AP: ` 1,000/-

Nil

Direct Plan

Birla Sun Life Dynamic Bond FundRegular Plan

Monthly Dividend Sweep

• Choice of Option : Quarterly Dividend• Choice of Sub-Option : Dividend Reinvestment

FP: ` 5,00,000/- AP: ` 1,000/-

For redemption/switch out of units within 90 days from the date of allotment: 0.50% of the applicable NAV. For redemption/switch out of units after 90 days from the date of allotment: Nil

Monthly Dividend (Payout / Reinvestment /Sweep) FP: ` 5,000/- AP: ` 1,000/-

Direct Plan

Quarterly Dividend (Payout / Reinvestment /Sweep) FP: ` 5,000/- AP: ` 1,000/-

Growth FP: ` 5,000/- AP: ` 1,000/-

Dividend (Payout / Reinvestment /Sweep) FP: ` 5,000/- AP: ` 1,000/-


Regular PlanQuarterly Dividend (Payout / Reinvestment)


Growth FP: ` 5,000/-AP: ` 1000/-Max Amt : ` 25 Crore $

For redemption/switch out of units within 365 days from the date of allotment: 1.00% of the applicable NAV. For redemption/switch out of units after 365 days from the date of allotment: Nil

Direct Plan

Birla Sun Life Medium Term Plan Regular PlanQuarterly Dividend (Payout / Reinvestment)

Half Yearly Dividend (Payout / Reinvestment)Dividend (Payout / Reinvestment /Sweep)

Growth

GrowthFP: ` 5,000/-AP: ` 1,000/-Max Amt : ` 25 Crore $

For redemption / switch-out of units within 365 days from the date of allotment: 2.00% of applicable NAV. For redemption / switch-out of units after 365 days but before 730 days from the date of allotment: 1.00% of applicable NAV. For redemption / switch-out of units after 730 days from the date of allotment: Nil.Direct Plan

Birla Sun Life Short Term Fund(erstwhile Birla Sun Life Income Fund)

Regular Plan Monthly Dividend (Payout/Reinvestment/Sweep)Dividend (Payout/Reinvestment/Sweep)


FP: ` 5,000/-AP: ` 1,000/-

Nil

Direct Plan

SAVINGS SOLUTIONS

Funds at a Glance

SCHEME PLAN/OPTION(which continue for fresh subscription)

DEFAULT OPTION** MINIMUMINVESTMENTAMOUNT

EXIT LOADFor redemption-switch out consider from the date of allotment.

PLAN^ OPTION

SAVINGS SOLUTIONS


^Direct Plan under the Schemes is only for investors who purchase /subscribe Units in a Scheme directly with the Mutual Fund and is not available for investors who route their investments through a Distributor.

**Default Plan: In case Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name, the Distributor code will be ignored and the application will be processed under Direct Plan. Further, where application is received for Regular Plan without Distributor code or “Direct” mentioned in the ARN Column, the application will be processed under Direct Plan.The default option under the Regular or Direct Plan of the Scheme, as the case maybe, shall be applied accordingly.$ per investor per day across all subscription transactions (i.e. fresh purchases, additional purchases, switch-in and trigger transactions such as SIP, STP and RSP trigger), as available under the scheme.

103

Birla Sun Life Income Plus Regular PlanQuarterly Dividend (Payout / Reinvestment)


FP: ` 5,000/-AP: ` 1,000/-

NilDirect Plan

Birla Sun Life Floating Rate Fund - Short Term Plan

Regular Plan Daily Dividend (Reinvestment)Weekly Dividend (Reinvestment)

GrowthDaily Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

NilDirect Plan

Birla Sun Life Floating Rate Fund - Long Term Plan

Regular Plan Daily Dividend (Reinvestment)Weekly Dividend (Reinvestment)

GrowthDaily Dividend Reinvestment

FP: ` 5,000/-AP: ` 1,000/-

NilDirect Plan

Birla Sun Life Constant Maturity 10 Year Gilt Fund (erstwhile Birla Sun Life Gilt Plus – Regular Plan)

Regular Plan Quarterly Dividend (Payout / Reinvestment /Sweep)Growth

GrowthFP: ` 5,000/-AP: ` 1,000/-

NilDirect Plan

Birla Sun Life Gilt Plus - PF Plan Regular Plan Quarterly Dividend (Payout / Reinvestment /Sweep)Growth (Quarterly Gain / Annual Gain)

GrowthFP: ` 5,000/-AP: ` 1,000/-

NilDirect Plan

Birla Sun Life Government Securities Fund- Long Term Plan

Regular Plan Half Yearly Dividend (Payout / Reinvestment)Growth

Growth FP: ` 5,000/-AP: ` 1,000/-

NilDirect Plan


Regular Plan Dividend (Payout / Reinvestment /Sweep)Growth

Dividend Reinvestment FP: ` 5,000/-AP: ` 1,000/-

For redemption/switch out of units within 30 days from the date of allotment: 0.50% of applicable NAV For redemption/switch out of units after 30 days from the date of allotment: Nil (w.e.f. August 03, 2015)Direct Plan


Regular Plan Dividend (Payout/Reinvestment)Growth



Funds at a GlanceLIST OF PLANS/OPTIONS DISCONTINUED FOR FURTHER SUBSCRIPTIONS W.E.F OCTOBER 01, 2012

SCHEME PLAN OPTION

Birla Sun Life Cash Plus Retail Plan Daily Dividend

Growth

Daily Dividend

Institutional Plan Weekly Dividend

Growth

Birla Sun Life Cash ManagerInstitutional Plan

Daily DividendWeekly Dividend

Growth

Birla Sun Life Savings FundRetail Plan

Daily DividendWeekly Dividend

Growth

Birla Sun Life Treasury Optimizer Plan (erstwhile Birla Sun Life Ultra Short Term Fund) Retail Plan

Daily DividendFortnightly Dividend

Growth

Birla Sun Life Short Term Opportunities FundInstitutional Plan

Quarterly DividendDividendGrowth


Institutional Plan

Quarterly DividendHalf Yearly Dividend

DividendGrowth

Birla Sun Life Floating Rate Fund - Short Term Plan Retail Plan

Daily Dividend Weekly Dividend

Growth

Birla Sun Life Floating Rate Fund - Long Term Plan Retail Plan

Weekly DividendGrowth

Birla Sun Life Enhanced Arbitrage FundInstitutional Plan*

DividendGrowth

*Pursuant to SEBI Circular No. CIR/IMD/DF/21/2012 dated September 13, 2012 the aforesaid plans/options under respective scheme(s) stand discontinued for further subscriptions w.e.f October 01, 2012. The existing investments, if any, under above plan/option shall continue till such investors remain invested in the said plan/option.*Said Plans/Options stand discontinued and closed as there are no Unitholders thereunder.


104

Investment Objective

Birla Sun Life Balanced ‘95 Fund An Open ended Balanced Scheme with the objective to generate long term growth of capital and current income, through a portfolio with a target allocation of 60% equity and 40% debt and money market securities. The secondary objective is income generation and distribution of dividend.

Birla Sun Life Frontline Equity Fund An Open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity by aiming at being as diversified across various industries and or sectors as its chosen benchmark index, S&P BSE 200.

Birla Sun Life Top 100 Fund An Open-ended growth scheme with the objective to provide medium to long term capital appreciation, by investing predominantly in a diversified portfolio of equity and equity related securities of top 100 companies as measured by market capitalization.

Birla Sun Life Equity Fund An Open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 90% equity and 10% debt and money market securities.


An Open ended Diversified Equity Scheme with an to provide long-term capital appreciation, by investing predominantly in a diversified portfolio of equity and equity related securities.

Birla Sun Life MNC Fund An Open-ended growth scheme with the objective to achieve long-term growth of capital at relatively moderate levels of risk by making investments in securities of multi-national companies through a research based investment approach.

Birla Sun Life Dividend Yield Plus An Open-ended growth scheme with the objective to provide capital growth and income by investing primarily in a well-diversified portfolio of dividend paying companies that have a relatively high dividend yield.

Birla Sun Life Midcap Fund An Open ended Growth Scheme with the objective to achieve long term growth of capital at controlled level of risk by investing primarily in ‘Mid-Cap’ Stocks. The level of risk is somewhat higher than a fund focused on large and liquid stocks. Concomitantly, the aim is to generate higher returns than a fund focused on large and liquid stocks.

Birla Sun Life Small & Midcap Fund An Open ended Small and Mid Cap Equity Scheme with an objective to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities of companies considered to be small and midcap. The Scheme may also invest a certain portion of its corpus in fixed income securities including money market instruments, in order to meet liquidity requirements from time to time.

Birla Sun Life Advantage Fund An Open-ended growth scheme with the objective to achieve long-term growth of capital at relatively moderate levels of risk through a diversified research based investment approach.

Birla Sun Life India GenNext Fund An Open-ended growth scheme with the objective to target growth of capital by investing in equity/equity related instruments of companies that are expected to benefit from the rising consumption patterns in India, which in turn is getting fuelled by high disposable incomes of the young generation (Generation Next). The scheme will invest in companies that have the following characteristics: 1. Companies that seek growth in revenues arising out of demand from the younger generation (GenNext) for their products or services. 2. They should be engaged in manufacturing of products or rendering of services that go directly to the consumer. 3. The products and services should have distinct brand identity, thereby enabling choice.

Birla Sun Life Buy India Fund A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in businesses that are driven by India’s large population and inherent consumption patterns. The focus of the scheme will be in the consumer and healthcare sectors. The secondary objective is income generation and distribution of dividend.

Birla Sun Life Banking and Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved

Birla Sun Life Infrastructure Fund An Open-ended growth scheme with the objective to providing for medium to long-term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of companies that are participating in the growth and development of Infrastructure in India.

Birla Sun Life Pure Value Fund An Open ended Diversified Equity Scheme with the objective to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities by following value investing strategy.

Birla Sun Life India Reforms Fund An Open ended Equity Scheme with an investment objective is to generate growth and capital appreciation by building a portfolio of companies that are expected to benefit from the economic reforms, PSU divestment and increased government spending.

Birla Sun Life New Millennium Fund A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Birla Sun Life India Opportunities Fund An Open ended Growth Scheme with the objective to achieve superior long-term growth of capital by investing in shares of companies that do one or more of the following: 1. Leverage India’s intellectual capital for providing services, research and creative inputs. 2. Seek to use current and impending changes in patent laws / import tariffs / quotas to supply goods and services. 3. Leverage India’s lower labour costs for providing services and manufactured goods. 4. Leverage India’s large population of English speaking people for providing services.

Birla Sun Life Special Situations Fund An Open-ended diversified equity scheme with an objective of the scheme is to generate long-term growth of capital by investing in a portfolio of equity and equity related securities. The Scheme would follow an investment strategy that would take advantage of Special Situations & Contrarian investment style.


The primary objective of the Scheme is to generate long term growth of capital and income distribution with relatively lower volatility by investing in a dynamically balanced portfolio of Equity & Equity linked investments and fixed-income securities.


An Open-ended diversified equity scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio of equity and equity related securities in the international markets.


An Open-ended diversified equity scheme with an objective to generate long-term growth of capital, by investing predominantly in a diversified portfolio of equity and equity related securities in the domestic and international markets.


The objective of the Scheme is to offer long term growth of capital, by investing in (1) stocks of Agri commodity companies, i.e., companies engaged in or focusing on the Agri business and/or (2) overseas mutual fund scheme(s) that have similar investment objectives. These securities could be issued in India or overseas.

Birla Sun Life Global Commodities Fund

The primary objective of the Scheme is to achieve long-term capital growth by investing primarily in units of global mutual funds which invest in commodity related securities. There can be no assurance that the investment objective of the Scheme will be realized.

Birla Sun Life Global Real Estate Fund The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in ING (L) Invest Global Real Estate. The Scheme may also invest a certain portion of its corpus in Money Market Instruments / liquid funds / money market mutual funds, in order to meet liquidity requirements from time to time. There can be no assurance that the investment objective of the Scheme will be realized.


The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in ING (L) Invest Latin America Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities, in order to meet liquidity requirements from time to time. There can be no assurance that the investment objective of the Scheme will be realized.

Birla Sun Life Index Fund An Open-ended index-linked growth scheme with the objective to generate returns commensurate with the performance of Nifty subject to tracking errors.



105


106

Birla Sun Life Gold ETF An Open ended Gold Exchange Traded Fund with the investment objective to generate returns that are in line with the performance of gold, subject to tracking errors.

Birla Sun Life Gold Fund An Open ended Fund of Fund Scheme with the investment objective to provide returns that tracks returns provided by Birla Sun Life Gold ETF (BSL Gold ETF).

Birla Sun Life Asset Allocation Fund An Open-ended Fund of Funds scheme with the objective to provide income and capital appreciation along with diversification by investing in a basket of debt and equity Mutual Fund schemes in line with the risk profile of the investors.

Birla Sun Life 5 Star Multi Manager FoF Scheme

The primary objective of the Scheme is to generate long term capital appreciation primarily from a portfolio of equity funds accessed through the diversified investment styles of underlying schemes selected in accordance with the BSLAMC process. There can be no assurance that the investment objective of the Scheme will be realized.


The primary objective of the Scheme is to generate capital appreciation primarily from a portfolio of equity and debt funds accessed through the diversified investment styles of underlying schemes selected in accordance with the BSLAMC process. There can be no assurance that the investment objective of the Scheme will be realized.

Birla Sun Life Financial Planning FOF-Aggressive Plan

The Scheme aims to generate returns by investing in mutual fund schemes selected in accordance with the BSLAMC process, as per the risk-return profile of investors. Each of the 3 plans under the Scheme has a strategic asset allocation which is based on satisfying the needs to a specific risk-return profile of investors. There can be no assurance that the investment objective of the Scheme will be realized

Birla Sun Life Financial Planning FOF-Conservative Plan


Birla Sun Life Financial Planning FOF-Prudent Plan


Birla Sun Life Equity Savings Fund To provide capital appreciation and income distribution to the investors by using a blend of equity derivatives strategies, arbitrage opportunities and pure equity investments.The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.


Birla Sun Life Tax Relief ‘96 An Open-ended equity linked savings scheme (ELSS) with the objective of long term growth of capital through a portfolio with a target allocation of 80% equity, 20% debt and money market securities

Birla Sun Life Tax Plan An Open-ended Equity Linked Savings Scheme (ELSS) with the objective to achieve long-term growth of capital along with income tax relief for investment.

Birla Sun Life Tax Savings Fund Birla Sun Life Tax Savings Fund is an open ended equity linked savings scheme which aims to provide medium to long term growth of capital along with income tax rebate.


Birla Sun Life Monthly Income An Open-ended income scheme with the primary investment objective to generate regular income so as to make monthly and quarterly distributions to Unit holders and the secondary objective as growth of capital. Monthly income is not assured and is subject to availability of distributable surplus

Birla Sun Life MIP The primary objective of the scheme is to generate regular income so as to make monthly distributions to unit holders with the secondary objective being growth of capital. Income may be generated through the receipt of coupon payments, the amortization of the discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets primarily in fixed income securities, money market instruments, cash and cash equivalents while at the same time maintaining a small exposure to equity markets. (Monthly income is not assured and is subject to availability of distributable surplus.)

Birla Sun Life MIP II - Wealth 25 Plan An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.

Birla Sun Life MIP II - Savings 5 Plan An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly Income is not assured and is subject to availability of distributable surplus.


SAVINGS SOLUTIONS

Birla Sun Life Cash Plus An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Birla Sun Life Cash Manager An Open ended Income scheme with the objective to provide income which is consistent with a portfolio through investments in a basket of debt and money market instruments of very short maturities with a view to provide reasonable returns.

Birla Sun Life Savings Fund The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.


An Open-ended short term income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities with relatively low levels of interest rate risk.

Birla Sun Life Dynamic Bond Fund An Open-ended income scheme with the objective to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market instruments.

Birla Sun Life Short Term Opportunties Fund

An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.

Birla Sun Life Medium Term Plan The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.



Birla Sun Life Short Term Fund(erstwhile Birla Sun Life Income Fund) Name change (w.e.f. 01 Feb, 2012)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Birla Sun Life Income Plus An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.

Birla Sun Life Floating Rate Fund Short Term Plan

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Birla Sun Life Gilt Plus - PF Plan An Open - ended government securities scheme with the objective to generate income and capital appreciation through investments exclusively in Government Securities.

Birla Sun Life Constant Maturity 10 Year Gilt Fund (erstwhile Birla Sun Life Gilt Plus – Regular Plan)

The investment objective of the scheme is to enable investors to invest in Central Government Securities, based on their own view on the interest rate scenario & generate credit risk-free returns.


An Open-ended Gilt scheme with the objective to provide investors current income consistent with a portfolio invested 100% in securities issued by the Government of India or the State Governments, and the secondary objective is capital appreciation.


An Open ended Equity Scheme with an investment objective to generate income by investing predominantly in equity and equity related instruments. Scheme intends to take advantage from the price differentials / mis-pricing prevailing for stock / index in various market segments (Cash & Futures).


The primary objective of the Scheme is to generate returns from a portfolio of pure debt oriented funds accessed through the diverse investment styles of underlying schemes selected in accordance with the BSLAMC process. There can be no assurance that the investment objective of the Scheme will be realized.

107

Industry Allocation


Allocation as a % of Net Assets %Banks 21.19%Pharmaceuticals 10.92%Software 9.41%Consumer Non Durables 8.71%Auto 7.45%Finance 6.59%Cement 5.69%Chemicals 3.85%Telecom - Services 2.84%Construction Project 2.70%Industrial Products 2.59%Petroleum Products 1.97%Consumer Durables 1.75%Media & Entertainment 1.06%Auto Ancillaries 0.96%Transportation 0.93%Engineering Services 0.88%Pesticides 0.87%Oil 0.70%Textile Products 0.60%Construction 0.47%Non - Ferrous Metals 0.40%Services 0.21%Miscellaneous 0.00%Cash & Current Assets 5.74%Net receivables / payables 1.50%Total Net Assets 100.00%



Allocation as a % of Net Assets %Banks 18.26%Auto 15.93%Pharmaceuticals 14.12%Finance 7.06%Cement 5.32%Consumer Non Durables 4.92%Industrial Capital Goods 4.71%Software 4.57%Industrial Products 3.81%Petroleum Products 2.58%Gas 2.50%Auto Ancillaries 2.18%Construction Project 2.04%Pesticides 1.56%Textile Products 1.37%Engineering Services 1.22%Services 0.91%Telecom - Equipment & Accessories 0.84%

Power 0.72%Miscellaneous 0.60%Healthcare Services 0.58%Cash & Current Assets 5.06%Net receivables / payables -0.87%Total Net Assets 100.00%

Birla Sun Life Midcap Fund

Allocation as a % of Net Assets %Finance 11.03%Consumer Non Durables 10.17%Software 9.42%Construction 8.35%Banks 7.47%Pharmaceuticals 6.31%Gas 5.03%Auto Ancillaries 4.61%Industrial Products 4.48%Petroleum Products 3.74%Chemicals 3.71%Industrial Capital Goods 3.51%Consumer Durables 3.03%Services 2.74%Construction Project 2.68%Cement 2.29%Pesticides 1.66%Auto 1.28%Textile Products 1.11%Power 0.97%Miscellaneous 0.58%Ferrous Metals 0.29%Cash & Current Assets 4.69%Net receivables / payables 0.86%Total Net Assets 100.00%


Allocation as a % of Net Assets %Banks 22.46%Software 11.79%Petroleum Products 7.40%Auto 7.40%Pharmaceuticals 7.38%Consumer Non Durables 7.28%Finance 5.54%Construction Project 3.29%Cement 3.03%Industrial Capital Goods 2.60%Media & Entertainment 2.42%Power 1.97%Industrial Products 1.88%Minerals/Mining 1.51%Auto Ancillaries 1.49%Futures and Options 1.08%Non - Ferrous Metals 0.96%Construction 0.74%Pesticides 0.57%Telecom - Services 0.55%Oil 0.44%Fertilisers 0.38%WARRANT 0.30%Consumer Durables 0.24%Transportation 0.14%Corporate Debt 0.05%Gas 0.04%Cash & Current Assets 6.19%Net receivables / payables 0.88%Total Net Assets 100.00%Birla Sun Life

Infrastructure FundAllocation as a % of Net Assets %Banks 17.48%Industrial Capital Goods 12.78%Industrial Products 11.80%Finance 8.57%Cement 6.92%Construction Project 6.23%Power 5.81%Construction 5.61%Petroleum Products 5.37%Auto Ancillaries 4.93%Minerals/Mining 1.95%Auto 1.87%Non - Ferrous Metals 1.83%Engineering Services 1.66%Consumer Durables 1.60%Telecom - Services 1.28%Gas 0.83%Oil 0.78%Telecom - Equipment & Accessories 0.61%

Consumer Non Durables 0.43%WARRANT 0.35%Cash & Current Assets 1.61%Net receivables / payables -0.30%Total Net Assets 100.00%


Allocation as a % of Net Assets %Consumer Non Durables 26.37%Banks 20.84%Auto 11.82%Finance 9.60%Pharmaceuticals 6.18%Consumer Durables 5.20%Healthcare Services 2.71%Textile Products 2.63%Cement 1.95%Construction Project 1.70%Media & Entertainment 1.65%Construction 1.58%Transportation 1.38%Auto Ancillaries 1.20%Services 1.07%Diversified Consumer Services 1.00%

Cash & Current Assets 3.29%Net receivables / payables -0.19%

Total Net Assets 100.00%


Allocation as a % of Net Assets %Banks 22.44%Software 12.84%Pharmaceuticals 8.58%Petroleum Products 8.12%Auto 6.30%Finance 4.84%Consumer Non Durables 4.66%Industrial Capital Goods 3.62%Construction Project 3.12%Cement 3.11%Power 3.00%Auto Ancillaries 2.67%Industrial Products 1.74%Telecom - Services 1.62%Media & Entertainment 1.46%Minerals/Mining 1.36%Gas 1.08%Non - Ferrous Metals 1.03%Chemicals 0.95%Transportation 0.68%Consumer Durables 0.50%International Equity 0.44%Retailing 0.40%WARRANT 0.30%Fertilisers 0.28%Construction 0.22%Futures and Options 0.22%Oil 0.19%Corporate Debt 0.08%Cash & Current Assets 2.16%Net receivables / payables 2.00%Total Net Assets 100.00%



Allocation as a % of Net Assets %Software 84.08%Media & Entertainment 9.26%Telecom - Services 6.39%Miscellaneous 0.00%Cash & Current Assets 0.33%Net receivables / payables -0.06%Total Net Assets 100.00%


Allocation as a % of Net Assets %Auto Ancillaries 15.68%Finance 13.78%Banks 12.72%Consumer Non Durables 11.63%Pharmaceuticals 9.77%Transportation 7.11%Auto 6.28%Retailing 5.18%Consumer Durables 4.63%Pesticides 4.36%Media & Entertainment 3.61%Services 3.42%Miscellaneous 0.00%Cash & Current Assets 2.52%Net receivables / payables -0.68%Total Net Assets 100.00%

Note: The above Allocation is As on December 31, 2015 as per Industry classification as recommended by AMFI.

108

Industry Allocation




Allocation as a % of Net Assets %Consumer Non Durables 14.98%Pharmaceuticals 13.23%Finance 11.55%Auto Ancillaries 9.85%Auto 9.04%Industrial Capital Goods 7.50%Pesticides 7.16%Banks 5.07%Consumer Durables 4.94%Industrial Products 4.40%Services 3.61%Transportation 2.84%Cement 1.04%Software 0.60%Construction 0.27%Petroleum Products 0.18%Corporate Debt 0.01%Miscellaneous 0.00%Cash & Current Assets 4.01%Net receivables / payables -0.28%Total Net Assets 100.00%


Allocation as a % of Net Assets %Futures and Options 25.53%Banks 17.75%Software 12.10%Consumer Non Durables 7.44%Auto 6.98%Pharmaceuticals 5.39%Finance 5.19%Petroleum Products 4.97%Construction Project 2.73%Cement 2.11%Power 1.93%Telecom - Services 1.65%Oil 1.34%Minerals/Mining 1.11%Media & Entertainment 0.63%Transportation 0.62%Non - Ferrous Metals 0.55%Gas 0.46%Ferrous Metals 0.45%Auto Ancillaries 0.45%Industrial Capital Goods 0.40%Cash & Current Assets 18.15%Net receivables / payables -17.92%Total Net Assets 100.00%


Allocation as a % of Net Assets %Software 33.51%Pharmaceuticals 22.32%Industrial Products 10.56%Industrial Capital Goods 6.26%Auto Ancillaries 5.92%Petroleum Products 5.38%Non - Ferrous Metals 4.53%Auto 3.47%Textile Products 3.15%Finance 2.69%Miscellaneous 0.00%Cash & Current Assets 3.67%Net receivables / payables -1.46%Total Net Assets 100.00%


Allocation as a % of Net Assets %Banks 15.76%Software 11.64%Industrial Products 8.80%Consumer Non Durables 8.71%Pharmaceuticals 8.13%Finance 7.08%Auto 5.93%Petroleum Products 4.99%Industrial Capital Goods 4.93%Media & Entertainment 4.65%Cement 3.91%Textile Products 2.93%Non - Ferrous Metals 2.03%Minerals/Mining 1.99%Transportation 1.96%Oil 1.47%Gas 1.09%Power 0.91%Auto Ancillaries 0.84%Hotels, Resorts And Other Recreational Activities 0.72%

Consumer Durables 0.34%Cash & Current Assets 0.83%Net receivables / payables 0.36%

Total Net Assets 100.00%


Allocation as a % of Net Assets %Government Bond 19.65%Banks 13.87%Pharmaceuticals 6.54%Software 6.41%Petroleum Products 6.36%Finance 4.96%Media & Entertainment 4.52%Auto 4.39%Corporate Debt 3.95%Industrial Products 3.78%Consumer Non Durables 2.81%Industrial Capital Goods 2.37%Construction Project 2.26%Chemicals 1.61%Cement 1.45%Transportation 1.37%Consumer Durables 1.15%Gas 1.04%Floating Rate Note 1.03%Auto Ancillaries 0.77%Minerals/Mining 0.73%Power 0.66%Retailing 0.64%State Government Bond 0.63%Futures and Options 0.60%Pesticides 0.55%Non - Ferrous Metals 0.51%Telecom - Services 0.46%Textile Products 0.42%WARRANT 0.31%Miscellaneous 0.00%Cash & Current Assets 4.18%Total Net Assets 100.00%


Allocation as a % of Net Assets %Finance 11.91%Consumer Non Durables 10.17%Pharmaceuticals 8.33%Banks 6.88%Software 6.07%Cement 5.77%Auto Ancillaries 5.20%Textile Products 4.82%Construction 4.70%Industrial Products 4.50%Transportation 3.70%Industrial Capital Goods 3.12%Chemicals 3.06%Gas 2.47%Ferrous Metals 2.45%Construction Project 2.41%Consumer Durables 2.21%Retailing 2.08%Petroleum Products 1.98%Cash & Current Assets 8.10%Net receivables / payables 0.08%Total Net Assets 100.00%


Allocation as a % of Net Assets %Government Bond 28.41%Banks 24.90%Auto 10.72%Finance 9.11%Construction Project 6.13%Industrial Capital Goods 5.75%Cement 4.85%Industrial Products 3.45%Construction 1.67%Auto Ancillaries 1.17%Power 0.73%Media & Entertainment 0.05%Cash & Current Assets 4.35%Net receivables / payables -1.28%Total Net Assets 100.00%


Allocation as a % of Net Assets %Petroleum Products 18.03%Chemicals 12.88%Transportation 6.54%Banks 5.73%Finance 5.64%Auto Ancillaries 5.57%Pharmaceuticals 5.53%Software 5.24%Media & Entertainment 4.33%Construction 4.07%Gas 3.19%Textile Products 2.98%Consumer Non Durables 2.95%Construction Project 2.76%Cement 2.56%Pesticides 2.50%Fertilisers 1.61%Consumer Durables 1.28%Minerals/Mining 1.10%Industrial Capital Goods 1.08%Auto 0.93%Ferrous Metals 0.93%Telecom - Equipment & Accessories 0.16%

Cash & Current Assets 3.66%Net receivables / payables -1.28%Total Net Assets 100.00%

Birla Sun Life Long TermAdvantage Fund

Allocation as a % of Net Assets %Banks 20.38%Software 13.93%Petroleum Products 9.26%Finance 8.01%Consumer Non Durables 7.51%Auto 6.52%Pharmaceuticals 6.43%Cement 3.08%Auto Ancillaries 2.59%Industrial Products 2.58%Non - Ferrous Metals 2.42%Construction 2.15%Telecom - Services 1.60%Construction Project 1.36%Gas 1.32%Industrial Capital Goods 1.19%Consumer Durables 1.09%Pesticides 1.08%Services 1.08%Media & Entertainment 1.08%Minerals/Mining 0.99%Chemicals 0.73%Fertilisers 0.68%Retailing 0.52%Cash & Current Assets 1.81%Net receivables / payables 0.60%Total Net Assets 100.00%

109

Industry Allocation




Allocation as a % of Net Assets %Banks 11.83%Auto 8.71%Textile Products 7.64%Finance 7.01%Cement 6.71%Software 6.66%Pharmaceuticals 5.28%Industrial Products 4.31%Petroleum Products 2.76%Textiles - Cotton 2.21%Ferrous Metals 2.19%Power 2.02%Construction 2.00%Retailing 1.51%Industrial Capital Goods 1.45%Minerals/Mining 1.33%Oil 1.11%Media & Entertainment 0.70%Transportation 0.38%Consumer Non Durables 0.35%Healthcare Services 0.21%Corporate Debt 0.08%Futures and Options -10.80%Cash & Current Assets 18.51%Net receivables / payables 15.84%Total Net Assets 100.00%

Birla Sun Life Global Commodities Fund

Allocation as a % of Net Assets %I_Mutual_Fund_Units 83.21%Cash & Current Assets 16.91%Net receivables / payables -0.12%Total Net Assets 100.00%

Birla Sun Life Global Real Estate Fund

Allocation as a % of Net Assets %I_Mutual_Fund_Units 97.67%Cash & Current Assets 1.22%Net receivables / payables 1.10%Total Net Assets 100.00%

110


Allocation as a % of Net Assets %I_Mutual_Fund_Units 89.60%Cash & Current Assets 10.82%Net receivables / payables -0.42%Total Net Assets 100.00%


Allocation as a % of Net Assets %United States 17.43%Banks 14.02%Finance 8.69%Software 8.14%Auto 5.73%Consumer Non Durables 4.98%Textile Products 4.02%Industrial Products 3.86%Cement 3.13%Pharmaceuticals 2.64%Non - Ferrous Metals 2.03%Oil 1.76%Construction 1.71%Ferrous Metals 1.47%Australia 1.45%Chemicals 1.44%Japan 1.33%United Kingdom 1.32%Media & Entertainment 1.32%Hong Kong 1.29%Power 1.13%Germany 1.06%France 1.01%Services 0.96%Retailing 0.95%Netherlands 0.86%Auto Ancillaries 0.78%Swaziland 0.77%Switzerland 0.68%Minerals/Mining 0.65%Sweden 0.62%

Birla Sun Life CommodityEquities Fund - Global Agri Plan

(GAP)Allocation as a % of Net Assets %United States 59.38%Switzerland 18.99%Mauritius 5.18%Japan 4.42%Canada 4.33%Norway 4.17%Russian Federation 1.53%Chile 0.91%Cash & Current Assets 2.95%Net receivables / payables -1.86%Total Net Assets 100.00%


Allocation as a % of Net Assets %United States 56.33%Australia 5.05%Hong Kong 4.97%United Kingdom 4.55%Japan 4.38%Germany 4.10%France 3.31%Netherlands 2.97%Swaziland 2.67%Sweden 2.39%Switzerland 2.25%Norway 2.22%Cash & Current Assets 3.84%Net receivables / payables 0.98%Total Net Assets 100.00%

Country/Industry AllocationBirla Sun Life International

Equity Fund - Plan BAllocation as a % of Net Assets %Norway 0.60%Textiles - Cotton 0.54%Industrial Capital Goods 0.11%Cash & Current Assets 1.96%Net receivables / payables -0.47%Total Net Assets 100.00%


Allocation as a % of Net Assets %Banks 16.29%Government Bond 14.70%Finance 10.57%Auto 8.69%Petroleum Products 8.68%Consumer Non Durables 5.57%Pharmaceuticals 5.55%Auto Ancillaries 3.86%Industrial Capital Goods 1.88%Oil 1.87%Cement 1.46%Industrial Products 0.85%Textile Products 0.76%Construction Project 0.67%Pesticides 0.65%Software 0.56%Engineering Services 0.54%Chemicals 0.49%Gas 0.48%Consumer Durables 0.30%Power 0.25%Retailing 0.22%Futures and Options -40.45%Cash & Current Assets 6.30%Net receivables / payables 49.27%Total Net Assets 100.00%

Industry Allocation


Birla Sun Life EnhancedArbitrage Fund

Allocation as a % of Net Assets %Banks 12.80%Petroleum Products 9.09%Pharmaceuticals 8.77%Consumer Non Durables 5.95%Margin Fixed Deposit 4.34%Money Market Instruments 4.31%Auto 4.24%Finance 3.70%Construction Project 3.08%Construction 2.32%Transportation 2.19%Media & Entertainment 1.67%Auto Ancillaries 0.88%Ferrous Metals 0.75%Power 0.75%Software 0.50%Cement 0.50%Pesticides 0.42%Oil 0.02%Futures and Options -57.83%Cash & Current Assets 11.15%Net receivables / payables 80.40%Total Net Assets 100.00%

SAVINGS SOLUTIONS



Banks 15.01%


Finance 9.08%


Software 6.15%


Cement 4.76%

Pesticides 4.37%


Auto 3.97%

Transportation 3.79%

Media & Entertainment 3.32%

Petroleum Products 2.90%

Retailing 2.85%

Services 2.78%

Industrial Products 2.10%

Construction Project 1.97%

Consumer Durables 1.87%

Non - Ferrous Metals 0.22%

Miscellaneous 0.00%


Net receivables / payables -0.18%Total Net Assets 100.00%



Banks 15.33%


Finance 9.38%


Software 6.28%


Cement 4.86%

Pesticides 4.47%


Auto 4.06%




Services 2.87%

Retailing 2.85%





Miscellaneous 0.00%





Birla Sun Life Tax Savings Fund


Banks 15.35%


Finance 9.27%


Software 6.35%


Cement 4.88%

Pesticides 4.45%


Auto 4.08%




Retailing 2.87%

Services 2.83%







111

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Birla Sun Life Asset Management Company Limited (Investment manager for Birla Sun Life Mutual Fund) CIN: U65991MH1994PLC080811One Indiabulls Centre, Tower 1, 17th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013.

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Vadodara Gurgaon Patiala

Disclaimer: This document has been prepared by Birla Sun Life Asset Management Co. Ltd. (BSLAMC) for information purposes only and should not at any point of time be construed as an offer or solicitation of an offer for purchase of any securities/ instruments or to the units of Birla Sun Life Mutual Fund. Views/ outlook expressed herein are for general information only and do not have regards to specific investment objectives, financial situation and/or the particular needs of any specific person who may have receive this information. Investors are requested to note that Fiscal laws may change from time to time and there can be no guarantee that the current tax position may continue in the future. Investors are advised to consult their tax advisor in view of individual nature of tax implication. The data contained in this document maybe based on certain assumptions and/or compiled from sources, which BSLAMC believes to be reliable, but cannot guarantee its accuracy or completeness. Further the opinions, estimates and facts referred to in this document constitute our view as of current date and are subject to change without notice and BSLAMC is under no obligation to update the same. These views/outlook alone are not sufficient and should not be used for the development or implementation of an investment strategy and should not be construed as investment advice to any party.

The Material provided in the Empower cannot be reproduced or quoted anywhere without express permission from Birla Sun Life Asset Management Company Ltd.


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